Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003, 67453-67454 [2010-27556]

Download as PDF hsrobinson on DSK69SOYB1PROD with NOTICES Federal Register / Vol. 75, No. 211 / Tuesday, November 2, 2010 / Notices other modes of transportation and other industries following the implementation of C3RS. The Federal Aviation Administration (FAA) reports numerous safety benefits from their C3RS compared to non-U.S. flight operations (See FAA Aviation Safety Reporting System Web site). Examples of C3RS benefits from the U.S. Coast Guard (USCG) have included: ‘‘Response cost decline 30–40 percent resulting in potential USCG savings of $12–$16 million and potential shipping industry savings of $39–$52 million: Potential reduction in seamen injuries and claims category savings range between 15–45 percent; potential savings industry-wide scale = $100’s of millions.’’ All parties believe that the improvements cited will have a significant impact on safety in Amtrak operations. Interested parties are invited to participate in these proceedings by submitting written views, data, or comments. FRA does not anticipate scheduling a public hearing in connection with these proceedings since the facts do not appear to warrant a hearing. If any interested party desires an opportunity for oral comment, they should notify FRA, in writing, before the end of the comment period and specify the basis for their request. All communications concerning these proceedings should identify the appropriate docket number (e.g., Waiver Petition Docket Number FRA–2010– 0152) and may be submitted by any of the following methods: • Web site: http:// www.regulations.gov. Follow the online instructions for submitting comments. • Fax: 202–493–2251. • Mail: Docket Operations Facility, U.S. Department of Transportation, 1200 New Jersey Avenue, SE., W12–140, Washington, DC 20590. • Hand Delivery: 1200 New Jersey Avenue, SE., Room W12–140, Washington, DC 20590, between 9 a.m. and 5 p.m., Monday through Friday, except Federal holidays. Communications received within 45 days of the date of this notice will be considered by FRA before final action is taken. Comments received after that date will be considered as far as practicable. All written communications concerning these proceedings are available for examination during regular business hours (9 a.m.–5 p.m.) at the above facility. All documents in the public docket are also available for inspection and copying on the Internet at the docket facility’s Web site at http:// www.regulations.gov. Anyone is able to search the electronic form of all comments received into any of our dockets by the VerDate Mar<15>2010 18:39 Nov 01, 2010 Jkt 223001 name of the individual submitting the comment (or signing the comment, if submitted on behalf of an association, business, labor union, etc.). You may review DOT’s complete Privacy Act Statement in the Federal Register published on April 11, 2000 (Volume 65, Number 70; Page 19477–78) or at http://www.dot.gov/privacy.html. Issued in Washington, DC on October 27, 2010. Robert C. Lauby, Deputy Associate Administrator for Regulatory and Legislative Operations. [FR Doc. 2010–27678 Filed 11–1–10; 8:45 am] BILLING CODE 4910–06–P DEPARTMENT OF THE TREASURY Office of Thrift Supervision Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003 AGENCY: Office of Thrift Supervision (OTS), Treasury. ACTION: Notice and request for comment. SUMMARY: The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on proposed and continuing information collections, as required by the Paperwork Reduction Act of 1995, 44 U.S.C. 3507. The Office of Thrift Supervision within the Department of the Treasury will submit the proposed information collection requirement described below to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act. Today, OTS is soliciting public comments on its proposal to extend this information collection. DATES: Submit written comments on or before January 3, 2011. ADDRESSES: Send comments, referring to the collection by title of the proposal or by OMB approval number, to Information Collection Comments, Chief Counsel’s Office, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552; send a facsimile transmission to (202) 906–6518; or send an e-mail to infocollection.comments@ots.treas.gov. OTS will post comments and the related index on the OTS Internet Site at http:// www.ots.treas.gov. In addition, interested persons may inspect comments at the Public Reading Room, 1700 G Street, NW., by appointment. To make an appointment, call (202) 906– PO 00000 Frm 00110 Fmt 4703 Sfmt 4703 67453 5922, send an e-mail to public.info@ots.treas.gov, or send a facsimile transmission to (202) 906– 7755. FOR FURTHER INFORMATION CONTACT: You can request additional information about this proposed information collection from Ekita Mitchell (202) 906–6451, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552. OTS may not conduct or sponsor an information collection, and respondents are not required to respond to an information collection, unless the information collection displays a currently valid OMB control number. As part of the approval process, we invite comments on the following information collection. Comments should address one or more of the following points: a. Whether the proposed collection of information is necessary for the proper performance of the functions of OTS; b. The accuracy of OTS’s estimate of the burden of the proposed information collection; c. Ways to enhance the quality, utility, and clarity of the information to be collected; d. Ways to minimize the burden of the information collection on respondents, including through the use of information technology. We will summarize the comments that we receive and include them in the OTS request for OMB approval. All comments will become a matter of public record. In this notice, OTS is soliciting comments concerning the following information collection. Title of Proposal: Identity Theft Red Flags and Address Discrepancies under the Fair and Accurate Credit Transactions Act of 2003. OMB Number: 1550–0113. Form Number: N/A. Description: The Fair and Accurate Credit Transactions Act of 2003 (FACT Act) Section 114 amends section 615 of the Fair Credit Reporting Act (FCRA) to require the OTS, Office of the Comptroller of the Currency, Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit Union Administration, and Federal Trade Commission (Agencies) to issue jointly guidelines for financial institutions and creditors regarding identity theft with respect to their account holders and customers. In developing the guidelines, the Agencies must identify patterns, practices, and specific forms of activity that indicate the possible existence of identity theft. The regulations require each financial institution and creditor to establish SUPPLEMENTARY INFORMATION: E:\FR\FM\02NON1.SGM 02NON1 67454 Federal Register / Vol. 75, No. 211 / Tuesday, November 2, 2010 / Notices reasonable policies and procedures for implementing the guidelines to identify possible risks to account holders or customers or to the safety and soundness of the institution or creditor. The FACT Act Section 315 amends section 605 of the FCRA to require the Agencies to issue joint regulations providing guidance regarding reasonable policies and procedures that a user of consumer reports must employ when a user receives a notice of address discrepancy from a consumer reporting agency (CRA). The regulations describe reasonable policies and procedures for users of consumer reports to enable a user to form a reasonable belief that it knows the identity of the person for whom it has obtained a consumer report, and reconcile the address of the consumer with the CRA, if the user establishes a continuing relationship with the consumer and regularly and in the ordinary course of business furnishes information to the CRA. Type of Review: Extension of a currently approved collection. Affected Public: Businesses or other for-profit. Estimated Number of Respondents: 739. Estimated Frequency of Response: On occasion. Estimated Total Burden: 11,824 hours. Dated: October 27, 2010. Ira L. Mills, Paperwork Clearance Officer, Office of Chief Counsel, Office of Thrift Supervision. [FR Doc. 2010–27556 Filed 11–1–10; 8:45 am] BILLING CODE 6720–01–P DEPARTMENT OF THE TREASURY Office of Thrift Supervision hsrobinson on DSK69SOYB1PROD with NOTICES First Arizona Savings, FSB, Scottsdale, Arizona; Notice of Appointment of Receiver Notice is hereby given that, pursuant to the authority contained in section 5(d)(2) of the Home Owners’ Loan Act, the Office of Thrift Supervision has duly appointed the Federal Deposit Insurance Corporation as sole Receiver for First Arizona Savings, FSB, Scottsdale, Arizona, (OTS No. 08489) on October 22, 2010. Dated: October 26, 2010. By the Office of Thrift Supervision. Sandra E. Evans, Federal Register Liaison. [FR Doc. 2010–27490 Filed 11–1–10; 8:45 am] BILLING CODE 6720–01–M VerDate Mar<15>2010 18:39 Nov 01, 2010 Jkt 223001 TENNESSEE VALLEY AUTHORITY Notice of Sunshine Act Meeting; Meeting No. 10–05 November 4, 2010. The TVA Board of Directors will hold a public meeting on November 4, 2010, at the TVA Browns Ferry Nuclear Plant Training Center Auditorium, Shaw Road & Nuclear Plant Road, Athens, Alabama 35611, to consider the matters listed below. The public may comment on any agenda item or subject at a public listening session which begins at 9 a.m. CDT. Immediately following the end of the public listening session, the meeting will be called to order to consider the agenda items listed below. Please Note: Speakers must pre-register online at TVA.gov or sign in before the meeting begins at 9 a.m. on the day of the meeting. The Board will answer questions from the news media following the Board meeting. STATUS: Open. Agenda Old Business Approval of minutes of August 20, 2010, Board Meeting. New Business 1. Welcome. 2. President’s Report. 3. Chairman’s Report. A. Board Governance matters, including the creation of the TVA Board Nuclear Oversight Committee and Committee membership assignments. 4. Report of the Audit, Risk, and Regulation Committee. A. Selection of TVA’s External Auditor for Fiscal Year 2011. 5. Report of the People and Performance Committee. A. Compensation and Incentive Pay. B. Medco Contract Extension. 6. Report of the Finance, Rates, and Portfolio Committee. A. Section 13 Tax Equivalent Payments for Fiscal Year 2011. B. Corporate insurance contract with Marsh. C. Browns Ferry Nuclear Plant Cooling Capacity Project. 7. Report of the Customer and External Relations Committee. A. Revised Policy on Renewable Energy Standards. B. Transfer of the Monticello-East Kentucky 69–KV transmission line and associated easements. C. Adoption of Board Practice: Delegation for Land Transactions. D. Douglas Nolichucky Land Plan. E. Regional Resource Stewardship Council member approval. FOR MORE INFORMATION: Please call TVA Media Relations at (865) 632–6000, PO 00000 Frm 00111 Fmt 4703 Sfmt 4703 Knoxville, Tennessee. People who plan to attend the meeting and have special needs should call (865) 632–6000. Anyone who wishes to comment on any of the agenda in writing may send their comments to: TVA Board of Directors, Board Agenda Comments, 400 West Summit Hill Drive, Knoxville, Tennessee 37902. Dated: October 28, 2010. Ralph E. Rodgers, Acting General Counsel and Secretary. [FR Doc. 2010–27718 Filed 10–29–10; 11:15 am] BILLING CODE 8120–08–P DEPARTMENT OF VETERANS AFFAIRS Allowance for Private Purchase of an Outer Burial Receptacle in Lieu of a Government-Furnished Graveliner for a Grave in a VA National Cemetery Department of Veterans Affairs. Notice. AGENCY: ACTION: SUMMARY: Public Law 104–275 was enacted on October 9, 1996. It allows the Department of Veterans Affairs (VA) to provide a monetary allowance towards the private purchase of an outer burial receptacle for use in a VA national cemetery. Under VA regulation (38 CFR 38.629), the allowance is equal to the average cost of Governmentfurnished graveliners less any administrative costs to VA. The law provides a veteran’s survivors with the option of selecting a Governmentfurnished graveliner for use in a VA national cemetery where such use is authorized. The purpose of this Notice is to notify interested parties of the average cost of Government-furnished graveliners, administrative costs that relate to processing and paying the allowance and the amount of the allowance payable for qualifying interments that occur during calendar year 2011. FOR FURTHER INFORMATION CONTACT: Tamula Jones, Budget Operations and Field Support Division (41B1B), National Cemetery Administration, Department of Veterans Affairs, 810 Vermont Avenue, NW., Washington, DC 20420. Telephone: 202–461–6688 (this is not a toll-free number). SUPPLEMENTARY INFORMATION: Under 38 U.S.C. 2306(e)(3) and (4) and Public Law 104–275, Section 213, VA may provide a monetary allowance for the private purchase of an outer burial receptacle for use in a VA national cemetery where its use is authorized. The allowance for qualified interments that occur during calendar year 2011 is E:\FR\FM\02NON1.SGM 02NON1

Agencies

[Federal Register Volume 75, Number 211 (Tuesday, November 2, 2010)]
[Notices]
[Pages 67453-67454]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2010-27556]


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DEPARTMENT OF THE TREASURY

Office of Thrift Supervision


Identity Theft Red Flags and Address Discrepancies Under the Fair 
and Accurate Credit Transactions Act of 2003

AGENCY: Office of Thrift Supervision (OTS), Treasury.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The Department of the Treasury, as part of its continuing 
effort to reduce paperwork and respondent burden, invites the general 
public and other Federal agencies to comment on proposed and continuing 
information collections, as required by the Paperwork Reduction Act of 
1995, 44 U.S.C. 3507. The Office of Thrift Supervision within the 
Department of the Treasury will submit the proposed information 
collection requirement described below to the Office of Management and 
Budget (OMB) for review, as required by the Paperwork Reduction Act. 
Today, OTS is soliciting public comments on its proposal to extend this 
information collection.

DATES: Submit written comments on or before January 3, 2011.

ADDRESSES: Send comments, referring to the collection by title of the 
proposal or by OMB approval number, to Information Collection Comments, 
Chief Counsel's Office, Office of Thrift Supervision, 1700 G Street, 
NW., Washington, DC 20552; send a facsimile transmission to (202) 906-
6518; or send an e-mail to infocollection.comments@ots.treas.gov. OTS 
will post comments and the related index on the OTS Internet Site at 
http://www.ots.treas.gov. In addition, interested persons may inspect 
comments at the Public Reading Room, 1700 G Street, NW., by 
appointment. To make an appointment, call (202) 906-5922, send an e-
mail to public.info@ots.treas.gov">public.info@ots.treas.gov, or send a facsimile transmission to 
(202) 906-7755.

FOR FURTHER INFORMATION CONTACT: You can request additional information 
about this proposed information collection from Ekita Mitchell (202) 
906-6451, Office of Thrift Supervision, 1700 G Street, NW., Washington, 
DC 20552.

SUPPLEMENTARY INFORMATION: OTS may not conduct or sponsor an 
information collection, and respondents are not required to respond to 
an information collection, unless the information collection displays a 
currently valid OMB control number. As part of the approval process, we 
invite comments on the following information collection.
    Comments should address one or more of the following points:
    a. Whether the proposed collection of information is necessary for 
the proper performance of the functions of OTS;
    b. The accuracy of OTS's estimate of the burden of the proposed 
information collection;
    c. Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    d. Ways to minimize the burden of the information collection on 
respondents, including through the use of information technology.
    We will summarize the comments that we receive and include them in 
the OTS request for OMB approval. All comments will become a matter of 
public record. In this notice, OTS is soliciting comments concerning 
the following information collection.
    Title of Proposal: Identity Theft Red Flags and Address 
Discrepancies under the Fair and Accurate Credit Transactions Act of 
2003.
    OMB Number: 1550-0113.
    Form Number: N/A.
    Description: The Fair and Accurate Credit Transactions Act of 2003 
(FACT Act) Section 114 amends section 615 of the Fair Credit Reporting 
Act (FCRA) to require the OTS, Office of the Comptroller of the 
Currency, Federal Reserve Board, Federal Deposit Insurance Corporation, 
National Credit Union Administration, and Federal Trade Commission 
(Agencies) to issue jointly guidelines for financial institutions and 
creditors regarding identity theft with respect to their account 
holders and customers. In developing the guidelines, the Agencies must 
identify patterns, practices, and specific forms of activity that 
indicate the possible existence of identity theft. The regulations 
require each financial institution and creditor to establish

[[Page 67454]]

reasonable policies and procedures for implementing the guidelines to 
identify possible risks to account holders or customers or to the 
safety and soundness of the institution or creditor.
    The FACT Act Section 315 amends section 605 of the FCRA to require 
the Agencies to issue joint regulations providing guidance regarding 
reasonable policies and procedures that a user of consumer reports must 
employ when a user receives a notice of address discrepancy from a 
consumer reporting agency (CRA). The regulations describe reasonable 
policies and procedures for users of consumer reports to enable a user 
to form a reasonable belief that it knows the identity of the person 
for whom it has obtained a consumer report, and reconcile the address 
of the consumer with the CRA, if the user establishes a continuing 
relationship with the consumer and regularly and in the ordinary course 
of business furnishes information to the CRA.
    Type of Review: Extension of a currently approved collection.
    Affected Public: Businesses or other for-profit.
    Estimated Number of Respondents: 739.
    Estimated Frequency of Response: On occasion.
    Estimated Total Burden: 11,824 hours.

    Dated: October 27, 2010.
Ira L. Mills,
Paperwork Clearance Officer, Office of Chief Counsel, Office of Thrift 
Supervision.
[FR Doc. 2010-27556 Filed 11-1-10; 8:45 am]
BILLING CODE 6720-01-P