Financial Access Activities; Comment Request., 56499-56500 [2011-23235]
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Federal Register / Vol. 76, No. 177 / Tuesday, September 13, 2011 / Notices
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Application No.
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Philip Reclamation Services, Houston, LLC, Houston, TX ......................................................
A & D Environmental Services (SC), LLC, Lexington, SC .......................................................
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Allworth, LLC, Birmingham, AL ................................................................................................
Republic Environmental Systems (Pennsylvania), LLC, Hatfield, PA ......................................
Allworth, LLC, Birmingham, AL ................................................................................................
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Bristol Bay Contractors, Inc., King Salmon, AK .......................................................................
A & D Environmental Services (SC), LLC, Lexington, SC .......................................................
Honeywell International, Inc., Morristown, NJ ..........................................................................
Advanced Waste Carriers, Inc., West Allis, WI ........................................................................
Tommy Bahama Group, Inc., dba TBG, Inc., Auburn, WA ......................................................
Advanced Waste Carriers, Inc., West Allis, WI ........................................................................
Solvent Recovery, LLC, Kansas City, MO ...............................................................................
Orbital Sciences Corporation, Mojave, CA ...............................................................................
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FedEx Ground Package, System, Inc., Moon Township, PA ..................................................
Robbie D. Wood, Inc., Dolomite, AL ........................................................................................
Aerojet Corporation, Culpeper, VA ...........................................................................................
FMC Corporation, Philadelphia, PA .........................................................................................
Kraton Polymers, U.S. LLC, Belpre, OH ..................................................................................
Air Liquide America Specialty Gases LLC, Plumsteadville, PA ...............................................
Pacific Bio-Material, Management, Inc., dba Pacific Scientific Transport, Fresno, CA ...........
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U.S. Department of Justice, Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF),
Washington, DC.
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Western Explosive Systems Company DBA WESCO, Midvale, UT .......................................
Dressel Welding Supply, Inc., Lancaster, PA ..........................................................................
Airgas, Inc., Cheyenne, WY .....................................................................................................
Brenntag Mid-South, Inc., Henderson, KY ...............................................................................
Linde Gas North America LLC, Murray Hill, NJ .......................................................................
Linde Gas North America LLC, Murray Hill, NJ .......................................................................
3M, Saint Paul, MN ..................................................................................................................
Barnes HazMat, Inc., Pacoima, CA ..........................................................................................
Custom Analytical Engineering Systems, Inc., Flintstone, MD ................................................
Haz Mat Services, Inc., Anaheim, CA ......................................................................................
Haz Mat Services, Inc., Anaheim, CA ......................................................................................
Austin Powder Company, Cleveland, OH ................................................................................
Union Carbide, North Seadrift, TX ...........................................................................................
The Dow Chemical Company, Philadelphia, PA ......................................................................
AFL Network Services, Inc., Duncan, SC ................................................................................
Thatcher Transportation, Inc., Salt Lake City, UT ....................................................................
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[FR Doc. 2011–22942 Filed 9–12–11; 8:45 am]
BILLING CODE 4910–60–M
DEPARTMENT OF THE TREASURY
Financial Access Activities; Comment
Request.
Department of the Treasury.
Notice and request for public
comment.
mstockstill on DSK4VPTVN1PROD with NOTICES
AGENCY:
ACTION:
VerDate Mar<15>2010
19:22 Sep 12, 2011
Jkt 223001
All comments and submissions
must be received by November 14, 2011.
DATES:
This notice invites comments
from the public regarding how the
Treasury’s Office of Financial Education
and Financial Access (OFEFA) can
design, implement and administer
SUMMARY:
certain financial access activities
authorized in section 1204 of the DoddFrank Wall Street Reform and Consumer
Protection Act (the Act), to expand
access to mainstream financial
institutions. Section 1204 authorizes
Treasury to establish a multi-year
program of grants, cooperative
agreements, financial agency agreements
and similar projects and undertakings,
subject to availability of funding.
Comments may be sent by
mail to: Louisa Quittman, Office of
Financial Education and Financial
Access, U.S. Department of the
ADDRESSES:
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Treasury, 1500 Pennsylvania Ave., NW.,
Washington, DC 20220 or by e-mail to:
ofe@treasury.gov, by facsimile to (202)
622–6243. Please note this is not a toll
free number. In general, OFEFA will
make all comments and materials
submitted available in their original
format, including any business or
personal information provided such as
names, addresses, e-mail addresses, or
telephone numbers, for public
inspection and photocopying in the
Department’s library, Room 1428, Main
Treasury Building, 1500 Pennsylvania
Avenue, NW., Washington, DC 20220,
on official business days between the
hours of 10 a.m. and 5 p.m. You can
make an appointment to inspect
E:\FR\FM\13SEN1.SGM
13SEN1
56500
Federal Register / Vol. 76, No. 177 / Tuesday, September 13, 2011 / Notices
comments by calling (202) 622–0990.
You should only submit information
that you wish to make publicly
available.
FOR FURTHER INFORMATION CONTACT:
mstockstill on DSK4VPTVN1PROD with NOTICES
Information about OFEFA can be found
at https://www.ustreas.gov/offices/
domestic-finance/financial-institution/
fin-education. You may also contact
Louisa Quittman, Director of
Community Programs, U.S. Department
of the Treasury, 1500 Pennsylvania
Avenue, Washington, DC 20220 at (202)
622–5770 or ofe@treasury.gov.
SUPPLEMENTARY INFORMATION: Section
1204 of Title XII of the Act authorizes
the Secretary of the Treasury to
establish a multi-year program of grants,
cooperative agreements, financial
agency agreements, and similar
contracts or undertakings to promote
initiatives designed to: (1) Enable lowand moderate-income individuals to
establish one or more accounts in a
federally insured depository institution
that are appropriate to meet the
financial needs of such individuals and
(2) improve access to the provision of
such accounts, on reasonable terms, for
low- and moderate-income individuals.
Section 1204 also authorizes, subject to
regulations prescribed by Treasury,
recipients of such grants or cooperative
agreements to provide low- and
moderate-income individuals with
small-dollar value loans and financial
education and counseling relating to
conducting transactions in and
managing accounts.1
The Treasury expects to develop and
implement activities to enable eligible
entities to develop and provide account
products and services that are
appropriate and accessible for low- and
moderate- income individuals who are
not fully incorporated into the financial
mainstream.
OFEFA invites comments and
suggestions on potential activities,
particularly those activities that may not
require additional appropriations.
OFEFA is particularly interested in
comments in the following areas:
(1) Program Focus
Section 1204(a) of the Act states that
the Secretary is authorized to establish
a multi-year program of grants,
cooperative agreements, financial
agency agreements, or similar contracts
or undertakings to promote initiatives
designed to: (1) Enable low- and
moderate-income individuals to
establish one or more accounts in a
federally insured depository institution
that are appropriate to meet the
1 12
U.S.C. 5623.
VerDate Mar<15>2010
19:22 Sep 12, 2011
Jkt 223001
financial need of such individuals; and
(2) improve access to the provision of
accounts, on reasonable terms, for lowand moderate-income individuals. The
Treasury welcomes comments on issues
related to the purpose and intent of the
section 1204 program, particularly with
respect to the following questions:
(a) What types of program initiatives
should the Treasury promote to enable
low- and moderate-income individuals
to establish accounts in federally
insured depository institutions?
(b) How should the Treasury evaluate
whether an account in a federally
insured depository institution is
‘‘appropriate’’ to meet the financial
needs of low- and moderate-income
individuals? What account features and
terms are ‘‘reasonable’’ to meet the
financial needs of low- and moderateincome individuals in an appropriate
manner?
(c) What level of financial access
should be the desired outcome of such
initiatives? What other measures of
success of the initiatives should be
considered?
(d) How can the Treasury enable,
enhance and assist local, regional, and
state start-up collaborations that
incorporate low- and moderate- income
individuals into the financial
mainstream? How can existing
collaborations be supported to expand
or improve their financial access efforts?
How could meaningful innovations be
fostered by these collaborations?
(e) How could the Treasury best
encourage high-quality financial
education and counseling relating to
conducting transactions in and
managing accounts?
(f) What could be done to promote
innovation within the development of
sustainable financial services and
products related to accounts? Are there
opportunities for innovation in account
products, services, delivery channels, or
other areas that could be effectively
addressed through the use of prizes,
awards, and competitions? If so, what
prizes or awards would be necessary to
help promote account innovations?
(2) General Comments
The Treasury is interested in
comments on how it can encourage
activities that enable low- and
moderate-income individuals to
establish one or more accounts in a
federally insured depository institution
and to improve access to the provision
of such accounts. Additionally, we are
interested in comments regarding other
ways (in addition to the provision of
accounts in federally insured depository
institutions) for the Treasury to consider
helping individuals obtain access to
PO 00000
Frm 00109
Fmt 4703
Sfmt 4703
accounts with appropriate consumer
protections and federal deposit
insurance. Lastly, we are interested in
comments on what should be done to
support innovative approaches to the
delivery of financial education and
counseling to increase the financial
capability of individuals and families
more broadly?
Dated: August 30, 2011.
Rebecca Ewing,
Acting Executive Secretary.
[FR Doc. 2011–23235 Filed 9–12–11; 8:45 am]
BILLING CODE 4810–25–P
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request
Office of the Comptroller of the
Currency (OCC), Treasury.
ACTION: Notice and request for comment.
AGENCY:
The OCC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on a continuing information
collection, as required by the Paperwork
Reduction Act of 1995. An agency may
not conduct or sponsor, and a
respondent is not required to respond
to, an information collection unless it
displays a currently valid OMB control
number. The OCC is soliciting comment
concerning its information collection
titled, ‘‘Fiduciary Activities.’’
DATES: You should submit written
comments by October 13, 2011.
ADDRESSES: Communications Division,
Office of the Comptroller of the
Currency, Mailstop 2–3, Attention:
1557–0140, 250 E Street, SW.,
Washington, DC 20219. In addition,
comments may be sent by fax to (202)
874–5274, or by electronic mail to
regs.comments@occ.treas.gov. You may
personally inspect and photocopy the
comments at the OCC, 250 E Street,
SW., Washington, DC 20219. For
security reasons, the OCC requires that
visitors make an appointment to inspect
comments. You may do so by calling
(202) 874–4700. Upon arrival, visitors
will be required to present valid
government-issued photo identification
and to submit to security screening in
order to inspect and photocopy
comments.
Additionally, you should send a copy
of your comments to OCC Desk Officer,
1557–0140, by mail to U.S. Office of
SUMMARY:
E:\FR\FM\13SEN1.SGM
13SEN1
Agencies
[Federal Register Volume 76, Number 177 (Tuesday, September 13, 2011)]
[Notices]
[Pages 56499-56500]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2011-23235]
=======================================================================
-----------------------------------------------------------------------
DEPARTMENT OF THE TREASURY
Financial Access Activities; Comment Request.
AGENCY: Department of the Treasury.
ACTION: Notice and request for public comment.
-----------------------------------------------------------------------
SUMMARY: This notice invites comments from the public regarding how the
Treasury's Office of Financial Education and Financial Access (OFEFA)
can design, implement and administer certain financial access
activities authorized in section 1204 of the Dodd-Frank Wall Street
Reform and Consumer Protection Act (the Act), to expand access to
mainstream financial institutions. Section 1204 authorizes Treasury to
establish a multi-year program of grants, cooperative agreements,
financial agency agreements and similar projects and undertakings,
subject to availability of funding.
DATES: All comments and submissions must be received by November 14,
2011.
ADDRESSES: Comments may be sent by mail to: Louisa Quittman, Office of
Financial Education and Financial Access, U.S. Department of the
Treasury, 1500 Pennsylvania Ave., NW., Washington, DC 20220 or by e-
mail to: ofe@treasury.gov, by facsimile to (202) 622-6243. Please note
this is not a toll free number. In general, OFEFA will make all
comments and materials submitted available in their original format,
including any business or personal information provided such as names,
addresses, e-mail addresses, or telephone numbers, for public
inspection and photocopying in the Department's library, Room 1428,
Main Treasury Building, 1500 Pennsylvania Avenue, NW., Washington, DC
20220, on official business days between the hours of 10 a.m. and 5
p.m. You can make an appointment to inspect
[[Page 56500]]
comments by calling (202) 622-0990. You should only submit information
that you wish to make publicly available.
FOR FURTHER INFORMATION CONTACT: Information about OFEFA can be found
at https://www.ustreas.gov/offices/domestic-finance/financial-institution/fin-education. You may also contact Louisa Quittman,
Director of Community Programs, U.S. Department of the Treasury, 1500
Pennsylvania Avenue, Washington, DC 20220 at (202) 622-5770 or
ofe@treasury.gov.
SUPPLEMENTARY INFORMATION: Section 1204 of Title XII of the Act
authorizes the Secretary of the Treasury to establish a multi-year
program of grants, cooperative agreements, financial agency agreements,
and similar contracts or undertakings to promote initiatives designed
to: (1) Enable low- and moderate-income individuals to establish one or
more accounts in a federally insured depository institution that are
appropriate to meet the financial needs of such individuals and (2)
improve access to the provision of such accounts, on reasonable terms,
for low- and moderate-income individuals. Section 1204 also authorizes,
subject to regulations prescribed by Treasury, recipients of such
grants or cooperative agreements to provide low- and moderate-income
individuals with small-dollar value loans and financial education and
counseling relating to conducting transactions in and managing
accounts.\1\
---------------------------------------------------------------------------
\1\ 12 U.S.C. 5623.
---------------------------------------------------------------------------
The Treasury expects to develop and implement activities to enable
eligible entities to develop and provide account products and services
that are appropriate and accessible for low- and moderate- income
individuals who are not fully incorporated into the financial
mainstream.
OFEFA invites comments and suggestions on potential activities,
particularly those activities that may not require additional
appropriations. OFEFA is particularly interested in comments in the
following areas:
(1) Program Focus
Section 1204(a) of the Act states that the Secretary is authorized
to establish a multi-year program of grants, cooperative agreements,
financial agency agreements, or similar contracts or undertakings to
promote initiatives designed to: (1) Enable low- and moderate-income
individuals to establish one or more accounts in a federally insured
depository institution that are appropriate to meet the financial need
of such individuals; and (2) improve access to the provision of
accounts, on reasonable terms, for low- and moderate-income
individuals. The Treasury welcomes comments on issues related to the
purpose and intent of the section 1204 program, particularly with
respect to the following questions:
(a) What types of program initiatives should the Treasury promote
to enable low- and moderate-income individuals to establish accounts in
federally insured depository institutions?
(b) How should the Treasury evaluate whether an account in a
federally insured depository institution is ``appropriate'' to meet the
financial needs of low- and moderate-income individuals? What account
features and terms are ``reasonable'' to meet the financial needs of
low- and moderate-income individuals in an appropriate manner?
(c) What level of financial access should be the desired outcome of
such initiatives? What other measures of success of the initiatives
should be considered?
(d) How can the Treasury enable, enhance and assist local,
regional, and state start-up collaborations that incorporate low- and
moderate- income individuals into the financial mainstream? How can
existing collaborations be supported to expand or improve their
financial access efforts? How could meaningful innovations be fostered
by these collaborations?
(e) How could the Treasury best encourage high-quality financial
education and counseling relating to conducting transactions in and
managing accounts?
(f) What could be done to promote innovation within the development
of sustainable financial services and products related to accounts? Are
there opportunities for innovation in account products, services,
delivery channels, or other areas that could be effectively addressed
through the use of prizes, awards, and competitions? If so, what prizes
or awards would be necessary to help promote account innovations?
(2) General Comments
The Treasury is interested in comments on how it can encourage
activities that enable low- and moderate-income individuals to
establish one or more accounts in a federally insured depository
institution and to improve access to the provision of such accounts.
Additionally, we are interested in comments regarding other ways (in
addition to the provision of accounts in federally insured depository
institutions) for the Treasury to consider helping individuals obtain
access to accounts with appropriate consumer protections and federal
deposit insurance. Lastly, we are interested in comments on what should
be done to support innovative approaches to the delivery of financial
education and counseling to increase the financial capability of
individuals and families more broadly?
Dated: August 30, 2011.
Rebecca Ewing,
Acting Executive Secretary.
[FR Doc. 2011-23235 Filed 9-12-11; 8:45 am]
BILLING CODE 4810-25-P