Notice of Intent To Review Online Homeownership Education Courses for Nationwide Use in the Single Family Housing Section 502 Direct Loan Program, 74104-74105 [2013-29335]

Download as PDF maindgalligan on DSK5TPTVN1PROD with NOTICES 74104 Federal Register / Vol. 78, No. 237 / Tuesday, December 10, 2013 / Notices the Consolidated Farm and Rural Development Act (7 U.S.C. 1926) to make loans to public entities, nonprofit corporations, and Indian tribes for the development of community facilities for public use in rural areas and is covered by 7 CFR 1942–C. The primary regulation for administering the Community Facilities program is 7 CFR 1942–A (OMB Number 0575–0015) that outlines eligibility, project feasibility, security, and monitoring requirements. The Community Facilities fire and rescue program has been in existence for many years. This program has financed a wide range of fire and rescue projects varying in size and complexity from construction of a fire station with fire fighting and rescue equipment to financing a 911 emergency system. These facilities are designed to provide fire protection and emergency rescue services to rural communities. Information will be collected by the field offices from applicants, borrowers, and consultants. This information will be used to determine applicant/ borrower eligibility, project feasibility, and to ensure borrowers operate on a sound basis and use funds for authorized purposes. Failure to collect proper information could result in improper determination of eligibility, improper use of funds, and/or unsound loans. Estimate of Burden: Public reporting burden for this collection of information is estimated to average 2.16 hours per response. Respondents: Not-for-profit institutions, State, local, or tribal governments. Estimated Number of Respondents: 2,500. Estimated Number of Responses per Respondent: 4.95. Estimated Number of Responses: 12,375. Estimated Total Annual Burden on Respondents: 26,730 hours. Copies of this information collection can be obtained from Jeanne Jacobs, Regulations and Paperwork Management Branch, (202) 692–0040. Comments: Comments are invited on: (a) Whether the proposed collection of information is necessary for the proper performance of the functions of the Rural Housing Service (RHS), including whether the information will have practical utility; (b) the accuracy of RHS’ estimate of the burden of the proposed collection of information, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collection of information VerDate Mar<15>2010 18:48 Dec 09, 2013 Jkt 232001 on those who are to respond, including through the use of appropriate automated, electronic, mechanical, or other technological collection techniques or other forms of information technology. Comments may be sent to Jeanne Jacobs, Regulations and Paperwork Management Branch, U.S. Department of Agriculture, Rural Development, STOP 0742, 1400 Independence Ave. SW., Washington, DC 20250. All responses to this notice will be summarized and included in the request for OMB approval. All comments will also become a matter of public record. Dated: November 27, 2013. Richard A. Davis, Acting Administrator, Rural Housing Service. [FR Doc. 2013–29363 Filed 12–9–13; 8:45 am] BILLING CODE 3410–XV–P DEPARTMENT OF AGRICULTURE Rural Housing Service Notice of Intent To Review Online Homeownership Education Courses for Nationwide Use in the Single Family Housing Section 502 Direct Loan Program Rural Housing Service, USDA. Notice. AGENCY: ACTION: On September 23, 2013, the Rural Housing Service (RHS) Single Family Housing Direct Program published a Notice in the Federal Register, ’’Notice of Intent To Review Online Homeownership Education Courses for Nationwide Use in the Single Family Housing Section 502 Direct Loan Program’’ (78 FR 58272). Through this action, RHS is extending the submission deadline of online homeownership education course packages for National Office approval to December 31, 2013. DATES: Online homeownership education providers interested in having their courses reviewed should submit a complete package to the Single Family Housing, Direct Loan Division on or before December 31, 2013. Submissions may be sent electronically to SFHDIRECTPROGRAM@wdc.usda.gov or by mail to 1400 Independence Avenue, Stop 0783, Washington, DC 20250–0783. FOR FURTHER INFORMATION CONTACT: Shantelle Gordon, shantelle.gordon@ wdc.usda.gov or (202) 205–9567. SUPPLEMENTARY INFORMATION: Effective on May 7, 2007, first-time homebuyers financed under the direct loan program SUMMARY: PO 00000 Frm 00004 Fmt 4703 Sfmt 4703 must successfully complete an approved homeownership education course prior to loan closing. 7 CFR Part 3550.11 outlines the order of preference given to courses. First preference is given to classroom, one-on-one counseling, or interactive video conference. These formats are generally extensive and require a significant time and participation commitment from the Agency applicants. Second preference is given to interactive home-study or interactive telephone counseling of at least four hours duration. These formats may only be used if the formats under the first preference are not reasonably available. Third preference, which can only be used if all other formats are not reasonably available, is given to online counseling. The regulation also outlines the requirements an education provider and their course must meet in order to be approved for use by Agency applicants. While approval is generally made by the Agency at the state level, there is currently one nationally approved online education provider. To expand the Agency applicants’ access to and options of approved education providers, the Agency will consider approving other online education providers on a national level. Approval will be subject to meeting course criteria, a recommendation by the Agency-selected panel of housing partners, and signoff by the Administrator. Approval will be given as a third preference format unless the education provider is able to demonstrate and document how their online course along with a required supplemented service provides the same level of training and individualized attention as a first or second preference. A notice of education providers approved through this process will be issued via a memorandum to the Rural Development (RD) state offices. The memorandum will list the format preference assigned to each provider. A copy of the memorandum will be simultaneously emailed to all education providers who applied through this notice. Approvals are not subject to expiration. However, an approval may be revoked for justifiable cause. At a minimum, courses submitted for consideration must contain the following content: • Preparing for homeownership (evaluate readiness to go from rental to homeownership) • Budgeting (pre and post purchase) • Credit counseling • Shopping for a home • Lender differences (predatory lending) E:\FR\FM\10DEN1.SGM 10DEN1 Federal Register / Vol. 78, No. 237 / Tuesday, December 10, 2013 / Notices maindgalligan on DSK5TPTVN1PROD with NOTICES • Obtaining a mortgage (mortgage process, different types of mortgages) • Loan closing (closing process, documentation, closing costs) • Post-occupancy counseling (delinquency and foreclosure prevention) • Life as a homeowner (homeowner warranties, maintenance, and repairs) The Agency-selected panel will base their recommendation on the following considerations: • Certificate of completion • Fee (must be nominal) • Duration • Topics covered • System features (chat function, bookmarks, start-stop, audio, etc.) • Readability (level of complexity in language used) • User Friendliness • Bi-lingual Spanish • Multi-lingual • Pre/Post assessment of knowledge • Attractiveness of site/course Submission packages should include course background, copy of certificate of completion, price sheet, and contact information (name, phone number, and email address). If an education provider wishes to be considered as a first or second format preference, they must express which one in their submission package, provide strong written justification, and supporting materials. Due to the lapse in federal funding that caused a partial closing of federal government operations from October 1 through October 16, 2013, RHS is extending this notice and submission deadline for review of online homeownership education courses to December 31, 2013. Non-Discrimination Statement USDA prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, political beliefs, genetic information, reprisal, or because all or part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov, or write to: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue SW., STOP 9410, Washington, DC 20250–9410. Or call toll-free (866) 632–9992 (voice) to obtain additional information, VerDate Mar<15>2010 18:48 Dec 09, 2013 Jkt 232001 the appropriate office or to request documents. Individuals who are deaf, hard of hearing or have speech disabilities may contact USDA through the Federal Relay Service at (800) 877– 8339 or (877) 845–6136 (in Spanish). ‘‘USDA is an equal opportunity provider, employer and lender.’’ Persons with disabilities who require alternative means for communication of program information (e.g. Braille, large print, audiotape, etc.) should contact USDA TARTET Center at (202) 720– 2600 (voice and TDD). Dated: November 20, 2013. Richard A. Davis, Acting Administrator, Rural Housing Service. [FR Doc. 2013–29335 Filed 12–9–13; 8:45 am] BILLING CODE 3410–XV–P COMMISSION ON CIVIL RIGHTS District of Columbia Advisory Committee United States Commission on Civil Rights. ACTION: Notice of period during which individuals may apply to be appointed to the District of Columbia Advisory Committee; request for applications. AGENCY: Because the terms of the members of the District of Columbia Advisory Committee are expiring as of March 21, 2014, the United States Commission on Civil Rights hereby invites any individual who is eligible to be appointed to apply. The memberships covered by this notice are exclusively for the District of Columbia Advisory Committee, and applicants must be residents of District of Columbia to be considered. Letters of interest must be received by the Eastern Regional Office of the U.S. Commission on Civil Rights no later than January 21, 2014. Letters of interest must be sent to the address listed below. DATES: Letters of interest for membership on the District of Columbia Advisory Committee should be received no later than January 21, 2014. ADDRESSES: Send letters of interest to: U.S. Commission on Civil Rights, Eastern Regional Office, 1331 Pennsylvania Ave. NW., Suite 1150, Washington, DC 20425. Letter can also be sent via email to eroaa@usccr.gov. FOR FURTHER INFORMATION CONTACT: Ivy Davis, Regional Director, Eastern Regional Office, (202) 376–7533, idavis@usccr.gov. SUPPLEMENTARY INFORMATION: The District of Columbia Advisory Committee (SAC) is a statutorily mandated advisory committee of the SUMMARY: PO 00000 Frm 00005 Fmt 4703 Sfmt 4703 74105 U.S. Commission on Civil Rights (Commission) pursuant to 42 U.S.C. 1975a. Under the charter for the SAC, the purpose is to provide advice and recommendations to the Commission on a broad range of civil rights matters in its respective state that pertain to alleged deprivations of voting rights or discrimination or denials of equal protection of the laws because of race, color, religion, sex, age, disability, or national origin, or the administration of justice. SACs also provide assistance to the Commission in its statutory obligation to serve as a national clearinghouse for civil rights information. The SAC consists of not more than 19 members, each of whom will serve a two-year term. Members serve as unpaid Special Government Employees who are reimbursed for travel and expenses. To be eligible to be on a SAC, applicants must be residents of the District of Columbia and have demonstrated expertise or interest in civil rights issues. The Commission is an independent, bipartisan agency established by Congress in 1957 to focus on matters of race, color, religion, sex, age, disability, or national origin. Its mandate is to: • Investigate complaints from citizens that their voting rights are being deprived, • study and collect information about discrimination or denials of equal protection under the law, • appraise federal civil rights laws and policies, • serve as a national clearinghouse on discrimination laws, • submit reports and findings and recommendations to the President and the Congress, and • issue public service announcements to discourage discrimination. The Commission invites any individual who is eligible to be appointed a member of the District of Columbia Advisory Committee covered by this notice to send a letter of interest and a resume to the address above. Dated: December 5, 2013. David Mussatt, Acting Chief, Regional Programs Coordination Unit. [FR Doc. 2013–29412 Filed 12–9–13; 8:45 am] BILLING CODE P DEPARTMENT OF COMMERCE Submission for OMB Review; Comment Request The Department of Commerce will submit to the Office of Management and E:\FR\FM\10DEN1.SGM 10DEN1

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[Federal Register Volume 78, Number 237 (Tuesday, December 10, 2013)]
[Notices]
[Pages 74104-74105]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-29335]


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DEPARTMENT OF AGRICULTURE

Rural Housing Service


Notice of Intent To Review Online Homeownership Education Courses 
for Nationwide Use in the Single Family Housing Section 502 Direct Loan 
Program

AGENCY: Rural Housing Service, USDA.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: On September 23, 2013, the Rural Housing Service (RHS) Single 
Family Housing Direct Program published a Notice in the Federal 
Register, ''Notice of Intent To Review Online Homeownership Education 
Courses for Nationwide Use in the Single Family Housing Section 502 
Direct Loan Program'' (78 FR 58272). Through this action, RHS is 
extending the submission deadline of online homeownership education 
course packages for National Office approval to December 31, 2013.

DATES: Online homeownership education providers interested in having 
their courses reviewed should submit a complete package to the Single 
Family Housing, Direct Loan Division on or before December 31, 2013.
    Submissions may be sent electronically to 
SFHDIRECTPROGRAM@wdc.usda.gov or by mail to 1400 Independence Avenue, 
Stop 0783, Washington, DC 20250-0783.

FOR FURTHER INFORMATION CONTACT: Shantelle Gordon, 
shantelle.gordon@wdc.usda.gov or (202) 205-9567.

SUPPLEMENTARY INFORMATION: Effective on May 7, 2007, first-time 
homebuyers financed under the direct loan program must successfully 
complete an approved homeownership education course prior to loan 
closing. 7 CFR Part 3550.11 outlines the order of preference given to 
courses. First preference is given to classroom, one-on-one counseling, 
or interactive video conference. These formats are generally extensive 
and require a significant time and participation commitment from the 
Agency applicants. Second preference is given to interactive home-study 
or interactive telephone counseling of at least four hours duration. 
These formats may only be used if the formats under the first 
preference are not reasonably available. Third preference, which can 
only be used if all other formats are not reasonably available, is 
given to online counseling. The regulation also outlines the 
requirements an education provider and their course must meet in order 
to be approved for use by Agency applicants.
    While approval is generally made by the Agency at the state level, 
there is currently one nationally approved online education provider. 
To expand the Agency applicants' access to and options of approved 
education providers, the Agency will consider approving other online 
education providers on a national level. Approval will be subject to 
meeting course criteria, a recommendation by the Agency-selected panel 
of housing partners, and signoff by the Administrator. Approval will be 
given as a third preference format unless the education provider is 
able to demonstrate and document how their online course along with a 
required supplemented service provides the same level of training and 
individualized attention as a first or second preference.
    A notice of education providers approved through this process will 
be issued via a memorandum to the Rural Development (RD) state offices. 
The memorandum will list the format preference assigned to each 
provider. A copy of the memorandum will be simultaneously emailed to 
all education providers who applied through this notice.
    Approvals are not subject to expiration. However, an approval may 
be revoked for justifiable cause.
    At a minimum, courses submitted for consideration must contain the 
following content:

 Preparing for homeownership (evaluate readiness to go from 
rental to homeownership)
 Budgeting (pre and post purchase)
 Credit counseling
 Shopping for a home
 Lender differences (predatory lending)

[[Page 74105]]

 Obtaining a mortgage (mortgage process, different types of 
mortgages)
 Loan closing (closing process, documentation, closing costs)
 Post-occupancy counseling (delinquency and foreclosure 
prevention)
 Life as a homeowner (homeowner warranties, maintenance, and 
repairs)
    The Agency-selected panel will base their recommendation on the 
following considerations:

 Certificate of completion
 Fee (must be nominal)
 Duration
 Topics covered
 System features (chat function, bookmarks, start-stop, audio, 
etc.)
 Readability (level of complexity in language used)
 User Friendliness
 Bi-lingual Spanish
 Multi-lingual
 Pre/Post assessment of knowledge
 Attractiveness of site/course

    Submission packages should include course background, copy of 
certificate of completion, price sheet, and contact information (name, 
phone number, and email address).
    If an education provider wishes to be considered as a first or 
second format preference, they must express which one in their 
submission package, provide strong written justification, and 
supporting materials.
    Due to the lapse in federal funding that caused a partial closing 
of federal government operations from October 1 through October 16, 
2013, RHS is extending this notice and submission deadline for review 
of online homeownership education courses to December 31, 2013.

Non-Discrimination Statement

    USDA prohibits discrimination in all its programs and activities on 
the basis of race, color, national origin, age, disability, and where 
applicable, sex, marital status, familial status, parental status, 
religion, sexual orientation, political beliefs, genetic information, 
reprisal, or because all or part of an individual's income is derived 
from any public assistance program. (Not all prohibited bases apply to 
all programs.)
    To file a complaint of discrimination, complete, sign and mail a 
program discrimination complaint form, (available at any USDA office 
location or online at www.ascr.usda.gov, or write to: U.S. Department 
of Agriculture, Office of the Assistant Secretary for Civil Rights, 
1400 Independence Avenue SW., STOP 9410, Washington, DC 20250-9410.
    Or call toll-free (866) 632-9992 (voice) to obtain additional 
information, the appropriate office or to request documents. 
Individuals who are deaf, hard of hearing or have speech disabilities 
may contact USDA through the Federal Relay Service at (800) 877-8339 or 
(877) 845-6136 (in Spanish). ``USDA is an equal opportunity provider, 
employer and lender.''
    Persons with disabilities who require alternative means for 
communication of program information (e.g. Braille, large print, 
audiotape, etc.) should contact USDA TARTET Center at (202) 720-2600 
(voice and TDD).

    Dated: November 20, 2013.
Richard A. Davis,
Acting Administrator, Rural Housing Service.
[FR Doc. 2013-29335 Filed 12-9-13; 8:45 am]
BILLING CODE 3410-XV-P