First Federal Savings and Loan Association of Hammond, Hammond, Indiana; Supervisory Conversion Application, 19970 [2014-08118]

Download as PDF sroberts on DSK5SPTVN1PROD with NOTICES 19970 Federal Register / Vol. 79, No. 69 / Thursday, April 10, 2014 / Notices maintain auto liability insurance as a condition of automobile ownership. 2. The percentage of uninsured motorists countrywide has hovered around 14 percent between 2002 and 2009. 3. Owning an automobile is likely associated with a higher probability of employment and other factors associated with economic well-being. 4. Industry representatives assert that auto insurance has become more affordable over time but consumer representatives assert auto insurance has become less affordable for lowincome consumers and minorities. While the definition of availability is largely settled, the definition of the affordability of personal auto insurance remains unclear. Last year, the Availability and Affordability Subcommittee of the Treasury Department’s Federal Advisory Committee on Insurance (FACI Subcommittee) suggested the following definition for affordability: affordability means that the cost of [personal auto insurance] is a reasonable percentage of a consumer’s income. Measuring affordability according to the FACI Subcommittee definition is a difficult and subjective task. One approach may be to interpret personal auto insurance premium payments as affordable if such payments do not prohibit individuals and/or families from purchasing other required necessities. Or, personal auto insurance may be interpreted as affordable if it is actually purchased by individuals and/ or families. Studies have used various metrics to measure availability and affordability of personal auto insurance. These include: 1. The market share of the top ten writers of personal auto insurance; 2. The market share of the residual market; 3. The average auto insurance premium; 4. The loss ratio; and 5. An affordability index calculated by dividing the average auto insurance premium by median household income. These metrics may be calculated only for the auto insurance coverage mandated by most states (e.g., bodily injury and property damage) or all auto insurance coverage (e.g., bodily injury, property damage, uninsured/ underinsured motorist, collision, and comprehensive). A data source is needed to monitor the extent to which traditionally underserved communities and consumers, minorities, and low- and moderate-income persons have access to affordable auto insurance. While data on VerDate Mar<15>2010 18:14 Apr 09, 2014 Jkt 232001 average personal auto insurance premium by coverage is collected by the National Association of Insurance Commissioners, other data sources will likely be needed. II. General Solicitation for Comments: The FIO hereby solicits comments, including supporting and illustrative information in support of such comments where appropriate and available, regarding: 1. A reasonable and meaningful definition of affordability of personal auto insurance; 2. The appropriate metrics to use in order to monitor the extent to which traditionally underserved communities and consumers, minorities, and lowand moderate-income persons have access to affordable personal auto insurance; and 3. The data source(s) FIO should use to monitor the extent to which traditionally underserved communities and consumers, minorities, and lowand moderate-income persons have access to affordable auto insurance. III. Solicitation for Specific Comments. All comments received will be available to the public. Authority: FIO Act 31 U.S.C. 313–14. Michael T. McRaith, Director, Federal Insurance Office. [FR Doc. 2014–08100 Filed 4–9–14; 8:45 am] BILLING CODE P DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency First Federal Savings and Loan Association of Hammond, Hammond, Indiana; Supervisory Conversion Application Notice is hereby given that on March 13, 2014, the Office of the Comptroller of the Currency (OCC) approved the application of First Federal Savings and Loan Association of Hammond, Hammond, Indiana, to undertake a voluntary supervisory conversion and merge with and into Peoples Bank SB, Munster, Indiana. Copies of the application are available on the OCC Web site at the FOIA Reading Room (https://foia-pal.occ.gov/palMain.aspx) under Mutual to Stock Conversions. If you have any questions, please contact Licensing Activities at (202) 649–6260. PO 00000 Frm 00106 Fmt 4703 Sfmt 4703 [FR Doc. 2014–08118 Filed 4–9–14; 8:45 am] BILLING CODE 4810–33–P DEPARTMENT OF THE TREASURY Office of Foreign Assets Control Supplemental Identification Information for One (1) Individual Designated Pursuant to Executive Order 13224 Office of Foreign Assets Control, Treasury. ACTION: Notice. AGENCY: The Treasury Department’s Office of Foreign Assets Control (‘‘OFAC’’) is publishing supplemental information for the names of one (1) individual whose property and interests in property are blocked pursuant to Executive Order 13224 of September 23, 2001, ‘‘Blocking Property and Prohibiting Transactions With Persons Who Commit, Threaten To Commit, or Support Terrorism.’’ DATES: The publishing of updated identification information by the Director of OFAC of the one (1) individual in this notice, pursuant to Executive Order 13224, is effective on April 1, 2014. FOR FURTHER INFORMATION CONTACT: Assistant Director, Compliance Outreach & Implementation, Office of Foreign Assets Control, Department of the Treasury, Washington, DC 20220, tel.: 202/622–2490. SUPPLEMENTARY INFORMATION: SUMMARY: Electronic and Facsimile Availability [OCC Charter Number 702692] Dated: April 3, 2014. By the Office of the Comptroller of the Currency. Stephen A. Lybarger, Deputy Comptroller for Licensing. This document and additional information concerning OFAC are available from OFAC’s Web site (www.treasury.gov/ofac) or via facsimile through a 24-hour fax-on-demand service, tel.: 202/622–0077. On April 1, 2014 the Director of OFAC supplemented the identification information for one (1) individual whose property and interests in property are blocked pursuant to Executive Order 13224. The supplementation identification information for the individual is as follows: Individual 1. RAUF, Hafiz Abdur (a.k.a. RAOUF, Hafiz Abdul; a.k.a. RAUF, Hafiz Abdul), 4 Lake Road, Room No. 7, Choburji, Lahore, Pakistan; Dola Khurd, Lahore, Pakistan; 129 Jinnah E:\FR\FM\10APN1.SGM 10APN1

Agencies

[Federal Register Volume 79, Number 69 (Thursday, April 10, 2014)]
[Notices]
[Page 19970]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2014-08118]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency

[OCC Charter Number 702692]


First Federal Savings and Loan Association of Hammond, Hammond, 
Indiana; Supervisory Conversion Application

    Notice is hereby given that on March 13, 2014, the Office of the 
Comptroller of the Currency (OCC) approved the application of First 
Federal Savings and Loan Association of Hammond, Hammond, Indiana, to 
undertake a voluntary supervisory conversion and merge with and into 
Peoples Bank SB, Munster, Indiana. Copies of the application are 
available on the OCC Web site at the FOIA Reading Room (https://foia-pal.occ.gov/palMain.aspx) under Mutual to Stock Conversions. If you 
have any questions, please contact Licensing Activities at (202) 649-
6260.

    Dated: April 3, 2014.

    By the Office of the Comptroller of the Currency.
Stephen A. Lybarger,
Deputy Comptroller for Licensing.
[FR Doc. 2014-08118 Filed 4-9-14; 8:45 am]
BILLING CODE 4810-33-P

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