Privacy Act of 1974: Notice of New System of Records, Single Family Computerized Homes Underwriting Management Systems, 81635-81637 [2010-32688]

Download as PDF emcdonald on DSK2BSOYB1PROD with NOTICES Federal Register / Vol. 75, No. 248 / Tuesday, December 28, 2010 / Notices other forms of information technology (e.g., permitting electronic submission of responses). This Notice also lists the following information: Title of Proposal: Housing Choice Voucher Program Administrative Fee Study. Description of Information Collection: This request is for the clearance of onsite data collection from public housing agencies (PHAs). The proposed data collection has three purposes: (1) To identify a sample of PHAs that are verified to be operating high-performing and efficient HCV programs, (2) to test alternative methods of measuring time spent on administrative functions in the HCV program, and (3) to collect information on the factors that affect administrative costs in the HCV program. The proposed data collection will take place through site visits to 60 PHAs and will include interviews with PHA staff, interviews with program partners, and reviews of client files and administrative data collected by the PHA, included documentation related to the HCV program budget. In addition, at 5 of the 60 sites the research team will beta-test three alternative methods of collecting data on PHA staff time spent on the range of activities required to administer the HCV program. The results of the site visits and beta-tests will be used to develop the research design, sampling approach, and data collection instruments for a national study of the costs of administering the HCV program based on direct measurement of staff and other program costs among a sample of highperforming HCV programs. The results of this national study—for which separate OMB clearance will be sought—will be used to estimate administrative fees and develop a new administrative fee allocation formula for the HCV program. OMB Control Number: 2528–NEW. Agency Form Numbers: None. Members of Affected Public: Up to 375 public housing agency staff persons (an average of 5 staff members at each of the 60 sites, plus up to 15 staff members at the 5 beta-test sites) and up to 180 staff from partner organizations (an average of 3 representatives of partner organizations at each of the 60 sites). Estimation of the total numbers of hours needed to prepare the information collection including number of respondents, frequency of responses, and hours of response: The average time for a PHA staff person to complete the interview is 1.5 hours. Up to 5 PHA staff will be interviewed per site, for a maximum estimated burden for the PHA VerDate Mar<15>2010 22:37 Dec 27, 2010 Jkt 223001 staff interviews of 600 hours (300 people times 2 hours per person). In addition, up to 3 representatives of program partners will be interviewed per site, for a maximum estimated burden for the program partner interviews of 180 hours (180 people times 1 hour per person). Finally, at the 5 beta-test sites, up to 15 PHA staff will spend up to 20 minutes per day for 5 days documenting time spent on various activities related to voucher program administration, for a maximum estimated staff burden of 127.5 hours (75 people times 1.7 hours per person). These same staff will also participate in 1 hour of training related to the beta-test data collection, for a maximum staff burden of 75 hours (75 staff times 1 hour per person). The total estimated burden across the three data collection activities for the study is 980 hours. Authority: The Paperwork Reduction Act of 1995, 44 U.S.C. chapter 35, as amended. Dated: December 21, 2010. Colette Pollard, Departmental Reports Management Officer, Office of the Chief Information Officer. [FR Doc. 2010–32684 Filed 12–27–10; 8:45 am] BILLING CODE 4210–67–P DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR–5386–N–14] Privacy Act of 1974: Notice of New System of Records, Single Family Computerized Homes Underwriting Management Systems Department of Housing and Urban Development. ACTION: Revision to the routine uses. AGENCY: Modified the routine uses to identify the Federal Reserve as a Federal agency that receives CHUMS data for statistical research. The Computerized Homes Underwriting Management System supports Housing staff in the processing of single family mortgage insurance applications, from initial receipt through endorsement. F17/CHUMS processes loans for first time homebuyers, Home Equity Conversion Mortgages (HECM), Section 203(k) for the rehabilitation of existing properties, VA Certified FHA loans and other programs. F17/CHUMS also provide automated assistance in appraisal, mortgage credit evaluation, and FHA’s TOTAL Scorecard, a standardized credit assessment tool. It supports the conditional commitment process from the Mortgagee’s request for property appraisal through issuance of a conditional commitment, firm SUMMARY: PO 00000 Frm 00076 Fmt 4703 Sfmt 4703 81635 commitment, endorsement, and the automated production of the Mortgage Insurance Certificate. DATES: Effective Date: This proposal shall become effective January 27, 2011, unless comments are received on or before that date which would result in a contrary determination. Comment Due Date: January 27, 2011. ADDRESSES: Office of Single Family Program Development, 451 7th Street, SW., Washington, DC 20410. FOR FURTHER INFORMATION CONTACT: Donna Robinson-Staton, Departmental Privacy Officer, 451 Seventh Street, SW., Room 2256, Washington, DC 20410, Telephone Number (202) 402– 8047. For Housing information: Bonnie McCloskey, 451 7th Street, SW., Room 9280, Washington, DC 20410, Telephone Number (202) 402–8138. A telecommunications device for hearingand speech-impaired persons (TTY) is available at 1–800–877–8339 (Federal Information Relay Services). (This is a toll-free number). SUPPLEMENTARY INFORMATION: Title 5 U.S.C. section 552a(e)(4) and (11) provide that the public be given a 30day period in which to comment on the proposed new system. The Office of Management and Budget (OMB), which has oversight responsibilities under the Act, requires a 30-day period in which to conclude its review of the system. Therefore, please submit any comments by July 31, 2010. In accordance with 5 U.S.C. 552a(r) and OMB Cir. A–130, the Department has provided a report to OMB and the Congress on the proposed modification. Dated: December 20, 2010. Jerry E. Williams, Chief Information Officer. HUD/H–5 SYSTEM NAME: Single Family Computerized Homes Underwriting Management System (CHUMS). SYSTEM LOCATION: HUD Headquarters and Single Family Homeownership Centers in Atlanta, Denver, Philadelphia, and Santa Ana. CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM: Individuals who have obtained a mortgage insured under HUD/FHA’s single family mortgage insurance programs and individuals who unsuccessfully applied for an insured mortgage. Also, individuals involved in the HUD/FHA single-family underwriting process (builders, fee appraisers, fee inspectors, mortgagee E:\FR\FM\28DEN1.SGM 28DEN1 81636 Federal Register / Vol. 75, No. 248 / Tuesday, December 28, 2010 / Notices staff appraisers, mortgagee staff underwriters) and HUD employees involved in the single family underwriting process (e.g., staff appraisers, staff mortgage credit examiners, architectural employees, receiving clerks, assignment clerks, commitment clerks, records clerks, and closing clerks). CATEGORIES OF RECORDS IN THE SYSTEM: Automated files contain name, address, Social Security Number or other identification number; racial/ ethnic background, if disclosed, of the mortgagor and information about the mortgage loan. These records also contain the name, address, Social Security Number or other identification number, territory, workload, and minority data (including racial/ethnic background, Minority Business Enterprise (MBE) Code, and sex, for statistical tracking purposes) of builders, fee appraisers, and fee inspectors. These records will further contain the name and identifying number of each mortgagee staff appraiser and each mortgagee staff underwriter and the territory and workload of those individuals. Additionally, the automated files contain identification (name and social security or other identifying number) of HUD employees involved in the single family underwriting process (Homeownership Center managers, staff appraisers, architectural employees, receiving clerks, assignment clerks, commitment clerks, records clerks, and closing clerks). AUTHORITY FOR MAINTENANCE OF THE SYSTEM: Section 203, National Housing Act, Public Law 73–479. The information collection enables HUD/FHA to process applications for HUD mortgage insurance and respond to inquiries regarding applications and insured mortgages. emcdonald on DSK2BSOYB1PROD with NOTICES PURPOSES: The Computerized Homes Underwriting Management System supports Housing staff in the processing of single family mortgage insurance applications, from initial receipt through endorsement. F17/CHUMS processes loans for first time homebuyers, Home Equity Conversion Mortgages (HECM), Section 203(k) for the rehabilitation of existing properties, VA Certified FHA loans and other programs. F17/CHUMS also provides automated assistance in appraisal, mortgage credit evaluation, and FHA’s TOTAL Scorecard, a standardized credit assessment tool. It supports the conditional commitment process from VerDate Mar<15>2010 22:37 Dec 27, 2010 Jkt 223001 the Mortgagee’s request for property appraisal through issuance of a conditional commitment, firm commitment, endorsement, and the automated production of the Mortgage Insurance Certificate. ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES OF USERS AND THE PURPOSES OF SUCH USES: In addition to those disclosures generally permitted under 5 U.S.C. 552a(b) of the Privacy Act other routine uses include: (a) To other agencies; such as, Departments of Agriculture, Education and Veterans Affairs, and the Small Business Administration—for use of HUD’s Credit Alert Interactive Voice Response System (CAIVRS) to prescreen applicants for loans or loans guaranteed by the Federal Government to ascertain if the applicant is delinquent in paying a debt owed to or insured by the Government. (b) To the FBI to investigate possible fraud revealed in underwriting, insuring or monitoring. (c) To Department of Justice for prosecution of fraud revealed in underwriting, insuring or monitoring. (d) To General Accounting Office (GAO) for audit purposes. (e) To other federal agencies, including the Federal Reserve, and to financial institutions and computer software companies for automated underwriting, credit scoring and other risk management evaluation studies. (f) To other Federal agencies, including the Federal Reserve, for purposes of statistical research, not involving personally identifiable information, to evaluation program effectiveness in meeting the United States Department of Housing and Urban Development/FHA’s mission and to inform policy makers on changes to effect program improvements. If the Department suspects or has confirmed that the security or confidentiality of information in the system of records has been compromised; or if the Department has determined that as a result of the suspected or confirmed compromise there is a risk of harm to economic or property interests, identity theft or fraud, or harm to the security or integrity of this system or other systems or programs (whether maintained by the HUD or another agency or entity) that rely upon the compromised information; than the disclosure made to such agencies, entities, and persons is reasonably necessary to assist in connection with the HUD’s efforts to respond to the suspected or confirmed compromise and prevent, minimize, or remedy such harm. PO 00000 Frm 00077 Fmt 4703 Sfmt 4703 POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, AND DISPOSING OF RECORDS IN THE SYSTEM: STORAGE: Records are stored on magnetic tape/ disc/drum. RETRIEVABILITY: Records are retrieved by name, Social Security Number or other identification number. SAFEGUARDS: Automated records are maintained in secured areas. Access is limited to authorized personnel. RETENTION AND DISPOSAL: Computerized records of insured cases are retained for 10 years and those on rejected cases are retained for 3 years. SYSTEM MANAGER(S) AND ADDRESS: Director, Home Mortgage Insurance Division, HUAH, Department of Housing and Urban Development, 451 Seventh Street, SW., Washington, DC 20410. NOTIFICATION PROCEDURE: For information, assistance, or inquiry about the existence of records, contact the Privacy Act Officer at the Department of Housing and Urban Development, 451 7th Street, SW., Washington, DC. Written requests must include the full name, Social Security Number, date of birth, current address, and telephone number of the individual making the request. RECORD ACCESS PROCEDURES: The Department’s rules for providing access to records to the individual concerned appear in 24 CFR part 16. If additional information or assistance is required, contact the Privacy Act Officer at the appropriate location. A list of all locations is given in appendix A. CONTESTING RECORD PROCEDURES: Include the following standard language: Procedures for the amendment or correction of records, and for applicants want to appeal initial agency determination appear in 24 CFR part 16. If additional information or assistance is needed, it may be obtained by contacting: (i) In relation to contesting contents of records, the Privacy Act Officer at the appropriate location. A list of all locations is given in appendix A; (ii) in relation to appeals of initial denials, the HUD Departmental Privacy Appeals Officer, Office of General Counsel, Department of Housing and Urban Development, 451 Seventh Street, SW., Washington, DC 20410. E:\FR\FM\28DEN1.SGM 28DEN1 Federal Register / Vol. 75, No. 248 / Tuesday, December 28, 2010 / Notices RECORD SOURCE CATEGORIES: detail construction and operation of the Project in accordance with the Rule. Mortgagors, appraisers, inspectors, builders, mortgagee staff appraisers, mortgagee staff underwriters, and HUD employees. Authority: The NOA of the Lease issuance is published pursuant to 30 CFR 285.231. EXEMPTIONS FOR CERTAIN PROVISIONS OF THE ACT: Cape Wind Energy Project Description None. [FR Doc. 2010–32688 Filed 12–27–10; 8:45 am] BILLING CODE 4210–67–P DEPARTMENT OF THE INTERIOR Bureau of Ocean Energy Management, Regulation and Enforcement Commercial Lease for the Cape Wind Energy Project Bureau of Ocean Energy Management, Regulation and Enforcement, Interior. ACTION: Notice of Availability (‘‘NOA’’) of a Commercial Lease of Submerged Lands for Renewable Energy Development on the Outer Continental Shelf (‘‘OCS’’) for the Cape Wind Energy Project. AGENCY: Pursuant to its authority under the Outer Continental Shelf Lands Act (‘‘OCSLA’’), 43 U.S.C. 1331 et seq., as amended; and the Renewable Energy and Alternate Uses of Existing Facilities on the Outer Continental Shelf Rules, 30 CFR part 285 (‘‘Rule’’), BOEMRE has issued a Commercial Lease (‘‘Lease’’) for an area of approximately 46 square miles on the OCS in Nantucket Sound off the coast of Cape Cod, Massachusetts. This NOA is being published to announce the availability of the Lease in accordance with the requirements of 30 CFR 285.231. The Lease is for the Cape Wind Energy Project (‘‘Project’’) which grants Cape Wind Associates, LLC, (‘‘CWA’’) the exclusive right to conduct certain activities within the leased area, subject to the terms and conditions of the Lease, and applicable laws and regulations. The Lease requires CWA to pay $88,278 in annual rent prior to production, and a two to seven percent operating fee rate following the start of production during the 33-year lease (a 5-year site assessment term and a 28-year commercial operations term). The rent and operating fee are based on the requirements set forth in 30 CFR part 285, subpart E. The Project plan calls for 130 wind turbines capable of generating a maximum electric output of 468 megawatts with an anticipated average output of 183 megawatts. Construction and operation of the Project cannot begin until BOEMRE reviews and approves plans submitted by CWA that emcdonald on DSK2BSOYB1PROD with NOTICES SUMMARY: VerDate Mar<15>2010 22:37 Dec 27, 2010 Jkt 223001 SUPPLEMENTARY INFORMATION: The Energy Policy Act of 2005 (‘‘EPAct’’) and amendments to the OCSLA gave the Secretary of the Department of the Interior the authority to issue leases, easements, and rights-ofway for renewable energy activities on the OCS. The Secretary delegated this authority to BOEMRE, formerly the Minerals Management Service. Following passage of EPAct in 2005, CWA submitted an application for Project to BOEMRE. In 2009, BOEMRE finalized the Rule that governed the issuance of leases, easements, and rights-of-way and the regulation of offshore renewable energy activities. The Project plan calls for 130 3.6 megawatt wind turbine generators, each with a maximum blade height of 440 feet, to be arranged in a grid pattern on the OCS in Nantucket Sound. The transmission cables for the Project, if approved, would pass through Massachusetts’ submerged lands. With a maximum electric output of 468 megawatts and an average anticipated output of 183 megawatts, the Project is expected to generate electricity equivalent to three-quarters of the Cape and nearby islands’ electricity needs. Each of the 130 wind turbine generators would generate electricity independently. Solid dielectric submarine inner-array cables from each wind turbine generator would interconnect within the array and terminate on an electrical service platform (‘‘ESP’’), which would serve as the common interconnection point for all of the wind turbines. The Project plan calls for a submarine transmission cable system approximately 12.5 miles in length from the ESP to a landfall location in Yarmouth, Massachusetts (7.6 miles of which would fall within the state of Massachusetts’ jurisdiction). Availability of the Lease: To obtain a single printed copy of the Lease, you may contact BOEMRE, Office of Offshore Alternative Energy Programs (Mail Stop 4090), 381 Elden Street, Herndon, Virginia 20170–4817. An electronic copy of the Lease is available at BOEMRE’s Web site at: http:// www.boemre.gov/offshore/ RenewableEnergy/CapeWind.htm. FOR FURTHER INFORMATION CONTACT: Bureau of Ocean Energy Management, Regulation and Enforcement, Ms. Maureen A. Bornholdt, Program PO 00000 Frm 00078 Fmt 4703 Sfmt 4703 81637 Manager, Office of Offshore Alternative Energy Programs, MS 4090, 381 Elden Street, Herndon, Virginia 20170–4817, (703) 787–1300. Dated: December 20, 2010. L. Renee Orr, Acting Associate Director for Offshore Energy and Minerals Management. [FR Doc. 2010–32672 Filed 12–27–10; 8:45 am] BILLING CODE 4310–MR–P DEPARTMENT OF THE INTERIOR Fish and Wildlife Service [FWS–R4–ES–2010–N247; 40120–1113– 0000–C2] Endangered and Threatened Wildlife and Plants; Notice of Availability of the St. Andrew Beach Mouse Recovery Plan Fish and Wildlife Service, Interior. ACTION: Notice of document availability. AGENCY: We, the Fish and Wildlife Service, announce the availability of the recovery plan for the St. Andrew beach mouse (Peromyscus polionotus peninsularis). The recovery plan includes specific recovery objectives and criteria to be met in order to reclassify this species to threatened status and delist it under the Endangered Species Act of 1973, as amended (Act). ADDRESSES: You can obtain copies of the St. Andrew beach mouse recovery plan by contacting the Panama City Field Office, U.S. Fish and Wildlife Service, 1601 Balboa Avenue, Panama City, FL 32405 (telephone (850) 769–0552) or by visiting our Web site at http:// endangered.fws.gov/recovery/ index.html#plans or http://fws.gov/ panamacity/. FOR FURTHER INFORMATION CONTACT: Ben Frater at the above address (telephone 850/769–0552, ext. 248; TTY users may contact Mr. Frater through the Federal Relay Service at (800) 877–8339). SUPPLEMENTARY INFORMATION: SUMMARY: Background The St. Andrew beach mouse was listed as endangered on December 18, 1998 (63 FR 70053). The endangered St. Andrew beach mouse is now found in two populations: East Crooked Island, Bay County, Florida, and St. Joseph Peninsula, Gulf County, Florida. The St. Andrew beach mouse inhabits the frontal dunes (which are composed of the primary and secondary dunes) and adjacent inland scrub dunes within the coastal ecosystem. Beach mice E:\FR\FM\28DEN1.SGM 28DEN1

Agencies

[Federal Register Volume 75, Number 248 (Tuesday, December 28, 2010)]
[Notices]
[Pages 81635-81637]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2010-32688]


-----------------------------------------------------------------------

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5386-N-14]


Privacy Act of 1974: Notice of New System of Records, Single 
Family Computerized Homes Underwriting Management Systems

AGENCY: Department of Housing and Urban Development.

ACTION: Revision to the routine uses.

-----------------------------------------------------------------------

SUMMARY: Modified the routine uses to identify the Federal Reserve as a 
Federal agency that receives CHUMS data for statistical research. The 
Computerized Homes Underwriting Management System supports Housing 
staff in the processing of single family mortgage insurance 
applications, from initial receipt through endorsement. F17/CHUMS 
processes loans for first time homebuyers, Home Equity Conversion 
Mortgages (HECM), Section 203(k) for the rehabilitation of existing 
properties, VA Certified FHA loans and other programs. F17/CHUMS also 
provide automated assistance in appraisal, mortgage credit evaluation, 
and FHA's TOTAL Scorecard, a standardized credit assessment tool. It 
supports the conditional commitment process from the Mortgagee's 
request for property appraisal through issuance of a conditional 
commitment, firm commitment, endorsement, and the automated production 
of the Mortgage Insurance Certificate.

DATES: Effective Date: This proposal shall become effective January 27, 
2011, unless comments are received on or before that date which would 
result in a contrary determination.
    Comment Due Date: January 27, 2011.

ADDRESSES: Office of Single Family Program Development, 451 7th Street, 
SW., Washington, DC 20410.

FOR FURTHER INFORMATION CONTACT: Donna Robinson-Staton, Departmental 
Privacy Officer, 451 Seventh Street, SW., Room 2256, Washington, DC 
20410, Telephone Number (202) 402-8047. For Housing information: Bonnie 
McCloskey, 451 7th Street, SW., Room 9280, Washington, DC 20410, 
Telephone Number (202) 402-8138. A telecommunications device for 
hearing- and speech-impaired persons (TTY) is available at 1-800-877-
8339 (Federal Information Relay Services). (This is a toll-free 
number).

SUPPLEMENTARY INFORMATION: Title 5 U.S.C. section 552a(e)(4) and (11) 
provide that the public be given a 30-day period in which to comment on 
the proposed new system. The Office of Management and Budget (OMB), 
which has oversight responsibilities under the Act, requires a 30-day 
period in which to conclude its review of the system. Therefore, please 
submit any comments by July 31, 2010. In accordance with 5 U.S.C. 
552a(r) and OMB Cir. A-130, the Department has provided a report to OMB 
and the Congress on the proposed modification.

    Dated: December 20, 2010.
Jerry E. Williams,
Chief Information Officer.
HUD/H-5

System name:
    Single Family Computerized Homes Underwriting Management System 
(CHUMS).

System location:
    HUD Headquarters and Single Family Homeownership Centers in 
Atlanta, Denver, Philadelphia, and Santa Ana.

Categories of individuals covered by the system:
    Individuals who have obtained a mortgage insured under HUD/FHA's 
single family mortgage insurance programs and individuals who 
unsuccessfully applied for an insured mortgage. Also, individuals 
involved in the HUD/FHA single-family underwriting process (builders, 
fee appraisers, fee inspectors, mortgagee

[[Page 81636]]

staff appraisers, mortgagee staff underwriters) and HUD employees 
involved in the single family underwriting process (e.g., staff 
appraisers, staff mortgage credit examiners, architectural employees, 
receiving clerks, assignment clerks, commitment clerks, records clerks, 
and closing clerks).

Categories of records in the system:
    Automated files contain name, address, Social Security Number or 
other identification number; racial/ethnic background, if disclosed, of 
the mortgagor and information about the mortgage loan. These records 
also contain the name, address, Social Security Number or other 
identification number, territory, workload, and minority data 
(including racial/ethnic background, Minority Business Enterprise (MBE) 
Code, and sex, for statistical tracking purposes) of builders, fee 
appraisers, and fee inspectors. These records will further contain the 
name and identifying number of each mortgagee staff appraiser and each 
mortgagee staff underwriter and the territory and workload of those 
individuals. Additionally, the automated files contain identification 
(name and social security or other identifying number) of HUD employees 
involved in the single family underwriting process (Homeownership 
Center managers, staff appraisers, architectural employees, receiving 
clerks, assignment clerks, commitment clerks, records clerks, and 
closing clerks).

Authority for maintenance of the system:
    Section 203, National Housing Act, Public Law 73-479. The 
information collection enables HUD/FHA to process applications for HUD 
mortgage insurance and respond to inquiries regarding applications and 
insured mortgages.

Purposes:
    The Computerized Homes Underwriting Management System supports 
Housing staff in the processing of single family mortgage insurance 
applications, from initial receipt through endorsement. F17/CHUMS 
processes loans for first time homebuyers, Home Equity Conversion 
Mortgages (HECM), Section 203(k) for the rehabilitation of existing 
properties, VA Certified FHA loans and other programs. F17/CHUMS also 
provides automated assistance in appraisal, mortgage credit evaluation, 
and FHA's TOTAL Scorecard, a standardized credit assessment tool. It 
supports the conditional commitment process from the Mortgagee's 
request for property appraisal through issuance of a conditional 
commitment, firm commitment, endorsement, and the automated production 
of the Mortgage Insurance Certificate.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    In addition to those disclosures generally permitted under 5 U.S.C. 
552a(b) of the Privacy Act other routine uses include: (a) To other 
agencies; such as, Departments of Agriculture, Education and Veterans 
Affairs, and the Small Business Administration--for use of HUD's Credit 
Alert Interactive Voice Response System (CAIVRS) to prescreen 
applicants for loans or loans guaranteed by the Federal Government to 
ascertain if the applicant is delinquent in paying a debt owed to or 
insured by the Government. (b) To the FBI to investigate possible fraud 
revealed in underwriting, insuring or monitoring. (c) To Department of 
Justice for prosecution of fraud revealed in underwriting, insuring or 
monitoring. (d) To General Accounting Office (GAO) for audit purposes. 
(e) To other federal agencies, including the Federal Reserve, and to 
financial institutions and computer software companies for automated 
underwriting, credit scoring and other risk management evaluation 
studies. (f) To other Federal agencies, including the Federal Reserve, 
for purposes of statistical research, not involving personally 
identifiable information, to evaluation program effectiveness in 
meeting the United States Department of Housing and Urban Development/
FHA's mission and to inform policy makers on changes to effect program 
improvements. If the Department suspects or has confirmed that the 
security or confidentiality of information in the system of records has 
been compromised; or if the Department has determined that as a result 
of the suspected or confirmed compromise there is a risk of harm to 
economic or property interests, identity theft or fraud, or harm to the 
security or integrity of this system or other systems or programs 
(whether maintained by the HUD or another agency or entity) that rely 
upon the compromised information; than the disclosure made to such 
agencies, entities, and persons is reasonably necessary to assist in 
connection with the HUD's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored on magnetic tape/disc/drum.

Retrievability:
    Records are retrieved by name, Social Security Number or other 
identification number.

Safeguards:
    Automated records are maintained in secured areas. Access is 
limited to authorized personnel.

Retention and disposal:
    Computerized records of insured cases are retained for 10 years and 
those on rejected cases are retained for 3 years.

System manager(s) and address:
    Director, Home Mortgage Insurance Division, HUAH, Department of 
Housing and Urban Development, 451 Seventh Street, SW., Washington, DC 
20410.

Notification procedure:
    For information, assistance, or inquiry about the existence of 
records, contact the Privacy Act Officer at the Department of Housing 
and Urban Development, 451 7th Street, SW., Washington, DC. Written 
requests must include the full name, Social Security Number, date of 
birth, current address, and telephone number of the individual making 
the request.

Record access procedures:
    The Department's rules for providing access to records to the 
individual concerned appear in 24 CFR part 16. If additional 
information or assistance is required, contact the Privacy Act Officer 
at the appropriate location. A list of all locations is given in 
appendix A.

Contesting record procedures:
    Include the following standard language: Procedures for the 
amendment or correction of records, and for applicants want to appeal 
initial agency determination appear in 24 CFR part 16. If additional 
information or assistance is needed, it may be obtained by contacting: 
(i) In relation to contesting contents of records, the Privacy Act 
Officer at the appropriate location. A list of all locations is given 
in appendix A; (ii) in relation to appeals of initial denials, the HUD 
Departmental Privacy Appeals Officer, Office of General Counsel, 
Department of Housing and Urban Development, 451 Seventh Street, SW., 
Washington, DC 20410.

[[Page 81637]]

Record source categories:
    Mortgagors, appraisers, inspectors, builders, mortgagee staff 
appraisers, mortgagee staff underwriters, and HUD employees.

Exemptions for certain provisions of the act:
    None.
[FR Doc. 2010-32688 Filed 12-27-10; 8:45 am]
BILLING CODE 4210-67-P