Privacy Act of 1974; Notification To Delete and Create a New System of Records, “HUD/FHA Lender Approval Files” to New Lender Electronic Assessment Portal, 71067-71069 [2011-29522]

Download as PDF Federal Register / Vol. 76, No. 221 / Wednesday, November 16, 2011 / Notices Comment Due Date: November 23, 2011. Comments may be submitted to EJStrategy@hud.gov. DATES: DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. (FR–5478–N–06)] FOR FURTHER INFORMATION CONTACT: Kathryn Dykgraaf Office of Sustainable Housing and Communities, Department of Housing and Urban Development, 451 7th Street SW., Room, Washington, DC 20410; telephone number (202) 402– 6731 (this is not a toll-free number). Persons with hearing or speech impairments may access this number through TTY by calling the toll-free Federal Relay Service at (800) 877–8339. I. Background mstockstill on DSK4VPTVN1PROD with NOTICES By notice published in the Federal Register on October 7, 2011 (76 FR 62434), HUD released for review and public comment its draft Environmental Justice Strategy (EJ Strategy). HUD’s EJ Strategy is a four-year plan to address environmental justice concerns and increase access to environmental benefits through HUD policies, programs, and activities. HUD’s EJ strategy can be found at http:// portal.hud.gov/hudportal/HUD?src=/ program_offices/sustainable_housing_ communities/HUD_Draft_ Environmental_Justice_Strategy. As HUD noted in the October 7, 2011, notice, the release of the draft is the latest step in a larger Administrationwide effort to ensure strong protection from environmental and health hazards for all Americans. The October 7, 2011, notice provided for the submission of public comments through November 14, 2011. Through this notice HUD extends the public comment period to November 23, 2011. Comments can be submitted by emailing EJStrategy@hud.gov. HUD will review the comments submitted, and is targeting finalization of the strategy by February 2012. After the strategy is issued in final, HUD and its Federal partners will continue to engage stakeholders through outreach, education and stakeholder events and respond to public comments through annual implementation reports. Dated: November 7, 2011. Mariia Zimmerman, Deputy Director for Sustainable Communities. BILLING CODE 4210–67–P VerDate Mar<15>2010 17:45 Nov 15, 2011 Jkt 226001 Office of the Chief Information Officer, HUD. ACTION: Notification to Delete and Create a New System of Records. AGENCY: HUD is providing public notice that it proposes to design a new system, the Lender Electronic Assessment Portal (LEAP), and revise and delete information published in the Federal Register (FR) about one of its existing Privacy Act system of records. The creation of the new system is to facilitate migration and streamline efforts for record collection activities under the Federal Housing Administration (FHA) lender approval and recertification process. The new system LEAP will take full custody over the records currently maintained by HUD’s Lender Approval Files System of Records Notice (SORN) and will fully automate the manual records process for these records. The HUD/FHA Lender Approval Files SORN contains information pertaining to individuals who are principals or officers of financial institutions seeking approval or approved to originate, service, or hold FHA single family or multifamily insured mortgages, or Title I and Title II insured loans. Fully automating and streamlining HUD’s lender approval and recertification process enables HUD’s Office of FHA to efficiently perform the workflow operation and the assessments required to ascertain a financial institution’s eligibility and/or qualification to participating under a FHA-insured mortgage, or Title I and Title II insured loans. Subsequent changes that have occurred for the previously published notice involve: Changes to the Categories of Individuals Covered by the System, Categories of Records in the System, Purposes of the System, and Routine Uses of Records Maintained in the System, Including Categories of Users and Purposes of Such Users. This notice serves to update, replace and delete the prior SORN reference published in the Federal Register on August 22, 1999 for HUD/FHA Lender Approval Files. DATES: Effective Date: This proposal shall become effective, without further notice, December 16, 2011, unless comments are received during or before SUMMARY: SUPPLEMENTARY INFORMATION: [FR Doc. 2011–29518 Filed 11–15–11; 8:45 am] Privacy Act of 1974; Notification To Delete and Create a New System of Records, ‘‘HUD/FHA Lender Approval Files’’ to New Lender Electronic Assessment Portal PO 00000 Frm 00114 Fmt 4703 Sfmt 4703 71067 this period which would result in a contrary determination. Comments Due Date: December 16, 2011. Interested persons are invited to submit comments regarding this notice to the Rules Docket Clerk, Office of General Counsel, Department of Housing and Urban Development, 451 Seventh Street SW., Room 10276, Washington, DC 20410. Communications should refer to the above docket number and title. FAX comments are not acceptable. A copy of each communication submitted will be available for public inspection and copying between 8 a.m. and 5 p.m., weekdays at the above address. ADDRESSES: For Privacy Act inquiries contact Harold Williams, Acting Departmental Privacy Act Officer, Department of Housing and Urban Development, 451 Seventh Street SW., Washington, DC 20410, telephone number (202) 402–8087. Regarding records maintained in Washington, DC 20410 for the Office of Housing, contact the Director, Lender Approval and Recertification Division, Department of Housing and Urban Development, 451 Seventh Street SW., Washington, DC 20410, telephone number (202) 402– 8214. [The above are not toll free numbers.] A telecommunications device for hearing- and speech-impaired persons (TTY) is available at 1–(800) 877–8339 (Federal Information Relay Services). FOR FURTHER INFORMATION CONTACT: Title 5 U.S.C. 552a(e)(4) and (11) provides that the public be afforded a 30-day period in which to comment on the amended record system. The system report was submitted to the Office of Management and Budget (OMB), the Senate Committee on Homeland Security and Governmental Affairs and the House Committee on Government Reform pursuant to Paragraph 4c of Appendix l to OMB Circular No. A–130, ‘‘Federal Agencies Responsibilities for Maintaining Records About Individuals,’’ dated July 25, 1993 (58 FR 36075, July 2, 1993). Accordingly, this notice deletes prior publication for the HUD/FHA Lender Approval Files SORN and creates a new notice for the HUD’s FHA Housing program administrators and accompanying information to be submitted and accessed in the management of HUD’s FHA Housing programs by the Office of Housing. SUPPLEMENTARY INFORMATION: Authority: 5 U.S.C. 552a; 88 Stat. 1896; 42 U.S.C. 3535(d). E:\FR\FM\16NON1.SGM 16NON1 71068 Federal Register / Vol. 76, No. 221 / Wednesday, November 16, 2011 / Notices Dated: November 8, 2011. Jerry E. Williams, Chief Information Officer. HUD/SF01.2502 SYSTEM NAME: Lender Electronic Assessment Portal (LEAP/P278), formerly ‘‘HUD/FHA Lender Approval Files.’’ ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES OF USERS AND THE PURPOSES OF SUCH USES: SYSTEM LOCATION: LEAP is hosted on HUD servers located in Charleston, West Virginia. IN ADDITION TO THOSE DISCLOSURES GENERALLY PERMITTED UNDER 5 U.S.C. 552A(B) OF THE PRIVACY ACT, OTHER ROUTINE USES INCLUDE: CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM: Individuals covered by the system are principals or officers (i.e. director’s managers and owners) of financial institutions that seek approval or are approved to originate service or hold single family or multifamily FHAinsured mortgages, or Title I and Title II insured loans. CATEGORIES OF RECORDS IN THE SYSTEM: All documents and related data required for a lender’s application; including entity-level information such as lender institution name and address, business email address, and telephone number, tax identification number, corporate financial and organizational document, licenses and corporate credit reports. Other LEAP information include individual personal information on lending institution officials such as names, social security numbers, credit reports; background investigation documents types, excluded party report and individual resumes, and financial statements. AUTHORITY FOR MAINTENANCE OF THE SYSTEM: Title I and Title II of the National Housing Act; 12 U.S.C. 1703, 1709 and 1751b; 42 U.S.C. 1436a and 3535(d). mstockstill on DSK4VPTVN1PROD with NOTICES PURPOSES: To obtain information from lenders and the principals or officers of financial institutions seeking approval or approved to originate, service or hold single family or multifamily FHAinsured mortgages, or Title I and Title II insured loans. The information in this record system enables HUD/FHA to process applications received for (1) Suitability and verification purposes; (2) to ensure conformance to FHA Title I and Title II authorities; (3) to identify specific individuals and roles at lending institutions, permitting correspondence to be addressed to individuals rather than job titles. Currently, lenders seeking authority to issue FHA-insured mortgages or Title I and Title insured loans must manually submit a paper-based application VerDate Mar<15>2010 17:45 Nov 15, 2011 Jkt 226001 package, which is analyzed and reviewed by HUD staff. This review ensures the applicant’s capability to adhere to the requirements of FHA’s mortgage insurance programs. LEAP has been developed to streamline the application process by migrating to electronic transmission of the requisite package. (a.) To the FBI during the course of investigating possible fraud in the FHA mortgage insurance, underwriting, insuring or monitoring process, to the extent necessary to obtain information pertinent to the investigation, (b.) To the Department of Justice (DOJ) when seeking legal advice or for use in any proceeding, or in preparation for any proceeding, when HUD or any component thereof discloses information to DOJ during the course of an investigation to the extent necessary to obtain information pertinent to the investigation under the FHA Mortgage Insurance Program, (c.) To HUD contractors, lenders and financial institutions for the purpose of conducting oversight and monitoring of program operations to determine compliance with applicable laws and regulations, and financial reporting requirements, (d.) Additional Disclosure for Purposes of Facilitating Responses and Remediation Efforts in the Event of a Data Breach. A record from a system of records maintained by HUD may be disclosed to appropriate agencies, entities, and persons when: (1.) The Department suspects or has confirmed that the security or confidentiality of information in a system of records has been compromised, (2.) the Department has determined that as a result of the suspected or confirmed compromise there is a risk of harm to economic or property interests, identity theft or fraud, or harm to the security or integrity of this system or other systems or programs (whether maintained by HUD or another agency or entity) that rely upon the compromised information, (3.) the disclosure made to such agencies, entities, and persons is reasonably necessary to assist in connection with the HUD’s efforts to respond to the suspected or confirmed compromise and prevent, minimize, or remedy such harm, and PO 00000 Frm 00115 Fmt 4703 Sfmt 4703 (e.) To a commercial or consumer reporting agency to use in obtaining credit reports on individuals and credit and background reports on entities. POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, AND DISPOSING OF RECORDS IN THE SYSTEM: STORAGE: Automated records are stored on magnetic tape/disc/drum and will be maintained on HUD secure servers. Paper records will no longer collected or used by the system. RETRIEVABILITY: Records are retrieved by name, social security number or other identification number. SAFEGUARDS: Automated records are maintained in secured areas. Access is limited to authorized personnel with a need-toknow. Paper records are no longer used by the system. RETENTION AND DISPOSAL: The electronic records in LEAP will be maintained in accordance with Schedule 20 of the NARA General Records Schedule. By reference, retention policies will also mirror Appendix 20 (‘‘Single Family Home Mortgage Program’’) of HUD Handbook 2225.6 REV–1 CHG–53. SYSTEM MANAGER(S) AND ADDRESS: Director, Lender Approval and Recertification Division, Department of Housing and Urban Development, 451 Seventh Street SW., Washington, DC 20410. Notification procedure: For information, assistance, or inquiry about existence of records, contact the Acting Departmental Privacy Act Officer identified above. NOTIFICATION AND ACCESS PROCEDURES: Include the following standard language: ‘‘For information, assistance, or inquiry about the existence of records, contact Harold Williams, Acting Departmental Privacy Act Officer at the Department of Housing and Urban Development, 451 Seventh Street SW., Washington, DC 20410, telephone number (202) 402–8087. Written requests must include the full name, social security number, date of birth, current address, and telephone number of the individual making the request.’’ CONTESTING RECORD PROCEDURES: Include the following standard language: Procedures for the amendment or correction of records, and for applicants who want to appeal initial agency determinations appear in 24 CFR part 16. If additional E:\FR\FM\16NON1.SGM 16NON1 Federal Register / Vol. 76, No. 221 / Wednesday, November 16, 2011 / Notices information or assistance is needed, it may be obtained by contacting: (i) In relation to contesting contents of records, the Acting Departmental Privacy Act Officer at HUD, 451 Seventh Street SW., Room 4178, Washington, DC 20410; and, (ii) In relation to appeals of initial denials, the HUD Departmental Privacy Appeals Officer, Office of General Counsel, HUD, 451 Seventh Street SW., Washington, DC 20410. RECORD SOURCE CATEGORIES: Source information is received from financial institution principals, and can include corporate documents like articles of incorporation and financial statements. EXEMPTION: None. [FR Doc. 2011–29522 Filed 11–15–11; 8:45 am] BILLING CODE 4210–67–P DEPARTMENT OF THE INTERIOR Fish and Wildlife Service [FWS–R9–IA–2011–N242; 96300–1671– 0000–P5] Endangered Species; Receipt of Applications for Permit Fish and Wildlife Service, Interior. ACTION: Notice of receipt of applications for permit. AGENCY: We, the U.S. Fish and Wildlife Service, invite the public to comment on the following applications to conduct certain activities with endangered species. With some exceptions, the Endangered Species Act (ESA) prohibits activities with listed species unless a Federal permit is issued that allows such activities. The ESA laws require that we invite public comment before issuing these permits. DATES: We must receive comments or requests for documents on or before December 16, 2011. ADDRESSES: Brenda Tapia, Division of Management Authority, U.S. Fish and Wildlife Service, 4401 North Fairfax Drive, Room 212, Arlington, VA 22203; fax (703) 358–2280; or email DMAFR@fws.gov. mstockstill on DSK4VPTVN1PROD with NOTICES SUMMARY: FOR FURTHER INFORMATION CONTACT: Brenda Tapia, (703) 358–2104 (telephone); (703) 358–2280 (fax); DMAFR@fws.gov (email). SUPPLEMENTARY INFORMATION: VerDate Mar<15>2010 17:45 Nov 15, 2011 Jkt 226001 I. Public Comment Procedures A. How do I request copies of applications or comment on submitted applications? Send your request for copies of applications or comments and materials concerning any of the applications to the contact listed under ADDRESSES. Please include the Federal Register notice publication date, the PRTnumber, and the name of the applicant in your request or submission. We will not consider requests or comments sent to an email or address not listed under ADDRESSES. If you provide an email address in your request for copies of applications, we will attempt to respond to your request electronically. Please make your requests or comments as specific as possible. Please confine your comments to issues for which we seek comments in this notice, and explain the basis for your comments. Include sufficient information with your comments to allow us to authenticate any scientific or commercial data you include. The comments and recommendations that will be most useful and likely to influence agency decisions are: (1) Those supported by quantitative information or studies; and (2) Those that include citations to, and analyses of, the applicable laws and regulations. We will not consider or include in our administrative record comments we receive after the close of the comment period (see DATES) or comments delivered to an address other than those listed above (see ADDRESSES). B. May I review comments submitted by others? Comments, including names and street addresses of respondents, will be available for public review at the address listed under ADDRESSES. The public may review documents and other information applicants have sent in support of the application unless our allowing viewing would violate the Privacy Act or Freedom of Information Act. Before including your address, phone number, email address, or other personal identifying information in your comment, you should be aware that your entire comment—including your personal identifying information—may be made publicly available at any time. While you can ask us in your comment to withhold your personal identifying information from public review, we cannot guarantee that we will be able to do so. II. Background To help us carry out our conservation responsibilities for affected species, PO 00000 Frm 00116 Fmt 4703 Sfmt 9990 71069 section 10(a)(1)(A) of the Endangered Species Act of 1973, as amended (16 U.S.C. 1531 et seq.), requires that we invite public comment before final action on these permit applications. III. Permit Applications A. Endangered Species Applicant: Kansas City Zoo, Kansas City, MO; PRT–58124A The applicant requests a permit to export two live, captive-born blackfooted cats (Felis nigripes) to France, for the purpose of enhancement of the survival of the species. Applicant: Zoological Society of Cincinnati dba Cincinnati Zoo & Botanical Garden, Cincinnati, OH; PRT– 58183A The applicant requests a permit to export two live, captive-born blackfooted cats (Felis nigripes) to Denmark, for the purpose of enhancement of the survival of the species. Applicant: Maryland Zoo in Baltimore, Baltimore, MD; PRT 54123A The applicant requests a permit to export 50, live captive-born Panamanian golden frogs (Atelopus zeteki) to Canada, for the purpose of enhancement of the survival of the species. Multiple Applicants The following applicants each request a permit to import the sport-hunted trophy of one male bontebok (Damaliscus pygargus pygargus) culled from a captive herd maintained under the management program of the Republic of South Africa, for the purpose of enhancement of the survival of the species. Applicant: Kevin Hudson, Van Buren, AR; PRT–57071A. Applicant: Joseph Harrison, Catherine, AL; PRT–56468A. Applicant: Richard Smith, Capon Bridge, WV; PRT–58302A. Applicant: Daniel Sullivan, Long Lake, MN; PRT–58185A. Applicant: Jackson Fulham, College Station, TX; PRT–56462A. Brenda Tapia, Program Analyst/Data Administrator, Branch of Permits, Division of Management Authority. [FR Doc. 2011–29516 Filed 11–15–11; 8:45 am] BILLING CODE 4310–55–P E:\FR\FM\16NON1.SGM 16NON1

Agencies

[Federal Register Volume 76, Number 221 (Wednesday, November 16, 2011)]
[Notices]
[Pages 71067-71069]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2011-29522]


-----------------------------------------------------------------------

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. (FR-5478-N-06)]


Privacy Act of 1974; Notification To Delete and Create a New 
System of Records, ``HUD/FHA Lender Approval Files'' to New Lender 
Electronic Assessment Portal

AGENCY: Office of the Chief Information Officer, HUD.

ACTION: Notification to Delete and Create a New System of Records.

-----------------------------------------------------------------------

SUMMARY: HUD is providing public notice that it proposes to design a 
new system, the Lender Electronic Assessment Portal (LEAP), and revise 
and delete information published in the Federal Register (FR) about one 
of its existing Privacy Act system of records. The creation of the new 
system is to facilitate migration and streamline efforts for record 
collection activities under the Federal Housing Administration (FHA) 
lender approval and recertification process. The new system LEAP will 
take full custody over the records currently maintained by HUD's Lender 
Approval Files System of Records Notice (SORN) and will fully automate 
the manual records process for these records. The HUD/FHA Lender 
Approval Files SORN contains information pertaining to individuals who 
are principals or officers of financial institutions seeking approval 
or approved to originate, service, or hold FHA single family or 
multifamily insured mortgages, or Title I and Title II insured loans. 
Fully automating and streamlining HUD's lender approval and 
recertification process enables HUD's Office of FHA to efficiently 
perform the workflow operation and the assessments required to 
ascertain a financial institution's eligibility and/or qualification to 
participating under a FHA-insured mortgage, or Title I and Title II 
insured loans. Subsequent changes that have occurred for the previously 
published notice involve: Changes to the Categories of Individuals 
Covered by the System, Categories of Records in the System, Purposes of 
the System, and Routine Uses of Records Maintained in the System, 
Including Categories of Users and Purposes of Such Users. This notice 
serves to update, replace and delete the prior SORN reference published 
in the Federal Register on August 22, 1999 for HUD/FHA Lender Approval 
Files.

DATES: Effective Date: This proposal shall become effective, without 
further notice, December 16, 2011, unless comments are received during 
or before this period which would result in a contrary determination.
    Comments Due Date: December 16, 2011.

ADDRESSES: Interested persons are invited to submit comments regarding 
this notice to the Rules Docket Clerk, Office of General Counsel, 
Department of Housing and Urban Development, 451 Seventh Street SW., 
Room 10276, Washington, DC 20410. Communications should refer to the 
above docket number and title. FAX comments are not acceptable. A copy 
of each communication submitted will be available for public inspection 
and copying between 8 a.m. and 5 p.m., weekdays at the above address.

FOR FURTHER INFORMATION CONTACT: For Privacy Act inquiries contact 
Harold Williams, Acting Departmental Privacy Act Officer, Department of 
Housing and Urban Development, 451 Seventh Street SW., Washington, DC 
20410, telephone number (202) 402-8087. Regarding records maintained in 
Washington, DC 20410 for the Office of Housing, contact the Director, 
Lender Approval and Recertification Division, Department of Housing and 
Urban Development, 451 Seventh Street SW., Washington, DC 20410, 
telephone number (202) 402-8214. [The above are not toll free numbers.] 
A telecommunications device for hearing- and speech-impaired persons 
(TTY) is available at 1-(800) 877-8339 (Federal Information Relay 
Services).

SUPPLEMENTARY INFORMATION: Title 5 U.S.C. 552a(e)(4) and (11) provides 
that the public be afforded a 30-day period in which to comment on the 
amended record system. The system report was submitted to the Office of 
Management and Budget (OMB), the Senate Committee on Homeland Security 
and Governmental Affairs and the House Committee on Government Reform 
pursuant to Paragraph 4c of Appendix l to OMB Circular No. A-130, 
``Federal Agencies Responsibilities for Maintaining Records About 
Individuals,'' dated July 25, 1993 (58 FR 36075, July 2, 1993).
    Accordingly, this notice deletes prior publication for the HUD/FHA 
Lender Approval Files SORN and creates a new notice for the HUD's FHA 
Housing program administrators and accompanying information to be 
submitted and accessed in the management of HUD's FHA Housing programs 
by the Office of Housing.

    Authority:  5 U.S.C. 552a; 88 Stat. 1896; 42 U.S.C. 3535(d).


[[Page 71068]]


    Dated: November 8, 2011.
Jerry E. Williams,
Chief Information Officer.
HUD/SF01.2502

SYSTEM NAME:
    Lender Electronic Assessment Portal (LEAP/P278), formerly ``HUD/FHA 
Lender Approval Files.''

SYSTEM LOCATION:
    LEAP is hosted on HUD servers located in Charleston, West Virginia.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by the system are principals or officers (i.e. 
director's managers and owners) of financial institutions that seek 
approval or are approved to originate service or hold single family or 
multifamily FHA-insured mortgages, or Title I and Title II insured 
loans.

CATEGORIES OF RECORDS IN THE SYSTEM:
    All documents and related data required for a lender's application; 
including entity-level information such as lender institution name and 
address, business email address, and telephone number, tax 
identification number, corporate financial and organizational document, 
licenses and corporate credit reports. Other LEAP information include 
individual personal information on lending institution officials such 
as names, social security numbers, credit reports; background 
investigation documents types, excluded party report and individual 
resumes, and financial statements.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    Title I and Title II of the National Housing Act; 12 U.S.C. 1703, 
1709 and 1751b; 42 U.S.C. 1436a and 3535(d).

PURPOSES:
    To obtain information from lenders and the principals or officers 
of financial institutions seeking approval or approved to originate, 
service or hold single family or multifamily FHA-insured mortgages, or 
Title I and Title II insured loans. The information in this record 
system enables HUD/FHA to process applications received for (1) 
Suitability and verification purposes; (2) to ensure conformance to FHA 
Title I and Title II authorities; (3) to identify specific individuals 
and roles at lending institutions, permitting correspondence to be 
addressed to individuals rather than job titles.
    Currently, lenders seeking authority to issue FHA-insured mortgages 
or Title I and Title insured loans must manually submit a paper-based 
application package, which is analyzed and reviewed by HUD staff. This 
review ensures the applicant's capability to adhere to the requirements 
of FHA's mortgage insurance programs. LEAP has been developed to 
streamline the application process by migrating to electronic 
transmission of the requisite package.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
In addition to those disclosures generally permitted under 5 U.S.C. 
552a(b) of the Privacy Act, other routine uses include:
    (a.) To the FBI during the course of investigating possible fraud 
in the FHA mortgage insurance, underwriting, insuring or monitoring 
process, to the extent necessary to obtain information pertinent to the 
investigation,
    (b.) To the Department of Justice (DOJ) when seeking legal advice 
or for use in any proceeding, or in preparation for any proceeding, 
when HUD or any component thereof discloses information to DOJ during 
the course of an investigation to the extent necessary to obtain 
information pertinent to the investigation under the FHA Mortgage 
Insurance Program,
    (c.) To HUD contractors, lenders and financial institutions for the 
purpose of conducting oversight and monitoring of program operations to 
determine compliance with applicable laws and regulations, and 
financial reporting requirements,
    (d.) Additional Disclosure for Purposes of Facilitating Responses 
and Remediation Efforts in the Event of a Data Breach. A record from a 
system of records maintained by HUD may be disclosed to appropriate 
agencies, entities, and persons when:
    (1.) The Department suspects or has confirmed that the security or 
confidentiality of information in a system of records has been 
compromised,
    (2.) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by HUD or another agency or entity) that rely upon the 
compromised information,
    (3.) the disclosure made to such agencies, entities, and persons is 
reasonably necessary to assist in connection with the HUD's efforts to 
respond to the suspected or confirmed compromise and prevent, minimize, 
or remedy such harm, and
    (e.) To a commercial or consumer reporting agency to use in 
obtaining credit reports on individuals and credit and background 
reports on entities.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
Storage:
    Automated records are stored on magnetic tape/disc/drum and will be 
maintained on HUD secure servers. Paper records will no longer 
collected or used by the system.

Retrievability:
    Records are retrieved by name, social security number or other 
identification number.

Safeguards:
    Automated records are maintained in secured areas. Access is 
limited to authorized personnel with a need-to-know. Paper records are 
no longer used by the system.

Retention and Disposal:
    The electronic records in LEAP will be maintained in accordance 
with Schedule 20 of the NARA General Records Schedule. By reference, 
retention policies will also mirror Appendix 20 (``Single Family Home 
Mortgage Program'') of HUD Handbook 2225.6 REV-1 CHG-53.

SYSTEM MANAGER(s) AND ADDRESS:
    Director, Lender Approval and Recertification Division, Department 
of Housing and Urban Development, 451 Seventh Street SW., Washington, 
DC 20410. Notification procedure: For information, assistance, or 
inquiry about existence of records, contact the Acting Departmental 
Privacy Act Officer identified above.

NOTIFICATION AND ACCESS PROCEDURES:
    Include the following standard language: ``For information, 
assistance, or inquiry about the existence of records, contact Harold 
Williams, Acting Departmental Privacy Act Officer at the Department of 
Housing and Urban Development, 451 Seventh Street SW., Washington, DC 
20410, telephone number (202) 402-8087. Written requests must include 
the full name, social security number, date of birth, current address, 
and telephone number of the individual making the request.''

CONTESTING RECORD PROCEDURES:
    Include the following standard language: Procedures for the 
amendment or correction of records, and for applicants who want to 
appeal initial agency determinations appear in 24 CFR part 16. If 
additional

[[Page 71069]]

information or assistance is needed, it may be obtained by contacting:
    (i) In relation to contesting contents of records, the Acting 
Departmental Privacy Act Officer at HUD, 451 Seventh Street SW., Room 
4178, Washington, DC 20410; and,
    (ii) In relation to appeals of initial denials, the HUD 
Departmental Privacy Appeals Officer, Office of General Counsel, HUD, 
451 Seventh Street SW., Washington, DC 20410.

RECORD SOURCE CATEGORIES:
    Source information is received from financial institution 
principals, and can include corporate documents like articles of 
incorporation and financial statements.

EXEMPTION:
    None.

[FR Doc. 2011-29522 Filed 11-15-11; 8:45 am]
BILLING CODE 4210-67-P