Proposed Collection; Comment Request, 67668-67669 [2011-28337]

Download as PDF 67668 Notices Federal Register Vol. 76, No. 212 Wednesday, November 2, 2011 This section of the FEDERAL REGISTER contains documents other than rules or proposed rules that are applicable to the public. Notices of hearings and investigations, committee meetings, agency decisions and rulings, delegations of authority, filing of petitions and applications and agency statements of organization and functions are examples of documents appearing in this section. BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB–2011–0034] Proposed Collection; Comment Request Bureau of Consumer Financial Protection. ACTION: Notice and request for public comment. AGENCY: The Bureau of Consumer Financial Protection (CFPB), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on proposed and/or continuing information collections, as required by the Paperwork Reduction Act of 1995, Public Law 104–13 (44 U.S.C. 3506(c)(2)(A)). Currently, the CFPB is soliciting comments concerning a proposed generic information collection for development and/or testing of model forms, disclosures, tools, and similar related materials. The CFPB will collect information in connection with the development and testing of new model forms, disclosures, tools, and similar related materials pursuant to the CFPB’s authority with respect to Federal consumer financial laws and the DoddFrank Wall Street Reform and Consumer Protection Act, Public Law 111–203, as well as testing existing model forms and disclosures. DATES: Written comments are encouraged and must be received on or before January 3, 2012 to be assured of consideration. ADDRESSES: You may submit comments, identified by docket number CFPB– 2011–0034, by any of the following methods: • Electronic: https:// www.regulations.gov. Follow the instructions for submitting comments. emcdonald on DSK5VPTVN1PROD with NOTICES SUMMARY: VerDate Mar<15>2010 19:21 Nov 01, 2011 Jkt 226001 • Mail: Mitchell E. Hochberg or Jane Gao, Office of Regulations, Consumer Financial Protection Bureau, 1500 Pennsylvania Avenue NW. (Attn: 1801 L Street), Washington, DC 20220. • Hand Delivery/Courier: Mitchell E. Hochberg or Jane Gao, Office of Regulations, Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 20006. FOR FURTHER INFORMATION CONTACT: Requests for additional information should be directed to Mitchell E. Hochberg or Jane Gao, Consumer Financial Protection Bureau, (202) 435– 7700. SUPPLEMENTARY INFORMATION: Title: Generic Clearance for Development and/or Testing of Model Forms, Disclosures, Tools, and Other Similar Related Materials. OMB Number: 3170–XXXX. Summary of Collection: The DoddFrank Wall Street Reform and Consumer Protection Act, Public Law 111–203 (the ‘‘Dodd-Frank Act’’) and Federal consumer financial laws authorize or require the Bureau of Consumer Financial Protection (the ‘‘CFPB’’ or the ‘‘Bureau’’) to develop and prescribe standard model forms, disclosures, tools, and other similar related materials that help to inform consumers about complex financial information related to consumer financial products. Further, such model forms, disclosures, tools, and other similar related materials covered entities may assist covered entities in complying with applicable regulations. The model forms, disclosures, tools, and other similar related materials may also include adjustments, additions, exceptions, or revisions to the disclosures under the Dodd-Frank Act and federal consumer financial laws consistent with the CFPB’s statutory authorities. The CFPB expects to collect qualitative data through a variety of collection methods, including interviews and research, to inform the design, development and implementation of the model form(s). The information collected through qualitative evaluation methods will inform the design and content of the model form(s), using an iterative process to improve the draft forms. For example, information collected from consumers will help the CFPB to design model forms, disclosures, tools, and similar related materials that are responsive to PO 00000 Frm 00001 Fmt 4703 Sfmt 4703 consumer needs and present complex information in an understandable form. Further, information collection from covered entities will help the CFPB to ensure that any such materials can be implemented as easily and costeffectively as possible. The development and evaluation process that will be conducted may use think-aloud interviews and usability studies. Data collection tools will include: consent forms; participant questionnaires and protocols for individual interviews. The CFPB may also collect information regarding forms of disclosures and other materials currently used by covered entities with respect to regulations issued by the CFPB. The CFPB further anticipates that it may collect data through the use of internet applications. The CFPB will only submit a collection for approval under this generic clearance if it meets the following conditions: • The collections are voluntary; • The collections are low-burden for respondents (based on considerations of total burden hours, total number of respondents, or burden-hours per respondent) and are low-cost for both the respondents and the Federal Government; • Personally identifiable information (PII) is collected only to the extent necessary, subject to privacy protections, and is not retained; • Information gathered and released beyond the CFPB will indicate the qualitative nature of the information; and • Information gathered will yield qualitative information; the collections will not be designed or expected to yield statistically reliable results or used as though the results are generalizable to the population of study. The core objective of the data collection is to help identify, evaluate, and refine specific features of the content or design of the model forms, disclosures, tools, and other similar related materials to maximize communication effectiveness while minimizing compliance burden. Feedback collected under this generic clearance provides useful information, but it does not yield data that can be generalized to the overall population. This type of generic clearance for qualitative information will not be used for quantitative information collections E:\FR\FM\02NON1.SGM 02NON1 67669 Federal Register / Vol. 76, No. 212 / Wednesday, November 2, 2011 / Notices that are designed to yield statistically significant results from a representative sample. As a general matter, information collections will not result in any new system of records containing privacy information and will not ask questions of a sensitive nature, such as sexual behavior and attitudes, religious beliefs, and other matters that are commonly considered private. Type of Review: New collection. Affected Public: Individuals and businesses or other for-profit institutions. Number of responses per respondent Number of Respondents Process Annual Burden Estimates: Below is a preliminary estimate of the aggregate burden hours for this generic clearance with respect to up to approximately twelve (12) design and testing projects. Average burden per response (minutes) Total burden (hours) 300 5000 800 800 7000 1 1 1 ............................ 1 120 15 90 60 15 600 1250 1200 800 1750 Total .......................................................................................... emcdonald on DSK5VPTVN1PROD with NOTICES Informational outreach ..................................................................... Screening ......................................................................................... One-on-one interviews ..................................................................... Travel time to sites .......................................................................... Internet Application Feedback ......................................................... ............................ ............................ ............................ 5600 Request for Comments: Comments submitted in response to this notice will be summarized and/or included in the request for OMB approval. All comments will become a matter of public record. Comments are invited on: (a) Whether the proposed collection of information is necessary for the proper performance of the functions of the agency, including whether the information will have practical utility; (b) the accuracy of the agency’s estimate of the burden of the proposed collection of information, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collection of information on respondents, including through the use of automated, electronic, mechanical, or other technological collection techniques or other forms of information technology. Burden means the total time, effort, or financial resources expended by persons to generate, maintain, retain, disclose or provide information to or for a Federal agency. This includes the time needed to review instructions; to develop, acquire, install and utilize technology and systems for the purpose of collecting, validating and verifying information, processing and maintaining information, and disclosing and providing information; to train personnel and to be able to respond to a collection of information, to search data sources, to complete and review the collection of information; and to transmit or otherwise disclose the information. Robert Dahl, PRA Clearance Officer, Department of the Treasury. [FR Doc. 2011–28337 Filed 11–1–11; 8:45 am] BILLING CODE 4810–AM–P VerDate Mar<15>2010 19:21 Nov 01, 2011 Jkt 226001 DEPARTMENT OF AGRICULTURE Forest Service National Urban and Community Forestry Advisory Council Forest Service, USDA. Notice of meeting. AGENCY: ACTION: The National Urban and Community Forestry Advisory Council will meet in Lake Buena Vista, FL, November 15–16, 2011, at the Coronado Springs Hotel. The purpose of the Council’s meeting is to discuss the Council’s plan of work, recommendations and accomplishments. Council will also host a listening session and document the public’s input on the Vibrant City Initiative. SUMMARY: The business meeting will be held on Tuesday, November 15, 2011, 2 p.m. to 5 p.m. or until Council business is completed. The listening session will be held Wednesday, November 16, 2011, 5 p.m. to 6 p.m. Both meetings will be held in the hotel’s Coronado Room D. ADDRESSES: The meeting will be held at the Coronado Springs Hotel, 1000 West Buena Vista Drive, Lake Buena Vista, FL 32830, phone: (407) 939–1000. Written comments concerning this meeting should be addressed to Nancy Stremple, Executive Staff to the National Urban and Community Forestry Advisory Council, 201 14th Street, SW., Yates Building (1 Central) MS–1151, Washington, DC 20250–1151. Comments may also be sent via email to nstremple@fs.fed.us, or via facsimile to (202) 690–5792. All comments, including names and addresses when provided, are placed in the record and are available for public inspection and copying. To view and DATES: PO 00000 Frm 00002 Fmt 4703 Sfmt 9990 inspect these records, visitors are encouraged to call ahead to facilitate entry into the Forest Service building. FOR FURTHER INFORMATION CONTACT: Nancy Stremple, Executive Staff to the National Urban and Community Forestry Advisory Council, 201 14th Street, SW., Yates Building (1 Central) MS–1151, Washington, DC 20250–1151, phone (202) 205–1054. Individuals who use telecommunication devices for the deaf (TDD) may call the Federal Information Relay Service (FIRS) at 1–(800) 877– 8339 between 8 a.m. and 8 p.m., Eastern Standard Time, Monday through Friday. The business meeting is open to the public. Those interested in attending should contact Nancy Stremple to be placed on the meeting attendance list. Council discussion during the business meeting is limited to Forest Service staff and Council members; however, persons who wish to bring urban and community forestry matters to the attention of the Council may file written statements with the Council staff (201 14th Street SW., Yates Building (1 Central) MS–1151, Washington, DC 20250–1151, email: nstremple@fs.fed.us) before or after the meeting. The listening session is open to the public. Public comments will be compiled, and recommendations will be included in the Council’s annual recopmmendations to the Secretary of Agriculture. SUPPLEMENTARY INFORMATION: Dated: October 26, 2011 Robin L. Thompson, Associate Deputy Chief, State and Private Forestry. [FR Doc. 2011–28336 Filed 11–1–11; 8:45 am] BILLING CODE 3410–11–P E:\FR\FM\02NON1.SGM 02NON1

Agencies

[Federal Register Volume 76, Number 212 (Wednesday, November 2, 2011)]
[Notices]
[Pages 67668-67669]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2011-28337]


========================================================================
Notices
                                                Federal Register
________________________________________________________________________

This section of the FEDERAL REGISTER contains documents other than rules 
or proposed rules that are applicable to the public. Notices of hearings 
and investigations, committee meetings, agency decisions and rulings, 
delegations of authority, filing of petitions and applications and agency 
statements of organization and functions are examples of documents 
appearing in this section.

========================================================================


Federal Register / Vol. 76, No. 212 / Wednesday, November 2, 2011 / 
Notices

[[Page 67668]]



BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2011-0034]


Proposed Collection; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for public comment.

-----------------------------------------------------------------------

SUMMARY: The Bureau of Consumer Financial Protection (CFPB), as part of 
its continuing effort to reduce paperwork and respondent burden, 
invites the general public and other Federal agencies to take this 
opportunity to comment on proposed and/or continuing information 
collections, as required by the Paperwork Reduction Act of 1995, Public 
Law 104-13 (44 U.S.C. 3506(c)(2)(A)).
    Currently, the CFPB is soliciting comments concerning a proposed 
generic information collection for development and/or testing of model 
forms, disclosures, tools, and similar related materials. The CFPB will 
collect information in connection with the development and testing of 
new model forms, disclosures, tools, and similar related materials 
pursuant to the CFPB's authority with respect to Federal consumer 
financial laws and the Dodd-Frank Wall Street Reform and Consumer 
Protection Act, Public Law 111-203, as well as testing existing model 
forms and disclosures.

DATES: Written comments are encouraged and must be received on or 
before January 3, 2012 to be assured of consideration.

ADDRESSES: You may submit comments, identified by docket number CFPB-
2011-0034, by any of the following methods:
     Electronic: https://www.regulations.gov. Follow the 
instructions for submitting comments.
     Mail: Mitchell E. Hochberg or Jane Gao, Office of 
Regulations, Consumer Financial Protection Bureau, 1500 Pennsylvania 
Avenue NW. (Attn: 1801 L Street), Washington, DC 20220.
     Hand Delivery/Courier: Mitchell E. Hochberg or Jane Gao, 
Office of Regulations, Consumer Financial Protection Bureau, 1700 G 
Street NW., Washington, DC 20006.

FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to Mitchell E. Hochberg or Jane Gao, Consumer 
Financial Protection Bureau, (202) 435-7700.

SUPPLEMENTARY INFORMATION:
    Title: Generic Clearance for Development and/or Testing of Model 
Forms, Disclosures, Tools, and Other Similar Related Materials.
    OMB Number: 3170-XXXX.
    Summary of Collection: The Dodd-Frank Wall Street Reform and 
Consumer Protection Act, Public Law 111-203 (the ``Dodd-Frank Act'') 
and Federal consumer financial laws authorize or require the Bureau of 
Consumer Financial Protection (the ``CFPB'' or the ``Bureau'') to 
develop and prescribe standard model forms, disclosures, tools, and 
other similar related materials that help to inform consumers about 
complex financial information related to consumer financial products. 
Further, such model forms, disclosures, tools, and other similar 
related materials covered entities may assist covered entities in 
complying with applicable regulations. The model forms, disclosures, 
tools, and other similar related materials may also include 
adjustments, additions, exceptions, or revisions to the disclosures 
under the Dodd-Frank Act and federal consumer financial laws consistent 
with the CFPB's statutory authorities.
    The CFPB expects to collect qualitative data through a variety of 
collection methods, including interviews and research, to inform the 
design, development and implementation of the model form(s). The 
information collected through qualitative evaluation methods will 
inform the design and content of the model form(s), using an iterative 
process to improve the draft forms. For example, information collected 
from consumers will help the CFPB to design model forms, disclosures, 
tools, and similar related materials that are responsive to consumer 
needs and present complex information in an understandable form. 
Further, information collection from covered entities will help the 
CFPB to ensure that any such materials can be implemented as easily and 
cost-effectively as possible.
    The development and evaluation process that will be conducted may 
use think-aloud interviews and usability studies. Data collection tools 
will include: consent forms; participant questionnaires and protocols 
for individual interviews. The CFPB may also collect information 
regarding forms of disclosures and other materials currently used by 
covered entities with respect to regulations issued by the CFPB. The 
CFPB further anticipates that it may collect data through the use of 
internet applications.
    The CFPB will only submit a collection for approval under this 
generic clearance if it meets the following conditions:
     The collections are voluntary;
     The collections are low-burden for respondents (based on 
considerations of total burden hours, total number of respondents, or 
burden-hours per respondent) and are low-cost for both the respondents 
and the Federal Government;
     Personally identifiable information (PII) is collected 
only to the extent necessary, subject to privacy protections, and is 
not retained;
     Information gathered and released beyond the CFPB will 
indicate the qualitative nature of the information; and
     Information gathered will yield qualitative information; 
the collections will not be designed or expected to yield statistically 
reliable results or used as though the results are generalizable to the 
population of study.
    The core objective of the data collection is to help identify, 
evaluate, and refine specific features of the content or design of the 
model forms, disclosures, tools, and other similar related materials to 
maximize communication effectiveness while minimizing compliance 
burden. Feedback collected under this generic clearance provides useful 
information, but it does not yield data that can be generalized to the 
overall population. This type of generic clearance for qualitative 
information will not be used for quantitative information collections

[[Page 67669]]

that are designed to yield statistically significant results from a 
representative sample.
    As a general matter, information collections will not result in any 
new system of records containing privacy information and will not ask 
questions of a sensitive nature, such as sexual behavior and attitudes, 
religious beliefs, and other matters that are commonly considered 
private.
    Type of Review: New collection.
    Affected Public: Individuals and businesses or other for-profit 
institutions.
    Annual Burden Estimates: Below is a preliminary estimate of the 
aggregate burden hours for this generic clearance with respect to up to 
approximately twelve (12) design and testing projects.

----------------------------------------------------------------------------------------------------------------
                                                                Number of      Average burden
                 Process                      Number of       responses per     per response      Total burden
                                             Respondents       respondent         (minutes)          (hours)
----------------------------------------------------------------------------------------------------------------
Informational outreach..................               300                 1               120               600
Screening...............................              5000                 1                15              1250
One-on-one interviews...................               800                 1                90              1200
Travel time to sites....................               800  ................                60               800
Internet Application Feedback...........              7000                 1                15              1750
                                         -----------------------------------------------------------------------
    Total...............................  ................  ................  ................              5600
----------------------------------------------------------------------------------------------------------------

    Request for Comments: Comments submitted in response to this notice 
will be summarized and/or included in the request for OMB approval. All 
comments will become a matter of public record. Comments are invited 
on: (a) Whether the proposed collection of information is necessary for 
the proper performance of the functions of the agency, including 
whether the information will have practical utility; (b) the accuracy 
of the agency's estimate of the burden of the proposed collection of 
information, including the validity of the methodology and assumptions 
used; (c) ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated, electronic, mechanical, or other technological collection 
techniques or other forms of information technology. Burden means the 
total time, effort, or financial resources expended by persons to 
generate, maintain, retain, disclose or provide information to or for a 
Federal agency. This includes the time needed to review instructions; 
to develop, acquire, install and utilize technology and systems for the 
purpose of collecting, validating and verifying information, processing 
and maintaining information, and disclosing and providing information; 
to train personnel and to be able to respond to a collection of 
information, to search data sources, to complete and review the 
collection of information; and to transmit or otherwise disclose the 
information.

Robert Dahl,
PRA Clearance Officer, Department of the Treasury.
[FR Doc. 2011-28337 Filed 11-1-11; 8:45 am]
BILLING CODE 4810-AM-P
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