Implementation of the Privacy Act of 1974, as Amended; Action To Modify and Terminate an Existing System of Records Publication, 44583-44585 [2013-17780]

Download as PDF sroberts on DSK5SPTVN1PROD with NOTICES Federal Register / Vol. 78, No. 142 / Wednesday, July 24, 2013 / Notices entities are ineligible to bid on any of the Mortgage Loans included in MHLS 2013–2: 1. Any employee of HUD, a member of such employee’s household, or an entity owned or controlled by any such employee or member of such an employee’s household; 2. Any individual or entity that is debarred, suspended, or excluded from doing business with HUD pursuant to Title 24 of the Code of Federal Regulations, Part 24, and Title 2 of the Code of Federal Regulations, Part 24; 3. Any contractor, subcontractor and/ or consultant or advisor (including any agent, employee, partner, director, principal or affiliate of any of the foregoing) who performed services for, or on behalf of, HUD in connection with MHLS 2013–2; 4. Any individual who was a principal, partner, director, agent or employee of any entity or individual described in subparagraph 3 above, at any time during which the entity or individual performed services for or on behalf of HUD in connection with MHLS 2013–2; 5. Any individual or entity that uses the services, directly or indirectly, of any person or entity ineligible under subparagraphs 1 through 4 above to assist in preparing any of its bids on the Mortgage Loans; 6. Any individual or entity which employs or uses the services of an employee of HUD (other than in such employee’s official capacity) who is involved in MHLS 2013–2; 7. Any affiliate, principal or employee of any person or entity that, within the two-year period prior to July 1, 2013, serviced any of the Mortgage Loans or performed other services for or on behalf of HUD; 8. Any contractor or subcontractor to HUD that otherwise had access to information concerning the Mortgage Loans on behalf of HUD or provided services to any person or entity which, within the two-year period prior to July 1, 2013, had access to information with respect to the Mortgage Loans on behalf of HUD; 9. Any employee, officer, director or any other person that provides or will provide services to the potential bidder with respect to such Mortgage Loans during any warranty period established for the Loan Sale, that serviced any of the Mortgage Loans or performed other services for or on behalf of HUD or within the two-year period prior to July 1, 2013, provided services to any person or entity which serviced, performed services or otherwise had access to information with respect to the Mortgage Loans for or on behalf of HUD; VerDate Mar<15>2010 16:35 Jul 23, 2013 Jkt 229001 10. Any mortgagor or operator that failed to submit to HUD on, or before July 15th, 2013 audited financial statements for fiscal years 2010 through 2012 (for such time as the project has been in operation or the prospective bidder served as operator, if less than three (3) years) for a project securing a Mortgage Loan; 11. Any individual or entity, and any Related Party (as such term is defined in the Qualification Statement) of such individual or entity, that is a mortgagor in any of HUD’s multifamily and/or healthcare housing programs and that is in default under such mortgage loan or is in violation of any regulatory or business agreements with HUD and fails to cure such default or violation by no later than July 15, 2013. The Qualification Statement provides further details pertaining to eligibility requirements. Prospective bidders should carefully review the Qualification Statement to determine whether they are eligible to submit bids on the Mortgage Loans in MHLS 2013– 2. Freedom of Information Act Requests HUD reserves the right, in its sole and absolute discretion, to disclose information regarding MHLS 2013–2, including, but not limited to, the identity of any successful bidder and its bid price or bid percentage for any pool of loans or individual loan, upon the closing of the sale of all the Mortgage Loans. Even if HUD elects not to publicly disclose any information relating to MHLS 2013–2, HUD will have the right to disclose any information that HUD is obligated to disclose pursuant to the Freedom of Information Act and all regulations promulgated thereunder. Scope of Notice This notice applies to MHLS 2013–2 and does not establish HUD’s policy for the sale of other mortgage loans. Dated: July 18, 2013. Carol J. Galante, Assistant Secretary for Housing—Federal Housing Commissioner. [FR Doc. 2013–17775 Filed 7–23–13; 8:45 am] BILLING CODE 4210–67–P ‘ PO 00000 Frm 00065 Fmt 4703 Sfmt 4703 44583 DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR–5693–N–04] Implementation of the Privacy Act of 1974, as Amended; Action To Modify and Terminate an Existing System of Records Publication Office of the Chief Information Officer, HUD. ACTION: Notice Modification and Termination. AGENCY: Pursuant to the Privacy Act of 1974 (U.S.C. 552a(e)(4)), as amended, and Office of Management and Budget (OMB), Circular No. A–130, the Department of Housing and Urban Development (HUD), Office of Assets Sales provides notice that it wishes to alter the ‘‘Delinquent/Default/Assigned/ Temporary Mortgage Assistance Payments Program’’ system of records publication. Subsequent modifications include a system name change to ‘‘Federal Housing Administration Loan Sale File’’, the removal and addition of new data disclosure requirements, and refinement to the categories of: ‘‘Individuals Covered by the System’’ and ‘‘Records Maintained by the System’’. Consequent changes meet the threshold requirements for filing a report with OMB and Congress. All revisions are conducted to reflect the present status of the information contained in this system. This notice supersedes and terminates the ‘‘Delinquent/Default/Assigned/ Temporary Mortgage Assistance Payments Program’’ system of records. The record system will continue to be utilized in the marketing of housing assets, to identify qualified potential purchasers, and to solicit bids for assets. This system supports HUD’s FHA Single Family Asset Sales liquidation functions. As such, potential investors will be granted preview rights to sample mortgage records pursuant to an executed agreement. A more detailed description of the purpose of the system is contained in the purpose section of this notice. DATES: Effective Date: This notice shall become effective, without further notice August 23, 2013, unless comments are received during or before this period which would result in a contrary determination. Comments Due Date: August 23, 2013. FOR FURTHER INFORMATION CONTACT: Donna Robinson-Staton, Chief Privacy Officer, 451 Seventh Street SW., Washington, DC 20410 (Attention: Capitol View Building, 4th Floor), telephone number: (202) 402–8073. [The SUMMARY: E:\FR\FM\24JYN1.SGM 24JYN1 44584 Federal Register / Vol. 78, No. 142 / Wednesday, July 24, 2013 / Notices above telephone number is not a toll free number.] A telecommunications device for hearing- and speech-impaired persons (TTY) is available by calling the Federal Relay Service’s toll-free telephone number (800) 877–8339. Authority: 5 U.S.C. 552a; 88 Stat. 1896; 42 U.S.C. 3535(d). Dated: July 12, 2013. Barbara Elliott, Acting Chief Information Officer. foreclosure sales, deeds of trust; and related correspondence. In addition, records in the system will include loan payment performance information and information pertaining to the history of the servicing of the loan, which include the number of default episodes, the length of the between loan origination and the first default episode, and information pertaining to prior loan modifications files. AUTHORITY FOR MAINTENANCE OF THE SYSTEM: SYSTEM OF RECORDS NO.: SFH/HWS.1 SYSTEM NAME: Federal Housing Administration Loan Sale File—Replacement for the Delinquent/Default/Assigned/ Temporary Mortgage Assistance Payments Program. SYSTEM LOCATION: 451 Seventh Street SW., Washington, DC 20410. Debt Exchange, Inc., 133 Federal Street, 10th Floor, Boston, MA 02110 will maintain some records on the loan sale program, and NARA for archival purposes. CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM: Mortgagors with HUD/FHA insured single-family mortgages that are delinquent or in default; mortgagors seeking assistance to prevent foreclosures; and mortgagors whose mortgages are held by HUD. sroberts on DSK5SPTVN1PROD with NOTICES CATEGORIES OF RECORDS IN THE SYSTEM: Records in this system consist of the following information which is provided to HUD by mortgage servicing entities that include: Mortgage loan origination information and servicing histories, loss mitigation and payment histories, notices of delinquent mortgages, FHA case numbers, current unpaid principal balance, current scheduled principal and interest payment, current interest rate, day month and year through which the mortgage is paid, date of last payment, amount of last payment, payments in last 12 months, escrow balance, mortgage rate, origination date, original balance, first payment date, maturity date, original term, remaining months to maturity, payment frequency, date of last modification, manner in which title held, subordinate liens and lien priority, original appraised value, original loan to value ratio, borrower credit scores and date of credit report, borrowers’ current income, mortgage debt to income ratios, borrower employment status, date foreclosure initiated, borrower bankruptcies, date loan referred for foreclosure, date of complaint or petition for foreclosure, date of VerDate Mar<15>2010 16:35 Jul 23, 2013 Jkt 229001 The authority for maintenance of the system: Sec. 204(g) of the National Housing Act 12 U.S.C. 1710(g). PURPOSE(S): The Federal Housing Administration (‘‘FHA’’) Loan Sale File is used to make financial information available to prospective investors purchasing defaulted FHA-insured loans. The FHA insures mortgages on single-family homes and pays insurance claims to lenders upon the mortgagor’s default. After paying an insurance claim submitted by a lender on a defaulted mortgage loan, the FHA must utilize various disposition strategies to reduce claim costs and maximize recoveries to the mortgage insurance funds. One such disposition strategy is the FHA Loan Sale Program, which offers pools of defaulted single-family loan for competitive bid at auction. Investors purchase the loans based on their determination of potential returns following acquisition. In order to maximize recovery to FHA and enable prospective purchasers to calculate pricing, FHA makes due diligence information available to prospective bidders. This information consists of detailed loan-level information, which is reviewed by bidders to evaluate investment potential. The availability of this due diligence information enhances pricing, improves returns, reduces claim costs and maximizes recovery to the FHA insurance funds. ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES OF USERS AND THE PURPOSES OF SUCH: In addition to those disclosures generally permitted under 5 U.S.C. 552a(b) of the Privacy Act. In addition to those disclosures generally permitted under 5 U.S.C. 552a(b) of the Privacy Act, HUD may disclose information contained in this system of records without the consent of the subject individual in accordance with its discretionary disclosures, when such disclosure is compatible with the purpose for which the record was collected providing that approval is obtained from the HUD’s system PO 00000 Frm 00066 Fmt 4703 Sfmt 4703 manager, only after satisfactory justification has been provided to the system manager, records may be disclosed. Please refer to HUD discretionary blanket routine uses 1 to see those uses that may be applicable to this system. Other routine uses applying to this system are as follows: (a) To the Internal Revenue Service for the purpose of administering tax reporting requirements. (b) To General Accounting Office for the purpose of performing audit for investigations, or oversight of operations as authorized by law, but only such information as is necessary and relevant to such audit or oversight function. (c) To HUD loan sale contractors to assist in the marketing and sale of loans, real estate, or other assets held by the HUD; due diligence information provided by prospective bidders will be granted pursuant to an executed confidentiality agreement. (d) To prospective purchasers (or any other individual or entities) who have signed an executed confidentiality agreement. (e) To consumer reporting agencies: Disclosure pursuant to 5 U.S.C. 552a(b)(12). Pursuant to 5 U.S.C. 552a(b)(12), disclosures may be made to a consumer reporting agency as defined in the Fair Reporting Act (15 U.S.C. 1681a(f) or the Federal Claims Collection Act of 1966 31 U.S.C. 3701(a)(3). POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, AND DISPOSING OF RECORDS IN THE SYSTEM: STORAGE: In file folders, desks and on computer server, magnetic tapes, drums, and discs, and NARA for archival purposes. RETRIEVABILITY: Name; case file number, property address. SAFEGUARDS: Records are maintained in lockable file cabinets; access to automated systems is by passwords and code identification cards access limited to authorized personnel. Access to due diligence information by prospective purchasers is subject to execution of a Confidentiality Agreement including specific requirements for the safeguarding of Personally Identifiable Information. RETENTION AND DISPOSAL: All electronic due diligence files received and posted by FHA contractors are returned to FHA’s Asset Sales Office 1 http://portal.hud.gov/hudportal/documents/ huddoc?id=append1.pdf. E:\FR\FM\24JYN1.SGM 24JYN1 Federal Register / Vol. 78, No. 142 / Wednesday, July 24, 2013 / Notices at the expiration of the contract term. Electronic data files returned to HUD by contractors are maintained in accordance with HUD’s Records Disposition Schedule, Handbook 2225.6, 7.1–10; Retain, archive, destroy as designated by schedule. Records can be destroyed when the destruction date is reached. As such, manual records will be destroyed by shredding or burning; electronic records will be disposed in accordance with IT Security Handbook 2400.25, 4.7.6. SYSTEM MANAGER(S) AND ADDRESS: Director, Asset Sales Office, Department of Housing and Urban Development, 451 Seventh Street SW., insert room number, Washington, DC 20410. For information, assistance, or inquiry about the existence of records, contact the Chief Privacy Officer, Department of Housing and Urban Development, 451 Seventh Street SW., Room 4156, Washington, DC 20410. (Attention: Capitol View Building, 4th Floor). Provide verification of your identity by providing two proofs of official identification. Your verification of identity must include your original signature and must be notarized. The Department’s rules for providing access to records to the individual concerned appear in 24 CFR Part 16. CONTESTING RECORDS PROCEDURES: The Department’s rules for contesting the contents of records and appealing initial denials, by the individual concerned, appear in 24 CFR Part 16. If additional information or assistance is needed, it may be obtained by contacting: (i) In relation to contesting contents of records, the Privacy Act Officer at the appropriate location. (ii) In relation to appeals of initial denials, the HUD Departmental Privacy Appeals Officer, Office of General Counsel, Department of Housing and Urban Development, 451 Seventh Street SW., Washington, DC 20410. sroberts on DSK5SPTVN1PROD with NOTICES RECORD SOURCE CATEGORIES: The source of records are subject individual; other individuals; current or previous employers; credit bureaus; financial institutions; other corporations or firms; Federal Government agencies; non-federal government (including foreign, state and local) agencies; law enforcement agencies. 16:35 Jul 23, 2013 Jkt 229001 None. [FR Doc. 2013–17780 Filed 7–23–13; 8:45 am] BILLING CODE 4210–67–P DEPARTMENT OF THE INTERIOR Fish and Wildlife Service [FWS–R1–ES–2013–N155; FXES11130100000_134_FF01E00000] Endangered and Threatened Wildlife and Plants; Recovery Permit Application Fish and Wildlife Service, Interior. ACTION: Notice of availability; request for comments. AGENCY: We, the U.S. Fish and Wildlife Service, invite the public to comment on the following application for a recovery permit to conduct activities with the purpose of enhancing the survival of an endangered species. The Endangered Species Act of 1973, as amended (Act), prohibits certain activities with endangered species unless a Federal permit allows such activity. The Act also requires that we invite public comment before issuing such permits. DATES: To ensure consideration, please send your written comments by August 23, 2013. ADDRESSES: Endangered Species Program Manager, Ecological Services, U.S. Fish and Wildlife Service, Pacific Regional Office, 911 NE 11th Avenue, Portland, OR 97232–4181. Please refer to the permit number for the application when submitting comments. FOR FURTHER INFORMATION CONTACT: Colleen Henson, Fish and Wildlife Biologist, at the above address or by telephone (503–231–6131) or fax (503– 231–6243). SUPPLEMENTARY INFORMATION: SUMMARY: NOTIFICATION AND ACCESS PROCEDURES: VerDate Mar<15>2010 SYSTEM EXEMPTED FROM CERTAIN PROVISIONS OF THE ACT: Background The Act (16 U.S.C. 1531 et seq.) prohibits certain activities with respect to endangered and threatened species unless a Federal permit allows such activity. Along with our implementing regulations in the Code of Federal Regulations (CFR) at 50 CFR 17, the Act provides for certain permits, and requires that we invite public comment before issuing these permits for endangered species. A permit granted by us under section 10(a)(1)(A) of the Act authorizes the permittee to conduct activities (including take or interstate commerce) PO 00000 Frm 00067 Fmt 4703 Sfmt 4703 44585 with respect to U.S. endangered or threatened species for scientific purposes or enhancement of propagation or survival. Our regulations implementing section 10(a)(1)(A) of the Act for these permits are found at 50 CFR 17.22 for endangered wildlife species, 50 CFR 17.32 for threatened wildlife species, 50 CFR 17.62 for endangered plant species, and 50 CFR 17.72 for threatened plant species. Application Available for Review and Comment We invite local, State, and Federal agencies, and the public to comment on the following application. Please refer to the appropriate permit number for the application when submitting comments. Documents and other information submitted with this application are available for review by request from the Endangered Species Program Manager at the address listed in the ADDRESSES section of this notice, subject to the requirements of the Privacy Act (5 U.S.C. 552a) and the Freedom of Information Act (5 U.S.C. 552). Permit Number: TE–09155B Applicant: Renee Ha, University of Washington, Seattle, Washington The applicant requests a permit to take (harass by survey; locate and monitor nests of; capture, band, weigh, and measure; collect blood samples for; attach radio transmitters to; and track) the Mariana crow (Corvus kubaryi) in conjunction with survey and population monitoring activities on the island of Rota, Commonwealth of the Northern Mariana Islands, for the purpose of enhancing the species’ survival. Public Availability of Comments All comments and materials we receive in response to this request will be available for public inspection, by appointment, during normal business hours at the address listed in the ADDRESSES section of this notice. Before including your address, phone number, email address, or other personal identifying information in your comment, you should be aware that your entire comment—including your personal identifying information—may be made publicly available at any time. While you can ask us in your comment to withhold your personal identifying information from public review, we cannot guarantee that we will be able to do so. Authority We provide this notice under section 10 of the Act (16 U.S.C. 1531 et seq.). E:\FR\FM\24JYN1.SGM 24JYN1

Agencies

[Federal Register Volume 78, Number 142 (Wednesday, July 24, 2013)]
[Notices]
[Pages 44583-44585]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-17780]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5693-N-04]


Implementation of the Privacy Act of 1974, as Amended; Action To 
Modify and Terminate an Existing System of Records Publication

AGENCY: Office of the Chief Information Officer, HUD.

ACTION: Notice Modification and Termination.

-----------------------------------------------------------------------

SUMMARY: Pursuant to the Privacy Act of 1974 (U.S.C. 552a(e)(4)), as 
amended, and Office of Management and Budget (OMB), Circular No. A-130, 
the Department of Housing and Urban Development (HUD), Office of Assets 
Sales provides notice that it wishes to alter the ``Delinquent/Default/
Assigned/Temporary Mortgage Assistance Payments Program'' system of 
records publication. Subsequent modifications include a system name 
change to ``Federal Housing Administration Loan Sale File'', the 
removal and addition of new data disclosure requirements, and 
refinement to the categories of: ``Individuals Covered by the System'' 
and ``Records Maintained by the System''. Consequent changes meet the 
threshold requirements for filing a report with OMB and Congress. All 
revisions are conducted to reflect the present status of the 
information contained in this system. This notice supersedes and 
terminates the ``Delinquent/Default/Assigned/Temporary Mortgage 
Assistance Payments Program'' system of records. The record system will 
continue to be utilized in the marketing of housing assets, to identify 
qualified potential purchasers, and to solicit bids for assets.
    This system supports HUD's FHA Single Family Asset Sales 
liquidation functions. As such, potential investors will be granted 
preview rights to sample mortgage records pursuant to an executed 
agreement. A more detailed description of the purpose of the system is 
contained in the purpose section of this notice.

DATES: Effective Date: This notice shall become effective, without 
further notice August 23, 2013, unless comments are received during or 
before this period which would result in a contrary determination.
    Comments Due Date: August 23, 2013.

FOR FURTHER INFORMATION CONTACT: Donna Robinson-Staton, Chief Privacy 
Officer, 451 Seventh Street SW., Washington, DC 20410 (Attention: 
Capitol View Building, 4th Floor), telephone number: (202) 402-8073. 
[The

[[Page 44584]]

above telephone number is not a toll free number.] A telecommunications 
device for hearing- and speech-impaired persons (TTY) is available by 
calling the Federal Relay Service's toll-free telephone number (800) 
877-8339.

    Authority: 5 U.S.C. 552a; 88 Stat. 1896; 42 U.S.C. 3535(d).

    Dated: July 12, 2013.
Barbara Elliott,
Acting Chief Information Officer.

SYSTEM OF RECORDS NO.: SFH/HWS.1

SYSTEM NAME:
    Federal Housing Administration Loan Sale File--Replacement for the 
Delinquent/Default/Assigned/Temporary Mortgage Assistance Payments 
Program.

SYSTEM LOCATION:
    451 Seventh Street SW., Washington, DC 20410. Debt Exchange, Inc., 
133 Federal Street, 10th Floor, Boston, MA 02110 will maintain some 
records on the loan sale program, and NARA for archival purposes.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Mortgagors with HUD/FHA insured single-family mortgages that are 
delinquent or in default; mortgagors seeking assistance to prevent 
foreclosures; and mortgagors whose mortgages are held by HUD.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records in this system consist of the following information which 
is provided to HUD by mortgage servicing entities that include: 
Mortgage loan origination information and servicing histories, loss 
mitigation and payment histories, notices of delinquent mortgages, FHA 
case numbers, current unpaid principal balance, current scheduled 
principal and interest payment, current interest rate, day month and 
year through which the mortgage is paid, date of last payment, amount 
of last payment, payments in last 12 months, escrow balance, mortgage 
rate, origination date, original balance, first payment date, maturity 
date, original term, remaining months to maturity, payment frequency, 
date of last modification, manner in which title held, subordinate 
liens and lien priority, original appraised value, original loan to 
value ratio, borrower credit scores and date of credit report, 
borrowers' current income, mortgage debt to income ratios, borrower 
employment status, date foreclosure initiated, borrower bankruptcies, 
date loan referred for foreclosure, date of complaint or petition for 
foreclosure, date of foreclosure sales, deeds of trust; and related 
correspondence. In addition, records in the system will include loan 
payment performance information and information pertaining to the 
history of the servicing of the loan, which include the number of 
default episodes, the length of the between loan origination and the 
first default episode, and information pertaining to prior loan 
modifications files.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    The authority for maintenance of the system: Sec. 204(g) of the 
National Housing Act 12 U.S.C. 1710(g).

PURPOSE(s):
    The Federal Housing Administration (``FHA'') Loan Sale File is used 
to make financial information available to prospective investors 
purchasing defaulted FHA-insured loans. The FHA insures mortgages on 
single-family homes and pays insurance claims to lenders upon the 
mortgagor's default. After paying an insurance claim submitted by a 
lender on a defaulted mortgage loan, the FHA must utilize various 
disposition strategies to reduce claim costs and maximize recoveries to 
the mortgage insurance funds. One such disposition strategy is the FHA 
Loan Sale Program, which offers pools of defaulted single-family loan 
for competitive bid at auction. Investors purchase the loans based on 
their determination of potential returns following acquisition. In 
order to maximize recovery to FHA and enable prospective purchasers to 
calculate pricing, FHA makes due diligence information available to 
prospective bidders. This information consists of detailed loan-level 
information, which is reviewed by bidders to evaluate investment 
potential. The availability of this due diligence information enhances 
pricing, improves returns, reduces claim costs and maximizes recovery 
to the FHA insurance funds.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH:
    In addition to those disclosures generally permitted under 5 U.S.C. 
552a(b) of the Privacy Act. In addition to those disclosures generally 
permitted under 5 U.S.C. 552a(b) of the Privacy Act, HUD may disclose 
information contained in this system of records without the consent of 
the subject individual in accordance with its discretionary 
disclosures, when such disclosure is compatible with the purpose for 
which the record was collected providing that approval is obtained from 
the HUD's system manager, only after satisfactory justification has 
been provided to the system manager, records may be disclosed. Please 
refer to HUD discretionary blanket routine uses \1\ to see those uses 
that may be applicable to this system. Other routine uses applying to 
this system are as follows:
---------------------------------------------------------------------------

    \1\ http://portal.hud.gov/hudportal/documents/huddoc?id=append1.pdf.
---------------------------------------------------------------------------

    (a) To the Internal Revenue Service for the purpose of 
administering tax reporting requirements.
    (b) To General Accounting Office for the purpose of performing 
audit for investigations, or oversight of operations as authorized by 
law, but only such information as is necessary and relevant to such 
audit or oversight function.
    (c) To HUD loan sale contractors to assist in the marketing and 
sale of loans, real estate, or other assets held by the HUD; due 
diligence information provided by prospective bidders will be granted 
pursuant to an executed confidentiality agreement.
    (d) To prospective purchasers (or any other individual or entities) 
who have signed an executed confidentiality agreement.
    (e) To consumer reporting agencies: Disclosure pursuant to 5 U.S.C. 
552a(b)(12). Pursuant to 5 U.S.C. 552a(b)(12), disclosures may be made 
to a consumer reporting agency as defined in the Fair Reporting Act (15 
U.S.C. 1681a(f) or the Federal Claims Collection Act of 1966 31 U.S.C. 
3701(a)(3).

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    In file folders, desks and on computer server, magnetic tapes, 
drums, and discs, and NARA for archival purposes.

RETRIEVABILITY:
    Name; case file number, property address.

SAFEGUARDS:
    Records are maintained in lockable file cabinets; access to 
automated systems is by passwords and code identification cards access 
limited to authorized personnel. Access to due diligence information by 
prospective purchasers is subject to execution of a Confidentiality 
Agreement including specific requirements for the safeguarding of 
Personally Identifiable Information.

RETENTION AND DISPOSAL:
    All electronic due diligence files received and posted by FHA 
contractors are returned to FHA's Asset Sales Office

[[Page 44585]]

at the expiration of the contract term. Electronic data files returned 
to HUD by contractors are maintained in accordance with HUD's Records 
Disposition Schedule, Handbook 2225.6, 7.1-10; Retain, archive, destroy 
as designated by schedule. Records can be destroyed when the 
destruction date is reached. As such, manual records will be destroyed 
by shredding or burning; electronic records will be disposed in 
accordance with IT Security Handbook 2400.25, 4.7.6.

SYSTEM MANAGER(S) AND ADDRESS:
    Director, Asset Sales Office, Department of Housing and Urban 
Development, 451 Seventh Street SW., insert room number, Washington, DC 
20410.

NOTIFICATION AND ACCESS PROCEDURES:
    For information, assistance, or inquiry about the existence of 
records, contact the Chief Privacy Officer, Department of Housing and 
Urban Development, 451 Seventh Street SW., Room 4156, Washington, DC 
20410. (Attention: Capitol View Building, 4th Floor). Provide 
verification of your identity by providing two proofs of official 
identification. Your verification of identity must include your 
original signature and must be notarized. The Department's rules for 
providing access to records to the individual concerned appear in 24 
CFR Part 16.

CONTESTING RECORDS PROCEDURES:
    The Department's rules for contesting the contents of records and 
appealing initial denials, by the individual concerned, appear in 24 
CFR Part 16. If additional information or assistance is needed, it may 
be obtained by contacting:
    (i) In relation to contesting contents of records, the Privacy Act 
Officer at the appropriate location.
    (ii) In relation to appeals of initial denials, the HUD 
Departmental Privacy Appeals Officer, Office of General Counsel, 
Department of Housing and Urban Development, 451 Seventh Street SW., 
Washington, DC 20410.

RECORD SOURCE CATEGORIES:
    The source of records are subject individual; other individuals; 
current or previous employers; credit bureaus; financial institutions; 
other corporations or firms; Federal Government agencies; non-federal 
government (including foreign, state and local) agencies; law 
enforcement agencies.

SYSTEM EXEMPTED FROM CERTAIN PROVISIONS OF THE ACT:
    None.

[FR Doc. 2013-17780 Filed 7-23-13; 8:45 am]
BILLING CODE 4210-67-P