Submission for OMB Review; Comment Request, 24181-24182 [2012-9643]
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Federal Register / Vol. 77, No. 78 / Monday, April 23, 2012 / Notices
B. Data collection improvement under
the WPSAR framework
C. Enhancing FDCC—a proposal for
change
10. Status of current budgets for data
collection
A. Identification of other sources of
funding
11. Other businesses
12. Recommendations
13. Next FDCC meeting schedule
14. Adjourn
Although non-emergency issues not
contained in this agenda may come
before this group for discussion, those
issues may not be the subject of formal
action during this meeting. Action will
be restricted to those issues specifically
listed in this notice and any issues
arising after publication of this notice
that require emergency action under
section 305(c) of the Magnuson-Stevens
Fishery Conservation and Management
Act, provided the public has been
notified of the Council’s intent to take
final action to address the emergency.
Special Accommodations
The meeting is physically accessible
to people with disabilities. Requests for
sign language interpretation or other
auxiliary aids should be directed to
Kitty M. Simonds, (808) 522–8220
(voice) or (808) 522–8226 (fax), at least
5 days prior to the meeting date.
Authority: 16 U.S.C. 1801 et seq.
Dated: April 17, 2012.
Tracey L. Thompson,
Acting Director, Office of Sustainable
Fisheries, National Marine Fisheries Service.
[FR Doc. 2012–9603 Filed 4–20–12; 8:45 am]
BILLING CODE 3510–22–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Submission for OMB Review;
Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for
comments.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau), as part of
its continuing effort to reduce
paperwork and respondent burden,
invites the general public and other
Federal agencies to take this
opportunity to comment on proposed
and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995,
Public Law 104–13 (44 U.S.C.
3507(a)(1)(D)). The Bureau is soliciting
comments regarding the information
rmajette on DSK2TPTVN1PROD with NOTICES
SUMMARY:
VerDate Mar<15>2010
15:11 Apr 20, 2012
Jkt 226001
collection requirements relating to the
Mortgage Assistance Relief Services that
have been submitted to the Office of
Management and Budget for review and
approval. A copy of the submission may
be obtained by contacting the agency
contact listed below.
DATES: Written comments are
encouraged and must be received on or
before May 23, 2012 to be assured of
consideration.
You may submit comments,
identified by OMB number 3170–0007,
by any of the following methods:
• Agency Contact: Consumer
Financial Protection Bureau (Attention:
PRA Office), 1700 G Street NW.,
Washington, DC, 20552: (202) 435–7741:
CFPB_Public_PRA@cfpb.gov.
• OMB Reviewer: Shagufta Ahmed,
Office of Management and Budget, New
Executive Office Building, Room 10235,
Washington, DC 20503; (202) 395–7873.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Joseph Durbala,
(202) 435–7893, at the Consumer
Financial Protection Bureau, (Attention:
Joseph Durbala, PRA Office) 1700 G
Street NW., Washington, DC 20552, or
through the internet at
CFPB_Public_PRA@cfpb.gov.
ADDRESSES:
SUPPLEMENTARY INFORMATION:
Title: Mortgage Assistance Relief
Services (Regulation O) 12 CFR Part
1015.
OMB Number: 3170–0007.
Abstract: The required disclosures
under Regulation O assist prospective
purchasers of mortgage assistance relief
services (MARS) in making well
informed decisions and avoiding
deceptive and unfair acts and practices.
The information that must be kept
under Regulation O’s recordkeeping
requirements is used by the CFPB and
other relevant agencies for enforcement
purposes and to ensure compliance by
MARS providers with Regulation O. The
information is requested only on a caseby-case basis.
Type of Review: Extension of a
currently approved collection.
Affected Public: Businesses or other
for profits.
Estimated Number of Responses:
1,000.
Estimated Time per Response: 32
hour 30 minutes.
Estimated Total Annual Burden
Hours: 32,500.
Dated: April 6, 2012.
Chris Willey,
Chief Information Officer, Bureau of
Consumer Financial Protection.
[FR Doc. 2012–9642 Filed 4–20–12; 8:45 am]
BILLING CODE 4810–AM–P
PO 00000
Frm 00018
Fmt 4703
Sfmt 4703
24181
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Submission for OMB Review;
Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for
comments.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau), as part of
its continuing effort to reduce
paperwork and respondent burden,
invites the general public and other
Federal agencies to take this
opportunity to comment on proposed
and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995,
Public Law 104–13 (44 U.S.C.
3507(a)(1)(D)). The Bureau is soliciting
comments regarding the information
collection requirements relating to the
Mortgage Acts and Practices that have
been submitted to the Office of
Management and Budget for review and
approval. A copy of the submission may
be obtained by contacting the agency
contact listed below.
DATES: Written comments are
encouraged and must be received on or
before May 23, 2012 to be assured of
consideration.
SUMMARY:
You may submit comments,
identified by OMB number 3170–0009,
by any of the following methods:
• Agency Contact: Consumer
Financial Protection Bureau (Attention:
PRA Office), 1700 G Street NW.,
Washington, DC 20552: (202) 435–7741:
CFPB_Public_PRA@cfpb.gov.
• OMB Reviewer: Shagufta Ahmed,
Office of Management and Budget, New
Executive Office Building, Room 10235,
Washington, DC 20503; (202) 395–7873.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Joseph Durbala,
(202) 435–7893, at the Consumer
Financial Protection Bureau, (Attention:
Joseph Durbala, PRA Office) 1700 G
Street NW., Washington, DC 20552, or
through the internet at
CFPB_Public_PRA@cfpb.gov.
ADDRESSES:
SUPPLEMENTARY INFORMATION:
Title: Mortgage Acts and Practices
(Regulation N) 12 CFR part 1014.
OMB Number: 3170–0009.
Abstract: The Omnibus
Appropriations Act, as clarified by
Section 511 of the Credit CARD Act, and
as amended by Section 1097 of the
Dodd-Frank Act directs the CFPB to
issue rules that ‘‘relate to unfair or
deceptive acts or practices’’ regarding
mortgage loans. Regulation N prohibits
E:\FR\FM\23APN1.SGM
23APN1
rmajette on DSK2TPTVN1PROD with NOTICES
24182
Federal Register / Vol. 77, No. 78 / Monday, April 23, 2012 / Notices
misrepresentations about the terms of
mortgage credit products in commercial
communications and requires that
covered persons keep certain related
records for a period of twenty-four (24)
months from last dissemination.
Specifically, Regulation N requires
covered persons to retain: (1) Copies of
all materially different commercial
communications disseminated,
including but not limited to sales
scripts, training materials, related
marketing materials, Web sites, and
weblogs; (2) documents describing or
evidencing all mortgage credit products
available to consumers during the time
period in which each commercial
communication was disseminated,
including but not limited to the names
and terms of each such mortgage credit
product available to consumers; and (3)
documents describing or evidencing all
additional products or services (such as
credit insurance or credit disability
insurance) that are or may be offered or
provided with the mortgage credit
products available to consumers during
the time period in which each
commercial communication was
disseminated, including but not limited
to the names and terms of each such
additional product or service available
to consumers. A failure to keep such
records is a violation of Regulation N.
The information that Regulation N
requires covered persons to retain is
necessary to ensure efficient and
effective law enforcement to address
deceptive practices that occur in the
mortgage advertising area. To gauge
whether covered persons are complying
with Regulation N or making prohibited
misrepresentations, it is necessary to
review the commercial communications
that were disseminated and the
information about the mortgage credit
products and relevant additional
products or services available during the
time period in which each commercial
communication was disseminated.
Furthermore, a strong recordkeeping
provision is necessary to foster effective
enforcement of Regulation N.
Type of Review: Extension of a
currently approved collection.
Affected Public: Businesses or other
for profits.
Estimated Number of Responses:
1,300,000.
Estimated Time per Response: 3
hours.
Estimated Total Annual Burden
Hours: 3,900,000.
VerDate Mar<15>2010
15:11 Apr 20, 2012
Jkt 226001
Dated: April 6, 2012.
Chris Willey,
Chief Information Officer, Bureau of
Consumer Financial Protection.
[FR Doc. 2012–9643 Filed 4–20–12; 8:45 am]
BILLING CODE 4810–AM–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Submission for OMB Review;
Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for
comments.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau), as part of
its continuing effort to reduce
paperwork and respondent burden,
invites the general public and other
Federal agencies to take this
opportunity to comment on proposed
and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995,
Public Law 104–13 (44 U.S.C.
3507(a)(1)(D)). The Bureau is soliciting
comments regarding the information
collection requirements relating to the
Consumer Leasing Act (CLA)
enforcement actions that have been
submitted to the Office of Management
and Budget for review and approval. A
copy of the submission may be obtained
by contacting the agency contact listed
below.
DATES: Written comments are
encouraged and must be received on or
before May 23, 2012 to be assured of
consideration.
SUMMARY:
You may submit comments,
identified by OMB approval No. 3170–
0006, by any of the following methods:
• Agency Contact: Consumer
Financial Protection Bureau (Attention:
PRA Office), 1700 G Street NW.,
Washington, DC 20552: (202) 435–7741:
CFPB_Public_PRA@cfpb.gov.
• OMB Reviewer: Shagufta Ahmed,
Office of Management and Budget, New
Executive Office Building, Room 10235,
Washington, DC 20503; (202) 395–7873.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Joseph Durbala,
(202) 435–7893, at the Consumer
Financial Protection Bureau, (Attention:
Joseph Durbala, PRA Office) 1700 G
Street NW., Washington, DC 20552, or
through the internet at CFPB_Public_
PRA@cfpb.gov.
SUPPLEMENTARY INFORMATION:
Title: Consumer Leasing Act
(Regulation M) 12 CFR part 1013.
ADDRESSES:
PO 00000
Frm 00019
Fmt 4703
Sfmt 4703
OMB Number: 3170–0006.
Abstract: Federal and state
enforcement and private litigants use
the records to ascertain whether
accurate and complete disclosures of the
cost of leases have been provided to
consumers prior to consummation of the
lease. This information provides the
primary evidence of law violations in
Consumer Leasing Act (CLA)
enforcement actions brought by Federal
agencies. Without Regulation M’s
recordkeeping requirement, the
agencies’ ability to enforce the CLA
would be significantly impaired. As
noted above, consumers rely upon the
disclosures required by the CLA and
Regulation M for information to
comparison shop among leases, as well
as to ascertain the true costs and terms
of lease offers. Enforcement agencies
and private litigants need the
information in these disclosures and
other requirements to enforce the CLA
and Regulation M.
Type of Review: Extension of a
currently approved collection.
Affected Public: Businesses or other
for profits.
Estimated Number of Responses:
67,858.
Estimated Time per Response: 1 hour
28 minutes.
Estimated Total Annual Burden
Hours: 100,058.
Dated: April 6, 2012.
Chris Willey,
Chief Information Officer, Bureau of
Consumer Financial Protection.
[FR Doc. 2012–9641 Filed 4–20–12; 8:45 am]
BILLING CODE 4810–AM–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Submission for OMB Review;
Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for
comments.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau), as part of
its continuing effort to reduce
paperwork and respondent burden,
invites the general public and other
Federal agencies to take this
opportunity to comment on proposed
and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995,
Public Law 104–13 (44 U.S.C.
3507(c)(2)(A)). The Bureau is soliciting
comments regarding the information
collection requirements relating to the
Real Estate Settlement Procedures Act
SUMMARY:
E:\FR\FM\23APN1.SGM
23APN1
]]>Agencies
[Federal Register Volume 77, Number 78 (Monday, April 23, 2012)]
[Notices]
[Pages 24181-24182]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2012-9643]
-----------------------------------------------------------------------
BUREAU OF CONSUMER FINANCIAL PROTECTION
Submission for OMB Review; Comment Request
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for comments.
-----------------------------------------------------------------------
SUMMARY: The Bureau of Consumer Financial Protection (Bureau), as part
of its continuing effort to reduce paperwork and respondent burden,
invites the general public and other Federal agencies to take this
opportunity to comment on proposed and/or continuing information
collections, as required by the Paperwork Reduction Act of 1995, Public
Law 104-13 (44 U.S.C. 3507(a)(1)(D)). The Bureau is soliciting comments
regarding the information collection requirements relating to the
Mortgage Acts and Practices that have been submitted to the Office of
Management and Budget for review and approval. A copy of the submission
may be obtained by contacting the agency contact listed below.
DATES: Written comments are encouraged and must be received on or
before May 23, 2012 to be assured of consideration.
ADDRESSES: You may submit comments, identified by OMB number 3170-0009,
by any of the following methods:
Agency Contact: Consumer Financial Protection Bureau
(Attention: PRA Office), 1700 G Street NW., Washington, DC 20552: (202)
435-7741: CFPB_Public_PRA@cfpb.gov.
OMB Reviewer: Shagufta Ahmed, Office of Management and
Budget, New Executive Office Building, Room 10235, Washington, DC
20503; (202) 395-7873.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Joseph Durbala, (202) 435-7893, at the Consumer
Financial Protection Bureau, (Attention: Joseph Durbala, PRA Office)
1700 G Street NW., Washington, DC 20552, or through the internet at
CFPB_Public_PRA@cfpb.gov.
SUPPLEMENTARY INFORMATION:
Title: Mortgage Acts and Practices (Regulation N) 12 CFR part 1014.
OMB Number: 3170-0009.
Abstract: The Omnibus Appropriations Act, as clarified by Section
511 of the Credit CARD Act, and as amended by Section 1097 of the Dodd-
Frank Act directs the CFPB to issue rules that ``relate to unfair or
deceptive acts or practices'' regarding mortgage loans. Regulation N
prohibits
[[Page 24182]]
misrepresentations about the terms of mortgage credit products in
commercial communications and requires that covered persons keep
certain related records for a period of twenty-four (24) months from
last dissemination. Specifically, Regulation N requires covered persons
to retain: (1) Copies of all materially different commercial
communications disseminated, including but not limited to sales
scripts, training materials, related marketing materials, Web sites,
and weblogs; (2) documents describing or evidencing all mortgage credit
products available to consumers during the time period in which each
commercial communication was disseminated, including but not limited to
the names and terms of each such mortgage credit product available to
consumers; and (3) documents describing or evidencing all additional
products or services (such as credit insurance or credit disability
insurance) that are or may be offered or provided with the mortgage
credit products available to consumers during the time period in which
each commercial communication was disseminated, including but not
limited to the names and terms of each such additional product or
service available to consumers. A failure to keep such records is a
violation of Regulation N. The information that Regulation N requires
covered persons to retain is necessary to ensure efficient and
effective law enforcement to address deceptive practices that occur in
the mortgage advertising area. To gauge whether covered persons are
complying with Regulation N or making prohibited misrepresentations, it
is necessary to review the commercial communications that were
disseminated and the information about the mortgage credit products and
relevant additional products or services available during the time
period in which each commercial communication was disseminated.
Furthermore, a strong recordkeeping provision is necessary to foster
effective enforcement of Regulation N.
Type of Review: Extension of a currently approved collection.
Affected Public: Businesses or other for profits.
Estimated Number of Responses: 1,300,000.
Estimated Time per Response: 3 hours.
Estimated Total Annual Burden Hours: 3,900,000.
Dated: April 6, 2012.
Chris Willey,
Chief Information Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2012-9643 Filed 4-20-12; 8:45 am]
BILLING CODE 4810-AM-P
