Formations of, Acquisitions by, and Mergers of Bank Holding Companies, 48105 [2015-19666]
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Federal Register / Vol. 80, No. 154 / Tuesday, August 11, 2015 / Notices
hours; Address discrepancies: 4 hours;
Risk-based pricing: Notice to
consumers, 5 hours; Furnisher duties:
Policies and procedures, 40 hours and
Notice of frivolous disputes to
consumers, 14 minutes.
Number of respondents: Negative
information notice: 1,500 financial
institutions; Affiliate marketing: Notices
to consumers, 1,402 financial
institutions and 1,282,000 Consumer
response; Red flags: 2,024 financial
institutions; Address discrepancies:
1,500 financial institutions; Risk-based
pricing: Notice to consumers, 1,500
financial institutions; Furnisher duties:
Policies and procedures, 1,500 financial
institutions and 611,966, Notice of
frivolous disputes to consumers.
General description of report: This
information collection is mandatory
pursuant to Dodd-Frank Wall Street
Reform and Consumer Protection Act
(12 U.S.C. 5519) and the FCRA (15
U.S.C. 1681m, 1681w, and 1681s).
Because the notices and disclosures
required are not provided to the Federal
Reserve, and all records thereof are
maintained at state member banks, no
issue of confidentiality arises under the
Freedom of Information Act.
Abstract: The Fair Credit Reporting
Act (FCRA) was enacted in 1970 based
on a Congressional finding that the
banking system is dependent on fair and
accurate credit reporting.1 The FCRA
was enacted to ensure consumer
reporting agencies exercise their
responsibilities with fairness,
impartiality, and a respect for the
consumer’s right to privacy. The FCRA
requires consumer reporting agencies to
adopt reasonable procedures that are
fair and equitable to the consumer with
regard to the confidentiality, accuracy,
relevancy, and proper utilization of
consumer information.
Congress substantially amended the
FCRA upon the passage of the Fair and
Accurate Credit Transactions Act of
2003 (FACT Act).2 The FACT Act
created many new responsibilities for
consumer reporting agencies and users
of consumer reports. It contained many
new consumer disclosure requirements,
as well as provisions to address identity
theft. In addition, the FACT Act
provided consumers with the right to
obtain a copy of their consumer report
annually without cost. Improving
consumers’ access to their credit report
is intended to help increase the
1 The FCRA is one part of the Consumer Credit
Protection Act which also includes the Truth in
Lending Act, Equal Credit Opportunity Act, and
Fair Debt Collection Practices Act. 15 U.S.C. 1601
et seq.
2 Public Law 108–159, 117 Stat. 1952.
VerDate Sep<11>2014
16:44 Aug 10, 2015
Jkt 235001
accuracy of data in the consumer
reporting system.
Since 2011, the Consumer Financial
Protection Bureau has been responsible
for issuing most FCRA regulations. The
Federal Reserve retained rule-writing
authority for certain provisions of the
FCRA applicable to motor vehicle
dealers and provisions of the FCRA that
require identity theft prevention
programs, regulate the disposal of
consumer information, and require card
issuers to validate consumers’
notifications of changes of address.
Board of Governors of the Federal Reserve
System, August 6, 2015.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2015–19656 Filed 8–10–15; 8:45 am]
BILLING CODE 6210–01–P
48105
Market Street, San Francisco, California
94105–1579:
1. Carpenter Bank Partners, Inc.,
CCFW, Inc., (dba Carpenter &
Company), Carpenter Fund
Management Company, LLC, Carpenter
Fund Manager GP, LLC, Carpenter
Community BancFund, L.P., and
Carpenter Community BancFund-A,
L.P., all in Irvine, California; to acquire
additional voting shares up to
approximately 32.6 percent of Pacific
Mercantile Bancorp, and thereby
indirectly acquire voting shares of
Pacific Mercantile Bank, both in Costa
Mesa, California.
Board of Governors of the Federal Reserve
System, August 5, 2015.
Margaret McCloskey Shanks,
Deputy Secretary of the Board.
[FR Doc. 2015–19666 Filed 8–10–15; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The applications will also be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than September 4,
2015.
A. Federal Reserve Bank of San
Francisco (Gerald C. Tsai, Director,
Applications and Enforcement) 101
Agency for Healthcare Research and
Quality
PO 00000
Frm 00036
Fmt 4703
Sfmt 4703
Scientific Information Request on
Omega 3 Fatty Acids and
Cardiovascular Disease—Update
Agency for Healthcare Research
and Quality (AHRQ), HHS.
ACTION: Request for Scientific
Information Submissions.
AGENCY:
The Agency for Healthcare
Research and Quality (AHRQ) is seeking
scientific information submissions from
the public. Scientific information is
being solicited to inform our review of
Omega 3 Fatty Acids and
Cardiovascular Disease—Update, which
is currently being conducted by the
AHRQ’s Evidence-based Practice
Centers (EPC) Programs. Access to
published and unpublished pertinent
scientific information will improve the
quality of this review. AHRQ is
conducting this systematic review
pursuant to Section 902(a) of the Public
Health Service Act, 42 U.S.C. 299a(a).
DATES: Submission Deadline on or
before September 10, 2015.
ADDRESSES: Online submissions: https://
effectivehealthcare.AHRQ.gov/
index.cfm/submit-scientificinformation-packets/. Please select the
study for which you are submitting
information from the list to upload your
documents.
Email submissions: SIPS@epc-src.org.
Print submissions: Mailing Address:
Portland VA Research Foundation,
Scientific Resource Center, ATTN:
SUMMARY:
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11AUN1
]]>Agencies
[Federal Register Volume 80, Number 154 (Tuesday, August 11, 2015)]
[Notices]
[Page 48105]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-19666]
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FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and Mergers of Bank Holding
Companies
The companies listed in this notice have applied to the Board for
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C.
1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other
applicable statutes and regulations to become a bank holding company
and/or to acquire the assets or the ownership of, control of, or the
power to vote shares of a bank or bank holding company and all of the
banks and nonbanking companies owned by the bank holding company,
including the companies listed below.
The applications listed below, as well as other related filings
required by the Board, are available for immediate inspection at the
Federal Reserve Bank indicated. The applications will also be available
for inspection at the offices of the Board of Governors. Interested
persons may express their views in writing on the standards enumerated
in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the
acquisition of a nonbanking company, the review also includes whether
the acquisition of the nonbanking company complies with the standards
in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise noted,
nonbanking activities will be conducted throughout the United States.
Unless otherwise noted, comments regarding each of these
applications must be received at the Reserve Bank indicated or the
offices of the Board of Governors not later than September 4, 2015.
A. Federal Reserve Bank of San Francisco (Gerald C. Tsai, Director,
Applications and Enforcement) 101 Market Street, San Francisco,
California 94105-1579:
1. Carpenter Bank Partners, Inc., CCFW, Inc., (dba Carpenter &
Company), Carpenter Fund Management Company, LLC, Carpenter Fund
Manager GP, LLC, Carpenter Community BancFund, L.P., and Carpenter
Community BancFund-A, L.P., all in Irvine, California; to acquire
additional voting shares up to approximately 32.6 percent of Pacific
Mercantile Bancorp, and thereby indirectly acquire voting shares of
Pacific Mercantile Bank, both in Costa Mesa, California.
Board of Governors of the Federal Reserve System, August 5,
2015.
Margaret McCloskey Shanks,
Deputy Secretary of the Board.
[FR Doc. 2015-19666 Filed 8-10-15; 8:45 am]
BILLING CODE 6210-01-P
