Notice of Proposals to Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities, 46988 [2015-19313]
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Federal Register / Vol. 80, No. 151 / Thursday, August 6, 2015 / Notices
Reserve Bank indicated. The notices
also will be available for inspection at
the offices of the Board of Governors.
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than August
21, 2015.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. Oxford Exempt Trust, Oak Brook,
Illinois; to acquire, and George P. Colis;
John N. Colis; Leslie Colis-Ward; and
Valerie Colis; as trustees of the Oxford
Exempt Trust, to acquire or retain voting
shares of the Oxford Financial
Corporation, and thereby indirectly
retain voting shares of Oxford Bank and
Trust, both in Oak Brook, Illinois.
Board of Governors of the Federal Reserve
System, August 3, 2015.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2015–19314 Filed 8–5–15; 8:45 am]
BILLING CODE 6210–01–P
tkelley on DSK3SPTVN1PROD with NOTICES
Notice of Proposals to Engage in or To
Acquire Companies Engaged in
Permissible Nonbanking Activities
The companies listed in this notice
have given notice under section 4 of the
Bank Holding Company Act (12 U.S.C.
1843) (BHC Act) and Regulation Y, (12
CFR part 225) to engage de novo, or to
acquire or control voting securities or
assets of a company, including the
companies listed below, that engages
either directly or through a subsidiary or
other company, in a nonbanking activity
that is listed in § 225.28 of Regulation Y
(12 CFR 225.28) or that the Board has
determined by Order to be closely
related to banking and permissible for
bank holding companies. Unless
otherwise noted, these activities will be
conducted throughout the United States.
Each notice is available for inspection
at the Federal Reserve Bank indicated.
The notice also will be available for
inspection at the offices of the Board of
Governors. Interested persons may
express their views in writing on the
question whether the proposal complies
with the standards of section 4 of the
BHC Act.
Unless otherwise noted, comments
regarding the notices must be received
at the Reserve Bank indicated or the
offices of the Board of Governors not
later than August 31, 2015.
A. Federal Reserve Bank of Kansas
City (Dennis Denney, Assistant Vice
17:50 Aug 05, 2015
Board of Governors of the Federal Reserve
System, August 3, 2015.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2015–19313 Filed 8–5–15; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL TRADE COMMISSION
Agency Information Collection
Activities; Proposed Collection;
Comment Request; Extension
Federal Trade Commission
(‘‘FTC’’ or ‘‘Commission’’).
ACTION: Notice.
AGENCY:
The FTC intends to ask the
Office of Management and Budget
(‘‘OMB’’) to extend for an additional
three years the current Paperwork
Reduction Act (‘‘PRA’’) clearance 1 for
the FTC’s shared enforcement with the
Consumer Financial Protection Bureau
(‘‘CFPB’’) of the information collection
requirements in subpart N of Regulation
V (‘‘Rule’’). That clearance expires on
December 31, 2015.
DATES: Comments must be filed by
October 5, 2015.
ADDRESSES: Interested parties may file a
comment online or on paper, by
following the instructions in the
Request for Comment part of the
SUPPLEMENTARY INFORMATION section
below. Write ‘‘Subpart N of Regulation
V, PRA Comment, P125403,’’ on your
comment and file your comment online
at https://ftcpublic.commentworks.com/
ftc/regulationVsubpartNpra by
following the instructions on the webbased form. If you prefer to file your
comment on paper, mail or deliver your
comment to the following address:
Federal Trade Commission, Office of the
Secretary, 600 Pennsylvania Avenue
NW., Suite CC–5610 (Annex J),
Washington, DC 20580, or deliver your
comment to the following address:
Federal Trade Commission, Office of the
Secretary, Constitution Center, 400 7th
Street SW., 5th Floor, Suite 5610
(Annex J), Washington, DC 20024.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
SUMMARY:
FEDERAL RESERVE SYSTEM
VerDate Sep<11>2014
President), 1 Memorial Drive, Kansas
City, Missouri 64198–0001:
1. Equity Bancshares, Inc., Wichita,
Kansas; to acquire First Independence
Corporation, and indirectly acquire First
Federal Savings and Loan Association of
Independence, both in Independence,
Kansas, and thereby engage in the
operation of a savings association,
pursuant to section 225.28(b)(4)(ii).
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should be addressed to Ryan Mehm,
Attorney, Bureau of Consumer
Protection, (202) 326–2918, Federal
Trade Commission, 600 Pennsylvania
Ave. NW., Washington, DC 20580.
SUPPLEMENTARY INFORMATION:
I. Overview of the Rule
The FTC shares enforcement authority
with the CFPB for subpart N of
Regulation V.2 Subpart N requires
nationwide consumer reporting agencies
and nationwide consumer specialty
reporting agencies to provide to
consumers, upon request, one free file
disclosure within any 12-month period.
Generally, it requires the nationwide
consumer reporting agencies, as defined
in section 603(p) of the Fair Credit
Reporting Act (‘‘FCRA’’), 15 U.S.C.
1681a(p), to create and operate a
centralized source that provides
consumers with the ability to request
their free annual file disclosures from
each of the nationwide consumer
reporting agencies through a centralized
Internet Web site, toll-free telephone
number, and postal address. Subpart N
also requires the nationwide consumer
reporting agencies to establish a
standardized form for Internet and mail
requests for annual file disclosures, and
provides a model standardized form that
may be used to comply with that
requirement. It additionally requires
nationwide specialty consumer
reporting agencies, as defined in section
603(w) of the FCRA, 15 U.S.C. 1681a(w),
to establish a streamlined process for
consumers to request annual file
disclosures. This streamlined process
must include a toll-free telephone
number for consumers to make such
requests.
II. Burden Statement
Because the FTC shares enforcement
authority with the CFPB for subpart N,
the two agencies split between them the
related estimate of PRA burden for firms
under their co-enforcement jurisdiction.
Estimated PRA burden, excluding the
halving (to be shown at the conclusion
of this analysis), are as follows:
A. Requests per Year From Consumers
for Free Annual File Disclosures
The Consumer Data Industry
Association had once stated that
between December 2004 and December
2 Subpart N sets forth the former FTC’s Free
Annual File Disclosures Rule that appeared under
16 CFR parts 610 and 698. Rulemaking authority for
this and several other FCRA rules was transferred
to the CFBP under title X of the Dodd-Frank Wall
Street Reform and Consumer Protection Act, Public
Law 111–203, 124 Stat. 1376 (2010). Title X
comprises sections 1001–100H (collectively, the
‘‘Consumer Financial Protection Act of 2010’’).
E:\FR\FM\06AUN1.SGM
06AUN1
Agencies
[Federal Register Volume 80, Number 151 (Thursday, August 6, 2015)]
[Notices]
[Page 46988]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-19313]
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FEDERAL RESERVE SYSTEM
Notice of Proposals to Engage in or To Acquire Companies Engaged
in Permissible Nonbanking Activities
The companies listed in this notice have given notice under section
4 of the Bank Holding Company Act (12 U.S.C. 1843) (BHC Act) and
Regulation Y, (12 CFR part 225) to engage de novo, or to acquire or
control voting securities or assets of a company, including the
companies listed below, that engages either directly or through a
subsidiary or other company, in a nonbanking activity that is listed in
Sec. 225.28 of Regulation Y (12 CFR 225.28) or that the Board has
determined by Order to be closely related to banking and permissible
for bank holding companies. Unless otherwise noted, these activities
will be conducted throughout the United States.
Each notice is available for inspection at the Federal Reserve Bank
indicated. The notice also will be available for inspection at the
offices of the Board of Governors. Interested persons may express their
views in writing on the question whether the proposal complies with the
standards of section 4 of the BHC Act.
Unless otherwise noted, comments regarding the notices must be
received at the Reserve Bank indicated or the offices of the Board of
Governors not later than August 31, 2015.
A. Federal Reserve Bank of Kansas City (Dennis Denney, Assistant
Vice President), 1 Memorial Drive, Kansas City, Missouri 64198-0001:
1. Equity Bancshares, Inc., Wichita, Kansas; to acquire First
Independence Corporation, and indirectly acquire First Federal Savings
and Loan Association of Independence, both in Independence, Kansas, and
thereby engage in the operation of a savings association, pursuant to
section 225.28(b)(4)(ii).
Board of Governors of the Federal Reserve System, August 3,
2015.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2015-19313 Filed 8-5-15; 8:45 am]
BILLING CODE 6210-01-P