Information Collection Being Reviewed by the Federal Communications Commission, 58990-58991 [2012-23535]
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58990
Federal Register / Vol. 77, No. 186 / Tuesday, September 25, 2012 / Notices
emcdonald on DSK67QTVN1PROD with NOTICES
invites the general public and other
Federal Agencies to comment on the
proposed information collection, as
required by the Paperwork Reduction
Act of 1995.
Ex-Im Bank’s borrowers, financial
institution policy holders and
guaranteed lenders provide this form to
U.S. exporters, who certify to the
eligibility of their exports for Ex-Im
Bank support. For direct loans and loan
guarantees, the completed form is
required to be submitted at time of
disbursement and held by either the
guaranteed lender or Ex-Im Bank. For
MT insurance, the completed forms are
held by the financial institution, only to
be submitted to Ex-Im Bank in the event
of a claim filing. Ex-Im Bank believes
that EIB 11–05 requires emergency
approval in order to continue operation
of its long- and medium-term financing
programs. It is an integral component of
the programs and is heavily used.
Lack of an emergency approval of this
form would preclude our ability to
continue operation of its long- and
medium-term financial institution
programs. Ex-Im Bank developed the
referenced form to obtain exporter
certifications regarding the export
transaction, content sourcing, and their
eligibility to participate in USG
programs. These details are necessary to
determine the value and legitimacy of
Ex-Im Bank financing support and
claims submitted. It also provides the
financial institutions a check on the
export transaction’s eligibility at the
time it is fulfilling a financing request.
Accordingly, Ex-Im Bank requests
emergency approval of EIB 11–05 in
order to continue operation of these
important export programs.
The form can be viewed at: www.
exim.gov/pub/pending/eib11-05.pdf.
DATES: Comments should be received on
or before October 25, 2012 to be assured
of consideration.
ADDRESSES: Comments may be
submitted electronically on WWW.
REGULATIONS.GOV or by mail to
Office of Information and Regulatory
Affairs, 725 17th Street NW.,
Washington, DC 20038 Attn: OMB
3048–XXXX.
SUPPLEMENTARY INFORMATION:
Titles and Form Number EIB 11–05
Exporter’s Certificate for Direct Loan,
Loan Guarantee & MT Insurance
Programs
OMB Number: 3048–0043.
Type of Review: New.
Need and Use: The information
collected will provide information
needed to determine compliance and
content for transaction requests
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14:15 Sep 24, 2012
Jkt 226001
submitted to the Export-Import Bank
under its insurance, guarantee, and
direct loan programs.
Affected Public: This form affects
entities involved in the export of U.S.
goods and services.
Annual Number of Respondents:
4,000.
Estimated Time per Respondent: 30
minutes.
Total Burden: 2,000 hours.
Government Reviews only forms
when a claim is filed—in FY 2011 54
claims were filed utilizing this form.
Government Annual Burden Hours:
54.
Frequency of Reporting or Use: As
needed.
Total Cost to the Government:
$2,090.88.
Sharon A. Whitt,
Agency Clearance Officer.
[FR Doc. 2012–23561 Filed 9–24–12; 8:45 am]
BILLING CODE 6690–01–P
FEDERAL COMMUNICATIONS
COMMISSION
Information Collection Being Reviewed
by the Federal Communications
Commission
Federal Communications
Commission.
ACTION: Notice and request for
comments.
AGENCY:
The Federal Communications
Commission (FCC), as part of its
continuing effort to reduce paperwork
burdens, invites the general public and
other Federal agencies to take this
opportunity to comment on the
following information collection, as
required by the Paperwork Reduction
Act (PRA) of 1995. Comments are
requested concerning whether the
proposed collection of information is
necessary for the proper performance of
the functions of the Commission,
including whether the information shall
have practical utility; the accuracy of
the Commission’s burden estimate;
ways to enhance the quality, utility, and
clarity of the information collected;
ways to minimize the burden of the
collection of information on the
respondents, including the use of
automated collection techniques or
other forms of information technology;
and ways to further reduce the
information collection burden on small
business concerns with fewer than 25
employees.
The FCC may not conduct or sponsor
a collection of information unless it
displays a currently valid control
SUMMARY:
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number. No person shall be subject to
any penalty for failing to comply with
a collection of information subject to the
PRA that does not display a valid Office
of Management and Budget (OMB)
control number.
DATES: Written PRA comments should
be submitted on or before November 26,
2012. If you anticipate that you will be
submitting comments, but find it
difficult to do so within the period of
time allowed by this notice, you should
advise the contact listed below as soon
as possible.
ADDRESSES: Direct all PRA comments to
the Federal Communications
Commission via email to PRA@fcc.gov
and Cathy.Williams@fcc.gov.
FOR FURTHER INFORMATION CONTACT: For
additional information about the
information collection, contact Cathy
Williams at (202) 418–2918.
SUPPLEMENTARY INFORMATION:
OMB Control Number: 3060–0692.
Type of Review: Extension of a
currently approved collection.
Title: Sections 76.802 and 76.804,
Home Wiring Provisions; Section
76.613, Interference from a Multichannel Video Programming Distributor
(MVPD).
Form Number: N/A.
Respondents: Individuals or
households; Business or other for-profit
entities.
Number of Respondents: 22,000.
Estimated Time per Response: 0.083—
2 hours.
Frequency of Response: On occasion
reporting requirement; Recordkeeping
requirement; Annual reporting
requirement; Third party disclosure
requirement.
Obligation to Respond: Required to
obtain or retain benefits. The statutory
authority for this collection is contained
in Sections 1, 4, 224, 251, 303, 601, 623,
624 and 632 of the Communications Act
of 1934, as amended.
Total Annual Burden: 36,114 hours.
Total Annual Cost: None.
Privacy Act Impact Assessment: No
impact(s).
Nature and Extent of Confidentiality:
There is no need for confidentiality with
this collection of information.
Needs and Uses: In the Cable
Television Consumer Protection and
Competition Act of 1992, Congress
directed the FCC to adopt rules
governing the disposition of home
wiring owned by a cable operator when
a subscriber terminates service. The
rules at 76.800 et seq., implement that
directive. The intention of the rules is
to clarify the status and provide for the
disposition of existing cable operatorowned wiring in single family homes
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Federal Register / Vol. 77, No. 186 / Tuesday, September 25, 2012 / Notices
and multiple dwelling units upon the
termination of a contract for cable
service by the home owner or MDU
owner. Section 76.613(d) requires that
when Multichannel Video Programming
Distributors (MVPDs) cause harmful
signal interference MVPDs may be
required by the District Director and/or
Resident Agent to prepare and submit a
report regarding the cause(s) of the
interference, corrective measures
planned or taken, and the efficacy of the
remedial measures.
Federal Communications Commission.
Gloria J. Miles,
Federal Register Liaison, Office of the
Secretary, Office of Managing Director.
[FR Doc. 2012–23535 Filed 9–24–12; 8:45 am]
BILLING CODE 6712–01–P
FEDERAL HOUSING FINANCE
AGENCY
[No. 2012–N–13]
State-Level Guarantee Fee Pricing
Federal Housing Finance
Agency.
ACTION: Notice; input accepted.
AGENCY:
The Federal Housing Finance Agency
(FHFA) oversees the operations of
Fannie Mae and Freddie Mac (‘‘the
Enterprises’’). The Enterprises are in
conservatorships, and, as Conservator,
FHFA has statutory obligations in its
conduct of the conservatorships,
including preserving and conserving
assets. Though the Enterprises are
congressionally chartered and federally
supervised and regulated, state laws and
practices can have a significant impact
on their loan default costs.
This Notice sets forth an approach to
adjust the guarantee fees (‘‘g-fees’’) that
the Enterprises charge for mortgages that
finance properties with one to four units
(‘‘single-family mortgages’’) in certain
states to recover a portion of the
exceptionally high costs that the
Enterprises incur in cases of mortgage
default in those states.
emcdonald on DSK67QTVN1PROD with NOTICES
Background
The Enterprises charge g-fees to
compensate for the credit risks they
undertake when they own or guarantee
mortgages. The g-fees the Enterprises
currently charge on single-family
mortgages vary with the type of loan
product and with loan and borrower
attributes that affect credit risk. FHFA
has a responsibility to ensure that those
fees are proper and adequate. The
single-family g-fees that the Enterprises
charged prior to conservatorship proved
inadequate to compensate for the level
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14:15 Sep 24, 2012
Jkt 226001
of actual credit losses they experienced.
This contributed directly to substantial
financial support being provided to the
two companies by taxpayers.
G-fee payments to Fannie Mae and
Freddie Mac generally include both
ongoing monthly payments and an
upfront payment at the time of
Enterprise loan acquisition. Current
Enterprise schedules for upfront g-fees
may be found at https://
www.efanniemae.com/sf/refmaterials/
llpa/pdf/llpamatrix.pdf and https://
www.freddiemac.com/singlefamily/pdf/
ex19.pdf.
Recent experience has shown a wide
variation among states in the costs that
the Enterprises incur from mortgage
defaults. This is due, in large part, to
differences among the states and
territories in the requirements for
lenders or other investors to manage a
default, foreclose, and obtain marketable
title to the property backing a singlefamily mortgage. Foreclosure takes
longer than average in some states as a
result of regulatory or judicial actions.
Further, in some states the investor
cannot market a property for a period
after foreclosure is complete. There is
also variation among the states in the
per-day carrying costs that investors
incur during the periods when a
defaulted loan is non-performing and, in
some states, when a foreclosed property
cannot be marketed. Those variations in
time periods and per-day carrying costs
interact to contribute to state-level
differences in the average total carrying
cost to investors of addressing a loan
default. Because the Enterprises
currently set their g-fees nationally,
accounting for expected default costs
only in the aggregate, borrowers in
states with lower default-related
carrying costs are effectively subsidizing
borrowers in states with higher costs.
The principal drivers of differences
across states in the average total
carrying costs to the Enterprises of a
defaulted single-family mortgage are, in
order of importance—
1. The length of time needed to secure
marketable title to the property;
2. Property taxes that must be paid
until marketable title is secured; and
3. Legal and operational expenses
during that period.
There is a wide variation among states
in all three of those variables.
In light of these cost differentials,
FHFA’s March 2012 Conservatorship
Scorecard set forth the objective for
Fannie Mae and Freddie Mac of
developing appropriate risk-based
guarantee fee pricing by state. FHFA’s
proposal described here would adjust
the upfront fees that the Enterprises
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58991
charge when they acquire single-family
mortgages in states where Enterprise
costs that are related to state foreclosure
practices are statistically higher than the
national average. The size of the
adjustments would reflect differences in
costs in those states from the average.
FHFA recognizes that the data the
Enterprises have used to calculate statelevel cost differences in this proposal
are based on a combination of
Enterprise experience and estimation.
Actual costs incurred by the Enterprises
in the future may vary over time and
among individual defaults within a
state. Because of this variability, FHFA’s
planned approach focuses on five states
that are clear outliers among states in
terms of their default-related costs.
This document outlines the approach
that FHFA is considering and discusses
potential additions and changes to the
calculation of such fees in the future.
Through this Notice, FHFA is providing
an opportunity for public input on these
subjects. After reviewing the public
input and determining a final state-level
guarantee fee pricing method, FHFA
expects to direct the Enterprises to
implement the pricing adjustments in
2013.
Approach to State-Level G-Fee
Adjustments
The approach set forth in this Notice
is based on Enterprise experience and
does not include the forward-looking
impact of recently-enacted state and
local laws that may increase the
Enterprises’ costs. FHFA intends to
periodically reassess state-level pricing
based on updated Enterprise data. The
agency may include the impact of
newly-enacted laws if they clearly affect
foreclosure timelines or costs, where
such costs may be reasonably estimated
based on relevant experience.
FHFA’s approach would focus on the
small number of states that have average
total carrying costs that significantly
exceed the national average and,
therefore, impose the greatest costs on
Fannie Mae, Freddie Mac, and
taxpayers. Mortgages originated in these
highest-cost states would have an
upfront fee of between 15 and 30 basis
points, which would be charged to
lenders as a one-time upfront payment
on each loan acquired by the Enterprises
after implementation. Based on current
data as described below, those five
states are Connecticut, Florida, Illinois,
New Jersey, and New York.
Lenders may pass an upfront fee
through to a borrower as an adjustment
to the interest rate on the borrower’s
loan. Because the upfront fee is paid
only once, its impact on the annual
interest rate is much smaller than the
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Agencies
[Federal Register Volume 77, Number 186 (Tuesday, September 25, 2012)]
[Notices]
[Pages 58990-58991]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2012-23535]
=======================================================================
-----------------------------------------------------------------------
FEDERAL COMMUNICATIONS COMMISSION
Information Collection Being Reviewed by the Federal
Communications Commission
AGENCY: Federal Communications Commission.
ACTION: Notice and request for comments.
-----------------------------------------------------------------------
SUMMARY: The Federal Communications Commission (FCC), as part of its
continuing effort to reduce paperwork burdens, invites the general
public and other Federal agencies to take this opportunity to comment
on the following information collection, as required by the Paperwork
Reduction Act (PRA) of 1995. Comments are requested concerning whether
the proposed collection of information is necessary for the proper
performance of the functions of the Commission, including whether the
information shall have practical utility; the accuracy of the
Commission's burden estimate; ways to enhance the quality, utility, and
clarity of the information collected; ways to minimize the burden of
the collection of information on the respondents, including the use of
automated collection techniques or other forms of information
technology; and ways to further reduce the information collection
burden on small business concerns with fewer than 25 employees.
The FCC may not conduct or sponsor a collection of information
unless it displays a currently valid control number. No person shall be
subject to any penalty for failing to comply with a collection of
information subject to the PRA that does not display a valid Office of
Management and Budget (OMB) control number.
DATES: Written PRA comments should be submitted on or before November
26, 2012. If you anticipate that you will be submitting comments, but
find it difficult to do so within the period of time allowed by this
notice, you should advise the contact listed below as soon as possible.
ADDRESSES: Direct all PRA comments to the Federal Communications
Commission via email to PRA@fcc.gov and Cathy.Williams@fcc.gov.
FOR FURTHER INFORMATION CONTACT: For additional information about the
information collection, contact Cathy Williams at (202) 418-2918.
SUPPLEMENTARY INFORMATION:
OMB Control Number: 3060-0692.
Type of Review: Extension of a currently approved collection.
Title: Sections 76.802 and 76.804, Home Wiring Provisions; Section
76.613, Interference from a Multi-channel Video Programming Distributor
(MVPD).
Form Number: N/A.
Respondents: Individuals or households; Business or other for-
profit entities.
Number of Respondents: 22,000.
Estimated Time per Response: 0.083--2 hours.
Frequency of Response: On occasion reporting requirement;
Recordkeeping requirement; Annual reporting requirement; Third party
disclosure requirement.
Obligation to Respond: Required to obtain or retain benefits. The
statutory authority for this collection is contained in Sections 1, 4,
224, 251, 303, 601, 623, 624 and 632 of the Communications Act of 1934,
as amended.
Total Annual Burden: 36,114 hours.
Total Annual Cost: None.
Privacy Act Impact Assessment: No impact(s).
Nature and Extent of Confidentiality: There is no need for
confidentiality with this collection of information.
Needs and Uses: In the Cable Television Consumer Protection and
Competition Act of 1992, Congress directed the FCC to adopt rules
governing the disposition of home wiring owned by a cable operator when
a subscriber terminates service. The rules at 76.800 et seq., implement
that directive. The intention of the rules is to clarify the status and
provide for the disposition of existing cable operator-owned wiring in
single family homes
[[Page 58991]]
and multiple dwelling units upon the termination of a contract for
cable service by the home owner or MDU owner. Section 76.613(d)
requires that when Multichannel Video Programming Distributors (MVPDs)
cause harmful signal interference MVPDs may be required by the District
Director and/or Resident Agent to prepare and submit a report regarding
the cause(s) of the interference, corrective measures planned or taken,
and the efficacy of the remedial measures.
Federal Communications Commission.
Gloria J. Miles,
Federal Register Liaison, Office of the Secretary, Office of Managing
Director.
[FR Doc. 2012-23535 Filed 9-24-12; 8:45 am]
BILLING CODE 6712-01-P