Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Loans in Areas Having Special Flood Hazards, 55069-55070 [2014-21845]
Download as PDF
tkelley on DSK3SPTVN1PROD with NOTICES
Federal Register / Vol. 79, No. 178 / Monday, September 15, 2014 / Notices
the tire in two other ways, i.e. Load
Index and Ply Rating.
4. CMA has certified that the subject
tires have been properly manufactured
to the requirements of FMVSS No. 119
including all static and dynamic
requirements and design requirements
for max load requirements as well as
additional information for consumers to
review that correlate to load range so the
noncompliance is one of format of the
markings.
5. CMA believes that there is little to
no risk of overloading by an end-user
because of the inclusion of the Load
Index and Ply Ratings. Even in the
absence of the Load Range, an end-user
would have to ignore the max load/max
pressure data on the tire and the ply
rating in order to create a risk as to
motor vehicle safety.
6. CMA also believes that because the
tires in question meet the performance
standards of FMVSS No. 119, and the
information conveyed by the Load
Range is imparted to end-users by both
the required Load Index and the
optional Ply Rating, the absence of the
Load Range on these tires is
inconsequential as to motor vehicle
safety.
CMA and DCHL has additionally
informed NHTSA that it has corrected
the noncompliance so that all future
production replacement tires will
comply with FMVSS No. 119.
In summation, CMA and DCHL
believe that the described
noncompliance of the subject
replacement tires is inconsequential to
motor vehicle safety, and that its
petition, to exempt CMA and DCHL’s
from providing recall notification of
noncompliance as required by 49 U.S.C.
30118 and remedying the recall
noncompliance as required by 49 U.S.C.
30120 should be granted.
NHTSA notes that the statutory
provisions (49 U.S.C. 30118(d) and
30120(h)) that permit manufacturers to
file petitions for a determination of
inconsequentiality allow NHTSA to
exempt manufacturers only from the
duties found in sections 30118 and
30120, respectively, to notify owners,
purchasers, and dealers of a defect or
noncompliance and to remedy the
defect or noncompliance. Therefore, any
decision on this petition only applies to
the subject replacement tires that CMA
and DCHL no longer controlled at the
time that it determined that the
noncompliance existed. However, any
decision on this petition does not
relieve replacement tire distributors and
dealers of the prohibitions on the sale,
offer for sale, or introduction or delivery
for introduction into interstate
commerce of the noncompliant
VerDate Mar<15>2010
17:10 Sep 12, 2014
Jkt 232001
replacement tires under their control
after CMA and DCHL notified them that
the subject noncompliance existed.
Authority: 49 U.S.C. 30118, 30120:
delegations of authority at 49 CFR 1.95 and
501.8.
Jeffrey M. Giuseppe,
Acting Director, Office of Vehicle Safety
Compliance.
[FR Doc. 2014–21883 Filed 9–12–14; 8:45 am]
BILLING CODE 4910–59–P
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
Agency Information Collection
Activities: Information Collection
Renewal; Submission for OMB Review;
Loans in Areas Having Special Flood
Hazards
Office of the Comptroller of the
Currency (OCC), Treasury.
ACTION: Notice and request for comment.
AGENCY:
The OCC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on a continuing information
collection, as required by the Paperwork
Reduction Act of 1995 (PRA).
In accordance with the requirements
of the PRA, the OCC may not conduct
or sponsor, and the respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number.
The OCC is soliciting comment
concerning its information collection
titled, ‘‘Loans in Areas Having Special
Flood Hazards.’’ The OCC is also giving
notice that it has sent the collection to
OMB for review.
DATES: You should submit written
comments by: October 15, 2014.
ADDRESSES: Because paper mail in the
Washington, DC area and at the OCC is
subject to delay, commenters are
encouraged to submit comments by
email if possible. Comments may be
sent to: Legislative and Regulatory
Activities Division, Office of the
Comptroller of the Currency, Attention:
1557–0202, 400 7th Street SW., Suite
3E–218, Mail Stop 9W–11, Washington,
DC 20219. In addition, comments may
be sent by fax to (571) 465–4326 or by
electronic mail to regs.comments@
occ.treas.gov. You may personally
inspect and photocopy comments at the
OCC, 400 7th Street SW., Washington,
DC 20219. For security reasons, the OCC
SUMMARY:
PO 00000
Frm 00115
Fmt 4703
Sfmt 4703
55069
requires that visitors make an
appointment to inspect comments. You
may do so by calling (202) 649–6700.
Upon arrival, visitors will be required to
present valid government-issued photo
identification and to submit to security
screening in order to inspect and
photocopy comments.
All comments received, including
attachments and other supporting
materials, are part of the public record
and subject to public disclosure. Do not
enclose any information in your
comment or supporting materials that
you consider confidential or
inappropriate for public disclosure.
Additionally, please send a copy of
your comments by mail to: OCC Desk
Officer, 1557–0202, U.S. Office of
Management and Budget, 725 17th
Street NW., #10235, Washington, DC
20503, or by email to: oira_submission@
omb.eop.gov.
FOR FURTHER INFORMATION CONTACT: You
can request additional information or a
copy of the collection from Johnny
Vilela or Mary H. Gottlieb, (202) 874–
5090, for persons who are deaf or hard
of hearing, TTY, (202) 649–5597,
Legislative and Regulatory Activities
Division, Office of the Comptroller of
the Currency, 250 E Street SW.,
Washington, DC 20219.
SUPPLEMENTARY INFORMATION: The OCC
is proposing to extend OMB approval of
the following information collection:
Title: Loans in Areas Having Special
Flood Hazards—12 CFR parts 22 and
172.
OMB Control Number: 1557–0202.
Description: The regulations require
national banks and Federal savings
associations to make disclosures and
keep records regarding whether a
property held as security for a loan is
located in a special flood hazard area.
This information collection is
required by section 303(a) 1 and title V
of the Riegle Community Development
and Regulatory Improvement Act,2 the
National Flood Insurance Reform Act of
1994 amendments to the National Flood
Insurance Act of 1968,3 the Flood
Disaster Protection Act of 1973,4 and by
OCC regulations implementing those
statutes. The information collection
requirements are contained in 12 CFR
parts 22 and 172.
Sections 22.6 and 172.6 require a
national bank or Federal savings
association to use the Standard Flood
Hazard Determination Form developed
by the Federal Emergency Management
Agency (FEMA) and to maintain a
1 12
U.S.C. 4804.
U.S.C. 4104(a).
3 12 U.S.C. 4104a and 4104b.
4 12 U.S.C. 4012a and 4106(b).
2 42
E:\FR\FM\15SEN1.SGM
15SEN1
tkelley on DSK3SPTVN1PROD with NOTICES
55070
Federal Register / Vol. 79, No. 178 / Monday, September 15, 2014 / Notices
completed copy of that form for the
period of time the bank or savings
association owns the loan.
Sections 22.7 and 172.7 require a
national bank, Federal savings
association, or its loan servicer, if a
borrower has not obtained flood
insurance, to notify the borrower to
obtain adequate flood insurance
coverage or the bank, savings
association, or servicer will purchase
flood insurance on the borrower’s
behalf.
Sections 22.9 and 172.9 require a
national bank or Federal savings
association making, extending,
increasing, or renewing a loan secured
by a building or a mobile home located
in a special flood hazard area to advise
the borrower and the loan servicer that
the property is located in a special flood
hazard area; provide a description of the
flood insurance purchase requirements;
and provide information regarding the
availability of insurance under the
National Flood Insurance Program and
of Federal assistance in the event of a
declared Federal flood disaster. In lieu
of providing the borrower notice, a
national bank or Federal savings
association may obtain a satisfactory
written assurance from a seller or lessor
that, within a reasonable time before
completion of the sale or lease
transaction, the seller or lessor provided
such notice to the purchaser or lessee.
For the period of time the national bank
or Federal savings association owns the
loan, the national bank or Federal
savings association must maintain a
record of the borrower’s and loan
servicer’s receipts of these notices and,
where appropriate, the written
assurance from the seller or the lessor.
Sections 22.10 and 172.10 require a
national bank or Federal savings
association making, increasing,
extending, renewing, selling, or
transferring a loan secured by a building
or a mobile home located in a special
flood hazard area to notify FEMA of the
identity of the servicer and of any
change in servicers.
These information collection
requirements ensure national bank and
Federal savings association compliance
with applicable Federal law, further
bank or savings association safety and
soundness, provide protections for
financial institutions and the public,
and further public policy interests.
Type of Review: Regular review.
Affected Public: Businesses or other
for-profit.
Estimated Number of Respondents:
2,251.
Estimated Responses per Respondent:
2,729.
VerDate Mar<15>2010
17:10 Sep 12, 2014
Jkt 232001
Estimated Total Annual Responses:
6,142,979.
Estimated Frequency of Response: On
occasion.
Estimated Total Annual Burden:
363,012 hours.
An agency may not conduct or
sponsor, and a respondent is not
required to respond to, an information
collection unless the information
collection displays a currently valid
OMB control number.
The OCC issued a notice for this
collection for 60 days of comment on
June 20, 2014, (79 FR 35413). Comments
continue to be invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
OCC, including whether the information
shall have practical utility;
(b) The accuracy of the OCC’s
estimate of the burden of the collection
of information;
(c) Ways to enhance the quality,
utility, and clarity of the information to
be collected;
(d) Ways to minimize the burden of
the collection on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and
(e) Estimates of capital or start-up
costs and costs of operation,
maintenance, and purchase of services
to provide information.
Dated: September 9, 2014.
Stuart E. Feldstein,
Director, Legislative & Regulatory Activities
Division.
[FR Doc. 2014–21845 Filed 9–12–14; 8:45 am]
BILLING CODE 4810–33–P
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
Agency Information Collection
Activities: Information Collection
Renewal; Submission for OMB Review;
Fair Housing Home Loan Data System
Regulation
Office of the Comptroller of the
Currency (OCC), Treasury.
ACTION: Notice and request for comment.
AGENCY:
The OCC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on a continuing information
collection, as required by the Paperwork
Reduction Act of 1995 (PRA).
In accordance with the requirements
of the PRA, the OCC may not conduct
SUMMARY:
PO 00000
Frm 00116
Fmt 4703
Sfmt 4703
or sponsor, and the respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number.
The OCC is soliciting comment
concerning renewal of its information
collection titled, ‘‘Fair Housing Home
Loan Data System Regulation.’’ The
OCC is also giving notice that it has sent
the collection to OMB for review.
DATES: You should submit your
comments by October 15, 2014.
ADDRESSES: Because paper mail in the
Washington, DC area and at the OCC is
subject to delay, commenters are
encouraged to submit comments by
email if possible. Comments may be
sent to: Legislative and Regulatory
Activities Division, Office of the
Comptroller of the Currency, Attention:
1557–0159, 400 7th Street SW., Suite
3E–218, Mail Stop 9W–11, Washington,
DC 20219. In addition, comments may
be sent by fax to (571) 465–4326 or by
electronic mail to regs.comments@
occ.treas.gov. You may personally
inspect and photocopy comments at the
OCC, 400 7th Street SW., Washington,
DC 20219. For security reasons, the OCC
requires that visitors make an
appointment to inspect comments. You
may do so by calling (202) 649–6700.
Upon arrival, visitors will be required to
present valid government-issued photo
identification and to submit to security
screening in order to inspect and
photocopy comments.
All comments received, including
attachments and other supporting
materials, are part of the public record
and subject to public disclosure. Do not
enclose any information in your
comment or supporting materials that
you consider confidential or
inappropriate for public disclosure.
Additionally, please send a copy of
your comments by mail to: OCC Desk
Officer, 1557–0318, U.S. Office of
Management and Budget, 725 17th
Street NW., #10235, Washington, DC
20503, or by email to: oira submission@
omb.eop.gov.
FOR FURTHER INFORMATION CONTACT:
Johnny Vilela or Mary H. Gottlieb, OCC
Clearance Officers, (202) 649–5490, for
persons who are deaf or hard of hearing,
TTY, (202) 649–5597, Legislative and
Regulatory Activities Division, Office of
the Comptroller of the Currency, 400 7th
Street SW., Suite 3E–218, Mail Stop
9W–11, Washington, DC 20219.
SUPPLEMENTARY INFORMATION: Under the
PRA (44 U.S.C. 3501–3520), Federal
agencies must obtain approval from
OMB for each collection of information
they conduct or sponsor. ‘‘Collection of
information’’ is defined in 44 U.S.C.
E:\FR\FM\15SEN1.SGM
15SEN1
Agencies
[Federal Register Volume 79, Number 178 (Monday, September 15, 2014)]
[Notices]
[Pages 55069-55070]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2014-21845]
=======================================================================
-----------------------------------------------------------------------
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
Agency Information Collection Activities: Information Collection
Renewal; Submission for OMB Review; Loans in Areas Having Special Flood
Hazards
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The OCC, as part of its continuing effort to reduce paperwork
and respondent burden, invites the general public and other Federal
agencies to take this opportunity to comment on a continuing
information collection, as required by the Paperwork Reduction Act of
1995 (PRA).
In accordance with the requirements of the PRA, the OCC may not
conduct or sponsor, and the respondent is not required to respond to,
an information collection unless it displays a currently valid Office
of Management and Budget (OMB) control number.
The OCC is soliciting comment concerning its information collection
titled, ``Loans in Areas Having Special Flood Hazards.'' The OCC is
also giving notice that it has sent the collection to OMB for review.
DATES: You should submit written comments by: October 15, 2014.
ADDRESSES: Because paper mail in the Washington, DC area and at the OCC
is subject to delay, commenters are encouraged to submit comments by
email if possible. Comments may be sent to: Legislative and Regulatory
Activities Division, Office of the Comptroller of the Currency,
Attention: 1557-0202, 400 7th Street SW., Suite 3E-218, Mail Stop 9W-
11, Washington, DC 20219. In addition, comments may be sent by fax to
(571) 465-4326 or by electronic mail to regs.comments@occ.treas.gov.
You may personally inspect and photocopy comments at the OCC, 400 7th
Street SW., Washington, DC 20219. For security reasons, the OCC
requires that visitors make an appointment to inspect comments. You may
do so by calling (202) 649-6700. Upon arrival, visitors will be
required to present valid government-issued photo identification and to
submit to security screening in order to inspect and photocopy
comments.
All comments received, including attachments and other supporting
materials, are part of the public record and subject to public
disclosure. Do not enclose any information in your comment or
supporting materials that you consider confidential or inappropriate
for public disclosure.
Additionally, please send a copy of your comments by mail to: OCC
Desk Officer, 1557-0202, U.S. Office of Management and Budget, 725 17th
Street NW., 10235, Washington, DC 20503, or by email to:
oirasubmission@omb.eop.gov.
FOR FURTHER INFORMATION CONTACT: You can request additional information
or a copy of the collection from Johnny Vilela or Mary H. Gottlieb,
(202) 874-5090, for persons who are deaf or hard of hearing, TTY, (202)
649-5597, Legislative and Regulatory Activities Division, Office of the
Comptroller of the Currency, 250 E Street SW., Washington, DC 20219.
SUPPLEMENTARY INFORMATION: The OCC is proposing to extend OMB approval
of the following information collection:
Title: Loans in Areas Having Special Flood Hazards--12 CFR parts 22
and 172.
OMB Control Number: 1557-0202.
Description: The regulations require national banks and Federal
savings associations to make disclosures and keep records regarding
whether a property held as security for a loan is located in a special
flood hazard area.
This information collection is required by section 303(a) \1\ and
title V of the Riegle Community Development and Regulatory Improvement
Act,\2\ the National Flood Insurance Reform Act of 1994 amendments to
the National Flood Insurance Act of 1968,\3\ the Flood Disaster
Protection Act of 1973,\4\ and by OCC regulations implementing those
statutes. The information collection requirements are contained in 12
CFR parts 22 and 172.
---------------------------------------------------------------------------
\1\ 12 U.S.C. 4804.
\2\ 42 U.S.C. 4104(a).
\3\ 12 U.S.C. 4104a and 4104b.
\4\ 12 U.S.C. 4012a and 4106(b).
---------------------------------------------------------------------------
Sections 22.6 and 172.6 require a national bank or Federal savings
association to use the Standard Flood Hazard Determination Form
developed by the Federal Emergency Management Agency (FEMA) and to
maintain a
[[Page 55070]]
completed copy of that form for the period of time the bank or savings
association owns the loan.
Sections 22.7 and 172.7 require a national bank, Federal savings
association, or its loan servicer, if a borrower has not obtained flood
insurance, to notify the borrower to obtain adequate flood insurance
coverage or the bank, savings association, or servicer will purchase
flood insurance on the borrower's behalf.
Sections 22.9 and 172.9 require a national bank or Federal savings
association making, extending, increasing, or renewing a loan secured
by a building or a mobile home located in a special flood hazard area
to advise the borrower and the loan servicer that the property is
located in a special flood hazard area; provide a description of the
flood insurance purchase requirements; and provide information
regarding the availability of insurance under the National Flood
Insurance Program and of Federal assistance in the event of a declared
Federal flood disaster. In lieu of providing the borrower notice, a
national bank or Federal savings association may obtain a satisfactory
written assurance from a seller or lessor that, within a reasonable
time before completion of the sale or lease transaction, the seller or
lessor provided such notice to the purchaser or lessee. For the period
of time the national bank or Federal savings association owns the loan,
the national bank or Federal savings association must maintain a record
of the borrower's and loan servicer's receipts of these notices and,
where appropriate, the written assurance from the seller or the lessor.
Sections 22.10 and 172.10 require a national bank or Federal
savings association making, increasing, extending, renewing, selling,
or transferring a loan secured by a building or a mobile home located
in a special flood hazard area to notify FEMA of the identity of the
servicer and of any change in servicers.
These information collection requirements ensure national bank and
Federal savings association compliance with applicable Federal law,
further bank or savings association safety and soundness, provide
protections for financial institutions and the public, and further
public policy interests.
Type of Review: Regular review.
Affected Public: Businesses or other for-profit.
Estimated Number of Respondents: 2,251.
Estimated Responses per Respondent: 2,729.
Estimated Total Annual Responses: 6,142,979.
Estimated Frequency of Response: On occasion.
Estimated Total Annual Burden: 363,012 hours.
An agency may not conduct or sponsor, and a respondent is not
required to respond to, an information collection unless the
information collection displays a currently valid OMB control number.
The OCC issued a notice for this collection for 60 days of comment
on June 20, 2014, (79 FR 35413). Comments continue to be invited on:
(a) Whether the collection of information is necessary for the
proper performance of the functions of the OCC, including whether the
information shall have practical utility;
(b) The accuracy of the OCC's estimate of the burden of the
collection of information;
(c) Ways to enhance the quality, utility, and clarity of the
information to be collected;
(d) Ways to minimize the burden of the collection on respondents,
including through the use of automated collection techniques or other
forms of information technology; and
(e) Estimates of capital or start-up costs and costs of operation,
maintenance, and purchase of services to provide information.
Dated: September 9, 2014.
Stuart E. Feldstein,
Director, Legislative & Regulatory Activities Division.
[FR Doc. 2014-21845 Filed 9-12-14; 8:45 am]
BILLING CODE 4810-33-P