Privacy Act of 1974, as Amended, 54630-54632 [2013-21488]
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54630
Federal Register / Vol. 78, No. 172 / Thursday, September 5, 2013 / Notices
ehiers on DSK2VPTVN1PROD with NOTICES
or less than 15 days prior to the
scheduled meeting date. Shorter notice
may be given when the Bureau
determines that the Board’s business so
requires; in such event, the public will
be given notice at the earliest
practicable time. (3) Minutes of
meetings, records, reports, studies, and
agenda of the Board shall be posted on
the Bureau’s Web site
(www.consumerfinance.gov). (4) The
Bureau may close to the public a portion
of any meeting, for confidential
discussion. If the Bureau closes a
meeting or any portion of a meeting, the
Bureau will issue, at least annually, a
summary of the Board’s activities during
such closed meetings or portions of
meetings.
DATES: The meeting date is Wednesday,
September 18, 2013, 11:00 a.m. to 1:00
p.m. Central Standard Time.
ADDRESSES: The meeting location is
Auditorium, Mississippi Valley State
University, 14000 Highway 82 West, Itta
Bena, MS 38941.
FOR FURTHER INFORMATION CONTACT:
Delicia Hand, Staff Director, Consumer
Advisory Board & Councils, External
Affairs, 1700 G Street NW., Washington,
DC 20552; telephone: 202–435–9348;
CAB@CFPB.gov.
SUPPLEMENTARY INFORMATION:
I. Background
Section 1014(a) of the Dodd-Frank
Wall Street Reform and Consumer
Protection Act (‘‘Dodd-Frank Act’’)
provides: ‘‘The Director shall establish a
Consumer Advisory Board to advise and
consult with the Bureau in the exercise
of its functions under the Federal
consumer financial laws, and to provide
information on emerging practices in
the consumer financial products or
services industry, including regional
trends, concerns, and other relevant
information.’’ 12 U.S.C. 5494.
(a) The purpose of the Board is
outlined in Section 1014(a) of the DoddFrank Act, which States that the Board
shall ‘‘advise and consult with the
Bureau in the exercise of its functions
under the Federal consumer financial
laws’’ and ‘‘provide information on
emerging practices in the consumer
financial products or services industry,
including regional trends, concerns, and
other relevant information.’’ (b) To carry
out the Board’s purpose, the scope of its
activities shall include providing
information, analysis, and
recommendations to the Bureau. The
Board will generally serve as a vehicle
for market intelligence and expertise for
the Bureau. Its objectives will include
identifying and assessing the impact on
consumers and other market
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participants of new, emerging, and
changing products, practices, or
services. (c) The Board will also be
available to advise and consult with the
Director and the Bureau on other
matters related to the Bureau’s functions
under the Dodd-Frank Act.
II. Agenda
The Consumer Advisory Board will
discuss access to credit, information and
financial resources.
Persons who need a reasonable
accommodation to participate should
contact CFPB_504Request@cfpb.gov,
202–435–9EEO, 1–855–233–0362, or
202–435–9742 (TTY) at least ten
business days prior to the meeting or
event to request assistance. The request
must identify the date, time, location,
and title of the meeting or event, the
nature of the assistance requested, and
contact information for the requester.
CFPB will strive to provide, but cannot
guarantee that accommodation will be
provided for late requests.
Individuals who wish to attend the
Consumer Advisory Board meeting must
RSVP to cfpb.events@cfpb.gov by noon
EST, Tuesday, September 10, 2013.
Members of the public must RSVP by
the due date and must include ‘‘CAB’’
in the subject line of the RSVP.
An opportunity for public comment is
available throughout the day on
Wednesday, September 18, 2013, from
10:00 a.m. to 1:00 p.m., CST.
Individuals who wish to provide
comments will be allotted one minute to
speak. Citizens may also submit written
comments to Julian Alcazar, Consumer
Advisory Board & Councils, Consumer
Financial Protection Bureau, 1700 G
Street NW., Room 6108E–A
Washington, DC 20552, or by email at
CAB@cfpb.gov by Tuesday, September
10, 2013.
III. Availability
The Board’s agenda will be available
to the public starting September 3, 2013
via consumerfinance.gov. Individuals
should express in their RSVP if they
require a paper copy of the agenda.
This meeting will be webcast live and
a transcript will be available after the
meeting on the CFPB’s Web site:
consumerfinance.gov.
Dated: August 23, 2013.
Christopher D’Angelo,
Chief of Staff, Consumer Financial Protection
Bureau.
[FR Doc. 2013–21647 Filed 9–4–13; 8:45 am]
BILLING CODE 4810–AM–P
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BUREAU OF CONSUMER FINANCIAL
PROTECTION
Privacy Act of 1974, as Amended
Bureau of Consumer Financial
Protection.
ACTION: Notice of a Revised Privacy Act
System of Records.
AGENCY:
In accordance with the
Privacy Act of 1974, as amended, the
Bureau of Consumer Financial
Protection, hereinto referred to as the
Consumer Financial Protection Bureau
(CFPB or Bureau), gives notice of the
establishment of a revised Privacy Act
System of Records.
DATES: Comments must be received no
later than October 7, 2013. The new
system of records will be effective
October 15, 2013, unless the comments
received result in a contrary
determination.
SUMMARY:
You may submit comments
by any of the following methods:
• Electronic: privacy@cfpb.gov.
• Mail/Hand Delivery/Courier: Claire
Stapleton, Chief Privacy Officer,
Consumer Financial Protection Bureau,
1700 G Street NW., Washington, DC
20552.
Comments will be available for public
inspection and copying at 1700 G Street
NW., Washington, DC 20552 on official
business days between the hours of 10
a.m. and 5 p.m. Eastern Time. You can
make an appointment to inspect
comments by telephoning (202) 435–
7220. All comments, including
attachments and other supporting
materials, will become part of the public
record and subject to public disclosure.
You should submit only information
that you wish to make available
publicly.
ADDRESSES:
FOR FURTHER INFORMATION CONTACT:
Claire Stapleton, Chief Privacy Officer,
Consumer Financial Protection Bureau,
1700 G Street NW., Washington, DC
20552, (202) 435–7220.
SUPPLEMENTARY INFORMATION: The CFPB
revises its Privacy Act System of
Records Notice (SORN) ‘‘CFPB.007—
CFPB Directory Database.’’ In revising
this SORN, the CFPB modifies the
notification procedures for individuals
seeking access to records maintained in
this system; modifies the system
location, system manager(s) and
address; modifies the categories of
records to reflect the present status of
the information contained in this
system; consolidates two routine uses
(previously routine uses 6 and 7) which
include the disclosure of personally
identifiable information (PII) from the
system to the U.S. Department of Justice
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Federal Register / Vol. 78, No. 172 / Thursday, September 5, 2013 / Notices
(DOJ) for its use in providing legal
advice to the CFPB or in representing
the CFPB in a legal proceeding; and
modifies the record sources and
retrievability for the system to better
align with the categories of records
included in the system. Additionally,
several non-substantive changes were
made to the categories of records and
the categories of individuals in the
system.
The report of the revised system of
records has been submitted to the
Committee on Oversight and
Government Reform of the House of
Representatives, the Committee on
Homeland Security and Governmental
Affairs of the Senate, and the Office of
Management and Budget, pursuant to
Appendix I to OMB Circular A–130,
‘‘Federal Agency Responsibilities for
Maintaining Records About
Individuals,’’ dated November 30,
2000,1 and the Privacy Act, 5 U.S.C.
552a(r).
The revised system of records entitled
‘‘CFPB.007—CFPB Directory Database’’
is published in its entirety below.
Dated: August 28, 2013.
Claire Stapleton,
Chief Privacy Officer, Bureau of Consumer
Financial Protection.
CFPB.007
SYSTEM NAME:
CFPB Directory Database.
SYSTEM LOCATION:
Consumer Financial Protection
Bureau, 1700 G Street NW., Washington,
DC 20552.
ehiers on DSK2VPTVN1PROD with NOTICES
CATEGORIES OF INDIVIDUALS COVERED BY THE
SYSTEM:
Individuals covered by this system
are: (1) Individuals who directly,
indirectly, or acting through or in
concert with one or more other
individuals, own or control an entity
offering or providing, or materially
assisting in the offering or provision of,
consumer financial products or services
(collectively, ‘‘covered persons’’ and
‘‘service providers’’); (2) current and
former directors, officers, employees,
shareholders, agents, and independent
contractors of such entities; (3) other
related persons, as necessary, including
without limitation, persons who have
personal financial arrangements with
covered persons, representatives or
counsel of covered persons or related
1 Although pursuant to Section 1017(a)(4)E of the
Consumer Financial Protection Act, Public Law
111–203, the CFPB is not required to comply with
OMB-issued guidance, it voluntarily follows OMB
privacy-related guidance as a best practice and to
facilitate cooperation and collaboration with other
agencies.
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persons; and (4) individuals who
provide information on covered persons
or entities such as employees of state
attorneys general offices. Information
contained in the CFPB Directory
Database is subject to the Privacy Act
only to the extent that it concerns
individuals; information pertaining to
corporations and other business entities
and aggregate, non-identifiable
information is not subject to the Privacy
Act.
CATEGORIES OF RECORDS IN THE SYSTEM:
Records maintained in this system
may contain, without limitation, the
following types of PII: Name, address,
email address, phone number, and
employment status. Additionally,
records may contain information
relating to the business activities and
transactions of covered persons and
entities and their associated persons.
Other information may include without
limitation: Name, location, charter
number, charter type, and date of last
examination of each entity and the types
of financial products offered by each
organization.
Information contained in the CFPB
Directory Database will be collected
from a variety of sources, including,
without limitation: (1) The individuals
who own, control, or work for covered
persons or service providers; (2) existing
databases maintained by other Federal
and state regulatory associations,
agencies, and related entities; (3) thirdparties with relevant information about
covered persons or services providers;
and (4) information generated by CFPB
employees. Whenever practicable, the
CFPB will collect information about an
individual directly from that individual.
AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
Pub. L. 111–203, Title X, Sections
1011, 1012, 1021, codified at 12 U.S.C.
5491, 5492, 5511.
PURPOSE(S):
The information in the system is
being collected to create an agency-wide
repository of identifying and registration
information concerning entities and
their affiliates offering or providing, or
materially assisting in the offering or
provision of, consumer financial
products or services. By ensuring the
use of consistent information across the
agency, the CFPB Directory Database
will enable the CFPB to carry out its
supervisory, enforcement, and
regulatory authorities in an efficient and
effective manner.
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54631
ROUTINE USES OF RECORDS MAINTAINED IN THE
SYSTEM, INCLUDING CATEGORIES OF USERS AND
THE PURPOSES OF SUCH USES:
These records may be disclosed,
consistent with the CFPB’s Disclosure of
Records and Information Rules,
promulgated at 12 CFR part 1070 et seq.,
to:
(1) Appropriate agencies, entities, and
persons when: (a) The CFPB suspects or
has confirmed that the security or
confidentiality of information in the
system of records has been
compromised; (b) the CFPB has
determined that, as a result of the
suspected or confirmed compromise,
there is a risk of harm to economic or
property interests, identity theft or
fraud, or harm to the security or
integrity of this system or other systems
or programs (whether maintained by the
CFPB or another agency or entity) that
rely upon the compromised
information; and (c) the disclosure made
to such agencies, entities, and persons is
reasonably necessary to assist in
connection with the CFPB’s efforts to
respond to the suspected or confirmed
compromise and prevent, minimize, or
remedy such harm;
(2) Another federal or state agency to
(a) permit a decision as to access,
amendment or correction of records to
be made in consultation with or by that
agency, or (b) verify the identity of an
individual or the accuracy of
information submitted by an individual
who has requested access to or
amendment or correction of records;
(3) The Office of the President in
response to an inquiry from that office
made at the request of the subject of a
record or a third party on that person’s
behalf;
(4) Congressional offices in response
to an inquiry made at the request of the
individual to whom the record pertains;
(5) Contractors, agents, or other
authorized individuals performing work
on a contract, service, cooperative
agreement, job, or other activity on
behalf of the CFPB or Federal
Government and who have a need to
access the information in the
performance of their duties or activities;
(6) The DOJ for its use in providing
legal advice to the CFPB or in
representing the CFPB in a proceeding
before a court, adjudicative body, or
other administrative body, where the
use of such information by the DOJ is
deemed by the CFPB to be relevant and
necessary to the advice or proceeding,
and such proceeding names as a party
in interest:
(a) The CFPB;
(b) Any employee of the CFPB in his
or her official capacity;
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Federal Register / Vol. 78, No. 172 / Thursday, September 5, 2013 / Notices
(c) Any employee of the CFPB in his
or her individual capacity where DOJ
has agreed to represent the employee; or
(d) The United States, where the
CFPB determines that litigation is likely
to affect the CFPB or any of its
components;
(7) A court, magistrate, or
administrative tribunal in the course of
an administrative proceeding or judicial
proceeding, including disclosures to
opposing counsel or witnesses
(including expert witnesses) in the
course of discovery or other pre-hearing
exchanges of information, litigation, or
settlement negotiations, where relevant
or potentially relevant to a proceeding,
or in connection with criminal law
proceedings;
(8) Appropriate agencies, entities, and
persons, including but not limited to
potential expert witnesses or witnesses
in the course of investigations, to the
extent necessary to secure information
relevant to the investigation; and
(9) Appropriate federal, state, local,
foreign, tribal, or self-regulatory
organizations or agencies responsible for
investigating, prosecuting, enforcing,
implementing, issuing, or carrying out a
statute, rule, regulation, order, policy, or
license if the information may be
relevant to a potential violation of civil
or criminal law, rule, regulation, order,
policy or license.
POLICIES AND PRACTICES FOR STORING,
RETRIEVING, ACCESSING, RETAINING, AND
DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
Paper and electronic records.
SYSTEM MANAGER(S) AND ADDRESS:
Consumer Financial Protection
Bureau, Chief Information Officer, 1700
G Street NW., Washington, DC 20552.
NOTIFICATION PROCEDURE:
Individuals seeking notification and
access to any record contained in this
system of records, or seeking to contest
its content, may inquire in writing in
accordance with instructions appearing
in the CFPB’s Disclosure of Records and
Information Rules, promulgated at 12
CFR part 1070 et seq. Address such
requests to: Chief Privacy Officer,
Bureau of Consumer Financial
Protection, 1700 G Street NW.,
Washington, DC 20552.
RECORD ACCESS PROCEDURES:
See ‘‘Notification Procedures’’ above.
CONTESTING RECORD PROCEDURES:
See ‘‘Notification Procedures’’ above.
RECORD SOURCE CATEGORIES:
Information contained in the CFPB
Directory Database will be collected
from a variety of sources, including,
without limitation: (1) The individuals
who own, control, or work for covered
persons or service providers; (2) existing
databases maintained by other Federal
and state regulatory associations,
agencies, and related entities; (3) thirdparties with relevant information about
covered persons or services providers;
and (4) information generated by CFPB
employees. Whenever practicable, the
CFPB will collect information about an
individual directly from that individual.
EXEMPTIONS CLAIMED FOR THE SYSTEM:
None.
RETRIEVABILITY:
Records are retrievable by a variety of
fields including, without limitation, the
individual’s name, address, email
address, phone number, or by some
combination thereof.
[FR Doc. 2013–21488 Filed 9–4–13; 8:45 am]
SAFEGUARDS:
Office of the Secretary
Access to electronic records is
restricted to authorized personnel who
have been issued non-transferrable
access codes and passwords. Other
records are maintained in locked file
cabinets or rooms with access limited to
those personnel whose official duties
require access.
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RETENTION AND DISPOSAL:
The CFPB will manage all computer
and paper files in the system as
permanent records until the disposition
schedule for these records is approved
by the National Archives and Records
Administration, at which time, the
CFPB will dispose of such files in
accordance with the schedule.
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BILLING CODE 4810–AM–P
DEPARTMENT OF DEFENSE
[Docket ID: DoD–2013–OS–0189]
Proposed Collection; Comment
Request
Office of the Under Secretary of
Defense for Personnel and Readiness,
DoD.
ACTION: Notice.
AGENCY:
In compliance with Section
3506(c)(2)(A) of the Paperwork
Reduction Act of 1995, the Office of the
Under Secretary of Defense for
Personnel and Readiness announces a
proposed public information collection
and seeks public comment on the
provisions thereof. Comments are
SUMMARY:
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Sfmt 4703
invited on: (a) whether the proposed
collection of information is necessary
for the proper performance of the
functions of the agency, including
whether the information shall have
practical utility; (b) the accuracy of the
agency’s estimate of the burden of the
proposed information collection; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
DATES: Consideration will be given to all
comments received by November 4,
2013.
ADDRESSES: You may submit comments,
identified by docket number and title,
by any of the following methods:
• Federal eRulemaking Portal: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Mail: Federal Docket Management
System Office, 4800 Mark Center Drive,
East Tower, Suite 02G09, Alexandria,
VA 22350–3100.
Instructions: All submissions received
must include the agency name, docket
number and title for this Federal
Register document. The general policy
for comments and other submissions
from members of the public is to make
these submissions available for public
viewing on the Internet at https://
www.regulations.gov as they are
received without change, including any
personal identifiers or contact
information. Any associated form(s) for
this collection may be located within
this same electronic docket and
downloaded for review/testing. Follow
the instructions at https://
www.regulations.gov for submitting
comments. Please submit comments on
any given form identified by docket
number, form number, and title.
FOR FURTHER INFORMATION CONTACT: To
request more information on this
proposed information collection or to
obtain a copy of the proposal and
associated collection instruments,
please contact the Office of the Under
Secretary of Defense for Personnel and
Readiness, Mr. Eddy Mentzer at (571)
372–0857.
SUPPLEMENTARY INFORMATION:
Title; Associated Form; and OMB
Number: Department of Defense Child
Development Program (CDP); DD X656;
OMB Control Number 0704–TBD.
Needs and Uses: The information
collection requirement is necessary for
respondents (non-Federal applicants) to
apply for employment.
Affected Public: Individuals or
households.
E:\FR\FM\05SEN1.SGM
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Agencies
[Federal Register Volume 78, Number 172 (Thursday, September 5, 2013)]
[Notices]
[Pages 54630-54632]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-21488]
-----------------------------------------------------------------------
BUREAU OF CONSUMER FINANCIAL PROTECTION
Privacy Act of 1974, as Amended
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice of a Revised Privacy Act System of Records.
-----------------------------------------------------------------------
SUMMARY: In accordance with the Privacy Act of 1974, as amended, the
Bureau of Consumer Financial Protection, hereinto referred to as the
Consumer Financial Protection Bureau (CFPB or Bureau), gives notice of
the establishment of a revised Privacy Act System of Records.
DATES: Comments must be received no later than October 7, 2013. The new
system of records will be effective October 15, 2013, unless the
comments received result in a contrary determination.
ADDRESSES: You may submit comments by any of the following methods:
Electronic: privacy@cfpb.gov.
Mail/Hand Delivery/Courier: Claire Stapleton, Chief
Privacy Officer, Consumer Financial Protection Bureau, 1700 G Street
NW., Washington, DC 20552.
Comments will be available for public inspection and copying at
1700 G Street NW., Washington, DC 20552 on official business days
between the hours of 10 a.m. and 5 p.m. Eastern Time. You can make an
appointment to inspect comments by telephoning (202) 435-7220. All
comments, including attachments and other supporting materials, will
become part of the public record and subject to public disclosure. You
should submit only information that you wish to make available
publicly.
FOR FURTHER INFORMATION CONTACT: Claire Stapleton, Chief Privacy
Officer, Consumer Financial Protection Bureau, 1700 G Street NW.,
Washington, DC 20552, (202) 435-7220.
SUPPLEMENTARY INFORMATION: The CFPB revises its Privacy Act System of
Records Notice (SORN) ``CFPB.007--CFPB Directory Database.'' In
revising this SORN, the CFPB modifies the notification procedures for
individuals seeking access to records maintained in this system;
modifies the system location, system manager(s) and address; modifies
the categories of records to reflect the present status of the
information contained in this system; consolidates two routine uses
(previously routine uses 6 and 7) which include the disclosure of
personally identifiable information (PII) from the system to the U.S.
Department of Justice
[[Page 54631]]
(DOJ) for its use in providing legal advice to the CFPB or in
representing the CFPB in a legal proceeding; and modifies the record
sources and retrievability for the system to better align with the
categories of records included in the system. Additionally, several
non-substantive changes were made to the categories of records and the
categories of individuals in the system.
The report of the revised system of records has been submitted to
the Committee on Oversight and Government Reform of the House of
Representatives, the Committee on Homeland Security and Governmental
Affairs of the Senate, and the Office of Management and Budget,
pursuant to Appendix I to OMB Circular A-130, ``Federal Agency
Responsibilities for Maintaining Records About Individuals,'' dated
November 30, 2000,\1\ and the Privacy Act, 5 U.S.C. 552a(r).
---------------------------------------------------------------------------
\1\ Although pursuant to Section 1017(a)(4)E of the Consumer
Financial Protection Act, Public Law 111-203, the CFPB is not
required to comply with OMB-issued guidance, it voluntarily follows
OMB privacy-related guidance as a best practice and to facilitate
cooperation and collaboration with other agencies.
---------------------------------------------------------------------------
The revised system of records entitled ``CFPB.007--CFPB Directory
Database'' is published in its entirety below.
Dated: August 28, 2013.
Claire Stapleton,
Chief Privacy Officer, Bureau of Consumer Financial Protection.
CFPB.007
SYSTEM NAME:
CFPB Directory Database.
SYSTEM LOCATION:
Consumer Financial Protection Bureau, 1700 G Street NW.,
Washington, DC 20552.
CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
Individuals covered by this system are: (1) Individuals who
directly, indirectly, or acting through or in concert with one or more
other individuals, own or control an entity offering or providing, or
materially assisting in the offering or provision of, consumer
financial products or services (collectively, ``covered persons'' and
``service providers''); (2) current and former directors, officers,
employees, shareholders, agents, and independent contractors of such
entities; (3) other related persons, as necessary, including without
limitation, persons who have personal financial arrangements with
covered persons, representatives or counsel of covered persons or
related persons; and (4) individuals who provide information on covered
persons or entities such as employees of state attorneys general
offices. Information contained in the CFPB Directory Database is
subject to the Privacy Act only to the extent that it concerns
individuals; information pertaining to corporations and other business
entities and aggregate, non-identifiable information is not subject to
the Privacy Act.
CATEGORIES OF RECORDS IN THE SYSTEM:
Records maintained in this system may contain, without limitation,
the following types of PII: Name, address, email address, phone number,
and employment status. Additionally, records may contain information
relating to the business activities and transactions of covered persons
and entities and their associated persons. Other information may
include without limitation: Name, location, charter number, charter
type, and date of last examination of each entity and the types of
financial products offered by each organization.
Information contained in the CFPB Directory Database will be
collected from a variety of sources, including, without limitation: (1)
The individuals who own, control, or work for covered persons or
service providers; (2) existing databases maintained by other Federal
and state regulatory associations, agencies, and related entities; (3)
third-parties with relevant information about covered persons or
services providers; and (4) information generated by CFPB employees.
Whenever practicable, the CFPB will collect information about an
individual directly from that individual.
AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
Pub. L. 111-203, Title X, Sections 1011, 1012, 1021, codified at 12
U.S.C. 5491, 5492, 5511.
PURPOSE(S):
The information in the system is being collected to create an
agency-wide repository of identifying and registration information
concerning entities and their affiliates offering or providing, or
materially assisting in the offering or provision of, consumer
financial products or services. By ensuring the use of consistent
information across the agency, the CFPB Directory Database will enable
the CFPB to carry out its supervisory, enforcement, and regulatory
authorities in an efficient and effective manner.
ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES
OF USERS AND THE PURPOSES OF SUCH USES:
These records may be disclosed, consistent with the CFPB's
Disclosure of Records and Information Rules, promulgated at 12 CFR part
1070 et seq., to:
(1) Appropriate agencies, entities, and persons when: (a) The CFPB
suspects or has confirmed that the security or confidentiality of
information in the system of records has been compromised; (b) the CFPB
has determined that, as a result of the suspected or confirmed
compromise, there is a risk of harm to economic or property interests,
identity theft or fraud, or harm to the security or integrity of this
system or other systems or programs (whether maintained by the CFPB or
another agency or entity) that rely upon the compromised information;
and (c) the disclosure made to such agencies, entities, and persons is
reasonably necessary to assist in connection with the CFPB's efforts to
respond to the suspected or confirmed compromise and prevent, minimize,
or remedy such harm;
(2) Another federal or state agency to (a) permit a decision as to
access, amendment or correction of records to be made in consultation
with or by that agency, or (b) verify the identity of an individual or
the accuracy of information submitted by an individual who has
requested access to or amendment or correction of records;
(3) The Office of the President in response to an inquiry from that
office made at the request of the subject of a record or a third party
on that person's behalf;
(4) Congressional offices in response to an inquiry made at the
request of the individual to whom the record pertains;
(5) Contractors, agents, or other authorized individuals performing
work on a contract, service, cooperative agreement, job, or other
activity on behalf of the CFPB or Federal Government and who have a
need to access the information in the performance of their duties or
activities;
(6) The DOJ for its use in providing legal advice to the CFPB or in
representing the CFPB in a proceeding before a court, adjudicative
body, or other administrative body, where the use of such information
by the DOJ is deemed by the CFPB to be relevant and necessary to the
advice or proceeding, and such proceeding names as a party in interest:
(a) The CFPB;
(b) Any employee of the CFPB in his or her official capacity;
[[Page 54632]]
(c) Any employee of the CFPB in his or her individual capacity
where DOJ has agreed to represent the employee; or
(d) The United States, where the CFPB determines that litigation is
likely to affect the CFPB or any of its components;
(7) A court, magistrate, or administrative tribunal in the course
of an administrative proceeding or judicial proceeding, including
disclosures to opposing counsel or witnesses (including expert
witnesses) in the course of discovery or other pre-hearing exchanges of
information, litigation, or settlement negotiations, where relevant or
potentially relevant to a proceeding, or in connection with criminal
law proceedings;
(8) Appropriate agencies, entities, and persons, including but not
limited to potential expert witnesses or witnesses in the course of
investigations, to the extent necessary to secure information relevant
to the investigation; and
(9) Appropriate federal, state, local, foreign, tribal, or self-
regulatory organizations or agencies responsible for investigating,
prosecuting, enforcing, implementing, issuing, or carrying out a
statute, rule, regulation, order, policy, or license if the information
may be relevant to a potential violation of civil or criminal law,
rule, regulation, order, policy or license.
POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING,
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
Paper and electronic records.
RETRIEVABILITY:
Records are retrievable by a variety of fields including, without
limitation, the individual's name, address, email address, phone
number, or by some combination thereof.
SAFEGUARDS:
Access to electronic records is restricted to authorized personnel
who have been issued non-transferrable access codes and passwords.
Other records are maintained in locked file cabinets or rooms with
access limited to those personnel whose official duties require access.
RETENTION AND DISPOSAL:
The CFPB will manage all computer and paper files in the system as
permanent records until the disposition schedule for these records is
approved by the National Archives and Records Administration, at which
time, the CFPB will dispose of such files in accordance with the
schedule.
SYSTEM MANAGER(S) AND ADDRESS:
Consumer Financial Protection Bureau, Chief Information Officer,
1700 G Street NW., Washington, DC 20552.
NOTIFICATION PROCEDURE:
Individuals seeking notification and access to any record contained
in this system of records, or seeking to contest its content, may
inquire in writing in accordance with instructions appearing in the
CFPB's Disclosure of Records and Information Rules, promulgated at 12
CFR part 1070 et seq. Address such requests to: Chief Privacy Officer,
Bureau of Consumer Financial Protection, 1700 G Street NW., Washington,
DC 20552.
RECORD ACCESS PROCEDURES:
See ``Notification Procedures'' above.
CONTESTING RECORD PROCEDURES:
See ``Notification Procedures'' above.
RECORD SOURCE CATEGORIES:
Information contained in the CFPB Directory Database will be
collected from a variety of sources, including, without limitation: (1)
The individuals who own, control, or work for covered persons or
service providers; (2) existing databases maintained by other Federal
and state regulatory associations, agencies, and related entities; (3)
third-parties with relevant information about covered persons or
services providers; and (4) information generated by CFPB employees.
Whenever practicable, the CFPB will collect information about an
individual directly from that individual.
EXEMPTIONS CLAIMED FOR THE SYSTEM:
None.
[FR Doc. 2013-21488 Filed 9-4-13; 8:45 am]
BILLING CODE 4810-AM-P