Proposed Collection; Comment Request, 18793-18794 [2012-7463]
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Federal Register / Vol. 77, No. 60 / Wednesday, March 28, 2012 / Notices
business Friday, April 20, 2012, in order
to be included. Please submit your
name, email address, and phone number
to Michelle Harman. After registering,
participants will be provided with
detailed instructions on how to dial in
from a remote location in order to
participate. Michelle Harman’s email
address is michelle.harman@nist.gov,
and her phone number is (301) 975–
5324.
Dated: March 21, 2012.
Willie E. May,
Associate Director for Laboratory Programs.
[FR Doc. 2012–7481 Filed 3–27–12; 8:45 am]
BILLING CODE 3510–13–P
DEPARTMENT OF COMMERCE
National Telecommunications and
Information Administration
[Docket No. 120322212–2212–01]
Spectrum Sharing Innovation Test-Bed
Pilot Program
National Telecommunications
and Information Administration, U.S.
Department of Commerce.
ACTION: Notice, request for comments.
AGENCY:
This notice describes and
seeks comment on the types and depth
of testing that the National
Telecommunications and Information
Administration (NTIA) intends to
conduct in Phase II/III of the Spectrum
Sharing Innovation Test-Bed pilot
program to assess whether devices
employing Dynamic Spectrum Access
techniques can share the frequency
spectrum with land mobile radio
systems.
SUMMARY:
Comments are due on or before
April 27, 2012.
ADDRESSES: Comments should be sent to
the attention of Ed Drocella, Office of
Spectrum Management, 1401
Constitution Avenue NW., Room 6725,
Washington DC, 20230; by facsimile
transmission to (202) 482–4595; or by
electronic mail to testbed@ntia.doc.gov.
FOR FURTHER INFORMATION CONTACT: Ed
Drocella at (202) 482–2608 or
edrocella@ntia.doc.gov.
DATES:
SUPPLEMENTARY INFORMATION:
tkelley on DSK3SPTVN1PROD with NOTICES
I. Background
NTIA, in coordination with the
Federal Communications Commission
(FCC) and other federal agencies,
established a Spectrum Sharing
Innovation Test-Bed (Test-Bed) pilot
program to examine the feasibility of
increased sharing between federal and
non-federal users. This pilot program is
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17:29 Mar 27, 2012
Jkt 226001
an opportunity for federal agencies to
work cooperatively with industry,
researchers, and academia to objectively
evaluate new technologies that can
improve management of the nation’s
airwaves.
The Test-Bed pilot program is
evaluating the ability of Dynamic
Spectrum Access (DSA) devices
employing spectrum sensing and/or geolocation techniques to share spectrum
with land mobile radio (LMR) systems
operating in the 410–420 MHz federal
band and in the 470–512 MHz nonfederal band.1 To address potential
interference to incumbent spectrum
users, the Test-Bed will include both
laboratory and field measurements
performed in three phases:
Phase I—Equipment Characterization.
Participants will send equipment
employing DSA techniques to the NTIA
Institute for Telecommunication
Sciences in Boulder, Colorado to
undergo characterization measurements
of the DSA capabilities in response to
simulated environmental signals.
Phase II—Evaluation of Capabilities.
After successful completion of Phase I,
NTIA will evaluate the DSA spectrum
sensing and/or geo-location capabilities
of the equipment in the geographic area
of the Test-Bed.
Phase III—Field Operation
Evaluation. After successful completion
of Phase II, NTIA will permit the DSA
equipment to transmit in an actual radio
frequency signal environment. An
automatic signal logging capability will
be used during operation of the TestBed to help resolve interference events
if they occur. NTIA and the participant
will establish a point-of-contact to stop
Test-Bed operations if interference is
reported.
NTIA published the Phase I test plan
in the Federal Register for public
review and comment in December
2008.2 NTIA addressed the public
comments on the test plan and
published a final version on the NTIA
Web site in February 2009.3 The annual
progress reports provide the status of
the Phase I testing.4
1 Dynamic Spectrum Access technology allows a
radio device to (i) evaluate its radio frequency
environment using spectrum sensing, geo-location,
or a combination of spectrum sensing and geolocation techniques, (ii) determine which
frequencies are available for use on a noninterference basis, and (iii) reconfigure itself to
operate on the identified frequencies.
2 Spectrum Sharing Innovation Test-Bed Pilot
Program, 73 FR 76,002 (Dec. 15, 2008).
3 The final Phase I test plan and additional
information on the Test-Bed pilot program are
available at https://www.ntia.doc.gov/category/
spectrum-sharing?page=1.
4 The annual progress reports and additional
information on the Test-Bed pilot program are
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18793
II. Request for Comments
NTIA has established a review
process to give the public an
opportunity to participate in the
development of test plans for the TestBed pilot program.5 A copy of the draft
Phase II/III test plan is available in
Word, and PDF formats on the following
Web site: https://www.ntia.doc.gov/
category/spectrum-sharing?page=1.
On or before April 27, 2012,
interested parties wishing to comment
on the draft Phase II/III test plan should
submit to the address set forth above,
their name, address, phone number,
email address and their comments.
NTIA seeks comments on the types and
depth of testing that NTIA intends to
conduct in Phase II/III of the Spectrum
Sharing Innovation Test-Bed pilot
program to assess whether devices
employing Dynamic Spectrum Access
techniques can share the frequency
spectrum with land mobile radio
systems. Comments will be posted on
NTIA’s Web site at https://
www.ntia.doc.gov/category/spectrumsharing?page=1.
NTIA will publish the final version of
the Phase II/III test plan on its Web site.
Dated: March 22, 2012.
Kathy D. Smith,
Chief Counsel, National Telecommunications
and Information Administration.
[FR Doc. 2012–7373 Filed 3–27–12; 8:45 am]
BILLING CODE 3510–60–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Proposed Collection; Comment
Request
[Docket No. CFPB–2012–0013]
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau), as part of
its continuing effort to reduce
paperwork and respondent burden,
invites the general public and other
Federal agencies to take this
opportunity to comment on proposed
and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995,
Public Law 104–13 (44 U.S.C.
SUMMARY:
available at https://www.ntia.doc.gov/category/
spectrum-sharing?page=1.
5 There are certain limitations on the public
review process to take into account the proprietary
rights of the developers participating in the TestBed. As part of the Test-Bed, NTIA may enter into
Cooperative Research and Development Agreements
or Joint Project Agreements with the equipment
developers.
E:\FR\FM\28MRN1.SGM
28MRN1
18794
Federal Register / Vol. 77, No. 60 / Wednesday, March 28, 2012 / Notices
3506(c)(2)(A)). Currently, the Bureau is
soliciting comments concerning the
information collection efforts relating to
Quantitative Testing of Integrated
Mortgage Loan Disclosure Forms.
DATES: Written comments must be
received on or before May 29, 2012 to
be assured of consideration.
ADDRESSES: You may submit comments
by any of the following methods:
• Electronic: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Mail/Hand Delivery/Courier: Direct
all written comments to Consumer
Financial Protection Bureau, (Attention:
Chris Willey, Chief Information Officer),
1700 G Street NW., Washington, DC
20552.
Instructions: All submissions must
include the agency name and docket
number for this notice. In general, all
comments will be posted without
change to https://www.regulations.gov. In
addition, comments will be available for
public inspection and copying at 1700
G Street NW., Washington, DC 20552 on
official business days between the hours
of 10 a.m. and 5 p.m. Eastern Time. You
can make an appointment to inspect
comments by telephoning (202) 435–
7275. All comments, including
attachments and other supporting
materials, will become part of the public
record and subject to public disclosure.
You should only submit information
that you wish to make available
publicly.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Joseph Durbala,
(202) 435–7893, at the Consumer
Financial Protection Bureau, (Attention:
Joseph Durbala, PRA Clearance
Office),1700 G Street NW., Washington,
DC 20552, or through the internet at
Joseph.Durbala@cfpb.gov.
tkelley on DSK3SPTVN1PROD with NOTICES
SUPPLEMENTARY INFORMATION:
Title: Quantitative Testing of
Integrated Mortgage Loan Disclosure
Forms.
OMB Number: 3170-xxxx.
Abstract: The Dodd-Frank Wall Street
Reform and Consumer Protection Act
(Dodd-Frank Act), Public Law 111–203,
Title X, requires the CFPB to develop
disclosures that integrate separate
disclosures concerning residential
mortgage loans that are required under
the Truth in Lending Act (TILA) and
Real Estate Settlement Procedures Act
(RESPA). The Dodd-Frank Act requires
the Bureau to publish proposed
integrated disclosures by July 21, 2012.
The Bureau began developing the
integrated disclosures in 2011,
conducting qualitative testing of the
VerDate Mar<15>2010
17:29 Mar 27, 2012
Jkt 226001
disclosures given in connection with the
application by the consumer and the
consummation of the transaction. This
qualitative testing has been conducted
under Emergency Clearance Number
1505–0233 and Generic Clearance
Number 3170–0003.
The Bureau proposes to conduct
quantitative testing of the integrated
disclosures after it publishes the
proposed integrated disclosures. The
purpose of the quantitative testing will
be to examine whether the disclosures
aid consumers in understanding the
terms of the mortgage loan that is the
subject of the disclosure. All
information will be collected on a
voluntary basis and consumers will
receive usual and customary
compensation for their participation.
For the quantitative research, the
Bureau plans to contract with a
consumer research firm to formulate a
quantitative testing plan, recruit
respondents, as well as to conduct the
testing and provide a report
summarizing the results of the research.
The results will assist the Bureau in
determining the efficacy of the proposed
integrated disclosures, in furtherance of
the statutory purpose of the integrated
disclosures under TILA and RESPA,
which is, in part, to aid the consumer
in understanding the transaction.
Current Actions: Requesting new
OMB approval number.
Type of Review: New collection.
Affected Public: Individuals or
Households.
Estimated Number of Responses per
year: 2,000.
Estimated Time per Respondent: 30
minutes.
Estimated Total Annual Burden
Hours per year: 1,000.
The following paragraph applies to all
of the collections of information covered
by this notice:
An agency may not conduct or
sponsor, and a person is not required to
respond to, a collection of information
unless the collection of information
displays a valid OMB control number.
Request For Comments: Comments
submitted in response to this notice will
be summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record. Comments are invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information shall have practical utility;
(b) the accuracy of the agency’s estimate
of the burden of the collection of
information, including the validity of
the methodology and the assumptions
used; (c) ways to enhance the quality,
PO 00000
Frm 00009
Fmt 4703
Sfmt 4703
utility, and clarity of the information to
be collected; and (d) ways to minimize
the burden of the collection of
information on respondents, including
through the use of automated collection
techniques or other forms of information
technology costs and costs of operation,
maintenance, and purchase of services
to provide information.
Dated: March 20, 2012.
Chris Willey,
Chief Information Officer, Bureau of
Consumer Financial Protection.
[FR Doc. 2012–7463 Filed 3–27–12; 8:45 am]
BILLING CODE 4810–AM–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2012–0011]
Proposed Collection; Comment
Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for public
comment.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau), as part of
its continuing effort to reduce
paperwork and respondent burden,
invites the general public and other
Federal agencies to comment on a
proposed information collection, as
required by the Paperwork Reduction
Act of 1995, Public Law 104–13
(44 U.S.C. 3506(c)(2)(A)). Currently, the
Bureau is soliciting comments on a
proposed information collection to test
online and print content the Bureau
provides to consumers to help them
achieve their financial goals and to
better understand various financial
products and services available to them,
pursuant to the Bureau’s authorities
under the Dodd-Frank Wall Street
Reform and Consumer Protection Act
(Dodd-Frank Act), Public Law 111–203.
DATES: Written comments are
encouraged and must be received on or
before May 29, 2012 to be assured of
consideration.
SUMMARY:
You may submit comments,
identified by docket number CFPB–
2012–0011, by any of the following
methods:
• Electronic: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Mail/Hand Delivery/Courier: Direct
all written comments to Consumer
Financial Protection Bureau, 1700 G
Street NW., (Attention: Chris Willey,
Chief Information Officer), Washington,
DC 20552.
ADDRESSES:
E:\FR\FM\28MRN1.SGM
28MRN1
Agencies
[Federal Register Volume 77, Number 60 (Wednesday, March 28, 2012)]
[Notices]
[Pages 18793-18794]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2012-7463]
=======================================================================
-----------------------------------------------------------------------
BUREAU OF CONSUMER FINANCIAL PROTECTION
Proposed Collection; Comment Request
[Docket No. CFPB-2012-0013]
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The Bureau of Consumer Financial Protection (Bureau), as part
of its continuing effort to reduce paperwork and respondent burden,
invites the general public and other Federal agencies to take this
opportunity to comment on proposed and/or continuing information
collections, as required by the Paperwork Reduction Act of 1995, Public
Law 104-13 (44 U.S.C.
[[Page 18794]]
3506(c)(2)(A)). Currently, the Bureau is soliciting comments concerning
the information collection efforts relating to Quantitative Testing of
Integrated Mortgage Loan Disclosure Forms.
DATES: Written comments must be received on or before May 29, 2012 to
be assured of consideration.
ADDRESSES: You may submit comments by any of the following methods:
Electronic: https://www.regulations.gov. Follow the
instructions for submitting comments.
Mail/Hand Delivery/Courier: Direct all written comments to
Consumer Financial Protection Bureau, (Attention: Chris Willey, Chief
Information Officer), 1700 G Street NW., Washington, DC 20552.
Instructions: All submissions must include the agency name and
docket number for this notice. In general, all comments will be posted
without change to https://www.regulations.gov. In addition, comments
will be available for public inspection and copying at 1700 G Street
NW., Washington, DC 20552 on official business days between the hours
of 10 a.m. and 5 p.m. Eastern Time. You can make an appointment to
inspect comments by telephoning (202) 435-7275. All comments, including
attachments and other supporting materials, will become part of the
public record and subject to public disclosure. You should only submit
information that you wish to make available publicly.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Joseph Durbala, (202) 435-7893, at the Consumer
Financial Protection Bureau, (Attention: Joseph Durbala, PRA Clearance
Office),1700 G Street NW., Washington, DC 20552, or through the
internet at Joseph.Durbala@cfpb.gov.
SUPPLEMENTARY INFORMATION:
Title: Quantitative Testing of Integrated Mortgage Loan Disclosure
Forms.
OMB Number: 3170-xxxx.
Abstract: The Dodd-Frank Wall Street Reform and Consumer Protection
Act (Dodd-Frank Act), Public Law 111-203, Title X, requires the CFPB to
develop disclosures that integrate separate disclosures concerning
residential mortgage loans that are required under the Truth in Lending
Act (TILA) and Real Estate Settlement Procedures Act (RESPA). The Dodd-
Frank Act requires the Bureau to publish proposed integrated
disclosures by July 21, 2012. The Bureau began developing the
integrated disclosures in 2011, conducting qualitative testing of the
disclosures given in connection with the application by the consumer
and the consummation of the transaction. This qualitative testing has
been conducted under Emergency Clearance Number 1505-0233 and Generic
Clearance Number 3170-0003.
The Bureau proposes to conduct quantitative testing of the
integrated disclosures after it publishes the proposed integrated
disclosures. The purpose of the quantitative testing will be to examine
whether the disclosures aid consumers in understanding the terms of the
mortgage loan that is the subject of the disclosure. All information
will be collected on a voluntary basis and consumers will receive usual
and customary compensation for their participation. For the
quantitative research, the Bureau plans to contract with a consumer
research firm to formulate a quantitative testing plan, recruit
respondents, as well as to conduct the testing and provide a report
summarizing the results of the research. The results will assist the
Bureau in determining the efficacy of the proposed integrated
disclosures, in furtherance of the statutory purpose of the integrated
disclosures under TILA and RESPA, which is, in part, to aid the
consumer in understanding the transaction.
Current Actions: Requesting new OMB approval number.
Type of Review: New collection.
Affected Public: Individuals or Households.
Estimated Number of Responses per year: 2,000.
Estimated Time per Respondent: 30 minutes.
Estimated Total Annual Burden Hours per year: 1,000.
The following paragraph applies to all of the collections of
information covered by this notice:
An agency may not conduct or sponsor, and a person is not required
to respond to, a collection of information unless the collection of
information displays a valid OMB control number.
Request For Comments: Comments submitted in response to this notice
will be summarized and/or included in the request for OMB approval. All
comments will become a matter of public record. Comments are invited
on: (a) Whether the collection of information is necessary for the
proper performance of the functions of the agency, including whether
the information shall have practical utility; (b) the accuracy of the
agency's estimate of the burden of the collection of information,
including the validity of the methodology and the assumptions used; (c)
ways to enhance the quality, utility, and clarity of the information to
be collected; and (d) ways to minimize the burden of the collection of
information on respondents, including through the use of automated
collection techniques or other forms of information technology costs
and costs of operation, maintenance, and purchase of services to
provide information.
Dated: March 20, 2012.
Chris Willey,
Chief Information Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2012-7463 Filed 3-27-12; 8:45 am]
BILLING CODE 4810-AM-P