Proposed Collection; Comment Request, 35658-35659 [2012-14592]
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35658
Federal Register / Vol. 77, No. 115 / Thursday, June 14, 2012 / Notices
Pacific Ocean, including waters of
Alaska, Washington, Oregon, California,
and Hawaii. Harassment of all species of
cetaceans will occur through vessel
approach for sighting surveys,
photographic identification, behavioral
research, opportunistic sampling
(breath, sloughed skin, fecal material,
and prey remains), acoustic imaging
with echosounders, and aerial surveys.
Twenty seven cetacean species and
unidentified mesoplodon species will
be biopsied, dart, and/or suction-cup
tagged. Ultrasound sampling will be
directed at killer whales including the
Southern Resident stock. Active
acoustic playback studies will be
directed at Southern Resident killer
whales. Import and export of marine
mammal prey specimens, skin and
blubber, sloughed skin, fecal and breath
samples obtained is authorized. The
permit is valid until June 6, 2017.
File No. 16160: Authorizes take of
eight species of cetaceans in the inland
waters of Washington State. Harassment
of all species will occur through close
vessel approach for photo-identification,
behavioral observation, and monitoring.
The permit is valid until June 6, 2017.
File No. 15569: Authorizes take of
twenty-two species of marine mammals
in the coastal eastern North Pacific from
the southern boundary of California to
Alaskan waters east of Kodiak Island,
including all territorial waters up to 200
nautical miles offshore. Harassment of
all species of cetaceans will occur
through vessel approach for
photographic identification, behavioral
research, opportunistic sampling (fecal
material and prey remains), remote
measuring (aerial and laser techniques),
and passive acoustic recording. The
permit is valid until June 6, 2017.
An environmental assessment (EA)
was prepared analyzing the effects of
the permitted activities on the human
environment in compliance with the
National Environmental Policy Act of
1969 (42 U.S.C. 4321 et seq.). Based on
the analyses in the EA, NMFS
determined that issuance of the permits
will not significantly impact the quality
of the human environment and that
preparation of an environmental impact
statement was not required. That
determination is documented in a
Finding of No Significant Impact
(FONSI), signed on June 4, 2012.
As required by the ESA, issuance of
these permits was based on a finding
that such permits: (1) Were applied for
in good faith; (2) will not operate to the
disadvantage of such endangered
species; and (3) are consistent with the
purposes and policies set forth in
section 2 of the ESA.
VerDate Mar<15>2010
14:34 Jun 13, 2012
Jkt 226001
Documents may be reviewed in the
following locations:
Permits and Conservation Division,
Office of Protected Resources, NMFS,
1315 East-West Highway, Room
13705, Silver Spring, MD 20910;
phone (301) 427–8401; fax (301) 427–
2521;
Northwest Region, NMFS, 7600 Sand
Point Way NE., BIN C15700, Bldg. 1,
Seattle, WA 98115–0700; phone (206)
526–6150; fax (206) 526–6426;
Alaska Region, NMFS, P.O. Box 21668,
Juneau, AK 99802–1668; phone (907)
586–7221; fax (907) 586–7249;
Southwest Region, NMFS, 501 West
Ocean Blvd., Suite 4200, Long Beach,
CA 90802–4213; phone (562) 980–
4001; fax (562) 980–4018; and
Pacific Islands Region, NMFS, 1601
Kapiolani Blvd., Rm 1110, Honolulu,
HI 96814–4700; phone (808) 973–
2935; fax (808) 973–2941.
Dated: June 8, 2012.
P. Michael Payne,
Chief, Permits and Conservation Division,
Office of Protected Resources, National
Marine Fisheries Service.
[FR Doc. 2012–14587 Filed 6–13–12; 8:45 am]
BILLING CODE 3510–22–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Proposed Collection; Comment
Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for public
comment.
AGENCY:
The Bureau of Consumer
Financial Protection (the ‘‘CFPB’’ or the
‘‘Bureau’’), as part of its continuing
effort to reduce paperwork and
respondent burden, invites the general
public and other federal agencies to
comment on a proposed information
collection, as required by the Paperwork
Reduction Act of 1995, Public Law 104–
13 (44 U.S.C. 3506(c)(2)(A)). Currently,
the Bureau is soliciting comments
concerning the information collection
requirements relating to gather
information from various depository
and non-depository providers of
consumer financial products and
services (‘‘providers’’) regarding the
compliance costs and other effects of
proposed and existing regulations,
pursuant to the Bureau’s authorities
under the Dodd-Frank Wall Street
Reform and Consumer Protection Act
(‘‘Dodd-Frank Act’’), Public Law 111–
203.
DATES: Written comments are
encouraged and must be received on or
SUMMARY:
PO 00000
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Fmt 4703
Sfmt 4703
before August 13, 2012 to be assured of
consideration.
ADDRESSES: You may submit comments
by any of the following methods:
• Electronic:
CFPB_Public_PRA@cfpb.gov.
• Mail/Hand Delivery/Courier: Direct
all written comments to Consumer
Financial Protection Bureau (Attention:
PRA Office), 1700 G Street NW.,
Washington, DC 20552.
Instructions: Submissions should
include the agency name and collection
title. Comments will be available for
public inspection and copying at 1700
G Street NW., Washington, DC 20552 on
official business days between the hours
of 10 a.m. and 5 p.m. Eastern Time. You
can make an appointment to inspect
comments by telephoning (202) 435–
7275. All comments, including
attachments and other supporting
materials, will become part of the public
record and subject to public disclosure.
You should only submit information
that you wish to make available
publicly.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information or
copies of the documents contained
under this approval number should be
directed to the Consumer Financial
Protection Bureau, (Attention: PRA
Office), 1700 G Street NW., Washington,
DC 20552, or through the Internet at
CFPB_Public_PRA@cfpb.gov.
SUPPLEMENTARY INFORMATION:
Title: Generic Clearance for Collection
of Information on Compliance Costs and
Other Effects of Regulations.
OMB Control Number: 3170–XXXX.
Abstract: Under the Dodd-Frank Act,
the Bureau has the responsibility for
rulemaking, supervision, and
enforcement with respect to various
Federal consumer financial protection
laws. Among other things, the DoddFrank Act directs the Bureau to
promulgate rules regulating various
aspects of consumer financial protection
and establishing supervisory authority
over certain non-depository providers of
consumer financial products and
services. For many of these directives
there is a corresponding statutory
deadline for a proposed or final rule.
A number of Federal laws require
agencies to consider the benefits, costs,
and impacts of rulemaking actions,
including the Regulatory Flexibility Act
and the Paperwork Reduction Act.
Furthermore, Section 1022(b)(2)(A) of
the Dodd-Frank Act calls for the Bureau
to consider the potential benefits and
costs of certain rules to consumers and
‘‘covered persons,’’ including
depository and non-depository
providers of consumer financial
E:\FR\FM\14JNN1.SGM
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pmangrum on DSK3VPTVN1PROD with NOTICES
Federal Register / Vol. 77, No. 115 / Thursday, June 14, 2012 / Notices
products and services (‘‘providers.’’)
This consideration includes an
assessment of the impacts of rules on
consumers in rural areas and on
depository institutions and credit
unions with total assets of $10 billion or
less as described in section 1026 of the
Dodd-Frank Act. As part of its analysis
of benefits and costs of certain
rulemakings, the Bureau will consider,
among other things, the potential
ongoing costs for a provider as well as
the implementation costs the provider
may incur in order to comply with a
regulation.
In order to fulfill the Bureau’s
rulemaking mandates, the Bureau seeks
to collect qualitative information from
industry participants regarding the
compliance costs and other effects on
providers and consumers, both as to
existing regulations in force as well as
to proposed new regulations. Through
the collections under this generic
clearance, the Bureau aims to
understand the effects of potential
regulations on providers and
consumers, the ways in which providers
may comply with potential regulations,
and the costs associated with
compliance.
The Bureau has already begun to
review existing regulations through a
request for public comment on
streamlining inherited regulations. The
information gathered on compliance
costs and other effects through this
generic information collection will
further enhance the Bureau’s
understanding of how existing
regulations are affecting providers.
In order to gather the information
indicated above, the Bureau intends to
use structured interviews, focus groups,
conference calls, and written
questionnaires—delivered via email or
administered through an online survey.
The Bureau will seek different
providers’ estimates of compliance
burdens on their respective institutions.
The Bureau recognizes that burdens
vary depending on the size and type of
the institution, as well as on the
products and services offered.
Therefore, the collections of information
will seek to sample providers that are
representative of markets affected by a
proposed rule, or are already under the
authority of existing regulations.
Type of Review: New Generic
Collection.
Affected Public: U.S. depository and
non-depository financial institutions.
Annual Burden Estimates: Below is a
preliminary estimate of the aggregate
burden hours.
Estimated Number of Respondents:
1,500 institutions.
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14:34 Jun 13, 2012
Jkt 226001
Estimated Time per Respondent: 90
minutes for questions administered via
focus groups, structured interviews, and
conference calls. 60 minutes for
questions delivered via email or
administered through online survey.
Estimated Total Annual Burden
Hours: 1,950 hours.
Request for Comments: Comments
submitted in response to this notice will
be summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record. Comments are invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information shall have practical utility;
(b) the accuracy of the agency’s estimate
of the burden of the collection of
information, including the validity of
the methodology and the assumptions
used; (c) ways to enhance the quality,
utility, and clarity of the information to
be collected; and (d) ways to minimize
the burden of the collection of
information on respondents, including
through the use of automated collection
techniques or other forms of information
technology.
Dated: June 8, 2012.
Chris Willey,
Chief Information Officer, Bureau of
Consumer Financial Protection.
[FR Doc. 2012–14592 Filed 6–13–12; 8:45 am]
BILLING CODE 4810–AM–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2012–0024]
Request for Information Regarding
Complaints From Private Education
Loan Borrowers
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for
information.
AGENCY:
Section 1035 of the DoddFrank Wall Street Reform and Consumer
Protection Act of 2010 (Dodd-Frank Act)
established a Private Education Loan
Ombudsman (Ombudsman) within the
Consumer Financial Protection Bureau
(Bureau) to provide timely assistance to
borrowers of private education loans.
Among other things, the Dodd-Frank
Act directs the Ombudsman to ‘‘compile
and analyze data on borrower
complaints’’ regarding private education
loans and make appropriate
recommendations to the Director of the
Bureau, the Secretary of the Treasury,
the Secretary of Education, and
SUMMARY:
PO 00000
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Fmt 4703
Sfmt 4703
35659
Congress. In March 2012, the Bureau
launched the intake of borrower
complaints on private education loans.
In order to ‘‘compile and analyze data’’
on complaints processed through other
mechanisms, with this Notice and
Request for Information, the
Ombudsman seeks information on
borrower complaints about private
education loans.
DATES: Comments must be received on
or before August 13, 2012, to be
considered and analyzed to develop
recommendations as specified in
Section 1035(c)(4).
ADDRESSES: You may submit comments
by any of the following methods:
• https://www.regulations.gov. Follow
the instructions for submitting
comments.
• Mail/Hand Delivery/Courier:
Monica Jackson, Office of the Executive
Secretary, Consumer Financial
Protection Bureau, 1700 G Street NW.,
Washington, DC 20552.
Instructions: The Bureau encourages
the early submission of comments. All
submissions must include the agency
name and docket number, CFPB–2012–
0024. Please note the number of the
question you are answering at the top of
each response (you do not need to
answer all questions). In general, all
comments received will be posted
without change to https://
www.regulations.gov. In addition,
comments will be available for public
inspection and copying at 1700 G Street
NW., Washington, DC 20552, on official
business days between the hours of 10
a.m. and 5 p.m. Eastern Time. You can
make an appointment to inspect the
documents by calling (202) 435–7275.
All comments, including attachments
and other supporting materials, will
become part of the public record and
subject to public disclosure. Sensitive
personal information such as account
numbers or Social Security numbers
should not be included. Comments will
not be edited to remove any identifying
or contact information.
FOR FURTHER INFORMATION CONTACT: For
general inquiries and submission
process questions, please call Monica
Jackson at (202) 435–7275.
SUPPLEMENTARY INFORMATION: Section
1035 of the Dodd-Frank Act establishes
a Private Education Loan Ombudsman
(Ombudsman) within the Consumer
Financial Protection Bureau (Bureau).
Section 1035(c)(3) requires the
Ombudsman to compile and analyze
data on borrower complaints regarding
private education loans. Sections
1035(d) and 1035(c)(4) further require
the Ombudsman to prepare an annual
report to Congress and make appropriate
E:\FR\FM\14JNN1.SGM
14JNN1
]]>Agencies
[Federal Register Volume 77, Number 115 (Thursday, June 14, 2012)]
[Notices]
[Pages 35658-35659]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2012-14592]
=======================================================================
-----------------------------------------------------------------------
BUREAU OF CONSUMER FINANCIAL PROTECTION
Proposed Collection; Comment Request
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for public comment.
-----------------------------------------------------------------------
SUMMARY: The Bureau of Consumer Financial Protection (the ``CFPB'' or
the ``Bureau''), as part of its continuing effort to reduce paperwork
and respondent burden, invites the general public and other federal
agencies to comment on a proposed information collection, as required
by the Paperwork Reduction Act of 1995, Public Law 104-13 (44 U.S.C.
3506(c)(2)(A)). Currently, the Bureau is soliciting comments concerning
the information collection requirements relating to gather information
from various depository and non-depository providers of consumer
financial products and services (``providers'') regarding the
compliance costs and other effects of proposed and existing
regulations, pursuant to the Bureau's authorities under the Dodd-Frank
Wall Street Reform and Consumer Protection Act (``Dodd-Frank Act''),
Public Law 111-203.
DATES: Written comments are encouraged and must be received on or
before August 13, 2012 to be assured of consideration.
ADDRESSES: You may submit comments by any of the following methods:
Electronic: CFPB_Public_PRA@cfpb.gov.
Mail/Hand Delivery/Courier: Direct all written comments to
Consumer Financial Protection Bureau (Attention: PRA Office), 1700 G
Street NW., Washington, DC 20552.
Instructions: Submissions should include the agency name and
collection title. Comments will be available for public inspection and
copying at 1700 G Street NW., Washington, DC 20552 on official business
days between the hours of 10 a.m. and 5 p.m. Eastern Time. You can make
an appointment to inspect comments by telephoning (202) 435-7275. All
comments, including attachments and other supporting materials, will
become part of the public record and subject to public disclosure. You
should only submit information that you wish to make available
publicly.
FOR FURTHER INFORMATION CONTACT: Requests for additional information or
copies of the documents contained under this approval number should be
directed to the Consumer Financial Protection Bureau, (Attention: PRA
Office), 1700 G Street NW., Washington, DC 20552, or through the
Internet at CFPB_Public_PRA@cfpb.gov.
SUPPLEMENTARY INFORMATION:
Title: Generic Clearance for Collection of Information on
Compliance Costs and Other Effects of Regulations.
OMB Control Number: 3170-XXXX.
Abstract: Under the Dodd-Frank Act, the Bureau has the
responsibility for rulemaking, supervision, and enforcement with
respect to various Federal consumer financial protection laws. Among
other things, the Dodd-Frank Act directs the Bureau to promulgate rules
regulating various aspects of consumer financial protection and
establishing supervisory authority over certain non-depository
providers of consumer financial products and services. For many of
these directives there is a corresponding statutory deadline for a
proposed or final rule.
A number of Federal laws require agencies to consider the benefits,
costs, and impacts of rulemaking actions, including the Regulatory
Flexibility Act and the Paperwork Reduction Act. Furthermore, Section
1022(b)(2)(A) of the Dodd-Frank Act calls for the Bureau to consider
the potential benefits and costs of certain rules to consumers and
``covered persons,'' including depository and non-depository providers
of consumer financial
[[Page 35659]]
products and services (``providers.'') This consideration includes an
assessment of the impacts of rules on consumers in rural areas and on
depository institutions and credit unions with total assets of $10
billion or less as described in section 1026 of the Dodd-Frank Act. As
part of its analysis of benefits and costs of certain rulemakings, the
Bureau will consider, among other things, the potential ongoing costs
for a provider as well as the implementation costs the provider may
incur in order to comply with a regulation.
In order to fulfill the Bureau's rulemaking mandates, the Bureau
seeks to collect qualitative information from industry participants
regarding the compliance costs and other effects on providers and
consumers, both as to existing regulations in force as well as to
proposed new regulations. Through the collections under this generic
clearance, the Bureau aims to understand the effects of potential
regulations on providers and consumers, the ways in which providers may
comply with potential regulations, and the costs associated with
compliance.
The Bureau has already begun to review existing regulations through
a request for public comment on streamlining inherited regulations. The
information gathered on compliance costs and other effects through this
generic information collection will further enhance the Bureau's
understanding of how existing regulations are affecting providers.
In order to gather the information indicated above, the Bureau
intends to use structured interviews, focus groups, conference calls,
and written questionnaires--delivered via email or administered through
an online survey. The Bureau will seek different providers' estimates
of compliance burdens on their respective institutions. The Bureau
recognizes that burdens vary depending on the size and type of the
institution, as well as on the products and services offered.
Therefore, the collections of information will seek to sample providers
that are representative of markets affected by a proposed rule, or are
already under the authority of existing regulations.
Type of Review: New Generic Collection.
Affected Public: U.S. depository and non-depository financial
institutions.
Annual Burden Estimates: Below is a preliminary estimate of the
aggregate burden hours.
Estimated Number of Respondents: 1,500 institutions.
Estimated Time per Respondent: 90 minutes for questions
administered via focus groups, structured interviews, and conference
calls. 60 minutes for questions delivered via email or administered
through online survey.
Estimated Total Annual Burden Hours: 1,950 hours.
Request for Comments: Comments submitted in response to this notice
will be summarized and/or included in the request for OMB approval. All
comments will become a matter of public record. Comments are invited
on: (a) Whether the collection of information is necessary for the
proper performance of the functions of the agency, including whether
the information shall have practical utility; (b) the accuracy of the
agency's estimate of the burden of the collection of information,
including the validity of the methodology and the assumptions used; (c)
ways to enhance the quality, utility, and clarity of the information to
be collected; and (d) ways to minimize the burden of the collection of
information on respondents, including through the use of automated
collection techniques or other forms of information technology.
Dated: June 8, 2012.
Chris Willey,
Chief Information Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2012-14592 Filed 6-13-12; 8:45 am]
BILLING CODE 4810-AM-P
