Agency Information Collection Activities; Submission for OMB Review; Comment Request; Extension, 60145-60147 [2015-25257]
Download as PDF
Federal Register / Vol. 80, No. 192 / Monday, October 5, 2015 / Notices
records of employee training, refresher
training, medical exams and reviewing
emergency response plans.
Form Numbers: None.
Respondents/Affected Entities:
Entities potentially affected by this
action are those State and local
employees engaged in hazardous waste
operations and emergency response in
the 27 States that do not have
Occupational Health & Safety
Administration (OSHA) approved State
plans.
Respondent’s Obligation To Respond:
40 CFR part 311 has no reporting
requirements. There are record keeping
requirements by inference in Section (e)
and by statue in Section (f)[8] of OSHA’s
29 CFR 1910.120.
Estimated Total Number of
Respondents: 24,000.
Frequency of Response: Annually
recordkeeping. No response required to
Agency.
Estimated Total Annual Burden
Hours: 255,427 hours.
Estimated Total Annual Costs:
$3,528,888, which is entirely for labor.
There are no capital investment or
maintenance and operational costs.
Changes in Estimates: These burden
estimates reflect what is currently
approved by OMB, without change. EPA
will provide revised burden estimates
when the second comment period for
this ICR is opened. However, as the
universe and regulations have not
changed, EPA does not anticipate any
substantive changes to the burden
figures.
Dated: September 24, 2015.
James E. Woolford,
Director, Office of Superfund Remediation
and Technology Innovation.
[FR Doc. 2015–25323 Filed 10–2–15; 8:45 am]
BILLING CODE 6560–50–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
mstockstill on DSK4VPTVN1PROD with NOTICES
Notice to All Interested Parties of the
Termination of the Receivership of
10033, Suburban Federal Savings Bank
Crofton, Maryland
NOTICE IS HEREBY GIVEN that the
Federal Deposit Insurance Corporation
(‘‘FDIC’’) as Receiver for Suburban
Federal Savings Bank, Crofton,
Maryland (‘‘the Receiver’’) intends to
terminate its receivership for said
institution. The FDIC was appointed
receiver of Suburban Federal Savings
Bank on January 30, 2009. The
liquidation of the receivership assets
has been completed. To the extent
permitted by available funds and in
VerDate Sep<11>2014
18:34 Oct 02, 2015
Jkt 238001
accordance with law, the Receiver will
be making a final dividend payment to
proven creditors.
Based upon the foregoing, the
Receiver has determined that the
continued existence of the receivership
will serve no useful purpose.
Consequently, notice is given that the
receivership shall be terminated, to be
effective no sooner than thirty days after
the date of this Notice. If any person
wishes to comment concerning the
termination of the receivership, such
comment must be made in writing and
sent within thirty days of the date of
this Notice to: Federal Deposit
Insurance Corporation, Division of
Resolutions and Receiverships,
Attention: Receivership Oversight
Department 32.1, 1601 Bryan Street,
Dallas, TX 75201.
No comments concerning the
termination of this receivership will be
considered which are not sent within
this time frame.
Federal Deposit Insurance Corporation.
Dated: September 30, 2015.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2015–25253 Filed 10–2–15; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Notice to All Interested Parties of the
Termination of the Receivership of
10239, Southwest Community Bank,
Springfield, Missouri
Notice is hereby given that the Federal
Deposit Insurance Corporation (‘‘FDIC’’)
as Receiver for Southwest Community
Bank, Springfield, Missouri (‘‘the
Receiver’’) intends to terminate its
receivership for said institution. The
FDIC was appointed receiver of
Southwest Community Bank on May 14,
2010. The liquidation of the
receivership assets has been completed.
To the extent permitted by available
funds and in accordance with law, the
Receiver will be making a final dividend
payment to proven creditors.
Based upon the foregoing, the
Receiver has determined that the
continued existence of the receivership
will serve no useful purpose.
Consequently, notice is given that the
receivership shall be terminated, to be
effective no sooner than thirty days after
the date of this Notice. If any person
wishes to comment concerning the
termination of the receivership, such
comment must be made in writing and
sent within thirty days of the date of
this Notice to: Federal Deposit
PO 00000
Frm 00032
Fmt 4703
Sfmt 4703
60145
Insurance Corporation, Division of
Resolutions and Receiverships,
Attention: Receivership Oversight
Department 32.1, 1601 Bryan Street,
Dallas, TX 75201.
No comments concerning the
termination of this receivership will be
considered which are not sent within
this time frame.
Dated: September 29, 2015.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2015–25143 Filed 10–2–15; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL TRADE COMMISSION
Agency Information Collection
Activities; Submission for OMB
Review; Comment Request; Extension
Federal Trade Commission
(‘‘FTC’’ or ‘‘Commission’’).
ACTION: Notice.
AGENCY:
The FTC intends to ask the
Office of Management and Budget
(‘‘OMB’’) to extend for an additional
three years the current Paperwork
Reduction Act (‘‘PRA’’) clearance 1 for
the information collection requirements
in the FTC Red Flags, Card Issuers, and
Address Discrepancies Rules 2
(‘‘Rules’’). That clearance expires on
December 31, 2015.3
DATES: Comments must be submitted by
November 4, 2015.
ADDRESSES: Interested parties may file a
comment online or on paper by
following the instructions in the
Request for Comment part of the
SUPPLEMENTARY INFORMATION section
below. Write ‘‘Red Flags Rule, PRA
Comment, Project No. P095406’’ on your
comment. File your comment online at
https://ftcpublic.commentworks.com/
ftc/RedFlagsPRA2 by following the
instructions on the web-based form. If
you prefer to file your comment on
paper, mail your comment to the
following address: Federal Trade
Commission, Office of the Secretary,
600 Pennsylvania Avenue NW., Suite
CC–5610 (Annex J), Washington, DC
20580, or deliver your comment to the
following address: Federal Trade
Commission, Office of the Secretary,
Constitution Center, 400 7th Street SW.,
5th Floor, Suite 5610 (Annex J),
Washington, DC 20024.
SUMMARY:
1 OMB
Control No. 3084–0137.
CFR 681.1; 16 CFR 681.2; 16 CFR part 641.
3 The related preceding Federal Register Notice,
80 FR 42806 (Jul. 20, 2015) (‘‘July 20, 2015 Notice’’),
erroneously stated that existing clearance expires
November 30, 2015.
2 16
E:\FR\FM\05OCN1.SGM
05OCN1
60146
Federal Register / Vol. 80, No. 192 / Monday, October 5, 2015 / Notices
mstockstill on DSK4VPTVN1PROD with NOTICES
FOR FURTHER INFORMATION CONTACT:
Estimated Annual Burden
Requests for additional information
should be addressed to Steven Toporoff,
Attorney, Bureau of Consumer
Protection, (202) 326–2252, Federal
Trade Commission, 600 Pennsylvania
Avenue, Washington, DC 20580.
SUPPLEMENTARY INFORMATION:
Title: Red Flags Rule, 16 CFR 681.1;
Card Issuers Rule, 16 CFR 681.2;
Address Discrepancy Rule, 16 CFR part
641
OMB Control Number: 3084–0137
Type of Review: Extension of
currently approved collection
Abstract: The Red Flags Rule requires
financial institutions and certain
creditors to develop and implement
written Identity Theft Prevention
Programs. The Card Issuers Rule
requires credit and debit card issuers to
assess the validity of notifications of
address changes under certain
circumstances. The Address
Discrepancy Rule provides guidance on
what users of consumer reports must do
when they receive a notice of address
discrepancy from a nationwide
consumer reporting agency.
Collectively, these three anti-identity
theft provisions are intended to prevent
impostures from misusing another
person’s personal information for a
fraudulent purpose.
The Rules implement sections 114
and 315 of the Fair Credit Reporting Act
(‘‘FCRA’’), 15 U.S.C. 1681 et seq., to
require businesses to undertake
measures to prevent identity theft and
increase the accuracy of consumer
reports.
The Commission received no relevant
public comments on the Rules’
information collection requirements and
FTC staff’s associated PRA burden
analysis and estimates that appeared in
the July 20, 2015 Federal Register
Notice. That Notice discusses in greater
detail staff’s methodology behind the
estimates restated here in summary
form, while also providing an overview
of the Rules’ and the statutes that
underlie them.
Pursuant to the OMB regulations, 5
CFR part 1320, that implement the PRA,
44 U.S.C. 3501 et seq., the FTC is
providing a second opportunity for the
public to comment on: (1) Whether the
disclosure requirements are necessary,
including whether the information will
be practically useful; (2) the accuracy of
our burden estimates, including
whether the methodology and
assumptions used are valid; (3) ways to
enhance the quality, utility, and clarity
of the information to be collected; and
(4) ways to minimize the burden of the
collection of information.
A Section 114: Red Flags and Card
Issuers Rules:
(1) Red Flags:
(a) Estimated Number of Respondents:
162,3024
(i) High-Risk Entities 5 101,328
(ii) Low-Risk Entities: 60,974 6
(b) Estimated Hours Burden:7
(i) High-Risk Entities: 1,317,264
hours.
(ii) Low-Risk Entities: 37,601 hours.
(2) Card Issuers Rule:
(a) Estimated Number of Respondents:
16,301 8
(b) Estimated Hours Burden: 65,204
hours.
(3) Combined Labor Cost Burden:
$76,683,726.
B. Section 315—Address Discrepancy
Rule: 9
(1) Estimated Number of Respondents
(a) Customer Verification: 1,875,275.
(b) Address Verification: 10,000.
(2) Estimated Hours Burden.
(a) Customer Verification: 875,128
hours.
(b) Address Verification: 1,667 hours.
(3) Estimated Labor Cost Burden:
$15,782,310.
C. Capital/Non-Labor Costs for Sections
114 and 315
VerDate Sep<11>2014
18:34 Oct 02, 2015
Jkt 238001
4 This figure comprises 6,298 financial
institutions and 156,004 creditors (95,030 high-risk
entities, excluding financial institutions + 60,974
low-risk creditors). Due both to prior math error and
mistakenly incorporating the tally of financial
institutions with creditors, the July 20, 2015 Notice
misstated the number of creditors as 162,295,
instead of 156,004. The total number of financial
institutions draws from FTC staff analysis of state
credit unions and insurers within the FTC’s
jurisdiction using 2012 Census data (‘‘County
Business Patterns,’’ U.S.) and other online industry
data. The total number of creditors draws from FTC
staff analysis of 2012 Census data and industry data
for businesses or organizations that market goods
and services to consumers or other businesses or
organizations subject to the FTC’s jurisdiction,
reduced by entities not likely to: (1) Obtain credit
reports, report credit transactions, or advance loans;
and (2) entities not likely to have covered accounts
under the Rule.
5 High-risk entities include, for example, financial
institutions within the FTC’s jurisdiction and
utilities, motor vehicle dealerships,
telecommunications firms, colleges and
universities, and hospitals.
6 Low-risk entities include, for example, public
warehouse and storage firms, nursing and
residential care facilities, automotive equipment
rental and leasing firms, office supplies and
stationery stores, fuel dealers, and financial
transactions processing firms.
7 See the July 20, 2015 Notice, 80 FR at 42808,
for details underlying the Red Flags hours burden
estimates.
8 FTC staff estimates that the Rule affects as many
as 16,301 card issues within the FTC’s jurisdiction.
This includes, for example, state credit unions,
general retail merchandise stores, colleges and
universities, and telecoms.
9 See the July 20, 2015 Notice, 80 FR at 42809,
for details underlying Section 315 and the Card
Issuer Rule population and burden estimates.
PO 00000
Frm 00033
Fmt 4703
Sfmt 4703
FTC staff believes that the Rules
impose negligible capital or other nonlabor costs, as the affected entities are
likely to have the necessary supplies
and/or equipment already (e.g., offices
and computers) for the information
collections described herein.
Request for Comment
You can file a comment online or on
paper. For the FTC to consider your
comment, we must receive it on or
before November 4, 2015. Write ‘‘Red
Flags Rule, PRA2, Project No. P095406’’
on your comment. Your comment—
including your name and your state—
will be placed on the public record of
this proceeding, including, to the extent
practicable, on the public Commission
Web site, at https://www.ftc.gov/os/
publiccomments.shtm. As a matter of
discretion, the Commission tries to
remove individuals’ home contact
information from comments before
placing them on the Commission Web
site.
Because your comment will be made
public, you are solely responsible for
making sure that your comment doesn’t
include any sensitive personal
information, like anyone’s Social
Security number, date of birth, driver’s
license number or other state
identification number or foreign country
equivalent, passport number, financial
account number, or credit or debit card
number. You are also solely responsible
for making sure that your comment
doesn’t include any sensitive health
information, like medical records or
other individually identifiable health
information. In addition, don’t include
any ‘‘[t]rade secret or any commercial or
financial information which is . . .
privileged or confidential,’’ as provided
in Section 6(f) of the FTC Act, 15 U.S.C.
46(f), and FTC Rule 4.10(a)(2), 16 CFR
4.10(a)(2). In particular, don’t include
competitively sensitive information
such as costs, sales statistics,
inventories, formulas, patterns, devices,
manufacturing processes, or customer
names.
If you want the Commission to give
your comment confidential treatment,
you must file it in paper form, with a
request for confidential treatment, and
you have to follow the procedure
explained in FTC Rule 4.9(c), 16 CFR
4.9(c).10 Your comment will be kept
confidential only if the FTC General
Counsel grants your request in
10 In particular, the written request for
confidential treatment that accompanies the
comment must include the factual and legal basis
for the request, and must identify the specific
portions of the comment to be withheld from the
public record. See FTC Rule 4.9(c), 16 CFR 4.9(c).
E:\FR\FM\05OCN1.SGM
05OCN1
Federal Register / Vol. 80, No. 192 / Monday, October 5, 2015 / Notices
accordance with the law and the public
interest.
Postal mail addressed to the
Commission is subject to delay due to
heightened security screening. As a
result, we encourage you to submit your
comments online, or to send them to the
Commission by courier or overnight
service. To make sure that the
Commission considers your online
comment, you must file it at https://
ftcpublic.commentworks.com/ftc/
RedFlagsPRA2 by following the
instructions on the web-based form.
When this Notice appears at https://
www.regulations.gov/#!home, you also
may file a comment through that Web
site.
If you file your comment on paper,
write ‘‘Red Flags Rule, PRA Comment,
Project No. P095406,’’ on your comment
and on the envelope. You can mail your
comment to the following address:
Federal Trade Commission, Office of the
Secretary, 600 Pennsylvania Avenue
NW., Suite CC–5610 (Annex J),
Washington, DC 20580, or deliver your
comment to the following address:
Federal Trade Commission, Office of the
Secretary, Constitution Center, 400 7th
Street SW., 5th Floor, Suite 5610
(Annex J), Washington, DC 20024.
The FTC Act and other laws that the
Commission administers permit the
collection of public comments to
consider and use in this proceeding as
appropriate. The Commission will
consider all timely and responsive
public comments that it receives on or
before November 4, 2015. For
information on the Commission’s
privacy policy, including routine uses
permitted by the Privacy Act, see https://
www.ftc.gov/ftc/privacy.htm. For
supporting documentation and other
information underlying the PRA
discussion in this Notice, see https://
www.reginfo.gov/public/jsp/PRA/
praDashboard.jsp.
Comments on the information
collection requirements subject to
review under the PRA should
additionally be submitted to OMB. If
sent by U.S. mail, they should be
addressed to Office of Information and
Regulatory Affairs, Office of
Management and Budget, Attention:
Desk Officer for the Federal Trade
Commission, New Executive Office
Building, Docket Library, Room 10102,
725 17th Street NW., Washington, DC
20503. Comments sent to OMB by U.S.
postal mail, however, are subject to
delays due to heightened security
precautions. Thus, comments instead
should be sent by facsimile to (202)
395–5806.
This bulletin expires April 5,
2016. The building redesignation
remains in effect until canceled or
superseded by another bulletin.
DATES:
FOR FURTHER INFORMATION CONTACT:
General Services Administration, Office
of Government-wide Policy (OGP), Attn:
Carolyn Austin-Diggs, 1800 F Street
NW., Washington, DC 20405, at 202–
219–1800, or by email at carolyn.austindiggs@gsa.gov.
This
bulletin announces the redesignation of
a Federal building. Public Law 114–16,
129 STAT. 200, dated May 22, 2015,
designated the United States Customs
and Border Protection Port of Entry
located at First Street and Pan American
Avenue in Douglas, Arizona, as the
‘‘Raul Hector Castro Port of Entry.’’
SUPPLEMENTARY INFORMATION:
David C. Shonka,
Principal Deputy General Counsel.
Dated: September 28, 2015.
Denise Turner Roth,
Administrator of General Services.
[FR Doc. 2015–25257 Filed 10–2–15; 8:45 am]
General Services Administration
BILLING CODE 6750–01–P
Redesignation of Federal Building
OGP–2015–01
GENERAL SERVICES
ADMINISTRATION
[Notice–OGP–2015–01; Docket 2015–0002;
Sequence 17]
Federal Management Regulation;
Redesignation of Federal Building
Office of Government-wide
Policy (OGP), General Services
Administration.
ACTION: Notice of a bulletin.
AGENCY:
The attached bulletin
announces the redesignation of a
Federal building.
SUMMARY:
TO: Heads of Federal Agencies
SUBJECT: Redesignation of Federal
Building
1. What is the purpose of this
bulletin? This bulletin announces the
redesignation of a Federal building.
2. When does this bulletin expire?
This bulletin announcement expires
April 5, 2016. The building designation
remains in effect until canceled or
superseded by another bulletin.
3. Redesignation. The former and new
name of the redesignated building is as
follows:
Former name
New name
mstockstill on DSK4VPTVN1PROD with NOTICES
United States Customs and Border Protection Port of Entry ..................
First Street and Pan American Avenue, Douglas, Arizona ......................
4. Who should we contact for further
information regarding redesignation of
this Federal building? U.S. General
Services Administration, Office of
Government-wide Policy (OGP), Attn:
Carolyn Austin-Diggs, 1800 F Street
NW., Washington, DC 20405, telephone
number: 202–219–1800, or email at
Carolyn.austin-diggs@gsa.gov.
Denise Turner Roth,
Administrator of General Services.
[FR Doc. 2015–25152 Filed 10–2–15; 8:45 am]
BILLING CODE 6820–14–P
Raul Hector Castro Port of Entry.
First Street and Pan American Avenue, Douglas, Arizona.
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Centers for Disease Control and
Prevention
Healthcare Infection Control Practices
Advisory Committee (HICPAC)
In accordance with section 10(a)(2) of
the Federal Advisory Committee Act
(P.L. 92–463), the Centers for Disease
Control and Prevention (CDC) announce
the following meeting for the
aforementioned committee:
Times and Dates
9:00 a.m.–5:00 p.m., November 5, 2015
VerDate Sep<11>2014
18:34 Oct 02, 2015
Jkt 238001
60147
PO 00000
Frm 00034
Fmt 4703
Sfmt 4703
9:00 a.m.–12:00 p.m., November 6, 2015
Place: Centers for Disease Control and
Prevention Global Communications
Center, Building 19, Auditorium B, 1600
Clifton Rd., Atlanta, Georgia 30333.
Status: Open to the public, limited
only by the space available. Please
register for the meeting at www.cdc.gov/
hicpac.
Purpose: The Committee is charged
with providing advice and guidance to
the Director, Division of Healthcare
Quality Promotion, the Director,
National Center for Emerging and
Zoonotic Infectious Diseases (NCEZID),
the Director, CDC, the Secretary, Health
and Human Services regarding (1) the
E:\FR\FM\05OCN1.SGM
05OCN1
Agencies
[Federal Register Volume 80, Number 192 (Monday, October 5, 2015)]
[Notices]
[Pages 60145-60147]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-25257]
=======================================================================
-----------------------------------------------------------------------
FEDERAL TRADE COMMISSION
Agency Information Collection Activities; Submission for OMB
Review; Comment Request; Extension
AGENCY: Federal Trade Commission (``FTC'' or ``Commission'').
ACTION: Notice.
-----------------------------------------------------------------------
SUMMARY: The FTC intends to ask the Office of Management and Budget
(``OMB'') to extend for an additional three years the current Paperwork
Reduction Act (``PRA'') clearance \1\ for the information collection
requirements in the FTC Red Flags, Card Issuers, and Address
Discrepancies Rules \2\ (``Rules''). That clearance expires on December
31, 2015.\3\
---------------------------------------------------------------------------
\1\ OMB Control No. 3084-0137.
\2\ 16 CFR 681.1; 16 CFR 681.2; 16 CFR part 641.
\3\ The related preceding Federal Register Notice, 80 FR 42806
(Jul. 20, 2015) (``July 20, 2015 Notice''), erroneously stated that
existing clearance expires November 30, 2015.
---------------------------------------------------------------------------
DATES: Comments must be submitted by November 4, 2015.
ADDRESSES: Interested parties may file a comment online or on paper by
following the instructions in the Request for Comment part of the
SUPPLEMENTARY INFORMATION section below. Write ``Red Flags Rule, PRA
Comment, Project No. P095406'' on your comment. File your comment
online at https://ftcpublic.commentworks.com/ftc/RedFlagsPRA2 by
following the instructions on the web-based form. If you prefer to file
your comment on paper, mail your comment to the following address:
Federal Trade Commission, Office of the Secretary, 600 Pennsylvania
Avenue NW., Suite CC-5610 (Annex J), Washington, DC 20580, or deliver
your comment to the following address: Federal Trade Commission, Office
of the Secretary, Constitution Center, 400 7th Street SW., 5th Floor,
Suite 5610 (Annex J), Washington, DC 20024.
[[Page 60146]]
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be addressed to Steven Toporoff, Attorney, Bureau of Consumer
Protection, (202) 326-2252, Federal Trade Commission, 600 Pennsylvania
Avenue, Washington, DC 20580.
SUPPLEMENTARY INFORMATION:
Title: Red Flags Rule, 16 CFR 681.1; Card Issuers Rule, 16 CFR
681.2; Address Discrepancy Rule, 16 CFR part 641
OMB Control Number: 3084-0137
Type of Review: Extension of currently approved collection
Abstract: The Red Flags Rule requires financial institutions and
certain creditors to develop and implement written Identity Theft
Prevention Programs. The Card Issuers Rule requires credit and debit
card issuers to assess the validity of notifications of address changes
under certain circumstances. The Address Discrepancy Rule provides
guidance on what users of consumer reports must do when they receive a
notice of address discrepancy from a nationwide consumer reporting
agency. Collectively, these three anti-identity theft provisions are
intended to prevent impostures from misusing another person's personal
information for a fraudulent purpose.
The Rules implement sections 114 and 315 of the Fair Credit
Reporting Act (``FCRA''), 15 U.S.C. 1681 et seq., to require businesses
to undertake measures to prevent identity theft and increase the
accuracy of consumer reports.
The Commission received no relevant public comments on the Rules'
information collection requirements and FTC staff's associated PRA
burden analysis and estimates that appeared in the July 20, 2015
Federal Register Notice. That Notice discusses in greater detail
staff's methodology behind the estimates restated here in summary form,
while also providing an overview of the Rules' and the statutes that
underlie them.
Pursuant to the OMB regulations, 5 CFR part 1320, that implement
the PRA, 44 U.S.C. 3501 et seq., the FTC is providing a second
opportunity for the public to comment on: (1) Whether the disclosure
requirements are necessary, including whether the information will be
practically useful; (2) the accuracy of our burden estimates, including
whether the methodology and assumptions used are valid; (3) ways to
enhance the quality, utility, and clarity of the information to be
collected; and (4) ways to minimize the burden of the collection of
information.
Estimated Annual Burden
A Section 114: Red Flags and Card Issuers Rules:
(1) Red Flags:
(a) Estimated Number of Respondents: 162,302\4\
---------------------------------------------------------------------------
\4\ This figure comprises 6,298 financial institutions and
156,004 creditors (95,030 high-risk entities, excluding financial
institutions + 60,974 low-risk creditors). Due both to prior math
error and mistakenly incorporating the tally of financial
institutions with creditors, the July 20, 2015 Notice misstated the
number of creditors as 162,295, instead of 156,004. The total number
of financial institutions draws from FTC staff analysis of state
credit unions and insurers within the FTC's jurisdiction using 2012
Census data (``County Business Patterns,'' U.S.) and other online
industry data. The total number of creditors draws from FTC staff
analysis of 2012 Census data and industry data for businesses or
organizations that market goods and services to consumers or other
businesses or organizations subject to the FTC's jurisdiction,
reduced by entities not likely to: (1) Obtain credit reports, report
credit transactions, or advance loans; and (2) entities not likely
to have covered accounts under the Rule.
---------------------------------------------------------------------------
(i) High-Risk Entities \5\ 101,328
---------------------------------------------------------------------------
\5\ High-risk entities include, for example, financial
institutions within the FTC's jurisdiction and utilities, motor
vehicle dealerships, telecommunications firms, colleges and
universities, and hospitals.
---------------------------------------------------------------------------
(ii) Low-Risk Entities: 60,974 \6\
---------------------------------------------------------------------------
\6\ Low-risk entities include, for example, public warehouse and
storage firms, nursing and residential care facilities, automotive
equipment rental and leasing firms, office supplies and stationery
stores, fuel dealers, and financial transactions processing firms.
---------------------------------------------------------------------------
(b) Estimated Hours Burden:\7\
---------------------------------------------------------------------------
\7\ See the July 20, 2015 Notice, 80 FR at 42808, for details
underlying the Red Flags hours burden estimates.
---------------------------------------------------------------------------
(i) High-Risk Entities: 1,317,264 hours.
(ii) Low-Risk Entities: 37,601 hours.
(2) Card Issuers Rule:
(a) Estimated Number of Respondents: 16,301 \8\
---------------------------------------------------------------------------
\8\ FTC staff estimates that the Rule affects as many as 16,301
card issues within the FTC's jurisdiction. This includes, for
example, state credit unions, general retail merchandise stores,
colleges and universities, and telecoms.
---------------------------------------------------------------------------
(b) Estimated Hours Burden: 65,204 hours.
(3) Combined Labor Cost Burden: $76,683,726.
B. Section 315--Address Discrepancy Rule: \9\
---------------------------------------------------------------------------
\9\ See the July 20, 2015 Notice, 80 FR at 42809, for details
underlying Section 315 and the Card Issuer Rule population and
burden estimates.
---------------------------------------------------------------------------
(1) Estimated Number of Respondents
(a) Customer Verification: 1,875,275.
(b) Address Verification: 10,000.
(2) Estimated Hours Burden.
(a) Customer Verification: 875,128 hours.
(b) Address Verification: 1,667 hours.
(3) Estimated Labor Cost Burden: $15,782,310.
C. Capital/Non-Labor Costs for Sections 114 and 315
FTC staff believes that the Rules impose negligible capital or
other non-labor costs, as the affected entities are likely to have the
necessary supplies and/or equipment already (e.g., offices and
computers) for the information collections described herein.
Request for Comment
You can file a comment online or on paper. For the FTC to consider
your comment, we must receive it on or before November 4, 2015. Write
``Red Flags Rule, PRA2, Project No. P095406'' on your comment. Your
comment--including your name and your state--will be placed on the
public record of this proceeding, including, to the extent practicable,
on the public Commission Web site, at https://www.ftc.gov/os/publiccomments.shtm. As a matter of discretion, the Commission tries to
remove individuals' home contact information from comments before
placing them on the Commission Web site.
Because your comment will be made public, you are solely
responsible for making sure that your comment doesn't include any
sensitive personal information, like anyone's Social Security number,
date of birth, driver's license number or other state identification
number or foreign country equivalent, passport number, financial
account number, or credit or debit card number. You are also solely
responsible for making sure that your comment doesn't include any
sensitive health information, like medical records or other
individually identifiable health information. In addition, don't
include any ``[t]rade secret or any commercial or financial information
which is . . . privileged or confidential,'' as provided in Section
6(f) of the FTC Act, 15 U.S.C. 46(f), and FTC Rule 4.10(a)(2), 16 CFR
4.10(a)(2). In particular, don't include competitively sensitive
information such as costs, sales statistics, inventories, formulas,
patterns, devices, manufacturing processes, or customer names.
If you want the Commission to give your comment confidential
treatment, you must file it in paper form, with a request for
confidential treatment, and you have to follow the procedure explained
in FTC Rule 4.9(c), 16 CFR 4.9(c).\10\ Your comment will be kept
confidential only if the FTC General Counsel grants your request in
[[Page 60147]]
accordance with the law and the public interest.
---------------------------------------------------------------------------
\10\ In particular, the written request for confidential
treatment that accompanies the comment must include the factual and
legal basis for the request, and must identify the specific portions
of the comment to be withheld from the public record. See FTC Rule
4.9(c), 16 CFR 4.9(c).
---------------------------------------------------------------------------
Postal mail addressed to the Commission is subject to delay due to
heightened security screening. As a result, we encourage you to submit
your comments online, or to send them to the Commission by courier or
overnight service. To make sure that the Commission considers your
online comment, you must file it at https://ftcpublic.commentworks.com/ftc/RedFlagsPRA2 by following the instructions on the web-based form.
When this Notice appears at https://www.regulations.gov/#!home, you also
may file a comment through that Web site.
If you file your comment on paper, write ``Red Flags Rule, PRA
Comment, Project No. P095406,'' on your comment and on the envelope.
You can mail your comment to the following address: Federal Trade
Commission, Office of the Secretary, 600 Pennsylvania Avenue NW., Suite
CC-5610 (Annex J), Washington, DC 20580, or deliver your comment to the
following address: Federal Trade Commission, Office of the Secretary,
Constitution Center, 400 7th Street SW., 5th Floor, Suite 5610 (Annex
J), Washington, DC 20024.
The FTC Act and other laws that the Commission administers permit
the collection of public comments to consider and use in this
proceeding as appropriate. The Commission will consider all timely and
responsive public comments that it receives on or before November 4,
2015. For information on the Commission's privacy policy, including
routine uses permitted by the Privacy Act, see https://www.ftc.gov/ftc/privacy.htm. For supporting documentation and other information
underlying the PRA discussion in this Notice, see https://www.reginfo.gov/public/jsp/PRA/praDashboard.jsp.
Comments on the information collection requirements subject to
review under the PRA should additionally be submitted to OMB. If sent
by U.S. mail, they should be addressed to Office of Information and
Regulatory Affairs, Office of Management and Budget, Attention: Desk
Officer for the Federal Trade Commission, New Executive Office
Building, Docket Library, Room 10102, 725 17th Street NW., Washington,
DC 20503. Comments sent to OMB by U.S. postal mail, however, are
subject to delays due to heightened security precautions. Thus,
comments instead should be sent by facsimile to (202) 395-5806.
David C. Shonka,
Principal Deputy General Counsel.
[FR Doc. 2015-25257 Filed 10-2-15; 8:45 am]
BILLING CODE 6750-01-P