Proposed Collection; Comment Request, 2684-2685 [2012-986]
Download as PDF
<![CDATA[
2684
Notices
Federal Register
Vol. 77, No. 12
Thursday, January 19, 2012
This section of the FEDERAL REGISTER
contains documents other than rules or
proposed rules that are applicable to the
public. Notices of hearings and investigations,
committee meetings, agency decisions and
rulings, delegations of authority, filing of
petitions and applications and agency
statements of organization and functions are
examples of documents appearing in this
section.
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2012–0003]
Proposed Collection; Comment
Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for public
comment.
AGENCY:
The Bureau of Consumer
Financial Protection (the ‘‘CFPB’’ or the
‘‘Bureau’’), as part of its continuing
effort to reduce paperwork and
respondent burden, invites the general
public and other Federal agencies to
comment on a proposed information
collection, as required by the Paperwork
Reduction Act of 1995, Public Law 104–
13. The Bureau is soliciting comments
regarding a proposed information
collection to identify financial
education strategies that are effective in
educating consumers to make better
informed financial decisions, pursuant
to the Bureau’s authorities under the
Dodd-Frank Wall Street Reform and
Consumer Protection Act, Public Law
111–203.
DATES: Written comments are
encouraged and must be received on or
SUMMARY:
before March 19, 2012 to be assured of
consideration.
ADDRESSES: You may submit comments,
identified by docket number CFPB–
2012–0003, by any of the following
methods:
• Electronic: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Mail: Chris Willey, Consumer
Financial Protection Bureau, 1500
Pennsylvania Avenue NW. (Attn: 1801 L
Street), Washington, DC 20220.
• Hand Delivery/Courier in Lieu of
Mail: Chris Willey, Consumer Financial
Protection Bureau, 1801 L Street NW.,
Washington, DC 20036.
All submissions must include the
agency name and docket number for this
notice. In general all comments received
will be posted without change to
https://www.regulations.gov. In addition,
comments will be available for public
inspection and copying at 1700 G Street
NW., Washington, DC 20006 on official
business days between the hours of 10
a.m. and 5 p.m. Eastern Time. You can
make an appointment to inspect
comments by telephoning (202) 435–
7275. All comments, including
attachments and other supporting
materials, will become part of the public
record and subject to public disclosure.
You should submit only information
that you wish to make available
publicly.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Monica Jackson,
Consumer Financial Protection Bureau,
(202) 435–7275.
SUPPLEMENTARY INFORMATION:
Title: Clearance for Financial
Education Program Evaluation.
OMB Number: 3170–XXXX.
Number of
responses per
respondent
Number of
respondents
Process
Summary of Collection: Under the
Dodd-Frank Wall Street Reform and
Consumer Protection Act, Public Law
111–203, the Bureau’s Office of
Financial Education (‘‘OFE’’) is
responsible for developing and
implementing a strategy to improve the
financial literacy of consumers that
includes measurable goals and
initiatives, in consultation with the
Financial Literacy and Education
Commission, consistent with the
National Strategy for Financial Literacy.
The collection will focus on financial
education program elements related to
increasing household non-retirement
savings and/or reducing financial
distress.
The CFPB expects to collect
quantitative and qualitative data
through in-person, telephone, or
Internet based surveys. The information
collected through quantitative and
qualitative evaluation methods will
increase OFE’s understanding of what
interventions can improve financial
decisionmaking skills and outcomes for
consumers.
The core objective of the data
collection is to measure the
effectiveness of selected financial
education programs. This data will
provide useful information on evidencebased practices that can be used to
improve financial education programs
nationwide, leading to better financial
decisionmaking outcomes for adult
consumers.
Type of Review: New Collection.
Affected Public: Individuals.
Annual Burden Estimates: Below is a
preliminary estimate of the aggregate
burden hours for the evaluation of five
(5) financial education programs.
Average burden
per response
(minutes)
Total burden
(hours)
2000
2000
2000
1
............................
4
60
60
60
2000
2000
4000
Total ..........................................................................................
mstockstill on DSK4VPTVN1PROD with NOTICES
In-person baseline surveys ..............................................................
Travel time to sites ..........................................................................
Internet or phone-based follow-up surveys .....................................
............................
............................
............................
8000
Request for Comments: Comments
submitted in response to this notice will
be summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record. Comments are invited on:
VerDate Mar<15>2010
16:21 Jan 18, 2012
Jkt 226001
(a) Whether the proposed collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information will have practical utility;
(b) the accuracy of the agency’s estimate
PO 00000
Frm 00001
Fmt 4703
Sfmt 4703
of the burden of the proposed collection
of information, including the validity of
the methodology and assumptions used;
(c) ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) ways to minimize the
E:\FR\FM\19JAN1.SGM
19JAN1
Federal Register / Vol. 77, No. 12 / Thursday, January 19, 2012 / Notices
burden of the collection of information
on respondents, including through the
use of automated, electronic,
mechanical, or other technological
collection techniques or other forms of
information technology. Burden means
the total time, effort, or financial
resources expended by persons to
generate, maintain, retain, disclose or
provide information to or for a Federal
agency. This includes the time needed
to review instructions; to develop,
acquire, install and utilize technology
and systems for the purpose of
collecting, validating and verifying
information, processing and
maintaining information, and disclosing
and providing information; to train
personnel and to be able to respond to
a collection of information, to search
data sources, to complete and review
the collection of information; and to
transmit or otherwise disclose the
information.
Dated: January 13, 2012.
Chris Willey,
Chief Information Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2012–986 Filed 1–18–12; 8:45 am]
BILLING CODE P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2012–0001]
Proposed Collection; Comment
Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:
The Consumer Financial
Protection Bureau (CFPB), as part of its
continuing effort to reduce paperwork
burdens, invites the general public and
other Federal agencies to comment on a
proposed revision to an information
collection, as required by the Paperwork
Reduction Act of 1995, Public Law 104–
13. The CFPB is soliciting comments
regarding the information collection
requirements under OMB control
number 3170–0001, Report of Terms of
Credit Card Plans.
DATES: Written comments must be
received on or before March 19, 2012 to
be assured of consideration.
ADDRESSES: You may submit comments,
identified by Docket No. CFPB–2012–
0001, by any of the following methods:
• Electronic: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Mail: Monica Jackson, Office of the
Executive Secretary, Consumer
mstockstill on DSK4VPTVN1PROD with NOTICES
SUMMARY:
VerDate Mar<15>2010
16:21 Jan 18, 2012
Jkt 226001
Financial Protection Bureau, 1700 G
Street NW., Washington, DC 20006.
• Hand Delivery/Courier in Lieu of
Mail: Monica Jackson, Office of the
Executive Secretary, Consumer
Financial Protection Bureau, 1700 G
Street NW., Washington, DC 20006.
All submissions must include the
agency name and docket number. In
general, all comments received will be
posted without change to https://
www.regulations.gov. In addition,
comments will be available for public
inspection and copying at 1700 G Street
NW., Washington, DC 20006, on official
business days between the hours of 10
a.m. and 5 p.m. Eastern Time. You can
make an appointment to inspect the
documents by telephoning (202) 435–
7275. All comments, including
attachments and other supporting
materials, will become part of the public
record and subject to public disclosure.
Sensitive personal information, such as
account numbers or social security
numbers, should not be included.
Comments will not be edited to remove
any identifying or contact information.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Dan Quan,
Research, Markets & Regulations, at
(202) 435–7678.
SUPPLEMENTARY INFORMATION:
Title: Report of Terms of Credit Card
Plans.
OMB Control Number: 3170–0001.
Abstract: Section 1100A of the DoddFrank Wall Street Reform and Consumer
Protection Act (Dodd-Frank Act), Public
Law 111–203, transferred the authority
to conduct the semiannual Report of
Terms of Credit Card, from the Federal
Reserve Board to the CFPB on July 21,
2011. About 150 credit card issuers,
including the 25 largest issuers as
measured by outstanding credit card
receivables, report the information on
credit card pricing and fees. Previously,
the information was collected under
OMB control number 7100–0239, Form
Number 2572. Much of the information
collected through the approved
information collection is now widely
available and in greater detail on thirdparty credit card shopping Web sites.
The CFPB is looking for ways to make
the report more informative and helpful
for consumers.
Type of Review: Revision of a
currently approved collection.
Affected Public: Credit Card issuers.
Estimated Total Annual Burden
Hours: 75.
Request for Comments: Comments
submitted in response to this notice will
be summarized and/or included in the
request for Office of Management and
PO 00000
Frm 00002
Fmt 4703
Sfmt 4703
2685
Budget approval. All comments will
become a matter of public record. The
public is invited to submit written
comments concerning: (a) Whether the
collection of information is necessary
for the proper performance of the CFPB,
including whether the information will
have practical utility; (b) the accuracy of
the above estimate of the burden of the
information collection; (c) ways to
enhance the quality, usefulness, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of appropriate automated,
electronic, mechanical or other
technological collection techniques or
other forms of information technology,
e.g., permitting electronic submission of
responses.
Dated: January 9, 2012.
Chris Willey,
Chief Information Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2012–987 Filed 1–18–12; 8:45 am]
BILLING CODE 4810–AM–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2012–0002]
Agency Information Collection
Activities; Renewal of Currently
Approved Collections; Comment
Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:
The Bureau of Consumer
Financial Protection (CFPB or the
Bureau) is soliciting comments
concerning the currently approved
information collections associated with
certain recently published interim final
rules. This notice is published by the
CFPB as part of its continuing effort to
reduce paperwork and respondent
burden. The public and other Federal
agencies are invited to take this
opportunity to comment on this
information collection, as required by
the Paperwork Reduction Act of 1995,
Public Law 104–13.
DATES: Comments must be received on
or before March 19, 2012 to be assured
of consideration.
ADDRESSES: You may submit comments,
identified by docket number CFPB–
2012–0002 and the relevant OMB
control numbers listed below, by any of
the following methods:
• Electronic: https://
www.regulations.gov. Follow the
instructions for submitting comments.
SUMMARY:
E:\FR\FM\19JAN1.SGM
19JAN1
]]>Agencies
[Federal Register Volume 77, Number 12 (Thursday, January 19, 2012)]
[Notices]
[Pages 2684-2685]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2012-986]
========================================================================
Notices
Federal Register
________________________________________________________________________
This section of the FEDERAL REGISTER contains documents other than rules
or proposed rules that are applicable to the public. Notices of hearings
and investigations, committee meetings, agency decisions and rulings,
delegations of authority, filing of petitions and applications and agency
statements of organization and functions are examples of documents
appearing in this section.
========================================================================
Federal Register / Vol. 77, No. 12 / Thursday, January 19, 2012 /
Notices
[[Page 2684]]
BUREAU OF CONSUMER FINANCIAL PROTECTION
[Docket No. CFPB-2012-0003]
Proposed Collection; Comment Request
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for public comment.
-----------------------------------------------------------------------
SUMMARY: The Bureau of Consumer Financial Protection (the ``CFPB'' or
the ``Bureau''), as part of its continuing effort to reduce paperwork
and respondent burden, invites the general public and other Federal
agencies to comment on a proposed information collection, as required
by the Paperwork Reduction Act of 1995, Public Law 104-13. The Bureau
is soliciting comments regarding a proposed information collection to
identify financial education strategies that are effective in educating
consumers to make better informed financial decisions, pursuant to the
Bureau's authorities under the Dodd-Frank Wall Street Reform and
Consumer Protection Act, Public Law 111-203.
DATES: Written comments are encouraged and must be received on or
before March 19, 2012 to be assured of consideration.
ADDRESSES: You may submit comments, identified by docket number CFPB-
2012-0003, by any of the following methods:
Electronic: https://www.regulations.gov. Follow the
instructions for submitting comments.
Mail: Chris Willey, Consumer Financial Protection Bureau,
1500 Pennsylvania Avenue NW. (Attn: 1801 L Street), Washington, DC
20220.
Hand Delivery/Courier in Lieu of Mail: Chris Willey,
Consumer Financial Protection Bureau, 1801 L Street NW., Washington, DC
20036.
All submissions must include the agency name and docket number for
this notice. In general all comments received will be posted without
change to https://www.regulations.gov. In addition, comments will be
available for public inspection and copying at 1700 G Street NW.,
Washington, DC 20006 on official business days between the hours of 10
a.m. and 5 p.m. Eastern Time. You can make an appointment to inspect
comments by telephoning (202) 435-7275. All comments, including
attachments and other supporting materials, will become part of the
public record and subject to public disclosure. You should submit only
information that you wish to make available publicly.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Monica Jackson, Consumer Financial Protection
Bureau, (202) 435-7275.
SUPPLEMENTARY INFORMATION:
Title: Clearance for Financial Education Program Evaluation.
OMB Number: 3170-XXXX.
Summary of Collection: Under the Dodd-Frank Wall Street Reform and
Consumer Protection Act, Public Law 111-203, the Bureau's Office of
Financial Education (``OFE'') is responsible for developing and
implementing a strategy to improve the financial literacy of consumers
that includes measurable goals and initiatives, in consultation with
the Financial Literacy and Education Commission, consistent with the
National Strategy for Financial Literacy. The collection will focus on
financial education program elements related to increasing household
non-retirement savings and/or reducing financial distress.
The CFPB expects to collect quantitative and qualitative data
through in-person, telephone, or Internet based surveys. The
information collected through quantitative and qualitative evaluation
methods will increase OFE's understanding of what interventions can
improve financial decisionmaking skills and outcomes for consumers.
The core objective of the data collection is to measure the
effectiveness of selected financial education programs. This data will
provide useful information on evidence-based practices that can be used
to improve financial education programs nationwide, leading to better
financial decisionmaking outcomes for adult consumers.
Type of Review: New Collection.
Affected Public: Individuals.
Annual Burden Estimates: Below is a preliminary estimate of the
aggregate burden hours for the evaluation of five (5) financial
education programs.
----------------------------------------------------------------------------------------------------------------
Number of Average burden
Process Number of responses per per response Total burden
respondents respondent (minutes) (hours)
----------------------------------------------------------------------------------------------------------------
In-person baseline surveys.............. 2000 1 60 2000
Travel time to sites.................... 2000 ................ 60 2000
Internet or phone-based follow-up 2000 4 60 4000
surveys................................
-----------------------------------------------------------------------
Total............................... ................ ................ ................ 8000
----------------------------------------------------------------------------------------------------------------
Request for Comments: Comments submitted in response to this notice
will be summarized and/or included in the request for OMB approval. All
comments will become a matter of public record. Comments are invited
on: (a) Whether the proposed collection of information is necessary for
the proper performance of the functions of the agency, including
whether the information will have practical utility; (b) the accuracy
of the agency's estimate of the burden of the proposed collection of
information, including the validity of the methodology and assumptions
used; (c) ways to enhance the quality, utility, and clarity of the
information to be collected; and (d) ways to minimize the
[[Page 2685]]
burden of the collection of information on respondents, including
through the use of automated, electronic, mechanical, or other
technological collection techniques or other forms of information
technology. Burden means the total time, effort, or financial resources
expended by persons to generate, maintain, retain, disclose or provide
information to or for a Federal agency. This includes the time needed
to review instructions; to develop, acquire, install and utilize
technology and systems for the purpose of collecting, validating and
verifying information, processing and maintaining information, and
disclosing and providing information; to train personnel and to be able
to respond to a collection of information, to search data sources, to
complete and review the collection of information; and to transmit or
otherwise disclose the information.
Dated: January 13, 2012.
Chris Willey,
Chief Information Officer, Consumer Financial Protection Bureau.
[FR Doc. 2012-986 Filed 1-18-12; 8:45 am]
BILLING CODE P
