Proposed Information Collection; Comment Request, 387-389 [2013-31481]
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Federal Register / Vol. 79, No. 2 / Friday, January 3, 2014 / Notices
submissions must include the document
title and docket number. Because paper
mail in the Washington, DC area and at
the Bureau is subject to delay,
commenters are encouraged to submit
comments electronically. Please note
the number associated with any
question to which you are responding at
the top of each response (you are not
required to answer all questions to
receive consideration of your
comments). In general, all comments
received will be posted without change
to https://www.regulations.gov. In
addition, comments will be available for
public inspection and copying at 1700
G Street NW., Washington, DC 20552,
on official business days between the
hours of 10 a.m. and 5 p.m. Eastern
Time. You can make an appointment to
inspect the documents by telephoning
202–435–7275.
All submissions, including
attachments and other supporting
materials, will become part of the public
record and subject to public disclosure.
Sensitive personal information, such as
account numbers or Social Security
numbers, should not be included.
Submissions will not be edited to
remove any identifying or contact
information.
FOR FURTHER INFORMATION CONTACT: For
general inquiries, submission process
questions or any additional information,
please contact Monica Jackson, Office of
Executive Secretary, at 202–435–7275.
Authority: 12 U.S.C. 5511(c).
Buying a
home is often a consumer’s single
largest financial purchase. According to
the latest numbers from the National
Association of Realtors, the median
price of homes purchased in the United
States is now $207,000. By comparison,
the median household income is about
$51,000, according to the Census
Bureau. It is crucial that consumers
consider the numbers carefully before
making this potentially long-term
commitment, and closing is often their
last opportunity to do so.
However, closing can be stressful and
confusing for consumers. The CFPB
plans to conduct several initiatives in
order to test and study various ways in
which the closing process might be
improved. This information will help
inform those initiatives.
The Bureau encourages comments
from the public, including:
• Consumers;
• Mortgage lenders and loan
servicers;
• Housing finance professionals;
• Brokers and service providers in the
residential real estate industry;
• Real estate agents;
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SUPPLEMENTARY INFORMATION:
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• Housing attorneys;
• Fair lending, civil rights, and
consumer and community advocates;
• Providers of financial and housing
counseling;
• Settlement closing agents; and
• Other interested parties.
The Bureau is interested in responses
in the following general areas, as well as
specific questions below. Please feel free
to respond to any of the questions
outlined below.
Consumers and Closing
1. What are common problems or
issues consumers face at closing? What
parts of the closing process do
consumers find confusing or
overwhelming?
2. Are there specific parts of the
closing process that borrowers find
particularly helpful?
3. What do consumers remember
about closing as related to the overall
mortgage/home-buying process? What
do consumers remember about closing?
4. How long does the closing process
usually take? Do borrowers feel that the
time at the closing table was an
appropriate amount of time? Is it too
long? Too short? Just right?
5. How empowered do consumers
seem to feel at closing? Did they come
to closing with questions? Did they
review the forms beforehand? Did they
know that they can request their
documents in advance? Did they
negotiate?
6. What, if anything, have you found
helps consumers understand the terms
of the loan?
Errors and Changes at Closing
7. What are some common errors you
have seen at closing? How are these
errors detected, if at all? Tell us about
errors that were detected after closing.
8. What changes, diverging from what
was originally presented at closing,
often surprise consumers at closing?
How do consumers react to changes at
closing?
Other Parties at Closing
387
Improving Closing
14. What, if anything, would you
change about the closing process to
make it a better experience for
consumers?
15. What questions should consumers
ask at closing? What are the most
important pieces of information/
documents for them to review?
16. What is the single most important
question a consumer should ask at
closing?
17. What is the single most important
thing a consumer should do before
coming to the closing table?
Dated: December 13, 2013.
Christopher D’Angelo,
Chief of Staff, Bureau of Consumer Financial
Protection.
[FR Doc. 2013–31436 Filed 1–2–14; 8:45 a.m.]
BILLING CODE 4810–AM–P
CONSUMER PRODUCT SAFETY
COMMISSION
Sunshine Act Meeting
Wednesday, January 8,
2014, 10 a.m.–12 p.m.
PLACE: Hearing Room 420, Bethesda
Towers, 4330 East West Highway,
Bethesda, Maryland.
STATUS: Commission Meeting—Open to
the Public.
MATTER TO BE CONSIDERED: Decisional
Matter: Bedside Sleepers (Section
104)—Final Rule.
A live Webcast of the Meeting can be
viewed at www.cpsc.gov/live.
For a recorded message containing the
latest agenda information, call (301)
504–7948.
CONTACT PERSON FOR MORE INFORMATION:
Todd A. Stevenson, Office of the
Secretary, U.S. Consumer Product
Safety Commission, 4330 East West
Highway, Bethesda, MD 20814, (301)
504–7923.
TIME AND DATE:
Dated: December 31, 2013.
Todd A. Stevenson,
Secretary.
9. How, if at all, do consumers
typically seek advice during closing? In
person? By phone? Online?
10. Where and to whom do consumers
turn for advice during closing? Whom
do they typically trust?
[FR Doc. 2013–31536 Filed 12–31–13; 11:15 am]
Closing Documents
Proposed Information Collection;
Comment Request
11. What documents do borrowers
usually remember seeing? What
documents they remember signing?
12. What documents do consumers
find particularly confusing?
13. What resources do borrowers use
to define unfamiliar terms of the loan?
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BILLING CODE 6355–01–P
CORPORATION FOR NATIONAL AND
COMMUNITY SERVICE
Corporation for National and
Community Service.
ACTION: Notice.
AGENCY:
The Corporation for National
and Community Service (CNCS), as part
SUMMARY:
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388
Federal Register / Vol. 79, No. 2 / Friday, January 3, 2014 / Notices
of its continuing effort to reduce
paperwork and respondent burden,
conducts a pre-clearance consultation
program to provide the general public
and federal agencies with an
opportunity to comment on proposed
and/or continuing collections of
information in accordance with the
Paperwork Reduction Act of 1995
(PRA95) (44 U.S.C. 3506(c)(2)(A)). This
program helps to ensure that requested
data can be provided in the desired
format, reporting burden (time and
financial resources) is minimized,
collection instruments are clearly
understood, and the impact of collection
requirement on respondents can be
properly assessed.
Currently, CNCS is soliciting
comments concerning its proposed
Senior Corps RSVP Notice Of Funding
Opportunity Non-applicant Study. The
study involves two data collection
phases. Phase I is a survey of
individuals representing organizations,
non-profits, and public agencies that are
(1) current applicants, (2) current nonapplicants, and (3) potential applicants
for the RSVP Notice of Funding
Opportunity. Phase II involves in-depth
interviews with a range of stakeholders
that includes individuals who
administer grants, administer nonprofits and public agencies applying for
RSVP grants and representatives of state
commissions.
The survey and interviews are
designed to allow CNCS Senior Corps
administrators to understand how
grantees and potential grantees view the
application process, what factors are
important in the decision to apply, and
how the NOFO can be written to
generate a higher response rate from
potential grant applicants.
Copies of the information collection
request can be obtained by contacting
the office listed in the ADDRESSES
section of this notice.
DATES: Written comments must be
submitted to the individual and office
listed in the ADDRESSES section by
March 4, 2014.
ADDRESSES: You may submit comments,
identified by the title of the information
collection activity, by any of the
following methods:
(1) By mail sent to: Corporation for
National and Community Service,
Senior Corps Program; Attention
Anthony Nerino, Research Associate,
Office #10913A; 1201 New York Avenue
NW., Washington, DC 20525.
(2) By hand delivery or by courier to
the CNCS mailroom at Room 6010 at the
mail address given in paragraph (1)
above, between 9:00 a.m. and 4:00 p.m.
Eastern Time, Monday through Friday,
except Federal holidays.
(3) Electronically through the
Corporation’s email system to anerino@
cns.gov.
Individuals who use a
telecommunications device for the deaf
(TTY–TDD) may call 1–800–833–3722
between 8:00 a.m. and 8:00 p.m. Eastern
Time, Monday through Friday.
FOR FURTHER INFORMATION CONTACT:
Anthony Nerino, (202–606–3913), or by
email at anerino@cns.gov.
SUPPLEMENTARY INFORMATION:
CNCS is particularly interested in
comments that:
• Evaluate whether the proposed
collection of information is necessary
for the proper performance of the
functions of CNCS, including whether
the information will have practical
utility;
• Evaluate the accuracy of the
agency’s estimate of the burden of the
proposed collection of information,
including the validity of the
methodology and assumptions used;
• Enhance the quality, utility, and
clarity of the information to be
collected; and
• Minimize the burden of the
collection of information on those who
are expected to respond, including the
use of appropriate automated,
electronic, mechanical, or other
technological collection techniques or
other forms of information technology
(e.g., permitting electronic submissions
of responses).
Background
CNCS has contracted with GMMB and
Freedman Consulting LLC to implement
a study of the RSVP grant application
process in order to better understand the
positive and prohibitive factors
associated with the Retired and Senior
Volunteer Program Notice of Funding
mstockstill on DSK4VPTVN1PROD with NOTICES
Respondent category
Opportunity application process. This
project involves a survey of grant
applicants, non-applicants and potential
applicants for the 2013 RSVP NOFO.
Additionally the study involves a series
of brief interviews with various
stakeholders in the application process
to augment and assist in understanding
the survey results.
Potential survey respondents will be
drawn from three sources; current
applicants, potential applicants that
filed a notice of intent to apply but did
not file a grant application, and
potential applicants (non-profits and
public agencies) that have not yet
applied or filed notice of intent letter.
Potential interview respondents will
include grant applicant stakeholders
including grant managers, non-profit
and public agency administrators.
Survey data will be collected using an
on-line survey program. Interview data
will be collected via taped and written
responses to telephone conversations.
Data analysis will focus on identifying
and understanding factors associated
with the decision to apply, factors
associated with the decision to not
apply, and perceived and real barriers to
completing the grant application.
Quantitative data analysis will include
descriptive statistics and inferential
analysis of survey responses by
respondent and organization
characteristics.
Current Action: CNCS seeks public
comment on a new data collection
instrument and a set of interview
questions developed for this project.
The instrument and interview
questionnaire is being designed by the
contractor for this project.
Type of Review: New.
Agency: Corporation for National and
Community Service.
Title: Retired and Senior Volunteer
Program NOFO Non-applicant Study.
OMB Number: None.
Agency Number: None.
Affected Public: RSVP Grant
Applicants and Potential Applicants.
Total Respondents: Written Surveys
300. Interviews 40.
Frequency: One time.
Average Time per Response: 30
minutes.
Number
Survey Respondents ...................................................................................................................
Interview Participants ...................................................................................................................
Estimated Total Burden Hours: 170.
Total Burden Cost (capital/startup):
None.
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Total Burden Cost (operating/
maintenance): None.
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300
40
Time
(minutes)
Total hours
30
30
150
20
Comments submitted in response to
this notice will be summarized and/or
included in the request for Office of
E:\FR\FM\03JAN1.SGM
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Federal Register / Vol. 79, No. 2 / Friday, January 3, 2014 / Notices
Management and Budget approval of the
information collection request; they will
also become a matter of public record.
Dated: December 27, 2013.
Erwin Tan,
Program Director, Senior Corps.
[FR Doc. 2013–31481 Filed 1–2–14; 8:45 am]
BILLING CODE 6050–28–P
DEPARTMENT OF DEFENSE
Office of the Secretary
[Docket ID: DoD–2013–OS–0199]
Submission for OMB Review;
Comment Request
ACTION:
Notice.
The Department of Defense
has submitted to OMB for clearance, the
following proposal for collection of
information under the provisions of the
Paperwork Reduction Act (44 U.S.C.
Chapter 35).
DATES: Consideration will be given to all
comments received by February 3, 2014.
FOR FURTHER INFORMATION CONTACT: Fred
Licari, 571–372–0493.
SUPPLEMENTARY INFORMATION:
Title, Associated Form and OMB
Number: Project Time Record System;
OMB Control Number 0704–0452.
Type of Request: Reinstatement.
Number of Respondents: 1,200.
Responses per Respondent: 52.
Annual Responses: 62,400.
Average Burden per Response: 15
minutes.
Annual Burden Hours: 15,600.
Needs and Uses: Contractors working
for the Defense Logistics Agency,
Information Operations, J–6, log into an
automated project time record system
and annotate their time on applicable
projects. The system collects the records
for the purpose of tracking workload/
project activity for analysis and
reporting purposes, and labor
distribution data against projects for
financial purposes; and to monitor all
aspects of a contract from a financial
perspective and to maintain financial
and management records associated
with the operations of the contract; and
to evaluate and monitor the contractor
performance and other matters
concerning the contract, i.e., making
payments, and accounting for services
provided and received. Defense
Logistics Agency, Information
Operations, J–6, intends to execute this
option on new contracts and, as
necessary, modify existing contract
agreements.
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SUMMARY:
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Affected Public: Business or other forprofit; individuals or households; not
for profit institutions.
Frequency: Weekly.
Respondent’s Obligation: Voluntary.
OMB Desk Officer: Ms. Jasmeet
Seehra.
Written comments and
recommendations on the proposed
information collection should be sent to
Ms. Jasmeet Seehra at the Office of
Management and Budget, Desk Officer
for DoD, Room 10236, New Executive
Office Building, Washington, DC 20503.
You may also submit comments,
identified by docket number and title,
by the following method:
• Federal eRulemaking Portal: https://
www.regulations.gov. Follow the
instructions for submitting comments.
Instructions: All submissions received
must include the agency name, docket
number and title for this Federal
Register document. The general policy
for comments and other submissions
from members of the public is to make
these submissions available for public
viewing on the Internet at https://
www.regulations.gov as they are
received without change, including any
personal identifiers or contact
information.
DOD Clearance Officer: Ms. Patricia
Toppings.
Written requests for copies of the
information collection proposal should
be sent to Ms. Toppings at WHS/ESD
Information Management Division, 4800
Mark Center Drive, East Tower, Suite
02G09, Alexandria, VA 22350–3100.
Dated: December 30, 2013.
Aaron Siegel,
Alternate OSD Federal Register Liaison
Officer, Department of Defense.
[FR Doc. 2013–31456 Filed 1–2–14; 8:45 am]
BILLING CODE 5001–06–P
DEPARTMENT OF DEFENSE
Office of the Secretary
Defense Acquisition University Board
of Visitors; Notice of Federal Advisory
Committee Meeting
Defense Acquisition
University, DoD.
ACTION: Meeting notice.
AGENCY:
The Department of Defense is
publishing this notice to announce that
the following Federal advisory
committee meeting of the Defense
Acquisition University Board of Visitors
(BoV) will take place. This meeting is
open to the public.
DATES: Wednesday, February 12, 2014,
from 9:30 a.m. to 2:30 p.m.
SUMMARY:
PO 00000
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389
DAU Headquarters, 9820
Belvoir Road, Fort Belvoir, VA 22060.
FOR FURTHER INFORMATION CONTACT:
Christen Goulding, Protocol Director,
DAU. Phone: 703–805–5134. Fax: 703–
805–5940. Email: christen.goulding@
dau.mil.
SUPPLEMENTARY INFORMATION: This
meeting is being held under the
provisions of the Federal Advisory
Committee Act of 1972 (5 U.S.C.,
Appendix, as amended), the
Government in the Sunshine Act of
1976 (5 U.S.C. 552b, as amended), and
41 CFR 102–3.150.
Purpose of the Meeting: The purpose
of this meeting is to report back to the
BoV on continuing items of interest.
ADDRESSES:
Agenda:
9:30 a.m. Welcome and
announcements
9:45 a.m. 2013 Year in Review
10:45 a.m. Massive Open Online
Courses
12:30 p.m. Knowledge Repository Web
site Development
2:30 p.m. Adjourn
Public’s Accessibility to the Meeting:
Pursuant to 5 U.S.C. 552b and 41 CFR
102–3.140 through 102–3.165, and the
availability of space, this meeting is
open to the public. However, because of
space limitations, allocation of seating
will be made on a first-come, first
served basis. Persons desiring to attend
the meeting should call Ms. Christen
Goulding at 703–805–5134.
Written Statements: Pursuant to 41
CFR 102–3.105(j) and 102–3.140, and
section 10(a)(3) of the Federal Advisory
Committee Act of 1972, the public or
interested organizations may submit
written statements to the Defense
Acquisition University Board of Visitors
about its mission and functions. Written
statements may be submitted at any
time or in response to the stated agenda
of a planned meeting of the Defense
Acquisition University Board of
Visitors. All written statements shall be
submitted to the Designated Federal
Officer for the Defense Acquisition
University Board of Visitors, and this
individual will ensure that the written
statements are provided to the
membership for their consideration.
Statements being submitted in
response to the agenda mentioned in
this notice must be received by the
Designated Federal Officer at least five
calendar days prior to the meeting
which is the subject of this notice.
Written statements received after this
date may not be provided to or
considered by the Defense Acquisition
University Board of Visitors until its
next meeting. Committee’s Designated
E:\FR\FM\03JAN1.SGM
03JAN1
Agencies
[Federal Register Volume 79, Number 2 (Friday, January 3, 2014)]
[Notices]
[Pages 387-389]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-31481]
=======================================================================
-----------------------------------------------------------------------
CORPORATION FOR NATIONAL AND COMMUNITY SERVICE
Proposed Information Collection; Comment Request
AGENCY: Corporation for National and Community Service.
ACTION: Notice.
-----------------------------------------------------------------------
SUMMARY: The Corporation for National and Community Service (CNCS), as
part
[[Page 388]]
of its continuing effort to reduce paperwork and respondent burden,
conducts a pre-clearance consultation program to provide the general
public and federal agencies with an opportunity to comment on proposed
and/or continuing collections of information in accordance with the
Paperwork Reduction Act of 1995 (PRA95) (44 U.S.C. 3506(c)(2)(A)). This
program helps to ensure that requested data can be provided in the
desired format, reporting burden (time and financial resources) is
minimized, collection instruments are clearly understood, and the
impact of collection requirement on respondents can be properly
assessed.
Currently, CNCS is soliciting comments concerning its proposed
Senior Corps RSVP Notice Of Funding Opportunity Non-applicant Study.
The study involves two data collection phases. Phase I is a survey of
individuals representing organizations, non-profits, and public
agencies that are (1) current applicants, (2) current non-applicants,
and (3) potential applicants for the RSVP Notice of Funding
Opportunity. Phase II involves in-depth interviews with a range of
stakeholders that includes individuals who administer grants,
administer non-profits and public agencies applying for RSVP grants and
representatives of state commissions.
The survey and interviews are designed to allow CNCS Senior Corps
administrators to understand how grantees and potential grantees view
the application process, what factors are important in the decision to
apply, and how the NOFO can be written to generate a higher response
rate from potential grant applicants.
Copies of the information collection request can be obtained by
contacting the office listed in the Addresses section of this notice.
DATES: Written comments must be submitted to the individual and office
listed in the ADDRESSES section by March 4, 2014.
ADDRESSES: You may submit comments, identified by the title of the
information collection activity, by any of the following methods:
(1) By mail sent to: Corporation for National and Community
Service, Senior Corps Program; Attention Anthony Nerino, Research
Associate, Office 10913A; 1201 New York Avenue NW.,
Washington, DC 20525.
(2) By hand delivery or by courier to the CNCS mailroom at Room
6010 at the mail address given in paragraph (1) above, between 9:00
a.m. and 4:00 p.m. Eastern Time, Monday through Friday, except Federal
holidays.
(3) Electronically through the Corporation's email system to
anerino@cns.gov.
Individuals who use a telecommunications device for the deaf (TTY-
TDD) may call 1-800-833-3722 between 8:00 a.m. and 8:00 p.m. Eastern
Time, Monday through Friday.
FOR FURTHER INFORMATION CONTACT: Anthony Nerino, (202-606-3913), or by
email at anerino@cns.gov.
SUPPLEMENTARY INFORMATION:
CNCS is particularly interested in comments that:
Evaluate whether the proposed collection of information is
necessary for the proper performance of the functions of CNCS,
including whether the information will have practical utility;
Evaluate the accuracy of the agency's estimate of the
burden of the proposed collection of information, including the
validity of the methodology and assumptions used;
Enhance the quality, utility, and clarity of the
information to be collected; and
Minimize the burden of the collection of information on
those who are expected to respond, including the use of appropriate
automated, electronic, mechanical, or other technological collection
techniques or other forms of information technology (e.g., permitting
electronic submissions of responses).
Background
CNCS has contracted with GMMB and Freedman Consulting LLC to
implement a study of the RSVP grant application process in order to
better understand the positive and prohibitive factors associated with
the Retired and Senior Volunteer Program Notice of Funding Opportunity
application process. This project involves a survey of grant
applicants, non-applicants and potential applicants for the 2013 RSVP
NOFO. Additionally the study involves a series of brief interviews with
various stakeholders in the application process to augment and assist
in understanding the survey results.
Potential survey respondents will be drawn from three sources;
current applicants, potential applicants that filed a notice of intent
to apply but did not file a grant application, and potential applicants
(non-profits and public agencies) that have not yet applied or filed
notice of intent letter.
Potential interview respondents will include grant applicant
stakeholders including grant managers, non-profit and public agency
administrators.
Survey data will be collected using an on-line survey program.
Interview data will be collected via taped and written responses to
telephone conversations.
Data analysis will focus on identifying and understanding factors
associated with the decision to apply, factors associated with the
decision to not apply, and perceived and real barriers to completing
the grant application. Quantitative data analysis will include
descriptive statistics and inferential analysis of survey responses by
respondent and organization characteristics.
Current Action: CNCS seeks public comment on a new data collection
instrument and a set of interview questions developed for this project.
The instrument and interview questionnaire is being designed by the
contractor for this project.
Type of Review: New.
Agency: Corporation for National and Community Service.
Title: Retired and Senior Volunteer Program NOFO Non-applicant
Study.
OMB Number: None.
Agency Number: None.
Affected Public: RSVP Grant Applicants and Potential Applicants.
Total Respondents: Written Surveys 300. Interviews 40.
Frequency: One time.
Average Time per Response: 30 minutes.
----------------------------------------------------------------------------------------------------------------
Respondent category Number Time (minutes) Total hours
----------------------------------------------------------------------------------------------------------------
Survey Respondents.............................................. 300 30 150
Interview Participants.......................................... 40 30 20
----------------------------------------------------------------------------------------------------------------
Estimated Total Burden Hours: 170.
Total Burden Cost (capital/startup): None.
Total Burden Cost (operating/maintenance): None.
Comments submitted in response to this notice will be summarized
and/or included in the request for Office of
[[Page 389]]
Management and Budget approval of the information collection request;
they will also become a matter of public record.
Dated: December 27, 2013.
Erwin Tan,
Program Director, Senior Corps.
[FR Doc. 2013-31481 Filed 1-2-14; 8:45 am]
BILLING CODE 6050-28-P