Agency Information Collection Activities: Submission for OMB Review; Comment Request, 8113-8114 [2013-02427]
Download as PDF
<![CDATA[
8113
Federal Register / Vol. 78, No. 24 / Tuesday, February 5, 2013 / Notices
TABLE 1—SUMMARY OF SPACE VEHICLE AND MISSILE LAUNCHES FROM VAFB IN 2012—Continued
Vehicle
Date
(2012)
Launch
site
Minuteman III GT–206GM .........................................
14–Nov ............................
LF–10 ..............................
The Delta IV launch occurred during
the harbor seal pupping season,
requiring monitoring on VAFB. Sonic
boom modeling was conducted for both
space vehicle launches. The modeling
indicated that a sonic boom of greater
than 1 lb/ft2 (psf) would occur at SMI
as a result of the Atlas V launch,
requiring acoustical and biological
monitoring.
Neither of the missile launches
required monitoring at SMI because the
westerly trajectory of these launches.
Similarly, both missile launches
occurred outside of the VAFB harbor
seal pupping season; therefore, no
biological or acoustical monitoring was
required or performed on VAFB for
these two launches.
During the reporting period, 651
fixed-wing aircraft and helicopter
operations were conducted from the
VAFB airfield. Most of these consisted
of training exercises involving ‘‘touch
and goes’’. There were no observed
impacts to pinnipeds from these
activities.
tkelley on DSK3SPTVN1PROD with NOTICES
Delta IV Launch (April 3, 2012)
Counts of harbor seals done between
March 26 and April 2, 2012, recorded
from 2 to 111 adult and sub-adult seals.
From 0 to 16 pups were observed, along
with one California sea lion. One dead
pup with wounds suggestive of a shark
attack washed ashore on March 26. The
next day, a dead, newly born pup with
its umbilicus still attached was noted at
one of the sites. Both sightings occurred
prior to the actual launch. Post-launch
counts ranged from 88 to 144 adult and
sub-adult seals and from 8 to 12 pups.
The 2-week follow-up count revealed up
to 154 adult and sub-adult harbor seals
and up to 25 pups.
Time-lapse video monitoring was
conducted of this launch. The footage
revealed that all 42 harbor seals hauled
out at the monitoring location (First
Ledge on south VAFB) were alerted by
the noise and moved rapidly toward the
sea. All but two scurried into the water.
Up to 10 animals soon returned but
went back in the ocean as the tide rose
(MSRS, 2012).
In summary, based on post-launch
analysis, there was no evidence of
injury, mortality, or abnormal behavior
in any of the monitored pinnipeds on
VAFB as a result of this launch.
VerDate Mar<15>2010
17:18 Feb 04, 2013
Jkt 229001
Atlas V Launch (September 13, 2012)
Biological monitoring for this launch
was required at SMI, since the sonic
boom models predicted overpressures in
excess of 1 psf there. Monitoring for this
launch was conducted at Cardwell
Point. California sea lions, northern
elephant seals, and Pacific harbor seals
were present during the pre- and postmonitoring counts and on the day of the
launch. No pups of any species were
observed at this location. Counts on the
days prior to the launch ranged from
209–912 for California sea lions, from 0–
101 for northern elephant seals, and
from 0–35 for harbor seals. On the day
of the launch, 186–240 sea lions, 50–78
northern elephant seals, and 0–36
harbor seals were sighted. The same or
higher numbers of sea lions and
northern elephant seals were seen on
the two days after the launch. No harbor
seals were seen the following day, likely
because of a very large surf with heavy
surges and backwashes, preventing
harbor seals from hauling out, although
they were present just outside the
breakers.
No reactions were noted on the part
of the sea lions and elephant seals to the
sonic boom. Of the 36 harbor seals
present at the time of the boom, 20
dashed into the water. They began
returning to shore within 30 min of the
launch.
Acoustic monitoring was also
conducted for this launch. The peak
unweighted sound level was 122.8 dB re
20 mPa. During the 15 min before and
the 15 min after the launch, the lowest
ambient noise was 82.7 dB re 20 mPa,
while the highest sounds—not
associated with the launch—were 113.1
dB re 20 mPa.
In summary, there was no evidence of
injury, mortality, or abnormal behavior
of the monitored pinnipeds on SMI as
a result of this launch.
Authorization
The USAF complied with the
requirements of the 2012 LOA, and
NMFS has determined that the marine
mammal take resulting from the 2012
launches is within that analyzed in and
anticipated by the associated
regulations. Accordingly, NMFS has
issued an LOA to the 30th Space Wing,
USAF, authorizing the take by
harassment of marine mammals
incidental to space vehicle and test
PO 00000
Frm 00013
Fmt 4703
Sfmt 4703
Monitored
No.
flight activities at VAFB. Issuance of
this LOA is based on findings described
in the preamble to the final rule (74 FR
6236, February 6, 2009) and supported
by information contained in VAFB’s
2012 annual report that the activities
described under this LOA will have a
negligible impact on marine mammal
stocks. The provision requiring that the
activity not have an unmitigable adverse
impact on the availability of the affected
species or stock for subsistence uses
does not apply for this action.
Dated: January 31, 2013.
Helen M. Golde,
Acting Director, Office of Protected Resources,
National Marine Fisheries Service.
[FR Doc. 2013–02447 Filed 2–4–13; 8:45 am]
BILLING CODE 3510–22–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau or CFPB),
as part of its continuing effort to reduce
paperwork and respondent burden,
invites the general public and other
Federal agencies to take this
opportunity to comment on a proposed
information collection, as required by
the Paperwork Reduction Act of 1995
(PRA). The Bureau is soliciting
comments concerning its proposed
information collection titled,
‘‘Quantitative Testing of Integrated
Mortgage Loan Disclosure Forms.’’ The
proposed collection has been submitted
to the Office of Management and Budget
(OMB) for review and approval. A copy
of the submission, including copies of
the proposed collection, may be
obtained by contacting the agency
contact listed below.
DATES: Written comments are
encouraged and must be received on or
before March 7, 2013 to be assured of
consideration.
SUMMARY:
You may submit comments,
identified by agency name and proposed
collection title—‘‘Quantitative Testing
ADDRESSES:
E:\FR\FM\05FEN1.SGM
05FEN1
8114
Federal Register / Vol. 78, No. 24 / Tuesday, February 5, 2013 / Notices
of Integrated Mortgage Loan Disclosure
Forms’’— to:
• Agency: Bureau of Consumer
Financial Protection (Attention: Darrin
King, PRA Office), 1700 G Street NW.,
Washington, DC 20552; (202) 435–9575;
and CFPB_Public_PRA@cfpb.gov.
• OMB: Shagufta Ahmed, Office of
Management and Budget, New
Executive Office Building, Room 10235,
Washington, DC 20503; (202) 395–7873.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to the Bureau of
Consumer Financial Protection
(Attention: PRA Office), 1700 G Street,
NW., Washington, DC 20552, (202) 435–
9575, or through the internet at
CFPB_Public_PRA@cfpb.gov.
SUPPLEMENTARY INFORMATION:
Title: Quantitative Testing of
Integrated Mortgage Loan Disclosure
Forms.
OMB Number: 3170–XXXX.
Type of Review: New Clearance
Request.
Abstract: This is a request by the
CFPB for clearance from OMB to collect
information as part of quantitative
research related to residential mortgage
loan disclosures. The Dodd-Frank Wall
Street Reform and Consumer Protection
Act, Public Law 111–203, Title X,
requires the CFPB to publish disclosures
that integrate separate disclosures
concerning residential mortgage loans
that are required under the Truth in
Lending Act (TILA) and Real Estate
Settlement Procedures Act (RESPA).
The Bureau conducted qualitative
testing of prototype integrated
disclosures, see OMB No. 1505–0233
and OMB No. 3170–0003, prior to
issuing a proposed rule regarding such
disclosures. See 77 FR 51116 (Aug. 23,
2012). The proposed information
collection will involve quantitative
testing of the integrated disclosures
proposed by the Bureau that would be
given in connection with the
application and consummation of the
mortgage loan transaction. The purpose
of the quantitative testing will be to
examine whether the disclosures aid
consumers in understanding the terms
of the mortgage loan that is the subject
of the disclosure.
The quantitative research will involve
testing the mortgage loan disclosures
currently provided under TILA and
sections 4 and 5 of RESPA, to assess the
performance of the proposed integrated
disclosures in comparison to the current
disclosure. The CFPB will collect
quantitative data through the use of a
structured questionnaire that consists of
multiple choice and open-ended
questions regarding several sample
disclosures. The quantitative data will
inform the Bureau’s evaluation of the
proposed integrated disclosures. The
research will result in an assessment of
the performance of the integrated
disclosures with respect to
comprehension, comparison, and choice
of mortgage loan transactions.
The research activities will be
conducted primarily by external
contractors employing quantitative
research methodologies. The contractors
will select participants via screening
questionnaires to ensure they qualify for
the study according to specified criteria.
All information will be collected on a
voluntary basis. This approach has been
demonstrated to be feasible and
valuable by other Federal agencies in
developing disclosures and other forms.
The planned research activities will be
conducted during FY 2013 through FY
2014 with the goal of creating effective
disclosures.
Affected Public: Individuals or
Households.
Estimated
number of respondents
Estimated average burden
per response
(minutes)
Total estimated burden
hours
Study Respondents .....................................................................................................................
Screening .....................................................................................................................................
Travel Time and Administration at Site .......................................................................................
850
3,000
900
60
10
80
850
500
1,200
Total: .....................................................................................................................................
........................
........................
2,550
tkelley on DSK3SPTVN1PROD with NOTICES
Process
An agency may not conduct or
sponsor, and a respondent is not
required to respond to, an information
collection unless the information
collection displays a currently valid
OMB control number.
The Bureau issued a 60-day Federal
Register notice on March 28, 2012, 77
FR 18793. Comments were solicited and
continue to be invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the functions of the Bureau, including
whether the information shall have
practical utility; (b) the accuracy of the
Bureau’s estimate of the burden of the
collection of information, including the
validity of the methodology and the
assumptions used; (c) ways to enhance
the quality, utility, and clarity of the
information to be collected; and (d)
ways to minimize the burden of the
collection of information on
respondents, including through the use
VerDate Mar<15>2010
17:18 Feb 04, 2013
Jkt 229001
of automated, electronic, mechanical, or
other technological collection
techniques or other forms of information
technology.
Dated: January 29, 2013.
Chris Willey,
Chief Information Officer, Bureau of
Consumer Financial Protection.
[FR Doc. 2013–02427 Filed 2–4–13; 8:45 am]
BILLING CODE 4810–AM–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2013–0003]
Request for Information Regarding
Financial Products Marketed to
Students Enrolled in Institutions of
Higher Education
Bureau of Consumer Financial
Protection.
AGENCY:
PO 00000
Frm 00014
Fmt 4703
Sfmt 4703
Notice and request for
information.
ACTION:
Section 1021 of the DoddFrank Wall Street Reform and Consumer
Protection Act of 2010 (Dodd-Frank Act)
charges the Consumer Financial
Protection Bureau (Bureau or CFPB)
with ‘‘collecting, researching,
monitoring and publishing information’’
about consumer financial products and
services. The Bureau seeks information
on how current and future partnerships
or other arrangements between
institutions of higher education
(including their affiliated entities) and
financial institutions could be
structured to promote positive financial
decision-making among young
consumers. We also seek information to
develop a clearer picture of the financial
products and services that are being
offered to college students, as well as
consumers’ experiences using those
products and services. The Bureau
SUMMARY:
E:\FR\FM\05FEN1.SGM
05FEN1
]]>Agencies
[Federal Register Volume 78, Number 24 (Tuesday, February 5, 2013)]
[Notices]
[Pages 8113-8114]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-02427]
=======================================================================
-----------------------------------------------------------------------
BUREAU OF CONSUMER FINANCIAL PROTECTION
Agency Information Collection Activities: Submission for OMB
Review; Comment Request
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The Bureau of Consumer Financial Protection (Bureau or CFPB),
as part of its continuing effort to reduce paperwork and respondent
burden, invites the general public and other Federal agencies to take
this opportunity to comment on a proposed information collection, as
required by the Paperwork Reduction Act of 1995 (PRA). The Bureau is
soliciting comments concerning its proposed information collection
titled, ``Quantitative Testing of Integrated Mortgage Loan Disclosure
Forms.'' The proposed collection has been submitted to the Office of
Management and Budget (OMB) for review and approval. A copy of the
submission, including copies of the proposed collection, may be
obtained by contacting the agency contact listed below.
DATES: Written comments are encouraged and must be received on or
before March 7, 2013 to be assured of consideration.
ADDRESSES: You may submit comments, identified by agency name and
proposed collection title--``Quantitative Testing
[[Page 8114]]
of Integrated Mortgage Loan Disclosure Forms''-- to:
Agency: Bureau of Consumer Financial Protection
(Attention: Darrin King, PRA Office), 1700 G Street NW., Washington, DC
20552; (202) 435-9575; and CFPB_Public_PRA@cfpb.gov.
OMB: Shagufta Ahmed, Office of Management and Budget, New
Executive Office Building, Room 10235, Washington, DC 20503; (202) 395-
7873.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to the Bureau of Consumer Financial Protection
(Attention: PRA Office), 1700 G Street, NW., Washington, DC 20552,
(202) 435-9575, or through the internet at CFPB_Public_PRA@cfpb.gov.
SUPPLEMENTARY INFORMATION:
Title: Quantitative Testing of Integrated Mortgage Loan Disclosure
Forms.
OMB Number: 3170-XXXX.
Type of Review: New Clearance Request.
Abstract: This is a request by the CFPB for clearance from OMB to
collect information as part of quantitative research related to
residential mortgage loan disclosures. The Dodd-Frank Wall Street
Reform and Consumer Protection Act, Public Law 111-203, Title X,
requires the CFPB to publish disclosures that integrate separate
disclosures concerning residential mortgage loans that are required
under the Truth in Lending Act (TILA) and Real Estate Settlement
Procedures Act (RESPA). The Bureau conducted qualitative testing of
prototype integrated disclosures, see OMB No. 1505-0233 and OMB No.
3170-0003, prior to issuing a proposed rule regarding such disclosures.
See 77 FR 51116 (Aug. 23, 2012). The proposed information collection
will involve quantitative testing of the integrated disclosures
proposed by the Bureau that would be given in connection with the
application and consummation of the mortgage loan transaction. The
purpose of the quantitative testing will be to examine whether the
disclosures aid consumers in understanding the terms of the mortgage
loan that is the subject of the disclosure.
The quantitative research will involve testing the mortgage loan
disclosures currently provided under TILA and sections 4 and 5 of
RESPA, to assess the performance of the proposed integrated disclosures
in comparison to the current disclosure. The CFPB will collect
quantitative data through the use of a structured questionnaire that
consists of multiple choice and open-ended questions regarding several
sample disclosures. The quantitative data will inform the Bureau's
evaluation of the proposed integrated disclosures. The research will
result in an assessment of the performance of the integrated
disclosures with respect to comprehension, comparison, and choice of
mortgage loan transactions.
The research activities will be conducted primarily by external
contractors employing quantitative research methodologies. The
contractors will select participants via screening questionnaires to
ensure they qualify for the study according to specified criteria. All
information will be collected on a voluntary basis. This approach has
been demonstrated to be feasible and valuable by other Federal agencies
in developing disclosures and other forms. The planned research
activities will be conducted during FY 2013 through FY 2014 with the
goal of creating effective disclosures.
Affected Public: Individuals or Households.
----------------------------------------------------------------------------------------------------------------
Estimated
Estimated average burden Total
Process number of per response estimated
respondents (minutes) burden hours
----------------------------------------------------------------------------------------------------------------
Study Respondents............................................... 850 60 850
Screening....................................................... 3,000 10 500
Travel Time and Administration at Site.......................... 900 80 1,200
-----------------------------------------------
Total:...................................................... .............. .............. 2,550
----------------------------------------------------------------------------------------------------------------
An agency may not conduct or sponsor, and a respondent is not
required to respond to, an information collection unless the
information collection displays a currently valid OMB control number.
The Bureau issued a 60-day Federal Register notice on March 28,
2012, 77 FR 18793. Comments were solicited and continue to be invited
on: (a) Whether the collection of information is necessary for the
proper performance of the functions of the Bureau, including whether
the information shall have practical utility; (b) the accuracy of the
Bureau's estimate of the burden of the collection of information,
including the validity of the methodology and the assumptions used; (c)
ways to enhance the quality, utility, and clarity of the information to
be collected; and (d) ways to minimize the burden of the collection of
information on respondents, including through the use of automated,
electronic, mechanical, or other technological collection techniques or
other forms of information technology.
Dated: January 29, 2013.
Chris Willey,
Chief Information Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2013-02427 Filed 2-4-13; 8:45 am]
BILLING CODE 4810-AM-P
