Formations of, Acquisitions by, and Mergers of Bank Holding Companies, 25169-25170 [2012-10199]
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Federal Register / Vol. 77, No. 82 / Friday, April 27, 2012 / Notices
The ASC of the Federal
Financial Institutions Examination
Council (FFIEC) amended the following
sections of the ASC Rules of Operation:
1. Section 3.04.a to provide for
selection of a Vice Chairperson by ASC
members with the Vice Chairperson’s
term of office running concurrently with
the Chairperson’s term;
2. Section 1.02(8) to define ‘‘Vice
Chairperson’’ consistent with section
3.04.a; and
3. As a technical correction, Section
1.02(3) to remove the reference to the
Office of Thrift Supervision (which
became part of the Office of the
Comptroller of the Currency July 21,
2011).
4. The definition of ‘‘member agency’’
footnotes the amendment to section
1011 of the Federal Financial
Institutions Examination Council Act by
the Dodd-Frank Act to include
designees of the heads of the Bureau of
Consumer Financial Protection and the
Federal Housing Finance Agency.
The ASC Rules of Operation serve as
corporate bylaws outlining the ASC’s
purpose, functions, authority,
organization and operation.
SUMMARY:
The ASC
was established by Section 1102 (12
U.S.C. 3310) of Title XI of the Financial
Institutions Reform, Recovery, and
Enforcement Act of 1989 (Title XI). The
Dodd-Frank Wall Street Reform and
Consumer Protection Act of 2010
amended numerous provisions in Title
XI. The ASC Rules of Operation serve as
corporate bylaws outlining the ASC’s
purpose, functions, authority,
organization and operation.
SUPPLEMENTARY INFORMATION:
DATES:
Effective Date: Immediately.
FOR FURTHER INFORMATION CONTACT:
mstockstill on DSK4VPTVN1PROD with NOTICES
James R. Park, Executive Director, at
(202) 595–7575, or Alice M. Ritter,
General Counsel, at (202) 595–7577, via
Internet email at jim@asc.gov and
alice@asc.gov, respectively, or by U.S.
Mail at Appraisal Subcommittee, 1401
H Street NW., Suite 760, Washington,
DC 20005.
*
*
*
*
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By the Appraisal Subcommittee.
Dated: April 23, 2012.
Peter Gillispie,
Chairman.
[FR Doc. 2012–10129 Filed 4–26–12; 8:45 am]
BILLING CODE 6700–01–P
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FEDERAL MARITIME COMMISSION
[Docket No. 12–06]
Shipco Transport Inc. v. Jem Logistics,
Inc., and Andi Georgescu, an
Individual and D/B/A Jem Logistics,
Inc.; Notice of Filing of Complaint and
Assignment
Notice is given that a complaint has
been filed with the Federal Maritime
Commission (Commission) by Shipco
Transport Inc. (Shipco), hereinafter
‘‘Complainant,’’ against Jem Logistics,
Inc., and Andi Georgescu, an individual
and doing business as Jem Logistics,
Inc., hereinafter ‘‘Respondents.’’
Complainant asserts that it is a nonvessel-operating common carrier
(NVOCC) licensed by the FMC and
incorporated in the State of New Jersey.
Complainant alleges that Respondent
Jem Logistics, Inc. is a corporation
incorporated in the State of California
and that Respondent Andi Georgescu is
a resident of California and principal
owner and president of Jem Logistics.
Complainant alleges that Respondent
‘‘Jem Logistics misrepresented to Shipco
* * * that it was, in fact, an FMClicensed NVOCC,’’ but that ‘‘Jem
Logistics was not the NVOCC it
purported to be, and is not now nor was
it at any time herein mentioned licensed
by the Federal Maritime Commission
(FMC).’’ Complainant alleges that
Respondents ‘‘falsely used the name of
a licensed and bonded NVOCC,
Aromark Shipping LLC (Aromark).’’
Complainant also alleges that
Respondents failed to pay Complainant
for shipment of a vehicle after the cargo
was abandoned.
Therefore Complainant alleges that
Respondent has violated 46 U.S.C.
40901 and 40902 by its failure to be
licensed and bonded and 46 U.S.C.
41102, ‘‘by attempting to obtain Shipco
shipping services relating to freight
charges without paying for demurrage
and removal of cargo upon
abandonment in the absence of a bond
to secure Respondent’s payment.’’
Complainant requests that the
Commission order Respondents to
’’make reparations to Complainant
Shipco in the amount of $15,872.90 for
failure to pay demurrage and disposal of
the abandoned cargo’’ as well as
attorney’s fees and expenses and ‘‘six
per cent interest on amounts consisting
of demurrage and disposal of cargo
together with additional interest
provided by law.’’ The full text of the
complaint can be found in the
Commission’s Electronic Reading Room
at www.fmc.gov.
This proceeding has been assigned to
the Office of Administrative Law Judges.
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25169
Hearing in this matter, if any is held,
shall commence within the time
limitations prescribed in 46 CFR 502.61,
and only after consideration has been
given by the parties and the presiding
officer to the use of alternative forms of
dispute resolution. The hearing shall
include oral testimony and crossexamination in the discretion of the
presiding officer only upon proper
showing that there are genuine issues of
material fact that cannot be resolved on
the basis of sworn statements, affidavits,
depositions, or other documents or that
the nature of the matter in issue is such
that an oral hearing and crossexamination are necessary for the
development of an adequate record.
Pursuant to the further terms of 46 CFR
502.61, the initial decision of the
presiding officer in this proceeding shall
be issued by April 23, 2013 and the final
decision of the Commission shall be
issued by August 21, 2013.
Karen V. Gregory,
Secretary.
[FR Doc. 2012–10147 Filed 4–26–12; 8:45 am]
BILLING CODE 6730–01–P
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR 225),
and all other applicable statutes and
regulations to become a bank holding
company and/or to acquire the assets or
the ownership of, control of, or the
power to vote shares of a bank or bank
holding company and all of the banks
and nonbanking companies owned by
the bank holding company, including
the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The applications will also be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
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25170
Federal Register / Vol. 77, No. 82 / Friday, April 27, 2012 / Notices
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than May 24, 2012.
A. Federal Reserve Bank of Atlanta
(Chapelle Davis, Assistant Vice
President) 1000 Peachtree Street NE.,
Atlanta, Georgia 30309:
1. Capital Bank Financial Corp.,
Miami, Florida; to acquire indirectly
and then merge with Southern
Community Financial Corporation, and
thereby acquire its subsidiary, Southern
Community Bank & Trust Company,
both in Winston-Salem, North Carolina.
In connection with this proposal,
Applicant proposes to form a
subsidiary, Winston 23 Corporation,
Miami, Florida, which has applied to
become a bank holding company by
merging with Southern Community
Financial Corporation, and its
subsidiary, Southern Community Bank
& Trust Company, both in WinstonSalem, North Carolina.
Board of Governors of the Federal Reserve
System, April 24, 2012.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 2012–10199 Filed 4–26–12; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL TRADE COMMISSION
Agency Information Collection
Activities; Submission for OMB
Review; Comment Request; Extension
Federal Trade Commission
(‘‘FTC’’ or ‘‘Commission’’).
ACTION: Notice.
AGENCY:
The FTC intends to ask the
Office of Management and Budget
(‘‘OMB’’) to extend through April 30,
2015, the current Paperwork Reduction
Act (‘‘PRA’’) clearance for the
information collection requirements in
four consumer financial regulations
enforced by the Commission. Those
clearances expire on April 30, 2012.
DATES: Comments must be filed by May
29, 2012.
ADDRESSES: Interested parties may file a
comment online or on paper, by
following the instructions in the
Request for Comment part of the
SUPPLEMENTARY INFORMATION section
below. Write ‘‘Regs BEMZ, PRA
Comments, P084812’’ on your comment
and file your comment online at
https://ftcpublic.commentworks.com/
ftc/RegsBEMZpra2 by following the
instructions on the web-based form. If
you prefer to file your comment on
paper, mail or deliver your comment to
mstockstill on DSK4VPTVN1PROD with NOTICES
SUMMARY:
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the following address: Federal Trade
Commission, Office of the Secretary,
Room H–113 (Annex J), 600
Pennsylvania Avenue NW., Washington,
DC 20580.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information or
copies of the proposed information
requirements should be addressed to
Carole Reynolds or Soyong Cho,
Attorneys, Division of Financial
Practices, Bureau of Consumer
Protection, Federal Trade Commission,
600 Pennsylvania Ave. NW.,
Washington, DC 20580, (202) 326–3224.
SUPPLEMENTARY INFORMATION: The four
regulations covered by this notice are:
(1) Regulations promulgated under
The Equal Credit Opportunity Act, 15
U.S.C. 1691 et seq. (‘‘ECOA’’)
(‘‘Regulation B’’) (OMB Control Number:
3084–0087);
(2) Regulations promulgated under
The Electronic Fund Transfer Act, 15
U.S.C. 1693 et seq. (‘‘EFTA’’)
(‘‘Regulation E’’) (OMB Control Number:
3084–0085);
(3) Regulations promulgated under
The Consumer Leasing Act, 15 U.S.C.
1667 et seq. (‘‘CLA’’) (‘‘Regulation M’’)
(OMB Control Number: 3084–0086); and
(4) Regulations promulgated under
The Truth-In-Lending Act, 15 U.S.C.
1601 et seq. (‘‘TILA’’) (‘‘Regulation Z’’)
(OMB Control Number: 3084–0088).
The FTC enforces these statutes as to
all businesses engaged in conduct these
laws cover unless these businesses
(such as federally chartered or insured
depository institutions) are subject to
the regulatory authority of another
federal agency.
Under the Dodd-Frank Wall Street
Reform and Consumer Protection Act
(‘‘Dodd-Frank Act’’), Public Law 111–
203,124 Stat. 1376 (2010), almost all
rulemaking authority for the ECOA,
EFTA, CLA, and TILA transferred from
the Board of Governors of the Federal
Reserve System (Board) to the Consumer
Financial Protection Bureau (CFPB) on
July 21, 2011 (‘‘transfer date’’). To
implement this transferred authority,
the CFPB has published for public
comment interim final rules for new
regulations in 12 CFR part 1002
(Regulation B), 12 CFR part 1005
(Regulation E), 12 CFR part 1013
(Regulation M), and 12 CFR part 1026
(Regulation Z) for those entities under
its rulemaking jurisdiction.1 Although
the Dodd-Frank Act transferred most
1 12 CFR part 1002 (Reg. B) (76 FR 79442, Dec.
21, 2011); 12 CFR part 1005 (Reg. E) (76 FR 81020,
Dec. 27, 2011) (amended, 77 FR 6194, Fed. 7, 2012);
12 CFR part 1013 (Reg. M) (76 FR 78500, Dec. 19,
2011) (corrected, 76 FR 81789, Dec. 29, 2011); 12
CFR part 1026 (Reg. Z) (76 FR 79768, Dec. 22,
2011).
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rulemaking authority under ECOA,
EFTA, CLA, and TILA to the CFPB, the
Board retained rulemaking authority for
certain motor vehicle dealers 2 under all
of these statutes and also for certain
interchange-related requirements under
EFTA.3
As a result of the Dodd-Frank Act, the
FTC and the CFPB now share the
authority to enforce Regulations B, E, M,
and Z for entities for which the FTC had
enforcement authority before the Act,
except for certain motor vehicle dealers.
Because of this shared enforcement
jurisdiction, the two agencies have
divided the FTC’s previously-cleared
PRA burden between them,4 except that
the FTC retained all of the part of that
burden associated with certain motor
vehicle dealers (for brevity, referred to
in the burden summaries below as a
‘‘carve-out’’).5 The division of PRA
burden hours not attributable to certain
motor vehicle dealers is reflected in the
CFPB’s recent PRA clearance requests to
OMB,6 as well as in the FTC’s burden
estimates below.
As a result of the Dodd-Frank Act, the
FTC generally has sole authority to
enforce Regulations B, E, M, and Z
regarding motor vehicle dealers
predominantly engaged in the sale and
servicing of motor vehicles, the leasing
and servicing of motor vehicles, or
both.7 Because the FTC has exclusive
jurisdiction to enforce these rules for
such motor vehicle dealers, it is
including the entire PRA burden for
them in the burden estimates below.
Under the PRA, 44 U.S.C. 3501–3521,
Federal agencies must get OMB
approval for each collection of
2 Generally, these are dealers ‘‘predominantly
engaged in the sale and servicing of motor vehicles,
the leasing and servicing of motor vehicles, or
both.’’ See Dodd-Frank Act, § 1029(a), –(c).
3 See Dodd-Frank Act, § 1075 (these requirements
are implemented through Board Regulation II, 12
CFR part 235, rather than EFTA’s implementing
Regulation E).
4 The CFPB also factored into its burden estimates
respondents over which it has jurisdiction but the
FTC does not.
5 These are dealers specified by the Dodd-Frank
Act under § 1029 (a), but as limited by subsection
(b). Subsection (b) does not preclude CFPB
regulatory oversight regarding, among others,
businesses that extend retail credit or retail leases
for motor vehicles in which the credit or lease
offered is provided directly from those businesses,
rather than unaffiliated third parties, to consumers.
It is not practicable, however, for PRA purposes, to
estimate the portion of dealers that engage in one
form of financing versus another (and that would
or would not be subject to CFPB oversight). Thus,
FTC staff’s ‘‘carve-out’’ for this PRA burden analysis
reflects a general estimated volume of motor vehicle
dealers. This attribution does not change actual
enforcement authority.
6 OMB Control Numbers 3170–0013 (Regulation
B), 3170–0014 (Regulation E), 3170–0008
(Regulation M), and 3170–0015 (Regulation Z).
7 See Dodd-Frank Act, § 1029(a), –(c).
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Agencies
[Federal Register Volume 77, Number 82 (Friday, April 27, 2012)]
[Notices]
[Pages 25169-25170]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2012-10199]
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FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and Mergers of Bank Holding
Companies
The companies listed in this notice have applied to the Board for
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C.
1841 et seq.) (BHC Act), Regulation Y (12 CFR 225), and all other
applicable statutes and regulations to become a bank holding company
and/or to acquire the assets or the ownership of, control of, or the
power to vote shares of a bank or bank holding company and all of the
banks and nonbanking companies owned by the bank holding company,
including the companies listed below.
The applications listed below, as well as other related filings
required by the Board, are available for immediate inspection at the
Federal Reserve Bank indicated. The applications will also be available
for inspection at the offices of the Board of Governors. Interested
persons may express their views in writing on the standards enumerated
in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the
acquisition of a nonbanking company, the review also includes whether
the acquisition of the nonbanking company complies with the standards
in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise noted,
nonbanking activities will be conducted throughout the United States.
[[Page 25170]]
Unless otherwise noted, comments regarding each of these
applications must be received at the Reserve Bank indicated or the
offices of the Board of Governors not later than May 24, 2012.
A. Federal Reserve Bank of Atlanta (Chapelle Davis, Assistant Vice
President) 1000 Peachtree Street NE., Atlanta, Georgia 30309:
1. Capital Bank Financial Corp., Miami, Florida; to acquire
indirectly and then merge with Southern Community Financial
Corporation, and thereby acquire its subsidiary, Southern Community
Bank & Trust Company, both in Winston-Salem, North Carolina. In
connection with this proposal, Applicant proposes to form a subsidiary,
Winston 23 Corporation, Miami, Florida, which has applied to become a
bank holding company by merging with Southern Community Financial
Corporation, and its subsidiary, Southern Community Bank & Trust
Company, both in Winston-Salem, North Carolina.
Board of Governors of the Federal Reserve System, April 24,
2012.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 2012-10199 Filed 4-26-12; 8:45 am]
BILLING CODE 6210-01-P