Partial Extension of Comment Deadline on CARD Act Request for Information, 27294-27295 [2015-11496]

Download as PDF 27294 ACTION: Federal Register / Vol. 80, No. 92 / Wednesday, May 13, 2015 / Notices Notice. The Commodity Futures Trading Commission (‘‘CFTC’’ or ‘‘Commission’’) is announcing an opportunity for public comment on the proposed collection of certain information by the agency. Under the Paperwork Reduction Act of 1995 (‘‘PRA’’), Federal agencies are required to publish notice in the Federal Register concerning each proposed collection of information, including each proposed extension of an existing collection of information, and to allow 60 days for public comment in response to the notice. This notice solicits comments on the rule requiring notification of pending legal proceedings. DATES: Comments must be submitted on or before July 13, 2015. ADDRESSES: You may submit comments, identified by OMB Control No. 3038– 0033 by any of the following methods: • The Agency’s Web site, at https:// comments.cftc.gov/. Follow the instructions for submitting comments through the Web site. • Mail: Christopher Kirkpatrick, Secretary of the Commission, Commodity Futures Trading Commission, Three Lafayette Centre, 1155 21st Street NW., Washington, DC 20581. • Hand Delivery/Courier: Same as Mail above. Please submit your comments using only one method. • Federal eRulemaking Portal: https:// www.regulations.gov/. Follow the instructions for submitting comments through the Portal. Please submit your comments using only one method. FOR FURTHER INFORMATION CONTACT: Rob Schwartz, Office of General Counsel, Commodity Futures Trading Commission, 1155 21st Street NW., SUMMARY: Washington, DC 20581; phone: (202) 418–5958; fax: (202) 418–5567; email: rschwartz@cftc.gov, and refer to OMB Control No. 3038–0033. SUPPLEMENTARY INFORMATION: Under the PRA, Federal agencies must obtain approval from the Office of Management and Budget (‘‘OMB’’) for each collection of information that they conduct or sponsor. ‘‘Collection of information’’ is defined in 44 U.S.C. 3502(3) and 5 CFR 1320.3(c) and includes agency requests or requirements that members of the public submit reports, keep records, or provide information to a third party. Section 3506(c)(2)(A) of the PRA, 44 U.S.C. 3506(c)(2)(A), requires Federal agencies to provide a 60-day notice in the Federal Register concerning each proposed collection of information, including each proposed extension of an existing collection of information, before submitting the collection to OMB for approval. To comply with this requirement, the CFTC is publishing notice of the proposed collection of information listed below. With respect to the following collection of information, the CFTC invites comments on: • Whether the proposed collection of information is necessary for the proper performance of the functions of the Commission, including whether the information will have a practical use; • The accuracy of the Commission’s estimate of the burden of the proposed collection of information, including the validity of the methodology and assumptions used; • Ways to enhance the quality, usefulness, and clarity of the information to be collected; and • Ways to minimize the burden of collection of information on those who are to respond, including through the use of appropriate automated electronic, mechanical, or other technological collection techniques or other forms of information technology; e.g., permitting electronic submission of responses. All comments must be submitted in English, or if not, accompanied by an English translation. Comments will be posted as received to https:// www.cftc.gov. You should submit only information that you wish to make available publicly. If you wish the Commission to consider information that you believe is exempt from disclosure under the Freedom of Information Act, a petition for confidential treatment of the exempt information may be submitted according to the procedures established in § 145.9 of the Commission’s regulations.1 The Commission reserves the right, but shall have no obligation, to review, prescreen, filter, redact, refuse or remove any or all of your submission from https://www.cftc.gov that it may deem to be inappropriate for publication, such as obscene language. All submissions that have been redacted or removed that contain comments on the merits of the Information Collection Request will be retained in the public comment file and will be considered as required under the Administrative Procedure Act and other applicable laws, and may be accessible under the Freedom of Information Act. Title: Notification of Pending Legal Proceedings Pursuant to 17 CFR 1.60, OMB Control Number 3038–0033Extension. Abstract: The rule is designed to assist the Commission in monitoring legal proceedings involving the responsibilities imposed on contract markets and their officials and futures commission merchants and their principals by the Commodity Exchange Act, or otherwise. Burden: The Commission estimates the burden of this collection of information as follows: ESTIMATED ANNUAL REPORTING BURDEN Annual number of respondents Total annual responses Hours per response Total hours 1.60 .................................................................................................................. asabaliauskas on DSK5VPTVN1PROD with NOTICES 17 CFR section 105 1 .20 .20 There are no capital costs or operating and maintenance costs associated with this collection. (Authority: 44 U.S.C. 3501 et seq.) Dated: May 7, 2015. Robert N. Sidman, Deputy Secretary of the Commission. BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB–2015–0007] [FR Doc. 2015–11507 Filed 5–12–15; 8:45 am] Partial Extension of Comment Deadline on CARD Act Request for Information BILLING CODE 6351–01–P Bureau of Consumer Financial Protection. AGENCY: 1 17 CFR 145.9. VerDate Sep<11>2014 17:27 May 12, 2015 Jkt 235001 PO 00000 Frm 00011 Fmt 4703 Sfmt 4703 E:\FR\FM\13MYN1.SGM 13MYN1 Federal Register / Vol. 80, No. 92 / Wednesday, May 13, 2015 / Notices ACTION: Notice; extension of comment period. Section 502(a) of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act or Act) requires the Bureau of Consumer Financial Protection (Bureau or CFPB) to conduct a review (Review) of the consumer credit card market, within the limits of its existing resources available for reporting purposes. In connection with conducting that Review, and in accordance with Section 502(b) of the CARD Act, the Bureau published a Request for Information in the Federal Register on March 19, 2015, soliciting from the public comment on a number of aspects of the consumer credit card market. The Request for Information provided a 60-day comment period that will end on May 18, 2015. To allow interested persons additional time to consider and submit their responses, the Bureau has determined that an extension of the comment period on four of the specific areas of interest noted in the original Request for Information—online disclosures, grace periods, add-on products, and debt collection—until June 17, 2015, is appropriate. SUMMARY: The comment period for the Request for Information Regarding Credit Card Market, published March 19, 2015, at 80 FR 14365, is extended with respect to four areas of interest. Responses on those areas of interest specifically extended must now be received on or before June 17, 2015; the deadline for responses on all other areas remains unchanged. ADDRESSES: You may submit comments, identified by Docket No. CFPB–2015– 0007, by any of the following methods: • Electronic: https:// www.regulations.gov. Follow the instructions for submitting comments. • Mail: Monica Jackson, Office of the Executive Secretary, Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 20552. • Hand Delivery/Courier: Monica Jackson, Office of the Executive Secretary, Consumer Financial Protection Bureau, 1275 First Street NE., Washington, DC 20002. Instructions: All submissions should include the agency name and docket number for this proposal. Because paper mail in the Washington, DC area and at the Bureau is subject to delay, commenters are encouraged to submit comments electronically. In general, all comments received will be posted without change to https:// www.regulations.gov. In addition, comments will be available for public asabaliauskas on DSK5VPTVN1PROD with NOTICES DATES: VerDate Sep<11>2014 17:27 May 12, 2015 Jkt 235001 27295 inspection and copying at 1275 First Street NE., Washington, DC 20002, on official business days between the hours of 10 a.m. and 5 p.m. eastern standard time. You can make an appointment to inspect the documents by telephoning (202) 435–7275. All comments, including attachments and other supporting materials, will become part of the public record and subject to public disclosure. Sensitive personal information, such as account numbers or social security numbers, should not be included. Comments generally will not be edited to remove any identifying or contact information. Dated: May 5, 2015. Christopher A. D’Angelo, Chief of Staff, Bureau of Consumer Financial Protection. FOR FURTHER INFORMATION CONTACT: For general inquiries, submission process questions, or any additional information, please contact Monica Jackson, Office of the Executive Secretary, 202–435–7275. AGENCY: On March 19, 2015, the Bureau published the Request for Information in the Federal Register, 80 FR 14365. The Request for Information seeks comment, data, and information from the public on the state of the credit card market, both generally and specifically to 12 issues and areas specifically identified by the Bureau. Since publication, the Bureau has received multiple requests for extension of the comment deadline. While the Bureau believes the initial deadline should provide sufficient time for the public to comment on these matters, it wants to ensure that all interested parties are able to provide information and insight to the Bureau as it seeks greater understanding of the credit card market. The Bureau wants to balance interested parties’ desire to have additional time to consider the issues raised in the Request for Information, gather data, and prepare their responses, with the need to proceed expeditiously to consider comments. By extending the comment period for certain issues, the Bureau believes that it is effectively striking that balance. The Bureau believes that a 30-day extension on four of the twelve issues raised in the Request for Information—online disclosures, grace periods, add-on products, and debt collection—is appropriate, as these questions focus on particular areas of potential policy concern and may require additional time to respond. The comment period for those four issues will therefore close on June 17, 2015; the deadline for comments on all other areas and issues remains unchanged. The Defense Acquisition Regulations System has submitted to OMB for clearance, the following proposal for collection of information under the provisions of the Paperwork Reduction Act (44 U.S.C. chapter 35). DATES: Consideration will be given to all comments received by June 12, 2015. SUPPLEMENTARY INFORMATION: Title and OMB Number: Defense Federal Acquisition Regulation Supplement (DFARS) Business Systems–Definition and Administration; DFARS 234, Earned Value Management System, OMB Control Number 0704– 0479. Type of Request: Extension. Number of Respondents: 12. Responses per Respondent: 1. Annual Responses: 12. Average Burden per Response: Approximately 676 hours. Annual Burden Hours: 8,112. Needs and Uses: DFARS clause 252.242–7005 requires contractors to respond to written determinations of significant deficiencies in the contractor’s business systems as defined in the clause. The information contractors are required to submit in response to findings of significant deficiencies in their accounting system, estimating system, material management and accounting system and purchasing system has previously been approved by the Office of Management and Budget. This request specifically addresses information required by DFARS clause 252.234–7002, Earned Value Management System, for contractors to respond to determinations of significant deficiencies in a contractor’s Earned Value Management System (EVMS). The requirements apply to entities that are contractually required to maintain an EVMS. DoD needs this information to SUPPLEMENTARY INFORMATION: PO 00000 Frm 00012 Fmt 4703 Sfmt 4703 [FR Doc. 2015–11496 Filed 5–12–15; 8:45 am] BILLING CODE 4810–AM–P DEPARTMENT OF DEFENSE Defense Acquisition Regulations System [Docket Number DARS–2015–0005] Submission for OMB Review; Comment Request Defense Acquisition Regulations System, Department of Defense, DoD. ACTION: Notice. SUMMARY: E:\FR\FM\13MYN1.SGM 13MYN1

Agencies

[Federal Register Volume 80, Number 92 (Wednesday, May 13, 2015)]
[Notices]
[Pages 27294-27295]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-11496]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2015-0007]


Partial Extension of Comment Deadline on CARD Act Request for 
Information

AGENCY: Bureau of Consumer Financial Protection.

[[Page 27295]]


ACTION: Notice; extension of comment period.

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SUMMARY: Section 502(a) of the Credit Card Accountability 
Responsibility and Disclosure Act of 2009 (CARD Act or Act) requires 
the Bureau of Consumer Financial Protection (Bureau or CFPB) to conduct 
a review (Review) of the consumer credit card market, within the limits 
of its existing resources available for reporting purposes. In 
connection with conducting that Review, and in accordance with Section 
502(b) of the CARD Act, the Bureau published a Request for Information 
in the Federal Register on March 19, 2015, soliciting from the public 
comment on a number of aspects of the consumer credit card market. The 
Request for Information provided a 60-day comment period that will end 
on May 18, 2015. To allow interested persons additional time to 
consider and submit their responses, the Bureau has determined that an 
extension of the comment period on four of the specific areas of 
interest noted in the original Request for Information--online 
disclosures, grace periods, add-on products, and debt collection--until 
June 17, 2015, is appropriate.

DATES: The comment period for the Request for Information Regarding 
Credit Card Market, published March 19, 2015, at 80 FR 14365, is 
extended with respect to four areas of interest. Responses on those 
areas of interest specifically extended must now be received on or 
before June 17, 2015; the deadline for responses on all other areas 
remains unchanged.

ADDRESSES: You may submit comments, identified by Docket No. CFPB-2015-
0007, by any of the following methods:
     Electronic: https://www.regulations.gov. Follow the 
instructions for submitting comments.
     Mail: Monica Jackson, Office of the Executive Secretary, 
Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 
20552.
     Hand Delivery/Courier: Monica Jackson, Office of the 
Executive Secretary, Consumer Financial Protection Bureau, 1275 First 
Street NE., Washington, DC 20002.
    Instructions: All submissions should include the agency name and 
docket number for this proposal. Because paper mail in the Washington, 
DC area and at the Bureau is subject to delay, commenters are 
encouraged to submit comments electronically. In general, all comments 
received will be posted without change to https://www.regulations.gov. 
In addition, comments will be available for public inspection and 
copying at 1275 First Street NE., Washington, DC 20002, on official 
business days between the hours of 10 a.m. and 5 p.m. eastern standard 
time. You can make an appointment to inspect the documents by 
telephoning (202) 435-7275.
    All comments, including attachments and other supporting materials, 
will become part of the public record and subject to public disclosure. 
Sensitive personal information, such as account numbers or social 
security numbers, should not be included. Comments generally will not 
be edited to remove any identifying or contact information.

FOR FURTHER INFORMATION CONTACT: For general inquiries, submission 
process questions, or any additional information, please contact Monica 
Jackson, Office of the Executive Secretary, 202-435-7275.

SUPPLEMENTARY INFORMATION: On March 19, 2015, the Bureau published the 
Request for Information in the Federal Register, 80 FR 14365. The 
Request for Information seeks comment, data, and information from the 
public on the state of the credit card market, both generally and 
specifically to 12 issues and areas specifically identified by the 
Bureau.
    Since publication, the Bureau has received multiple requests for 
extension of the comment deadline. While the Bureau believes the 
initial deadline should provide sufficient time for the public to 
comment on these matters, it wants to ensure that all interested 
parties are able to provide information and insight to the Bureau as it 
seeks greater understanding of the credit card market.
    The Bureau wants to balance interested parties' desire to have 
additional time to consider the issues raised in the Request for 
Information, gather data, and prepare their responses, with the need to 
proceed expeditiously to consider comments. By extending the comment 
period for certain issues, the Bureau believes that it is effectively 
striking that balance. The Bureau believes that a 30-day extension on 
four of the twelve issues raised in the Request for Information--online 
disclosures, grace periods, add-on products, and debt collection--is 
appropriate, as these questions focus on particular areas of potential 
policy concern and may require additional time to respond. The comment 
period for those four issues will therefore close on June 17, 2015; the 
deadline for comments on all other areas and issues remains unchanged.

    Dated: May 5, 2015.
Christopher A. D'Angelo,
Chief of Staff, Bureau of Consumer Financial Protection.
[FR Doc. 2015-11496 Filed 5-12-15; 8:45 am]
 BILLING CODE 4810-AM-P
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