Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company, 24747-24748 [2013-09830]
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Federal Register / Vol. 78, No. 81 / Friday, April 26, 2013 / Notices
with the Federal Reserve Board. Under
the statute, the Federal Reserve Board
forwards one copy to the SEC, and the
notices are then made public by the
SEC. 15 U.S.C. 78o–5(a)(l)(B)(iii). While
the statute only requires the SEC to
produce the notices to the public, the
notices are also available to the public
upon request made to the Federal
Reserve Board. Accordingly, the Federal
Reserve Board does not consider these
data to be confidential.
Abstract: The Government Securities
Act of 1986 (the Act) requires financial
institutions to notify their ARA of their
intent to engage in government
securities broker or dealer activity, to
amend information submitted
previously, and to record their
termination of such activity. The
Federal Reserve is the ARA for state
member banks, foreign banks, uninsured
state branches or state agencies of
foreign banks, commercial lending
companies owned or controlled by
foreign banks, and Edge corporations.
The Federal Reserve uses the
information in its supervisory capacity
to measure compliance with the Act.
Current Actions: February 11, 2013,
the Federal Reserve published a notice
in the Federal Register (78 FR 9691)
requesting public comment for 60 days
on the extension, without revision, of
the FR G–FIN and FR G–FINW. The
comment period for this notice expired
on April 12, 2013. The Federal Reserve
did not receive any comments.
3. Report title: Funding and Liquidity
Risk Management Guidance.
Agency form number: FR 4198.
OMB control number: 7100–0326.
Frequency: Funding and liquidity risk
management guidance, Annually;
Liquidity risk reports, monthly.
Reporters: Bank holding companies,
state member banks, branches and
agencies of foreign banking
organizations, Edge and agreement
corporations, and savings and loan
holding companies.
Estimated annual reporting hours:
Funding and liquidity risk management
guidance, Large institutions, 25,920
hours; mid-sized institutions, 28,080
hours; small institutions, 520,720 hours;
Liquidity risk reports, 317,520 hours.
Estimated average hours per response:
Funding and liquidity risk management
guidance, large institutions, 720 hours;
mid-sized institutions, 240 hours; small
institutions, 80 hours; Liquidity risk
reports, 4 hours.
Number of respondents: Funding and
liquidity risk management guidance,
Large institutions, 36; mid-sized
institutions, 117; small institutions,
6,509; Liquidity risk reports, 6,615.
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General description of report: The
Guidance is mandatory based on the
following relevant statutory provisions.
• Section 9(6) of the Federal Reserve
Act (12 U.S.C. 324) requires state
member banks to make reports of
condition to their supervising Reserve
Bank in such form and containing such
information as the Board may require.
• Section 5(c) of the Bank Holding
Company Act (12 U.S.C. 1844(c))
requires a BHC and any subsidiary to
keep the Board informed as to its
financial condition, and systems for
monitoring and controlling financial
and operating risks.
• Section 7(c)(2) of the International
Banking Act of 1978 (12 U.S.C.
3105(c)(2)) requires branches and
agencies of foreign banking
organizations to file reports of condition
with the Federal Reserve to the same
extent and in the same manner as if the
branch or agency were a state member
bank.
• Section 25A of the Federal Reserve
Act (12 U.S.C. 625) requires Edge and
agreement corporations to make reports
to the Board at such time and in such
form as it may require.
• Section 312 of the Dodd-Frank Act
(12 U.S.C. 5412) succeeded to the Board
all powers of the OTS and its Director,
including the Director’s authority to
require SLHCs to ‘‘maintain such books
and records as may be prescribed by the
Director.’’ The original source for the
authority of the OTS Director to
examine S&Ls and SLHCs is contained
in 12 U.S.C. 1467a(b)(3) of the Home
Owners’ Loan Act.
Because the records required by the
Guidance are maintained at the
institution, issues of confidentiality
would not normally arise. Should the
documents be obtained during the
course of an examination, such
information may be withheld from the
public under the authority of the
Freedom of Information Act, 5 U.S.C.
552 (b)(8). In addition, some or all of the
information may be ‘‘commercial or
financial information’’ protected from
disclosure under 5 U.S.C. 552(b)(4).
Abstract: The Guidance summarizes
the principles of sound liquidity risk
management that the Office of the
Comptroller of the Currency, the Federal
Reserve, the Federal Deposit Insurance
Corporation, and the National Credit
Union Administration (the agencies),
have issued in the past and, where
appropriate, brings them into
conformance with the ‘‘Principles for
Sound Liquidity Risk Management and
Supervision’’ issued by the Basel
Committee on Banking Supervision
(BCBS) in September 2008. While the
BCBS liquidity principles primarily
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24747
focuses on large internationally active
financial institutions, the Guidance
emphasizes supervisory expectations for
all domestic financial institutions
including banks, thrifts and credit
unions.
Two sections of the Guidance that fall
under the definition of an information
collection. Section 14 states that
institutions should consider liquidity
costs, benefits, and risks in strategic
planning and budgeting processes.
Section 20 requires that liquidity risk
reports provide aggregate information
with sufficient supporting detail to
enable management to assess the
sensitivity of the institution to changes
in market conditions, its own financial
performance, and other important risk
factors.
Current Actions: February 11, 2013,
the Federal Reserve published a notice
in the Federal Register (78 FR 9691)
requesting public comment for 60 days
on the extension, without revision, of
the FR 4198. The comment period for
this notice expired on April 12, 2013.
The Federal Reserve did not receive any
comments.
Board of Governors of the Federal Reserve
System, April 23, 2013.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2013–09878 Filed 4–25–13; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company
The notificants listed below have
applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
notices are set forth in paragraph 7 of
the Act (12 U.S.C. 1817(j)(7)).
The notices are available for
immediate inspection at the Federal
Reserve Bank indicated. The notices
also will be available for inspection at
the offices of the Board of Governors.
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than May 13,
2013.
A. Federal Reserve Bank of St. Louis
(Yvonne Sparks, Community
Development Officer) P.O. Box 442, St.
Louis, Missouri 63166–2034:
1. Christopher C. Reid, Owensboro,
Kentucky, acting individually and in
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24748
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concert with a control group, to retain
control of Independence Bancshares,
Inc., Owensboro, Kentucky, and thereby
indirectly acquire Independence Bank
of Kentucky, Owensboro, Kentucky. The
control group consists of Mr. Reid,
Beacon Insurance Agency, Inc., Janet
Reid, Jacob Reid, Lauren Reid Patton,
Cathy Switzer, Greg Mullican, Todd
Switzer, Kyle Aud, Bridget Reid, Jennie
Parker, Eve Holder, Matt Carter, Darrell
Higginbotham, Gary White, all of
Owensboro, Kentucky; Jim Davis, Scott
Audas, Bob Cummins, Kay Bryant, all of
Henderson, Kentucky; Danny Evitts,
Scott Johnston, both of Paducah,
Kentucky; Kelly Jackson, Alvaton,
Kentucky; Tawna Wright, Calhoun,
Kentucky; and Brad Howard, Bowling
Green, Kentucky.
2. Thomas H. Brouster, Sr., St. Louis,
Missouri, acting individually, and in
concert with a control group, to retain
voting shares of Reliance Bancshares,
Inc., Des Peres, Missouri, and thereby
indirectly acquire Reliance Bank, St.
Louis, Missouri. The control group
consists of Mr. Brouster, the members of
the Brouster Investment Group
approved on February 19, 2013 to gain
control of Reliance Bancshares, Inc., and
the following new members of the
Brouster Investment Group: Richard R.
and Nancy J. Arnoldy, JTWROS St.
Louis, Missouri; Kenneth M. Bartz, St.
Louis, Missouri; Lawrence Callahan and
IRA FBO Lawrence Callahan Pershing
LLC as Custodian Roth Account, both of
Olivette, Missouri; Timothy J. Danis,
Vero Beach, Florida; Thomas P. Danis,
St. Louis, Missouri; Nancy P. Demko
Living Trust dtd 1–13–84, Nancy P.
Demko, Trustee, Chesterfield, Missouri;
Jacqueline A. Demko Revocable Trust
and Jacqueline A. Demko Roth IRA,
both of Chesterfield, Missouri; Joseph D.
Demko Living Trust UAD 7/15/2003,
Joseph D. Demko, Trustee, Glendale,
Missouri; McRee Lesche Engler Fund (J.
Curtis Engler), St. Louis, Missouri;
David N. Flowers, Greenville, Illinois;
Duane Flowers, Trustee of the Linda
Flowers Trust, Greenville, Illinois; John
Curtis Flowers Trust dtd 2–17–1998,
John Curtis Trustee, Greenville, Illinois;
J. Rush James III u/a dtd 1–30–1997,
James R. James III Trustee, St. Louis,
Missouri ; PTC Custodian Prototype SEP
IRA FBO John C. Kirkham, and John C.
Kirkham and Marylyn J. Kirkham as
Joint Tenants, both of Chesterfield,
Missouri; Linda W. Lynch Revocable
Trust Dated 1/27/94, Linda W. Lynch
Trustee, St. Louis, Missouri; Thomas J.
Lynch Revocable Trust dtd 1–27–94,
Thomas J. Lynch Trustee, St. Louis,
Missouri; David Meiners, St. Louis,
Missouri; Elizabeth H. O’Keefe, Trustee
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14:46 Apr 25, 2013
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of the Elizabeth H. O’Keefe Living Trust
dated 9/18/03, Olivette, Missouri; Henry
G. Ollinger Lifetime Trust dtd 9/15/82
and Marcia A. Ollinger Lifetime Trust
dtd 9/15/82 as joint tenants, and Marcia
A. Ollinger Lifetime Trust dtd 9/15/82,
all of St. Louis, Missouri; Thomas Geo
Pappas, St. Louis, Missouri; DLP2005
Trust, David L. Payne, Trustee, St.
Louis, Missouri; Michael O. Schmelzle
Trustee of the Michael O. Schmelzle
Revocable Trust u/a dtd November 9,
2007, Shrewsbury, Missouri; Craig A.
Schriewer, St. Louis, Missouri; M. Todd
Smith and Barbara L. Smith, joint
tenants, St. Peters, Missouri; Andrew P.
Thome, Chesterfield, Missouri; Howard
Weiser and Maureen Weiser, JTWROS,
Town & Country, Missouri; and AD
Welsh, Trustee of the AD Welsh
Revocable Living Trust dtd 9/18/2000,
Ft. Myers, Florida.
Board of Governors of the Federal Reserve
System, April 22, 2013.
Margaret McCloskey Shanks,
Deputy Secretary of the Board.
[FR Doc. 2013–09830 Filed 4–25–13; 8:45 am]
BILLING CODE 6210–01–P
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than May 13, 2013.
A. Federal Reserve Bank of
Minneapolis (Jacqueline G. King,
Community Affairs Officer) 90
Hennepin Avenue, Minneapolis,
Minnesota 55480–0291:
1. MidWest Bancorporation, Inc.,
Eden Prairie, Minnesota, to become a
bank holding company as a result of the
proposed conversion of its whollyowned subsidiary, Star Bank, Bertha,
Minnesota, from a federal savings bank
to a Minnesota state-chartered
commercial bank.
In addition, Midwest Bancorporation,
Inc., has applied to engage through
Todd County Agency, Inc., Eden Prairie,
Minnesota, and its subsidiary West
Central Agency, Inc., Graceville,
Minnesota, in general insurance agency
activities in a town of less than 5,000,
pursuant to section 225.28(b)(11)(iii)(A).
Board of Governors of the Federal Reserve
System, April 23, 2013.
Margaret McCloskey Shanks,
Deputy Secretary of the Board.
[FR Doc. 2013–09879 Filed 4–25–13; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The applications will also be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Unless otherwise noted, comments
regarding each of these applications
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FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The applications will also be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
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Agencies
[Federal Register Volume 78, Number 81 (Friday, April 26, 2013)]
[Notices]
[Pages 24747-24748]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-09830]
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FEDERAL RESERVE SYSTEM
Change in Bank Control Notices; Acquisitions of Shares of a Bank
or Bank Holding Company
The notificants listed below have applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's
Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank
holding company. The factors that are considered in acting on the
notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)).
The notices are available for immediate inspection at the Federal
Reserve Bank indicated. The notices also will be available for
inspection at the offices of the Board of Governors. Interested persons
may express their views in writing to the Reserve Bank indicated for
that notice or to the offices of the Board of Governors. Comments must
be received not later than May 13, 2013.
A. Federal Reserve Bank of St. Louis (Yvonne Sparks, Community
Development Officer) P.O. Box 442, St. Louis, Missouri 63166-2034:
1. Christopher C. Reid, Owensboro, Kentucky, acting individually
and in
[[Page 24748]]
concert with a control group, to retain control of Independence
Bancshares, Inc., Owensboro, Kentucky, and thereby indirectly acquire
Independence Bank of Kentucky, Owensboro, Kentucky. The control group
consists of Mr. Reid, Beacon Insurance Agency, Inc., Janet Reid, Jacob
Reid, Lauren Reid Patton, Cathy Switzer, Greg Mullican, Todd Switzer,
Kyle Aud, Bridget Reid, Jennie Parker, Eve Holder, Matt Carter, Darrell
Higginbotham, Gary White, all of Owensboro, Kentucky; Jim Davis, Scott
Audas, Bob Cummins, Kay Bryant, all of Henderson, Kentucky; Danny
Evitts, Scott Johnston, both of Paducah, Kentucky; Kelly Jackson,
Alvaton, Kentucky; Tawna Wright, Calhoun, Kentucky; and Brad Howard,
Bowling Green, Kentucky.
2. Thomas H. Brouster, Sr., St. Louis, Missouri, acting
individually, and in concert with a control group, to retain voting
shares of Reliance Bancshares, Inc., Des Peres, Missouri, and thereby
indirectly acquire Reliance Bank, St. Louis, Missouri. The control
group consists of Mr. Brouster, the members of the Brouster Investment
Group approved on February 19, 2013 to gain control of Reliance
Bancshares, Inc., and the following new members of the Brouster
Investment Group: Richard R. and Nancy J. Arnoldy, JTWROS St. Louis,
Missouri; Kenneth M. Bartz, St. Louis, Missouri; Lawrence Callahan and
IRA FBO Lawrence Callahan Pershing LLC as Custodian Roth Account, both
of Olivette, Missouri; Timothy J. Danis, Vero Beach, Florida; Thomas P.
Danis, St. Louis, Missouri; Nancy P. Demko Living Trust dtd 1-13-84,
Nancy P. Demko, Trustee, Chesterfield, Missouri; Jacqueline A. Demko
Revocable Trust and Jacqueline A. Demko Roth IRA, both of Chesterfield,
Missouri; Joseph D. Demko Living Trust UAD 7/15/2003, Joseph D. Demko,
Trustee, Glendale, Missouri; McRee Lesche Engler Fund (J. Curtis
Engler), St. Louis, Missouri; David N. Flowers, Greenville, Illinois;
Duane Flowers, Trustee of the Linda Flowers Trust, Greenville,
Illinois; John Curtis Flowers Trust dtd 2-17-1998, John Curtis Trustee,
Greenville, Illinois; J. Rush James III u/a dtd 1-30-1997, James R.
James III Trustee, St. Louis, Missouri ; PTC Custodian Prototype SEP
IRA FBO John C. Kirkham, and John C. Kirkham and Marylyn J. Kirkham as
Joint Tenants, both of Chesterfield, Missouri; Linda W. Lynch Revocable
Trust Dated 1/27/94, Linda W. Lynch Trustee, St. Louis, Missouri;
Thomas J. Lynch Revocable Trust dtd 1-27-94, Thomas J. Lynch Trustee,
St. Louis, Missouri; David Meiners, St. Louis, Missouri; Elizabeth H.
O'Keefe, Trustee of the Elizabeth H. O'Keefe Living Trust dated 9/18/
03, Olivette, Missouri; Henry G. Ollinger Lifetime Trust dtd 9/15/82
and Marcia A. Ollinger Lifetime Trust dtd 9/15/82 as joint tenants, and
Marcia A. Ollinger Lifetime Trust dtd 9/15/82, all of St. Louis,
Missouri; Thomas Geo Pappas, St. Louis, Missouri; DLP2005 Trust, David
L. Payne, Trustee, St. Louis, Missouri; Michael O. Schmelzle Trustee of
the Michael O. Schmelzle Revocable Trust u/a dtd November 9, 2007,
Shrewsbury, Missouri; Craig A. Schriewer, St. Louis, Missouri; M. Todd
Smith and Barbara L. Smith, joint tenants, St. Peters, Missouri; Andrew
P. Thome, Chesterfield, Missouri; Howard Weiser and Maureen Weiser,
JTWROS, Town & Country, Missouri; and AD Welsh, Trustee of the AD Welsh
Revocable Living Trust dtd 9/18/2000, Ft. Myers, Florida.
Board of Governors of the Federal Reserve System, April 22,
2013.
Margaret McCloskey Shanks,
Deputy Secretary of the Board.
[FR Doc. 2013-09830 Filed 4-25-13; 8:45 am]
BILLING CODE 6210-01-P