Formations of, Acquisitions by, and Mergers of Bank Holding Companies, 75548-75549 [2011-30947]
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jlentini on DSK4TPTVN1PROD with NOTICES
75548
Federal Register / Vol. 76, No. 232 / Friday, December 2, 2011 / Notices
Management and Budget, New
Executive Office Building, Room 10235,
725 17th Street NW., Washington, DC
20503.
Final approval under OMB delegated
authority of the extension for three
years, with revision, of the following
report:
Report title: Recordkeeping and
Disclosure Requirements Associated
with Loans Secured by Real Estate
Located in Flood Hazard Areas Pursuant
to Section 208.25 of Regulation H.
Agency form number: Reg H–2.
OMB control number: 7100–0280.
Frequency: Event-generated.
Reporters: State member banks.
Estimated annual reporting hours:
Notice of special flood hazards to
borrowers and servicers, 5,768 hours;
notice to FEMA of servicer, 5,768 hours;
notice to FEMA of change of servicer,
2,884 hours; notice to borrowers of
lapsed mandated flood insurance, 1,167
hours; purchase flood insurance on the
borrower’s behalf, 824 hours; notice to
borrowers of lapsed mandated flood
insurance due to remapping, 549 hours;
purchase flood insurance on the
borrower’s behalf due to remapping, 824
hours; and retention of standard FEMA
form, 14,420 hours.
Estimated average hours per response:
Notice of special flood hazards to
borrowers and servicers, 5 minutes;
notice to FEMA of servicer, 5 minutes;
notice to FEMA of change of servicer, 5
minutes; notice to borrowers of lapsed
mandated flood insurance, 5 minutes;
purchase flood insurance on the
borrower’s behalf, 15 minutes; notice to
borrowers of lapsed mandated flood
insurance due to remapping, 5 minutes;
purchase flood insurance on the
borrower’s behalf due to remapping, 15
minutes; and retention of standard
FEMA form, 2.5 minutes.
Number of respondents: 824.
General description of report: This
information collection is mandatory
pursuant to Section 12 of the Flood
Disaster Protection Act of 1973, as
amended (42 U.S.C. 4012a) and section
1364 of the National Flood Insurance
Act of 1968, as amended (42 U.S.C.
4104a). Since the Federal Reserve does
not collect any information associated
with Reg H–2, confidentiality would not
generally be an issue. However,
confidentiality issues may arise should
the records required by the Reg H–2
requirements come into possession of
the Board during an examination of a
state member bank, those records would
be protected from disclosure by
exemption 8 of the Freedom of
Information Act. (5 U.S.C. 552(b)(8)).
Abstract: Regulation H requires state
member banks to notify a borrower and
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17:03 Dec 01, 2011
Jkt 226001
servicer when loans secured by real
estate are determined to be in a special
flood hazard area and notify them
whether flood insurance is available;
notify FEMA of the identity of, and any
change of, the servicer of a loan secured
by real estate in a special flood hazard
area; and retain a completed copy of the
Standard Flood Hazard Determination
Form used to determine whether
property securing a loan is in a special
flood hazard area.
Current Actions: On September 19,
2011 the Federal Reserve published a
notice in the Federal Register (76 FR
58003) requesting public comment for
60 days on the extension, with revision,
of the Reg H–2 information collection.
The comment period for this notice
expired on November 18, 2011. The
Federal Reserve did not receive any
comments. The revisions will be
implemented as proposed.
Board of Governors of the Federal Reserve
System, November 29, 2011.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. 2011–30991 Filed 12–1–11; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company
The notificants listed below have
applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
notices are set forth in paragraph 7 of
the Act (12 U.S.C. 1817(j)(7)).
The notices are available for
immediate inspection at the Federal
Reserve Bank indicated. The notices
also will be available for inspection at
the offices of the Board of Governors.
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than
December 16, 2011.
A. Federal Reserve Bank of
Minneapolis (Jacqueline G. King,
Community Affairs Officer) 90
Hennepin Avenue, Minneapolis,
Minnesota 55480–0291:
1. Colleen S. Yunker Revocable Trust,
Sturgis, Michigan (trustees Jack Steele,
Wolsey, South Dakota, and Sturgis Bank
and Trust Company, Sturgis, Michigan),
to retain voting shares of Leackco Bank
Holding Company, Inc., Wolsey, South
Dakota, and thereby indirectly retain
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voting shares of American Bank & Trust,
Wessington Springs, South Dakota.
2. Eugene Joseph Welle Irrevocable
HJW Trust, Hugh J. Welle, Trustee, and
Paulette E. Welle, all of Bemidji,
Minnesota; to join the Welle Family
Shareholder Group, which controls
voting shares of First Bemidji Holding
Company, and thereby indirectly
controls voting shares of The First
National Bank of Bemidji, both in
Bemidji, Minnesota.
Board of Governors of the Federal Reserve
System, November 28, 2011.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 2011–30949 Filed 12–1–11; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The application also will be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than December 27,
2011.
A. Federal Reserve Bank of Atlanta
(Chapelle Davis, Assistant Vice
President) 1000 Peachtree Street NE.,
Atlanta, Georgia 30309:
1. TGR Financial, Inc., Naples,
Florida; to become a bank holding
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Federal Register / Vol. 76, No. 232 / Friday, December 2, 2011 / Notices
company by acquiring 100 percent of
the voting shares of First National Bank
of the Gulf Coast, Naples, Florida.
B. Federal Reserve Bank of St. Louis
(Glenda Wilson, Community Affairs
Officer) P.O. Box 442, St. Louis,
Missouri 63166–2034:
1. Alton Bancshares, Inc., Alton,
Missouri; to acquire 100 percent of the
voting shares of First Community Bank
of the Ozarks, Branson, Missouri.
Board of Governors of the Federal Reserve
System, November 28, 2011.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 2011–30947 Filed 12–1–11; 8:45 am]
BILLING CODE 6210–01–P
jlentini on DSK4TPTVN1PROD with NOTICES
Notice of Proposals To Engage in or
To Acquire Companies Engaged in
Permissible Nonbanking Activities
The companies listed in this notice
have given notice under section 4 of the
Bank Holding Company Act (12 U.S.C.
1843) (BHC Act) and Regulation Y, (12
CFR part 225) to engage de novo, or to
acquire or control voting securities or
assets of a company, including the
companies listed below, that engages
either directly or through a subsidiary or
other company, in a nonbanking activity
that is listed in § 225.28 of Regulation Y
(12 CFR 225.28) or that the Board has
determined by Order to be closely
related to banking and permissible for
bank holding companies. Unless
otherwise noted, these activities will be
conducted throughout the United States.
Each notice is available for inspection
at the Federal Reserve Bank indicated.
The notice also will be available for
inspection at the offices of the Board of
Governors. Interested persons may
express their views in writing on the
question whether the proposal complies
with the standards of section 4 of the
BHC Act.
Unless otherwise noted, comments
regarding the applications must be
received at the Reserve Bank indicated
or the offices of the Board of Governors
not later than December 16, 2011.
A. Federal Reserve Bank of Atlanta
(Chapelle Davis, Assistant Vice
President) 1000 Peachtree Street NE.,
Atlanta, Georgia 30309:
1. CenterState Banks, Inc., Davenport,
Florida; to engage in making, acquiring,
brokering, or servicing loans, or other
extensions of credit though its
subsidiary, R4ALL, Inc., Davenport,
Florida, pursuant to section 225.28(b)(1)
of Regulation Y.
17:03 Dec 01, 2011
[FR Doc. 2011–30948 Filed 11–30–11; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL TRADE COMMISSION
Agency Information Collection
Activities; Proposed Collection;
Comment Request
Federal Trade Commission
(‘‘Commission’’ or ‘‘FTC’’).
ACTION: Notice.
AGENCY:
The FTC intends to conduct
an evaluation of Admongo, its
advertising literacy program for children
ages 8–12. The evaluation will involve
a randomized controlled trial of the
Admongo program in one or more
school districts, involving 6,000–8,000
students. This research will be
conducted to further the FTC’s mission
of protecting consumers from unfair and
deceptive marketing. We will consider
comments on this proposed research
before submitting a request for Office of
Management and Budget (OMB) review
under the Paperwork Reduction Act
(PRA).
SUMMARY:
FEDERAL RESERVE SYSTEM
VerDate Mar<15>2010
Board of Governors of the Federal Reserve
System, November 28, 2011.
Robert deV. Frierson,
Deputy Secretary of the Board.
Jkt 226001
Comments must be submitted on
or before January 31, 2012.
ADDRESSES: Interested parties may file a
comment online or on paper, by
following the instructions in the
Request for Comment part of the
SUPPLEMENTARY INFORMATION section
below. Write ‘‘Admongo Evaluation,
FTC File No. P085200’’ on your
comment, and file your comment online
at https://ftcpublic.commentworks.com/
ftc/admongoevaluationpra, by following
the instructions on the web-based form.
If you prefer to file your comment on
paper, mail or deliver your comment to
the following address: Federal Trade
Commission, Office of the Secretary,
Room H–113 (Annex J), 600
Pennsylvania Avenue NW., Washington,
DC 20580.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be addressed to David Givens,
Economist, Bureau of Economics,
Federal Trade Commission, 600
Pennsylvania Avenue NW., Mail Stop
NJ–4136, Washington, DC 20580.
Telephone: (202) 326–3397.
SUPPLEMENTARY INFORMATION:
DATES:
75549
deceptive advertising and marketing
practices. Part of this mission involves
educating consumers, including young
consumers. In April 2010, the FTC
launched a youth-directed multi-media
advertising literacy campaign called
Admongo and distributed
accompanying lesson plans to 100,000
educators in every U.S. public school
with a fifth or sixth grade class.
Admongo aims to help children from 8
to 12 become more discerning
consumers of information. The program
has three broad objectives: (1) Raising
awareness of advertising and marketing
messages; (2) teaching critical thinking
skills that will allow children to better
analyze and interpret advertisements;
and (3) demonstrating the benefits of
being an informed consumer. The
program teaches students specific skills:
How to identify ads, how to identify the
ways advertisers target certain groups of
consumers, how to spot persuasive
techniques commonly employed by ads,
and how to apply an understanding of
advertising techniques to make smarter
purchases. The campaign includes an
online game, in-school lesson plans,
sample ads that can be used at home
and in the classroom, and teacher
videos. All materials can be viewed at
https://www.admongo.gov.
The proposed evaluation will test a
large group of students in these skills
and then compare the performance of
those who have been exposed to the
Admongo curriculum with those who
have not. The results will give the FTC
valuable insight into the optimal design
of youth-directed consumer education.
The FTC is interested in: The relative
effectiveness of in-class versus online
instruction, the variation in Admongo’s
benefits by age, pre-existing levels of ad
literacy by age, and the relationship
between ad literacy and academic
achievement.1 The FTC also intends to
interview teachers who have used the
Admongo lessons in their classrooms.
Teacher feedback will help us tailor the
lessons to real-world classroom
conditions.
I. Background
II. Paperwork Reduction Act
Under the PRA, 44 U.S.C. 3501–3521,
federal agencies must obtain approval
(‘‘clearance’’) from OMB for each
collection of information they conduct
or sponsor. ‘‘Collection of information’’
includes disclosure to an agency, third
parties, or the public of information by
or for an agency through identical
questions posed to, or identical
reporting, recordkeeping, or disclosure
As the nation’s consumer protection
agency, the FTC is responsible for
enforcing laws that prohibit unfair and
1 All student-level data will be stripped of
personally identifiable information by participating
school districts before it reaches the FTC.
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Agencies
[Federal Register Volume 76, Number 232 (Friday, December 2, 2011)]
[Notices]
[Pages 75548-75549]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2011-30947]
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FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and Mergers of Bank Holding
Companies
The companies listed in this notice have applied to the Board for
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C.
1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other
applicable statutes and regulations to become a bank holding company
and/or to acquire the assets or the ownership of, control of, or the
power to vote shares of a bank or bank holding company and all of the
banks and nonbanking companies owned by the bank holding company,
including the companies listed below.
The applications listed below, as well as other related filings
required by the Board, are available for immediate inspection at the
Federal Reserve Bank indicated. The application also will be available
for inspection at the offices of the Board of Governors. Interested
persons may express their views in writing on the standards enumerated
in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the
acquisition of a nonbanking company, the review also includes whether
the acquisition of the nonbanking company complies with the standards
in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise noted,
nonbanking activities will be conducted throughout the United States.
Unless otherwise noted, comments regarding each of these
applications must be received at the Reserve Bank indicated or the
offices of the Board of Governors not later than December 27, 2011.
A. Federal Reserve Bank of Atlanta (Chapelle Davis, Assistant Vice
President) 1000 Peachtree Street NE., Atlanta, Georgia 30309:
1. TGR Financial, Inc., Naples, Florida; to become a bank holding
[[Page 75549]]
company by acquiring 100 percent of the voting shares of First National
Bank of the Gulf Coast, Naples, Florida.
B. Federal Reserve Bank of St. Louis (Glenda Wilson, Community
Affairs Officer) P.O. Box 442, St. Louis, Missouri 63166-2034:
1. Alton Bancshares, Inc., Alton, Missouri; to acquire 100 percent
of the voting shares of First Community Bank of the Ozarks, Branson,
Missouri.
Board of Governors of the Federal Reserve System, November 28,
2011.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 2011-30947 Filed 12-1-11; 8:45 am]
BILLING CODE 6210-01-P