Agency Information Collection Activities: Submission to OMB for Reinstatement, With Change, of a Previously Approved Collection; Comment Request, 47424-47425 [2013-18744]

Download as PDF 47424 Federal Register / Vol. 78, No. 150 / Monday, August 5, 2013 / Notices confidentiality provisions that would impose obligations on a copyright owner with regard to what he or she is able to do with a statement of account received by a licensee. The Register’s finding of the lack of CRJs’ authority to impose such confidentiality requirements is consistent with court findings that statutory licenses must ‘‘be construed narrowly,’’ especially as they apply against the rights of copyright owners. See, e.g., Fame Publ’g Co. v. Alabama Custom Tape, Inc., 507 F.2d 667, 670 (5th Cir. 1975). Accordingly, the Register reads the statute as precluding the CRJs from adopting the confidentiality provisions, including in the context of a negotiated license agreement. Dated: July 25, 2013. Maria A. Pallante, Register of Copyrights. [FR Doc. 2013–18672 Filed 8–2–13; 8:45 am] BILLING CODE P NATIONAL AERONAUTICS AND SPACE ADMINISTRATION [Notice 13–087] Notice of Intent To Grant Partially Exclusive License grant of the license would not be consistent with the requirements of 35 U.S.C. 209 and 37 CFR 404.7. Competing applications completed and received by NASA within fifteen (15) days of the date of this published notice will also be treated as objections to the grant of the contemplated exclusive license. Objections submitted in response to this notice will not be made available to the public for inspection and, to the extent permitted by law, will not be released under the Freedom of Information Act, 5 U.S.C. 552. ADDRESSES: Objections relating to the prospective license may be submitted to Patent Counsel, Office of Chief Counsel, NASA Johnson Space Center, 2101 NASA Parkway, Houston, Texas 77058, Mail Code AL; Phone (281) 483–3021; Fax (281) 483–6936 FOR FURTHER INFORMATION CONTACT: Ted Ro, Intellectual Property Attorney, Office of Chief Counsel, NASA Johnson Space Center, 2101 NASA Parkway, Houston, Texas 77058, Mail Code AL; Phone (281) 244–7148; Fax (281) 483– 6936. Information about other NASA inventions available for licensing can be found online at https:// technology.nasa.gov/. Sumara M. Thompson-King, Deputy General Counsel. National Aeronautics and Space Administration. ACTION: Notice of Intent to Grant Exclusive License. AGENCY: [FR Doc. 2013–18668 Filed 8–2–13; 8:45 am] BILLING CODE 7510–13–P This notice is issued in accordance with 35 U.S.C. 209(e) and 37 CFR 404.7(a)(1)(i). NASA hereby gives notice of its intent to grant an partially exclusive license in the United States to practice the inventions described and claimed in USPN 6,730,498, Production of Functional Proteins: Balance of Shear Stress and Gravity, NASA Case No. MSC–22859–1 to Technology Applications International Corporation ` (TAIC)/Renuell International Incorporated, having its principal place of business in Aventura, Florida. The fields of use may be limited to topical applications including shampoo. The patent rights in this invention have been assigned to the United States of America as represented by the Administrator of the National Aeronautics and Space Administration. The prospective partially exclusive license will comply with the terms and conditions of 35 U.S.C. 209 and 37 CFR 404.7. DATES: The prospective partially exclusive license may be granted unless within fifteen (15)days from the date of this published notice, NASA receives written objections including evidence and argument that establish that the mstockstill on DSK4VPTVN1PROD with NOTICES SUMMARY: VerDate Mar<15>2010 19:07 Aug 02, 2013 Jkt 229001 NATIONAL CREDIT UNION ADMINISTRATION Agency Information Collection Activities: Submission to OMB for Reinstatement, With Change, of a Previously Approved Collection; Comment Request National Credit Union Administration (NCUA). ACTION: Request for comment. AGENCY: NCUA intends to submit the following information collection to the Office of Management and Budget (OMB) for reinstatement under the Paperwork Reduction Act of 1995 (Pub. L. 104–13, 44 U.S.C. Chapter 35). This information collection is published to obtain comments from the public. The Truth in Savings Act (TISA) requires depository institutions to disclose to consumers certain information, including interest rates, bonuses, and fees associated with their deposit accounts and accompanying services. TISA also requires NCUA to promulgate implementing regulations governing all credit unions. NCUA regulations require SUMMARY: PO 00000 Frm 00154 Fmt 4703 Sfmt 4703 credit unions to provide specific disclosures when an account is opened, when a disclosed term changes or a term account is close to renewal, on periodic statements of account activity, in advertisements, and upon a member or potential member’s request. The disclosures are for the benefit of credit union members and consumers; NCUA does not collect the information. Additionally, NCUA regulations contain a recordkeeping requirement for compliance purposes. DATES: Comments will be accepted until October 4, 2013. ADDRESSES: Interested parties are invited to submit written comments to the NCUA Contact and the OMB Reviewer listed below: NCUA Contact: Tracy Crews, National Credit Union Administration, 1775 Duke Street, Alexandria, Virginia 22314–3428, Fax No. 703–837–2861, Email: OCIOPRA@ncua.gov. OMB Contact: Office of Management and Budget, ATTN: Desk Officer for the National Credit Union Administration, Office of Information and Regulatory Affairs, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Requests for additional information, a copy of the information collection request or a copy of submitted comments should be directed to Tracy Crews at the National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314–3428, or at (703) 518–6444. SUPPLEMENTARY INFORMATION: I. Abstract and Request for Comments NCUA is reinstating the information collection approved as OMB control number 3133–0134, under the Truth in Savings Act (TISA), 12 U.S.C. 4301 et seq. TISA requires depository institutions to disclose to consumers certain information, including interest rates, bonuses, and fees associated with their deposit accounts and accompanying services. Clear and uniform disclosures of the interest rates payable on deposit accounts and the fees assessable against them by depository institutions permits consumers to make meaningful decisions about their finances. Under TISA, NCUA must promulgate regulations substantially similar to those issued by the Consumer Financial Protection Bureau, taking into account the nature of credit unions. See 12 U.S.C. 4311. NCUA’s regulations governing all credit unions are found in 12 CFR Part 707. For the benefit of credit union members and consumers, NCUA regulations require credit unions to provide specific disclosures when an E:\FR\FM\05AUN1.SGM 05AUN1 Federal Register / Vol. 78, No. 150 / Monday, August 5, 2013 / Notices account is opened, when a disclosed term changes or a term account is close to renewal, on periodic statements of account activity, in advertisements, and upon a member or potential member’s request. See 12 CFR 707.4, 707.5, 707.6, 707.8. Credit unions are not required to report compliance with the statute and regulations to NCUA, but must retain evidence of compliance for two years after the disclosures are required. See 12 CFR 707.9(c). The NCUA requests that you send your comments on this collection to the location listed in the addresses section. Your comments should address: (a) The necessity of the information collection for the proper performance of NCUA, including whether the information will have practical utility; (b) the accuracy of our estimate of the burden (hours and cost) of the collection of information, including the validity of the methodology and assumptions used; (c) ways we could enhance the quality, utility, and clarity of the information to be collected; and (d) ways we could minimize the burden of the collection of the information on the respondents such as through the use of automated collection techniques or other forms of information technology. It is NCUA’s policy to make all comments available to the public for review. mstockstill on DSK4VPTVN1PROD with NOTICES II. Data Title: Truth in Savings. OMB Number: 3133–0134. Form Number: None. Type of Review: Reinstatement, with change, of a previously approved collection. Description: The Truth in Savings Act (TISA) requires depository institutions to disclose to consumers certain information, including interest rates, dividends, bonuses, and fees associated with their deposit accounts and accompanying services. Clear and uniform disclosures of the interest rates payable on deposit accounts and the fees assessable against them by depository institutions permits consumers to make meaningful decisions about their finances. Under TISA, NCUA must promulgate regulations substantially similar to those issued by the Consumer Financial Protection Bureau, taking into account the nature of credit unions. See 12 U.S.C. 4311. NCUA’s regulations governing all credit unions are found in 12 CFR Part 707. Respondents: Credit Unions. Estimated No. of Respondents/ Recordkeepers: 6,859. Estimated Burden Hours per Response: Various. VerDate Mar<15>2010 19:07 Aug 02, 2013 Jkt 229001 Frequency of Response: Quarterly per member. Estimated Total Annual Burden Hours: 43,456,180,359 hours. Estimated Total Annual Cost: Inestimable. By the National Credit Union Administration Board on July 30, 2013. Gerard Poliquin, Secretary of the Board. [FR Doc. 2013–18744 Filed 8–2–13; 8:45 am] BILLING CODE 7535–01–P NATIONAL CREDIT UNION ADMINISTRATION Agency Information Collection Activities: Submission to OMB for Reinstatement, With Change, of a Previously Approved Collection; Comment Request National Credit Union Administration (NCUA). ACTION: Request for comment. AGENCY: The NCUA intends to submit the following information collection to the Office of Management and Budget (OMB) for review and clearance under the Paperwork Reduction Act of 1995 (Pub. L. 104–13, 44 U.S.C. Chapter 35). This information collection is published to obtain comments from the public. Part 712 of the National Credit Union Administration’s (NCUA) regulations implements authority in the Federal Credit Union Act relating to federal credit union (FCU) lending or investment activity with credit union service organizations (CUSOs). The rule addresses NCUA’s safety and soundness concerns for activities conducted by CUSOs and imposes certain recordkeeping obligations on FCUs that have relations with or conduct operations through CUSOs. The rule also imposes regulatory limits on the ability of FCUs to recapitalize their CUSOs in certain circumstances. Although the CUSO rule generally only applies to federal credit unions (FCUs), the rule extends to all federally insured credit unions the provisions ensuring that credit union regulators have access to books and records and that CUSOs are operated as separate legal entities; however, the rule also contains a procedure through which state regulators may seek an exemption from the access to records provisions for credit unions in their state. NCUA has no direct regulatory authority over CUSOs. DATES: Comments will be accepted until October 4, 2013. ADDRESSES: Interested parties are invited to submit written comments to SUMMARY: PO 00000 Frm 00155 Fmt 4703 Sfmt 4703 47425 the NCUA Contact and the OMB Reviewer listed below: NCUA Contact: Tracy Crews, National Credit Union Administration, 1775 Duke Street, Alexandria, Virginia 22314–3428, Fax No. 703–837–2861, Email: OCIOPRA@ncua.gov. OMB Contact: Office of Management and Budget, ATTN: Desk Officer for the National Credit Union Administration, Office of Information and Regulatory Affairs, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Requests for additional information, a copy of the information collection request, or a copy of submitted comments should be directed to Tracy Crews at the National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314–3428, or at (703) 518–6444. SUPPLEMENTARY INFORMATION: I. Abstract and Request for Comments NCUA is amending/reinstating the collection for 3133–0149. Requirements in the rule are: (i) The credit union must obtain a written agreement from the CUSO, before making a loan to or investment in the CUSO, that the CUSO will: Follow generally accepted accounting principles (GAAP); will prepare financial statements at least quarterly and obtain an annual opinion audit from a certified public accountant; and agree to provide access to its books and records to the NCUA; (ii) The credit union must obtain a written legal opinion confirming the CUSO is established in a legally sufficient way to limit the credit union’s exposure to loss of its loans or investments in the CUSO; (iii) Any FCU that is less than adequately capitalized must seek NCUA approval before recapitalizing a CUSO that has become insolvent. These requirements enable NCUA to monitor an FCU’s involvement with its CUSO for safety and soundness purposes and help to assure that CUSOs are properly established and maintained in accordance with applicable state law. The burden of this rule has decreased. The timeframe for credit unions to amend existing agreements with their CUSOs is over, thus eliminating the initial burden of the rule as approved in 2008. The information collection requirements now are one-time obligations that help NCUA assure the continued safety and soundness of the industry. The rule also requires certain less than adequately capitalized FCUs to obtain NCUA’s prior approval before recapitalizing an insolvent CUSO, helping E:\FR\FM\05AUN1.SGM 05AUN1

Agencies

National Credit Union Administration

[Federal Register Volume 78, Number 150 (Monday, August 5, 2013)]
[Notices]
[Pages 47424-47425]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-18744]


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NATIONAL CREDIT UNION ADMINISTRATION


Agency Information Collection Activities: Submission to OMB for 
Reinstatement, With Change, of a Previously Approved Collection; 
Comment Request

AGENCY: National Credit Union Administration (NCUA).

ACTION: Request for comment.

-----------------------------------------------------------------------

SUMMARY: NCUA intends to submit the following information collection to 
the Office of Management and Budget (OMB) for reinstatement under the 
Paperwork Reduction Act of 1995 (Pub. L. 104-13, 44 U.S.C. Chapter 35). 
This information collection is published to obtain comments from the 
public. The Truth in Savings Act (TISA) requires depository 
institutions to disclose to consumers certain information, including 
interest rates, bonuses, and fees associated with their deposit 
accounts and accompanying services. TISA also requires NCUA to 
promulgate implementing regulations governing all credit unions. NCUA 
regulations require credit unions to provide specific disclosures when 
an account is opened, when a disclosed term changes or a term account 
is close to renewal, on periodic statements of account activity, in 
advertisements, and upon a member or potential member's request. The 
disclosures are for the benefit of credit union members and consumers; 
NCUA does not collect the information. Additionally, NCUA regulations 
contain a recordkeeping requirement for compliance purposes.

DATES: Comments will be accepted until October 4, 2013.

ADDRESSES: Interested parties are invited to submit written comments to 
the NCUA Contact and the OMB Reviewer listed below:
    NCUA Contact: Tracy Crews, National Credit Union Administration, 
1775 Duke Street, Alexandria, Virginia 22314-3428, Fax No. 703-837-
2861, Email: OCIOPRA@ncua.gov.
    OMB Contact: Office of Management and Budget, ATTN: Desk Officer 
for the National Credit Union Administration, Office of Information and 
Regulatory Affairs, Washington, DC 20503.

FOR FURTHER INFORMATION CONTACT: Requests for additional information, a 
copy of the information collection request or a copy of submitted 
comments should be directed to Tracy Crews at the National Credit Union 
Administration, 1775 Duke Street, Alexandria, VA 22314-3428, or at 
(703) 518-6444.

SUPPLEMENTARY INFORMATION:

I. Abstract and Request for Comments

    NCUA is reinstating the information collection approved as OMB 
control number 3133-0134, under the Truth in Savings Act (TISA), 12 
U.S.C. 4301 et seq. TISA requires depository institutions to disclose 
to consumers certain information, including interest rates, bonuses, 
and fees associated with their deposit accounts and accompanying 
services. Clear and uniform disclosures of the interest rates payable 
on deposit accounts and the fees assessable against them by depository 
institutions permits consumers to make meaningful decisions about their 
finances.
    Under TISA, NCUA must promulgate regulations substantially similar 
to those issued by the Consumer Financial Protection Bureau, taking 
into account the nature of credit unions. See 12 U.S.C. 4311. NCUA's 
regulations governing all credit unions are found in 12 CFR Part 707. 
For the benefit of credit union members and consumers, NCUA regulations 
require credit unions to provide specific disclosures when an

[[Page 47425]]

account is opened, when a disclosed term changes or a term account is 
close to renewal, on periodic statements of account activity, in 
advertisements, and upon a member or potential member's request. See 12 
CFR 707.4, 707.5, 707.6, 707.8. Credit unions are not required to 
report compliance with the statute and regulations to NCUA, but must 
retain evidence of compliance for two years after the disclosures are 
required. See 12 CFR 707.9(c).
    The NCUA requests that you send your comments on this collection to 
the location listed in the addresses section. Your comments should 
address: (a) The necessity of the information collection for the proper 
performance of NCUA, including whether the information will have 
practical utility; (b) the accuracy of our estimate of the burden 
(hours and cost) of the collection of information, including the 
validity of the methodology and assumptions used; (c) ways we could 
enhance the quality, utility, and clarity of the information to be 
collected; and (d) ways we could minimize the burden of the collection 
of the information on the respondents such as through the use of 
automated collection techniques or other forms of information 
technology. It is NCUA's policy to make all comments available to the 
public for review.

II. Data

    Title: Truth in Savings.
    OMB Number: 3133-0134.
    Form Number: None.
    Type of Review: Reinstatement, with change, of a previously 
approved collection.
    Description: The Truth in Savings Act (TISA) requires depository 
institutions to disclose to consumers certain information, including 
interest rates, dividends, bonuses, and fees associated with their 
deposit accounts and accompanying services. Clear and uniform 
disclosures of the interest rates payable on deposit accounts and the 
fees assessable against them by depository institutions permits 
consumers to make meaningful decisions about their finances.
    Under TISA, NCUA must promulgate regulations substantially similar 
to those issued by the Consumer Financial Protection Bureau, taking 
into account the nature of credit unions. See 12 U.S.C. 4311. NCUA's 
regulations governing all credit unions are found in 12 CFR Part 707.
    Respondents: Credit Unions.
    Estimated No. of Respondents/Recordkeepers: 6,859.
    Estimated Burden Hours per Response: Various.
    Frequency of Response: Quarterly per member.
    Estimated Total Annual Burden Hours: 43,456,180,359 hours.
    Estimated Total Annual Cost: Inestimable.

    By the National Credit Union Administration Board on July 30, 
2013.
Gerard Poliquin,
Secretary of the Board.
[FR Doc. 2013-18744 Filed 8-2-13; 8:45 am]
BILLING CODE 7535-01-P

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