Notice of Termination; 10090 Security Bank of North Metro, Woodstock, Georgia, 60679-60680 [2015-25417]
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Federal Register / Vol. 80, No. 194 / Wednesday, October 7, 2015 / Notices
asabaliauskas on DSK5VPTVN1PROD with NOTICES
Average time per response: 4 hours
per respondent.
Estimated Total Annual Burden: 4
hours × 2,000 respondents = 8,000
hours.
General Description of Collection
Small businesses are an important
component of the U.S. economy.
According to the Small Business
Administration, small firms accounted
for almost half of private-sector
employment and 63 percent of net new
jobs between mid-1993 and 2013.1
Many small businesses have little or no
direct access to capital markets and are
thus reliant on bank financing. For
banks, small business lending is an
important way that they help meet their
communities’ needs, especially for the
many banks that primarily focus on
commercial rather than consumer
lending.
Due to the importance of small
businesses to the U.S. economy and the
importance of bank lending to small
businesses, the proposed FDIC Small
Business Lending Survey, which
surveys banks, will provide important
data to complement existing sources of
data on small business lending. The
proposed survey data will not duplicate
existing sources of data and will provide
additional insight into many aspects of
small business lending.
The FDIC Small Business Lending
Survey, proposed to begin data
collection in May 2016, is designed to
yield heretofore unavailable nationallyrepresentative estimates on the volume
and details of small business loans
extended by FDIC-insured banks. In
addition, the survey will provide new
information on banks’ perceived
competition and market area for small
business lending. The survey will yield
nationally representative estimates of
small business lending by banks of
several different asset size categories
and with different levels of urban or
rural presence.
In addition to the questions on small
business lending, the new survey will
include some questions related to
consumer transaction accounts that are
directly responsive to the mandate in
Section 7 of the Federal Deposit
Insurance Reform Conforming
Amendments Act of 2005 (‘‘Reform
Act’’) (Pub. L. 109–173), which calls for
the FDIC to conduct ongoing surveys
‘‘on efforts by insured depository
institutions to bring those individuals
and families who have rarely, if ever,
held a checking account, a savings
account or other type of transaction or
check cashing account at an insured
depository institution (hereafter in this
section referred to as the ‘unbanked’)
into the conventional finance system.’’
Section 7 of the Reform Act further
instructs the FDIC to consider several
factors in its conduct of the surveys,
including: ‘‘what cultural, language and
identification issues as well as
transaction costs appear to most prevent
‘unbanked’ individuals from
establishing conventional accounts’’.
The consumer account-focused
questions are designed to provide a
factual basis for examining
identification issues and transaction
costs related to establishing mainstream
transaction accounts at banks. These
consumer account-focused questions
have been added to the Small Business
Lending Survey in lieu of fielding a
separate second survey to respond to the
Congressional mandate. The
consolidation of these efforts is
expected to reduce the burden on banks
relative to fielding two separate surveys.
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
The FDIC will consider all comments
to determine the extent to which the
information collection should be
modified prior to submission to OMB
for review and approval. After the
comment period closes, comments will
be summarized and/or included in the
FDIC’s request to OMB for approval of
the collection. All comments will
become a matter of public record.
Dated at Washington, DC, this 2nd day of
October, 2015.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2015–25507 Filed 10–6–15; 8:45 am]
BILLING CODE 6714–01–P
i https://www.sba.gov/sites/default/files/
FAQ_March_2014_0.pdf, accessed Sep 15, 2015.
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60679
FEDERAL DEPOSIT INSURANCE
CORPORATION
Notice of Termination; 10157 First
Security National Bank, Norcross,
Georgia
The Federal Deposit Insurance
Corporation (FDIC), as Receiver for
10157 First Security National Bank,
Norcross, Georgia (Receiver) has been
authorized to take all actions necessary
to terminate the receivership estate of
First Security National Bank
(Receivership Estate); The Receiver has
made all dividend distributions
required by law.
The Receiver has further irrevocably
authorized and appointed FDICCorporate as its attorney-in-fact to
execute and file any and all documents
that may be required to be executed by
the Receiver which FDIC-Corporate, in
its sole discretion, deems necessary;
including but not limited to releases,
discharges, satisfactions, endorsements,
assignments and deeds.
Effective October 01, 2015 the
Receivership Estate has been
terminated, the Receiver discharged,
and the Receivership Estate has ceased
to exist as a legal entity.
Dated: October 1, 2015.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2015–25418 Filed 10–6–15; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Notice of Termination; 10090 Security
Bank of North Metro, Woodstock,
Georgia
The Federal Deposit Insurance
Corporation (FDIC), as Receiver for
10090 Security Bank of North Metro,
Woodstock, Georgia (Receiver) has been
authorized to take all actions necessary
to terminate the receivership estate of
Security Bank of North Metro
(Receivership Estate); The Receiver has
made all dividend distributions
required by law.
The Receiver has further irrevocably
authorized and appointed FDICCorporate as its attorney-in-fact to
execute and file any and all documents
that may be required to be executed by
the Receiver which FDIC-Corporate, in
its sole discretion, deems necessary;
including but not limited to releases,
discharges, satisfactions, endorsements,
assignments and deeds.
Effective October 1, 2015 the
Receivership Estate has been
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60680
Federal Register / Vol. 80, No. 194 / Wednesday, October 7, 2015 / Notices
terminated, the Receiver discharged,
and the Receivership Estate has ceased
to exist as a legal entity.
Dated: October 1, 2015.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2015–25417 Filed 10–6–15; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
execute and file any and all documents
that may be required to be executed by
the Receiver which FDIC-Corporate, in
its sole discretion, deems necessary;
including but not limited to releases,
discharges, satisfactions, endorsements,
assignments and deeds.
Effective October, 01, 2015 the
Receivership Estate has been
terminated, the Receiver discharged,
and the Receivership Estate has ceased
to exist as a legal entity.
Dated: September 30, 2015.
Federal Deposit Insurance Corporation
Notice of Termination; 10087 Security
Bank of Houston County, Perry,
Georgia
Robert E. Feldman,
Executive Secretary.
The Federal Deposit Insurance
Corporation (FDIC), as Receiver for
10087 Security Bank of Houston
County, Perry, Georgia (Receiver) has
been authorized to take all actions
necessary to terminate the receivership
estate of Security Bank of Houston
County (Receivership Estate); The
Receiver has made all dividend
distributions required by law.
The Receiver has further irrevocably
authorized and appointed FDICCorporate as its attorney-in-fact to
execute and file any and all documents
that may be required to be executed by
the Receiver which FDIC-Corporate, in
its sole discretion, deems necessary;
including but not limited to releases,
discharges, satisfactions, endorsements,
assignments and deeds.
Effective October 1, 2015 the
Receivership Estate has been
terminated, the Receiver discharged,
and the Receivership Estate has ceased
to exist as a legal entity.
BILLING CODE 6714–01–P
Dated: October 1, 2015.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2015–25415 Filed 10–6–15; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
asabaliauskas on DSK5VPTVN1PROD with NOTICES
Notice of Termination; 10113, InBank,
Oak Forest, Illinois
The Federal Deposit Insurance
Corporation (FDIC), as Receiver for
10113, InBank, Oak Forest, IL (Receiver)
has been authorized to take all actions
necessary to terminate the receivership
estate of InBank (Receivership Estate);
The Receiver has made all dividend
distributions required by law.
The Receiver has further irrevocably
authorized and appointed FDICCorporate as its attorney-in-fact to
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[FR Doc. 2015–25409 Filed 10–6–15; 8:45 am]
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Proposed Information
Collection Revision; Comment
Request (3064–0189)
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:
The Federal Deposit
Insurance Corporation (FDIC), as part of
its continuing effort to reduce
paperwork and respondent burden,
invites the general public and other
Federal agencies to take this
opportunity to comment on a revision of
a continuing information collection, as
required by the Paperwork Reduction
Act of 1995. Under the Paperwork
Reduction Act, Federal Agencies are
required to publish notice in the
Federal Register concerning proposed
information collection revisions and
allow 60 days for public comment in
response to the notice.
An agency may not conduct or
sponsor, and a respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number. The FDIC is
soliciting comment concerning its
information collection titled, ‘‘Annual
Stress Test Reporting Template and
Documentation for Covered Banks with
Total Consolidated Assets of $10 Billion
or More under Dodd-Frank’’ (OMB
Control No. 3064–0189).
DATES: Comments must be received by
December 7, 2015.
ADDRESSES: You may submit written
comments by any of the following
methods:
• Agency Web site: https://
www.fdic.gov/regulations/laws/federal/.
SUMMARY:
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Follow the instructions for submitting
comments on the FDIC Web site.
• Federal eRulemaking Portal: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: Comments@FDIC.gov.
Include ‘‘Annual Stress Test Reporting’’
on the subject line of the message.
• Mail: Gary A. Kuiper, Counsel,
Legislation, Regulations and Opinions
Section, MB–3074, Attention:
Comments, FDIC, 550 17th Street NW.,
Washington, DC 20429.
• Hand Delivery/Courier: Guard
station at the rear of the 550 17th Street
Building (located on F Street) on
business days between 7:00 a.m. and
5:00 p.m.
Public Inspection: All comments
received will be posted without change
to
https://www.fdic.gov/regulations/laws/
federal/ including any personal
information provided.
Additionally, you may send a copy of
your comments: By mail to the U.S.
OMB, 725 17th Street NW., #10235,
Washington, DC 20503 or by facsimile
to 202.395.6974, Attention: Federal
Banking Agency Desk Officer.
FOR FURTHER INFORMATION CONTACT: You
can request additional information from
Gary Kuiper, 202.898.3877, Legal
Division, FDIC, 550 17th Street NW.,
MB–3074, Washington, DC 20429. In
addition, copies of the templates
referenced in this notice can be found
on the FDIC’s Web site (https://
www.fdic.gov/regulations/laws/federal/
).
SUPPLEMENTARY INFORMATION: The FDIC
is requesting comment on the following
revision of an information collection:
Annual Stress Test Reporting Template
and Documentation for Covered Banks
With Total Consolidated Assets of $10
Billion to $50 Billion Under DoddFrank
Section 165(i)(2) of the Dodd-Frank
Wall Street Reform and Consumer
Protection Act 1 (Dodd-Frank Act)
requires certain financial companies,
including state nonmember banks and
state savings associations, to conduct
annual stress tests 2 and requires the
primary financial regulatory agency 3 of
those financial companies to issue
regulations implementing the stress test
requirements.4 A state nonmember bank
or state savings association is a ‘‘covered
bank’’ and therefore subject to the stress
1 Public Law 111–203 § 165(i)(2), 124 Stat. 1376,
1430 (July 21, 2010) (codified at 12 U.S.C.
§ 5365(i)(2).
2 12 U.S.C. 5365(i)(2)(A).
3 12 U.S.C. 5301(12).
4 12 U.S.C. 5365(i)(2)(C).
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Agencies
[Federal Register Volume 80, Number 194 (Wednesday, October 7, 2015)]
[Notices]
[Pages 60679-60680]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-25417]
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FEDERAL DEPOSIT INSURANCE CORPORATION
Notice of Termination; 10090 Security Bank of North Metro,
Woodstock, Georgia
The Federal Deposit Insurance Corporation (FDIC), as Receiver for
10090 Security Bank of North Metro, Woodstock, Georgia (Receiver) has
been authorized to take all actions necessary to terminate the
receivership estate of Security Bank of North Metro (Receivership
Estate); The Receiver has made all dividend distributions required by
law.
The Receiver has further irrevocably authorized and appointed FDIC-
Corporate as its attorney-in-fact to execute and file any and all
documents that may be required to be executed by the Receiver which
FDIC-Corporate, in its sole discretion, deems necessary; including but
not limited to releases, discharges, satisfactions, endorsements,
assignments and deeds.
Effective October 1, 2015 the Receivership Estate has been
[[Page 60680]]
terminated, the Receiver discharged, and the Receivership Estate has
ceased to exist as a legal entity.
Dated: October 1, 2015.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2015-25417 Filed 10-6-15; 8:45 am]
BILLING CODE 6714-01-P