Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Loans in Areas Having Special Flood Hazards, 55069-55070 [2014-21845]

Download as PDF tkelley on DSK3SPTVN1PROD with NOTICES Federal Register / Vol. 79, No. 178 / Monday, September 15, 2014 / Notices the tire in two other ways, i.e. Load Index and Ply Rating. 4. CMA has certified that the subject tires have been properly manufactured to the requirements of FMVSS No. 119 including all static and dynamic requirements and design requirements for max load requirements as well as additional information for consumers to review that correlate to load range so the noncompliance is one of format of the markings. 5. CMA believes that there is little to no risk of overloading by an end-user because of the inclusion of the Load Index and Ply Ratings. Even in the absence of the Load Range, an end-user would have to ignore the max load/max pressure data on the tire and the ply rating in order to create a risk as to motor vehicle safety. 6. CMA also believes that because the tires in question meet the performance standards of FMVSS No. 119, and the information conveyed by the Load Range is imparted to end-users by both the required Load Index and the optional Ply Rating, the absence of the Load Range on these tires is inconsequential as to motor vehicle safety. CMA and DCHL has additionally informed NHTSA that it has corrected the noncompliance so that all future production replacement tires will comply with FMVSS No. 119. In summation, CMA and DCHL believe that the described noncompliance of the subject replacement tires is inconsequential to motor vehicle safety, and that its petition, to exempt CMA and DCHL’s from providing recall notification of noncompliance as required by 49 U.S.C. 30118 and remedying the recall noncompliance as required by 49 U.S.C. 30120 should be granted. NHTSA notes that the statutory provisions (49 U.S.C. 30118(d) and 30120(h)) that permit manufacturers to file petitions for a determination of inconsequentiality allow NHTSA to exempt manufacturers only from the duties found in sections 30118 and 30120, respectively, to notify owners, purchasers, and dealers of a defect or noncompliance and to remedy the defect or noncompliance. Therefore, any decision on this petition only applies to the subject replacement tires that CMA and DCHL no longer controlled at the time that it determined that the noncompliance existed. However, any decision on this petition does not relieve replacement tire distributors and dealers of the prohibitions on the sale, offer for sale, or introduction or delivery for introduction into interstate commerce of the noncompliant VerDate Mar<15>2010 17:10 Sep 12, 2014 Jkt 232001 replacement tires under their control after CMA and DCHL notified them that the subject noncompliance existed. Authority: 49 U.S.C. 30118, 30120: delegations of authority at 49 CFR 1.95 and 501.8. Jeffrey M. Giuseppe, Acting Director, Office of Vehicle Safety Compliance. [FR Doc. 2014–21883 Filed 9–12–14; 8:45 am] BILLING CODE 4910–59–P DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Loans in Areas Having Special Flood Hazards Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. AGENCY: The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning its information collection titled, ‘‘Loans in Areas Having Special Flood Hazards.’’ The OCC is also giving notice that it has sent the collection to OMB for review. DATES: You should submit written comments by: October 15, 2014. ADDRESSES: Because paper mail in the Washington, DC area and at the OCC is subject to delay, commenters are encouraged to submit comments by email if possible. Comments may be sent to: Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, Attention: 1557–0202, 400 7th Street SW., Suite 3E–218, Mail Stop 9W–11, Washington, DC 20219. In addition, comments may be sent by fax to (571) 465–4326 or by electronic mail to regs.comments@ occ.treas.gov. You may personally inspect and photocopy comments at the OCC, 400 7th Street SW., Washington, DC 20219. For security reasons, the OCC SUMMARY: PO 00000 Frm 00115 Fmt 4703 Sfmt 4703 55069 requires that visitors make an appointment to inspect comments. You may do so by calling (202) 649–6700. Upon arrival, visitors will be required to present valid government-issued photo identification and to submit to security screening in order to inspect and photocopy comments. All comments received, including attachments and other supporting materials, are part of the public record and subject to public disclosure. Do not enclose any information in your comment or supporting materials that you consider confidential or inappropriate for public disclosure. Additionally, please send a copy of your comments by mail to: OCC Desk Officer, 1557–0202, U.S. Office of Management and Budget, 725 17th Street NW., #10235, Washington, DC 20503, or by email to: oira_submission@ omb.eop.gov. FOR FURTHER INFORMATION CONTACT: You can request additional information or a copy of the collection from Johnny Vilela or Mary H. Gottlieb, (202) 874– 5090, for persons who are deaf or hard of hearing, TTY, (202) 649–5597, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 250 E Street SW., Washington, DC 20219. SUPPLEMENTARY INFORMATION: The OCC is proposing to extend OMB approval of the following information collection: Title: Loans in Areas Having Special Flood Hazards—12 CFR parts 22 and 172. OMB Control Number: 1557–0202. Description: The regulations require national banks and Federal savings associations to make disclosures and keep records regarding whether a property held as security for a loan is located in a special flood hazard area. This information collection is required by section 303(a) 1 and title V of the Riegle Community Development and Regulatory Improvement Act,2 the National Flood Insurance Reform Act of 1994 amendments to the National Flood Insurance Act of 1968,3 the Flood Disaster Protection Act of 1973,4 and by OCC regulations implementing those statutes. The information collection requirements are contained in 12 CFR parts 22 and 172. Sections 22.6 and 172.6 require a national bank or Federal savings association to use the Standard Flood Hazard Determination Form developed by the Federal Emergency Management Agency (FEMA) and to maintain a 1 12 U.S.C. 4804. U.S.C. 4104(a). 3 12 U.S.C. 4104a and 4104b. 4 12 U.S.C. 4012a and 4106(b). 2 42 E:\FR\FM\15SEN1.SGM 15SEN1 tkelley on DSK3SPTVN1PROD with NOTICES 55070 Federal Register / Vol. 79, No. 178 / Monday, September 15, 2014 / Notices completed copy of that form for the period of time the bank or savings association owns the loan. Sections 22.7 and 172.7 require a national bank, Federal savings association, or its loan servicer, if a borrower has not obtained flood insurance, to notify the borrower to obtain adequate flood insurance coverage or the bank, savings association, or servicer will purchase flood insurance on the borrower’s behalf. Sections 22.9 and 172.9 require a national bank or Federal savings association making, extending, increasing, or renewing a loan secured by a building or a mobile home located in a special flood hazard area to advise the borrower and the loan servicer that the property is located in a special flood hazard area; provide a description of the flood insurance purchase requirements; and provide information regarding the availability of insurance under the National Flood Insurance Program and of Federal assistance in the event of a declared Federal flood disaster. In lieu of providing the borrower notice, a national bank or Federal savings association may obtain a satisfactory written assurance from a seller or lessor that, within a reasonable time before completion of the sale or lease transaction, the seller or lessor provided such notice to the purchaser or lessee. For the period of time the national bank or Federal savings association owns the loan, the national bank or Federal savings association must maintain a record of the borrower’s and loan servicer’s receipts of these notices and, where appropriate, the written assurance from the seller or the lessor. Sections 22.10 and 172.10 require a national bank or Federal savings association making, increasing, extending, renewing, selling, or transferring a loan secured by a building or a mobile home located in a special flood hazard area to notify FEMA of the identity of the servicer and of any change in servicers. These information collection requirements ensure national bank and Federal savings association compliance with applicable Federal law, further bank or savings association safety and soundness, provide protections for financial institutions and the public, and further public policy interests. Type of Review: Regular review. Affected Public: Businesses or other for-profit. Estimated Number of Respondents: 2,251. Estimated Responses per Respondent: 2,729. VerDate Mar<15>2010 17:10 Sep 12, 2014 Jkt 232001 Estimated Total Annual Responses: 6,142,979. Estimated Frequency of Response: On occasion. Estimated Total Annual Burden: 363,012 hours. An agency may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless the information collection displays a currently valid OMB control number. The OCC issued a notice for this collection for 60 days of comment on June 20, 2014, (79 FR 35413). Comments continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the OCC, including whether the information shall have practical utility; (b) The accuracy of the OCC’s estimate of the burden of the collection of information; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; (d) Ways to minimize the burden of the collection on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) Estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information. Dated: September 9, 2014. Stuart E. Feldstein, Director, Legislative & Regulatory Activities Division. [FR Doc. 2014–21845 Filed 9–12–14; 8:45 am] BILLING CODE 4810–33–P DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Fair Housing Home Loan Data System Regulation Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. AGENCY: The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct SUMMARY: PO 00000 Frm 00116 Fmt 4703 Sfmt 4703 or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning renewal of its information collection titled, ‘‘Fair Housing Home Loan Data System Regulation.’’ The OCC is also giving notice that it has sent the collection to OMB for review. DATES: You should submit your comments by October 15, 2014. ADDRESSES: Because paper mail in the Washington, DC area and at the OCC is subject to delay, commenters are encouraged to submit comments by email if possible. Comments may be sent to: Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, Attention: 1557–0159, 400 7th Street SW., Suite 3E–218, Mail Stop 9W–11, Washington, DC 20219. In addition, comments may be sent by fax to (571) 465–4326 or by electronic mail to regs.comments@ occ.treas.gov. You may personally inspect and photocopy comments at the OCC, 400 7th Street SW., Washington, DC 20219. For security reasons, the OCC requires that visitors make an appointment to inspect comments. You may do so by calling (202) 649–6700. Upon arrival, visitors will be required to present valid government-issued photo identification and to submit to security screening in order to inspect and photocopy comments. All comments received, including attachments and other supporting materials, are part of the public record and subject to public disclosure. Do not enclose any information in your comment or supporting materials that you consider confidential or inappropriate for public disclosure. Additionally, please send a copy of your comments by mail to: OCC Desk Officer, 1557–0318, U.S. Office of Management and Budget, 725 17th Street NW., #10235, Washington, DC 20503, or by email to: oira submission@ omb.eop.gov. FOR FURTHER INFORMATION CONTACT: Johnny Vilela or Mary H. Gottlieb, OCC Clearance Officers, (202) 649–5490, for persons who are deaf or hard of hearing, TTY, (202) 649–5597, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 400 7th Street SW., Suite 3E–218, Mail Stop 9W–11, Washington, DC 20219. SUPPLEMENTARY INFORMATION: Under the PRA (44 U.S.C. 3501–3520), Federal agencies must obtain approval from OMB for each collection of information they conduct or sponsor. ‘‘Collection of information’’ is defined in 44 U.S.C. E:\FR\FM\15SEN1.SGM 15SEN1

Agencies

[Federal Register Volume 79, Number 178 (Monday, September 15, 2014)]
[Notices]
[Pages 55069-55070]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2014-21845]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency


Agency Information Collection Activities: Information Collection 
Renewal; Submission for OMB Review; Loans in Areas Having Special Flood 
Hazards

AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The OCC, as part of its continuing effort to reduce paperwork 
and respondent burden, invites the general public and other Federal 
agencies to take this opportunity to comment on a continuing 
information collection, as required by the Paperwork Reduction Act of 
1995 (PRA).
    In accordance with the requirements of the PRA, the OCC may not 
conduct or sponsor, and the respondent is not required to respond to, 
an information collection unless it displays a currently valid Office 
of Management and Budget (OMB) control number.
    The OCC is soliciting comment concerning its information collection 
titled, ``Loans in Areas Having Special Flood Hazards.'' The OCC is 
also giving notice that it has sent the collection to OMB for review.

DATES: You should submit written comments by: October 15, 2014.

ADDRESSES: Because paper mail in the Washington, DC area and at the OCC 
is subject to delay, commenters are encouraged to submit comments by 
email if possible. Comments may be sent to: Legislative and Regulatory 
Activities Division, Office of the Comptroller of the Currency, 
Attention: 1557-0202, 400 7th Street SW., Suite 3E-218, Mail Stop 9W-
11, Washington, DC 20219. In addition, comments may be sent by fax to 
(571) 465-4326 or by electronic mail to regs.comments@occ.treas.gov. 
You may personally inspect and photocopy comments at the OCC, 400 7th 
Street SW., Washington, DC 20219. For security reasons, the OCC 
requires that visitors make an appointment to inspect comments. You may 
do so by calling (202) 649-6700. Upon arrival, visitors will be 
required to present valid government-issued photo identification and to 
submit to security screening in order to inspect and photocopy 
comments.
    All comments received, including attachments and other supporting 
materials, are part of the public record and subject to public 
disclosure. Do not enclose any information in your comment or 
supporting materials that you consider confidential or inappropriate 
for public disclosure.
    Additionally, please send a copy of your comments by mail to: OCC 
Desk Officer, 1557-0202, U.S. Office of Management and Budget, 725 17th 
Street NW., 10235, Washington, DC 20503, or by email to: 
oirasubmission@omb.eop.gov.

FOR FURTHER INFORMATION CONTACT: You can request additional information 
or a copy of the collection from Johnny Vilela or Mary H. Gottlieb, 
(202) 874-5090, for persons who are deaf or hard of hearing, TTY, (202) 
649-5597, Legislative and Regulatory Activities Division, Office of the 
Comptroller of the Currency, 250 E Street SW., Washington, DC 20219.

SUPPLEMENTARY INFORMATION: The OCC is proposing to extend OMB approval 
of the following information collection:
    Title: Loans in Areas Having Special Flood Hazards--12 CFR parts 22 
and 172.
    OMB Control Number: 1557-0202.
    Description: The regulations require national banks and Federal 
savings associations to make disclosures and keep records regarding 
whether a property held as security for a loan is located in a special 
flood hazard area.
    This information collection is required by section 303(a) \1\ and 
title V of the Riegle Community Development and Regulatory Improvement 
Act,\2\ the National Flood Insurance Reform Act of 1994 amendments to 
the National Flood Insurance Act of 1968,\3\ the Flood Disaster 
Protection Act of 1973,\4\ and by OCC regulations implementing those 
statutes. The information collection requirements are contained in 12 
CFR parts 22 and 172.
---------------------------------------------------------------------------

    \1\ 12 U.S.C. 4804.
    \2\ 42 U.S.C. 4104(a).
    \3\ 12 U.S.C. 4104a and 4104b.
    \4\ 12 U.S.C. 4012a and 4106(b).
---------------------------------------------------------------------------

    Sections 22.6 and 172.6 require a national bank or Federal savings 
association to use the Standard Flood Hazard Determination Form 
developed by the Federal Emergency Management Agency (FEMA) and to 
maintain a

[[Page 55070]]

completed copy of that form for the period of time the bank or savings 
association owns the loan.
    Sections 22.7 and 172.7 require a national bank, Federal savings 
association, or its loan servicer, if a borrower has not obtained flood 
insurance, to notify the borrower to obtain adequate flood insurance 
coverage or the bank, savings association, or servicer will purchase 
flood insurance on the borrower's behalf.
    Sections 22.9 and 172.9 require a national bank or Federal savings 
association making, extending, increasing, or renewing a loan secured 
by a building or a mobile home located in a special flood hazard area 
to advise the borrower and the loan servicer that the property is 
located in a special flood hazard area; provide a description of the 
flood insurance purchase requirements; and provide information 
regarding the availability of insurance under the National Flood 
Insurance Program and of Federal assistance in the event of a declared 
Federal flood disaster. In lieu of providing the borrower notice, a 
national bank or Federal savings association may obtain a satisfactory 
written assurance from a seller or lessor that, within a reasonable 
time before completion of the sale or lease transaction, the seller or 
lessor provided such notice to the purchaser or lessee. For the period 
of time the national bank or Federal savings association owns the loan, 
the national bank or Federal savings association must maintain a record 
of the borrower's and loan servicer's receipts of these notices and, 
where appropriate, the written assurance from the seller or the lessor.
    Sections 22.10 and 172.10 require a national bank or Federal 
savings association making, increasing, extending, renewing, selling, 
or transferring a loan secured by a building or a mobile home located 
in a special flood hazard area to notify FEMA of the identity of the 
servicer and of any change in servicers.
    These information collection requirements ensure national bank and 
Federal savings association compliance with applicable Federal law, 
further bank or savings association safety and soundness, provide 
protections for financial institutions and the public, and further 
public policy interests.
    Type of Review: Regular review.
    Affected Public: Businesses or other for-profit.
    Estimated Number of Respondents: 2,251.
    Estimated Responses per Respondent: 2,729.
    Estimated Total Annual Responses: 6,142,979.
    Estimated Frequency of Response: On occasion.
    Estimated Total Annual Burden: 363,012 hours.
    An agency may not conduct or sponsor, and a respondent is not 
required to respond to, an information collection unless the 
information collection displays a currently valid OMB control number.
    The OCC issued a notice for this collection for 60 days of comment 
on June 20, 2014, (79 FR 35413). Comments continue to be invited on:
    (a) Whether the collection of information is necessary for the 
proper performance of the functions of the OCC, including whether the 
information shall have practical utility;
    (b) The accuracy of the OCC's estimate of the burden of the 
collection of information;
    (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    (d) Ways to minimize the burden of the collection on respondents, 
including through the use of automated collection techniques or other 
forms of information technology; and
    (e) Estimates of capital or start-up costs and costs of operation, 
maintenance, and purchase of services to provide information.

    Dated: September 9, 2014.
Stuart E. Feldstein,
Director, Legislative & Regulatory Activities Division.
[FR Doc. 2014-21845 Filed 9-12-14; 8:45 am]
BILLING CODE 4810-33-P