Agency Information Collection Activities: Proposed Collection Renewals; Comment Request, 43772-43774 [2015-18069]

Download as PDF 43772 Federal Register / Vol. 80, No. 141 / Thursday, July 23, 2015 / Notices Pennsylvania Ave. NW., Washington, DC 20460; telephone number: 703–308– 7256; fax number: 703–308–0514; email [EPA–HQ–RCRA–2015–0219; FRL–9930–05– address: sager.john@epa.gov. OEI] SUPPLEMENTARY INFORMATION: Information Collection Request Supporting documents which explain in Submitted to OMB for Review and detail the information that the EPA will Approval; Comment Request; NESHAP be collecting are available in the public for Hazardous Waste Combustors docket for this ICR. The docket can be (Renewal) viewed online at www.regulations.gov or in person at the EPA Docket Center, AGENCY: Environmental Protection WJC West, Room 3334, 1301 Agency (EPA). Constitution Ave. NW., Washington, ACTION: Notice. DC. The telephone number for the Docket Center is 202–566–1744. For SUMMARY: The Environmental Protection has submitted an information collection additional information about EPA’s public docket, visit http://www.epa.gov/ request (ICR), ‘‘NESHAP for Hazardous dockets. Waste Combustors (40 CFR part 63, Abstract: The affected entities are subpart EEE) (Renewal)’’ (EPA ICR No. subject to the General Provisions of the 1773.11, OMB Control No. 2050–0171) to the Office of Management and Budget National Emission Standards for Hazardous Air Pollutants (NESHAP) at (OMB) for review and approval in 40 CFR part 63, subpart A, and any accordance with the Paperwork changes, or additions to the General Reduction Act (44 U.S.C. 3501 et seq.). This is a proposed extension of the ICR, Provisions specified at 40 CFR part 63, subpart EEE. Hazardous waste which is currently approved through combustors include: Hazardous waste July 31, 2015. Public comments were incinerators, hazardous waste cement previously requested via the Federal kilns, hazardous waste lightweight Register (80 FR 20223) on April 15, aggregate kilns, hazardous waste solid 2015 during a 60-day comment period. fuel boilers, hazardous waste liquid fuel This notice allows for an additional 30 boilers, and hazardous waste days for public comments. A fuller hydrochloric acid production furnaces. description of the ICR is given below, including its estimated burden and cost Owners or operators of the affected facilities must submit a one-time-only to the public. An Agency may not report of any physical or operational conduct or sponsor and a person is not changes, notification of exceedances, required to respond to a collection of notification of performance test and information unless it displays a continuous monitoring system currently valid OMB control number. evaluation, notification of intent to DATES: Additional comments may be comply, notification of compliance, submitted on or before August 24, 2015. notification if the owner or operator ADDRESSES: Submit your comments, elects to comply with alternative referencing Docket ID Number EPA– requirements, initial performance tests, HQ–RCRA–2015–0219, to (1) EPA and periodic reports and results. online using www.regulations.gov (our Form numbers: None. preferred method), by email to rcraRespondents/affected entities: docket@epa.gov, or by mail to: EPA Owners or operators of combustion Docket Center, Environmental units burning hazardous waste, States. Protection Agency, Mail Code 28221T, Respondent’s obligation to respond: 1200 Pennsylvania Ave. NW., Mandatory (40 CFR part 63, subpart Washington, DC 20460, and (2) OMB via email to oira_submission@omb.eop.gov. EEE). Estimated number of respondents: Address comments to OMB Desk Officer 192. for EPA. Frequency of response: Occasionally. EPA’s policy is that all comments Total estimated burden: 142,381 received will be included in the public hours (per year). Burden is defined at 5 docket without change including any CFR 1320.03(b). personal information provided, unless the comment includes profanity, threats, Total estimated cost: $19,945,848 (per information claimed to be Confidential year), includes $4,052,444 annualized Business Information (CBI) or other capital or operation & maintenance information whose disclosure is costs. restricted by statute. Changes in the estimates: There is FOR FURTHER INFORMATION CONTACT: John decrease of 66 hours in the total estimated respondent burden compared Sager, Office of Resource Conservation with the ICR currently approved by and Recovery (mail code 5304P), Environmental Protection Agency, 1200 OMB. This small decrease is due to the mstockstill on DSK4VPTVN1PROD with NOTICES ENVIRONMENTAL PROTECTION AGENCY VerDate Sep<11>2014 18:39 Jul 22, 2015 Jkt 235001 PO 00000 Frm 00068 Fmt 4703 Sfmt 4703 slight decrease in the number of incinerators from last time. Courtney Kerwin, Acting Director, Collection Strategies Division. [FR Doc. 2015–18025 Filed 7–22–15; 8:45 am] BILLING CODE 6560–50–P FEDERAL DEPOSIT INSURANCE CORPORATION [3064–0095, 3064–0117, 3064–0145, 3064– 0152, 3064–0161] Agency Information Collection Activities: Proposed Collection Renewals; Comment Request Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. AGENCY: The FDIC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on the renewal of existing information collections, as required by the Paperwork Reduction Act of 1995. Currently, the FDIC is soliciting comment on the renewal of the information collections described in the SUPPLEMENTARY INFORMATION section. DATES: Comments must be submitted on or before September 21, 2015. ADDRESSES: Interested parties are invited to submit written comments to the FDIC by any of the following methods: • http://www.FDIC.gov/regulations/ laws/federal/. • Email: comments@fdic.gov Include the name and number of the collection in the subject line of the message. • Mail: Gary A. Kuiper (202) 898– 3877, Counsel, John W. Popeo (202) 898–6923, Counsel, MB–3007, Federal Deposit Insurance Corporation, 550 17th Street NW., Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street Building (located on F Street), on business days between 7:00 a.m. and 5:00 p.m. All comments should refer to the relevant OMB control number. A copy of the comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Gary A. Kuiper or John W. Popeo, at the FDIC address above. SUMMARY: E:\FR\FM\23JYN1.SGM 23JYN1 Federal Register / Vol. 80, No. 141 / Thursday, July 23, 2015 / Notices Proposal to renew the following currentlyapproved collections of information: 1. Title: Procedures for Monitoring Bank Protection Act Compliance. OMB Number: 3064–0095. Affected Public: Insured state nonmember banks. Estimated Number of Respondents: 4049. Estimated Burden per Respondent: .5 hours. Estimated Total Annual Burden: 2,025 hours. General Description: The collection requires insured state nonmember banks to comply with the Bank Protection Act and to review bank security programs. 2. Title: Mutual-to-Stock Conversion of State Savings Banks. OMB Number: 3064–0117. Affected Public: Insured state nonmember banks. Estimated Number of Respondents: 15. Estimated Time Burden per Respondent: 250 hours. Estimated Total Annual Burden: 3,750 hours. General Description: State nonmember savings banks must file a notice of intent to convert to stock form, and provide the FDIC with copies of documents filed with state and federal banking and/or securities regulators in connection with any proposed mutualto-stock conversion. 3. Title: Notice Regarding Unauthorized Access to Customer Information. OMB Number: 3064–0145. Affected Public: Insured state nonmember banks. Frequency of Response: On occasion. Number of FDIC-Regulated Banks that will Notify Customers: 93. Estimated Time per Response: 29 hours. Annual Burden: 2,697 hours. General Description: This collection reflects the FDIC’s expectations regarding a response program that financial institutions should have to address unauthorized access to or use of customer information that could result in substantial harm or inconvenience to a customer. The information collection requires financial institutions to: (1) Develop notices to customers; and (2) in certain circumstances, determine which customers should receive the notices, and send the notices to customers. 4. Title: ID Theft Red Flags. OMB Number: 3064–0152. Number of Respondents: 4,049. Total Estimated Time per Response: 16 hours. Total Estimated Annual Burden: 64,784 hours. mstockstill on DSK4VPTVN1PROD with NOTICES SUPPLEMENTARY INFORMATION: VerDate Sep<11>2014 18:39 Jul 22, 2015 Jkt 235001 General Description: The FDIC is requesting OMB approval to extend for three years the expiration date of information collection 3064–0152, ‘‘ID Theft red Flags.’’ The regulation containing this information collection requirement is 12 CFR part 334, which implements sections 114 and 315 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), Pub. L. 108– 159 (2003). FACT Act Section 114: Section 114 requires the Agencies to jointly propose guidelines for financial institutions and creditors identifying patterns, practices, and specific forms of activity that indicate the possible existence of identity theft. In addition, each financial institution and creditor is required to establish reasonable policies and procedures to address the risk of identity theft that incorporate the guidelines. Credit card and debit card issuers must develop policies and procedures to assess the validity of a request for a change of address under certain circumstances. The information collections pursuant to section 114 require each financial institution and creditor to create an Identify Theft Prevention Program and report to the board of directors, a committee thereof, or senior management at least annually on compliance with the proposed regulations. In addition, staff must be trained to carry out the program. Each credit and debit card issuer is required to establish policies and procedures to assess the validity of a change of address request. The card issuer must notify the cardholder or use another means to assess the validity of the change of address. FACT Act Section 315: Section 315 requires the Agencies to issue regulations providing guidance regarding reasonable policies and procedures that a user of consumer reports must employ when such a user receives a notice of address discrepancy from a consumer reporting agencies. Part 334 provides such guidance. Each user of consumer reports must develop reasonable policies and procedures that it will follow when it receives a notice of address discrepancy from a consumer reporting agency. A user of consumer reports must furnish an address that the user has reasonably confirmed to be accurate to the consumer reporting agency from which it receives a notice of address discrepancy. The Agencies believe that the entities covered by the proposed regulation are already furnishing addresses that they have reasonably confirmed to be accurate to consumer reporting agencies from which they receive a notice of PO 00000 Frm 00069 Fmt 4703 Sfmt 4703 43773 address discrepancy as a usual and customary business practice. Therefore, this requirement is not included in the burden estimates set out above. 5. Title: Furnisher Information Accuracy and Integrity (FACTA 312). OMB Number: 3064–0161. Affected Public: State nonmember banks. Policies and Procedures: Estimated Number of Respondents: 4,049. Estimated Burden per Respondent: 24 hours to implement written policies and procedures and training associated with the written policies and procedures; 8 hours to amend procedures for handling complaints received directly from consumers; and, 8 hours to implement the new dispute notice requirements. Estimated Annual Burden: 4049 × 40 hours = 161,960 hours. Frivolous or Irrelevant Dispute Notices: Number of Frivolous or Irrelevant Dispute Notices: 88,980. Estimated Burden per Frivolous or Irrelevant Dispute Notice: 14 minutes. Estimated Annual Burden: 88,980 × 14/60 = 20,762 hours. Total Estimated Annual Burden: 161,960 + 20,762 = 182,722 hours. General Description of the Collection: FDIC is required by section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) to issue guidelines for use by furnishers regarding the accuracy and the integrity of the information about consumers that they furnish to consumer reporting agencies, and prescribe regulations requiring furnishers to establish reasonable policies and procedures for implementing guidelines. Section 312 also requires the Agencies to issue regulations identifying the circumstances under which a furnisher must reinvestigate disputes about the accuracy of information contained in a consumer report based on a direct request from a consumer. Request for Comment Comments are invited on: (a) Whether the collections of information are necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the collections of information, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collections of information on respondents, including through the E:\FR\FM\23JYN1.SGM 23JYN1 43774 Federal Register / Vol. 80, No. 141 / Thursday, July 23, 2015 / Notices use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Dated at Washington, DC, this 20th day of July 2015. Federal Deposit Insurance Corporation. Valerie J. Best, Assistant Executive Secretary. [FR Doc. 2015–18069 Filed 7–22–15; 8:45 am] BILLING CODE 6714–01–P FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and 225.41 of the Board’s Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors that are considered in acting on the notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)). The notices are available for immediate inspection at the Federal Reserve Bank indicated. The notices also will be available for inspection at the offices of the Board of Governors. Interested persons may express their views in writing to the Reserve Bank indicated for that notice or to the offices of the Board of Governors. Comments must be received not later than August 5, 2015. A. Federal Reserve Bank of Atlanta (Chapelle Davis, Assistant Vice President) 1000 Peachtree Street NE., Atlanta, Georgia 30309: 1. Anthony Thomas Moore and Allison Tate Moore, both of Burns, Tennessee, to retain 12.076 percent of the outstanding shares of Cumberland Bancorp, Inc., and its subsidiary, Cumberland Bank & Trust Company, both of Clarksville, Tennessee. Board of Governors of the Federal Reserve System, July 17, 2015. Michael J. Lewandowski, Assistant Secretary of the Board. [FR Doc. 2015–18009 Filed 7–22–15; 8:45 am] BILLING CODE 6210–01–P mstockstill on DSK4VPTVN1PROD with NOTICES FEDERAL RESERVE SYSTEM Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB Board of Governors of the Federal Reserve System. SUMMARY: Notice is hereby given of the final approval of proposed information AGENCY: VerDate Sep<11>2014 18:39 Jul 22, 2015 Jkt 235001 collections by the Board of Governors of the Federal Reserve System (Board) under OMB delegated authority, as per 5 CFR 1320.16 (OMB Regulations on Controlling Paperwork Burdens on the Public). Board-approved collections of information are incorporated into the official OMB inventory of currently approved collections of information. Copies of the Paperwork Reduction Act Submission, supporting statements and approved collection of information instrument(s) are placed into OMB’s public docket files. The Federal Reserve may not conduct or sponsor, and the respondent is not required to respond to, an information collection that has been extended, revised, or implemented on or after October 1, 1995, unless it displays a currently valid OMB control number. FOR FURTHER INFORMATION CONTACT: Federal Reserve Board Clearance Officer—Nuha Elmaghrabi—Office of the Chief Data Officer, Board of Governors of the Federal Reserve System, Washington, DC 20551 (202) 452–3829. Telecommunications Device for the Deaf (TDD) users may contact (202) 263–4869, Board of Governors of the Federal Reserve System, Washington, DC 20551. OMB Desk Officer—Shagufta Ahmed—Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Room 10235, 725 17th Street NW., Washington, DC 20503. Final approval under OMB delegated authority of the extension for three years, with revision, of the following report: Report title: Report of Transaction Accounts, Other Deposits, and Vault Cash. Agency form number: FR 2900. OMB control number: 7100–0087. Frequency: Weekly and quarterly. Reporters: Depository institutions. Estimated annual reporting hours: 192,473. Estimated average hours per response: 1.25 hours for weekly filers and 3 hours for quarterly filers. Number of respondents: 2,053 weekly and 4,919 quarterly. General description of report: This information collection is mandatory by the Federal Reserve Act (12 U.S.C. 248(a), 461, 603, and 615) and Regulation D (12 CFR 204). The data are given confidential treatment (5 U.S.C. 552(b)(4)). Abstract: Institutions with net transaction accounts greater than the exemption amount are called nonexempt institutions. Institutions PO 00000 Frm 00070 Fmt 4703 Sfmt 4703 with total transaction accounts, savings deposits, and small time deposits greater than or equal to the reduced reporting limit, regardless of the level of their net transaction accounts, are also referred to as nonexempt institutions. Nonexempt institutions submit FR 2900 data either weekly or quarterly. An institution is required to report weekly if its total transaction accounts, savings deposits, and small time deposits are greater than or equal to the nonexempt deposit cutoff. If the nonexempt institution’s total transaction accounts, savings deposits, and small time deposits are less than the nonexempt deposit cutoff then the institution must report quarterly or may elect to report weekly. U.S. branches and agencies of foreign banks and banking Edge and agreement corporations submit the FR 2900 data weekly, regardless of their size. These mandatory data are used by the Federal Reserve for administering Regulation D (Reserve Requirements of Depository Institutions) and for constructing, analyzing, and monitoring the monetary and reserve aggregates. Current Actions: On May 12, 2015 the Federal Reserve published a notice in the Federal Register (80 FR 27171) requesting public comment for 60 days on the extension, with revision, of the Report of Transaction Accounts, Other Deposits, and Vault Cash. The comment period for this notice expired on July 13, 2015. The Federal Reserve received one comment supporting the revisions. The revisions will be implemented as proposed, effective with an October 2015 as-of date. Final approval under OMB delegated authority of the extension for three years, without revision, of the following reports: 1. Report title: Supervisory and Regulatory Survey. Agency form number: FR 3052. OMB control number: 7100–0322. Frequency: On occasion.1 Reporters: Financial businesses. Estimated annual reporting hours: 60,000 hours. Estimated average hours per response: 0.5 hours. Number of respondents: 5,000. General description of report: This information collection is authorized pursuant to the: Federal Reserve Act, (12 U.S.C. 225a, 324, 263, 602, and 625); Bank Holding Company Act, (12 U.S.C. 1844(c)); International Banking Act of 1978, (12 U.S.C. 3105(c)(2)); and Federal Deposit Insurance Act, (12 U.S.C. 1817(a)). Generally, respondent participation is voluntary. However, 1 The Federal Reserve conducts the survey as needed up to 24 times per year. E:\FR\FM\23JYN1.SGM 23JYN1

Agencies

[Federal Register Volume 80, Number 141 (Thursday, July 23, 2015)]
[Notices]
[Pages 43772-43774]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-18069]


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FEDERAL DEPOSIT INSURANCE CORPORATION

[3064-0095, 3064-0117, 3064-0145, 3064-0152, 3064-0161]


Agency Information Collection Activities: Proposed Collection 
Renewals; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The FDIC, as part of its continuing effort to reduce paperwork 
and respondent burden, invites the general public and other Federal 
agencies to take this opportunity to comment on the renewal of existing 
information collections, as required by the Paperwork Reduction Act of 
1995. Currently, the FDIC is soliciting comment on the renewal of the 
information collections described in the SUPPLEMENTARY INFORMATION 
section.

DATES: Comments must be submitted on or before September 21, 2015.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
     http://www.FDIC.gov/regulations/laws/federal/.
     Email: comments@fdic.gov Include the name and number of 
the collection in the subject line of the message.
     Mail: Gary A. Kuiper (202) 898-3877, Counsel, John W. 
Popeo (202) 898-6923, Counsel, MB-3007, Federal Deposit Insurance 
Corporation, 550 17th Street NW., Washington, DC 20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street Building (located on F Street), 
on business days between 7:00 a.m. and 5:00 p.m.
All comments should refer to the relevant OMB control number. A copy of 
the comments may also be submitted to the OMB desk officer for the 
FDIC: Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Washington, DC 
20503.

FOR FURTHER INFORMATION CONTACT: Gary A. Kuiper or John W. Popeo, at 
the FDIC address above.

[[Page 43773]]


SUPPLEMENTARY INFORMATION: Proposal to renew the following currently-
approved collections of information:
    1. Title: Procedures for Monitoring Bank Protection Act Compliance.
    OMB Number: 3064-0095.
    Affected Public: Insured state nonmember banks.
    Estimated Number of Respondents: 4049.
    Estimated Burden per Respondent: .5 hours.
    Estimated Total Annual Burden: 2,025 hours.
    General Description: The collection requires insured state 
nonmember banks to comply with the Bank Protection Act and to review 
bank security programs.
    2. Title: Mutual-to-Stock Conversion of State Savings Banks.
    OMB Number: 3064-0117.
    Affected Public: Insured state nonmember banks.
    Estimated Number of Respondents: 15.
    Estimated Time Burden per Respondent: 250 hours.
    Estimated Total Annual Burden: 3,750 hours.
    General Description: State nonmember savings banks must file a 
notice of intent to convert to stock form, and provide the FDIC with 
copies of documents filed with state and federal banking and/or 
securities regulators in connection with any proposed mutual-to-stock 
conversion.
    3. Title: Notice Regarding Unauthorized Access to Customer 
Information.
    OMB Number: 3064-0145.
    Affected Public: Insured state nonmember banks.
    Frequency of Response: On occasion.
    Number of FDIC-Regulated Banks that will Notify Customers: 93.
    Estimated Time per Response: 29 hours.
    Annual Burden: 2,697 hours.
    General Description: This collection reflects the FDIC's 
expectations regarding a response program that financial institutions 
should have to address unauthorized access to or use of customer 
information that could result in substantial harm or inconvenience to a 
customer. The information collection requires financial institutions 
to: (1) Develop notices to customers; and (2) in certain circumstances, 
determine which customers should receive the notices, and send the 
notices to customers.
    4. Title: ID Theft Red Flags.
    OMB Number: 3064-0152.
    Number of Respondents: 4,049.
    Total Estimated Time per Response: 16 hours.
    Total Estimated Annual Burden: 64,784 hours.
    General Description: The FDIC is requesting OMB approval to extend 
for three years the expiration date of information collection 3064-
0152, ``ID Theft red Flags.'' The regulation containing this 
information collection requirement is 12 CFR part 334, which implements 
sections 114 and 315 of the Fair and Accurate Credit Transactions Act 
of 2003 (FACT Act), Pub. L. 108-159 (2003).
    FACT Act Section 114: Section 114 requires the Agencies to jointly 
propose guidelines for financial institutions and creditors identifying 
patterns, practices, and specific forms of activity that indicate the 
possible existence of identity theft. In addition, each financial 
institution and creditor is required to establish reasonable policies 
and procedures to address the risk of identity theft that incorporate 
the guidelines. Credit card and debit card issuers must develop 
policies and procedures to assess the validity of a request for a 
change of address under certain circumstances.
    The information collections pursuant to section 114 require each 
financial institution and creditor to create an Identify Theft 
Prevention Program and report to the board of directors, a committee 
thereof, or senior management at least annually on compliance with the 
proposed regulations. In addition, staff must be trained to carry out 
the program. Each credit and debit card issuer is required to establish 
policies and procedures to assess the validity of a change of address 
request. The card issuer must notify the cardholder or use another 
means to assess the validity of the change of address.
    FACT Act Section 315: Section 315 requires the Agencies to issue 
regulations providing guidance regarding reasonable policies and 
procedures that a user of consumer reports must employ when such a user 
receives a notice of address discrepancy from a consumer reporting 
agencies. Part 334 provides such guidance. Each user of consumer 
reports must develop reasonable policies and procedures that it will 
follow when it receives a notice of address discrepancy from a consumer 
reporting agency. A user of consumer reports must furnish an address 
that the user has reasonably confirmed to be accurate to the consumer 
reporting agency from which it receives a notice of address 
discrepancy.
    The Agencies believe that the entities covered by the proposed 
regulation are already furnishing addresses that they have reasonably 
confirmed to be accurate to consumer reporting agencies from which they 
receive a notice of address discrepancy as a usual and customary 
business practice. Therefore, this requirement is not included in the 
burden estimates set out above.
    5. Title: Furnisher Information Accuracy and Integrity (FACTA 312).
    OMB Number: 3064-0161.
    Affected Public: State nonmember banks.
    Policies and Procedures:
    Estimated Number of Respondents: 4,049.
    Estimated Burden per Respondent:
    24 hours to implement written policies and procedures and training 
associated with the written policies and procedures;
    8 hours to amend procedures for handling complaints received 
directly from consumers; and,
    8 hours to implement the new dispute notice requirements.
    Estimated Annual Burden: 4049 x 40 hours = 161,960 hours.
    Frivolous or Irrelevant Dispute Notices:
    Number of Frivolous or Irrelevant Dispute Notices: 88,980.
    Estimated Burden per Frivolous or Irrelevant Dispute Notice: 14 
minutes.
    Estimated Annual Burden: 88,980 x 14/60 = 20,762 hours.
    Total Estimated Annual Burden: 161,960 + 20,762 = 182,722 hours.
    General Description of the Collection: FDIC is required by section 
312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) 
to issue guidelines for use by furnishers regarding the accuracy and 
the integrity of the information about consumers that they furnish to 
consumer reporting agencies, and prescribe regulations requiring 
furnishers to establish reasonable policies and procedures for 
implementing guidelines. Section 312 also requires the Agencies to 
issue regulations identifying the circumstances under which a furnisher 
must reinvestigate disputes about the accuracy of information contained 
in a consumer report based on a direct request from a consumer.

Request for Comment

    Comments are invited on: (a) Whether the collections of information 
are necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the collections of 
information, including the validity of the methodology and assumptions 
used; (c) ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) ways to minimize the burden of the 
collections of information on respondents, including through the

[[Page 43774]]

use of automated collection techniques or other forms of information 
technology. All comments will become a matter of public record.

    Dated at Washington, DC, this 20th day of July 2015.

Federal Deposit Insurance Corporation.
Valerie J. Best,
Assistant Executive Secretary.
[FR Doc. 2015-18069 Filed 7-22-15; 8:45 am]
 BILLING CODE 6714-01-P