Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company, 63628-63629 [2014-25333]
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asabaliauskas on DSK5VPTVN1PROD with NOTICES
63628
Federal Register / Vol. 79, No. 206 / Friday, October 24, 2014 / Notices
16 line item.8 Lastly, the commenter
indicated that the required public
disclosure of the regulatory capital
ratios over the planning horizon under
different capital rules will cause
confusion among bank shareholders and
the general public.9
The Federal Reserve believes that the
proposed additional items to the FR Y–
16 would not place an undue burden on
$10–50 billion institutions as they have
already been given additional time to
incorporate the revised capital
framework into their company-run
stress tests. The interim final stress test
rule on September 30, 2013 specifically
provided $10–50 billion banking
organizations with a one-year transition
period to incorporate the revised capital
framework into their company-run
stress tests. The one-year transition
period decreased the operational
complexity and risk of error for these
companies for the initial 2014 stress test
cycle by allowing them to focus on
implementing stress testing processes
without reflecting the revised capital
rules over the planning horizon. The
one-year transition also allowed
companies additional time to evaluate
the revised capital framework’s effect on
their regulatory capital items reported in
the Call Report and FR Y–9C. Further,
the Call Report and FR Y–9C regulatory
capital schedules were revised effective
March 2014 to reflect the revised capital
framework for regulatory capital items
for advanced approaches institutions;
all other institutions, including $10–50
billion institutions, are required to
report the same revised regulatory
capital schedule for March 31, 2015. In
addition, the FR Y–16 reporting form
and instructions has been updated to
reference the applicable Call Report and
FR Y–9C report items that should be
reported over the planning horizon,
including the new items that were
created to capture the revised capital
framework. The Federal Reserve will
adjust the FR Y–16 schedules to be
consistent with the final FR Y–9C and
Call Report risk-weighted asset schedule
changes once they are published. These
adjustments are necessary to align the
subcomponents of standardized riskweighted assets with total standardized
risk-weighted assets and will likely
alleviate confusion about calculating
projected total risk-weighted assets over
the planning horizon. Lastly, the public
disclosure by companies of the stress
8 See 79 FR 35634 (June 23, 2014) and 79 FR
45808 (August 6, 2014).
9 Per the Board’s final stress test rule, $10–50
billion companies are required to publicly disclose
the beginning value, ending value, and minimum
value of each regulatory capital ratio over the
planning horizon.
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20:00 Oct 23, 2014
Jkt 235001
test results using the new capital rules
applicable in the projected quarters of
the planning horizon is required by the
Board’s final stress test rule and the
Federal Reserve believes that this public
disclosure will be informative to the
public.
In summary, the Federal Reserve will
implement the FR Y–16 data items for
the March 2015 report to reflect the
revised capital framework as proposed.
Specifically, the Federal Reserve will
add the common equity tier 1 capital
data item to the Balance Sheet Schedule
for each scenario and a common equity
tier 1 risk-based capital ratio data item
to the Summary Schedule and the
Balance Sheet Schedule for each
scenario. The Office of the Comptroller
of the Currency and Federal Deposit
Insurance Corporation plan to make
similar changes to their $10–50 billion
company Dodd-Frank Act stress test
reporting forms (OCC DFAST 10–50
report: OMB No. 1557–0311 and FDIC
DFAST 10–50 report OMB No. 3064–
0189) to reflect the revised capital
framework for the March 2015 report.
B. Technical Changes/Other Items
In response to a few technical, nonsubstantive comments received, some
additional minor changes will be made
in the final reporting form and
instructions. These changes include
clarified reporting instructions for the
disallowed deferred tax asset and
unrealized gains (losses) on availablefor-sale (AFS) securities line items and
updated descriptions of the total capital
and total risk-based capital line items.
Board of Governors of the Federal Reserve
System, October 20, 2014.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2014–25289 Filed 10–23–14; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company
The notificants listed below have
applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
notices are set forth in paragraph 7 of
the Act (12 U.S.C. 1817(j)(7)).
The notices are available for
immediate inspection at the Federal
Reserve Bank indicated. The notices
also will be available for inspection at
the offices of the Board of Governors.
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Sfmt 4703
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than
November 7, 2014.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. The 2011 Colis Delta Trust,
Oakbrook, Illinois, and George P. Colis;
John N. Colis; Valerie Colis-Livaditus;
and Leslie Colis-Ward, as trustees, to
retain voting shares of Oxford Financial
Corporation, and thereby indirectly
retain voting shares of Oxford Bank and
Trust, both in Oak Brook, Illinois.
Board of Governors of the Federal Reserve
System, October 20, 2014.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2014–25264 Filed 10–23–14; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company
The notificants listed below have
applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
notices are set forth in paragraph 7 of
the Act (12 U.S.C. 1817(j)(7)).
The notices are available for
immediate inspection at the Federal
Reserve Bank indicated. The notices
also will be available for inspection at
the offices of the Board of Governors.
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than
November 10, 2014.
A. Federal Reserve Bank of Richmond
(Adam M. Drimer, Assistant Vice
President) 701 East Byrd Street,
Richmond, Virginia 23261–4528:
1. Kenneth R. Lehman, Arlington,
Virginia; to acquire voting shares of
Village Bank & Trust Financial Corp.,
and thereby indirectly acquire voting
shares of Village Bank, both in
Midlothian, Virginia.
B. Federal Reserve Bank of Atlanta
(Chapelle Davis, Assistant Vice
President) 1000 Peachtree Street NE.,
Atlanta, Georgia 30309:
1. Stock Holdings of Delaware, LLC,
Fort Walton Beach, Florida, acting
individually, and in concert with a
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Federal Register / Vol. 79, No. 206 / Friday, October 24, 2014 / Notices
control group, which consists of Stock
Holdings of Delaware, LLC; Joan A.
Schweizer, Fort Walton Beach, Florida;
Karnise D. Schweizer, Fort Walton
Beach, Florida, in her capacities as sole
member and manager of Stock Holdings
of Delaware, LLC, executrix of the estate
of Arthur F. Schweizer, and trustee
under the Last Will and Testament of
Arthur F. Schweizer; Jarrod L.
Schweizer, Boston, Massachusetts; Jason
L. Schweizer, Fort Walton Beach,
Florida; W. Todd Schweizer, Fort
Walton Beach, Florida, individually and
in his capacity as the sole member and
manager of Schweizer Brothers
Investments L.L.C., Fort Walton Beach,
Florida; and Schweizer Brothers
Investments L.L.C.; to acquire voting
shares of Beach Community Bancshares,
Inc., and thereby indirectly acquire
voting shares of Beach Community
Bank, both in Fort Walton Beach,
Florida.
C. Federal Reserve Bank of Dallas
(E. Ann Worthy, Vice President) 2200
North Pearl Street, Dallas, Texas 75201–
2272:
1. Michael Thomas Cope; Julio Cesar
Ramon, Sr.; Beatrice Cortez Ramon, all
of Mason, Texas; and Kenneth Charles
Burow, Comfort, Texas; collectively as a
group acting in concert, to acquire
voting shares of Commercial Company,
Inc., and thereby indirectly acquire
voting shares of Commercial Bank, both
in Mason, Texas.
Board of Governors of the Federal Reserve
System, October 21, 2014.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2014–25333 Filed 10–23–14; 8:45 am]
BILLING CODE 6210–01–P
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than November 17,
2014.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. Wintrust Financial Corporation,
Rosemont, Illinois, to merge with
Delavan Bancshares, Inc., Delavan,
Wisconsin, and thereby indirectly
acquire Community Bank CBD, Delavan,
Wisconsin.
B. Federal Reserve Bank of St. Louis
(Yvonne Sparks, Community
Development Officer) P.O. Box 442, St.
Louis, Missouri 63166–2034:
1. Financial Services Holding
Corporation, Henderson, Kentucky; to
acquire 100 percent of the voting shares
of Ohio Valley Bancorp, Inc., and
thereby indirectly acquire voting shares
of Ohio Valley Financial Group, both in
Henderson, Kentucky.
Board of Governors of the Federal Reserve
System, October 20, 2014.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2014–25265 Filed 10–23–14; 8:45 am]
FEDERAL RESERVE SYSTEM
asabaliauskas on DSK5VPTVN1PROD with NOTICES
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR Part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The applications will also be
20:00 Oct 23, 2014
Jkt 235001
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The application also will be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the HOLA (12 U.S.C. 1467a(e)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 10(c)(4)(B) of the
HOLA (12 U.S.C. 1467a(c)(4)(B)). Unless
otherwise noted, nonbanking activities
will be conducted throughout the
United States.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than November 20,
2014.
A. Federal Reserve Bank of Atlanta
(Chapelle Davis, Assistant Vice
President) 1000 Peachtree Street NE.,
Atlanta, Georgia 30309:
1. Seminole Bancorp, Inc.,
Hollywood, Florida; to become a savings
and loan holding company by acquiring
100 percent of the voting shares of
Mackinac Savings Bank, F.S.B., Boynton
Beach, Florida.
Board of Governors of the Federal Reserve
System, October 21, 2014.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2014–25332 Filed 10–23–14; 8:45 am]
BILLING CODE 6210–01–P
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
BILLING CODE 6210–01–P
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
VerDate Sep<11>2014
63629
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Savings and Loan Holding
Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Home Owners’ Loan Act
(12 U.S.C. 1461 et seq.) (HOLA),
Regulation LL (12 CFR part 238), and
Regulation MM (12 CFR part 239), and
all other applicable statutes and
regulations to become a savings and
loan holding company and/or to acquire
the assets or the ownership of, control
of, or the power to vote shares of a
savings association and nonbanking
companies owned by the savings and
loan holding company, including the
companies listed below.
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Draft Guidance on Disclosing
Reasonably Foreseeable Risks in
Research Evaluating Standards of
Care
Office of the Secretary, Office
of the Assistant Secretary for Health,
Office for Human Research Protections,
Department of Health and Human
Services (HHS).
ACTION: Notice.
AGENCY:
The Department of Health and
Human Services (HHS), through the
Office for Human Research Protections
(OHRP) is announcing the availability of
a draft guidance for the research
community entitled ‘‘Guidance on
Disclosing Reasonably Foreseeable Risks
in Research Evaluating Standards of
Care.’’ OHRP is specifically addressing
what risks to subjects are presented by
research evaluating or comparing risks
SUMMARY:
E:\FR\FM\24OCN1.SGM
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Agencies
[Federal Register Volume 79, Number 206 (Friday, October 24, 2014)]
[Notices]
[Pages 63628-63629]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2014-25333]
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FEDERAL RESERVE SYSTEM
Change in Bank Control Notices; Acquisitions of Shares of a Bank
or Bank Holding Company
The notificants listed below have applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's
Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank
holding company. The factors that are considered in acting on the
notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)).
The notices are available for immediate inspection at the Federal
Reserve Bank indicated. The notices also will be available for
inspection at the offices of the Board of Governors. Interested persons
may express their views in writing to the Reserve Bank indicated for
that notice or to the offices of the Board of Governors. Comments must
be received not later than November 10, 2014.
A. Federal Reserve Bank of Richmond (Adam M. Drimer, Assistant Vice
President) 701 East Byrd Street, Richmond, Virginia 23261-4528:
1. Kenneth R. Lehman, Arlington, Virginia; to acquire voting shares
of Village Bank & Trust Financial Corp., and thereby indirectly acquire
voting shares of Village Bank, both in Midlothian, Virginia.
B. Federal Reserve Bank of Atlanta (Chapelle Davis, Assistant Vice
President) 1000 Peachtree Street NE., Atlanta, Georgia 30309:
1. Stock Holdings of Delaware, LLC, Fort Walton Beach, Florida,
acting individually, and in concert with a
[[Page 63629]]
control group, which consists of Stock Holdings of Delaware, LLC; Joan
A. Schweizer, Fort Walton Beach, Florida; Karnise D. Schweizer, Fort
Walton Beach, Florida, in her capacities as sole member and manager of
Stock Holdings of Delaware, LLC, executrix of the estate of Arthur F.
Schweizer, and trustee under the Last Will and Testament of Arthur F.
Schweizer; Jarrod L. Schweizer, Boston, Massachusetts; Jason L.
Schweizer, Fort Walton Beach, Florida; W. Todd Schweizer, Fort Walton
Beach, Florida, individually and in his capacity as the sole member and
manager of Schweizer Brothers Investments L.L.C., Fort Walton Beach,
Florida; and Schweizer Brothers Investments L.L.C.; to acquire voting
shares of Beach Community Bancshares, Inc., and thereby indirectly
acquire voting shares of Beach Community Bank, both in Fort Walton
Beach, Florida.
C. Federal Reserve Bank of Dallas (E. Ann Worthy, Vice President)
2200 North Pearl Street, Dallas, Texas 75201-2272:
1. Michael Thomas Cope; Julio Cesar Ramon, Sr.; Beatrice Cortez
Ramon, all of Mason, Texas; and Kenneth Charles Burow, Comfort, Texas;
collectively as a group acting in concert, to acquire voting shares of
Commercial Company, Inc., and thereby indirectly acquire voting shares
of Commercial Bank, both in Mason, Texas.
Board of Governors of the Federal Reserve System, October 21,
2014.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2014-25333 Filed 10-23-14; 8:45 am]
BILLING CODE 6210-01-P