Submission for OMB Review; Comment Request, 77766-77767 [2011-32080]
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77766
Notices
Federal Register
Vol. 76, No. 240
Wednesday, December 14, 2011
This section of the FEDERAL REGISTER
contains documents other than rules or
proposed rules that are applicable to the
public. Notices of hearings and investigations,
committee meetings, agency decisions and
rulings, delegations of authority, filing of
petitions and applications and agency
statements of organization and functions are
examples of documents appearing in this
section.
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2011–0043]
Submission for OMB Review;
Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for public
comment.
AGENCY:
The Bureau of Consumer
Financial Protection (CFPB), as part of
its continuing effort to reduce
paperwork and respondent burden,
invites the general public and other
Federal agencies to take this
opportunity to comment on a proposed
information collection, as required by
the Paperwork Reduction Act of 1995,
Public Law 104–13. The CFPB is
soliciting comments on an information
collection request that will be submitted
to the Office of Management and Budget
(OMB) for review and clearance on or
after the date of publication of this
notice. A copy of the submission may be
obtained by contacting the agency
contacts listed below.
DATES: Written comments are
encouraged and must be received on or
before January 13, 2012 to be assured of
consideration.
COMMENTS: You may submit comments,
identified by Docket No. CFPB–2011–
0043, by any of the following methods:
• Electronic: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Mail: Mitchell E. Hochberg or Jane
Gao, Office of Regulations, Consumer
Financial Protection Bureau, 1500
Pennsylvania Avenue NW., (Attn: 1801
L Street), Washington, DC 20220, with
mstockstill on DSK4VPTVN1PROD with NOTICES
SUMMARY:
a copy to Shagufta Ahmed, Office of
Management and Budget, New
Executive Office Building, Room 10235,
Washington, DC 20503.
• Hand Delivery/Courier: Mitchell E.
Hochberg or Jane Gao, Office of
Regulations, Consumer Financial
Protection Bureau, 1700 G Street NW.,
Washington, DC 20006, with a copy to
Shagufta Ahmed, Office of Management
and Budget, New Executive Office
Building, Room 10235, Washington, DC
20503.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to the agency
contacts listed below.
SUPPLEMENTARY INFORMATION: OMB
Number: 3170–XXXX.
Type of Review: Emergency Clearance
Request.
Title: Qualitative Testing of Mortgage
Servicing Related Model Forms and
Disclosures.
Description: The Dodd-Frank Wall
Street Reform and Consumer Protection
Act, Public Law No. 111–203, Title XIV
(the ‘‘Dodd-Frank Act’’), requires CFPB
to publish, in final form, certain
mortgage servicing rules by January 21,
2013. These rules implement Sections
1418 (Reset of Hybrid Adjustable Rate
Mortgages), 1420 (Periodic Mortgage
Loan Statements) and 1463 (ForcePlaced Insurance Disclosures) of the
Dodd-Frank Act. The CFPB has
determined that model forms and
disclosures are required for these rules.
The CFPB will collect data, including
through one-on-one cognitive thinkaloud interviews, to inform its design,
development and implementation of the
required forms. The CFPB will use an
iterative process to improve any drafts
to make it easier for a consumer to use
the documents and understand the
information presented in the documents
with respect the consumer’s mortgage
loan.
The data collection will include:
• Consent forms that will be used to
obtain the consent of participants for the
cognitive interview process;
• Participant questionnaires to obtain
demographic information about the
participants; and
• Interview protocols for conducting
the interviews.
The core objective of the data
collection is to help refine specific
features of the content and design of the
forms to maximize communication
effectiveness while minimizing
compliance burden. The CFPB will
evaluate one or more draft forms
through iterative qualitative testing with
consumers, including observation of
consumers’ usage of the disclosures,
their understanding of the contents, and
the choices they make.
The qualitative testing is focused on
the purposes of the disclosures. These
purposes include, among other things:
• With respect to mortgage loan
periodic statements, improving
consumer understanding by better
disclosing information regarding the
consumer’s mortgage loan;
• With respect to disclosures
concerning interest rate adjustments for
hybrid adjustable rate mortgages,
informing consumers of pending
interest rate adjustments, enabling a
consumer to consider alternative
options with respect to the consumer’s
mortgage loan, and providing
information to a consumer to facilitate
pursuing such alternative options; and
• With respect to force-placed
insurance disclosures, reminding a
consumer of the obligation to maintain
hazard insurance on the property
securing a mortgage; informing the
consumer that the servicer does not
have evidence of hazard insurance
coverage, informing the consumer of the
manner in which the consumer may
demonstrate to a mortgage servicer that
the consumer has obtained hazard
insurance coverage, and informing the
consumer that if the consumer fails to
obtain hazard insurance coverage, the
lender may obtain such coverage at the
consumer’s expense.
The CFPB plans to test at three sites
in three rounds to allow for
improvement to the forms between
rounds. Below is an estimate of the
aggregate burden hours for the three
rounds of testing.
Number of
respondents
Process
Cognitive Think-Aloud Interviews ................................................................................................
VerDate Mar<15>2010
19:11 Dec 13, 2011
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Fmt 4703
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E:\FR\FM\14DEN1.SGM
36
14DEN1
Average
burden per
response
(in minutes)
60
Total burden
hours
36
77767
Federal Register / Vol. 76, No. 240 / Wednesday, December 14, 2011 / Notices
Number of
respondents
Process
Average
burden per
response
(in minutes)
Total burden
hours
Screening .....................................................................................................................................
Travel time to sites ......................................................................................................................
360
36
6
60
36
36
Total ......................................................................................................................................
........................
........................
108
Request for Comments: Comments are
invited on: (a) Whether the collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information will have practical utility;
(b) the accuracy of the agency’s estimate
of the burden of the proposed collection
of information, including the validity of
the methodology and assumptions used;
(c) ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated, electronic,
mechanical, or other technological
collection techniques or other forms of
information technology. All comments
will become a matter of public record.
Agency Contact: Mitchell E. Hochberg
or Jane Gao, Office of Regulations,
Bureau of Consumer Financial
Protection, 1700 G Street NW.,
Washington, DC 20006; (202) 435–7700.
OMB Reviewer: Shagufta Ahmed,
Office of Management and Budget, New
Executive Office Building, Room 10235,
Washington, DC 20503; (202) 395–7873.
Dated: December 9, 2011.
Robert Dahl,
PRA Clearance Officer, Department of the
Treasury.
[FR Doc. 2011–32080 Filed 12–13–11; 8:45 am]
Animal Plant and Health Inspection
Service
BILLING CODE 4810–AM–P
DEPARTMENT OF AGRICULTURE
Submission for OMB Review;
Comment Request
mstockstill on DSK4VPTVN1PROD with NOTICES
December 8, 2011.
The Department of Agriculture has
submitted the following information
collection requirement(s) to OMB for
review and clearance under the
Paperwork Reduction Act of 1995,
Public Law 104–13. Comments
regarding (a) whether the collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information will have practical utility;
(b) the accuracy of the agency’s estimate
of burden including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility and
VerDate Mar<15>2010
19:11 Dec 13, 2011
clarity of the information to be
collected; (d) ways to minimize the
burden of the collection of information
on those who are to respond, including
through the use of appropriate
automated, electronic, mechanical, or
other technological collection
techniques or other forms of information
technology should be addressed to: Desk
Officer for Agriculture, Office of
Information and Regulatory Affairs,
Office of Management and Budget
(OMB),
OIRA_Submission@OMB.EOP.GOV or
fax (202) 395–5806 and to Departmental
Clearance Office, USDA, OCIO, Mail
Stop 7602, Washington, DC 20250–
7602. Comments regarding these
information collections are best assured
of having their full effect if received
within 30 days of this notification.
Copies of the submission(s) may be
obtained by calling (202) 720–8958.
An agency may not conduct or
sponsor a collection of information
unless the collection of information
displays a currently valid OMB control
number and the agency informs
potential persons who are to respond to
the collection of information that such
persons are not required to respond to
the collection of information unless it
displays a currently valid OMB control
number.
Jkt 226001
Title: Virus-Serum-Toxin Act and
Regulations in 9 CFR, Subchapter E,
Parts 101–124.
OMB Control Number: 0579–0013.
Summary of Collection: The VirusSerum-Toxin Act (37 Stat. 832–833, 21
U.S.C. 151–159) gives the United States
Department of Agriculture, the Animal
and Plant Health Inspection Service
(APHIS) the authority to promulgate
regulations designed to prevent the
importation, preparation, sale, or
shipment of harmful veterinary
biological products. A veterinary
biological product is defined as all
viruses, serums, toxins, and analogous
products of natural or synthetic origin.
In order to effectively implement the
licensing, production, labeling,
importation, and other requirements,
APHIS employs a number of
PO 00000
Frm 00002
Fmt 4703
Sfmt 4703
information gathering tools such as
establishment license applications,
product license applications, product
permit applications, product and test
report forms and field study summaries.
Need and Use of the Information:
APHIS uses the information collected as
a primary basis for the approval or
acceptance of issuing licenses or
permits to ensure veterinary biological
products that are used in the United
States are pure, safe, potent, and
effective. Also, APHIS uses the
information to monitor the serials for
purity, safety, potency and efficacy that
are produced by licensed manufacturers
prior to their release for marketing.
Failing to collect this information would
severely cripple APHIS’ ability to
prevent harmful veterinary biologics
from being distributed in the United
States.
Description of Respondents: Business
or other for profit; State, Local or Tribal
Government.
Number of Respondents: 202.
Frequency of Responses:
Recordkeeping; Reporting: On occasion.
Total Burden Hours: 74,386.
Animal and Plant Health Inspection
Service
Title: Scrapie in Sheep and Goats;
Interstate Movement Restrictions and
Indemnity Program.
OMB Control Number: 0579–0101.
Summary of Collection: Under the
Farm Security and Rural Investment Act
of 2002, Public Law 107–71, subtitle E,
Animal Health Protection, Section
10401–10418, the Secretary of
Agriculture, in order to protect the
agriculture, environment, economy, and
health and welfare of the people of the
United States by preventing, detecting,
controlling, and eradicating diseases
and pests of animal, is authorized to
cooperate with foreign countries, States,
and other jurisdictions, or other person,
to prevent and eliminate burdens on
interstate commerce and foreign
commerce, and to regulate effectively
interstate commerce and foreign
commerce. Scrapie is a progressive,
degenerative and eventually fatal
disease affecting the central nervous
system of sheep and goats. Its control is
complicated because the disease has an
extremely long incubation period
E:\FR\FM\14DEN1.SGM
14DEN1
]]>Agencies
[Federal Register Volume 76, Number 240 (Wednesday, December 14, 2011)]
[Notices]
[Pages 77766-77767]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2011-32080]
========================================================================
Notices
Federal Register
________________________________________________________________________
This section of the FEDERAL REGISTER contains documents other than rules
or proposed rules that are applicable to the public. Notices of hearings
and investigations, committee meetings, agency decisions and rulings,
delegations of authority, filing of petitions and applications and agency
statements of organization and functions are examples of documents
appearing in this section.
========================================================================
Federal Register / Vol. 76, No. 240 / Wednesday, December 14, 2011 /
Notices
[[Page 77766]]
BUREAU OF CONSUMER FINANCIAL PROTECTION
[Docket No. CFPB-2011-0043]
Submission for OMB Review; Comment Request
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for public comment.
-----------------------------------------------------------------------
SUMMARY: The Bureau of Consumer Financial Protection (CFPB), as part of
its continuing effort to reduce paperwork and respondent burden,
invites the general public and other Federal agencies to take this
opportunity to comment on a proposed information collection, as
required by the Paperwork Reduction Act of 1995, Public Law 104-13. The
CFPB is soliciting comments on an information collection request that
will be submitted to the Office of Management and Budget (OMB) for
review and clearance on or after the date of publication of this
notice. A copy of the submission may be obtained by contacting the
agency contacts listed below.
DATES: Written comments are encouraged and must be received on or
before January 13, 2012 to be assured of consideration.
COMMENTS: You may submit comments, identified by Docket No. CFPB-2011-
0043, by any of the following methods:
Electronic: https://www.regulations.gov. Follow the
instructions for submitting comments.
Mail: Mitchell E. Hochberg or Jane Gao, Office of
Regulations, Consumer Financial Protection Bureau, 1500 Pennsylvania
Avenue NW., (Attn: 1801 L Street), Washington, DC 20220, with a copy to
Shagufta Ahmed, Office of Management and Budget, New Executive Office
Building, Room 10235, Washington, DC 20503.
Hand Delivery/Courier: Mitchell E. Hochberg or Jane Gao,
Office of Regulations, Consumer Financial Protection Bureau, 1700 G
Street NW., Washington, DC 20006, with a copy to Shagufta Ahmed, Office
of Management and Budget, New Executive Office Building, Room 10235,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to the agency contacts listed below.
SUPPLEMENTARY INFORMATION: OMB Number: 3170-XXXX.
Type of Review: Emergency Clearance Request.
Title: Qualitative Testing of Mortgage Servicing Related Model
Forms and Disclosures.
Description: The Dodd-Frank Wall Street Reform and Consumer
Protection Act, Public Law No. 111-203, Title XIV (the ``Dodd-Frank
Act''), requires CFPB to publish, in final form, certain mortgage
servicing rules by January 21, 2013. These rules implement Sections
1418 (Reset of Hybrid Adjustable Rate Mortgages), 1420 (Periodic
Mortgage Loan Statements) and 1463 (Force-Placed Insurance Disclosures)
of the Dodd-Frank Act. The CFPB has determined that model forms and
disclosures are required for these rules.
The CFPB will collect data, including through one-on-one cognitive
think-aloud interviews, to inform its design, development and
implementation of the required forms. The CFPB will use an iterative
process to improve any drafts to make it easier for a consumer to use
the documents and understand the information presented in the documents
with respect the consumer's mortgage loan.
The data collection will include:
Consent forms that will be used to obtain the consent of
participants for the cognitive interview process;
Participant questionnaires to obtain demographic
information about the participants; and
Interview protocols for conducting the interviews.
The core objective of the data collection is to help refine
specific features of the content and design of the forms to maximize
communication effectiveness while minimizing compliance burden. The
CFPB will evaluate one or more draft forms through iterative
qualitative testing with consumers, including observation of consumers'
usage of the disclosures, their understanding of the contents, and the
choices they make.
The qualitative testing is focused on the purposes of the
disclosures. These purposes include, among other things:
With respect to mortgage loan periodic statements,
improving consumer understanding by better disclosing information
regarding the consumer's mortgage loan;
With respect to disclosures concerning interest rate
adjustments for hybrid adjustable rate mortgages, informing consumers
of pending interest rate adjustments, enabling a consumer to consider
alternative options with respect to the consumer's mortgage loan, and
providing information to a consumer to facilitate pursuing such
alternative options; and
With respect to force-placed insurance disclosures,
reminding a consumer of the obligation to maintain hazard insurance on
the property securing a mortgage; informing the consumer that the
servicer does not have evidence of hazard insurance coverage, informing
the consumer of the manner in which the consumer may demonstrate to a
mortgage servicer that the consumer has obtained hazard insurance
coverage, and informing the consumer that if the consumer fails to
obtain hazard insurance coverage, the lender may obtain such coverage
at the consumer's expense.
The CFPB plans to test at three sites in three rounds to allow for
improvement to the forms between rounds. Below is an estimate of the
aggregate burden hours for the three rounds of testing.
----------------------------------------------------------------------------------------------------------------
Average burden
Process Number of per response Total burden
respondents (in minutes) hours
----------------------------------------------------------------------------------------------------------------
Cognitive Think-Aloud Interviews................................ 36 60 36
[[Page 77767]]
Screening....................................................... 360 6 36
Travel time to sites............................................ 36 60 36
-----------------------------------------------
Total....................................................... .............. .............. 108
----------------------------------------------------------------------------------------------------------------
Request for Comments: Comments are invited on: (a) Whether the
collection of information is necessary for the proper performance of
the functions of the agency, including whether the information will
have practical utility; (b) the accuracy of the agency's estimate of
the burden of the proposed collection of information, including the
validity of the methodology and assumptions used; (c) ways to enhance
the quality, utility, and clarity of the information to be collected;
and (d) ways to minimize the burden of the collection of information on
respondents, including through the use of automated, electronic,
mechanical, or other technological collection techniques or other forms
of information technology. All comments will become a matter of public
record.
Agency Contact: Mitchell E. Hochberg or Jane Gao, Office of
Regulations, Bureau of Consumer Financial Protection, 1700 G Street
NW., Washington, DC 20006; (202) 435-7700.
OMB Reviewer: Shagufta Ahmed, Office of Management and Budget, New
Executive Office Building, Room 10235, Washington, DC 20503; (202) 395-
7873.
Dated: December 9, 2011.
Robert Dahl,
PRA Clearance Officer, Department of the Treasury.
[FR Doc. 2011-32080 Filed 12-13-11; 8:45 am]
BILLING CODE 4810-AM-P
