Notice of Proposals to Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities, 46988 [2015-19313]

Download as PDF 46988 Federal Register / Vol. 80, No. 151 / Thursday, August 6, 2015 / Notices Reserve Bank indicated. The notices also will be available for inspection at the offices of the Board of Governors. Interested persons may express their views in writing to the Reserve Bank indicated for that notice or to the offices of the Board of Governors. Comments must be received not later than August 21, 2015. A. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant Vice President) 230 South LaSalle Street, Chicago, Illinois 60690–1414: 1. Oxford Exempt Trust, Oak Brook, Illinois; to acquire, and George P. Colis; John N. Colis; Leslie Colis-Ward; and Valerie Colis; as trustees of the Oxford Exempt Trust, to acquire or retain voting shares of the Oxford Financial Corporation, and thereby indirectly retain voting shares of Oxford Bank and Trust, both in Oak Brook, Illinois. Board of Governors of the Federal Reserve System, August 3, 2015. Michael J. Lewandowski, Associate Secretary of the Board. [FR Doc. 2015–19314 Filed 8–5–15; 8:45 am] BILLING CODE 6210–01–P tkelley on DSK3SPTVN1PROD with NOTICES Notice of Proposals to Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities The companies listed in this notice have given notice under section 4 of the Bank Holding Company Act (12 U.S.C. 1843) (BHC Act) and Regulation Y, (12 CFR part 225) to engage de novo, or to acquire or control voting securities or assets of a company, including the companies listed below, that engages either directly or through a subsidiary or other company, in a nonbanking activity that is listed in § 225.28 of Regulation Y (12 CFR 225.28) or that the Board has determined by Order to be closely related to banking and permissible for bank holding companies. Unless otherwise noted, these activities will be conducted throughout the United States. Each notice is available for inspection at the Federal Reserve Bank indicated. The notice also will be available for inspection at the offices of the Board of Governors. Interested persons may express their views in writing on the question whether the proposal complies with the standards of section 4 of the BHC Act. Unless otherwise noted, comments regarding the notices must be received at the Reserve Bank indicated or the offices of the Board of Governors not later than August 31, 2015. A. Federal Reserve Bank of Kansas City (Dennis Denney, Assistant Vice 17:50 Aug 05, 2015 Board of Governors of the Federal Reserve System, August 3, 2015. Michael J. Lewandowski, Associate Secretary of the Board. [FR Doc. 2015–19313 Filed 8–5–15; 8:45 am] BILLING CODE 6210–01–P FEDERAL TRADE COMMISSION Agency Information Collection Activities; Proposed Collection; Comment Request; Extension Federal Trade Commission (‘‘FTC’’ or ‘‘Commission’’). ACTION: Notice. AGENCY: The FTC intends to ask the Office of Management and Budget (‘‘OMB’’) to extend for an additional three years the current Paperwork Reduction Act (‘‘PRA’’) clearance 1 for the FTC’s shared enforcement with the Consumer Financial Protection Bureau (‘‘CFPB’’) of the information collection requirements in subpart N of Regulation V (‘‘Rule’’). That clearance expires on December 31, 2015. DATES: Comments must be filed by October 5, 2015. ADDRESSES: Interested parties may file a comment online or on paper, by following the instructions in the Request for Comment part of the SUPPLEMENTARY INFORMATION section below. Write ‘‘Subpart N of Regulation V, PRA Comment, P125403,’’ on your comment and file your comment online at https://ftcpublic.commentworks.com/ ftc/regulationVsubpartNpra by following the instructions on the webbased form. If you prefer to file your comment on paper, mail or deliver your comment to the following address: Federal Trade Commission, Office of the Secretary, 600 Pennsylvania Avenue NW., Suite CC–5610 (Annex J), Washington, DC 20580, or deliver your comment to the following address: Federal Trade Commission, Office of the Secretary, Constitution Center, 400 7th Street SW., 5th Floor, Suite 5610 (Annex J), Washington, DC 20024. FOR FURTHER INFORMATION CONTACT: Requests for additional information SUMMARY: FEDERAL RESERVE SYSTEM VerDate Sep<11>2014 President), 1 Memorial Drive, Kansas City, Missouri 64198–0001: 1. Equity Bancshares, Inc., Wichita, Kansas; to acquire First Independence Corporation, and indirectly acquire First Federal Savings and Loan Association of Independence, both in Independence, Kansas, and thereby engage in the operation of a savings association, pursuant to section 225.28(b)(4)(ii). Jkt 235001 1 OMB PO 00000 Control No. 3084–0128. Frm 00042 Fmt 4703 Sfmt 4703 should be addressed to Ryan Mehm, Attorney, Bureau of Consumer Protection, (202) 326–2918, Federal Trade Commission, 600 Pennsylvania Ave. NW., Washington, DC 20580. SUPPLEMENTARY INFORMATION: I. Overview of the Rule The FTC shares enforcement authority with the CFPB for subpart N of Regulation V.2 Subpart N requires nationwide consumer reporting agencies and nationwide consumer specialty reporting agencies to provide to consumers, upon request, one free file disclosure within any 12-month period. Generally, it requires the nationwide consumer reporting agencies, as defined in section 603(p) of the Fair Credit Reporting Act (‘‘FCRA’’), 15 U.S.C. 1681a(p), to create and operate a centralized source that provides consumers with the ability to request their free annual file disclosures from each of the nationwide consumer reporting agencies through a centralized Internet Web site, toll-free telephone number, and postal address. Subpart N also requires the nationwide consumer reporting agencies to establish a standardized form for Internet and mail requests for annual file disclosures, and provides a model standardized form that may be used to comply with that requirement. It additionally requires nationwide specialty consumer reporting agencies, as defined in section 603(w) of the FCRA, 15 U.S.C. 1681a(w), to establish a streamlined process for consumers to request annual file disclosures. This streamlined process must include a toll-free telephone number for consumers to make such requests. II. Burden Statement Because the FTC shares enforcement authority with the CFPB for subpart N, the two agencies split between them the related estimate of PRA burden for firms under their co-enforcement jurisdiction. Estimated PRA burden, excluding the halving (to be shown at the conclusion of this analysis), are as follows: A. Requests per Year From Consumers for Free Annual File Disclosures The Consumer Data Industry Association had once stated that between December 2004 and December 2 Subpart N sets forth the former FTC’s Free Annual File Disclosures Rule that appeared under 16 CFR parts 610 and 698. Rulemaking authority for this and several other FCRA rules was transferred to the CFBP under title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law 111–203, 124 Stat. 1376 (2010). Title X comprises sections 1001–100H (collectively, the ‘‘Consumer Financial Protection Act of 2010’’). E:\FR\FM\06AUN1.SGM 06AUN1

Agencies

[Federal Register Volume 80, Number 151 (Thursday, August 6, 2015)]
[Notices]
[Page 46988]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-19313]


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FEDERAL RESERVE SYSTEM


Notice of Proposals to Engage in or To Acquire Companies Engaged 
in Permissible Nonbanking Activities

    The companies listed in this notice have given notice under section 
4 of the Bank Holding Company Act (12 U.S.C. 1843) (BHC Act) and 
Regulation Y, (12 CFR part 225) to engage de novo, or to acquire or 
control voting securities or assets of a company, including the 
companies listed below, that engages either directly or through a 
subsidiary or other company, in a nonbanking activity that is listed in 
Sec.  225.28 of Regulation Y (12 CFR 225.28) or that the Board has 
determined by Order to be closely related to banking and permissible 
for bank holding companies. Unless otherwise noted, these activities 
will be conducted throughout the United States.
    Each notice is available for inspection at the Federal Reserve Bank 
indicated. The notice also will be available for inspection at the 
offices of the Board of Governors. Interested persons may express their 
views in writing on the question whether the proposal complies with the 
standards of section 4 of the BHC Act.
    Unless otherwise noted, comments regarding the notices must be 
received at the Reserve Bank indicated or the offices of the Board of 
Governors not later than August 31, 2015.
    A. Federal Reserve Bank of Kansas City (Dennis Denney, Assistant 
Vice President), 1 Memorial Drive, Kansas City, Missouri 64198-0001:
    1. Equity Bancshares, Inc., Wichita, Kansas; to acquire First 
Independence Corporation, and indirectly acquire First Federal Savings 
and Loan Association of Independence, both in Independence, Kansas, and 
thereby engage in the operation of a savings association, pursuant to 
section 225.28(b)(4)(ii).

    Board of Governors of the Federal Reserve System, August 3, 
2015.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2015-19313 Filed 8-5-15; 8:45 am]
BILLING CODE 6210-01-P
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