Privacy Act of 1974: Notice of New System of Records, Single Family Computerized Homes Underwriting Management Systems, 81635-81637 [2010-32688]
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emcdonald on DSK2BSOYB1PROD with NOTICES
Federal Register / Vol. 75, No. 248 / Tuesday, December 28, 2010 / Notices
other forms of information technology
(e.g., permitting electronic submission
of responses).
This Notice also lists the following
information:
Title of Proposal: Housing Choice
Voucher Program Administrative Fee
Study.
Description of Information Collection:
This request is for the clearance of onsite data collection from public housing
agencies (PHAs). The proposed data
collection has three purposes: (1) To
identify a sample of PHAs that are
verified to be operating high-performing
and efficient HCV programs, (2) to test
alternative methods of measuring time
spent on administrative functions in the
HCV program, and (3) to collect
information on the factors that affect
administrative costs in the HCV
program. The proposed data collection
will take place through site visits to 60
PHAs and will include interviews with
PHA staff, interviews with program
partners, and reviews of client files and
administrative data collected by the
PHA, included documentation related to
the HCV program budget. In addition, at
5 of the 60 sites the research team will
beta-test three alternative methods of
collecting data on PHA staff time spent
on the range of activities required to
administer the HCV program. The
results of the site visits and beta-tests
will be used to develop the research
design, sampling approach, and data
collection instruments for a national
study of the costs of administering the
HCV program based on direct
measurement of staff and other program
costs among a sample of highperforming HCV programs. The results
of this national study—for which
separate OMB clearance will be
sought—will be used to estimate
administrative fees and develop a new
administrative fee allocation formula for
the HCV program.
OMB Control Number: 2528–NEW.
Agency Form Numbers: None.
Members of Affected Public: Up to
375 public housing agency staff persons
(an average of 5 staff members at each
of the 60 sites, plus up to 15 staff
members at the 5 beta-test sites) and up
to 180 staff from partner organizations
(an average of 3 representatives of
partner organizations at each of the 60
sites).
Estimation of the total numbers of
hours needed to prepare the information
collection including number of
respondents, frequency of responses,
and hours of response: The average time
for a PHA staff person to complete the
interview is 1.5 hours. Up to 5 PHA staff
will be interviewed per site, for a
maximum estimated burden for the PHA
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22:37 Dec 27, 2010
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staff interviews of 600 hours (300
people times 2 hours per person). In
addition, up to 3 representatives of
program partners will be interviewed
per site, for a maximum estimated
burden for the program partner
interviews of 180 hours (180 people
times 1 hour per person). Finally, at the
5 beta-test sites, up to 15 PHA staff will
spend up to 20 minutes per day for 5
days documenting time spent on various
activities related to voucher program
administration, for a maximum
estimated staff burden of 127.5 hours
(75 people times 1.7 hours per person).
These same staff will also participate in
1 hour of training related to the beta-test
data collection, for a maximum staff
burden of 75 hours (75 staff times 1
hour per person). The total estimated
burden across the three data collection
activities for the study is 980 hours.
Authority: The Paperwork Reduction Act
of 1995, 44 U.S.C. chapter 35, as amended.
Dated: December 21, 2010.
Colette Pollard,
Departmental Reports Management Officer,
Office of the Chief Information Officer.
[FR Doc. 2010–32684 Filed 12–27–10; 8:45 am]
BILLING CODE 4210–67–P
DEPARTMENT OF HOUSING AND
URBAN DEVELOPMENT
[Docket No. FR–5386–N–14]
Privacy Act of 1974: Notice of New
System of Records, Single Family
Computerized Homes Underwriting
Management Systems
Department of Housing and
Urban Development.
ACTION: Revision to the routine uses.
AGENCY:
Modified the routine uses to
identify the Federal Reserve as a Federal
agency that receives CHUMS data for
statistical research. The Computerized
Homes Underwriting Management
System supports Housing staff in the
processing of single family mortgage
insurance applications, from initial
receipt through endorsement.
F17/CHUMS processes loans for first
time homebuyers, Home Equity
Conversion Mortgages (HECM), Section
203(k) for the rehabilitation of existing
properties, VA Certified FHA loans and
other programs. F17/CHUMS also
provide automated assistance in
appraisal, mortgage credit evaluation,
and FHA’s TOTAL Scorecard, a
standardized credit assessment tool. It
supports the conditional commitment
process from the Mortgagee’s request for
property appraisal through issuance of a
conditional commitment, firm
SUMMARY:
PO 00000
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Fmt 4703
Sfmt 4703
81635
commitment, endorsement, and the
automated production of the Mortgage
Insurance Certificate.
DATES: Effective Date: This proposal
shall become effective January 27, 2011,
unless comments are received on or
before that date which would result in
a contrary determination.
Comment Due Date: January 27, 2011.
ADDRESSES: Office of Single Family
Program Development, 451 7th Street,
SW., Washington, DC 20410.
FOR FURTHER INFORMATION CONTACT:
Donna Robinson-Staton, Departmental
Privacy Officer, 451 Seventh Street,
SW., Room 2256, Washington, DC
20410, Telephone Number (202) 402–
8047. For Housing information: Bonnie
McCloskey, 451 7th Street, SW., Room
9280, Washington, DC 20410,
Telephone Number (202) 402–8138. A
telecommunications device for hearingand speech-impaired persons (TTY) is
available at 1–800–877–8339 (Federal
Information Relay Services). (This is a
toll-free number).
SUPPLEMENTARY INFORMATION: Title 5
U.S.C. section 552a(e)(4) and (11)
provide that the public be given a 30day period in which to comment on the
proposed new system. The Office of
Management and Budget (OMB), which
has oversight responsibilities under the
Act, requires a 30-day period in which
to conclude its review of the system.
Therefore, please submit any comments
by July 31, 2010. In accordance with
5 U.S.C. 552a(r) and OMB Cir. A–130,
the Department has provided a report to
OMB and the Congress on the proposed
modification.
Dated: December 20, 2010.
Jerry E. Williams,
Chief Information Officer.
HUD/H–5
SYSTEM NAME:
Single Family Computerized Homes
Underwriting Management System
(CHUMS).
SYSTEM LOCATION:
HUD Headquarters and Single Family
Homeownership Centers in Atlanta,
Denver, Philadelphia, and Santa Ana.
CATEGORIES OF INDIVIDUALS COVERED BY THE
SYSTEM:
Individuals who have obtained a
mortgage insured under HUD/FHA’s
single family mortgage insurance
programs and individuals who
unsuccessfully applied for an insured
mortgage. Also, individuals involved in
the HUD/FHA single-family
underwriting process (builders, fee
appraisers, fee inspectors, mortgagee
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81636
Federal Register / Vol. 75, No. 248 / Tuesday, December 28, 2010 / Notices
staff appraisers, mortgagee staff
underwriters) and HUD employees
involved in the single family
underwriting process (e.g., staff
appraisers, staff mortgage credit
examiners, architectural employees,
receiving clerks, assignment clerks,
commitment clerks, records clerks, and
closing clerks).
CATEGORIES OF RECORDS IN THE SYSTEM:
Automated files contain name,
address, Social Security Number or
other identification number; racial/
ethnic background, if disclosed, of the
mortgagor and information about the
mortgage loan. These records also
contain the name, address, Social
Security Number or other identification
number, territory, workload, and
minority data (including racial/ethnic
background, Minority Business
Enterprise (MBE) Code, and sex, for
statistical tracking purposes) of builders,
fee appraisers, and fee inspectors. These
records will further contain the name
and identifying number of each
mortgagee staff appraiser and each
mortgagee staff underwriter and the
territory and workload of those
individuals. Additionally, the
automated files contain identification
(name and social security or other
identifying number) of HUD employees
involved in the single family
underwriting process (Homeownership
Center managers, staff appraisers,
architectural employees, receiving
clerks, assignment clerks, commitment
clerks, records clerks, and closing
clerks).
AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
Section 203, National Housing Act,
Public Law 73–479. The information
collection enables HUD/FHA to process
applications for HUD mortgage
insurance and respond to inquiries
regarding applications and insured
mortgages.
emcdonald on DSK2BSOYB1PROD with NOTICES
PURPOSES:
The Computerized Homes
Underwriting Management System
supports Housing staff in the processing
of single family mortgage insurance
applications, from initial receipt
through endorsement. F17/CHUMS
processes loans for first time
homebuyers, Home Equity Conversion
Mortgages (HECM), Section 203(k) for
the rehabilitation of existing properties,
VA Certified FHA loans and other
programs. F17/CHUMS also provides
automated assistance in appraisal,
mortgage credit evaluation, and FHA’s
TOTAL Scorecard, a standardized credit
assessment tool. It supports the
conditional commitment process from
VerDate Mar<15>2010
22:37 Dec 27, 2010
Jkt 223001
the Mortgagee’s request for property
appraisal through issuance of a
conditional commitment, firm
commitment, endorsement, and the
automated production of the Mortgage
Insurance Certificate.
ROUTINE USES OF RECORDS MAINTAINED IN THE
SYSTEM, INCLUDING CATEGORIES OF USERS AND
THE PURPOSES OF SUCH USES:
In addition to those disclosures
generally permitted under 5 U.S.C.
552a(b) of the Privacy Act other routine
uses include: (a) To other agencies; such
as, Departments of Agriculture,
Education and Veterans Affairs, and the
Small Business Administration—for use
of HUD’s Credit Alert Interactive Voice
Response System (CAIVRS) to prescreen
applicants for loans or loans guaranteed
by the Federal Government to ascertain
if the applicant is delinquent in paying
a debt owed to or insured by the
Government. (b) To the FBI to
investigate possible fraud revealed in
underwriting, insuring or monitoring.
(c) To Department of Justice for
prosecution of fraud revealed in
underwriting, insuring or monitoring.
(d) To General Accounting Office (GAO)
for audit purposes. (e) To other federal
agencies, including the Federal Reserve,
and to financial institutions and
computer software companies for
automated underwriting, credit scoring
and other risk management evaluation
studies. (f) To other Federal agencies,
including the Federal Reserve, for
purposes of statistical research, not
involving personally identifiable
information, to evaluation program
effectiveness in meeting the United
States Department of Housing and
Urban Development/FHA’s mission and
to inform policy makers on changes to
effect program improvements. If the
Department suspects or has confirmed
that the security or confidentiality of
information in the system of records has
been compromised; or if the Department
has determined that as a result of the
suspected or confirmed compromise
there is a risk of harm to economic or
property interests, identity theft or
fraud, or harm to the security or
integrity of this system or other systems
or programs (whether maintained by the
HUD or another agency or entity) that
rely upon the compromised
information; than the disclosure made
to such agencies, entities, and persons is
reasonably necessary to assist in
connection with the HUD’s efforts to
respond to the suspected or confirmed
compromise and prevent, minimize, or
remedy such harm.
PO 00000
Frm 00077
Fmt 4703
Sfmt 4703
POLICIES AND PRACTICES FOR STORING,
RETRIEVING, ACCESSING, RETAINING, AND
DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
Records are stored on magnetic tape/
disc/drum.
RETRIEVABILITY:
Records are retrieved by name, Social
Security Number or other identification
number.
SAFEGUARDS:
Automated records are maintained in
secured areas. Access is limited to
authorized personnel.
RETENTION AND DISPOSAL:
Computerized records of insured
cases are retained for 10 years and those
on rejected cases are retained for 3
years.
SYSTEM MANAGER(S) AND ADDRESS:
Director, Home Mortgage Insurance
Division, HUAH, Department of
Housing and Urban Development, 451
Seventh Street, SW., Washington, DC
20410.
NOTIFICATION PROCEDURE:
For information, assistance, or inquiry
about the existence of records, contact
the Privacy Act Officer at the
Department of Housing and Urban
Development, 451 7th Street, SW.,
Washington, DC. Written requests must
include the full name, Social Security
Number, date of birth, current address,
and telephone number of the individual
making the request.
RECORD ACCESS PROCEDURES:
The Department’s rules for providing
access to records to the individual
concerned appear in 24 CFR part 16. If
additional information or assistance is
required, contact the Privacy Act Officer
at the appropriate location. A list of all
locations is given in appendix A.
CONTESTING RECORD PROCEDURES:
Include the following standard
language: Procedures for the
amendment or correction of records,
and for applicants want to appeal initial
agency determination appear in 24 CFR
part 16. If additional information or
assistance is needed, it may be obtained
by contacting: (i) In relation to
contesting contents of records, the
Privacy Act Officer at the appropriate
location. A list of all locations is given
in appendix A; (ii) in relation to appeals
of initial denials, the HUD Departmental
Privacy Appeals Officer, Office of
General Counsel, Department of
Housing and Urban Development, 451
Seventh Street, SW., Washington, DC
20410.
E:\FR\FM\28DEN1.SGM
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Federal Register / Vol. 75, No. 248 / Tuesday, December 28, 2010 / Notices
RECORD SOURCE CATEGORIES:
detail construction and operation of the
Project in accordance with the Rule.
Mortgagors, appraisers, inspectors,
builders, mortgagee staff appraisers,
mortgagee staff underwriters, and HUD
employees.
Authority: The NOA of the Lease issuance
is published pursuant to 30 CFR 285.231.
EXEMPTIONS FOR CERTAIN PROVISIONS OF THE
ACT:
Cape Wind Energy Project Description
None.
[FR Doc. 2010–32688 Filed 12–27–10; 8:45 am]
BILLING CODE 4210–67–P
DEPARTMENT OF THE INTERIOR
Bureau of Ocean Energy Management,
Regulation and Enforcement
Commercial Lease for the Cape Wind
Energy Project
Bureau of Ocean Energy
Management, Regulation and
Enforcement, Interior.
ACTION: Notice of Availability (‘‘NOA’’)
of a Commercial Lease of Submerged
Lands for Renewable Energy
Development on the Outer Continental
Shelf (‘‘OCS’’) for the Cape Wind Energy
Project.
AGENCY:
Pursuant to its authority
under the Outer Continental Shelf
Lands Act (‘‘OCSLA’’), 43 U.S.C. 1331 et
seq., as amended; and the Renewable
Energy and Alternate Uses of Existing
Facilities on the Outer Continental Shelf
Rules, 30 CFR part 285 (‘‘Rule’’),
BOEMRE has issued a Commercial
Lease (‘‘Lease’’) for an area of
approximately 46 square miles on the
OCS in Nantucket Sound off the coast
of Cape Cod, Massachusetts. This NOA
is being published to announce the
availability of the Lease in accordance
with the requirements of 30 CFR
285.231. The Lease is for the Cape Wind
Energy Project (‘‘Project’’) which grants
Cape Wind Associates, LLC, (‘‘CWA’’)
the exclusive right to conduct certain
activities within the leased area, subject
to the terms and conditions of the Lease,
and applicable laws and regulations.
The Lease requires CWA to pay $88,278
in annual rent prior to production, and
a two to seven percent operating fee rate
following the start of production during
the 33-year lease (a 5-year site
assessment term and a 28-year
commercial operations term). The rent
and operating fee are based on the
requirements set forth in 30 CFR part
285, subpart E. The Project plan calls for
130 wind turbines capable of generating
a maximum electric output of 468
megawatts with an anticipated average
output of 183 megawatts. Construction
and operation of the Project cannot
begin until BOEMRE reviews and
approves plans submitted by CWA that
emcdonald on DSK2BSOYB1PROD with NOTICES
SUMMARY:
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22:37 Dec 27, 2010
Jkt 223001
SUPPLEMENTARY INFORMATION:
The Energy Policy Act of 2005
(‘‘EPAct’’) and amendments to the
OCSLA gave the Secretary of the
Department of the Interior the authority
to issue leases, easements, and rights-ofway for renewable energy activities on
the OCS. The Secretary delegated this
authority to BOEMRE, formerly the
Minerals Management Service.
Following passage of EPAct in 2005,
CWA submitted an application for
Project to BOEMRE. In 2009, BOEMRE
finalized the Rule that governed the
issuance of leases, easements, and
rights-of-way and the regulation of
offshore renewable energy activities.
The Project plan calls for 130 3.6
megawatt wind turbine generators, each
with a maximum blade height of 440
feet, to be arranged in a grid pattern on
the OCS in Nantucket Sound. The
transmission cables for the Project, if
approved, would pass through
Massachusetts’ submerged lands. With a
maximum electric output of 468
megawatts and an average anticipated
output of 183 megawatts, the Project is
expected to generate electricity
equivalent to three-quarters of the Cape
and nearby islands’ electricity needs.
Each of the 130 wind turbine generators
would generate electricity
independently. Solid dielectric
submarine inner-array cables from each
wind turbine generator would
interconnect within the array and
terminate on an electrical service
platform (‘‘ESP’’), which would serve as
the common interconnection point for
all of the wind turbines. The Project
plan calls for a submarine transmission
cable system approximately 12.5 miles
in length from the ESP to a landfall
location in Yarmouth, Massachusetts
(7.6 miles of which would fall within
the state of Massachusetts’ jurisdiction).
Availability of the Lease:
To obtain a single printed copy of the
Lease, you may contact BOEMRE, Office
of Offshore Alternative Energy Programs
(Mail Stop 4090), 381 Elden Street,
Herndon, Virginia 20170–4817. An
electronic copy of the Lease is available
at BOEMRE’s Web site at: https://
www.boemre.gov/offshore/
RenewableEnergy/CapeWind.htm.
FOR FURTHER INFORMATION CONTACT:
Bureau of Ocean Energy Management,
Regulation and Enforcement, Ms.
Maureen A. Bornholdt, Program
PO 00000
Frm 00078
Fmt 4703
Sfmt 4703
81637
Manager, Office of Offshore Alternative
Energy Programs, MS 4090, 381 Elden
Street, Herndon, Virginia 20170–4817,
(703) 787–1300.
Dated: December 20, 2010.
L. Renee Orr,
Acting Associate Director for Offshore Energy
and Minerals Management.
[FR Doc. 2010–32672 Filed 12–27–10; 8:45 am]
BILLING CODE 4310–MR–P
DEPARTMENT OF THE INTERIOR
Fish and Wildlife Service
[FWS–R4–ES–2010–N247; 40120–1113–
0000–C2]
Endangered and Threatened Wildlife
and Plants; Notice of Availability of the
St. Andrew Beach Mouse Recovery
Plan
Fish and Wildlife Service,
Interior.
ACTION: Notice of document availability.
AGENCY:
We, the Fish and Wildlife
Service, announce the availability of the
recovery plan for the St. Andrew beach
mouse (Peromyscus polionotus
peninsularis). The recovery plan
includes specific recovery objectives
and criteria to be met in order to
reclassify this species to threatened
status and delist it under the
Endangered Species Act of 1973, as
amended (Act).
ADDRESSES: You can obtain copies of the
St. Andrew beach mouse recovery plan
by contacting the Panama City Field
Office, U.S. Fish and Wildlife Service,
1601 Balboa Avenue, Panama City, FL
32405 (telephone (850) 769–0552) or by
visiting our Web site at https://
endangered.fws.gov/recovery/
index.html#plans or https://fws.gov/
panamacity/.
FOR FURTHER INFORMATION CONTACT: Ben
Frater at the above address (telephone
850/769–0552, ext. 248; TTY users may
contact Mr. Frater through the Federal
Relay Service at (800) 877–8339).
SUPPLEMENTARY INFORMATION:
SUMMARY:
Background
The St. Andrew beach mouse was
listed as endangered on December 18,
1998 (63 FR 70053). The endangered St.
Andrew beach mouse is now found in
two populations: East Crooked Island,
Bay County, Florida, and St. Joseph
Peninsula, Gulf County, Florida.
The St. Andrew beach mouse inhabits
the frontal dunes (which are composed
of the primary and secondary dunes)
and adjacent inland scrub dunes within
the coastal ecosystem. Beach mice
E:\FR\FM\28DEN1.SGM
28DEN1
]]>Agencies
[Federal Register Volume 75, Number 248 (Tuesday, December 28, 2010)]
[Notices]
[Pages 81635-81637]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2010-32688]
-----------------------------------------------------------------------
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
[Docket No. FR-5386-N-14]
Privacy Act of 1974: Notice of New System of Records, Single
Family Computerized Homes Underwriting Management Systems
AGENCY: Department of Housing and Urban Development.
ACTION: Revision to the routine uses.
-----------------------------------------------------------------------
SUMMARY: Modified the routine uses to identify the Federal Reserve as a
Federal agency that receives CHUMS data for statistical research. The
Computerized Homes Underwriting Management System supports Housing
staff in the processing of single family mortgage insurance
applications, from initial receipt through endorsement. F17/CHUMS
processes loans for first time homebuyers, Home Equity Conversion
Mortgages (HECM), Section 203(k) for the rehabilitation of existing
properties, VA Certified FHA loans and other programs. F17/CHUMS also
provide automated assistance in appraisal, mortgage credit evaluation,
and FHA's TOTAL Scorecard, a standardized credit assessment tool. It
supports the conditional commitment process from the Mortgagee's
request for property appraisal through issuance of a conditional
commitment, firm commitment, endorsement, and the automated production
of the Mortgage Insurance Certificate.
DATES: Effective Date: This proposal shall become effective January 27,
2011, unless comments are received on or before that date which would
result in a contrary determination.
Comment Due Date: January 27, 2011.
ADDRESSES: Office of Single Family Program Development, 451 7th Street,
SW., Washington, DC 20410.
FOR FURTHER INFORMATION CONTACT: Donna Robinson-Staton, Departmental
Privacy Officer, 451 Seventh Street, SW., Room 2256, Washington, DC
20410, Telephone Number (202) 402-8047. For Housing information: Bonnie
McCloskey, 451 7th Street, SW., Room 9280, Washington, DC 20410,
Telephone Number (202) 402-8138. A telecommunications device for
hearing- and speech-impaired persons (TTY) is available at 1-800-877-
8339 (Federal Information Relay Services). (This is a toll-free
number).
SUPPLEMENTARY INFORMATION: Title 5 U.S.C. section 552a(e)(4) and (11)
provide that the public be given a 30-day period in which to comment on
the proposed new system. The Office of Management and Budget (OMB),
which has oversight responsibilities under the Act, requires a 30-day
period in which to conclude its review of the system. Therefore, please
submit any comments by July 31, 2010. In accordance with 5 U.S.C.
552a(r) and OMB Cir. A-130, the Department has provided a report to OMB
and the Congress on the proposed modification.
Dated: December 20, 2010.
Jerry E. Williams,
Chief Information Officer.
HUD/H-5
System name:
Single Family Computerized Homes Underwriting Management System
(CHUMS).
System location:
HUD Headquarters and Single Family Homeownership Centers in
Atlanta, Denver, Philadelphia, and Santa Ana.
Categories of individuals covered by the system:
Individuals who have obtained a mortgage insured under HUD/FHA's
single family mortgage insurance programs and individuals who
unsuccessfully applied for an insured mortgage. Also, individuals
involved in the HUD/FHA single-family underwriting process (builders,
fee appraisers, fee inspectors, mortgagee
[[Page 81636]]
staff appraisers, mortgagee staff underwriters) and HUD employees
involved in the single family underwriting process (e.g., staff
appraisers, staff mortgage credit examiners, architectural employees,
receiving clerks, assignment clerks, commitment clerks, records clerks,
and closing clerks).
Categories of records in the system:
Automated files contain name, address, Social Security Number or
other identification number; racial/ethnic background, if disclosed, of
the mortgagor and information about the mortgage loan. These records
also contain the name, address, Social Security Number or other
identification number, territory, workload, and minority data
(including racial/ethnic background, Minority Business Enterprise (MBE)
Code, and sex, for statistical tracking purposes) of builders, fee
appraisers, and fee inspectors. These records will further contain the
name and identifying number of each mortgagee staff appraiser and each
mortgagee staff underwriter and the territory and workload of those
individuals. Additionally, the automated files contain identification
(name and social security or other identifying number) of HUD employees
involved in the single family underwriting process (Homeownership
Center managers, staff appraisers, architectural employees, receiving
clerks, assignment clerks, commitment clerks, records clerks, and
closing clerks).
Authority for maintenance of the system:
Section 203, National Housing Act, Public Law 73-479. The
information collection enables HUD/FHA to process applications for HUD
mortgage insurance and respond to inquiries regarding applications and
insured mortgages.
Purposes:
The Computerized Homes Underwriting Management System supports
Housing staff in the processing of single family mortgage insurance
applications, from initial receipt through endorsement. F17/CHUMS
processes loans for first time homebuyers, Home Equity Conversion
Mortgages (HECM), Section 203(k) for the rehabilitation of existing
properties, VA Certified FHA loans and other programs. F17/CHUMS also
provides automated assistance in appraisal, mortgage credit evaluation,
and FHA's TOTAL Scorecard, a standardized credit assessment tool. It
supports the conditional commitment process from the Mortgagee's
request for property appraisal through issuance of a conditional
commitment, firm commitment, endorsement, and the automated production
of the Mortgage Insurance Certificate.
Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
In addition to those disclosures generally permitted under 5 U.S.C.
552a(b) of the Privacy Act other routine uses include: (a) To other
agencies; such as, Departments of Agriculture, Education and Veterans
Affairs, and the Small Business Administration--for use of HUD's Credit
Alert Interactive Voice Response System (CAIVRS) to prescreen
applicants for loans or loans guaranteed by the Federal Government to
ascertain if the applicant is delinquent in paying a debt owed to or
insured by the Government. (b) To the FBI to investigate possible fraud
revealed in underwriting, insuring or monitoring. (c) To Department of
Justice for prosecution of fraud revealed in underwriting, insuring or
monitoring. (d) To General Accounting Office (GAO) for audit purposes.
(e) To other federal agencies, including the Federal Reserve, and to
financial institutions and computer software companies for automated
underwriting, credit scoring and other risk management evaluation
studies. (f) To other Federal agencies, including the Federal Reserve,
for purposes of statistical research, not involving personally
identifiable information, to evaluation program effectiveness in
meeting the United States Department of Housing and Urban Development/
FHA's mission and to inform policy makers on changes to effect program
improvements. If the Department suspects or has confirmed that the
security or confidentiality of information in the system of records has
been compromised; or if the Department has determined that as a result
of the suspected or confirmed compromise there is a risk of harm to
economic or property interests, identity theft or fraud, or harm to the
security or integrity of this system or other systems or programs
(whether maintained by the HUD or another agency or entity) that rely
upon the compromised information; than the disclosure made to such
agencies, entities, and persons is reasonably necessary to assist in
connection with the HUD's efforts to respond to the suspected or
confirmed compromise and prevent, minimize, or remedy such harm.
Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored on magnetic tape/disc/drum.
Retrievability:
Records are retrieved by name, Social Security Number or other
identification number.
Safeguards:
Automated records are maintained in secured areas. Access is
limited to authorized personnel.
Retention and disposal:
Computerized records of insured cases are retained for 10 years and
those on rejected cases are retained for 3 years.
System manager(s) and address:
Director, Home Mortgage Insurance Division, HUAH, Department of
Housing and Urban Development, 451 Seventh Street, SW., Washington, DC
20410.
Notification procedure:
For information, assistance, or inquiry about the existence of
records, contact the Privacy Act Officer at the Department of Housing
and Urban Development, 451 7th Street, SW., Washington, DC. Written
requests must include the full name, Social Security Number, date of
birth, current address, and telephone number of the individual making
the request.
Record access procedures:
The Department's rules for providing access to records to the
individual concerned appear in 24 CFR part 16. If additional
information or assistance is required, contact the Privacy Act Officer
at the appropriate location. A list of all locations is given in
appendix A.
Contesting record procedures:
Include the following standard language: Procedures for the
amendment or correction of records, and for applicants want to appeal
initial agency determination appear in 24 CFR part 16. If additional
information or assistance is needed, it may be obtained by contacting:
(i) In relation to contesting contents of records, the Privacy Act
Officer at the appropriate location. A list of all locations is given
in appendix A; (ii) in relation to appeals of initial denials, the HUD
Departmental Privacy Appeals Officer, Office of General Counsel,
Department of Housing and Urban Development, 451 Seventh Street, SW.,
Washington, DC 20410.
[[Page 81637]]
Record source categories:
Mortgagors, appraisers, inspectors, builders, mortgagee staff
appraisers, mortgagee staff underwriters, and HUD employees.
Exemptions for certain provisions of the act:
None.
[FR Doc. 2010-32688 Filed 12-27-10; 8:45 am]
BILLING CODE 4210-67-P
