Agency Information Collection Activities; Proposed Collection; Comment Request, 25676-25677 [2015-10424]

Download as PDF 25676 Federal Register / Vol. 80, No. 86 / Tuesday, May 5, 2015 / Notices Federal Reserve Board via email at appraisal-questions@frb.gov, requesting a return meeting registration email. The Federal Reserve Law Enforcement Unit will then send an email message with a web link where you may provide your date of birth and social security number through their encrypted system. You may register until close of business May 8, 2015. You will also be asked to provide identifying information, including a valid government-issued photo ID, before being admitted to the meeting. Alternatively, you can contact Kevin Wilson at 202–452–2362 for other registration options. The meeting space is intended to accommodate public attendees. However, if the space will not accommodate all requests, the ASC may refuse attendance on that reasonable basis. The use of any video or audio tape recording device, photographing device, or any other electronic or mechanical device designed for similar purposes is prohibited at ASC meetings. Dated: April 29, 2015. James R. Park, Executive Director. noted, nonbanking activities will be conducted throughout the United States. Unless otherwise noted, comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of the Board of Governors not later than May 29, 2015. A. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant Vice President) 230 South LaSalle Street, Chicago, Illinois 60690–1414: 1. Ambank Company, Inc., Sioux Center, Iowa; to acquire 100 percent of the voting shares of Alton Bancorporation, and thereby indirectly acquire voting shares of Community Bank, both in Alton, Iowa. Board of Governors of the Federal Reserve System, April 30, 2015. Michael J. Lewandowski, Associate Secretary of the Board. [FR Doc. 2015–10442 Filed 5–4–15; 8:45 am] BILLING CODE 6210–01–P FEDERAL TRADE COMMISSION Agency Information Collection Activities; Proposed Collection; Comment Request [FR Doc. 2015–10467 Filed 5–4–15; 8:45 am] BILLING CODE P Federal Trade Commission (‘‘Commission’’ or ‘‘FTC’’). ACTION: Notice. AGENCY: FEDERAL RESERVE SYSTEM asabaliauskas on DSK5VPTVN1PROD with NOTICES The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below. The applications listed below, as well as other related filings required by the Board, are available for immediate inspection at the Federal Reserve Bank indicated. The applications will also be available for inspection at the offices of the Board of Governors. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the acquisition of a nonbanking company, the review also includes whether the acquisition of the nonbanking company complies with the standards in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise VerDate Sep<11>2014 17:18 May 04, 2015 Jkt 235001 The FTC plans to conduct a study to examine consumer perception of class action notices. This is the first of two notices required under the Paperwork Reduction Act (‘‘PRA’’) seeking public comments on proposed research before requesting Office of Management and Budget (‘‘OMB’’) review of, and clearance for, the collection of information discussed herein. SUMMARY: Formations of, Acquisitions by, and Mergers of Bank Holding Companies Comments must be received on or before July 6, 2015. ADDRESSES: Interested parties may file a comment at https:// ftcpublic.commentworks.com/ftc/ classactionnoticepra online or on paper, by following the instructions in the Request for Comment part of the SUPPLEMENTARY INFORMATION section below. Write ‘‘Class Action Notice Consumer Perception Study, Project No. P024210’’ on your comment, and file your comment online at https:// ftcpublic.commentworks.com/ftc/ classactionnoticepra by following the instructions on the web-based form. If you prefer to file your comment on paper, write ‘‘Class Action Notice Consumer Perception Study, Project No. P024210’’ on your comment and on the envelope, and mail your comment to the following address: Federal Trade DATES: PO 00000 Frm 00017 Fmt 4703 Sfmt 4703 Commission, Office of the Secretary, 600 Pennsylvania Avenue NW., Suite CC–5610 (Annex J), Washington, DC 20580, or deliver your comment to the following address: Federal Trade Commission, Office of the Secretary, Constitution Center, 400 7th Street SW., 5th Floor, Suite 5610 (Annex J), Washington, DC 20024. FOR FURTHER INFORMATION CONTACT: Robin Moore, Attorney, 202–326–2167, Division of Enforcement, Bureau of Consumer Protection, 600 Pennsylvania Avenue NW., Washington, DC 20580. SUPPLEMENTARY INFORMATION: I. Background The Commission’s Class Action Fairness Project strives to ensure that class action settlements in consumer protection and competition matters provide appropriate benefits to consumers and that class action counsel or defendants are not inappropriately benefitting at the expense of class members. As part of this program, the FTC monitors class actions and files amicus briefs or intervenes in appropriate cases; 1 coordinates with state, federal, and private groups to advise them and to seek suggestions on matters that merit FTC attention; and monitors the progress of legislation and class action rule changes. II. The FTC’s Proposed Study A. Study Description To further these goals, the FTC plans to conduct an Internet-based consumer research study to explore consumer perceptions of class action notices, including whether consumers understand the options provided in the notices and the implications of such options. The proposed Study will gauge consumer comprehension of the options conveyed by the notice and the implications of each option for the respondent. Specifically, using a treatment-effect methodology, the study will examine whether respondents receiving class action notices 1 See e.g., FTC’s Mem. of Law as Amicus Curiae, Nwabueze v. AT&T, Inc., 3:09–cv–1529 (N.D. Cal. Aug. 30, 2013), available at https://www.ftc.gov/ sites/default/files/documents/amicus_briefs/ nwabueze-v.att-inc./130830nwabuezeamicus.pdf; FTC’s Mem. of Law as Amicus Curiae, White v. EDebitPay, LLC, 2:11–cv–06738 (C.D. Cal. Aug. 9, 2013), available at https://www.ftc.gov/sites/ default/files/documents/amicus_briefs/anita-whiteet-al.v.edebitpay-l.l.c.et-al.no.211-cv-06738-cbmffm-c.d.cal-august-9-2013/ 130809edebitpayamicusbrief.pdf; Mot. of FTC for Leave to File Brief as Amicus Curiae, Moore v. Verizon Commc’ns, Inc., 4:09–cv–08123 (N.D. Cal. Aug. 17, 2012), available at https://www.ftc.gov/ sites/default/files/documents/amicus_briefs/moorev.verizon-communications-inc./ 120817mooreverizonamicusbrief.pdf. E:\FR\FM\05MYN1.SGM 05MYN1 Federal Register / Vol. 80, No. 86 / Tuesday, May 5, 2015 / Notices understand the process and implications for opting out of a settlement, the process for participating in the settlement, and the implications of doing nothing. Notices used in the study may derive from notices sent to class members in various nationwide class action settlements. We plan to use the study results, along with other information such as public comments, to guide the FTC’s Class Action Fairness Project. Having considered the costs and benefits of various data collection methods, the FTC staff has concluded that an Internet panel with nationwide coverage will provide the most efficient way to collect data to meet the research objectives within a feasible budget. Thus, the FTC proposes to collect responses from a broad spectrum of the U.S. adult population. Participants will be drawn from an Internet panel maintained by a commercial firm that operates the panel. All participation will be voluntary. While the results will not be generalizable to the U.S. population, the Commission believes that they will provide useful insights into consumer understanding of the claims being considered. asabaliauskas on DSK5VPTVN1PROD with NOTICES B. PRA Burden Analysis Staff estimates that respondents will require, on average, 20 minutes to complete the questionnaire. Staff will pretest the questionnaire with approximately 100 respondents to ensure that all questions are easily understood. Allowing for an extra three minutes for questions unique to the pretest, the pretest will total approximately 38 hours, cumulatively (100 respondents × 23 minutes each). Once the pretest is completed, the FTC plans to seek information from up to 8,000 respondents for approximately 20 minutes each. Thus, respondents will cumulatively take approximately 2,700 hours. The cost per respondent should be negligible. Participation will not require start up, capital, or labor expenditures. III. Request for Comment Under the PRA, 44 U.S.C. 3501–3521, federal agencies must obtain approval from OMB for each collection of information they conduct or sponsor. ‘‘Collection of information’’ means agency requests or requirements that members of the public submit reports, keep records, or provide information to a third party.2 As required by Section 3506(c)(2)(A) of the PRA, the FTC is providing this opportunity for public comment before requesting that OMB 2 44 U.S.C. 3502(3); 5 CFR 1320.3(c). VerDate Sep<11>2014 17:18 May 04, 2015 Jkt 235001 extend the existing paperwork clearance for the regulations noted herein. Pursuant to Section 3506(c)(2)(A) of the PRA, the FTC invites comments on: (1) Whether the reporting requirements are necessary, including whether the information will be practically useful; (2) the accuracy of our burden estimates, including whether the methodology and assumptions used are valid; (3) ways to enhance the quality, utility, and clarity of the information to be collected; and (4) ways to minimize the burden of the collection of information. You can file a comment online or on paper. For the Commission to consider your comment, we must receive it on or before July 6, 2015. Write ‘‘Class Action Notice Consumer Perception Study, Project No. P024210’’ on your comment. Your comment—including your name and your state—will be placed on the public record of this proceeding, including, to the extent practicable, on the public Commission Web site, at http://www.ftc.gov/os/ publiccomments.shtm. As a matter of discretion, the Commission tries to remove individuals’ home contact information from comments before placing them on the Commission Web site. Because your comment will be made public, you are solely responsible for making sure that your comment does not include any sensitive personal information, like anyone’s Social Security number, date of birth, driver’s license number or other state identification number or foreign country equivalent, passport number, financial account number, or credit or debit card number. You are also solely responsible for making sure that your comment does not include any sensitive health information, like medical records or other individually-identifiable health information. In addition, do not include any ‘‘[t]rade secret or any commercial or financial information which . . . is privileged or confidential,’’ as provided in Section 6(f) of the FTC Act, 15 U.S.C. 46(f), and FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2). In particular, do not include competitively-sensitive information such as costs, sales statistics, inventories, formulas, patterns, devices, manufacturing processes, or customer names. If you want the Commission to give your comment confidential treatment, you must file it in paper form, with a request for confidential treatment, and you have to follow the procedure explained in FTC Rule 4.9(c), 16 CFR 4.9(c).3 Your comment will be kept 3 In particular, the written request for confidential treatment that accompanies the comment must PO 00000 Frm 00018 Fmt 4703 Sfmt 4703 25677 confidential only if the FTC General Counsel grants your request in accordance with the law and the public interest. Postal mail addressed to the Commission is subject to delay due to heightened security screening. As a result, we encourage you to submit your comments online. To make sure that the Commission considers your online comment, you must file it at https:// ftcpublic.commentworks.com/ftc/ classactionnoticepra, by following the instructions on the web-based form. If this Notice appears at http:// www.regulations.gov/#!home, you also may file a comment through that Web site. If you file your comment on paper, write ‘‘Class Action Notice Consumer Perception Study, Project No. P024210’’ on your comment and on the envelope and mail your comment to the following address: Federal Trade Commission, Office of the Secretary, 600 Pennsylvania Avenue NW., Suite CC– 5610 (Annex J), Washington, DC 20580, or deliver your comment to the following address: Federal Trade Commission, Office of the Secretary, Constitution Center, 400 7th Street SW., 5th Floor, Suite 5610 (Annex J), Washington, DC 20024. If possible, submit your paper comment to the Commission by courier or overnight service. Visit the Commission Web site at http://www.ftc.gov to read this Notice. The FTC Act and other laws that the Commission administers permit the collection of public comments to consider and use in this proceeding as appropriate. The Commission will consider all timely and responsive public comments that it receives on or before July 6, 2015. You can find more information, including routine uses permitted by the Privacy Act, in the Commission’s privacy policy, at http:// www.ftc.gov/ftc/privacy.htm. By direction of the Commission. Donald S. Clark, Secretary. [FR Doc. 2015–10424 Filed 5–4–15; 8:45 am] BILLING CODE 6750–01–P FEDERAL TRADE COMMISSION Agency Information Collection Activities; Proposed Collection; Comment Request Federal Trade Commission (‘‘Commission’’ or ‘‘FTC’’). AGENCY: include the factual and legal basis for the request and must identify the specific portions of the comment to be withheld from the public record. See FTC Rule 4.9(c), 16 CFR 4.9(c). E:\FR\FM\05MYN1.SGM 05MYN1

Agencies

[Federal Register Volume 80, Number 86 (Tuesday, May 5, 2015)]
[Notices]
[Pages 25676-25677]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-10424]


=======================================================================
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FEDERAL TRADE COMMISSION


Agency Information Collection Activities; Proposed Collection; 
Comment Request

AGENCY: Federal Trade Commission (``Commission'' or ``FTC'').

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: The FTC plans to conduct a study to examine consumer 
perception of class action notices. This is the first of two notices 
required under the Paperwork Reduction Act (``PRA'') seeking public 
comments on proposed research before requesting Office of Management 
and Budget (``OMB'') review of, and clearance for, the collection of 
information discussed herein.

DATES: Comments must be received on or before July 6, 2015.

ADDRESSES: Interested parties may file a comment at https://ftcpublic.commentworks.com/ftc/classactionnoticepra online or on paper, 
by following the instructions in the Request for Comment part of the 
SUPPLEMENTARY INFORMATION section below. Write ``Class Action Notice 
Consumer Perception Study, Project No. P024210'' on your comment, and 
file your comment online at https://ftcpublic.commentworks.com/ftc/classactionnoticepra by following the instructions on the web-based 
form. If you prefer to file your comment on paper, write ``Class Action 
Notice Consumer Perception Study, Project No. P024210'' on your comment 
and on the envelope, and mail your comment to the following address: 
Federal Trade Commission, Office of the Secretary, 600 Pennsylvania 
Avenue NW., Suite CC-5610 (Annex J), Washington, DC 20580, or deliver 
your comment to the following address: Federal Trade Commission, Office 
of the Secretary, Constitution Center, 400 7th Street SW., 5th Floor, 
Suite 5610 (Annex J), Washington, DC 20024.

FOR FURTHER INFORMATION CONTACT: Robin Moore, Attorney, 202-326-2167, 
Division of Enforcement, Bureau of Consumer Protection, 600 
Pennsylvania Avenue NW., Washington, DC 20580.

SUPPLEMENTARY INFORMATION:

I. Background

    The Commission's Class Action Fairness Project strives to ensure 
that class action settlements in consumer protection and competition 
matters provide appropriate benefits to consumers and that class action 
counsel or defendants are not inappropriately benefitting at the 
expense of class members. As part of this program, the FTC monitors 
class actions and files amicus briefs or intervenes in appropriate 
cases; \1\ coordinates with state, federal, and private groups to 
advise them and to seek suggestions on matters that merit FTC 
attention; and monitors the progress of legislation and class action 
rule changes.
---------------------------------------------------------------------------

    \1\ See e.g., FTC's Mem. of Law as Amicus Curiae, Nwabueze v. 
AT&T, Inc., 3:09-cv-1529 (N.D. Cal. Aug. 30, 2013), available at 
https://www.ftc.gov/sites/default/files/documents/amicus_briefs/nwabueze-v.att-inc./130830nwabuezeamicus.pdf; FTC's Mem. of Law as 
Amicus Curiae, White v. EDebitPay, LLC, 2:11-cv-06738 (C.D. Cal. 
Aug. 9, 2013), available at https://www.ftc.gov/sites/default/files/documents/amicus_briefs/anita-white-et-al.v.edebitpay-l.l.c.et-al.no.211-cv-06738-cbm-ffm-c.d.cal-august-9-2013/130809edebitpayamicusbrief.pdf; Mot. of FTC for Leave to File Brief 
as Amicus Curiae, Moore v. Verizon Commc'ns, Inc., 4:09-cv-08123 
(N.D. Cal. Aug. 17, 2012), available at https://www.ftc.gov/sites/default/files/documents/amicus_briefs/moore-v.verizon-communications-inc./120817mooreverizonamicusbrief.pdf.
---------------------------------------------------------------------------

II. The FTC's Proposed Study

A. Study Description

    To further these goals, the FTC plans to conduct an Internet-based 
consumer research study to explore consumer perceptions of class action 
notices, including whether consumers understand the options provided in 
the notices and the implications of such options. The proposed Study 
will gauge consumer comprehension of the options conveyed by the notice 
and the implications of each option for the respondent. Specifically, 
using a treatment-effect methodology, the study will examine whether 
respondents receiving class action notices

[[Page 25677]]

understand the process and implications for opting out of a settlement, 
the process for participating in the settlement, and the implications 
of doing nothing. Notices used in the study may derive from notices 
sent to class members in various nationwide class action settlements. 
We plan to use the study results, along with other information such as 
public comments, to guide the FTC's Class Action Fairness Project.
    Having considered the costs and benefits of various data collection 
methods, the FTC staff has concluded that an Internet panel with 
nationwide coverage will provide the most efficient way to collect data 
to meet the research objectives within a feasible budget. Thus, the FTC 
proposes to collect responses from a broad spectrum of the U.S. adult 
population. Participants will be drawn from an Internet panel 
maintained by a commercial firm that operates the panel. All 
participation will be voluntary. While the results will not be 
generalizable to the U.S. population, the Commission believes that they 
will provide useful insights into consumer understanding of the claims 
being considered.

B. PRA Burden Analysis

    Staff estimates that respondents will require, on average, 20 
minutes to complete the questionnaire. Staff will pretest the 
questionnaire with approximately 100 respondents to ensure that all 
questions are easily understood. Allowing for an extra three minutes 
for questions unique to the pretest, the pretest will total 
approximately 38 hours, cumulatively (100 respondents x 23 minutes 
each). Once the pretest is completed, the FTC plans to seek information 
from up to 8,000 respondents for approximately 20 minutes each. Thus, 
respondents will cumulatively take approximately 2,700 hours. The cost 
per respondent should be negligible. Participation will not require 
start up, capital, or labor expenditures.

III. Request for Comment

    Under the PRA, 44 U.S.C. 3501-3521, federal agencies must obtain 
approval from OMB for each collection of information they conduct or 
sponsor. ``Collection of information'' means agency requests or 
requirements that members of the public submit reports, keep records, 
or provide information to a third party.\2\ As required by Section 
3506(c)(2)(A) of the PRA, the FTC is providing this opportunity for 
public comment before requesting that OMB extend the existing paperwork 
clearance for the regulations noted herein.
---------------------------------------------------------------------------

    \2\ 44 U.S.C. 3502(3); 5 CFR 1320.3(c).
---------------------------------------------------------------------------

    Pursuant to Section 3506(c)(2)(A) of the PRA, the FTC invites 
comments on: (1) Whether the reporting requirements are necessary, 
including whether the information will be practically useful; (2) the 
accuracy of our burden estimates, including whether the methodology and 
assumptions used are valid; (3) ways to enhance the quality, utility, 
and clarity of the information to be collected; and (4) ways to 
minimize the burden of the collection of information.
    You can file a comment online or on paper. For the Commission to 
consider your comment, we must receive it on or before July 6, 2015. 
Write ``Class Action Notice Consumer Perception Study, Project No. 
P024210'' on your comment. Your comment--including your name and your 
state--will be placed on the public record of this proceeding, 
including, to the extent practicable, on the public Commission Web 
site, at http://www.ftc.gov/os/publiccomments.shtm. As a matter of 
discretion, the Commission tries to remove individuals' home contact 
information from comments before placing them on the Commission Web 
site.
    Because your comment will be made public, you are solely 
responsible for making sure that your comment does not include any 
sensitive personal information, like anyone's Social Security number, 
date of birth, driver's license number or other state identification 
number or foreign country equivalent, passport number, financial 
account number, or credit or debit card number. You are also solely 
responsible for making sure that your comment does not include any 
sensitive health information, like medical records or other 
individually-identifiable health information. In addition, do not 
include any ``[t]rade secret or any commercial or financial information 
which . . . is privileged or confidential,'' as provided in Section 
6(f) of the FTC Act, 15 U.S.C. 46(f), and FTC Rule 4.10(a)(2), 16 CFR 
4.10(a)(2). In particular, do not include competitively-sensitive 
information such as costs, sales statistics, inventories, formulas, 
patterns, devices, manufacturing processes, or customer names.
    If you want the Commission to give your comment confidential 
treatment, you must file it in paper form, with a request for 
confidential treatment, and you have to follow the procedure explained 
in FTC Rule 4.9(c), 16 CFR 4.9(c).\3\ Your comment will be kept 
confidential only if the FTC General Counsel grants your request in 
accordance with the law and the public interest.
---------------------------------------------------------------------------

    \3\ In particular, the written request for confidential 
treatment that accompanies the comment must include the factual and 
legal basis for the request and must identify the specific portions 
of the comment to be withheld from the public record. See FTC Rule 
4.9(c), 16 CFR 4.9(c).
---------------------------------------------------------------------------

    Postal mail addressed to the Commission is subject to delay due to 
heightened security screening. As a result, we encourage you to submit 
your comments online. To make sure that the Commission considers your 
online comment, you must file it at https://ftcpublic.commentworks.com/ftc/classactionnoticepra, by following the instructions on the web-
based form. If this Notice appears at http://www.regulations.gov/#!home, you also may file a comment through that Web site.
    If you file your comment on paper, write ``Class Action Notice 
Consumer Perception Study, Project No. P024210'' on your comment and on 
the envelope and mail your comment to the following address: Federal 
Trade Commission, Office of the Secretary, 600 Pennsylvania Avenue NW., 
Suite CC-5610 (Annex J), Washington, DC 20580, or deliver your comment 
to the following address: Federal Trade Commission, Office of the 
Secretary, Constitution Center, 400 7th Street SW., 5th Floor, Suite 
5610 (Annex J), Washington, DC 20024. If possible, submit your paper 
comment to the Commission by courier or overnight service.
    Visit the Commission Web site at http://www.ftc.gov to read this 
Notice. The FTC Act and other laws that the Commission administers 
permit the collection of public comments to consider and use in this 
proceeding as appropriate. The Commission will consider all timely and 
responsive public comments that it receives on or before July 6, 2015. 
You can find more information, including routine uses permitted by the 
Privacy Act, in the Commission's privacy policy, at http://www.ftc.gov/ftc/privacy.htm.

    By direction of the Commission.
 Donald S. Clark,
Secretary.
[FR Doc. 2015-10424 Filed 5-4-15; 8:45 am]
 BILLING CODE 6750-01-P