Agency Information Collection Activities; Submission for OMB Review; Comment Request; Minimum Security Devices and Procedures, Reports of Suspicious Activities, and Bank Secrecy Act Compliance Program, 24805-24809 [2013-09865]

Agencies

• Office of the Comptroller of the Currency
• DEPARTMENT OF THE TREASURY

[Federal Register Volume 78, Number 81 (Friday, April 26, 2013)]
[Notices]
[Pages 24805-24809]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-09865]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency


Agency Information Collection Activities; Submission for OMB 
Review; Comment Request; Minimum Security Devices and Procedures, 
Reports of Suspicious Activities, and Bank Secrecy Act Compliance 
Program

AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.

ACTION: Notice and request for comment.

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SUMMARY: The OCC, as part of its continuing effort to reduce paperwork 
and respondent burden, invites the general public and other Federal 
agencies to comment on a continuing information collection, as required 
by the Paperwork Reduction Act of 1995.
    Under the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35) 
(PRA), Federal agencies are required to publish notice in the Federal 
Register concerning each proposed collection of information, including 
each proposed extension of an existing collection of information.
    In accordance with the requirements of the PRA, the OCC may not 
conduct or sponsor, and the respondent is not required to respond to, 
an information collection unless it displays a currently valid Office 
of Management and Budget (OMB) control number.
    The OCC is soliciting comments concerning the currently approved 
Minimum Security Devices and Procedures, Reports of Suspicious 
Activities, and Bank Secrecy Act Compliance Program information 
collection. The Minimum Security Devices and Procedures and Bank 
Secrecy Act Compliance Program portion of the information collection is 
being extended without change. The OCC is proposing to extend, with 
revision, the interagency suspicious activity report (SAR-DI) portion 
of the collection and is inviting comments on this revision.
    As the Bank Secrecy Act (BSA) administrator, the Financial Crimes 
Enforcement Network (FinCEN) in the U.S. Department of Treasury is 
changing from a system originally designed for collecting industry-
specific paper forms to a modernized information technology environment 
centered on electronic reporting. Based on financial institution type, 
depository institutions, broker-dealers in securities, futures 
commission merchants and introducing brokers in commodities, insurance 
companies, mutual funds, money services businesses, and casinos file 
reports on four separate forms. FinCEN's new approach is to have one 
electronically filed interactive BSA SAR that will be used by all 
filing institutions to report suspicious activity as of April 1, 2013.
    There are no proposed changes to the suspicious activity report 
regulation. National banks and federal savings associations supervised 
by the OCC will continue to follow the regulation, interagency 
guidance, and filing instructions to determine when a report should be 
filed and what information should be included in the report.
    The interactive BSA SAR has several new data fields and introduces 
data fields from the SARs of other industries. On March 29, 2012, 
FinCEN released guidance titled, ``Filing FinCEN's New Currency 
Transaction Report and Suspicious Activity Report'' (FIN-2012-G002). 
The guidance notes that FinCEN is making available additional and more 
specific data elements (that is, characterizations of suspicious 
activity and types of financial services) as a more efficient way to 
bring information about suspicious activity to the attention of FinCEN 
and law enforcement. The guidance clarified the addition of new and 
expanded data elements does not create an expectation that financial 
institutions will revise internal programs, or develop new programs, to 
capture information that reflects the expanded data elements. Data 
elements designated as ``critical fields (questions for which an answer 
must be provided) in the BSA SAR are identified by the asterisk 
preceding the data element number.
    The OCC is also announcing that the proposed collection of 
information has been submitted to OMB for review and clearance under 
the Paperwork Reduction Act of 1995.

DATES: Comments must be submitted by May 28, 2013.

ADDRESSES: Because paper mail in the Washington, DC area and at the OCC 
is subject to delay, commenters are encouraged to submit comments by 
email if possible. Comments may be sent to: Legislative and Regulatory 
Activities Division, Office of the Comptroller of the Currency, 
Attention: 1557-0180, 400 7th Street SW., Suite 3E-218, Mail Stop 9W-
11, Washington, DC 20219. In addition, comments may be sent by fax to 
(571) 465-4326 or by electronic mail to regs.comments@occ.treas.gov. 
You may personally inspect and photocopy comments at the OCC, 400 7th 
Street SW., Washington, DC 20219. For security reasons, the OCC 
requires that visitors make an appointment to inspect comments. You may 
do so by calling (202) 649-6700. Upon arrival, visitors will be 
required to present valid government-issued photo identification and to 
submit to security screening in order to inspect and photocopy 
comments.
    All comments received, including attachments and other supporting 
materials, are part of the public record and subject to public 
disclosure. Do not enclose any information in your comment or 
supporting materials that you consider confidential or inappropriate 
for public disclosure.
    Additionally, please send a copy of your comments by mail to: OCC 
Desk Officer, 1557-0231, U.S. Office of Management and Budget, 725 17th 
Street NW., 10235, Washington, DC 20503, or by email to: oira 
submission@omb.eop.gov.

FOR FURTHER INFORMATION CONTACT: You can request additional information 
from or a copy of the collection from Johnny Vilela or Mary H. 
Gottlieb, Clearance Officers, (202) 649-5490, Legislative and 
Regulatory Activities Division (1557-0231), Office of the Comptroller 
of the Currency, 400 7th Street SW., Suite 3E-218, Mail Stop 9W-11, 
Washington, DC 20219.

SUPPLEMENTARY INFORMATION: In compliance with 44 U.S.C. 3507, the OCC 
has submitted the following proposed collection of information to OMB 
for review and clearance.
    Title: Minimum Security Devices and Procedures, Reports of 
Suspicious

[[Page 24806]]

Activities, and Bank Secrecy Act Compliance program.
    OMB Control No.: 1557-0180.
    Form Numbers: 8010-1/8010-9.
    In 1985, the bank supervisory agencies (Agencies),\1\ issued 
procedures to be used by banks and certain other financial institutions 
operating in the United States to report known or suspected criminal 
activities to the appropriate law enforcement and banking supervisory 
agencies. Beginning in 1994, the Agencies and FinCEN redesigned the 
reporting process and developed the suspicious activity report, which 
became effective in April 1996. The report is authorized by the 
following regulations: 31 CFR 103.18 (FinCEN); 12 CFR 21.11 and 12 CFR 
163.180 (OCC); 12 CFR 208.62(c), 211.5(k), 211.24(f), and 225.4(f) 
(Board); 12 CFR 353.3 (FDIC); 12 CFR 748.1 (NCUA). The regulations were 
issued under the authority contained in the following statutes: 31 
U.S.C. 5318(g) (FinCEN); 12 U.S.C. 93a, 1463, 1464, 1818, 1881-84, 
3401-22, 31 U.S.C. 5318 (OCC); 12 U.S.C. 248(a)(1), 625, 1818, 1844(c), 
3105(c)(2) and 3106(a) (Board); 12 U.S.C. 1818-1820 (FDIC); 12 U.S.C. 
1766(a), 1789(a) (NCUA).
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    \1\ The Comptroller of the Currency, the Board of Governors of 
the Federal Reserve System, the Federal Deposit Insurance 
Corporation, and the National Credit Union Administration.
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    Prior to the suspicious activity report effective date of April 
1996, the OCC, the other agencies, and FinCEN each issued new and 
nearly identical rules mandating the use of the interagency SAR-DI for 
reporting suspicious activities. In separate actions, FinCEN also 
enacted regulations requiring other types of financial institutions, 
such as brokers or dealers in securities and futures, money services 
businesses (money transmitters, issuers and sellers of money orders and 
travelers' checks, check cashers, and dealers in foreign exchange), 
casinos and card clubs, and insurance companies to file reports on 
suspicious activities.
    In January 2003, check boxes were added to Part III of the SAR-DI 
to note terrorist financing and identity theft as suspicious activities 
and the safe harbor language in the instructions was updated to reflect 
changes made by the Uniting and Strengthening America by Providing 
Appropriate Tools Required to Intercept and Obstruct Terrorism (USA 
PATRIOT) Act of 2001. In 2006, the SAR-DI form was revised to support a 
new joint filing initiative aimed at reducing the total number of 
duplicate reports filed for a single suspicious transaction. On May 1, 
2007, FinCEN published a Federal Register notice (72 FR 23891) \2\ 
announcing the delayed implementation of these revisions, which 
ultimately were never implemented.
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    \2\ https://www.fincen.gov/statutes_regs/frn/pdf/sar_fr_notice.pdf.
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    On October 15, 2010, FinCEN issued a 60-day notice titled 
``Proposed Collection; Comment Request; Bank Secrecy Act Suspicious 
Activity Report Database Proposed Data Fields.'' The notice sought 
input on technical matters as FinCEN transitions from a system 
originally designed for collecting paper forms to a modernized 
information technology environment for electronic reporting. 
Thereafter, a notice was issued on May 6, 2011 by the Treasury 
Department's Office of Information Management advising the public of a 
new collection by FinCEN and stating that FinCEN was submitting the BSA 
SAR comments to OMB for review. The notice stated, ``FinCEN is fielding 
a new system of record to support the collection and dissemination of 
BSA data to law enforcement and other regulatory agencies. The BSA SAR 
is a new dynamic information collection tool that will serve as the 
principle [sic] collection instrument to be used by financial 
institutions to record and report suspicious activity.'' On July 15, 
2011, FinCEN received final approval of the BSA-SAR \3\ from the Office 
of Management and Budget, which concluded FinCEN's October 15, 2010, 
request for comment.
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    \3\ https://www.reginfo.gov/public/do/PRAViewICR?ref_nbr=201104-1506-002.
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    On May 11, 2012, the OCC published a final Federal Register notice 
(77 FR 27858) announcing the extension for three years, without 
revision, of the ``Reports of Suspicious Activities'' data collection. 
OCC renewal was necessary because the current SAR-DI form is expiring 
and will continue to be accepted by FinCEN until March 31, 2013. The 
OCC is now seeking industry comment on the interactive BSA SAR that 
will be used to report suspicious activity as of April 1, 2013. 
Comments will be summarized and/or included in the request for Office 
of Management and Budget approval.

Proposed Revisions

    The revised BSA SAR would integrate four institution-specific SARs 
into one universal data collection. The previous five parts of the SAR-
DI remain with changes to their titles and placement in order of 
completion.
    The proposed BSA-SAR is described below by form part. Fields from 
other industry SARs that may be new to depository institutions as well 
as specific data fields that are new to all types of industry filers 
have been identified. In the description provided below, questions for 
which answers must be provided (referred to as ``critical fields'') are 
identified with the * symbol in front of the data element number.

Type of Filing

    Field 1 is the Type of Filing and requires the filer to designate 
the category that best describes the filing from a set of choices:
    *1. Check all that apply--a. Initial report; b. Correct/amend prior 
report; c. Continuing activity report; d. Joint report; e. Prior report 
document control/file number if 1b or 1c are checked.
    On the current SAR-DI there is only one choice in data field 1 for 
those reports that corrected a prior report.

Part I: Subject Information

    Part I is titled ``Subject Information'' and it requires the filer 
to provide information for each subject involved in the suspicious 
activity. Subject Information is titled ``Suspect Information'' on the 
current SAR-DI. As with the current SAR-DI, multiple subjects may be 
included in Part I.
    Each of the critical fields (*) in this part has a new check box 
that may be used if the information is unknown. If that box is checked, 
the filer would not need to enter any information in that field.
    In Part I, with the exception of the check box to indicate if the 
requested information is unknown, these data fields remain the same, 
with no additions or changes from the SAR-DI:
    *3. Individual's last name or entity's legal name--a. (check if) 
unknown
    *4. First name--a. (check if) unknown
    5. Middle initial (middle name for electronic filers)
    7. Occupation or type of business
    *8. Address--a. (check if) unknown
    *9. City--a. (check if) unknown
    *10. State--a. (check if) unknown
    *11. ZIP/Postal Code--a. (check if) unknown
    *12. Country Code--a. (check if) unknown
    *13. TIN--a. (check if) unknown
    *16. Date of birth mm/dd/yyyy--a. (check if) unknown
    Listed below are the remaining data fields in Part I that would be 
considered new data fields or data fields that would be modified.
    2. Check--a. If entity; b. If all critical (*) subject information 
is unavailable (If 2b is checked this part may be left blank)
    5a. Gender--b. (Check if) Male; c. (Check if) Female; d. (Check if) 
Unknown

[[Page 24807]]

    6. Alternate name, e.g. AKA for an Individual or DBA for an Entity
    7a. NAICS Code (North American Industry Classification system code 
that corresponds to 7)
    14. TIN type (* if 13 is completed)--a. EIN; b. SSN-ITIN; c. 
Foreign
    *15. Form of identification for subject--a. (check if) unknown (or 
not obtained); b. (check if) Driver's license/state ID; c. (check if) 
Passport; d. (check if) Alien registration; e. Number; f. Issuing 
state; g. Issuing country; z. (check if) Other
    17. Phone number type--a. (check if) Home; b. (check if) Work; c. 
(check if) Mobile; d. (check if) Fax
    18. Phone number--a. Extension (if any)
    19. Email address (if available).
    19a. Web site (URL) address (if available).
    20. Corroborative statement to filer?--a. (check if) Yes; b. (check 
if) No (This was Admission/Confession on the SAR-DI).
    21. Relationship of the subject to the filing institution (check 
all that apply)--
    a. Institution TIN; b. Accountant; c. Agent; d. Appraiser; e. 
Attorney; f. Borrower; g. Customer; h. Director; i. Employee; j. No 
relationship to institution; k. Officer; l. Owner or Controlling 
Shareholder; z. Other.
    22. If item 21h, 21i, 21j, or 21k is checked, indicate status of 
relationship--a. (check if) Relationship continues; b. (check if) 
Terminated; c. (check if) Suspended/barred; d. (check if) Resigned.
    23. Action date if 22 b, c, or d is checked.
    *24. Financial Institution EIN and account number(s) affected that 
are related to subject, if any--a. (check if) No known account 
involved; b. (check if) Non-US Financial Institution; c. TIN; d. 
Account number; e. (check if) Closed;
    25. Subject's role in suspicious activity (if applicable); a. 
(check if) Purchaser/Sender; b. (check if) Payee/Receiver; c. (check 
if) Both a and b.

Part II--Suspicious Activity Information

    Part II, ``Suspicious Activity Information,'' would require the 
filer to describe the suspicious activity that occurred.
    Part II items would cover all filer institution types so all filers 
would see field options that may not pertain to their report (such as 
casino activities). Filers would only be required to complete those 
items that apply to their institution and pertain to the report being 
filed.
    In Part II, with the exception of the ``unknown check box'' these 
data fields would remain the same as the current SAR-DI:
    *27. Date or date range of suspicious activity for this report--a. 
From: mm/dd/yyyy; b. To: mm/dd/yyyy.
    The remaining data fields in this Part, specifically the 
characterizations of suspicious activity, would be modified and 
expanded when compared to the current SAR-DI. There are now 10 general 
categories and each category would be further broken down to specific 
types of suspicious activity.
    *26. Amount involved in this report--a. (check if) Amount unknown; 
b. (check if) No amount involved.
    28. Cumulative amount only if box 1c (continuing activity report) 
is checked.
    29. Structuring--a. Alters transaction to avoid BSA recordkeeping 
requirement; b. Alters transactions to avoid CTR requirement; c. 
Customer cancels transaction to avoid BSA reporting and recordkeeping 
requirements; d. Multiple transactions below BSA recordkeeping 
threshold; e. Multiple transactions below CTR threshold; f. Suspicious 
inquiry by customer regarding BSA reporting or recordkeeping 
requirements; z. Other (specify type of suspicious activity in space 
provided).
    30. Terrorist Financing--a. Known or suspected terrorist/terrorist 
organization; z. Other (specify type of suspicious activity in space 
provided).
    31. Fraud (Type)--a. ACH; b. Business loan; c. Check; d. Consumer 
loan; e. Credit/Debit card; f. Healthcare; g. Mail; h. Mass-marketing; 
i. Pyramid scheme; j. Wire; z. Other (specify type of suspicious 
activity in space provided).
    32. Casinos--a. Inquiry about end of business day; b. Minimal 
gaming with large transactions; c. Suspicious intra-casino funds 
transfers; d. Suspicious use of counter checks or markers; z. Other 
(specify type of suspicious activity in space provided).
    33. Money laundering--a. Exchanges small bills for large bills or 
vice versa; b. Suspicion concerning the physical condition of funds; c. 
Suspicion concerning the source of funds; d. Suspicious designation of 
beneficiaries, assignees or joint owners; e. Suspicious EFT/wire 
transfers; f. Suspicious exchange of currencies; g. Suspicious receipt 
of government payments/benefits; h. Suspicious use of multiple 
accounts; i. Suspicious use of noncash monetary instruments; j. 
Suspicious use of third-party transactors (straw-man); k. Trade Based 
Money Laundering/Black Market Peso Exchange; l. Transaction out of 
pattern for customer(s); z. Other (specify type of suspicious activity 
in space provided).
    34. Identification/Documentation--a. Changes spelling or 
arrangement of name; b. Multiple individuals with same or similar 
identities; c. Provided questionable or false documentation; d. Refused 
or avoided request for documentation; e. Single individual with 
multiple identities; z. Other.
    35. Other suspicious activities--a. Account takeover; b. Bribery or 
gratuity; c. Counterfeit instruments; d. Elder financial exploitation; 
e. Embezzlement/theft/disappearance of funds; f. Forgeries; g. Identity 
theft; h. Little or no concern for product performance penalties, fees, 
or tax consequences; i. Misuse of ``free look''/cooling off/right of 
rescission; j. Misuse of position or self-dealing; k. Suspected public/
private corruption (domestic); l. Suspected public/private corruption 
(foreign); m. suspicious use of informal value transfer system; n. 
Suspicious use of multiple transaction locations; o. Transaction with 
no apparent economic, business, or lawful purpose; p. Two or more 
individuals working together; q. Unauthorized electronic intrusion; r. 
Unlicensed or unregistered MSB; z. Other (specify type of suspicious 
activity in space provided).
    36. Insurance--a. Excessive insurance; b. Excessive or unusual cash 
borrowing against policy/annuity; c. Proceeds sent to or received 
unrelated third party; d. Suspicious life settlement sales insurance 
(e.g. STOLI's, Viaticals); e. Suspicious termination of policy or 
contract; f. Unclear or no insurable interest; z. Other (specify type 
of suspicious activity in space provided).
    37. Securities/Futures/Options--a. Insider trading; b. Market 
manipulation/wash trading; c. Misappropriation; d. Unauthorized 
pooling; z. Other (specify type of suspicious activity in space 
provided).
    38. Mortgage fraud--a. Appraisal fraud; b. Foreclosure fraud; c. 
Loan modification fraud; d. Reverse mortgage fraud; z. Other.
    39. Were any of the following instrument/product type(s) involved 
in the suspicious activity? Check all that apply: a. Bonds/Notes; b. 
Commercial mortgage; c. Commercial paper; d. Credit card; e. Debit 
card; f. Forex transactions; g. Futures/Options on futures; h. Hedge 
fund; i. Home equity loan; j. Home equity line of credit; k. Insurance/
Annuity products; l. Mutual fund; m. Options on securities; n. Penny 
stocks/Microcap securities; o. Prepaid access; p. Residential mortgage; 
q. Security futures products; r. Stocks; s. Swap, hybrid or other 
derivative; z. Other (specify type in space provided).
    40. Were any of the following instrument type(s)/payment

[[Page 24808]]

mechanism(s) involved in the suspicious activity? Check all that 
apply--a. Bank/Cashier's check; b. Foreign currency; c. Funds transfer; 
d. Gaming instruments; e. Government payment; f. Money orders; g. 
Personal/Business check; h. Travelers check; i. U.S. Currency; z. Other 
(specify type in space provided).
    41. Commodity type (if applicable).
    42. Product/Instrument description (if needed).
    43. Market where traded (list of codes will be provided--dropdown 
menu for electronic filers).
    44. IP Address (if available) (multiple entries allowed for 
electronic filers).
    45. CUSIP number (multiple entries allowed for electronic filers).
    46. CUSIP number (multiple entries allowed for electronic filers).

Part III--Information About Financial Institution Where Activity 
Occurred

    Part III information would be about the financial institution(s) 
where the suspicious activity occurred. A separate Part III record 
would be completed on each financial institution involved in the 
suspicious activity. The data fields in Part III would be modified and 
expanded when compared to the current SAR-DI.
    *47. Type of financial institution (check only one)--a. Casino/Card 
club; b. Depository institution; c. Insurance company; d. MSB; e. 
Securities/Futures; z. Other (specify type of institution in space 
provided).
    *48. Primary Federal Regulator--A = Commodities Futures Trading 
Commission (CFTC); B = Federal Reserve Board (FRB); C = Federal Deposit 
Insurance Corporation (FDIC); D = Internal Revenue Service (IRS); E = 
National Credit Union Administration (NCUA); F = Office of the 
Comptroller of the Currency (OCC); G = Securities and Exchange 
Commission (SEC); Z = Not Applicable.
    49. If item 47a is checked indicate type (Check only one)--a. State 
licensed casino; b. Tribal authorized casino; c. Card club; d. Other 
(specify).
    50. If item 47e is checked, indicate type of Securities and Futures 
institution or individual where activity occurred--check box(es) for 
functions that apply to this report--a. Clearing broker-securities; b. 
Futures Commission Merchant; c. Holding company; d. Introducing broker-
commodities; e. Introducing broker-securities; f. Investment Advisor; 
g. Investment company; h. Retail foreign exchange dealer; i. Subsidiary 
of financial/bank holding company; z. Other (specify type of 
institution or individual in space provided).
    51. Financial institution identification number (Check one box to 
indicate type)--a. (check if) CRD number; b. (check if) IARD number; c. 
(check if) NFA number; d. (check if) RSSD number; e. (check if) SEC 
number; f. Identification number.
    52. Financial institution's role in transaction (if applicable)--a. 
(check if) Selling location; b. (check if) Paying location; (check if) 
Both a & b.
    *53. Legal name of financial institution--a. (check if) unknown.
    54. Alternate name, e.g., AKA--individual or trade name, DBA--
entity.
    *55. TIN--a. (check if) unknown.
    56. TIN type (* if 55 is completed)--a. EIN; b. SSN-ITIN; c. 
Foreign.
    *57. Address--a. (check if) unknown.
    *58. City--a. (check if) unknown.
    59. State.
    *60 ZIP/Postal Code--a. (check if) unknown.
    *61. Country.
    62. Internal control/file number.
    63. Loss to financial institution (if applicable).
    64. Branch's role in transaction (if applicable)--a. (check if) 
Selling location; b. (check if) Paying location; c. (check if) Both a 
and b.
    *65. Address of branch or office where activity occurred--a. (if no 
branch activity involved, check box a).
    66. RSSD number (of the branch).
    67. City.
    68. State.
    69. ZIP/Postal Code.
    70. Country (2 letter code--list provided).

Part IV--Filing Institution Contact Information

    Part IV information would be about the lead financial institution 
or holding company that is filing the BSA SAR. There would be only one 
Part IV record for each filing. Part IV would take fields previously 
contained in Part I, Part III, and Part IV on the SAR-DI as well as 
added new fields.
    *78. Primary Federal Regulator--A = Commodities Futures Trading 
Commission (CFTC); B = Federal Reserve Board (FRB); C = Federal Deposit 
Insurance Corporation (FDIC); D = Internal Revenue Service (IRS); E = 
National Credit Union Administration (NCUA); F = Office of the 
Comptroller of the Currency (OCC); G = Securities and Exchange 
Commission (SEC); Z = Not Applicable.
    *79. Filer name (Holding company, lead financial institution).
    *80. TIN.
    *81. TIN type--a. EIN; b. SSN/ITIN; c. Foreign.
    *82. Type of financial institution (check only one)--a. Casino/Card 
club; b. Depository institution; c. Insurance company; d. MSB; e. 
Securities/Futures; z. Other (specify type of institution in space 
provided).
    83. Type of Securities and Futures institution or individual filing 
this report-check box(es) for function(s) that apply to this report--a. 
Clearing broker--securities; b. CPO/CTA; c. Futures Commission 
Merchant; d. Holding company; e. Introducing broker--commodities; f. 
Introducing broker--securities; g. Investment Adviser; h. Investment 
company; i. Retail foreign exchange dealer; j. SRO Futures; k. SRO 
Securities; l. Subsidiary of financial/bank holding company; z. Other 
(specify type of institution or individual in space provided).
    84. Filing institution identification number (Check one box to 
indicate type)--a. (check if) CRD number; b. (check if) IARD number; c. 
(check if) NFA number; d. (check if) RSSD number; e. (check if) SEC 
number; f. Identification number.
    *85. Address.
    *86. City.
    87. State.
    *88. ZIP/Postal Code.
    *89. Country.
    90. Alternate name, e.g., AKA--individual or trade name, DBA--
entity.
    91. Internal control/file number.
    92. LE contact agency.
    93. LE contact name.
    94. LE contact phone number--a. Extension (if any).
    95. LE contact date.
    *96. Designated contact office.
    *97. Designated contact office phone number including area code--a. 
Extension (if any).
    *98. Date filed.

Part V--Suspicious Activity Information Explanation/Description

    Part V would require the filer to provide a chronological and 
complete narrative account of the activity, including what is unusual, 
irregular, or suspicious about the activity. In the BSA-SAR this part 
would be a text file that is limited to 17,000 characters 
(approximately six pages). Institutions may, but are not required to, 
attach an MS Excel-compatible file (no larger than 1 MB) providing 
details in tabular form of transactions subject to the suspicious 
activity discussed in the text file.
    In the Federal Register of February 8, 2013 (78 FR 9452), the OCC 
published a 60-day notice soliciting comments concerning this 
information collection. The OCC received no comments.
    Type of Review: Regular.
    Affected Public: Business, for-profit institutions, and non-profit
    Estimated Number of Respondents: 1,869.

[[Page 24809]]

    Estimated Total Annual Responses: 386,883.
    Estimated Burden per Response: 2.5 hours (includes 1.5 hours burden 
per response and one hour recordkeeping).
    Estimated Total Annual Burden: 967,207.5 hours.
    An agency may not conduct or sponsor, and a person is not required 
to respond to, a collection of information unless the collection of 
information displays a valid Office of Management and Budget control 
number. Records required to be retained under the Bank Secrecy Act and 
these regulations issued by the Banking Supervisory Agencies must be 
retained for five years. Generally, information collected pursuant to 
the Bank Secrecy Act is confidential, but may be shared as provided by 
law with regulatory and law enforcement authorities.
    Comments continue to be invited on:
    (a) Whether the collection of information is necessary for the 
proper performance of the functions of the agency, including whether 
the information has practical utility;
    (b) The accuracy of the agency's estimate of the burden of the 
collection of information;
    (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    (d) Ways to minimize the burden of the collection on respondents, 
including through the use of automated collection techniques or other 
forms of information technology; and
    (e) Estimates of capital or start-up costs and costs of operation, 
maintenance, and purchase of services to provide information.
    All comments will become a matter of public record. Written 
comments should address the accuracy of the burden estimates and ways 
to minimize burden including the use of automated collection techniques 
or the use of other forms of information technology as well as other 
relevant aspects of the information collection request.

    Dated: April 19, 2013.
Michele Meyer,
Assistant Director, Legislative and Regulatory Activities Division.
[FR Doc. 2013-09865 Filed 4-25-13; 8:45 am]
BILLING CODE 4810-33-P