Treasury Inflation-Protected Securities Issued at a Premium, 75829-75830 [2011-31176]
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Federal Register / Vol. 76, No. 233 / Monday, December 5, 2011 / Proposed Rules
to repay the loan. 12 CFR 226.51. This
requirement is based on a provision of
the Credit Card Accountability
Responsibility and Disclosure Act of
2009 (Credit CARD Act), Public Law
111–24, 123 Stat. 1734 (2009). Concern
has been expressed by some card issuers
and also some members of Congress that
these rules may have the unintended
consequence of precluding some
individuals, especially non-working
spouses, from obtaining credit they are
capable of repaying. Should this section
of Regulation Z be amended, and, if so,
how?
Electronic Disclosures
srobinson on DSK4SPTVN1PROD with PROPOSALS
Interstate Land Sales Full Disclosure
Act
The Interstate Land Sales Full
Disclosure Act (ILSA) (15 U.S.C. 1701 et
seq.) imposes reporting, disclosure, and
anti-fraud protections on some interstate
land sales. Commentators have
questioned whether improvements in
consumers’ access to information about
these sales warrant changes to reporting
and disclosure requirements. They have
also indicated that technological
changes may warrant updates to the
form and manner of reporting and
disclosure. Changes in state property
regulations in past decades may also
warrant changes to ILSA regulations.
For these or other reasons, what changes
to implementing regulations, if any,
should the Bureau make?
18:28 Dec 02, 2011
[FR Doc. 2011–31030 Filed 12–2–11; 8:45 am]
BILLING CODE 4810–AM–P
DEPARTMENT OF THE TREASURY
Internal Revenue Service
26 CFR Part 1
[REG–130777–11]
RIN 1545–BK45
The inherited regulations require that
certain disclosures, including periodic
statements and receipts under
Regulations E and Z, be provided to
consumers in writing in a form that they
may keep. The Electronic Signatures in
Global and National Commerce Act
(E-Sign Act) (15 U.S.C. 7001 et seq.)
permits disclosures that must be
provided in writing to be provided
electronically if the provider meets
certain requirements, including
obtaining the consumer’s consent. Some
parts of the inherited regulations permit
certain disclosures to be provided
electronically or in writing. Should the
Bureau permit other disclosures now
required to be in writing to be delivered
in electronic form?
In addition, mobile banking has
become more prevalent and widely used
by consumers since the E-Sign Act was
adopted. For mobile banking
applications, should the Bureau
consider allowing certain disclosures to
be provided by text messaging, even
though text messages are not readily
retainable and, if so, under what
circumstances and with what
safeguards?
VerDate Mar<15>2010
Dated: November 29, 2011.
Raj Date,
Special Advisor to the Secretary of the
Treasury on the Consumer Financial
Protection Bureau.
Jkt 226001
Treasury Inflation-Protected Securities
Issued at a Premium
Internal Revenue Service (IRS),
Treasury.
ACTION: Notice of proposed rulemaking
by cross-reference to temporary
regulations and notice of public hearing.
AGENCY:
75829
SUPPLEMENTARY INFORMATION:
Background and Explanation of
Provisions
Temporary regulations in the Rules
and Regulations section of this issue of
the Federal Register amend the Income
Tax Regulations (26 CFR part 1) relating
to section 1275. The temporary
regulations provide that the coupon
bond method described in § 1.1275–7(d)
applies to Treasury Inflation-Protected
Securities (TIPS) issued with more than
a de minimis amount of premium. The
temporary regulations apply to TIPS
issued on or after April 8, 2011. The text
of the temporary regulations also serves
as the text of these proposed
regulations. In addition to comments on
the text of the temporary regulations,
the IRS and the Treasury Department
request comments on whether the rules
in the temporary regulations should be
extended to other types of inflationindexed debt instruments.
In the Rules and Regulations
section of this issue of the Federal
Register, the IRS is issuing temporary
regulations that provide guidance on the
tax treatment of Treasury InflationProtected Securities issued with more
than a de minimis amount of premium.
The text of those regulations also serves
as the text of these proposed
regulations. This document also
provides notice of a public hearing on
these proposed regulations.
DATES: Written or electronic comments
must be received by March 5, 2012.
Outlines of topics to be discussed at the
public hearing scheduled for March 28,
2012, must be received by March 7,
2012.
Send submissions to:
CC:PA:LPD:PR (REG–130777–11), Room
5203, Internal Revenue Service, P.O.
Box 7604, Ben Franklin Station,
Washington, DC 20044. Submissions
may be hand-delivered Monday through
Friday between the hours of 8 a.m. and
4 p.m. to CC:PA:LPD:PR (REG–130777–
11), Courier’s Desk, Internal Revenue
Service, 1111 Constitution Avenue NW.,
Washington, DC, or sent electronically,
via the Federal eRulemaking Portal at
https://www.regulations.gov (IRS REG–
130777–11).
FOR FURTHER INFORMATION CONTACT:
Concerning the proposed regulations,
William E. Blanchard, (202) 622–3950;
concerning submissions of comments,
the hearing, and/or to be placed on the
building access list to attend the
hearing, Oluwafunmilayo (Funmi)
Taylor, (202) 622–7180 (not toll-free
numbers).
Special Analyses
It has been determined that this notice
of proposed rulemaking is not a
significant regulatory action as defined
in Executive Order 12866. Therefore, a
regulatory assessment is not required. It
also has been determined that section
553(b) of the Administrative Procedure
Act (5 U.S.C. chapter 5) does not apply
to these regulations, and because the
regulations do not impose a collection
of information on small entities, the
Regulatory Flexibility Act (5 U.S.C.
chapter 6) does not apply. Pursuant to
section 7805(f) of the Internal Revenue
Code, this notice of proposed
rulemaking has been submitted to the
Chief Counsel for Advocacy of the Small
Business Administration for comment
on its impact on small businesses.
Comments and Public Hearing
Before these proposed regulations are
adopted as final regulations,
consideration will be given to any
written comments (a signed original and
eight (8) copies) or electronic comments
that are submitted timely to the IRS. The
IRS and the Treasury Department
specifically request comments on the
clarity of the proposed rule and how it
may be made easier to understand. All
comments will be available for public
inspection and copying.
A public hearing has been scheduled
for March 28, 2012, beginning at 10 a.m.
in the IRS Auditorium, Internal Revenue
Building, 1111 Constitution Avenue
NW., Washington, DC. Due to building
security procedures, visitors must enter
through the Constitution Avenue
entrance. In addition, all visitors must
present photo identification to enter the
SUMMARY:
ADDRESSES:
PO 00000
Frm 00032
Fmt 4702
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75830
Federal Register / Vol. 76, No. 233 / Monday, December 5, 2011 / Proposed Rules
building. Because of access restrictions,
visitors will not be admitted beyond the
immediate entrance area more than 30
minutes before the hearing starts. For
information about having your name
placed on the building access list to
attend the hearing, see the FOR FURTHER
INFORMATION CONTACT section of this
preamble.
The rules of 26 CFR 601.601(a)(3)
apply to the hearing. Persons who wish
to present oral comments at the hearing
must submit written or electronic
comments by March 5, 2012 and submit
an outline of the topics to be discussed
and the time to be devoted to each topic
(signed original and eight (8) copies) by
March 7, 2012. A period of 10 minutes
will be allotted to each person for
making comments. An agenda showing
the scheduling of the speakers will be
prepared after the deadline for receiving
outlines has passed. Copies of the
agenda will be available free of charge
at the hearing.
Drafting Information
The principal author of these
regulations is William E. Blanchard,
Office of Associate Chief Counsel
(Financial Institutions and Products).
However, other personnel from the IRS
and the Treasury Department
participated in their development.
List of Subjects in 26 CFR Part 1
Income taxes, Reporting and
recordkeeping requirements.
Proposed Amendments to the
Regulations
Accordingly, 26 CFR part 1 is
proposed to be amended as follows:
PART 1—INCOME TAXES
Paragraph 1. The authority citation
for part 1 continues to read in part as
follows:
Authority: 26 U.S.C. 7805 * * *
Par. 2. Section 1.1275–7 is revised to
read as follows:
srobinson on DSK4SPTVN1PROD with PROPOSALS
§ 1.1275–7 Inflation-indexed debt
instruments.
[The text of the proposed
amendments to § 1.1275–7 is the same
as the text for § 1.1275–7T(i) through (k)
published elsewhere in this issue of the
Federal Register].
Steven T. Miller,
Deputy Commissioner for Services and
Enforcement.
[FR Doc. 2011–31176 Filed 12–2–11; 8:45 am]
BILLING CODE 4830–01–P
VerDate Mar<15>2010
18:28 Dec 02, 2011
Jkt 226001
DEPARTMENT OF THE TREASURY
Alcohol and Tobacco Tax and Trade
Bureau
27 CFR Part 9
[Docket No. TTB–2011–0011; Notice No.
125]
RIN 1513–AB83
Background on Viticultural Areas
Proposed Establishment of the Inwood
Valley Viticultural Area
Alcohol and Tobacco Tax and
Trade Bureau, Treasury.
ACTION: Notice of proposed rulemaking.
AGENCY:
The Alcohol and Tobacco Tax
and Trade Bureau (TTB) proposes to
establish the 28,298-acre ‘‘Inwood
Valley’’ viticultural area in Shasta
County, California. TTB designates
viticultural areas to allow vintners to
better describe the origin of their wines
and to allow consumers to better
identify wines they may purchase. TTB
invites comments on this proposed
addition to its regulations.
DATES: TTB must receive your
comments on or before February 3,
2012.
SUMMARY:
Please send your comments
on this notice to one of the following
addresses:
• https://www.regulations.gov (via the
online comment form for this notice as
posted within Docket No. TTB–2011–
0011 at ‘‘Regulations.gov,’’ the Federal
e-rulemaking portal);
• U.S. Mail: Director, Regulations and
Rulings Division, Alcohol and Tobacco
Tax and Trade Bureau, P.O. Box 14412,
Washington, DC 20044–4412; or
• Hand delivery/courier in lieu of
mail: Alcohol and Tobacco Tax and
Trade Bureau, 1310 G Street NW., Suite
200–E, Washington, DC 20005.
See the Public Participation section of
this notice for specific instructions and
requirements for submitting comments,
and for information on how to request
a public hearing.
You may view copies of this notice,
selected supporting materials, and any
comments TTB receives about this
proposal at https://www.regulations.gov
within Docket No. TTB–2011–0011. A
link to that docket is posted on the TTB
Web site at https://www.ttb.gov/wine/
wine_rulemaking.shtml under Notice
No. 125. You also may view copies of
this notice, all related petitions, maps or
other supporting materials, and any
comments TTB receives about this
proposal by appointment at the TTB
Information Resource Center, 1310 G
Street NW., Washington, DC 20005.
ADDRESSES:
PO 00000
Frm 00033
Fmt 4702
Please call 202–453–2270 to make an
appointment.
FOR FURTHER INFORMATION CONTACT:
Elisabeth C. Kann, Regulations and
Rulings Division, Alcohol and Tobacco
Tax and Trade Bureau, 1310 G Street
NW., Box 12, Washington, DC 20005;
phone (202) 453–1039, ext. 002.
SUPPLEMENTARY INFORMATION:
Sfmt 4702
TTB Authority
Section 105(e) of the Federal Alcohol
Administration Act (FAA Act), 27
U.S.C. 205(e), authorizes the Secretary
of the Treasury to prescribe regulations
for the labeling of wine, distilled spirits,
and malt beverages. The FAA Act
provides that these regulations should,
among other things, prohibit consumer
deception and the use of misleading
statements on labels, and ensure that
labels provide the consumer with
adequate information as to the identity
and quality of the product. The Alcohol
and Tobacco Tax and Trade Bureau
(TTB) administers the regulations
promulgated under the FAA Act.
Part 4 of the TTB regulations (27 CFR
part 4) allows the establishment of
definitive viticultural areas and the use
of their names as appellations of origin
on wine labels and in wine
advertisements. Part 9 of the TTB
regulations (27 CFR part 9) sets forth
standards for the preparation and
submission of petitions for the
establishment or modification of
American viticultural areas and lists the
approved American viticultural areas.
Definition
Section 4.25(e)(1)(i) of the TTB
regulations (27 CFR 4.25(e)(1)(i)) defines
a viticultural area for American wine as
a delimited grape-growing region having
distinguishing features as described in
part 9 of the regulations and a name and
a delineated boundary as established in
part 9 of the regulations. These
designations allow vintners and
consumers to attribute a given quality,
reputation, or other characteristic of a
wine made from grapes grown in an area
to its geographic origin. The
establishment of viticultural areas
allows vintners to describe more
accurately the origin of their wines to
consumers and helps consumers to
identify wines they may purchase.
Establishment of a viticultural area is
neither an approval nor an endorsement
by TTB of the wine produced in that
area.
Requirements
Section 4.25(e)(2) of the TTB
regulations outlines the procedure for
E:\FR\FM\05DEP1.SGM
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Agencies
[Federal Register Volume 76, Number 233 (Monday, December 5, 2011)]
[Proposed Rules]
[Pages 75829-75830]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2011-31176]
=======================================================================
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DEPARTMENT OF THE TREASURY
Internal Revenue Service
26 CFR Part 1
[REG-130777-11]
RIN 1545-BK45
Treasury Inflation-Protected Securities Issued at a Premium
AGENCY: Internal Revenue Service (IRS), Treasury.
ACTION: Notice of proposed rulemaking by cross-reference to temporary
regulations and notice of public hearing.
-----------------------------------------------------------------------
SUMMARY: In the Rules and Regulations section of this issue of the
Federal Register, the IRS is issuing temporary regulations that provide
guidance on the tax treatment of Treasury Inflation-Protected
Securities issued with more than a de minimis amount of premium. The
text of those regulations also serves as the text of these proposed
regulations. This document also provides notice of a public hearing on
these proposed regulations.
DATES: Written or electronic comments must be received by March 5,
2012. Outlines of topics to be discussed at the public hearing
scheduled for March 28, 2012, must be received by March 7, 2012.
ADDRESSES: Send submissions to: CC:PA:LPD:PR (REG-130777-11), Room
5203, Internal Revenue Service, P.O. Box 7604, Ben Franklin Station,
Washington, DC 20044. Submissions may be hand-delivered Monday through
Friday between the hours of 8 a.m. and 4 p.m. to CC:PA:LPD:PR (REG-
130777-11), Courier's Desk, Internal Revenue Service, 1111 Constitution
Avenue NW., Washington, DC, or sent electronically, via the Federal
eRulemaking Portal at https://www.regulations.gov (IRS REG-130777-11).
FOR FURTHER INFORMATION CONTACT: Concerning the proposed regulations,
William E. Blanchard, (202) 622-3950; concerning submissions of
comments, the hearing, and/or to be placed on the building access list
to attend the hearing, Oluwafunmilayo (Funmi) Taylor, (202) 622-7180
(not toll-free numbers).
SUPPLEMENTARY INFORMATION:
Background and Explanation of Provisions
Temporary regulations in the Rules and Regulations section of this
issue of the Federal Register amend the Income Tax Regulations (26 CFR
part 1) relating to section 1275. The temporary regulations provide
that the coupon bond method described in Sec. 1.1275-7(d) applies to
Treasury Inflation-Protected Securities (TIPS) issued with more than a
de minimis amount of premium. The temporary regulations apply to TIPS
issued on or after April 8, 2011. The text of the temporary regulations
also serves as the text of these proposed regulations. In addition to
comments on the text of the temporary regulations, the IRS and the
Treasury Department request comments on whether the rules in the
temporary regulations should be extended to other types of inflation-
indexed debt instruments.
Special Analyses
It has been determined that this notice of proposed rulemaking is
not a significant regulatory action as defined in Executive Order
12866. Therefore, a regulatory assessment is not required. It also has
been determined that section 553(b) of the Administrative Procedure Act
(5 U.S.C. chapter 5) does not apply to these regulations, and because
the regulations do not impose a collection of information on small
entities, the Regulatory Flexibility Act (5 U.S.C. chapter 6) does not
apply. Pursuant to section 7805(f) of the Internal Revenue Code, this
notice of proposed rulemaking has been submitted to the Chief Counsel
for Advocacy of the Small Business Administration for comment on its
impact on small businesses.
Comments and Public Hearing
Before these proposed regulations are adopted as final regulations,
consideration will be given to any written comments (a signed original
and eight (8) copies) or electronic comments that are submitted timely
to the IRS. The IRS and the Treasury Department specifically request
comments on the clarity of the proposed rule and how it may be made
easier to understand. All comments will be available for public
inspection and copying.
A public hearing has been scheduled for March 28, 2012, beginning
at 10 a.m. in the IRS Auditorium, Internal Revenue Building, 1111
Constitution Avenue NW., Washington, DC. Due to building security
procedures, visitors must enter through the Constitution Avenue
entrance. In addition, all visitors must present photo identification
to enter the
[[Page 75830]]
building. Because of access restrictions, visitors will not be admitted
beyond the immediate entrance area more than 30 minutes before the
hearing starts. For information about having your name placed on the
building access list to attend the hearing, see the FOR FURTHER
INFORMATION CONTACT section of this preamble.
The rules of 26 CFR 601.601(a)(3) apply to the hearing. Persons who
wish to present oral comments at the hearing must submit written or
electronic comments by March 5, 2012 and submit an outline of the
topics to be discussed and the time to be devoted to each topic (signed
original and eight (8) copies) by March 7, 2012. A period of 10 minutes
will be allotted to each person for making comments. An agenda showing
the scheduling of the speakers will be prepared after the deadline for
receiving outlines has passed. Copies of the agenda will be available
free of charge at the hearing.
Drafting Information
The principal author of these regulations is William E. Blanchard,
Office of Associate Chief Counsel (Financial Institutions and
Products). However, other personnel from the IRS and the Treasury
Department participated in their development.
List of Subjects in 26 CFR Part 1
Income taxes, Reporting and recordkeeping requirements.
Proposed Amendments to the Regulations
Accordingly, 26 CFR part 1 is proposed to be amended as follows:
PART 1--INCOME TAXES
Paragraph 1. The authority citation for part 1 continues to read in
part as follows:
Authority: 26 U.S.C. 7805 * * *
Par. 2. Section 1.1275-7 is revised to read as follows:
Sec. 1.1275-7 Inflation-indexed debt instruments.
[The text of the proposed amendments to Sec. 1.1275-7 is the same
as the text for Sec. 1.1275-7T(i) through (k) published elsewhere in
this issue of the Federal Register].
Steven T. Miller,
Deputy Commissioner for Services and Enforcement.
[FR Doc. 2011-31176 Filed 12-2-11; 8:45 am]
BILLING CODE 4830-01-P