Agency Information Collection Activities: Information Collection Renewal; Comment Request, 68150 [2013-27128]
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68150
Federal Register / Vol. 78, No. 219 / Wednesday, November 13, 2013 / Notices
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
Agency Information Collection
Activities: Information Collection
Renewal; Comment Request
Office of the Comptroller of the
Currency (OCC), Treasury.
AGENCY:
ACTION:
Notice and request for comment.
The OCC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to comment on the renewal of
an information collection, as required
by the Paperwork Reduction Act of
1995. An agency may not conduct or
sponsor, and a respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number. The OCC is
soliciting comment concerning the
renewal of an information collection
titled, ‘‘Record and Disclosure
Requirements—Consumer Financial
Protection Bureau Regulations B, C, E,
M, Z, and DD and Board of Governors
of the Federal Reserve System
Regulation CC.’’
SUMMARY:
Comments must be submitted on
or before January 13, 2014.
ADDRESSES: Because paper mail in the
Washington, DC area and at the OCC is
subject to delay, commenters are
encouraged to submit comments by
email if possible. Comments may be
sent to: Legislative and Regulatory
Activities Division, Office of the
Comptroller of the Currency, Attention:
1557–0176, 400 7th Street SW., Suite
3E–218, Mail Stop 9W–11, Washington,
DC 20219. In addition, comments may
be sent by fax to (571) 465–4326 or by
electronic mail to
regs.comments@occ.treas.gov. You may
personally inspect and photocopy
comments at the OCC, 400 7th Street
SW., Washington, DC 20219. For
security reasons, the OCC requires that
visitors make an appointment to inspect
comments. You may do so by calling
(202) 649–6700. Upon arrival, visitors
will be required to present valid
government-issued photo identification
and to submit to security screening in
order to inspect and photocopy
comments.
All comments received, including
attachments and other supporting
materials, are part of the public record
and subject to public disclosure. Do not
enclose any information in your
comment or supporting materials that
sroberts on DSK5SPTVN1PROD with NOTICES
DATES:
VerDate Mar<15>2010
17:14 Nov 12, 2013
Jkt 232001
you consider confidential or
inappropriate for public disclosure.
FOR FURTHER INFORMATION CONTACT: You
may request additional information or a
copy of the collection and supporting
documentation submitted to OMB by
contacting: Johnny Vilela or Mary H.
Gottlieb, OCC Clearance Officers (202)
649–5490, Legislative and Regulatory
Activities Division, Office of the
Comptroller of the Currency, 400 7th
Street SW., Washington, DC 20219.
SUPPLEMENTARY INFORMATION:
Title: Record and Disclosure
Requirements—Consumer Financial
Protection Bureau (CFPB) Regulations B,
C, E, M, Z, and DD and Board of
Governors of the Federal Reserve
System (FRB) Regulation CC.
OMB Control No.: 1557–0176.
Type of Review: Regular review.
Description: This information
collection covers CFPB Regulations B,
C, E, M, Z, and DD and FRB Regulation
CC. The CFPB and FRB Regulations
include the following provisions:
and resolving errors on certain types of
credit accounts.
Reg CC—12 CFR 1029—Availability of
Funds and Collection of Checks
This regulation establishes timeframes
to govern the availability of funds
deposited in checking accounts, rules to
govern the collection and return of
checks, and general provisions to govern
the use of substitute checks.
Reg DD—12 CFR 1030—Truth in
Savings
Reg M—12 CFR 1013—Consumer
Leasing
This regulation requires depository
institutions to provide disclosures
sufficient to enable consumers to make
informed comparisons about accounts at
depository institutions.
Affected Public: Businesses or other
for-profit.
Burden Estimates:
Estimated Number of Respondents:
1,700.
Estimated Annual Burden: 4,756,910
hours.
Frequency of Response: On occasion.
Comments: Comments submitted in
response to this notice will be
summarized and included in the request
for OMB approval. All comments will
become a matter of public record.
Comments are invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
OCC, including whether the information
has practical utility;
(b) The accuracy of the OCC’s
estimate of the information collection
burden;
(c) Ways to enhance the quality,
utility, and clarity of the information to
be collected;
(d) Ways to minimize the burden of
the collection on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and
(e) Estimates of capital or start-up
costs and costs of operation,
maintenance, and purchase of services
to provide information.
This regulation implements the
consumer leasing provisions of the
Truth in Lending Act by requiring
meaningful disclosure of leasing terms.
Dated: November 7, 2013.
Stuart E. Feldstein,
Director, Legislative and Regulatory Activities
Division.
Reg Z—12 CFR 1026—Truth in Lending
[FR Doc. 2013–27128 Filed 11–12–13; 8:45 am]
Reg B—12 CFR 1002—Equal Credit
Opportunity
This regulation prohibits lenders from
discriminating against credit applicants,
establishes guidelines for gathering and
evaluating information about personal
characteristics in applications for
certain dwelling-related loans, requires
lenders to provide applicants with
copies of appraisal reports in
connection with credit transactions, and
requires written notification of action
taken on a credit application.
Reg C—12 CFR 1003—Home Mortgage
Disclosure
This regulation requires certain
mortgage lenders to report certain home
loan application information and to
disclose certain data regarding their
home mortgage lending.
Reg E—12 CFR 1005—Electronic Fund
Transfers
This regulation establishes the rights,
liabilities, and responsibilities of parties
in electronic fund transfers and offers
protections to consumers when they use
such systems.
This regulation prescribes uniform
methods for computing the cost of
credit, disclosing credit terms and costs,
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BILLING CODE 4810–33–P
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Agencies
[Federal Register Volume 78, Number 219 (Wednesday, November 13, 2013)]
[Notices]
[Page 68150]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-27128]
[[Page 68150]]
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DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
Agency Information Collection Activities: Information Collection
Renewal; Comment Request
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The OCC, as part of its continuing effort to reduce paperwork
and respondent burden, invites the general public and other Federal
agencies to comment on the renewal of an information collection, as
required by the Paperwork Reduction Act of 1995. An agency may not
conduct or sponsor, and a respondent is not required to respond to, an
information collection unless it displays a currently valid Office of
Management and Budget (OMB) control number. The OCC is soliciting
comment concerning the renewal of an information collection titled,
``Record and Disclosure Requirements--Consumer Financial Protection
Bureau Regulations B, C, E, M, Z, and DD and Board of Governors of the
Federal Reserve System Regulation CC.''
DATES: Comments must be submitted on or before January 13, 2014.
ADDRESSES: Because paper mail in the Washington, DC area and at the OCC
is subject to delay, commenters are encouraged to submit comments by
email if possible. Comments may be sent to: Legislative and Regulatory
Activities Division, Office of the Comptroller of the Currency,
Attention: 1557-0176, 400 7th Street SW., Suite 3E-218, Mail Stop 9W-
11, Washington, DC 20219. In addition, comments may be sent by fax to
(571) 465-4326 or by electronic mail to regs.comments@occ.treas.gov.
You may personally inspect and photocopy comments at the OCC, 400 7th
Street SW., Washington, DC 20219. For security reasons, the OCC
requires that visitors make an appointment to inspect comments. You may
do so by calling (202) 649-6700. Upon arrival, visitors will be
required to present valid government-issued photo identification and to
submit to security screening in order to inspect and photocopy
comments.
All comments received, including attachments and other supporting
materials, are part of the public record and subject to public
disclosure. Do not enclose any information in your comment or
supporting materials that you consider confidential or inappropriate
for public disclosure.
FOR FURTHER INFORMATION CONTACT: You may request additional information
or a copy of the collection and supporting documentation submitted to
OMB by contacting: Johnny Vilela or Mary H. Gottlieb, OCC Clearance
Officers (202) 649-5490, Legislative and Regulatory Activities
Division, Office of the Comptroller of the Currency, 400 7th Street
SW., Washington, DC 20219.
SUPPLEMENTARY INFORMATION:
Title: Record and Disclosure Requirements--Consumer Financial
Protection Bureau (CFPB) Regulations B, C, E, M, Z, and DD and Board of
Governors of the Federal Reserve System (FRB) Regulation CC.
OMB Control No.: 1557-0176.
Type of Review: Regular review.
Description: This information collection covers CFPB Regulations B,
C, E, M, Z, and DD and FRB Regulation CC. The CFPB and FRB Regulations
include the following provisions:
Reg B--12 CFR 1002--Equal Credit Opportunity
This regulation prohibits lenders from discriminating against
credit applicants, establishes guidelines for gathering and evaluating
information about personal characteristics in applications for certain
dwelling-related loans, requires lenders to provide applicants with
copies of appraisal reports in connection with credit transactions, and
requires written notification of action taken on a credit application.
Reg C--12 CFR 1003--Home Mortgage Disclosure
This regulation requires certain mortgage lenders to report certain
home loan application information and to disclose certain data
regarding their home mortgage lending.
Reg E--12 CFR 1005--Electronic Fund Transfers
This regulation establishes the rights, liabilities, and
responsibilities of parties in electronic fund transfers and offers
protections to consumers when they use such systems.
Reg M--12 CFR 1013--Consumer Leasing
This regulation implements the consumer leasing provisions of the
Truth in Lending Act by requiring meaningful disclosure of leasing
terms.
Reg Z--12 CFR 1026--Truth in Lending
This regulation prescribes uniform methods for computing the cost
of credit, disclosing credit terms and costs, and resolving errors on
certain types of credit accounts.
Reg CC--12 CFR 1029--Availability of Funds and Collection of Checks
This regulation establishes timeframes to govern the availability
of funds deposited in checking accounts, rules to govern the collection
and return of checks, and general provisions to govern the use of
substitute checks.
Reg DD--12 CFR 1030--Truth in Savings
This regulation requires depository institutions to provide
disclosures sufficient to enable consumers to make informed comparisons
about accounts at depository institutions.
Affected Public: Businesses or other for-profit.
Burden Estimates:
Estimated Number of Respondents: 1,700.
Estimated Annual Burden: 4,756,910 hours.
Frequency of Response: On occasion.
Comments: Comments submitted in response to this notice will be
summarized and included in the request for OMB approval. All comments
will become a matter of public record. Comments are invited on:
(a) Whether the collection of information is necessary for the
proper performance of the functions of the OCC, including whether the
information has practical utility;
(b) The accuracy of the OCC's estimate of the information
collection burden;
(c) Ways to enhance the quality, utility, and clarity of the
information to be collected;
(d) Ways to minimize the burden of the collection on respondents,
including through the use of automated collection techniques or other
forms of information technology; and
(e) Estimates of capital or start-up costs and costs of operation,
maintenance, and purchase of services to provide information.
Dated: November 7, 2013.
Stuart E. Feldstein,
Director, Legislative and Regulatory Activities Division.
[FR Doc. 2013-27128 Filed 11-12-13; 8:45 am]
BILLING CODE 4810-33-P