Proposed Collection; Comment Request, 43374-43375 [2011-18188]
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43374
Federal Register / Vol. 76, No. 139 / Wednesday, July 20, 2011 / Notices
Project Web site at https://
www.i69indyevn.org/.
(Catalog of Federal Domestic Assistance
Program Number 20.205, Highway Planning
and Construction. The regulations
implementing Executive Order 12372
regarding intergovernmental consultation on
Federal programs and activities apply to this
program.)
Authority: 23 U.S.C. 139(l)(1).
Robert F. Tally Jr.,
Division Administrator, Indianapolis,
Indiana.
[FR Doc. 2011–18241 Filed 7–19–11; 8:45 am]
BILLING CODE
DEPARTMENT OF TRANSPORTATION
Surface Transportation Board
[Docket No. AB 55 (Sub-No. 707X)]
sroberts on DSK5SPTVN1PROD with NOTICES
CSX Transportation, Inc.;
Abandonment Exemption; in Hardin
County, OH
CSX Transportation, Inc. (CSXT), filed
a verified notice of exemption under 49
CFR pt. 1152 subpart F—Exempt
Abandonments to abandon an
approximately 0.21-mile rail line on its
Northern Region, Toledo Branch
Subdivision, between milepost QTA
24.95 near Fontaine Street and milepost
QTA 25.16 near the intersection of
Fontaine Street and Champion Court, in
Kenton, Hardin County, Ohio. The line
traverses United States Postal Service
Zip Code 43326.
CSXT has certified that: (1) No local
traffic has moved over the line for at
least 2 years; (2) there is no overhead
traffic on the line; (3) no formal
complaint filed by a user of rail service
on the line (or by a state or local
government entity acting on behalf of
such user) regarding cessation of service
over the line either is pending with the
Surface Transportation Board (Board) or
with any U.S. District Court or has been
decided in favor of complainant within
the 2-year period; and (4) the
requirements at 49 CFR 1105.7(c)
(environmental report), 49 CFR 1105.11
(transmittal letter), 49 CFR 1105.12
(newspaper publication), and 49 CFR
1152.50(d)(1) (notice to governmental
agencies) have been met.
As a condition to this exemption, any
employee adversely affected by the
abandonment shall be protected under
Oregon Short Line Railroad—
Abandonment Portion Goshen Branch
Between Firth & Ammon, in Bingham &
Bonneville Counties, Idaho, 360 I.C.C.
91 (1979). To address whether this
condition adequately protects affected
employees, a petition for partial
VerDate Mar<15>2010
18:29 Jul 19, 2011
Jkt 223001
revocation under 49 U.S.C. 10502(d)
must be filed.
Provided no formal expression of
intent to file an offer of financial
assistance (OFA) has been received, this
exemption will be effective on August
19, 2011, unless stayed pending
reconsideration. Petitions to stay that do
not involve environmental issues,1
formal expressions of intent to file an
OFA under 49 CFR 1152.27(c)(2),2 and
trail use/rail banking requests under 49
CFR 1152.29 must be filed by August 1,
2011. Petitions to reopen or requests for
public use conditions under 49 CFR
1152.28 must be filed by August 9,
2011, with the Surface Transportation
Board, 395 E Street, SW., Washington,
DC 20423–0001.
A copy of any petition filed with the
Board should be sent to CSXT’s
representative: Louis E. Gitomer, 600
Baltimore Ave., Suite 301, Towson, MD
21204.
If the verified notice contains false or
misleading information, the exemption
is void ab initio.
CSXT has filed a combined
environmental and historic report
which addresses the effects, if any, of
the abandonment on the environment
and historic resources. OEA will issue
an environmental assessment (EA) by
August 25, 2011. Interested persons may
obtain a copy of the EA by writing to
OEA (Room 1100, Surface
Transportation Board, Washington, DC
20423–0001) or by calling OEA at (202)
245–0305. Assistance for the hearing
impaired is available through the
Federal Information Relay Service at
1–800–877–8339. Comments on
environmental and historic preservation
matters must be filed within 15 days
after the EA becomes available to the
public.
Environmental, historic preservation,
public use, or trail use/rail banking
conditions will be imposed, where
appropriate, in a subsequent decision.
Pursuant to the provisions of 49 CFR
1152.29(e)(2), CSXT shall file a notice of
consummation with the Board to signify
that it has exercised the authority
granted and fully abandoned the line. If
consummation has not been effected by
CSXT’s filing of a notice of
1 The Board will grant a stay if an informed
decision on environmental issues (whether raised
by a party or by the Board’s Office of Environmental
Analysis (OEA) in its independent investigation)
cannot be made before the exemption’s effective
date. See Exemption of Out-of-Serv. Rail Lines, 5
I.C.C.2d 377 (1989). Any request for a stay should
be filed as soon as possible so that the Board may
take appropriate action before the exemption’s
effective date.
2 Each OFA must be accompanied by the filing
fee, which is currently set at $1,500. See 49 CFR
1002.2(f)(25).
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Frm 00122
Fmt 4703
Sfmt 4703
consummation by July 20, 2012, and
there are no legal or regulatory barriers
to consummation, the authority to
abandon will automatically expire.
Board decisions and notices are
available on our Web site at https://
www.stb.dot.gov.
Decided: July 14, 2011.
By the Board,
Rachel D. Campbell,
Director, Office of Proceedings.
Jeffrey Herzig,
Clearance Clerk.
[FR Doc. 2011–18162 Filed 7–19–11; 8:45 am]
BILLING CODE 4915–01–P
DEPARTMENT OF THE TREASURY
Proposed Collection; Comment
Request
Department of the Treasury.
Notice and request for comment.
AGENCY:
ACTION:
The Department of the
Treasury, on behalf of itself and the
Bureau of Consumer Financial
Protection (CFPB), as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on proposed and/or
continuing information collections, as
required by the Paperwork Reduction
Act of 1995, Public Law 104–13.
Currently, the Department of the
Treasury is soliciting comments
concerning a proposed generic
information collection for development
and evaluation of integrated mortgage
loan disclosures required by the DoddFrank Wall Street Reform and Consumer
Protection Act, Public Law 111–203.
DATES: Written comments are
encouraged and must be received on or
before September 19, 2011 to be assured
of consideration.
ADDRESSES: Direct all written comments
to Pamela Blumenthal, Consumer
Financial Protection Bureau, 1801 L
Street, NW., Washington, DC 20036.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Pamela
Blumenthal, Consumer Financial
Protection Bureau, 1801 L Street, NW.,
Washington, DC 20036; (202) 435–7167
or by e-mail at
pamela.blumenthal@treasury.gov.
SUMMARY:
SUPPLEMENTARY INFORMATION:
Title: Generic Clearance for
Development and Qualitative
Evaluation of Integrated Mortgage Loan
Disclosure Forms.
OMB Number: 1505–XXXX.
E:\FR\FM\20JYN1.SGM
20JYN1
43375
Federal Register / Vol. 76, No. 139 / Wednesday, July 20, 2011 / Notices
Summary of Collection: The DoddFrank Wall Street Reform and Consumer
Protection Act, Public Law 111–203,
Title X, requires the Consumer
Financial Protection Bureau (the‘‘CFPB’’
or the ‘‘Bureau’’) to develop model
forms that will integrate separate
disclosures concerning residential
mortgage loans that are required under
the Truth in Lending Act (‘‘TILA’’) and
Real Estate Settlement Procedures Act
(‘‘RESPA’’). The development of the
integrated disclosures will involve
qualitative testing of the disclosures
given in connection with consummation
of the transaction and may involve
testing of additional disclosures
required by TILA and RESPA during the
shopping, application, and origination
process. The CFPB will collect
qualitative data through a variety of
collection methods, which may include
interviews, focus groups and the
internet, to inform its design and
development of the mandated integrated
disclosures and their implementation.
The information collected through
qualitative evaluation methods will
inform the disclosure form’s design and
content, using an iterative process to
improve the draft form to make it easier
for consumers to use the document to
identify the terms of the loan, compare
among different loan products, and
understand the final terms of the loan
transaction.
The development and evaluation
process that will be conducted may use
focus group sessions, think-aloud
interviews, and usability studies. Data
collection tools will include: consent
forms; participant questionnaires;
protocols for individual interviews and
focus groups; and tools that seek input
from a larger community through the
internet.
The Bureau will only submit a
collection for approval under this
generic clearance if it meets the
following conditions:
• The collections are voluntary;
• The collections are low-burden for
respondents (based on considerations of
total burden hours, total number of
respondents, or burden-hours per
respondent) and are low-cost for both
the respondents and the Federal
Government;
• Personally identifiable information
(PII) is collected only to the extent
necessary and is not retained;
• Information gathered and released
beyond the Bureau will indicate the
qualitative nature of the information;
and
• Information gathered will yield
qualitative information; the collections
will not be designed or expected to
yield statistically reliable results or used
Number of
respondents
Process
as though the results are generalizable to
the population of study.
The core objective of the data
collection is to help identify and refine
specific features of the content or design
of the forms to maximize
communication effectiveness while
minimizing compliance burden.
Feedback collected under this generic
clearance provides useful information,
but it does not yield data that can be
generalized to the overall population.
This type of generic clearance for
qualitative information will not be used
for quantitative information collections
that are designed to yield reliably
actionable results, such as monitoring
trends over time or documenting
program performance.
As a general matter, information
collections will not result in any new
system of records containing privacy
information and will not ask questions
of a sensitive nature, such as sexual
behavior and attitudes, religious beliefs,
and other matters that are commonly
considered private.
Type of Review: New Collection.
Affected Public: Individuals and
businesses or other for-profit
institutions.
Annual Burden Estimates: Below is a
preliminary estimate of the aggregate
burden hours for this generic clearance.
Number of
responses per
respondent
Average
burden per
response
(minutes)
Total burden
hours
50
60
400
110
5000
1
1
1
........................
5
90
90
10
30
5
75
90
67
55
2,084
Total ..........................................................................................................
sroberts on DSK5SPTVN1PROD with NOTICES
Focus groups ...................................................................................................
One-on-one interviews .....................................................................................
Screening .........................................................................................................
Travel time to site ............................................................................................
Internet tools ....................................................................................................
........................
........................
........................
2,371
Request for Comments: Comments
submitted in response to this notice will
be summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record. Comments are invited on:
(a) Whether the proposed collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information shall have practical utility;
(b) the accuracy of the agency’s estimate
of the burden of the collection of
information; (c) ways to enhance the
quality, utility, and clarity of the
information to be collected; (d) ways to
minimize the burden of the collection of
information on respondents, including
through the use of automated collection
techniques or other forms of information
VerDate Mar<15>2010
18:29 Jul 19, 2011
Jkt 223001
technology; and (e) estimates of capital
or start-up costs and costs of operation,
maintenance, and purchase of services
to provide information. Burden means
the total time, effort, or financial
resources expended by persons to
generate, maintain, retain, disclose or
provide information to or for a Federal
agency. This includes the time needed
to review instructions; to develop,
acquire, install and utilize technology
and systems for the purpose of
collecting, validating and verifying
information, processing and
maintaining information, and disclosing
and providing information; to train
personnel and to be able to respond to
a collection of information, to search
data sources, to complete and review
the collection of information; and to
PO 00000
Frm 00123
Fmt 4703
Sfmt 9990
transmit or otherwise disclose the
information.
Robert Dahl,
Treasury PRA Clearance Officer.
[FR Doc. 2011–18188 Filed 7–19–11; 8:45 am]
BILLING CODE 4810–25–P
E:\FR\FM\20JYN1.SGM
20JYN1
]]>Agencies
[Federal Register Volume 76, Number 139 (Wednesday, July 20, 2011)]
[Notices]
[Pages 43374-43375]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2011-18188]
=======================================================================
-----------------------------------------------------------------------
DEPARTMENT OF THE TREASURY
Proposed Collection; Comment Request
AGENCY: Department of the Treasury.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The Department of the Treasury, on behalf of itself and the
Bureau of Consumer Financial Protection (CFPB), as part of its
continuing effort to reduce paperwork and respondent burden, invites
the general public and other Federal agencies to take this opportunity
to comment on proposed and/or continuing information collections, as
required by the Paperwork Reduction Act of 1995, Public Law 104-13.
Currently, the Department of the Treasury is soliciting comments
concerning a proposed generic information collection for development
and evaluation of integrated mortgage loan disclosures required by the
Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law
111-203.
DATES: Written comments are encouraged and must be received on or
before September 19, 2011 to be assured of consideration.
ADDRESSES: Direct all written comments to Pamela Blumenthal, Consumer
Financial Protection Bureau, 1801 L Street, NW., Washington, DC 20036.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Pamela Blumenthal, Consumer Financial Protection
Bureau, 1801 L Street, NW., Washington, DC 20036; (202) 435-7167 or by
e-mail at pamela.blumenthal@treasury.gov.
SUPPLEMENTARY INFORMATION:
Title: Generic Clearance for Development and Qualitative Evaluation
of Integrated Mortgage Loan Disclosure Forms.
OMB Number: 1505-XXXX.
[[Page 43375]]
Summary of Collection: The Dodd-Frank Wall Street Reform and
Consumer Protection Act, Public Law 111-203, Title X, requires the
Consumer Financial Protection Bureau (the``CFPB'' or the ``Bureau'') to
develop model forms that will integrate separate disclosures concerning
residential mortgage loans that are required under the Truth in Lending
Act (``TILA'') and Real Estate Settlement Procedures Act (``RESPA'').
The development of the integrated disclosures will involve qualitative
testing of the disclosures given in connection with consummation of the
transaction and may involve testing of additional disclosures required
by TILA and RESPA during the shopping, application, and origination
process. The CFPB will collect qualitative data through a variety of
collection methods, which may include interviews, focus groups and the
internet, to inform its design and development of the mandated
integrated disclosures and their implementation. The information
collected through qualitative evaluation methods will inform the
disclosure form's design and content, using an iterative process to
improve the draft form to make it easier for consumers to use the
document to identify the terms of the loan, compare among different
loan products, and understand the final terms of the loan transaction.
The development and evaluation process that will be conducted may
use focus group sessions, think-aloud interviews, and usability
studies. Data collection tools will include: consent forms; participant
questionnaires; protocols for individual interviews and focus groups;
and tools that seek input from a larger community through the internet.
The Bureau will only submit a collection for approval under this
generic clearance if it meets the following conditions:
The collections are voluntary;
The collections are low-burden for respondents (based on
considerations of total burden hours, total number of respondents, or
burden-hours per respondent) and are low-cost for both the respondents
and the Federal Government;
Personally identifiable information (PII) is collected
only to the extent necessary and is not retained;
Information gathered and released beyond the Bureau will
indicate the qualitative nature of the information; and
Information gathered will yield qualitative information;
the collections will not be designed or expected to yield statistically
reliable results or used as though the results are generalizable to the
population of study.
The core objective of the data collection is to help identify and
refine specific features of the content or design of the forms to
maximize communication effectiveness while minimizing compliance
burden. Feedback collected under this generic clearance provides useful
information, but it does not yield data that can be generalized to the
overall population. This type of generic clearance for qualitative
information will not be used for quantitative information collections
that are designed to yield reliably actionable results, such as
monitoring trends over time or documenting program performance.
As a general matter, information collections will not result in any
new system of records containing privacy information and will not ask
questions of a sensitive nature, such as sexual behavior and attitudes,
religious beliefs, and other matters that are commonly considered
private.
Type of Review: New Collection.
Affected Public: Individuals and businesses or other for-profit
institutions.
Annual Burden Estimates: Below is a preliminary estimate of the
aggregate burden hours for this generic clearance.
----------------------------------------------------------------------------------------------------------------
Average
Number of Number of burden per Total burden
Process respondents responses per response hours
respondent (minutes)
----------------------------------------------------------------------------------------------------------------
Focus groups.................................... 50 1 90 75
One-on-one interviews........................... 60 1 90 90
Screening....................................... 400 1 10 67
Travel time to site............................. 110 .............. 30 55
Internet tools.................................. 5000 5 5 2,084
---------------------------------------------------------------
Total....................................... .............. .............. .............. 2,371
----------------------------------------------------------------------------------------------------------------
Request for Comments: Comments submitted in response to this notice
will be summarized and/or included in the request for OMB approval. All
comments will become a matter of public record. Comments are invited
on: (a) Whether the proposed collection of information is necessary for
the proper performance of the functions of the agency, including
whether the information shall have practical utility; (b) the accuracy
of the agency's estimate of the burden of the collection of
information; (c) ways to enhance the quality, utility, and clarity of
the information to be collected; (d) ways to minimize the burden of the
collection of information on respondents, including through the use of
automated collection techniques or other forms of information
technology; and (e) estimates of capital or start-up costs and costs of
operation, maintenance, and purchase of services to provide
information. Burden means the total time, effort, or financial
resources expended by persons to generate, maintain, retain, disclose
or provide information to or for a Federal agency. This includes the
time needed to review instructions; to develop, acquire, install and
utilize technology and systems for the purpose of collecting,
validating and verifying information, processing and maintaining
information, and disclosing and providing information; to train
personnel and to be able to respond to a collection of information, to
search data sources, to complete and review the collection of
information; and to transmit or otherwise disclose the information.
Robert Dahl,
Treasury PRA Clearance Officer.
[FR Doc. 2011-18188 Filed 7-19-11; 8:45 am]
BILLING CODE 4810-25-P
