Fair Credit Reporting Act Disclosures, 74068-74069 [2014-29215]
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74068
Federal Register / Vol. 79, No. 240 / Monday, December 15, 2014 / Notices
the conversion factors for units of
measure into square meter equivalents
used by the United States in
implementing the ATC. For purposes of
this notice, the most recent 12-month
period for which data are available as of
December 20, 2014 is the 12-month
period ending on October 31, 2014.
Therefore, for the one-year period
beginning on December 20, 2014 and
extending through December 19, 2015,
the quantity of imports eligible for
preferential treatment under the valueadded program is 332,915,916 square
meters equivalent. Apparel articles
entered in excess of these quantities will
be subject to otherwise applicable
tariffs.
Dated: December 9, 2014.
Joshua Teitelbaum,
Deputy Assistant Secretary for Textiles,
Consumer Goods and Materials.
Trade Secret Symposium
[FR Doc. 2014–29253 Filed 12–12–14; 8:45 am]
BILLING CODE 3510–DR–P
DEPARTMENT OF COMMERCE
Patent and Trademark Office
[Docket No.: PTO–C–2014–0047]
Notice of Public Meeting on Trade
Secret Topics
United States Patent and
Trademark Office, Commerce.
ACTION: Notice of symposium.
AGENCY:
The protection of U.S. trade
secrets from misappropriation is an
Administration priority. As noted in the
Administration Strategy on Mitigating
the Theft of U.S. Trade Secrets
(February 2013), ‘‘trade secret theft
threatens American businesses,
undermines national security, and
places the security of the U.S. economy
in jeopardy.’’ In pursuit of the goals of
the Administration Strategy through
information sharing and discussion, the
United States Patent and Trademark
Office will hold a public symposium on
issues relevant to the protection of trade
secrets. Topics to be discussed include
losses due to trade secret theft and
challenges to protecting trade secrets,
the intersection of patent and trade
secret protection, trade secret issues in
civil litigation, trade secret protection in
foreign jurisdictions, and proposed
responses to the threat of trade secret
theft in the U.S.
DATES: The symposium will be held on
January 8, 2015. The symposium will
begin at 9 a.m. and end at 3 p.m.
ADDRESSES: The symposium will be
held at the United States Patent and
Trademark Office, Madison Building,
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SUMMARY:
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600 Dulany Street, Alexandria, Virginia
22314.
FOR FURTHER INFORMATION CONTACT: For
further information regarding the
symposium, please contact Michael
Smith, Jenny Blank, or Hollis Robinson
at the Office of Policy and International
Affairs, by telephone at (571) 272–9300,
by email at tradesecrets@uspto.gov, or
by postal mail addressed to: Mail Stop
OPIA, United States Patent and
Trademark Office, P.O. Box 1450,
Alexandria, VA 22313–1450, ATTN:
Michael Smith, Jenny Blank, or Hollis
Robinson. Please direct all media
inquiries to the Office of the Chief
Communications Officer, USPTO, at
(571) 272–8400.
SUPPLEMENTARY INFORMATION:
Under U.S. law, trade secrets
comprise commercially valuable
information not generally known or
readily ascertainable to the public that
are subject to reasonable measures to
maintain confidentiality. The protection
of U.S. trade secrets from
misappropriation is an Administration
priority. As stated in the Administration
Strategy on Mitigating the Theft of U.S.
Trade Secrets (February 2013), ‘‘trade
secret theft threatens American
businesses, undermines national
security, and places the security of the
U.S. economy in jeopardy.’’ Likewise,
increased mobility, globalization, and
the anonymous/pseudonymous nature
of the internet result in new challenges
to protecting trade secrets. In pursuit of
the goals of the Administration Strategy
through information sharing and
discussion, the United States Patent and
Trademark Office will hold a public
symposium on issues relevant to the
protection of trade secrets. Topics to be
discussed include losses due to trade
secret theft and challenges in protecting
trade secrets, the intersection of patent
and trade secret protection, trade secret
matters that arise in civil litigation,
trade secret protection in foreign
jurisdictions, and proposed responses to
the threat of trade secret theft in the U.S.
The symposium will feature panel
discussions, and there will be
opportunities for attendees to ask
questions. It is expected that experts
from academia, the legislative and
executive branches, the judiciary,
private legal practice, and industry will
serve as panelists.
Instructions and Information on the
Public Symposium
The symposium will be held on
January 8, 2015, at the United States
Patent and Trademark Office, Madison
PO 00000
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Building, 600 Dulany Street,
Alexandria, Virginia 22314. The
symposium will begin at 9 a.m. and end
at 3 p.m. The agenda will be available
a week before the symposium on the
USPTO Web site, https://www.uspto.gov/
. Registration is available at https://
events.SignUp4.com/tradesecrets.
Attendees may also register at the door
one half-hour prior to the beginning of
the symposium.
The symposium will be physically
accessible to people with disabilities.
Individuals requiring accommodation,
such as sign language interpretation or
other ancillary aids, should
communicate their needs to Hollis
Robinson at the Office of Policy and
International Affairs, by telephone at
(571) 272–9300, by email at
hollis.robinson@uspto.gov, or by postal
mail addressed to: Mail Stop OPIA,
United States Patent and Trademark
Office, P.O. Box 1450, Alexandria, VA
22313–1450, ATTN: Hollis Robinson, at
least seven (7) business days prior to the
symposium.
Dated: December 9, 2014.
Michelle K. Lee,
Deputy Under Secretary of Commerce for
Intellectual Property and Deputy Director of
the United States Patent and Trademark
Office.
[FR Doc. 2014–29350 Filed 12–12–14; 8:45 am]
BILLING CODE 3510–16–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Fair Credit Reporting Act Disclosures
Bureau of Consumer Financial
Protection.
ACTION: Notice regarding charges for
certain disclosures under the Fair Credit
Reporting Act.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau)
announces that the ceiling on allowable
charges under section 612(f) of the Fair
Credit Reporting Act (FCRA) will
increase from $11.50 to $12.00, effective
for 2015. The Bureau is required to
increase the $8.00 amount referred to in
section 612(f)(1)(A)(i) of the FCRA on
January 1 of each year, based
proportionally on changes in the
Consumer Price Index for All Urban
Consumers (CPI–U), with fractional
changes rounded to the nearest fifty
cents. The CPI–U increased 47.66
percent between September 1997, when
the FCRA amendments took effect, and
September 2014. This increase in the
CPI–U, and the requirement that any
increase be rounded to the nearest fifty
SUMMARY:
E:\FR\FM\15DEN1.SGM
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emcdonald on DSK67QTVN1PROD with NOTICES
Federal Register / Vol. 79, No. 240 / Monday, December 15, 2014 / Notices
cents, result in a maximum allowable
charge of $12.00.
DATES: Effective January 1, 2015.
FOR FURTHER INFORMATION CONTACT:
James Wylie, Counsel, Office of
Regulations, at (202) 435–7700.
SUPPLEMENTARY INFORMATION: Section
612(f)(1)(A) of the Fair Credit Reporting
Act (FCRA) provides that a consumer
reporting agency may charge a
consumer a reasonable amount for
making a disclosure to the consumer
pursuant to section 609 of the FCRA.1
Section 612(f)(1)(A)(i) of the FCRA
provides that, where a consumer
reporting agency is permitted to impose
a reasonable charge on a consumer for
making a disclosure to the consumer
pursuant to section 609 of the FCRA, the
charge shall not exceed $8.00 and shall
be indicated to the consumer before
making the disclosure. Section 612(f)(2)
of the FCRA states that the Bureau shall
increase the $8.00 maximum amount on
January 1 of each year, based
proportionally on changes in the
Consumer Price Index, with fractional
changes rounded to the nearest fifty
cents.
In 2011, the responsibility for
performing this task was transferred
from the Federal Trade Commission to
the Bureau pursuant to the Dodd-Frank
Wall Street Reform and Consumer
Protection Act of 2010.2 Like the
Federal Trade Commission, the Bureau’s
calculations are based on the CPI–U,
which is the most general Consumer
Price Index and covers all urban
consumers and all items.
Section 211(a)(2) of the FACT Act
added a new section 612(a) to the FCRA
that gives consumers the right to request
free disclosures once every 12 months.
The maximum allowable charge
established by this notice does not
apply to requests made under that
provision. The charge does apply when
a consumer who orders a file disclosure
has already received a free annual
disclosure and does not otherwise
qualify for an additional free disclosure.
The Bureau is using the $8.00 amount
set forth in section 612(f)(1)(A)(i) of the
FCRA as the baseline for its calculation
of the increase in the ceiling on
reasonable charges for certain
disclosures made under section 609 of
the FCRA. Since the effective date of the
amended FCRA was September 30,
1 This provision, originally section 612(a), was
added to the FCRA in September 1996 and became
effective in September 1997. It was relabeled
section 612(f) by section 211(a)(1) of the Fair and
Accurate Credit Transactions Act of 2003 (FACT
Act), Public Law 108–159, which was signed into
law on December 4, 2003.
2 Public Law 111–203, title X, section 1088.
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1997, the Bureau calculated the
proportional increase in the CPI–U from
September 1997 to September 2014. The
Bureau then determined what
modification, if any, from the original
base of $8.00 should be made effective
for 2015, given the requirement that
fractional changes be rounded to the
nearest fifty cents.
Between September 1997 and
September 2014, the CPI–U increased by
47.66 percent—from an index value of
161.2 in September 1997 to a value of
238.031 in September 2014. An increase
of 47.66 percent in the $8.00 base figure
would lead to a new figure of $11.81.
However, because the statute directs
that the resulting figure be rounded to
the nearest $0.50, the new maximum
allowable charge is $12.00. The Bureau
therefore determines that the maximum
allowable charge for the year 2015 will
be $12.00, effective January 1, 2015.
Dated: December 4, 2014.
Richard Cordray,
Director, Bureau of Consumer Financial
Protection.
[FR Doc. 2014–29215 Filed 12–12–14; 8:45 am]
BILLING CODE 4810–AM–P
CORPORATION FOR NATIONAL AND
COMMUNITY SERVICE
Proposed Information Collection;
Comment Request
Corporation for National and
Community Service.
ACTION: Notice.
AGENCY:
The Corporation for National
and Community Service (CNCS), as part
of its continuing effort to reduce
paperwork and respondent burden,
conducts a pre-clearance consultation
program to provide the general public
and federal agencies with an
opportunity to comment on proposed
and/or continuing collections of
information in accordance with the
Paperwork Reduction Act of 1995
(PRA95) (44 U.S.C. 3506(c)(2)(A)). This
program helps to ensure that requested
data can be provided in the desired
format, reporting burden (time and
financial resources) is minimized,
collection instruments are clearly
understood, and the impact of collection
requirement on respondents can be
properly assessed.
Currently, CNCS is soliciting
comments concerning its proposed
renewal of the following proposed
Generic Information Collection Request
(Generic ICR): ‘‘Generic Clearance for
the Collection of Qualitative Feedback
on Agency Service Delivery’’ for
approval under the Paperwork
SUMMARY:
PO 00000
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74069
Reduction Act (PRA) (44 U.S.C. 3501 et.
seq.). This collection was developed as
part of a Federal Government-wide
effort to streamline the process for
seeking feedback from the public on
service delivery. This notice announces
our intent to submit this collection to
OMB for approval and solicits
comments on specific aspects for the
proposed information collection.
Copies of the information collection
request can be obtained by contacting
the office listed in the Addresses section
of this Notice or on
www.regulations.gov.
Written comments must be
submitted to the individual and office
listed in the ADDRESSES section by
February 13, 2015.
ADDRESSES: You may submit comments,
identified by the title of the information
collection activity, by any of the
following methods:
(1) By mail sent to: Corporation for
National and Community Service;
Attention Amy Borgstrom, Room
10508B; 1201 New York Avenue NW.,
Washington, DC 20525.
(2) By hand delivery or by courier to
the CNCS mailroom at Room 8100 at the
mail address given in paragraph (1)
above, between 9:00 a.m. and 4:00 p.m.
Eastern Time, Monday through Friday,
except Federal holidays.
(3) Electronically through
www.regulations.gov.
Individuals who use a
telecommunications device for the deaf
(TTY–TDD) may call 1–800–833–3722
between 8:00 a.m. and 8:00 p.m. Eastern
Time, Monday through Friday.
Comments submitted in response to
this notice may be made available to the
public through www.regulations.gov.
For this reason, please do not include in
your comments information of a
confidential nature, such as sensitive
personal information or proprietary
information. If you send an email
comment, your email address will be
automatically captured and included as
part of the comment that is placed in the
public docket and made available on the
Internet. Please note that responses to
this public comment request containing
any routine notice about the
confidentiality of the communication
will be treated as public comments that
may be made available to the public
notwithstanding the inclusion of the
routine notice.
FOR FURTHER INFORMATION CONTACT:
Amy Borgstrom, 202–606–6930, or by
email at aborgstrom@cns.gov.
SUPPLEMENTARY INFORMATION: CNCS is
particularly interested in comments
that:
DATES:
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Agencies
[Federal Register Volume 79, Number 240 (Monday, December 15, 2014)]
[Notices]
[Pages 74068-74069]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2014-29215]
=======================================================================
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BUREAU OF CONSUMER FINANCIAL PROTECTION
Fair Credit Reporting Act Disclosures
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice regarding charges for certain disclosures under the Fair
Credit Reporting Act.
-----------------------------------------------------------------------
SUMMARY: The Bureau of Consumer Financial Protection (Bureau) announces
that the ceiling on allowable charges under section 612(f) of the Fair
Credit Reporting Act (FCRA) will increase from $11.50 to $12.00,
effective for 2015. The Bureau is required to increase the $8.00 amount
referred to in section 612(f)(1)(A)(i) of the FCRA on January 1 of each
year, based proportionally on changes in the Consumer Price Index for
All Urban Consumers (CPI-U), with fractional changes rounded to the
nearest fifty cents. The CPI-U increased 47.66 percent between
September 1997, when the FCRA amendments took effect, and September
2014. This increase in the CPI-U, and the requirement that any increase
be rounded to the nearest fifty
[[Page 74069]]
cents, result in a maximum allowable charge of $12.00.
DATES: Effective January 1, 2015.
FOR FURTHER INFORMATION CONTACT: James Wylie, Counsel, Office of
Regulations, at (202) 435-7700.
SUPPLEMENTARY INFORMATION: Section 612(f)(1)(A) of the Fair Credit
Reporting Act (FCRA) provides that a consumer reporting agency may
charge a consumer a reasonable amount for making a disclosure to the
consumer pursuant to section 609 of the FCRA.\1\ Section
612(f)(1)(A)(i) of the FCRA provides that, where a consumer reporting
agency is permitted to impose a reasonable charge on a consumer for
making a disclosure to the consumer pursuant to section 609 of the
FCRA, the charge shall not exceed $8.00 and shall be indicated to the
consumer before making the disclosure. Section 612(f)(2) of the FCRA
states that the Bureau shall increase the $8.00 maximum amount on
January 1 of each year, based proportionally on changes in the Consumer
Price Index, with fractional changes rounded to the nearest fifty
cents.
---------------------------------------------------------------------------
\1\ This provision, originally section 612(a), was added to the
FCRA in September 1996 and became effective in September 1997. It
was relabeled section 612(f) by section 211(a)(1) of the Fair and
Accurate Credit Transactions Act of 2003 (FACT Act), Public Law 108-
159, which was signed into law on December 4, 2003.
---------------------------------------------------------------------------
In 2011, the responsibility for performing this task was
transferred from the Federal Trade Commission to the Bureau pursuant to
the Dodd-Frank Wall Street Reform and Consumer Protection Act of
2010.\2\ Like the Federal Trade Commission, the Bureau's calculations
are based on the CPI-U, which is the most general Consumer Price Index
and covers all urban consumers and all items.
---------------------------------------------------------------------------
\2\ Public Law 111-203, title X, section 1088.
---------------------------------------------------------------------------
Section 211(a)(2) of the FACT Act added a new section 612(a) to the
FCRA that gives consumers the right to request free disclosures once
every 12 months. The maximum allowable charge established by this
notice does not apply to requests made under that provision. The charge
does apply when a consumer who orders a file disclosure has already
received a free annual disclosure and does not otherwise qualify for an
additional free disclosure.
The Bureau is using the $8.00 amount set forth in section
612(f)(1)(A)(i) of the FCRA as the baseline for its calculation of the
increase in the ceiling on reasonable charges for certain disclosures
made under section 609 of the FCRA. Since the effective date of the
amended FCRA was September 30, 1997, the Bureau calculated the
proportional increase in the CPI-U from September 1997 to September
2014. The Bureau then determined what modification, if any, from the
original base of $8.00 should be made effective for 2015, given the
requirement that fractional changes be rounded to the nearest fifty
cents.
Between September 1997 and September 2014, the CPI-U increased by
47.66 percent--from an index value of 161.2 in September 1997 to a
value of 238.031 in September 2014. An increase of 47.66 percent in the
$8.00 base figure would lead to a new figure of $11.81. However,
because the statute directs that the resulting figure be rounded to the
nearest $0.50, the new maximum allowable charge is $12.00. The Bureau
therefore determines that the maximum allowable charge for the year
2015 will be $12.00, effective January 1, 2015.
Dated: December 4, 2014.
Richard Cordray,
Director, Bureau of Consumer Financial Protection.
[FR Doc. 2014-29215 Filed 12-12-14; 8:45 am]
BILLING CODE 4810-AM-P