Agency Information Collection Activities: Proposed Collection Renewals; Comment Request, 16853-16854 [2013-06271]

Download as PDF Federal Register / Vol. 78, No. 53 / Tuesday, March 19, 2013 / Notices FEDERAL DEPOSIT INSURANCE CORPORATION Agency Information Collection Activities: Proposed Collection Renewal; Comment Request Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. AGENCY: The FDIC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on the renewal of an existing information collection, as required by the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35). Currently, the FDIC is soliciting comment on renewal of the information collection described below. DATES: Comments must be submitted on or before May 20, 2013. ADDRESSES: Interested parties are invited to submit written comments to the FDIC by any of the following methods: • https://www.FDIC.gov/regulations/ laws/federal/notices.html. • Email: comments@fdic.gov Include the name of the collection in the subject line of the message. • Mail: Gary A. Kuiper (202.898.3877), Counsel, Room NYA– 5046, Federal Deposit Insurance Corporation, 550 17th Street NW., Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street Building (located on F Street), on business days between 7:00 a.m. and 5:00 p.m. All comments should refer to the relevant OMB control number. A copy of the comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Gary A. Kuiper, at the FDIC address above. SUPPLEMENTARY INFORMATION: Proposal to renew the following currently-approved collection of information: Title: Interagency Policy Statement on Funding and Liquidity Risk Management. OMB Number: 3064–0174. Form Number: None. Affected Public: Insured state nonmember banks. Estimated Number of Respondents: Number of respondents: 4,510 total (11 large (over $20 billion in assets), 298 tkelley on DSK3SPTVN1PROD with NOTICES SUMMARY: VerDate Mar<15>2010 17:00 Mar 18, 2013 Jkt 229001 mid-size ($1–$20 billion), 4,201 small (less than $1 billion)). Frequency of Response: Annual. Estimated Annual Burden Hours per Response: Burden under Section 14: 720 hours per large respondent, 240 hours per midsize respondent, and 80 hours per small respondent. Burden under Section 20: 4 hours per month. Total estimated annual burden: 552,560 hours. General Description of Collection: The policy statement summarizes the principles of sound liquidity risk management that the agencies have issued in the past and, when appropriate, supplements them with the ‘‘Principles for Sound Liquidity Risk Management and Supervision’’ issued by the Basel Committee on Banking Supervision in September 2008. This policy statement emphasizes supervisory expectations for all depository institutions including banks, thrifts, and credit unions. Request for Comment: Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collection, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the information collection on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Dated at Washington, DC, this 14th day of March 2013. Federal Deposit Insurance Corporation. Valerie J. Best, Assistant Executive Secretary. [FR Doc. 2013–06283 Filed 3–18–13; 8:45 am] BILLING CODE 6714–01–P FEDERAL DEPOSIT INSURANCE CORPORATION Agency Information Collection Activities: Proposed Collection Renewals; Comment Request Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. AGENCY: In accordance with the requirements of the Paperwork Reduction Act (PRA) of 1995 (44 U.S.C. SUMMARY: PO 00000 Frm 00024 Fmt 4703 Sfmt 4703 16853 chapter 35), the FDIC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The FDIC hereby gives notice that it is seeking comment on renewal of two of its information collections: Interagency Charter and Federal Deposit Insurance Application (OMB No. 3064–0001) and CRA Sunshine (OMB No. 3064–0139). At the end of the comment period, any comments and recommendations received will be analyzed to determine the extent to which the collections should be modified prior to submission to OMB for review and approval. DATES: Comments must be submitted on or before May 20, 2013. ADDRESSES: Interested parties are invited to submit written comments to the FDIC by any of the following methods: • https://www.FDIC.gov/regulations/ laws/federal/notices.html. • Email: comments@fdic.gov. Include the name of the collection in the subject line of the message. • Mail: Leneta G. Gregorie (202–898– 3719), Counsel, Room NY–5050, Federal Deposit Insurance Corporation, 550 17th Street NW., Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street Building (located on F Street), on business days between 7:00 a.m. and 5:00 p.m. All comments should refer to the relevant OMB control number. A copy of the comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Leneta Gregorie, at the FDIC address above. SUPPLEMENTARY INFORMATION: Proposal to renew the following currently approved collections of information: 1. Title: Interagency Charter & Federal Deposit Insurance Application. OMB Number: 3064–0001. Frequency of Response: Once. Affected Public: Banks or savings associations wishing to become FDICinsured depository institutions. Estimated Number of Respondents: 217. Estimated Time per Response: 125 hours. Total Annual Burden: 27,125 hours. General Description of Collection: The Federal Deposit Insurance Act requires proposed financial institutions to apply E:\FR\FM\19MRN1.SGM 19MRN1 16854 Federal Register / Vol. 78, No. 53 / Tuesday, March 19, 2013 / Notices to the FDIC to obtain deposit insurance. This collection provides the FDIC with the information needed to evaluate the applications. 2. Title: CRA Sunshine. OMB Number: 3064–0139. Frequency of Response: On occasion. Affected Public: Insured state nonmember banks and their affiliates, and nongovernmental entities and persons. Estimated Number of Respondents: 16. Estimated Time per Response: 8.625 hours. Total Annual Burden: 138 hours. General Description of Collection: This collection implements a statutory requirement imposing reporting, disclosure and recordkeeping requirements on some community investment-related agreements between insured depository institutions or affiliates, and nongovernmental entities or persons. Request for Comment Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collection, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the information collection on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Dated at Washington, DC, this 12th day of March, 2013. Federal Deposit Insurance Corporation. Valerie J. Best, Assistant Executive Secretary. [FR Doc. 2013–06271 Filed 3–18–13; 8:45 am] BILLING CODE 6714–01–P FEDERAL DEPOSIT INSURANCE CORPORATION tkelley on DSK3SPTVN1PROD with NOTICES Agency Information Collection Activities: Submission for OMB Review; Comment Request Re National Survey of Unbanked and Underbanked Households Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of information collection to be submitted to OMB for review and approval under the Paperwork Reduction Act of 1995. AGENCY: VerDate Mar<15>2010 17:00 Mar 18, 2013 Jkt 229001 The FDIC, as part of its continuing effort to reduce paperwork and respondent burden and as required by the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35), invites the general public and other Federal agencies to comment on the revised survey collection instrument for its third National Survey of Unbanked and Underbanked Households (‘‘Household Survey’’), currently approved under OMB Control No. 3064–0167, scheduled to be conducted in partnership with the U.S. Census Bureau as a supplement to its June 2013 Current Population Survey (‘‘CPS’’). The collection is a key component of the FDIC’s efforts to comply with a Congressional mandate contained in section 7 of the Federal Deposit Insurance Reform Conforming Amendments Act of 2005 (‘‘Reform Act’’) (Pub. L. 109–173), which calls for the FDIC to conduct ongoing surveys ‘‘on efforts by insured depository institutions to bring those individuals and families who have rarely, if ever, held a checking account, a savings account or other type of transaction or check cashing account at an insured depository institution (hereafter in this section referred to as the ‘unbanked’) into the conventional finance system.’’ Section 7 further instructs the FDIC to consider several factors in its conduct of the surveys, including: (1) ‘‘what cultural, language and identification issues as well as transaction costs appear to most prevent ‘unbanked’ individuals from establishing conventional accounts’’; and (2) ‘‘what is a fair estimate of the size and worth of the ‘‘unbanked’’ market in the United States.’’ The Household Survey is designed to address these factors and provide a factual basis on the proportions of unbanked households. Such a factual basis is necessary to adequately assess banks’ efforts to serve these households as required by the statutory mandate. To satisfy the Congressional mandate, the FDIC designed two complementary surveys: a survey of FDIC-insured depository institutions and a survey of households. The survey of FDIC-insured depository institutions, aimed at collecting data on their efforts to serve underbanked, as well as unbanked, populations (underbanked populations include individuals who have an account with an insured depository but also rely on non-bank alternative financial service providers for transaction services or high cost credit products), was conducted in mid-2007 and again in 2011. The results of the 2007 survey were released in February 2008 and the results of the 2011 survey SUMMARY: PO 00000 Frm 00025 Fmt 4703 Sfmt 4703 were released in December 2012. The first survey of unbanked and underbanked households was conducted in January 2009 as a CPS supplement and the results were released to the public in December 2009. The second survey of unbanked and underbanked households was conducted in June 2011 and the results were released to the public in September 2012. The Household Survey seeks to estimate the proportions of unbanked and underbanked households in the U.S. and to identify the factors that inhibit the participation of these households in the mainstream banking system. The results of these ongoing surveys will help policymakers and bankers understand the issues and challenges underserved households perceive when deciding how and where to conduct financial transactions. This notice addresses the next Household Survey. DATES: Comments must be submitted on or before April 18, 2013. ADDRESSES: Interested parties are invited to submit written comments by any of the following methods. All comments should refer to ‘‘National Survey of Unbanked and Underbanked Households’’: • https://www.FDIC.gov/regulations/ laws/federal/. • Email: comments@fdic.gov. Include the name and number of the collection in the subject line of the message. • Mail: Leneta Gregorie (202–898– 3719), Counsel, Legal Division, Federal Deposit Insurance Corporation, 550 17th Street NW., Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 550 17th Street Building (located on F Street), on business days between 7:00 a.m. and 5:00 p.m. FOR FURTHER INFORMATION CONTACT: Interested members of the public may obtain a copy of the survey and related instructions by clicking on the link for the National Unbanked and Underbanked Household Survey on the following Web page: https:// www.fdic.gov/regulations/laws/federal/ notices.html. Interested members of the public may also obtain additional information about the collection, including a paper copy of the proposed collection and related instructions, without charge, by contacting Leneta Gregorie at the address identified above, or by calling (202) 898–3719. SUPPLEMENTARY INFORMATION: The FDIC is requesting OMB approval to revise the following collection of information: Title: National Unbanked and Underbanked Household Survey. OMB Number: 3064–0167. E:\FR\FM\19MRN1.SGM 19MRN1

Agencies

[Federal Register Volume 78, Number 53 (Tuesday, March 19, 2013)]
[Notices]
[Pages 16853-16854]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-06271]


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FEDERAL DEPOSIT INSURANCE CORPORATION


Agency Information Collection Activities: Proposed Collection 
Renewals; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: In accordance with the requirements of the Paperwork Reduction 
Act (PRA) of 1995 (44 U.S.C. chapter 35), the FDIC may not conduct or 
sponsor, and the respondent is not required to respond to, an 
information collection unless it displays a currently valid Office of 
Management and Budget (OMB) control number. The FDIC hereby gives 
notice that it is seeking comment on renewal of two of its information 
collections: Interagency Charter and Federal Deposit Insurance 
Application (OMB No. 3064-0001) and CRA Sunshine (OMB No. 3064-0139). 
At the end of the comment period, any comments and recommendations 
received will be analyzed to determine the extent to which the 
collections should be modified prior to submission to OMB for review 
and approval.

DATES: Comments must be submitted on or before May 20, 2013.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
     https://www.FDIC.gov/regulations/laws/federal/notices.html.
     Email: comments@fdic.gov. Include the name of the 
collection in the subject line of the message.
     Mail: Leneta G. Gregorie (202-898-3719), Counsel, Room NY-
5050, Federal Deposit Insurance Corporation, 550 17th Street NW., 
Washington, DC 20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street Building (located on F Street), 
on business days between 7:00 a.m. and 5:00 p.m.
    All comments should refer to the relevant OMB control number. A 
copy of the comments may also be submitted to the OMB desk officer for 
the FDIC: Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Washington, DC 
20503.

FOR FURTHER INFORMATION CONTACT: Leneta Gregorie, at the FDIC address 
above.

SUPPLEMENTARY INFORMATION: 
    Proposal to renew the following currently approved collections of 
information:
    1. Title: Interagency Charter & Federal Deposit Insurance 
Application.
    OMB Number: 3064-0001.
    Frequency of Response: Once.
    Affected Public: Banks or savings associations wishing to become 
FDIC-insured depository institutions.
    Estimated Number of Respondents: 217.
    Estimated Time per Response: 125 hours.
    Total Annual Burden: 27,125 hours.
    General Description of Collection: The Federal Deposit Insurance 
Act requires proposed financial institutions to apply

[[Page 16854]]

to the FDIC to obtain deposit insurance. This collection provides the 
FDIC with the information needed to evaluate the applications.
    2. Title: CRA Sunshine.
    OMB Number: 3064-0139.
    Frequency of Response: On occasion.
    Affected Public: Insured state nonmember banks and their 
affiliates, and nongovernmental entities and persons.
    Estimated Number of Respondents: 16.
    Estimated Time per Response: 8.625 hours.
    Total Annual Burden: 138 hours.
    General Description of Collection: This collection implements a 
statutory requirement imposing reporting, disclosure and recordkeeping 
requirements on some community investment-related agreements between 
insured depository institutions or affiliates, and nongovernmental 
entities or persons.

Request for Comment

    Comments are invited on: (a) Whether the collection of information 
is necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collection, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the information 
collection on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.

    Dated at Washington, DC, this 12th day of March, 2013.
    Federal Deposit Insurance Corporation.
Valerie J. Best,
Assistant Executive Secretary.
[FR Doc. 2013-06271 Filed 3-18-13; 8:45 am]
BILLING CODE 6714-01-P
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