Disclosure of Consumer Complaint Narrative Data, 45183-45184 [2014-18355]
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Federal Register / Vol. 79, No. 149 / Monday, August 4, 2014 / Notices
13705, Silver Spring, MD 20910; phone
(301) 427–8401; fax (301) 713–0376.
FOR FURTHER INFORMATION CONTACT:
Malcolm Mohead, (301) 427–8401.
Permit No.
16436 was issued April 6, 2012 (77 FR
21754) to the Permit Holder to capture
Atlantic sturgeon life stages in the
Hudson River estuary to assess juvenile
abundance, characterize the adult
spawning stock, and generate
population estimates. Atlantic sturgeon
were authorized captured with gill nets,
trammel nets, and trawls; measured,
weighed, tissue sampled, fin clipped for
aging, PIT tagged and Floy tagged,
internally and externally acoustic
tagged, anesthetized with 150 ppm MS–
222, and gastric lavaged.
The permit modification (Permit No.
16436–01) now consolidates takes of
shortnose sturgeon issued in Permit No
16439 with those Atlantic sturgeon
authorized in Permit No. 16436. Permit
No. 16439 was terminated upon
issuance of the modification. The takes
of both Atlantic and shortnose sturgeon
were increased in the modification to
meet further objectives, including
understanding impacts on each species
from (1) construction of the Tappan Zee
Bridge; (2) laying high voltage cable in
the Hudson River; and (3) measuring
contaminants levels in the Hudson
River. New methods authorized in the
modification include contaminant
research sampling by performing
laparoscopic liver biopsy, and
anesthetizing animals with 250 mg/l
MS–222 and electro-narcosis. A total of
three incidental mortalities of shortnose
and Atlantic sturgeon are now
authorized annually as a result of
increased research activity. The
modification would be valid through the
original expiration date of Permit No.
16436 on April 5, 2017.
Issuance of this permit modification,
as required by the ESA, was based on
a finding that such permit (1) was
applied for in good faith; (2) will not
operate to the disadvantage of such
endangered or threatened species; and
(3) is consistent with the purposes and
policies set forth in section 2 of the
ESA.
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SUPPLEMENTARY INFORMATION:
Dated: July 30, 2014.
Julia Harrison,
Chief, Permits and Conservation Division,
Office of Protected Resources, National
Marine Fisheries Service.
[FR Doc. 2014–18334 Filed 8–1–14; 8:45 am]
BILLING CODE 3510–22–P
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DEPARTMENT OF COMMERCE
National Telecommunications and
Information Administration
Community Broadband Workshop
National Telecommunications
and Information Administration, U.S.
Department of Commerce.
ACTION: Notice of open meeting.
AGENCY:
The National
Telecommunications and Information
Administration (NTIA) will hold a oneday regional workshop, ‘‘Building a
Community Broadband Roadmap:
Lessons in Implementation,’’ to share
information to help communities build
their broadband capacity and
utilization. The workshop will present
best practices and lessons learned from
network infrastructure build-outs and
digital inclusion programs from
Minnesota and surrounding states,
including broadband projects funded by
NTIA. It will also explore effective
business and partnership models and
will include access to regional
policymakers, federal funders and
industry providers.
DATES: The Community Broadband
Workshop will be held on September 4,
2014, from 9:00 a.m. to 5:00 p.m.,
Central Time.
ADDRESSES: The meeting will be held in
the Hyatt Regency Minneapolis
Northstar Ballroom at 1300 Nicollet
Mall, Minneapolis, MN 55403.
FOR FURTHER INFORMATION CONTACT:
Karen Hanson, National
Telecommunications and Information
Administration, U.S. Department of
Commerce, Room 4628, 1401
Constitution Avenue NW., Washington,
DC 20230; telephone: (202) 482–0213;
email: khanson@ntia.doc.gov. Please
direct media inquiries to NTIA’s Office
of Public Affairs, (202) 482–7002.
SUPPLEMENTARY INFORMATION: The
Community Broadband Workshop—
Building a Community Broadband
Roadmap: Lessons in Implementation—
will include an NTIA presentation that
discusses lessons learned through
implementation of its broadband grants,
and a panel that will explore key
elements required for successful
broadband projects using a mix of
regional examples. Topics will include
marketing/demand aggregation,
outreach, coordination with government
agencies, partnership strategies,
construction and oversight. Another
panel will examine business model
options, including private networks,
public/private partnerships, co-ops and
municipal systems. The workshop will
also include a panel discussion with
SUMMARY:
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45183
federal and private funding entities that
support investments in broadband
infrastructure and adoption. NTIA will
provide tips to communities on how to
research funding options, make a
compelling case to funders and leverage
multiple federal and state funding
streams.
The workshop will be open to the
public and press. Pre-registration is
required, and space is limited.
Information on how to pre-register for
the meeting will be available on NTIA’s
Web site: www.ntia.doc.gov/workshop.
NTIA will ask registrants to provide
their first and last names and email
addresses for both registration purposes
and to receive any updates on the
workshop. If capacity for the meeting is
reached, NTIA will maintain a waiting
list and will inform those on the waiting
list if space becomes available.
The public meeting is physically
accessible to people with disabilities.
Individuals requiring accommodations,
such as language interpretation or other
ancillary aids, are asked to notify the
NTIA contact listed above at least five
(5) business days before the meeting.
Meeting updates and relevant
documents will be also available on
NTIA’s Web site at www.ntia.doc.gov/
workshop.
Dated: July 30, 2014.
Kathy D. Smith,
Chief Counsel, National Telecommunications
and Information Administration.
[FR Doc. 2014–18403 Filed 8–1–14; 8:45 am]
BILLING CODE 3510–60–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2014–0016]
Disclosure of Consumer Complaint
Narrative Data
Bureau of Consumer Financial
Protection.
ACTION: Proposed policy statement;
extension of comment period.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau) currently
discloses certain complaint data it
receives regarding consumer financial
products and services via its web-based,
public-facing database (Consumer
Complaint Database). On July 23, 2014,
the Bureau published in the Federal
Register a Notice of Proposed Policy
Statement with Request for Public
Comment (Proposed Policy Statement)
proposing to expand its disclosure to
include unstructured consumer
complaint narrative data (narratives).
The Proposed Policy Statement
SUMMARY:
E:\FR\FM\04AUN1.SGM
04AUN1
tkelley on DSK3SPTVN1PROD with NOTICES
45184
Federal Register / Vol. 79, No. 149 / Monday, August 4, 2014 / Notices
provided a 30-day comment period that
will end on August 22, 2014. To allow
interested persons additional time to
consider and submit their responses, the
Bureau has determined that an
extension of the comment period until
September 22, 2014, is appropriate.
DATES: The comment period for the
Disclosure of Consumer Complaint
Narrative Data Proposed Policy
Statement published July 23, 2014, at 79
FR 42765, is extended. Responses must
now be received on or before September
22, 2014.
ADDRESSES: You may submit comments,
identified by Docket No. CFPB–2014–
0016, by any of the following methods:
• Electronic: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Mail: Monica Jackson, Office of the
Executive Secretary, Consumer
Financial Protection Bureau, 1700 G
Street NW., Washington DC 20552.
• Hand Delivery/Courier: Monica
Jackson, Office of the Executive
Secretary, Consumer Financial
Protection Bureau, 1275 First Street NE.,
Washington DC 20002.
Instructions: All submissions should
include the agency name and docket
number for this proposal. Because paper
mail in the Washington, DC area and at
the Bureau is subject to delay,
commenters are encouraged to submit
comments electronically. In general, all
comments received will be posted
without change to https://
www.regulations.gov. In addition,
comments will be available for public
inspection and copying at 1275 First
Street NE., Washington DC 20002, on
official business days between the hours
of 10 a.m. and 5 p.m. eastern standard
time. You can make an appointment to
inspect the documents by telephoning
(202) 435–7275.
All comments, including attachments
and other supporting materials, will
become part of the public record and
subject to public disclosure. Sensitive
personal information, such as account
numbers or social security numbers,
should not be included. Comments
generally will not be edited to remove
any identifying or contact information.
FOR FURTHER INFORMATION CONTACT: For
general inquiries, submission process
questions, or any additional
information, please contact Monica
Jackson, Office of the Executive
Secretary, 202–435–7275.
SUPPLEMENTARY INFORMATION: On July
17, 2014, the Bureau issued the
Proposed Policy Statement. The
Proposed Policy Statement was
published in the Federal Register on
July 23, 2014. The Proposed Policy
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17:28 Aug 01, 2014
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Statement seeks comment, data and
information from the public on the
Bureau’s proposal to include narratives
in the Consumer Complaint Database.
On December 8, 2011, the Bureau
published in the Federal Register a
proposed policy statement describing its
plans to disclose certain data about the
credit card complaints that consumers
submit to the Bureau (December 2011
Proposed Policy Statement).1 After
receiving and considering a number of
comments, the Bureau finalized its
plans for publically disclosing data from
consumer credit card complaints and
published the final policy statement on
June 22, 2012 (June 2012 Policy
Statement).2
Also on June 22, 2012, the Bureau
concurrently published in the Federal
Register a proposed policy statement
describing its plans to disclose data
from consumer complaints about
financial products and services other
than credit cards (June 2012 Proposed
Policy Statement).3 After receiving and
considering a number of comments, the
Bureau published the final policy
statement on March 25, 2013 (March
2013 Policy Statement).4 In the June
2012 Proposed Policy Statement, the
Bureau did not propose including
narratives in the Consumer Complaint
Database.
Notwithstanding this, the Bureau
received a significant number of
comments specific to narrative
disclosure. Consumer, civil rights, and
open government groups supported
disclosure on the grounds that
disclosing narratives would provide
consumers with more useful
information on which to base financial
decisions and would allow reviewers to
assess the validity of the complaints.
Two privacy groups, while
acknowledging privacy risk stemming
from publication of ‘‘non-identifiable’’
data and calling for further study,
supported disclosure on an opt-in basis.
Trade groups and industry commenters
nearly uniformly opposed disclosure of
consumer complaint narratives.
The Bureau believes that the utility of
the overall Consumer Complaint
Database would greatly increase with
the inclusion of narratives. This could
lead to increased use by advocates,
academics, the press, and entrepreneurs,
which itself would lead to increased
consumer contacts with the Bureau.
The Bureau believes that the
aforementioned increase in benefits and
utility would lead to an increase in
1 76
FR 76628, Dec. 8, 2011.
FR 37616, June 22, 2012.
3 77 FR 37616, June 22, 2012.
4 78 FR 21218, April 10, 2013.
2 77
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consumer contacts, which would have a
positive effect on Bureau operations. As
a critical mass of complaint data is
achieved and exceeded, the
representativeness of Bureau complaint
data increases. Thus, narratives would
not only enhance the above consumer
benefits but also the many Bureau
functions that rely, in part, on
complaint data to perform their
respective missions including the
Offices of Supervision, Enforcement,
and Fair Lending, Consumer Education
and Engagement, and Research,
Markets, and Rulemaking.
The Bureau balances interested
parties’ desire to have additional time to
consider the issues raised in the
Proposed Policy Statement, gather data,
and prepare their responses, with the
need to proceed expeditiously to
consider comments and determine
whether to issue a final policy
statement. The Bureau believes that a
60-day extension is appropriate. The
comment period therefore will close on
September 22, 2014.
Dated: July 29, 2014.
Elizabeth A. Corbett,
Deputy Chief of Staff, Bureau of Consumer
Financial Protection.
[FR Doc. 2014–18355 Filed 8–1–14; 8:45 am]
BILLING CODE 4810–AM–P
CORPORATION FOR NATIONAL AND
COMMUNITY SERVICE
Proposed Information Collection;
Comment Request
Corporation for National and
Community Service.
ACTION: Notice.
AGENCY:
The Corporation for National
and Community Service (CNCS), as part
of its continuing effort to reduce
paperwork and respondent burden,
conducts a pre-clearance consultation
program to provide the general public
and federal agencies with an
opportunity to comment on proposed
and/or continuing collections of
information in accordance with the
Paperwork Reduction Act of 1995
(PRA95) (44 U.S.C. Sec. 3506(c)(2)(A)).
This program helps to ensure that
requested data can be provided in the
desired format, reporting burden (time
and financial resources) is minimized,
collection instruments are clearly
understood, and the impact of collection
requirement on respondents can be
properly assessed.
Currently, CNCS is soliciting
comments concerning its proposed
Commission Support Grant Grantee
Progress Report (GPR). All State
SUMMARY:
E:\FR\FM\04AUN1.SGM
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Agencies
[Federal Register Volume 79, Number 149 (Monday, August 4, 2014)]
[Notices]
[Pages 45183-45184]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2014-18355]
=======================================================================
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BUREAU OF CONSUMER FINANCIAL PROTECTION
[Docket No. CFPB-2014-0016]
Disclosure of Consumer Complaint Narrative Data
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Proposed policy statement; extension of comment period.
-----------------------------------------------------------------------
SUMMARY: The Bureau of Consumer Financial Protection (Bureau) currently
discloses certain complaint data it receives regarding consumer
financial products and services via its web-based, public-facing
database (Consumer Complaint Database). On July 23, 2014, the Bureau
published in the Federal Register a Notice of Proposed Policy Statement
with Request for Public Comment (Proposed Policy Statement) proposing
to expand its disclosure to include unstructured consumer complaint
narrative data (narratives). The Proposed Policy Statement
[[Page 45184]]
provided a 30-day comment period that will end on August 22, 2014. To
allow interested persons additional time to consider and submit their
responses, the Bureau has determined that an extension of the comment
period until September 22, 2014, is appropriate.
DATES: The comment period for the Disclosure of Consumer Complaint
Narrative Data Proposed Policy Statement published July 23, 2014, at 79
FR 42765, is extended. Responses must now be received on or before
September 22, 2014.
ADDRESSES: You may submit comments, identified by Docket No. CFPB-2014-
0016, by any of the following methods:
Electronic: https://www.regulations.gov. Follow the
instructions for submitting comments.
Mail: Monica Jackson, Office of the Executive Secretary,
Consumer Financial Protection Bureau, 1700 G Street NW., Washington DC
20552.
Hand Delivery/Courier: Monica Jackson, Office of the
Executive Secretary, Consumer Financial Protection Bureau, 1275 First
Street NE., Washington DC 20002.
Instructions: All submissions should include the agency name and
docket number for this proposal. Because paper mail in the Washington,
DC area and at the Bureau is subject to delay, commenters are
encouraged to submit comments electronically. In general, all comments
received will be posted without change to https://www.regulations.gov.
In addition, comments will be available for public inspection and
copying at 1275 First Street NE., Washington DC 20002, on official
business days between the hours of 10 a.m. and 5 p.m. eastern standard
time. You can make an appointment to inspect the documents by
telephoning (202) 435-7275.
All comments, including attachments and other supporting materials,
will become part of the public record and subject to public disclosure.
Sensitive personal information, such as account numbers or social
security numbers, should not be included. Comments generally will not
be edited to remove any identifying or contact information.
FOR FURTHER INFORMATION CONTACT: For general inquiries, submission
process questions, or any additional information, please contact Monica
Jackson, Office of the Executive Secretary, 202-435-7275.
SUPPLEMENTARY INFORMATION: On July 17, 2014, the Bureau issued the
Proposed Policy Statement. The Proposed Policy Statement was published
in the Federal Register on July 23, 2014. The Proposed Policy Statement
seeks comment, data and information from the public on the Bureau's
proposal to include narratives in the Consumer Complaint Database.
On December 8, 2011, the Bureau published in the Federal Register a
proposed policy statement describing its plans to disclose certain data
about the credit card complaints that consumers submit to the Bureau
(December 2011 Proposed Policy Statement).\1\ After receiving and
considering a number of comments, the Bureau finalized its plans for
publically disclosing data from consumer credit card complaints and
published the final policy statement on June 22, 2012 (June 2012 Policy
Statement).\2\
---------------------------------------------------------------------------
\1\ 76 FR 76628, Dec. 8, 2011.
\2\ 77 FR 37616, June 22, 2012.
---------------------------------------------------------------------------
Also on June 22, 2012, the Bureau concurrently published in the
Federal Register a proposed policy statement describing its plans to
disclose data from consumer complaints about financial products and
services other than credit cards (June 2012 Proposed Policy
Statement).\3\ After receiving and considering a number of comments,
the Bureau published the final policy statement on March 25, 2013
(March 2013 Policy Statement).\4\ In the June 2012 Proposed Policy
Statement, the Bureau did not propose including narratives in the
Consumer Complaint Database.
---------------------------------------------------------------------------
\3\ 77 FR 37616, June 22, 2012.
\4\ 78 FR 21218, April 10, 2013.
---------------------------------------------------------------------------
Notwithstanding this, the Bureau received a significant number of
comments specific to narrative disclosure. Consumer, civil rights, and
open government groups supported disclosure on the grounds that
disclosing narratives would provide consumers with more useful
information on which to base financial decisions and would allow
reviewers to assess the validity of the complaints. Two privacy groups,
while acknowledging privacy risk stemming from publication of ``non-
identifiable'' data and calling for further study, supported disclosure
on an opt-in basis. Trade groups and industry commenters nearly
uniformly opposed disclosure of consumer complaint narratives.
The Bureau believes that the utility of the overall Consumer
Complaint Database would greatly increase with the inclusion of
narratives. This could lead to increased use by advocates, academics,
the press, and entrepreneurs, which itself would lead to increased
consumer contacts with the Bureau.
The Bureau believes that the aforementioned increase in benefits
and utility would lead to an increase in consumer contacts, which would
have a positive effect on Bureau operations. As a critical mass of
complaint data is achieved and exceeded, the representativeness of
Bureau complaint data increases. Thus, narratives would not only
enhance the above consumer benefits but also the many Bureau functions
that rely, in part, on complaint data to perform their respective
missions including the Offices of Supervision, Enforcement, and Fair
Lending, Consumer Education and Engagement, and Research, Markets, and
Rulemaking.
The Bureau balances interested parties' desire to have additional
time to consider the issues raised in the Proposed Policy Statement,
gather data, and prepare their responses, with the need to proceed
expeditiously to consider comments and determine whether to issue a
final policy statement. The Bureau believes that a 60-day extension is
appropriate. The comment period therefore will close on September 22,
2014.
Dated: July 29, 2014.
Elizabeth A. Corbett,
Deputy Chief of Staff, Bureau of Consumer Financial Protection.
[FR Doc. 2014-18355 Filed 8-1-14; 8:45 am]
BILLING CODE 4810-AM-P