Financial Access Activities; Comment Request., 56499-56500 [2011-23235]

Download as PDF 56499 Federal Register / Vol. 76, No. 177 / Tuesday, September 13, 2011 / Notices Reason for delay Application No. Applicant 11043–R ........... 11043–R ........... 11043–R ........... 11043–R ........... 11373–R ........... 11396–R ........... 11396–R ........... 11984–R ........... 11984–R ........... 13020–R ........... 13192–R ........... 14193–R ........... 8445–R ............. 9275–R ............. 11043–R ........... 11043–R ........... 11215–R ........... 11396–R ........... 14823–R ........... 11043–R ........... 2709–R ............. 11966–R ........... 12325–R ........... 8915–R ............. 13163–R ........... 7887–R ............. 8445–R ............. 11043–R ........... 11984–R ........... 3004–R ............. 8156–R ............. 8228–R ............. Chemical Pollution Control of FL, LLC, Deerfield Beach, FL .................................................. Rho-Chem, LLC, Phoenix, AZ .................................................................................................. Philip Reclamation Services, Houston, LLC, Houston, TX ...................................................... A & D Environmental Services (SC), LLC, Lexington, SC ....................................................... A & D Environmental Services (SC), LLC, Lexington, SC ....................................................... Allworth, LLC, Birmingham, AL ................................................................................................ Republic Environmental Systems (Pennsylvania), LLC, Hatfield, PA ...................................... Allworth, LLC, Birmingham, AL ................................................................................................ Republic Environmental Systems (Pennsylvania) LLC, Hatfield, PA ....................................... Bristol Bay Contractors, Inc., King Salmon, AK ....................................................................... A & D Environmental Services (SC), LLC, Lexington, SC ....................................................... Honeywell International, Inc., Morristown, NJ .......................................................................... Advanced Waste Carriers, Inc., West Allis, WI ........................................................................ Tommy Bahama Group, Inc., dba TBG, Inc., Auburn, WA ...................................................... Advanced Waste Carriers, Inc., West Allis, WI ........................................................................ Solvent Recovery, LLC, Kansas City, MO ............................................................................... Orbital Sciences Corporation, Mojave, CA ............................................................................... Solvent Recovery, LLC, Kansas City, MO ............................................................................... FedEx Ground Package, System, Inc., Moon Township, PA .................................................. Robbie D. Wood, Inc., Dolomite, AL ........................................................................................ Aerojet Corporation, Culpeper, VA ........................................................................................... FMC Corporation, Philadelphia, PA ......................................................................................... Kraton Polymers, U.S. LLC, Belpre, OH .................................................................................. Air Liquide America Specialty Gases LLC, Plumsteadville, PA ............................................... Pacific Bio-Material, Management, Inc., dba Pacific Scientific Transport, Fresno, CA ........... PSC Recovery Systems, LLC, Dallas, TX ............................................................................... PSC Recovery Systems, LLC, Dallas, TX ............................................................................... PSC Recovery Systems, LLC, Dallas, TX ............................................................................... PSC Recovery Systems. LLC, Dallas, TX ............................................................................... Air Liquide America Specialty Gases LLC, Plumsteadville, PA ............................................... Air Liquide America Specialty Gases LLC, Plumsteadville, PA ............................................... U.S. Department of Justice, Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF), Washington, DC. Air Liquide America Specialty Gases LLC, Plumsteadville, PA ............................................... Western Explosive Systems Company DBA WESCO, Midvale, UT ....................................... Dressel Welding Supply, Inc., Lancaster, PA .......................................................................... Airgas, Inc., Cheyenne, WY ..................................................................................................... Brenntag Mid-South, Inc., Henderson, KY ............................................................................... Linde Gas North America LLC, Murray Hill, NJ ....................................................................... Linde Gas North America LLC, Murray Hill, NJ ....................................................................... 3M, Saint Paul, MN .................................................................................................................. Barnes HazMat, Inc., Pacoima, CA .......................................................................................... Custom Analytical Engineering Systems, Inc., Flintstone, MD ................................................ Haz Mat Services, Inc., Anaheim, CA ...................................................................................... Haz Mat Services, Inc., Anaheim, CA ...................................................................................... Austin Powder Company, Cleveland, OH ................................................................................ Union Carbide, North Seadrift, TX ........................................................................................... The Dow Chemical Company, Philadelphia, PA ...................................................................... AFL Network Services, Inc., Duncan, SC ................................................................................ Thatcher Transportation, Inc., Salt Lake City, UT .................................................................... 6805–R ............. 8723–R ............. 14175–R ........... 8156–R ............. 11967–R ........... 6670–R ............. 8915–R ............. 11759–R ........... 11043–R ........... 5022–R ............. 11043–R ........... 11396–R ........... 10880–R ........... 12858–R ........... 12858–R ........... 12744–R ........... 10457–R ........... [FR Doc. 2011–22942 Filed 9–12–11; 8:45 am] BILLING CODE 4910–60–M DEPARTMENT OF THE TREASURY Financial Access Activities; Comment Request. Department of the Treasury. Notice and request for public comment. mstockstill on DSK4VPTVN1PROD with NOTICES AGENCY: ACTION: VerDate Mar<15>2010 19:22 Sep 12, 2011 Jkt 223001 All comments and submissions must be received by November 14, 2011. DATES: This notice invites comments from the public regarding how the Treasury’s Office of Financial Education and Financial Access (OFEFA) can design, implement and administer SUMMARY: certain financial access activities authorized in section 1204 of the DoddFrank Wall Street Reform and Consumer Protection Act (the Act), to expand access to mainstream financial institutions. Section 1204 authorizes Treasury to establish a multi-year program of grants, cooperative agreements, financial agency agreements and similar projects and undertakings, subject to availability of funding. Comments may be sent by mail to: Louisa Quittman, Office of Financial Education and Financial Access, U.S. Department of the ADDRESSES: PO 00000 Frm 00108 Fmt 4703 Sfmt 4703 Estimated date of completion 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 11–30–2011 Treasury, 1500 Pennsylvania Ave., NW., Washington, DC 20220 or by e-mail to: ofe@treasury.gov, by facsimile to (202) 622–6243. Please note this is not a toll free number. In general, OFEFA will make all comments and materials submitted available in their original format, including any business or personal information provided such as names, addresses, e-mail addresses, or telephone numbers, for public inspection and photocopying in the Department’s library, Room 1428, Main Treasury Building, 1500 Pennsylvania Avenue, NW., Washington, DC 20220, on official business days between the hours of 10 a.m. and 5 p.m. You can make an appointment to inspect E:\FR\FM\13SEN1.SGM 13SEN1 56500 Federal Register / Vol. 76, No. 177 / Tuesday, September 13, 2011 / Notices comments by calling (202) 622–0990. You should only submit information that you wish to make publicly available. FOR FURTHER INFORMATION CONTACT: mstockstill on DSK4VPTVN1PROD with NOTICES Information about OFEFA can be found at http://www.ustreas.gov/offices/ domestic-finance/financial-institution/ fin-education. You may also contact Louisa Quittman, Director of Community Programs, U.S. Department of the Treasury, 1500 Pennsylvania Avenue, Washington, DC 20220 at (202) 622–5770 or ofe@treasury.gov. SUPPLEMENTARY INFORMATION: Section 1204 of Title XII of the Act authorizes the Secretary of the Treasury to establish a multi-year program of grants, cooperative agreements, financial agency agreements, and similar contracts or undertakings to promote initiatives designed to: (1) Enable lowand moderate-income individuals to establish one or more accounts in a federally insured depository institution that are appropriate to meet the financial needs of such individuals and (2) improve access to the provision of such accounts, on reasonable terms, for low- and moderate-income individuals. Section 1204 also authorizes, subject to regulations prescribed by Treasury, recipients of such grants or cooperative agreements to provide low- and moderate-income individuals with small-dollar value loans and financial education and counseling relating to conducting transactions in and managing accounts.1 The Treasury expects to develop and implement activities to enable eligible entities to develop and provide account products and services that are appropriate and accessible for low- and moderate- income individuals who are not fully incorporated into the financial mainstream. OFEFA invites comments and suggestions on potential activities, particularly those activities that may not require additional appropriations. OFEFA is particularly interested in comments in the following areas: (1) Program Focus Section 1204(a) of the Act states that the Secretary is authorized to establish a multi-year program of grants, cooperative agreements, financial agency agreements, or similar contracts or undertakings to promote initiatives designed to: (1) Enable low- and moderate-income individuals to establish one or more accounts in a federally insured depository institution that are appropriate to meet the 1 12 U.S.C. 5623. VerDate Mar<15>2010 19:22 Sep 12, 2011 Jkt 223001 financial need of such individuals; and (2) improve access to the provision of accounts, on reasonable terms, for lowand moderate-income individuals. The Treasury welcomes comments on issues related to the purpose and intent of the section 1204 program, particularly with respect to the following questions: (a) What types of program initiatives should the Treasury promote to enable low- and moderate-income individuals to establish accounts in federally insured depository institutions? (b) How should the Treasury evaluate whether an account in a federally insured depository institution is ‘‘appropriate’’ to meet the financial needs of low- and moderate-income individuals? What account features and terms are ‘‘reasonable’’ to meet the financial needs of low- and moderateincome individuals in an appropriate manner? (c) What level of financial access should be the desired outcome of such initiatives? What other measures of success of the initiatives should be considered? (d) How can the Treasury enable, enhance and assist local, regional, and state start-up collaborations that incorporate low- and moderate- income individuals into the financial mainstream? How can existing collaborations be supported to expand or improve their financial access efforts? How could meaningful innovations be fostered by these collaborations? (e) How could the Treasury best encourage high-quality financial education and counseling relating to conducting transactions in and managing accounts? (f) What could be done to promote innovation within the development of sustainable financial services and products related to accounts? Are there opportunities for innovation in account products, services, delivery channels, or other areas that could be effectively addressed through the use of prizes, awards, and competitions? If so, what prizes or awards would be necessary to help promote account innovations? (2) General Comments The Treasury is interested in comments on how it can encourage activities that enable low- and moderate-income individuals to establish one or more accounts in a federally insured depository institution and to improve access to the provision of such accounts. Additionally, we are interested in comments regarding other ways (in addition to the provision of accounts in federally insured depository institutions) for the Treasury to consider helping individuals obtain access to PO 00000 Frm 00109 Fmt 4703 Sfmt 4703 accounts with appropriate consumer protections and federal deposit insurance. Lastly, we are interested in comments on what should be done to support innovative approaches to the delivery of financial education and counseling to increase the financial capability of individuals and families more broadly? Dated: August 30, 2011. Rebecca Ewing, Acting Executive Secretary. [FR Doc. 2011–23235 Filed 9–12–11; 8:45 am] BILLING CODE 4810–25–P DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Agency Information Collection Activities: Submission for OMB Review; Comment Request Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. AGENCY: The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995. An agency may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid OMB control number. The OCC is soliciting comment concerning its information collection titled, ‘‘Fiduciary Activities.’’ DATES: You should submit written comments by October 13, 2011. ADDRESSES: Communications Division, Office of the Comptroller of the Currency, Mailstop 2–3, Attention: 1557–0140, 250 E Street, SW., Washington, DC 20219. In addition, comments may be sent by fax to (202) 874–5274, or by electronic mail to regs.comments@occ.treas.gov. You may personally inspect and photocopy the comments at the OCC, 250 E Street, SW., Washington, DC 20219. For security reasons, the OCC requires that visitors make an appointment to inspect comments. You may do so by calling (202) 874–4700. Upon arrival, visitors will be required to present valid government-issued photo identification and to submit to security screening in order to inspect and photocopy comments. Additionally, you should send a copy of your comments to OCC Desk Officer, 1557–0140, by mail to U.S. Office of SUMMARY: E:\FR\FM\13SEN1.SGM 13SEN1

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[Federal Register Volume 76, Number 177 (Tuesday, September 13, 2011)]
[Notices]
[Pages 56499-56500]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2011-23235]


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DEPARTMENT OF THE TREASURY


Financial Access Activities; Comment Request.

AGENCY: Department of the Treasury.

ACTION: Notice and request for public comment.

-----------------------------------------------------------------------

SUMMARY: This notice invites comments from the public regarding how the 
Treasury's Office of Financial Education and Financial Access (OFEFA) 
can design, implement and administer certain financial access 
activities authorized in section 1204 of the Dodd-Frank Wall Street 
Reform and Consumer Protection Act (the Act), to expand access to 
mainstream financial institutions. Section 1204 authorizes Treasury to 
establish a multi-year program of grants, cooperative agreements, 
financial agency agreements and similar projects and undertakings, 
subject to availability of funding.

DATES: All comments and submissions must be received by November 14, 
2011.

ADDRESSES: Comments may be sent by mail to: Louisa Quittman, Office of 
Financial Education and Financial Access, U.S. Department of the 
Treasury, 1500 Pennsylvania Ave., NW., Washington, DC 20220 or by e-
mail to: ofe@treasury.gov, by facsimile to (202) 622-6243. Please note 
this is not a toll free number. In general, OFEFA will make all 
comments and materials submitted available in their original format, 
including any business or personal information provided such as names, 
addresses, e-mail addresses, or telephone numbers, for public 
inspection and photocopying in the Department's library, Room 1428, 
Main Treasury Building, 1500 Pennsylvania Avenue, NW., Washington, DC 
20220, on official business days between the hours of 10 a.m. and 5 
p.m. You can make an appointment to inspect

[[Page 56500]]

comments by calling (202) 622-0990. You should only submit information 
that you wish to make publicly available.

FOR FURTHER INFORMATION CONTACT: Information about OFEFA can be found 
at http://www.ustreas.gov/offices/domestic-finance/financial-institution/fin-education. You may also contact Louisa Quittman, 
Director of Community Programs, U.S. Department of the Treasury, 1500 
Pennsylvania Avenue, Washington, DC 20220 at (202) 622-5770 or 
ofe@treasury.gov.

SUPPLEMENTARY INFORMATION: Section 1204 of Title XII of the Act 
authorizes the Secretary of the Treasury to establish a multi-year 
program of grants, cooperative agreements, financial agency agreements, 
and similar contracts or undertakings to promote initiatives designed 
to: (1) Enable low- and moderate-income individuals to establish one or 
more accounts in a federally insured depository institution that are 
appropriate to meet the financial needs of such individuals and (2) 
improve access to the provision of such accounts, on reasonable terms, 
for low- and moderate-income individuals. Section 1204 also authorizes, 
subject to regulations prescribed by Treasury, recipients of such 
grants or cooperative agreements to provide low- and moderate-income 
individuals with small-dollar value loans and financial education and 
counseling relating to conducting transactions in and managing 
accounts.\1\
---------------------------------------------------------------------------

    \1\ 12 U.S.C. 5623.
---------------------------------------------------------------------------

    The Treasury expects to develop and implement activities to enable 
eligible entities to develop and provide account products and services 
that are appropriate and accessible for low- and moderate- income 
individuals who are not fully incorporated into the financial 
mainstream.
    OFEFA invites comments and suggestions on potential activities, 
particularly those activities that may not require additional 
appropriations. OFEFA is particularly interested in comments in the 
following areas:

(1) Program Focus

    Section 1204(a) of the Act states that the Secretary is authorized 
to establish a multi-year program of grants, cooperative agreements, 
financial agency agreements, or similar contracts or undertakings to 
promote initiatives designed to: (1) Enable low- and moderate-income 
individuals to establish one or more accounts in a federally insured 
depository institution that are appropriate to meet the financial need 
of such individuals; and (2) improve access to the provision of 
accounts, on reasonable terms, for low- and moderate-income 
individuals. The Treasury welcomes comments on issues related to the 
purpose and intent of the section 1204 program, particularly with 
respect to the following questions:
    (a) What types of program initiatives should the Treasury promote 
to enable low- and moderate-income individuals to establish accounts in 
federally insured depository institutions?
    (b) How should the Treasury evaluate whether an account in a 
federally insured depository institution is ``appropriate'' to meet the 
financial needs of low- and moderate-income individuals? What account 
features and terms are ``reasonable'' to meet the financial needs of 
low- and moderate-income individuals in an appropriate manner?
    (c) What level of financial access should be the desired outcome of 
such initiatives? What other measures of success of the initiatives 
should be considered?
    (d) How can the Treasury enable, enhance and assist local, 
regional, and state start-up collaborations that incorporate low- and 
moderate- income individuals into the financial mainstream? How can 
existing collaborations be supported to expand or improve their 
financial access efforts? How could meaningful innovations be fostered 
by these collaborations?
    (e) How could the Treasury best encourage high-quality financial 
education and counseling relating to conducting transactions in and 
managing accounts?
    (f) What could be done to promote innovation within the development 
of sustainable financial services and products related to accounts? Are 
there opportunities for innovation in account products, services, 
delivery channels, or other areas that could be effectively addressed 
through the use of prizes, awards, and competitions? If so, what prizes 
or awards would be necessary to help promote account innovations?

(2) General Comments

    The Treasury is interested in comments on how it can encourage 
activities that enable low- and moderate-income individuals to 
establish one or more accounts in a federally insured depository 
institution and to improve access to the provision of such accounts. 
Additionally, we are interested in comments regarding other ways (in 
addition to the provision of accounts in federally insured depository 
institutions) for the Treasury to consider helping individuals obtain 
access to accounts with appropriate consumer protections and federal 
deposit insurance. Lastly, we are interested in comments on what should 
be done to support innovative approaches to the delivery of financial 
education and counseling to increase the financial capability of 
individuals and families more broadly?

    Dated: August 30, 2011.
Rebecca Ewing,
Acting Executive Secretary.
[FR Doc. 2011-23235 Filed 9-12-11; 8:45 am]
BILLING CODE 4810-25-P