Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation Has Been Appointed Either Receiver, Liquidator, or Manager, 4906-4907 [2014-01799]
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4906
Federal Register / Vol. 79, No. 20 / Thursday, January 30, 2014 / Notices
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Federal Communications Commission.
Marlene H. Dortch,
Secretary, Office of the Secretary, Office of
Managing Director.
[FR Doc. 2014–01984 Filed 1–28–14; 11:15 am]
BILLING CODE 6712–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request Re:
Interagency Biographical and Financial
Report
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:
In accordance with the
requirements of the Paperwork
Reduction Act (PRA) of 1995 (44 U.S.C.
chapter 35), the FDIC may not conduct
or sponsor, and the respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number. As part of its
continuing effort to reduce paperwork
and respondent burden, the FDIC
invites the general public and other
Federal agencies to take this
opportunity to comment on renewal of
its information collection entitled
Interagency Biographical and Financial
Report (OMB No. 3064–0006). At the
end of the comment period, any
comments and recommendations
received will be analyzed to determine
the extent to which the collection
should be modified prior to submission
to OMB for review and approval.
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SUMMARY:
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Comments must be submitted on
or before March 31, 2014.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal/notices.html
• Email: comments@fdic.gov. Include
the name of the collection in the subject
line of the message.
• Mail: Leneta G. Gregorie (202–898–
3719), Counsel, Room NYA–5050,
Federal Deposit Insurance Corporation,
550 17th Street NW., Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7 a.m. and 5 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503. A copy of the
form can be accessed via the following
link: https://www.fdic.gov/
formsdocuments/Bio-FinReport.pdf.
FOR FURTHER INFORMATION CONTACT:
Leneta Gregorie, at the FDIC address
above.
SUPPLEMENTARY INFORMATION: Proposal
to renew the following currently
approved collections of information:
Title: Interagency Biographical and
Financial Report.
OMB Number: 3064–0006.
Frequency of Response: On occasion.
Affected Public: Insured state
nonmember banks and state savings
associations.
Estimated Number of Respondents:
619.
Estimated Time per Response: 4
hours.
Total Estimated Annual Burden: 2476
hours.
General Description of Collection: The
Interagency Biographical and Financial
Report is submitted to the FDIC by each
director or officer of a proposed or
operating financial institution applying
for federal deposit insurance as a state
nonmember bank or state savings
association. The FDIC uses the
information to evaluate the general
character of bank management as
required by the Federal Deposit
Insurance Act (12 U.S.C. 1828(c)).
DATES:
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
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necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
All comments will become a matter of
public record.
Dated at Washington, DC, this 24th day of
January, 2014.
Robert E. Feldman,
Executive Secretary, Federal Deposit
Insurance Corporation.
[FR Doc. 2014–01741 Filed 1–29–14; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Update to Notice of Financial
Institutions for Which the Federal
Deposit Insurance Corporation Has
Been Appointed Either Receiver,
Liquidator, or Manager
Federal Deposit Insurance
Corporation.
AGENCY:
Update Listing of Financial
Institutions in Liquidation.
ACTION:
Notice is hereby given that
the Federal Deposit Insurance
Corporation (Corporation) has been
appointed the sole receiver for the
following financial institutions effective
as of the Date Closed as indicated in the
listing. This list (as updated from time
to time in the Federal Register) may be
relied upon as ‘‘of record’’ notice that
the Corporation has been appointed
receiver for purposes of the statement of
policy published in the July 2, 1992
issue of the Federal Register (57 FR
29491). For further information
concerning the identification of any
institutions which have been placed in
liquidation, please visit the Corporation
Web site at www.fdic.gov/bank/
individual/failed/banklist.html or
contact the Manager of Receivership
Oversight in the appropriate service
center.
SUMMARY:
Dated: January 22, 2014.
Federal Deposit Insurance Corporation.
Pamela Johnson,
Regulatory Editing Specialist.
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4907
Federal Register / Vol. 79, No. 20 / Thursday, January 30, 2014 / Notices
INSTITUTIONS IN LIQUIDATION
[In alphabetical order]
FDIC Ref.
No.
Bank name
City
State
Date closed
10492 .......
DuPage National Bank .............................................
West Chicago ............................................................
IL .....
1/17/2014
[FR Doc. 2014–01799 Filed 1–29–14; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL HOUSING FINANCE
AGENCY
[No. 2014–N–2]
Proposed Collection; Comment
Request
Federal Housing Finance
Agency.
ACTION: 60-day Notice of submission of
information collection for approval from
the Office of Management and Budget.
AGENCY:
In accordance with the
requirements of the Paperwork
Reduction Act of 1995, the Federal
Housing Finance Agency (FHFA) is
seeking public comments concerning
the currently-approved information
collection ‘‘Monthly Survey of Rates
and Terms on Conventional 1-Family
Nonfarm Mortgage Loans,’’ which has
been assigned control number 2590–
0004 by the Office of Management and
Budget (OMB). FHFA intends to submit
the information collection to OMB for
review and approval of a three-year
extension of the control number, which
is due to expire on March 31, 2014.
DATES: Interested persons may submit
comments on or before March 31, 2014.
ADDRESSES: Submit comments to FHFA
using any one of the following methods:
• Federal eRulemaking Portal: https://
www.regulations.gov. Follow the
instructions for submitting comments. If
you submit your comment to the
Federal eRulemaking Portal, please also
send it by email to FHFA at
Regcomments@fhfa.gov to ensure timely
receipt by the agency.
• Email: Regcomments@fhfa.gov.
Please include Proposed Collection;
Comment Request: ‘‘Monthly Survey of
Rates and Terms on Conventional 1Family Nonfarm Mortgage Loans, (No.
2014–N–2)’’ in the subject line of the
message.
• Mail/Hand Delivery: Federal
Housing Finance Agency, Eighth Floor,
400 Seventh Street SW., Washington,
DC 20024, ATTENTION: Public
Comments/Proposed Collection;
Comment Request: ‘‘Monthly Survey of
Rates and Terms on Conventional 1-
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Family Nonfarm Mortgage Loans, (No.
2014–N–2).’’
We will post all public comments we
receive without change, including any
personal information you provide, such
as your name, address, email address,
and telephone number, on the FHFA
Web site at https://www.fhfa.gov. In
addition, copies of all comments
received will be available for
examination by the public on business
days between the hours of 10 a.m. and
3 p.m., at the Federal Housing Finance
Agency, Eighth Floor, 400 Seventh
Street SW., Washington, DC 20024. To
make an appointment to inspect
comments, please call the Office of
General Counsel at 202–649–3804.
FOR FURTHER INFORMATION CONTACT:
David L. Roderer, Senior Financial
Analyst, 202–649–3206 (not a toll-free
number), david.l.roderer@fhfa.gov, or by
regular mail at the Federal Housing
Finance Agency, 400 Seventh Street
SW., Washington, DC 20024. The
telephone number for the
Telecommunications Device for the
Hearing Impaired is 800–877–8339.
SUPPLEMENTARY INFORMATION:
A. Need For and Use of the Information
Collection
FHFA’s Monthly Survey of Rates and
Terms on Conventional 1-Family NonFarm Mortgage Loans, commonly
referred to as the ‘‘Monthly Interest Rate
Survey’’ or ‘‘MIRS,’’ is a monthly survey
of mortgage lenders that solicits
information on the terms and conditions
on all conventional, single-family, fully
amortized, purchase-money mortgage
loans closed during the last five working
days of the preceding month. The MIRS
collects monthly information on interest
rates, loan terms, and house prices by
property type (i.e., new or previously
occupied), by loan type (i.e., fixed- or
adjustable-rate), and by lender type (i.e.,
mortgage companies, savings
associations, commercial banks, and
savings banks), as well as information
on 15-year and 30-year fixed-rate loans.
In addition, the survey collects quarterly
information on conventional loans by
major metropolitan area and by Federal
Home Loan Bank district. The MIRS
does not collect information on loans
insured by the Federal Housing
Administration (FHA) or guaranteed by
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the Veterans Administration (VA), loans
secured by multifamily property or
manufactured housing, or loans created
by refinancing another mortgage. The
MIRS is the most comprehensive source
of information on conventional
mortgage rates and terms in the United
States.
The MIRS originated with one of
FHFA’s predecessor agencies, the
former Federal Home Loan Bank Board
(FHLBB) in the 1960s. Among other
things, the FHLBB used data collected
through the MIRS to derive its National
Average Contract Mortgage Rate for the
Purchase of Previously Occupied Homes
by Combined Lenders (ARM Index),
which was used by lenders to set
mortgage rates on adjustable rate
mortgages (ARMs). No statutory or
regulatory provision explicitly required
the FHLBB to conduct the MIRS.
However, for a period in the early
1980s, federally chartered savings
institutions were required to use the
MIRS-derived ARM Index in setting
interest rates on ARMs. Few, if any,
loans from that period remain. After
1981, an unknown but likely very small
proportion of lenders used the ARM
Index to set interest rates on their new
ARMs.
In 1989, Congress enacted the
Financial Institutions Reform Recovery
and Enforcement Act (FIRREA), which
abolished the FHLBB and created the
Federal Housing Finance Board
(Finance Board) to assume many of the
FHLBB’s powers and responsibilities.
FIRREA required the Chairperson of the
Finance Board to ‘‘take such actions as
may be necessary’’ to ensure that the
ARM Index prepared by the FHLBB
continued to be available.1 Although
there was no explicit reference in
FIRREA to the continuation of the
MIRS, the Finance Board viewed that
statutory requirement to continue to
produce the ARM Index as a mandate to
1 See Financial Institutions Reform, Recovery and
Enforcement Act of 1989 (FIRREA), Public Law
101–73, Title IV, § 402(e)(3), 103 Stat. 183, codified
at 12 U.S.C. 1437 note. The statute permitted the
Finance Board to substitute a different ARM index
after notice and comment, but only if the new index
was based upon data substantially similar to that of
the original ARM Index and substitution of the new
ARM index would result in an interest rate
substantially similar to the rate in effect at the time
the new ARM index replaced the existing ARM
Index. See FIRREA § 402(e)(4).
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Agencies
[Federal Register Volume 79, Number 20 (Thursday, January 30, 2014)]
[Notices]
[Pages 4906-4907]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2014-01799]
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FEDERAL DEPOSIT INSURANCE CORPORATION
Update to Notice of Financial Institutions for Which the Federal
Deposit Insurance Corporation Has Been Appointed Either Receiver,
Liquidator, or Manager
AGENCY: Federal Deposit Insurance Corporation.
ACTION: Update Listing of Financial Institutions in Liquidation.
-----------------------------------------------------------------------
SUMMARY: Notice is hereby given that the Federal Deposit Insurance
Corporation (Corporation) has been appointed the sole receiver for the
following financial institutions effective as of the Date Closed as
indicated in the listing. This list (as updated from time to time in
the Federal Register) may be relied upon as ``of record'' notice that
the Corporation has been appointed receiver for purposes of the
statement of policy published in the July 2, 1992 issue of the Federal
Register (57 FR 29491). For further information concerning the
identification of any institutions which have been placed in
liquidation, please visit the Corporation Web site at www.fdic.gov/bank/individual/failed/banklist.html or contact the Manager of
Receivership Oversight in the appropriate service center.
Dated: January 22, 2014.
Federal Deposit Insurance Corporation.
Pamela Johnson,
Regulatory Editing Specialist.
[[Page 4907]]
Institutions in Liquidation
[In alphabetical order]
------------------------------------------------------------------------
FDIC Ref. No. Bank name City State Date closed
------------------------------------------------------------------------
10492........ DuPage National West Chicago... IL.... 1/17/2014
Bank.
------------------------------------------------------------------------
[FR Doc. 2014-01799 Filed 1-29-14; 8:45 am]
BILLING CODE 6714-01-P