Notice of Proposed Information Collection; Comment Request: Real Estate Settlement Procedures Act (RESPA) Disclosures, 24227-24228 [2013-09705]

Download as PDF Federal Register / Vol. 78, No. 79 / Wednesday, April 24, 2013 / Notices The proposed information collection requirement described below will be submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act. HUD is soliciting public comments on the subject proposal. DATES: Comments Due Date: June 24, 2013. ADDRESSES: Interested persons are invited to submit comments regarding this proposal. Comments should refer to the proposal by name and/or OMB Control Number and should be sent to: Reports Liaison Officer, Department of Housing and Urban Development, 451 7th Street SW., Washington, DC 20410, Room 9120 or the number for the Federal Information Service (1–800– 877–8339). FOR FURTHER INFORMATION CONTACT: Karin B. Hill, Director, Office of Single Family Program Development, Department of Housing and Urban Development, 451 7th Street SW., Washington, DC 20410, telephone (202) 708–2121 (this is not a toll free number) for copies of the proposed forms and other available information. SUPPLEMENTARY INFORMATION: HUD is submitting the proposed information collection to OMB for review, as required by the Paperwork Reduction Act of 1995 (44 U.S.C. Chapter 35, as amended). This Notice is soliciting comments from members of the public and affected agencies concerning the proposed collection of information to: (1) Evaluate whether the proposed collection is necessary for the proper performance of the functions of the agency, including whether the information will have practical utility; (2) Evaluate the accuracy of the agency’s estimate of the burden of the proposed collection of information; (3) Enhance the quality, utility, and clarity of the information to be collected; and (4) Minimize the burden of the collection of information on those who are to respond; including the use of appropriate automated collection techniques or other forms of information technology, e.g., permitting electronic submission of responses. This Notice also lists the following information: Title of Proposal: FHA TOTAL Mortgage Scorecard. OMB Control Number, if applicable: 2502–0556. Description of the need for the information and proposed use: The regulation mandating this collection can be found in the Code of Federal Regulations at 24 CFR 203.255(b)(5). This information is necessary to assure that lenders (and automated tkelley on DSK3SPTVN1PROD with NOTICES SUMMARY: VerDate Mar<15>2010 18:05 Apr 23, 2013 Jkt 229001 underwriting system (AUS) vendors) are aware of their obligations regarding use of the TOTAL Mortgage Scorecard and are certifying that they will comply with all pertinent regulations. It also allows FHA to request reports from lenders regarding their use of the scorecard, that they have implemented appropriate quality control procedures for using the scorecard, and provides an appeal mechanism should FHA take an action to terminate a lender’s use of the scorecard. Agency form numbers, if applicable: N/A. Estimation of the total numbers of hours needed to prepare the information collection including number of respondents, frequency of response, and hours of response: The number of burden hours is 908.0. The number of respondents is 12,000, the number of responses is 452, the frequency of response is on occasion, and the burden hour per response is .464. Status of the proposed information collection: This is an extension of currently approved collection. Authority: The Paperwork Reduction Act of 1995, 44 U.S.C., Chapter 35, as amended. Dated: April 19, 2013. Laura M. Marin, Acting General Deputy Assistant Secretary for Housing-Acting General Deputy Federal Housing Commissioner. [FR Doc. 2013–09704 Filed 4–23–13; 8:45 am] BILLING CODE 4210–67–P DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR–5687–N–20] Notice of Proposed Information Collection; Comment Request: Real Estate Settlement Procedures Act (RESPA) Disclosures Office of the Assistant Secretary for Housing-Federal Housing Commissioner, HUD. ACTION: Notice. AGENCY: The proposed information collection requirement described below will be submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act. HUD is soliciting public comments on the subject proposal. DATES: Comments Due Date: June 24, 2013. ADDRESSES: Interested persons are invited to submit comments regarding this proposal. Comments should refer to the proposal by name and/or OMB Control Number and should be sent to: Reports Liaison Officer, Department of SUMMARY: PO 00000 Frm 00078 Fmt 4703 Sfmt 4703 24227 Housing and Urban Development, 451 7th Street SW., Washington, DC 20410, Room 9120 or the number for the Federal Relay Service (1–800–877– 8339). FOR FURTHER INFORMATION CONTACT: Colette Pollard, Office of Chief Information Officer, Department of Housing and Urban Development, 451 7th Street SW., Washington, DC 20410, telephone (202) 708–2121 (this is not a toll free number) for copies of the proposed forms and other available information. SUPPLEMENTARY INFORMATION: HUD is submitting the proposed information collection to OMB for review, as required by the Paperwork Reduction Act of 1995 (44 U.S.C. Chapter 35, as amended). This Notice is soliciting comments from members of the public and affected agencies concerning the proposed collection of information to: (1) Evaluate whether the proposed collection is necessary for the proper performance of the functions of the agency, including whether the information will have practical utility; (2) Evaluate the accuracy of the agency’s estimate of the burden of the proposed collection of information; (3) Enhance the quality, utility, and clarity of the information to be collected; and (4) Minimize the burden of the collection of information on those who are to respond; including the use of appropriate automated collection techniques or other forms of information technology, e.g., permitting electronic submission of responses. This Notice also lists the following information: Title of Proposal: Real Estate Settlement Procedures Act (RESPA) Disclosures. OMB Control Number, if applicable: 2502–0265. Description of the need for the information and proposed use: The Real Estate Settlement Procedures Act of 1974, (RESPA), 12 U.S.C. 2601 et. seq., and Regulation X, codified at 24 CFR part 3500, require real estate settlement service providers to give homebuyers certain disclosure information at and before settlement, and pursuant to the servicing of the loan and escrow account. This includes a Special Information Booklet, a Good Faith Estimate, a Servicing Disclosure Statement, the Form HUD–1 or Form HUD–1A, and when applicable an Initial Escrow Account Statement, an Annual Escrow Account Statement, a Consumer Disclosure for Voluntary Escrow Account Payments, an Affiliated Business Arrangement Disclosure, and a Servicing Transfer Disclosure. Under E:\FR\FM\24APN1.SGM 24APN1 tkelley on DSK3SPTVN1PROD with NOTICES 24228 Federal Register / Vol. 78, No. 79 / Wednesday, April 24, 2013 / Notices the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), rulemaking authority for and certain enforcement authorities with respect to the Real Estate Settlement Procedures Act (RESPA) of 1974, as amended by Section 461 of the Housing and Urban-Rural Recovery Act of 1983 (HURRA), and other various amendments, transferred from the Department of Housing and Urban Development (HUD) to the Consumer Financial Protection Bureau (CFPB) on July 21, 2011. The Dodd-Frank Act also directed the CFPB to integrate certain disclosures required by the Truth in Lending Act (TILA) with certain disclosures required by the Real Estate Settlement Procedures Act (RESPA) of 1974. The CFPB expects the content and format of information collection forms under this clearance, HUD’s existing HUD–1/1A and GFE forms, to be significantly revised or replaced by rulemaking. The CFPB published proposed rules in July and August of 2012 to that effect. Historically, in order to satisfy information collection requirements under the Paperwork Reduction Act (PRA), the HUD–1/1A and GFE listed HUD’s Office of Management and Budget (OMB) control number, 2502– 0265. While the CFPB will be, upon OMB approval of this information collection request, the ‘‘owner’’ of this information collection, the CFPB believes that requiring covered persons to modify existing forms solely to replace HUD’s OMB control number with the Bureau’s OMB control number would impose substantial burden on covered persons with limited or no net benefit to consumers. Accordingly, the CFPB has reached an agreement with OMB and HUD whereby covered persons may continue to list HUD’s OMB control number on the HUD–1/1A and GFE forms until a final rule to the contrary takes effect. Covered persons also have the option of replacing HUD’s OMB control number with the Bureau’s OMB control number on the HUD–1/1A and GFE forms until a final rule to the contrary takes effect. Once the CFPB’s final rule takes effect, regulated industry will no longer be able to use the HUD control number. Agency form numbers, if applicable: HUD–1 and HUD–1A, and GFE. Estimation of the total numbers of hours needed to prepare the information collection including number of respondents, frequency of response, and hours of response: The total number of annual burden hours needed to prepare the information is 17,183,450; the number of respondents is estimated to be 50,000 generating approximately VerDate Mar<15>2010 18:05 Apr 23, 2013 Jkt 229001 149,589,500 responses annually; these are third party disclosures, the frequency of response is annually for one disclosure and as required for others; and the estimated time per response varies from 2 minutes to 35 minutes. Authority: The Paperwork Reduction Act of 1995, 44 U.S.C. Chapter 35, as amended. Status of the proposed information collection: This is an extension of a currently approved collection. Authority: The Paperwork Reduction Act of 1995, 44 U.S.C. chapter 35, as amended. Dated: April 19, 2013. Laura M. Marin, Acting General Deputy Assistant, Secretary for Housing-Acting General Deputy, Federal Housing Commissioner. [FR Doc. 2013–09705 Filed 4–23–13; 8:45 am] BILLING CODE 4210–67–P DEPARTMENT OF THE INTERIOR Fish and Wildlife Service [FWS–R6–R–2013–N061; FF06R06000 134 FXRS1265066CCP0] Lake Andes National Wildlife Refuge Complex, Lake Andes, SD; Final Comprehensive Conservation Plan Fish and Wildlife Service, Interior. ACTION: Notice of availability. AGENCY: We, the U.S. Fish and Wildlife Service (Service), announce that our final comprehensive conservation plan and finding of no significant impact (FONSI) for the Lake Andes National Wildlife Refuge Complex (Complex), which includes Lake Andes NWR, Karl E. Mundt NWR, and Lake Andes Wetland Management District, is available. This final plan describes how the Service intends to manage these units for the next 15 years. ADDRESSES: A copy of the plan may be obtained by any of the following methods. You may request hard copies or a CD–ROM of the plan. • Email: bernardo_garza@fws.gov. Include ‘‘Lake Andes NWR Complex Draft CCP and EA’’ in the subject line of the message. • Fax: Attn: Bernardo Garza, 303– 236–4792. • U.S. Mail: U.S. Fish and Wildlife Service, Division of Refuge Planning, P.O. Box 25486, Denver Federal Center, Denver, CO 80225. • In-Person Pickup: Call 303–236– 4377 to make an appointment during regular business hours at 134 Union Boulevard, Suite 300, Lakewood, CO 80228. SUMMARY: PO 00000 Frm 00079 Fmt 4703 Sfmt 4703 FOR FURTHER INFORMATION CONTACT: Bernardo Garza, 303–236–4377, (phone); bernardo_garza@fws.gov (email). SUPPLEMENTARY INFORMATION: Introduction The Complex encompasses three distinct units: Lake Andes National Wildlife Refuge (NWR), Lake Andes Wetland Management District (WMD), and Karl E. Mundt NWR. The Complex lies within the Plains and Prairie Potholes Region (Region) in South Dakota, which is an ecological treasure of biological importance for wildlife, particularly waterfowl and other migratory birds. This Region alone produces approximately 50 percent of the continent’s waterfowl population. Hunting and wildlife observation are the two most prevalent public uses on the Complex. Lake Andes NWR was authorized by an Executive Order in 1936, and formally established in 1939, to preserve an important piece of shallow-water and prairie habitats for waterfowl and other water birds. Lake Andes WMD was formed in the 1960s to protect wetland and grassland habitat that is critical to our nation’s duck population. The Complex manages lands located within Aurora, Bon Homme, Brule, Charles Mix, Clay, Davison, Douglas, Hanson, Hutchinson, Lincoln, Turner, Union and Yankton Counties in southeastern South Dakota. These lands include a variety of grassland. Karl E. Mundt NWR was established in 1974 to protect an area hugging the eastern bank of the Missouri River in Gregory County, South Dakota, and Boyd County, Nebraska, that was supporting nearly 300 endangered bald eagles each winter. It is the first national wildlife refuge specifically established for the conservation of bald eagles, and its riparian forests, prairie, and upland habitats provide important resting, feeding, breeding, and nesting sites for a wide array of neotropical migratory birds, indigenous turkey, and whitetailed deer. Haying, grazing, prescribed burning, invasive plant control, and prairie restoration are used to maintain riparian and upland habitats. Cottonwoods and other native tree species have been planted in the past to anchor riverine banks in attempts to safeguard important bald eagle roosting sites. The draft Plan and Environmental Assessment (EA) was made available to the public for review and comment following the announcement in the Federal Register on October 29, 2012 E:\FR\FM\24APN1.SGM 24APN1

Agencies

[Federal Register Volume 78, Number 79 (Wednesday, April 24, 2013)]
[Notices]
[Pages 24227-24228]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-09705]


-----------------------------------------------------------------------

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5687-N-20]


Notice of Proposed Information Collection; Comment Request: Real 
Estate Settlement Procedures Act (RESPA) Disclosures

AGENCY: Office of the Assistant Secretary for Housing-Federal Housing 
Commissioner, HUD.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: The proposed information collection requirement described 
below will be submitted to the Office of Management and Budget (OMB) 
for review, as required by the Paperwork Reduction Act. HUD is 
soliciting public comments on the subject proposal.

DATES: Comments Due Date: June 24, 2013.

ADDRESSES: Interested persons are invited to submit comments regarding 
this proposal. Comments should refer to the proposal by name and/or OMB 
Control Number and should be sent to: Reports Liaison Officer, 
Department of Housing and Urban Development, 451 7th Street SW., 
Washington, DC 20410, Room 9120 or the number for the Federal Relay 
Service (1-800-877-8339).

FOR FURTHER INFORMATION CONTACT: Colette Pollard, Office of Chief 
Information Officer, Department of Housing and Urban Development, 451 
7th Street SW., Washington, DC 20410, telephone (202) 708-2121 (this is 
not a toll free number) for copies of the proposed forms and other 
available information.

SUPPLEMENTARY INFORMATION: HUD is submitting the proposed information 
collection to OMB for review, as required by the Paperwork Reduction 
Act of 1995 (44 U.S.C. Chapter 35, as amended).
    This Notice is soliciting comments from members of the public and 
affected agencies concerning the proposed collection of information to: 
(1) Evaluate whether the proposed collection is necessary for the 
proper performance of the functions of the agency, including whether 
the information will have practical utility; (2) Evaluate the accuracy 
of the agency's estimate of the burden of the proposed collection of 
information; (3) Enhance the quality, utility, and clarity of the 
information to be collected; and (4) Minimize the burden of the 
collection of information on those who are to respond; including the 
use of appropriate automated collection techniques or other forms of 
information technology, e.g., permitting electronic submission of 
responses.
    This Notice also lists the following information:
    Title of Proposal: Real Estate Settlement Procedures Act (RESPA) 
Disclosures.
    OMB Control Number, if applicable: 2502-0265.
    Description of the need for the information and proposed use: The 
Real Estate Settlement Procedures Act of 1974, (RESPA), 12 U.S.C. 2601 
et. seq., and Regulation X, codified at 24 CFR part 3500, require real 
estate settlement service providers to give homebuyers certain 
disclosure information at and before settlement, and pursuant to the 
servicing of the loan and escrow account. This includes a Special 
Information Booklet, a Good Faith Estimate, a Servicing Disclosure 
Statement, the Form HUD-1 or Form HUD-1A, and when applicable an 
Initial Escrow Account Statement, an Annual Escrow Account Statement, a 
Consumer Disclosure for Voluntary Escrow Account Payments, an 
Affiliated Business Arrangement Disclosure, and a Servicing Transfer 
Disclosure. Under

[[Page 24228]]

the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-
Frank Act), rulemaking authority for and certain enforcement 
authorities with respect to the Real Estate Settlement Procedures Act 
(RESPA) of 1974, as amended by Section 461 of the Housing and Urban-
Rural Recovery Act of 1983 (HURRA), and other various amendments, 
transferred from the Department of Housing and Urban Development (HUD) 
to the Consumer Financial Protection Bureau (CFPB) on July 21, 2011. 
The Dodd-Frank Act also directed the CFPB to integrate certain 
disclosures required by the Truth in Lending Act (TILA) with certain 
disclosures required by the Real Estate Settlement Procedures Act 
(RESPA) of 1974. The CFPB expects the content and format of information 
collection forms under this clearance, HUD's existing HUD-1/1A and GFE 
forms, to be significantly revised or replaced by rulemaking. The CFPB 
published proposed rules in July and August of 2012 to that effect.
    Historically, in order to satisfy information collection 
requirements under the Paperwork Reduction Act (PRA), the HUD-1/1A and 
GFE listed HUD's Office of Management and Budget (OMB) control number, 
2502-0265. While the CFPB will be, upon OMB approval of this 
information collection request, the ``owner'' of this information 
collection, the CFPB believes that requiring covered persons to modify 
existing forms solely to replace HUD's OMB control number with the 
Bureau's OMB control number would impose substantial burden on covered 
persons with limited or no net benefit to consumers. Accordingly, the 
CFPB has reached an agreement with OMB and HUD whereby covered persons 
may continue to list HUD's OMB control number on the HUD-1/1A and GFE 
forms until a final rule to the contrary takes effect. Covered persons 
also have the option of replacing HUD's OMB control number with the 
Bureau's OMB control number on the HUD-1/1A and GFE forms until a final 
rule to the contrary takes effect. Once the CFPB's final rule takes 
effect, regulated industry will no longer be able to use the HUD 
control number.
    Agency form numbers, if applicable: HUD-1 and HUD-1A, and GFE.
    Estimation of the total numbers of hours needed to prepare the 
information collection including number of respondents, frequency of 
response, and hours of response: The total number of annual burden 
hours needed to prepare the information is 17,183,450; the number of 
respondents is estimated to be 50,000 generating approximately 
149,589,500 responses annually; these are third party disclosures, the 
frequency of response is annually for one disclosure and as required 
for others; and the estimated time per response varies from 2 minutes 
to 35 minutes.

    Authority: The Paperwork Reduction Act of 1995, 44 U.S.C. 
Chapter 35, as amended.

    Status of the proposed information collection: This is an extension 
of a currently approved collection.

    Authority: The Paperwork Reduction Act of 1995, 44 U.S.C. 
chapter 35, as amended.

    Dated: April 19, 2013.
Laura M. Marin,
Acting General Deputy Assistant, Secretary for Housing-Acting General 
Deputy, Federal Housing Commissioner.
[FR Doc. 2013-09705 Filed 4-23-13; 8:45 am]
BILLING CODE 4210-67-P
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