Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company, 44914-44915 [2011-18956]

Download as PDF 44914 Federal Register / Vol. 76, No. 144 / Wednesday, July 27, 2011 / Notices Interested parties are invited to submit written comments to the FDIC by any of the following methods: • http://www.FDIC.gov/regulations/ laws/federal/notices.html. • E-mail: comments@fdic.gov. Include the name of the collection in the subject line of the message. • Mail: Leneta G. Gregorie (202–898– 3719), Counsel, Room F–1084, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street Building (located on F Street), on business days between 7 a.m. and 5 p.m. All comments should refer to the relevant OMB control number. A copy of the comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Leneta G. Gregorie, at the FDIC address above. SUPPLEMENTARY INFORMATION: Proposal to renew the following currently approved collections of information: 1. Title: Recordkeeping and Disclosure Requirements in Connection with Regulation M (Consumer Leasing). OMB Number: 3064–0083. Frequency of Response: On occasion. Affected Public: State nonmember banks engaging in consumer leasing. Estimated Number of Respondents: 2000. Estimated Time per Response: 0.75 hours ongoing; one-time systems update—40 hours. Total Annual Burden: 166,000 ongoing; 80,000 hours one-time update. General Description of Collection: Regulation M (12 CFR 213), issued by the Board of Governors of the Federal Reserve System, implements the consumer leasing provisions of the Truth in Lending Act. 2. Title: Recordkeeping and Disclosure Requirements in Connection with Regulation B (Equal Credit Opportunity). OMB Number: 3064–0085. Frequency of Response: On occasion. Affected Public: State nonmember banks engaging in credit transactions. Estimated Number of Respondents: 4,380 Estimated Time per Response: notice of action—2.5 minutes; credit reporting—2 minutes; data monitoring— 0.5 minutes; appraisal report—5 minutes; notice of right to appraisal— 0.25 minutes; test recordkeeping—2 sroberts on DSK5SPTVN1PROD with NOTICES ADDRESSES: VerDate Mar<15>2010 17:08 Jul 26, 2011 Jkt 223001 hours; corrective action recordkeeping— 8 hours; self-test disclosure—1 minute. Total Annual Burden: 599,924. General Description of Collection: Regulation B (12 CFR 202), issued by the Board of Governors of the Federal Reserve System, prohibits creditors from discriminating against applicants on any of the bases specified by the Equal Credit Opportunity Act, establishes guidelines for gathering and evaluating credit information, and requires creditors to give applicants a written notification of rejection of an application. Request for Comment Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collection, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the information collection on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Dated at Washington, DC, this 22nd day of July 2011. Federal Deposit Insurance Corporation. Robert E. Feldman, Executive Secretary. [FR Doc. 2011–19002 Filed 7–26–11; 8:45 am] BILLING CODE 6714–01–P FEDERAL MARITIME COMMISSION Notice of Agreement Filed The Commission hereby gives notice of the filing of the following agreement under the Shipping Act of 1984. Interested parties may submit comments on the agreement to the Secretary, Federal Maritime Commission, Washington, DC 20573, within ten days of the date this notice appears in the Federal Register. A copy of the agreement is available through the Commission’s Web site (http:// www.fmc.gov) or by contacting the Office of Agreements at (202)-523–5793 or tradeanalysis@fmc.gov. Agreement No.: 012134. Title: Maersk Line/MSC Panama Space Charter Agreement. Parties: A.P. Moller-Maersk A/S and Mediterranean Shipping Company S.A. Filing Party: Wayne R. Rohde, Esq.; Cozen O’Conner; 1627 I Street, NW., PO 00000 Frm 00027 Fmt 4703 Sfmt 4703 Suite 1100; Washington, DC 20006– 4007. Synopsis: The agreement authorizes MSC to charter space to Maersk Line in the trade from Panama to U.S. Gulf Coast ports. Dated: July 22, 2011. By Order of the Federal Maritime Commission. Karen V. Gregory, Secretary. [FR Doc. 2011–18967 Filed 7–26–11; 8:45 am] BILLING CODE 6730–01–P FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and § 225.41 of the Board’s Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors that are considered in acting on the notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)). The notices are available for immediate inspection at the Federal Reserve Bank indicated. The notices also will be available for inspection at the offices of the Board of Governors. Interested persons may express their views in writing to the Reserve Bank indicated for that notice or to the offices of the Board of Governors. Comments must be received not later than August 11, 2011. A. Federal Reserve Bank of Philadelphia (William Lang, Senior Vice President) 100 North 6th Street, Philadelphia, Pennsylvania 19105– 1521: 1. Patriot Financial Partners, GP, L.P., Patriot Financial Partners, L.P., Patriot Financial Partners Parallel, L.P., Patriot Financial Partners, GP, LLC, Patriot Financial Managers, L.P., and Ira M. Lubert, W. Kirk Wycoff and James J. Lynch, all of Philadelphia, Pennsylvania; to acquire voting shares of Porter Bancorp, Inc., Louisville, Kentucky, and thereby indirectly acquire voting shares of PBI Bank, Louisville, Kentucky. B. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant Vice President) 230 South LaSalle Street, Chicago, Illinois 60690–1414: 1. The Henry C. Kirschner Trust B1, the Henry C. Kirschner Trust A2, David E. Kirschner and Margaret Kirschner, individually and as co-trustees of the Henry C. Kirschner Trust B1 and the Henry C. Kirschner Trust A2, the David E:\FR\FM\27JYN1.SGM 27JYN1 sroberts on DSK5SPTVN1PROD with NOTICES Federal Register / Vol. 76, No. 144 / Wednesday, July 27, 2011 / Notices E. Kirschner Declaration of Trust and David E. Kirschner as trustee, the Margaret Kirschner Declaration of Trust and Margaret Kirschner as trustee, The Noble Foundation, Philip and Cheryl Kirschner, Khajha Kirschner, Pamela Kirschner Bolduc, the Mary C. Kirschner 2007 Trust, and David E. Kirschner as trustee of the Mary C. Kirschner 2007 Trust; to retain, as a group acting in concert, voting shares of Town and Country Financial Corporation, Springfield, Illinois, and thereby indirectly retain control of Town and Country Bank, Springfield, Illinois, and Logan County Bank, Lincoln, Illinois. In connection with the above application, Margaret Kirschner, individually and as trustee and cotrustee of various trusts, has applied to retain voting shares of Town and Country Financial Corporation, Springfield, Illinois, and thereby indirectly retain control of Town and Country Bank, Springfield, Illinois, and Logan County Bank, Lincoln, Illinois. In addition, David E. Kirschner, individually and as trustee and cotrustee of various trusts, has applied to retain voting shares of Town and Country Financial Corporation, Springfield, Illinois, and thereby indirectly retain control of Town and Country Bank, Springfield, Illinois, and Logan County Bank, Lincoln, Illinois. C. Federal Reserve Bank of Minneapolis (Jacqueline G. King, Community Affairs Officer) 90 Hennepin Avenue, Minneapolis, Minnesota 55480–0291: 1. Stephen L. Grobel, Tabb, Virginia; to individually acquire voting shares of First Community Bancorp, Inc., Glasgow, Montana, and thereby indirectly acquire voting shares of First Community Bank, Glasgow, Montana. In addition, Stephen L. Grobel and Peter J. Grobel, Helena, Montana, as members of the Grobel Family Group, to acquire voting shares of First Community Bancorp, Inc., and thereby indirectly acquire voting shares of First Community Bank, Glasgow, Montana. D. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105–1579: 1. Castle Creek Capital Partners IV, L.P., and persons that are acting with, or control Castle Creek Capital Partners IV, L.P. (Castle Creek Advisors IV, LLC; Castle Creek Capital IV, LLC; John T. Pietrzak; Pietrzak Advisory Corp.; John M. Eggemeyer, III; JME Advisory Corp.; William J. Ruh; Ruh Advisory Corp.; Mark G. Merlo; Legions IV Corp.; Joseph Mikesell Thomas and Thomas Advisory VerDate Mar<15>2010 17:08 Jul 26, 2011 Jkt 223001 Corp., all of Rancho Santa Fe, California; to acquire voting shares of First NBC Bank Holding Company, and thereby indirectly acquire voting shares of First NBC Bank, both of New Orleans, Louisiana. Board of Governors of the Federal Reserve System, July 22, 2011. Robert deV. Frierson, Deputy Secretary of the Board. [FR Doc. 2011–18956 Filed 7–26–11; 8:45 am] BILLING CODE 6210–01–P FEDERAL TRADE COMMISSION Statement of Policy Regarding Communications in Connection With the Collection of Decedents’ Debts Federal Trade Commission (‘‘FTC’’ or ‘‘Commission’’). ACTION: Policy statement. AGENCY: Pursuant to the FTC’s authority to enforce the Fair Debt Collection Practices Act (‘‘FDCPA’’), 15 U.S.C. 1692l(a), and Section 5 of the Federal Trade Commission Act (‘‘FTC Act’’), 15 U.S.C. 45, the Commission issues this final Statement of Policy Regarding Communications in Connection with the Collection of Decedents’ Debts (‘‘Statement’’).1 When a person dies, creditors and the debt collectors they hire usually have the right to collect on the person’s debts from the assets of his or her estate. Sections 805(b) and (d) of the FDCPA prohibit debt collectors from contacting individuals other than the debtor to collect a debt, unless the individual is the debtor’s spouse, parent (if the debtor is a minor), guardian, executor, or administrator. The Commission has learned that, to recover on a decedent’s debts, some debt collectors contact the decedent’s relatives, although these relatives may have no authority to pay the debts from the decedent’s estate and no legal obligation to pay the debts from their own assets. By contacting persons who are not specified in Section 805 of the FDCPA, and by engaging in practices that may deceive those persons about their obligations, these debt collectors may be violating the FDCPA. The Commission recognizes, however, that imposing unnecessary restrictions on a debt collector’s ability to collect a decedent’s debt from the person authorized to pay those debts SUMMARY: 1 An enforcement policy statement describes the Commission’s future enforcement plans, goals, and objectives with respect to a particular industry or practice. Enforcement policy statements do not have the force or effect of law, but they may reflect the Commission’s interpretation of a legal requirement. PO 00000 Frm 00028 Fmt 4703 Sfmt 4703 44915 may instead cause some debt collectors to seek to recover by invoking the probate process, imposing substantial costs on the estate and delaying the distribution of assets to heirs and beneficiaries. To balance these interests and protect consumers from unfair, deceptive, and abusive practices, this Statement announces that the FTC will forebear from enforcing Section 805(b) of the FDCPA, 15 U.S.C. 1692c(b), against a debt collector for communicating about a decedent’s debts with persons specifically identified as appropriate to contact under Section 805 of the FDCPA (e.g., spouse, parent, guardian, executor, or administrator) or any other person who has the authority to pay the decedent’s debts from the assets of the decedent’s estate. The Statement also clarifies how a debt collector can comply with the law in locating the person who has the requisite authority with whom to discuss the decedent’s debts. Finally, the Statement explains how a debt collector can avoid engaging in deceptive practices in communicating with a third party about a decedent’s debts. DATES: This final statement of policy is effective on August 29, 2011. ADDRESSES: Requests for copies of this Statement should be sent to: Public Reference Branch, Federal Trade Commission, 600 Pennsylvania Avenue, NW., Room 130, Washington, DC 20580. The complete record of this proceeding is also available at that address. Relevant portions of the proceeding, including the final Statement, are available at (http://www.ftc.gov). FOR FURTHER INFORMATION CONTACT: Christopher Koegel or Quisaira Whitney, Attorneys, Division of Financial Practices, Federal Trade Commission, 600 Pennsylvania Avenue, NW., Washington, DC 20580, (202) 326– 3224. SUPPLEMENTARY INFORMATION: I. The Proposed Policy Statement and Public Comments Received On October 8, 2010, the Commission published in the Federal Register a notice of proposed statement of enforcement policy regarding communications in connection with the collection of decedents’ debts (‘‘proposed Statement’’).2 The proposed Statement addressed three issues under the FDCPA pertaining to debt collectors who attempt to collect on the debts of deceased persons: (1) With whom a debt collector may lawfully discuss a decedent’s debt consistent with the 2 75 E:\FR\FM\27JYN1.SGM FR 62,389 (Oct. 8, 2010). 27JYN1

Agencies

[Federal Register Volume 76, Number 144 (Wednesday, July 27, 2011)]
[Notices]
[Pages 44914-44915]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2011-18956]


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FEDERAL RESERVE SYSTEM


Change in Bank Control Notices; Acquisitions of Shares of a Bank 
or Bank Holding Company

    The notificants listed below have applied under the Change in Bank 
Control Act (12 U.S.C. 1817(j)) and Sec.  225.41 of the Board's 
Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank 
holding company. The factors that are considered in acting on the 
notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)).
    The notices are available for immediate inspection at the Federal 
Reserve Bank indicated. The notices also will be available for 
inspection at the offices of the Board of Governors. Interested persons 
may express their views in writing to the Reserve Bank indicated for 
that notice or to the offices of the Board of Governors. Comments must 
be received not later than August 11, 2011.
    A. Federal Reserve Bank of Philadelphia (William Lang, Senior Vice 
President) 100 North 6th Street, Philadelphia, Pennsylvania 19105-1521:
    1. Patriot Financial Partners, GP, L.P., Patriot Financial 
Partners, L.P., Patriot Financial Partners Parallel, L.P., Patriot 
Financial Partners, GP, LLC, Patriot Financial Managers, L.P., and Ira 
M. Lubert, W. Kirk Wycoff and James J. Lynch, all of Philadelphia, 
Pennsylvania; to acquire voting shares of Porter Bancorp, Inc., 
Louisville, Kentucky, and thereby indirectly acquire voting shares of 
PBI Bank, Louisville, Kentucky.
    B. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant 
Vice President) 230 South LaSalle Street, Chicago, Illinois 60690-1414:
    1. The Henry C. Kirschner Trust B1, the Henry C. Kirschner Trust 
A2, David E. Kirschner and Margaret Kirschner, individually and as co-
trustees of the Henry C. Kirschner Trust B1 and the Henry C. Kirschner 
Trust A2, the David

[[Page 44915]]

E. Kirschner Declaration of Trust and David E. Kirschner as trustee, 
the Margaret Kirschner Declaration of Trust and Margaret Kirschner as 
trustee, The Noble Foundation, Philip and Cheryl Kirschner, Khajha 
Kirschner, Pamela Kirschner Bolduc, the Mary C. Kirschner 2007 Trust, 
and David E. Kirschner as trustee of the Mary C. Kirschner 2007 Trust; 
to retain, as a group acting in concert, voting shares of Town and 
Country Financial Corporation, Springfield, Illinois, and thereby 
indirectly retain control of Town and Country Bank, Springfield, 
Illinois, and Logan County Bank, Lincoln, Illinois.
    In connection with the above application, Margaret Kirschner, 
individually and as trustee and co-trustee of various trusts, has 
applied to retain voting shares of Town and Country Financial 
Corporation, Springfield, Illinois, and thereby indirectly retain 
control of Town and Country Bank, Springfield, Illinois, and Logan 
County Bank, Lincoln, Illinois.
    In addition, David E. Kirschner, individually and as trustee and 
co-trustee of various trusts, has applied to retain voting shares of 
Town and Country Financial Corporation, Springfield, Illinois, and 
thereby indirectly retain control of Town and Country Bank, 
Springfield, Illinois, and Logan County Bank, Lincoln, Illinois.
    C. Federal Reserve Bank of Minneapolis (Jacqueline G. King, 
Community Affairs Officer) 90 Hennepin Avenue, Minneapolis, Minnesota 
55480-0291:
    1. Stephen L. Grobel, Tabb, Virginia; to individually acquire 
voting shares of First Community Bancorp, Inc., Glasgow, Montana, and 
thereby indirectly acquire voting shares of First Community Bank, 
Glasgow, Montana.
    In addition, Stephen L. Grobel and Peter J. Grobel, Helena, 
Montana, as members of the Grobel Family Group, to acquire voting 
shares of First Community Bancorp, Inc., and thereby indirectly acquire 
voting shares of First Community Bank, Glasgow, Montana.
    D. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice 
President, Applications and Enforcement) 101 Market Street, San 
Francisco, California 94105-1579:
    1. Castle Creek Capital Partners IV, L.P., and persons that are 
acting with, or control Castle Creek Capital Partners IV, L.P. (Castle 
Creek Advisors IV, LLC; Castle Creek Capital IV, LLC; John T. Pietrzak; 
Pietrzak Advisory Corp.; John M. Eggemeyer, III; JME Advisory Corp.; 
William J. Ruh; Ruh Advisory Corp.; Mark G. Merlo; Legions IV Corp.; 
Joseph Mikesell Thomas and Thomas Advisory Corp., all of Rancho Santa 
Fe, California; to acquire voting shares of First NBC Bank Holding 
Company, and thereby indirectly acquire voting shares of First NBC 
Bank, both of New Orleans, Louisiana.

    Board of Governors of the Federal Reserve System, July 22, 2011.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 2011-18956 Filed 7-26-11; 8:45 am]
BILLING CODE 6210-01-P