Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Fair Credit Reporting-Affiliate Marketing, 69935-69936 [2013-27873]
Download as PDF
<![CDATA[
Federal Register / Vol. 78, No. 225 / Thursday, November 21, 2013 / Notices
Estimated Number of Responses per
Respondent: 2.
Estimated Annual Burden: 476 hours.
Frequency of Response: On occasion.
Comments: The OCC issued a notice
for 60 days of comment concerning the
collection. 78 FR 56770 (September 13,
2013). No comments were received.
Comments continue to be invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
OCC, including whether the information
has practical utility;
(b) The accuracy of the OCC’s
estimate of the information collection
burden;
(c) Ways to enhance the quality,
utility, and clarity of the information to
be collected;
(d) Ways to minimize the burden of
the collection on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and
(e) Estimates of the capital or start-up
costs and the costs associated with the
operation, maintenance, and acquisition
of services necessary to provide the
required information.
Dated: November 15, 2013.
Stuart E. Feldstein,
Director, Legislative and Regulatory Activities
Division.
[FR Doc. 2013–27872 Filed 11–20–13; 8:45 am]
BILLING CODE 4810–33–P
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
Agency Information Collection
Activities: Information Collection
Renewal; Submission for OMB Review;
Fair Credit Reporting—Affiliate
Marketing
Office of the Comptroller of
the Currency (OCC), Treasury.
ACTION: Notice and request for comment.
AGENCIES:
The OCC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to comment on the renewal of
an information collection, as required
by the Paperwork Reduction Act of 1995
(PRA).
In accordance with the requirements
of the PRA, an agency may not conduct
or sponsor, and a respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number.
The OCC is soliciting comment
concerning the renewal of an
tkelley on DSK3SPTVN1PROD with NOTICES
SUMMARY:
VerDate Mar<15>2010
17:17 Nov 20, 2013
Jkt 232001
information collection titled ‘‘Affiliate
Marketing.’’ The OCC is also giving
notice that it has submitted a request for
renewal of its information collection
titled, ‘‘Fair Credit Reporting—Affiliate
Marketing’’ to OMB for review.
DATES: Comments must be submitted on
or before December 23, 2013.
ADDRESSES: Because paper mail in the
Washington, DC area and at the OCC is
subject to delay, commenters are
encouraged to submit comments by
email if possible. Comments may be
sent to: Legislative and Regulatory
Activities Division, Office of the
Comptroller of the Currency, Attention:
1557–0230, 400 7th Street SW., Suite
3E–218, Mail Stop 9W–11, Washington,
DC 20219. In addition, comments may
be sent by fax to (571) 465–4326 or by
electronic mail to regs.comments@
occ.treas.gov. You may personally
inspect and photocopy comments at the
OCC, 400 7th Street SW., Washington,
DC 20219. For security reasons, the OCC
requires that visitors make an
appointment to inspect comments. You
may do so by calling (202) 649–6700.
Upon arrival, visitors will be required to
present valid government-issued photo
identification and to submit to security
screening in order to inspect and
photocopy comments.
All comments received, including
attachments and other supporting
materials, are part of the public record
and subject to public disclosure. Do not
enclose any information in your
comment or supporting materials that
you consider confidential or
inappropriate for public disclosure.
Additionally, please send a copy of
your comments by mail to: OCC Desk
Officer, 1557–230, U.S. Office of
Management and Budget, 725 17th
Street NW., #10235, Washington, DC
20503, or by email to: oira submission@
omb.eop.gov.
FOR FURTHER INFORMATION CONTACT: You
may request additional information by
contacting: Johnny Vilela or Mary H.
Gottlieb, OCC Clearance Officers, (202)
649–5490, Legislative and Regulatory
Activities Division, Office of the
Comptroller of the Currency, 400 7th
Street SW., Washington, DC 20219.
SUPPLEMENTARY INFORMATION: The OCC
is seeking renewal, without change, of
the following information collection:
Title: Fair Credit Reporting—Affiliate
Marketing.
OMB Control No.: 1557–0230.
Affected Public: Businesses or other
for-profit.
Burden Estimates:
Estimated Number of Respondents:
166,444.
Total Annual Burden: 17,189 hours.
PO 00000
Frm 00122
Fmt 4703
Sfmt 4703
69935
Frequency of Response: On occasion.
Description: Section 214 of the FACT
Act,1 which added section 624 to the
Fair Credit Reporting Act (FCRA),2
generally prohibits a person from using
certain information received from an
affiliate to make a solicitation for
marketing purposes to the consumer,
unless the consumer is given notice and
an opportunity and simple method to
opt out of making such solicitations.
Section 214 also requires the Agencies,3
the Securities and Exchange
Commission (SEC), and the Federal
Trade Commission (FTC), in
consultation and coordination with each
other, to issue regulations implementing
section 214 that, to the extent possible,
are consistent and comparable.
Administration of these regulations,
which were codified by the OCC at 12
CFR 41.20–41.28 and that have not
changed since they were last cleared by
OMB under the PRA, has been
transferred to the Bureau of Consumer
Financial Protection (CFPB) and are
now found at 12 CFR 1022.20–1022.27.
Title X of the Dodd-Frank Wall Street
Reform and Consumer Protection Act,4
(Dodd-Frank Act) transferred the
regulations and the CFPB republished
them (76 FR 79308 (December 21,
2011)). The burden estimates have been
revised to remove the burden
attributable to OCC-regulated
institutions with over $10 billion in
total assets, now carried by CFPB
pursuant to section 1025 of the DoddFrank Act. The OCC retains enforcement
authority and carries burden for those
institutions under its supervision with
total assets of $10 billion or less.
Financial institutions use the required
notices to inform consumers about their
rights under section 214 of the FACT
Act. Consumers use the notices to
decide if they want to receive
solicitations for marketing purposes or
opt out. Financial institutions use the
consumers’ opt out responses to
determine the permissibility of making
a solicitation for marketing purposes to
consumers.
If a person receives certain consumer
eligibility information from an affiliate,
the person may not use that information
to make solicitations to the consumer
about its products or services, unless the
consumer is given notice and a simple
method to opt out of such use of the
1 Fair and Accurate Credit Transactions Act of
2003, Public Law 108–159, 117 Stat. 1952
(December 4, 2003).
2 15 U.S.C. 1681 et seq.
3 OCC, Board of Governors of the Federal Reserve
System, and the Federal Deposit Insurance
Corporation.
4 Public Law 111–203, 124 Stat. 1955, July 21,
2010.
E:\FR\FM\21NON1.SGM
21NON1
69936
Federal Register / Vol. 78, No. 225 / Thursday, November 21, 2013 / Notices
information, and the consumer does not
opt out. Exceptions include, a person
using eligibility information: (1) To
make solicitations to a consumer with
whom the person has a pre-existing
business relationship; (2) to perform
services for another affiliate subject to
certain conditions; (3) in response to a
communication initiated by the
consumer; or (4) to make a solicitation
that has been authorized or requested by
the consumer. A consumer’s affiliate
marketing opt-out election must be
effective for a period of at least five
years. Upon expiration of the opt-out
period, the consumer must be given a
renewal notice and an opportunity to
renew the opt-out before information
received from an affiliate may be used
to make solicitations to the consumer.
Comments: The OCC issued a notice
in the Federal Register for 60 days of
comment on September 13, 2013 (78 FR
56771). No comments were received.
Comments continue to be invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
OCC, including whether the information
has practical utility;
(b) The accuracy of the OCC’s
estimate of the information collection
burden;
(c) Ways to enhance the quality,
utility, and clarity of the information to
be collected;
(d) Ways to minimize the burden of
the collection on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and
(e) Estimates of capital or start-up
costs and costs of operation,
maintenance, and purchase of services
to provide information.
Dated: November 15, 2013.
Stuart E. Feldstein,
Director, Legislative and Regulatory Activities
Division.
[FR Doc. 2013–27873 Filed 11–20–13; 8:45 am]
BILLING CODE 4810–33–P
DEPARTMENT OF THE TREASURY
Internal Revenue Service
Proposed Collection; Comment
Request for Form 8963
Internal Revenue Service (IRS),
Treasury.
ACTION: Notice and request for
comments.
tkelley on DSK3SPTVN1PROD with NOTICES
AGENCY:
The Department of the
Treasury, as part of its continuing effort
to reduce paperwork and respondent
burden, invites the general public and
SUMMARY:
VerDate Mar<15>2010
17:17 Nov 20, 2013
Jkt 232001
other Federal agencies to take this
opportunity to comment on proposed
and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995,
Public Law 104–13 (44 U.S.C.
3506(c)(2)(A)). Currently, the IRS is
soliciting comments concerning Form
8963, Report of Health Insurance
Provider Information.
DATES: Written comments should be
received on or before January 21, 2014
to be assured of consideration.
ADDRESSES: Direct all written comments
to Yvette Lawrence, Internal Revenue
Service, Room 6129, 1111 Constitution
Avenue NW., Washington, DC 20224.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information or
copies of the form and instructions
should be directed to R. Joseph Durbala,
(202) 622–3634, at Internal Revenue
Service, Room 6129, 1111 Constitution
Avenue NW., Washington, DC 20224, or
through the internet at
RJoseph.Durbala@irs.gov.
SUPPLEMENTARY INFORMATION:
Title: Report of Health Insurance
Provider Information.
OMB Number: 1545–2249.
Form Number: Form 8963.
Abstract: This is a new form
established under Section 9010 of the
Patient Protection and Affordable Care
Act (PPACA), Public Law 111–148 (124
Stat. 119 (2010)), as amended by section
10905 of PPACA, and as further
amended by section 1406 of the Health
Care and Education Reconciliation Act
of 2010, Public Law 111–152 (124 Stat.
1029 (2010)), which requires any
covered entity engaged in the business
of providing health insurance related to
United States health risks to annually
report its net premiums written.
Current Actions: This is a new form.
This form is being submitted for OMB
approval.
Type of Review: New Form.
Affected Public: Businesses and other
for-profit organizations and Not-forprofit organizations.
Estimated Number of Respondents:
2,400.
Estimated Time per Respondent: 7
hours 25 minutes.
Estimated Total Annual Burden
Hours: 17,808.
The following paragraph applies to all
of the collections of information covered
by this notice:
An agency may not conduct or
sponsor, and a person is not required to
respond to, a collection of information
unless the collection of information
displays a valid OMB control number.
Books or records relating to a collection
of information must be retained as long
PO 00000
Frm 00123
Fmt 4703
Sfmt 4703
as their contents may become material
in the administration of any internal
revenue law. Generally, tax returns and
tax return information are confidential,
as required by 26 U.S.C. 6103. Pursuant
to ACA section 9010, as amended, the
information on this form is not subject
to section 6103. All information on this
form is subject to public disclosure.
Request for Comments: Comments
submitted in response to this notice will
be summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record. Comments are invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information shall have practical utility;
(b) the accuracy of the agency’s estimate
of the burden of the collection of
information; (c) ways to enhance the
quality, utility, and clarity of the
information to be collected; (d) ways to
minimize the burden of the collection of
information on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and (e) estimates of capital
or start-up costs and costs of operation,
maintenance, and purchase of services
to provide information.
Approved: November 14, 2013.
Yvette Lawrence,
IRS Reports Clearance Officer.
[FR Doc. 2013–27893 Filed 11–20–13; 8:45 am]
BILLING CODE 4830–01–P
DEPARTMENT OF THE TREASURY
Internal Revenue Service
Proposed Collection; Comment
Request for Form 8955–SSA
Internal Revenue Service (IRS),
Treasury.
ACTION: Notice and request for
comments.
AGENCY:
The Department of the
Treasury, as part of its continuing effort
to reduce paperwork and respondent
burden, invites the general public and
other Federal agencies to take this
opportunity to comment on proposed
and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995,
Public Law 104–13 (44 U.S.C.
3506(c)(2)(A)). Currently, the IRS is
soliciting comments concerning Form
8955–SSA, Annual Registration
Statement Identifying Separated
Participants With Deferred Vested
Benefits.
SUMMARY:
E:\FR\FM\21NON1.SGM
21NON1
]]>Agencies
[Federal Register Volume 78, Number 225 (Thursday, November 21, 2013)]
[Notices]
[Pages 69935-69936]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-27873]
-----------------------------------------------------------------------
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
Agency Information Collection Activities: Information Collection
Renewal; Submission for OMB Review; Fair Credit Reporting--Affiliate
Marketing
AGENCIES: Office of the Comptroller of the Currency (OCC), Treasury.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The OCC, as part of its continuing effort to reduce paperwork
and respondent burden, invites the general public and other Federal
agencies to comment on the renewal of an information collection, as
required by the Paperwork Reduction Act of 1995 (PRA).
In accordance with the requirements of the PRA, an agency may not
conduct or sponsor, and a respondent is not required to respond to, an
information collection unless it displays a currently valid Office of
Management and Budget (OMB) control number.
The OCC is soliciting comment concerning the renewal of an
information collection titled ``Affiliate Marketing.'' The OCC is also
giving notice that it has submitted a request for renewal of its
information collection titled, ``Fair Credit Reporting--Affiliate
Marketing'' to OMB for review.
DATES: Comments must be submitted on or before December 23, 2013.
ADDRESSES: Because paper mail in the Washington, DC area and at the OCC
is subject to delay, commenters are encouraged to submit comments by
email if possible. Comments may be sent to: Legislative and Regulatory
Activities Division, Office of the Comptroller of the Currency,
Attention: 1557-0230, 400 7th Street SW., Suite 3E-218, Mail Stop 9W-
11, Washington, DC 20219. In addition, comments may be sent by fax to
(571) 465-4326 or by electronic mail to regs.comments@occ.treas.gov.
You may personally inspect and photocopy comments at the OCC, 400 7th
Street SW., Washington, DC 20219. For security reasons, the OCC
requires that visitors make an appointment to inspect comments. You may
do so by calling (202) 649-6700. Upon arrival, visitors will be
required to present valid government-issued photo identification and to
submit to security screening in order to inspect and photocopy
comments.
All comments received, including attachments and other supporting
materials, are part of the public record and subject to public
disclosure. Do not enclose any information in your comment or
supporting materials that you consider confidential or inappropriate
for public disclosure.
Additionally, please send a copy of your comments by mail to: OCC
Desk Officer, 1557-230, U.S. Office of Management and Budget, 725 17th
Street NW., 10235, Washington, DC 20503, or by email to: oira
submission@omb.eop.gov.
FOR FURTHER INFORMATION CONTACT: You may request additional information
by contacting: Johnny Vilela or Mary H. Gottlieb, OCC Clearance
Officers, (202) 649-5490, Legislative and Regulatory Activities
Division, Office of the Comptroller of the Currency, 400 7th Street
SW., Washington, DC 20219.
SUPPLEMENTARY INFORMATION: The OCC is seeking renewal, without change,
of the following information collection:
Title: Fair Credit Reporting--Affiliate Marketing.
OMB Control No.: 1557-0230.
Affected Public: Businesses or other for-profit.
Burden Estimates:
Estimated Number of Respondents: 166,444.
Total Annual Burden: 17,189 hours.
Frequency of Response: On occasion.
Description: Section 214 of the FACT Act,\1\ which added section
624 to the Fair Credit Reporting Act (FCRA),\2\ generally prohibits a
person from using certain information received from an affiliate to
make a solicitation for marketing purposes to the consumer, unless the
consumer is given notice and an opportunity and simple method to opt
out of making such solicitations. Section 214 also requires the
Agencies,\3\ the Securities and Exchange Commission (SEC), and the
Federal Trade Commission (FTC), in consultation and coordination with
each other, to issue regulations implementing section 214 that, to the
extent possible, are consistent and comparable.
---------------------------------------------------------------------------
\1\ Fair and Accurate Credit Transactions Act of 2003, Public
Law 108-159, 117 Stat. 1952 (December 4, 2003).
\2\ 15 U.S.C. 1681 et seq.
\3\ OCC, Board of Governors of the Federal Reserve System, and
the Federal Deposit Insurance Corporation.
---------------------------------------------------------------------------
Administration of these regulations, which were codified by the OCC
at 12 CFR 41.20-41.28 and that have not changed since they were last
cleared by OMB under the PRA, has been transferred to the Bureau of
Consumer Financial Protection (CFPB) and are now found at 12 CFR
1022.20-1022.27. Title X of the Dodd-Frank Wall Street Reform and
Consumer Protection Act,\4\ (Dodd-Frank Act) transferred the
regulations and the CFPB republished them (76 FR 79308 (December 21,
2011)). The burden estimates have been revised to remove the burden
attributable to OCC-regulated institutions with over $10 billion in
total assets, now carried by CFPB pursuant to section 1025 of the Dodd-
Frank Act. The OCC retains enforcement authority and carries burden for
those institutions under its supervision with total assets of $10
billion or less.
---------------------------------------------------------------------------
\4\ Public Law 111-203, 124 Stat. 1955, July 21, 2010.
---------------------------------------------------------------------------
Financial institutions use the required notices to inform consumers
about their rights under section 214 of the FACT Act. Consumers use the
notices to decide if they want to receive solicitations for marketing
purposes or opt out. Financial institutions use the consumers' opt out
responses to determine the permissibility of making a solicitation for
marketing purposes to consumers.
If a person receives certain consumer eligibility information from
an affiliate, the person may not use that information to make
solicitations to the consumer about its products or services, unless
the consumer is given notice and a simple method to opt out of such use
of the
[[Page 69936]]
information, and the consumer does not opt out. Exceptions include, a
person using eligibility information: (1) To make solicitations to a
consumer with whom the person has a pre-existing business relationship;
(2) to perform services for another affiliate subject to certain
conditions; (3) in response to a communication initiated by the
consumer; or (4) to make a solicitation that has been authorized or
requested by the consumer. A consumer's affiliate marketing opt-out
election must be effective for a period of at least five years. Upon
expiration of the opt-out period, the consumer must be given a renewal
notice and an opportunity to renew the opt-out before information
received from an affiliate may be used to make solicitations to the
consumer.
Comments: The OCC issued a notice in the Federal Register for 60
days of comment on September 13, 2013 (78 FR 56771). No comments were
received. Comments continue to be invited on:
(a) Whether the collection of information is necessary for the
proper performance of the functions of the OCC, including whether the
information has practical utility;
(b) The accuracy of the OCC's estimate of the information
collection burden;
(c) Ways to enhance the quality, utility, and clarity of the
information to be collected;
(d) Ways to minimize the burden of the collection on respondents,
including through the use of automated collection techniques or other
forms of information technology; and
(e) Estimates of capital or start-up costs and costs of operation,
maintenance, and purchase of services to provide information.
Dated: November 15, 2013.
Stuart E. Feldstein,
Director, Legislative and Regulatory Activities Division.
[FR Doc. 2013-27873 Filed 11-20-13; 8:45 am]
BILLING CODE 4810-33-P
