Rite Aid Corporation; Analysis of Proposed Consent Order to Aid Public Comment, 45114-45116 [2010-18941]
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45114
Federal Register / Vol. 75, No. 147 / Monday, August 2, 2010 / Notices
Federal Communications Commission.
Bulah P. Wheeler,
Acting Associate Secretary,
Office of the Secretary,
Office of Managing Director.
[FR Doc. 2010–18864 Filed 7–30–10; 8:45 am]
BILLING CODE 6712–01–S
FEDERAL DEPOSIT INSURANCE
CORPORATION
such claims will recover nothing and
have no value.
DATES: The FDIC made its determination
on July 26, 2010.
FOR FURTHER INFORMATION CONTACT: If
you have questions regarding this
notice, you may contact an FDIC Claims
Agent at (972) 761–8677. Written
correspondence may also be mailed to
FDIC as Receiver of Downey Savings
and Loan Association, F.A., Attention:
Claims Agent, 1601 Bryan Street, Dallas,
Texas 75201.
SUPPLEMENTARY INFORMATION: On
November 21, 2008, Downey Savings
and Loan Association, F.A., Newport
Beach, California (FIN #10023), was
closed by the Office of Thrift
Supervision and the Federal Deposit
Insurance Corporation (‘‘FDIC’’) was
appointed as its Receiver. In complying
with its statutory duty to resolve the
institution in the method that is least
costly to the deposit insurance fund, see
12 U.S.C. 1823(c)(4), the FDIC facilitated
a transaction with U.S. Bank, National
Association, Minneapolis, Minnesota, to
acquire the deposits and most of the
assets of the failed institution. Section
11(d)(11)(A) of the Federal Deposit
Insurance Act, 12 U.S.C. 1821(d)(11)(A),
sets forth the order of priority for
distribution of amounts realized from
the liquidation or other resolution of an
insured depository institution to pay
claims. Under the statutory order of
priority, administrative expenses and
deposit liabilities must be paid in full
before any distribution may be made to
general unsecured creditors or any
lower priority claims. The FDIC has
determined that the assets of Downey
Savings and Loan, F.A. are insufficient
to make any distribution on general
unsecured claims and therefore such
claims, asserted or unasserted, will
recover nothing and have no value.
Dated: July 27, 2010.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
Privacy Act Impact Assessment: N/A.
Nature and Extent of Confidentiality:
There is no need for confidentiality.
Needs and Uses: The Commission
will submit this revised information
collection to the Office of Management
and Budget (OMB) during this comment
period to obtain the full three year
clearance from them. The Commission
has reduced the annual burden hours by
200,003 hours (78,573 hours program
change reduction and 121,430 hours
adjusted due to recalculations of the
burden estimates) since this was last
submitted to OMB.
The Commission is revising this
collection in an effort to streamline the
application process for the federal
universal service schools and libraries
support mechanism (also referred to as
the ‘‘E–rate’’ program) and to remove
outdated and unneeded questions. We
propose revising the forms by removing
questions that were originally intended
to assist service providers but are no
longer useful; and by removing
questions that are outside the scope of
the information needed for the
Universal Service Administrative
Company (USAC), the administrator of
the federal universal service fund and to
process E–rate applications. We further
proposed limiting data collection to
information that is not already available
through other USAC forms or review
processes. Finally, applicants will be
required to include their FCC
Registration Number (FRN) and
consultants must provide their contact
information, when applicable, on FCC
Forms 470 and 471.
receivership of PFF Bank & Trust,
Pomona, California, to make any
distribution to general unsecured
claims, and therefore such claims will
recover nothing and have no value.
DATES: The FDIC made its determination
on July 26, 2010.
FOR FURTHER INFORMATION CONTACT: If
you have questions regarding this
notice, you may contact an FDIC Claims
Agent at (972) 761–8677. Written
correspondence may also be mailed to
FDIC as Receiver of PFF Bank & Trust,
Attention: Claims Agent, 1601 Bryan
Street, Dallas, Texas 75201.
SUPPLEMENTARY INFORMATION: On
November 21, 2008, PFF Bank & Trust,
Pomona, California, (FIN # 10024) was
closed by the Office of Thrift
Supervision and the Federal Deposit
Insurance Corporation (‘‘FDIC’’) was
appointed as its Receiver. In complying
with its statutory duty to resolve the
institution in the method that is least
costly to the deposit insurance fund, see
12 U.S.C. 1823(c)(4), the FDIC facilitated
a transaction with U.S. Bank, National
Association, Minneapolis, Minnesota, to
acquire the deposits and most of the
assets of the failed institution. Section
11(d)(11)(A) of the Federal Deposit
Insurance Act, 12 U.S.C. 1821(d)(11)(A),
sets forth the order of priority for
distribution of amounts realized from
the liquidation or other resolution of an
insured depository institution to pay
claims. Under the statutory order of
priority, administrative expenses and
deposit liabilities must be paid in full
before any distribution may be made to
general unsecured creditors or any
lower priority claims. The FDIC has
determined that the assets of PFF Bank
& Trust are insufficient to make any
distribution on general unsecured
claims and therefore such claims,
asserted or unasserted, will recover
nothing and have no value.
Dated: July 27, 2010.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2010–18818 Filed 7–30–10; 8:45 am]
BILLING CODE 6714–01–P
BILLING CODE 6714–01–P
Determination of Insufficient Assets To
Satisfy Claims Against Financial
Institution in Receivership
FEDERAL DEPOSIT INSURANCE
CORPORATION
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice.
Determination of Insufficient Assets To
Satisfy Claims Against Financial
Institution in Receivership
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AGENCY:
The FDIC has determined that
insufficient assets exist in the
receivership of Downey Savings and
Loan Association, F.A., Newport Beach,
California, to make any distribution to
general unsecured claims, and therefore
SUMMARY:
VerDate Mar<15>2010
15:04 Jul 30, 2010
Jkt 220001
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice.
AGENCY:
The FDIC has determined that
insufficient assets exist in the
SUMMARY:
PO 00000
Frm 00028
Fmt 4703
[FR Doc. 2010–18819 Filed 7–30–10; 8:45 am]
Sfmt 4703
FEDERAL TRADE COMMISSION
[File No. 072 3121]
Rite Aid Corporation; Analysis of
Proposed Consent Order to Aid Public
Comment
Federal Trade Commission.
Proposed Consent Agreement.
AGENCY:
ACTION:
The consent agreement in this
matter settles alleged violations of
SUMMARY:
E:\FR\FM\02AUN1.SGM
02AUN1
Federal Register / Vol. 75, No. 147 / Monday, August 2, 2010 / Notices
erowe on DSK5CLS3C1PROD with NOTICES
federal law prohibiting unfair or
deceptive acts or practices or unfair
methods of competition. The attached
Analysis to Aid Public Comment
describes both the allegations in the
draft complaint and the terms of the
consent order — embodied in the
consent agreement — that would settle
these allegations.
DATES: Comments must be received on
or before August 27, 2010.
ADDRESSES: Interested parties are
invited to submit written comments
electronically or in paper form.
Comments should refer to ‘‘Rite Aid,
File No. 072 3121’’ to facilitate the
organization of comments. Please note
that your comment — including your
name and your state — will be placed
on the public record of this proceeding,
including on the publicly accessible
FTC website, at (https://www.ftc.gov/os/
publiccomments.shtm).
Because comments will be made
public, they should not include any
sensitive personal information, such as
an individual’s Social Security Number;
date of birth; driver’s license number or
other state identification number, or
foreign country equivalent; passport
number; financial account number; or
credit or debit card number. Comments
also should not include any sensitive
health information, such as medical
records or other individually
identifiable health information. In
addition, comments should not include
any ‘‘[t]rade secret or any commercial or
financial information which is obtained
from any person and which is privileged
or confidential. . . .,’’ as provided in
Section 6(f) of the FTC Act, 15 U.S.C.
46(f), and Commission Rule 4.10(a)(2),
16 CFR 4.10(a)(2). Comments containing
material for which confidential
treatment is requested must be filed in
paper form, must be clearly labeled
‘‘Confidential,’’ and must comply with
FTC Rule 4.9(c), 16 CFR 4.9(c).1
Because paper mail addressed to the
FTC is subject to delay due to
heightened security screening, please
consider submitting your comments in
electronic form. Comments filed in
electronic form should be submitted by
using the following weblink: (https://
ftcpublic.commentworks.com/ftc/
riteaid/) and following the instructions
on the web-based form. To ensure that
the Commission considers an electronic
1 The comment must be accompanied by an
explicit request for confidential treatment,
including the factual and legal basis for the request,
and must identify the specific portions of the
comment to be withheld from the public record.
The request will be granted or denied by the
Commission’s General Counsel, consistent with
applicable law and the public interest. See FTC
Rule 4.9(c), 16 CFR 4.9(c).
VerDate Mar<15>2010
15:04 Jul 30, 2010
Jkt 220001
comment, you must file it on the webbased form at the weblink: (https://
ftcpublic.commentworks.com/ftc/
riteaid/). If this Notice appears at
(https://www.regulations.gov/search/
index.jsp), you may also file an
electronic comment through that
website. The Commission will consider
all comments that regulations.gov
forwards to it. You may also visit the
FTC website at (https://www.ftc.gov/) to
read the Notice and the news release
describing it.
A comment filed in paper form
should include the ‘‘Rite Aid, File No.
072 3121’’ reference both in the text and
on the envelope, and should be mailed
or delivered to the following address:
Federal Trade Commission, Office of the
Secretary, Room H-135 (Annex D), 600
Pennsylvania Avenue, NW, Washington,
DC 20580. The FTC is requesting that
any comment filed in paper form be sent
by courier or overnight service, if
possible, because U.S. postal mail in the
Washington area and at the Commission
is subject to delay due to heightened
security precautions.
The Federal Trade Commission Act
(‘‘FTC Act’’) and other laws the
Commission administers permit the
collection of public comments to
consider and use in this proceeding as
appropriate. The Commission will
consider all timely and responsive
public comments that it receives,
whether filed in paper or electronic
form. Comments received will be
available to the public on the FTC
website, to the extent practicable, at
(https://www.ftc.gov/os/
publiccomments.shtm). As a matter of
discretion, the Commission makes every
effort to remove home contact
information for individuals from the
public comments it receives before
placing those comments on the FTC
website. More information, including
routine uses permitted by the Privacy
Act, may be found in the FTC’s privacy
policy, at (https://www.ftc.gov/ftc/
privacy.shtm).
FOR FURTHER INFORMATION CONTACT:
Loretta Garrison (202-326-3043) or Alain
Sheer (202-326-3321), Bureau of
Consumer Protection, 600 Pennsylvania
Avenue, NW, Washington, D.C. 20580.
SUPPLEMENTARY INFORMATION: Pursuant
to section 6(f) of the Federal Trade
Commission Act, 38 Stat. 721, 15 U.S.C.
46(f), and § 2.34 the Commission Rules
of Practice, 16 CFR 2.34, notice is
hereby given that the above-captioned
consent agreement containing a consent
order to cease and desist, having been
filed with and accepted, subject to final
approval, by the Commission, has been
placed on the public record for a period
PO 00000
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Fmt 4703
Sfmt 4703
45115
of thirty (30) days. The following
Analysis to Aid Public Comment
describes the terms of the consent
agreement, and the allegations in the
complaint. An electronic copy of the
full text of the consent agreement
package can be obtained from the FTC
Home Page (for July 27, 2010), on the
World Wide Web, at (https://
www.ftc.gov/os/actions.shtm). A paper
copy can be obtained from the FTC
Public Reference Room, Room 130-H,
600 Pennsylvania Avenue, NW,
Washington, D.C. 20580, either in
person or by calling (202) 326-2222.
Public comments are invited, and may
be filed with the Commission in either
paper or electronic form. All comments
should be filed as prescribed in the
ADDRESSES section above, and must be
received on or before the date specified
in the DATES section.
Analysis of Agreement Containing
Consent Order to Aid Public Comment
The Federal Trade Commission has
accepted, subject to final approval, a
consent agreement from Rite Aid
Corporation (‘‘Rite Aid’’).
The proposed consent order has been
placed on the public record for thirty
(30) days for receipt of comments by
interested persons. Comments received
during this period will become part of
the public record. After thirty (30) days,
the Commission will again review the
agreement and the comments received,
and will decide whether it should
withdraw from the agreement and take
appropriate action or make final the
agreement’s proposed order.
The Commission’s proposed
complaint alleges that Rite Aid is in the
business of selling prescription and
non-prescription medicines and
supplies, as well as other products. It
operates, among other things,
approximately 4,900 retail pharmacy
stores in the United States (collectively,
‘‘Rite Aid pharmacies’’) and an online
pharmacy business. The company
allows consumers buying products in
Rite Aid pharmacies to pay for their
purchases with credit, debit and
electronic benefit transfer cards;
insurance cards; personal checks; or
cash.
The complaint alleges that in
conducting its business, Rite Aid
routinely obtains information from or
about its customers, including, but not
limited to, name; telephone number;
address; date of birth; bank account
number; payment card account number
and expiration date; prescription
information, such as medication and
dosage, prescribing physician name,
address, and telephone number, health
insurer name, and insurance account
E:\FR\FM\02AUN1.SGM
02AUN1
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45116
Federal Register / Vol. 75, No. 147 / Monday, August 2, 2010 / Notices
number and policy number; and Social
Security number. The company also
collects and maintains sensitive
information from or about its employees
and job applicants, which includes,
among other things, Social Security
numbers.
The complaint further alleges that
Rite Aid engaged in a number of
practices that, taken together, failed to
provide reasonable and appropriate
security for sensitive information from
consumers, employees, and job
applicants. In particular, Rite Aid failed
to: (1) implement policies and
procedures to dispose securely of such
information, including, but not limited
to, policies and procedures to render the
information unreadable in the course of
disposal; (2) adequately train employees
to dispose securely of such information;
(3) use reasonable measures to assess
compliance with its established policies
and procedures for the disposal of such
information; or (4) employ a reasonable
process for discovering and remedying
risks to such information.
The complaint alleges that as a result
of these failures, Rite Aid pharmacies
discarded materials containing sensitive
information in clear readable text (such
as pharmacy labels and job applications)
in unsecured, publicly-accessible trash
dumpsters on numerous occasions. For
example, in July 2006 and continuing
into 2007 and 2008, television stations
and other media outlets reported finding
such information in unsecured
dumpsters used by Rite Aid pharmacies
in at least 7 cities throughout the United
States. When discarded in publiclyaccessible dumpsters, such information
can be obtained by individuals for
purposes of identity theft or the theft of
prescription medicines.
The proposed order applies to
sensitive information about consumers,
employees, and job applicants obtained
by Rite Aid. It contains provisions
designed to prevent Rite Aid from
engaging in the future in practices
similar to those alleged in the
complaint.
Part I of the proposed order prohibits
misrepresentations about the security,
confidentiality, and integrity of
sensitive information. Part II of the
order requires Rite Aid to establish and
maintain a comprehensive information
security program that is reasonably
designed to protect the security,
confidentiality, and integrity of such
information (whether in paper or
electronic format) about consumers,
employees, and those seeking to become
employees. The order covers health and
other sensitive information obtained by
all Rite Aid entities, including, but not
limited to, retail pharmacies. The
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15:04 Jul 30, 2010
Jkt 220001
security program must contain
administrative, technical, and physical
safeguards appropriate to Rite Aid’s size
and complexity, the nature and scope of
its activities, and the sensitivity of the
information collected from or about
consumers and employees. Specifically,
the order requires Rite Aid to:
∑ Designate an employee or
employees to coordinate and be
accountable for the information security
program.
∑ Identify material internal and
external risks to the security,
confidentiality, and integrity of
sensitive information that could result
in the unauthorized disclosure, misuse,
loss, alteration, destruction, or other
compromise of such information, and
assess the sufficiency of any safeguards
in place to control these risks.
∑ Design and implement reasonable
safeguards to control the risks identified
through risk assessment, and regularly
test or monitor the effectiveness of the
safeguards’ key controls, systems, and
procedures.
∑ Develop and use reasonable steps to
select and retain service providers
capable of appropriately safeguarding
sensitive information they receive from
Rite Aid, and require service providers
by contract to implement and maintain
appropriate safeguards.
∑ Evaluate and adjust its information
security programs in light of the results
of testing and monitoring, any material
changes to operations or business
arrangements, or any other
circumstances that it knows or has
reason to know may have a material
impact on its information security
program.
Part III of the proposed order requires
Rite Aid to obtain within one year, and
on a biennial basis thereafter for a
period of twenty (20) years, an
assessment and report from a qualified,
objective, independent third-party
professional, certifying, among other
things, that: (1) it has in place a security
program that provides protections that
meet or exceed the protections required
by Part II of the proposed order; and (2)
its security program is operating with
sufficient effectiveness to provide
reasonable assurance that the security,
confidentiality, and integrity of
sensitive consumer, employee, and job
applicant information has been
protected.
Parts IV through VIII of the proposed
order are reporting and compliance
provisions. Part IV requires Rite Aid to
retain documents relating to its
compliance with the order. For most
records, the order requires that the
documents be retained for a five-year
period. For the third-party assessments
PO 00000
Frm 00030
Fmt 4703
Sfmt 4703
and supporting documents, Rite Aid
must retain the documents for a period
of three years after the date that each
assessment is prepared. Part V requires
dissemination of the order now and in
the future to persons with
responsibilities relating to the subject
matter of the order. Part VI ensures
notification to the FTC of changes in
corporate status. Part VII mandates that
Rite Aid submit a compliance report to
the FTC within 60 days, and
periodically thereafter as requested. Part
VIII is a provision ‘‘sunsetting’’ the order
after twenty (20) years, with certain
exceptions.
The Commission conducted its
investigation jointly with the Office for
Civil Rights in the Department of Health
and Human Services (‘‘OCR-HHS’’).
Working together, the Commission and
OCR-HHS each entered into separate but
coordinated agreements with Rite Aid to
resolve all the issues of both agencies.
This is the Commission’s twentyninth case to challenge the failure by a
company to implement reasonable
information security practices, and the
second case: (1) involving a health
provider, (2) proceeding jointly with
OCR-HHS, and (3) challenging the
security of employee data.
The purpose of this analysis is to
facilitate public comment on the
proposed order. It is not intended to
constitute an official interpretation of
the proposed order or to modify its
terms in any way.
By direction of the Commission.
Donald S. Clark
Secretary.
[FR Doc. 2010–18941 Filed 7–30–10; 8:45 am]
BILLING CODE 6750–01–S
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
[Document Identifier OS–0990–New; 30-Day
Notice]
Agency Information Collection
Request; 30-Day Public Comment
Request
Office of the Secretary, HHS.
In compliance with the requirement
of section 3506(c)(2)(A) of the
Paperwork Reduction Act of 1995, the
Office of the Secretary (OS), Department
of Health and Human Services, is
publishing the following summary of a
proposed collection for public
comment. Interested persons are invited
to send comments regarding this burden
estimate or any other aspect of this
collection of information, including any
of the following subjects: (1) The
necessity and utility of the proposed
AGENCY:
E:\FR\FM\02AUN1.SGM
02AUN1
Agencies
[Federal Register Volume 75, Number 147 (Monday, August 2, 2010)]
[Notices]
[Pages 45114-45116]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2010-18941]
=======================================================================
-----------------------------------------------------------------------
FEDERAL TRADE COMMISSION
[File No. 072 3121]
Rite Aid Corporation; Analysis of Proposed Consent Order to Aid
Public Comment
AGENCY: Federal Trade Commission.
ACTION: Proposed Consent Agreement.
-----------------------------------------------------------------------
SUMMARY: The consent agreement in this matter settles alleged
violations of
[[Page 45115]]
federal law prohibiting unfair or deceptive acts or practices or unfair
methods of competition. The attached Analysis to Aid Public Comment
describes both the allegations in the draft complaint and the terms of
the consent order -- embodied in the consent agreement -- that would
settle these allegations.
DATES: Comments must be received on or before August 27, 2010.
ADDRESSES: Interested parties are invited to submit written comments
electronically or in paper form. Comments should refer to ``Rite Aid,
File No. 072 3121'' to facilitate the organization of comments. Please
note that your comment -- including your name and your state -- will be
placed on the public record of this proceeding, including on the
publicly accessible FTC website, at (https://www.ftc.gov/os/publiccomments.shtm).
Because comments will be made public, they should not include any
sensitive personal information, such as an individual's Social Security
Number; date of birth; driver's license number or other state
identification number, or foreign country equivalent; passport number;
financial account number; or credit or debit card number. Comments also
should not include any sensitive health information, such as medical
records or other individually identifiable health information. In
addition, comments should not include any ``[t]rade secret or any
commercial or financial information which is obtained from any person
and which is privileged or confidential. . . .,'' as provided in
Section 6(f) of the FTC Act, 15 U.S.C. 46(f), and Commission Rule
4.10(a)(2), 16 CFR 4.10(a)(2). Comments containing material for which
confidential treatment is requested must be filed in paper form, must
be clearly labeled ``Confidential,'' and must comply with FTC Rule
4.9(c), 16 CFR 4.9(c).\1\
---------------------------------------------------------------------------
\1\ The comment must be accompanied by an explicit request for
confidential treatment, including the factual and legal basis for
the request, and must identify the specific portions of the comment
to be withheld from the public record. The request will be granted
or denied by the Commission's General Counsel, consistent with
applicable law and the public interest. See FTC Rule 4.9(c), 16 CFR
4.9(c).
---------------------------------------------------------------------------
Because paper mail addressed to the FTC is subject to delay due to
heightened security screening, please consider submitting your comments
in electronic form. Comments filed in electronic form should be
submitted by using the following weblink: (https://ftcpublic.commentworks.com/ftc/riteaid/) and following the instructions
on the web-based form. To ensure that the Commission considers an
electronic comment, you must file it on the web-based form at the
weblink: (https://ftcpublic.commentworks.com/ftc/riteaid/). If this
Notice appears at (https://www.regulations.gov/search/index.jsp), you
may also file an electronic comment through that website. The
Commission will consider all comments that regulations.gov forwards to
it. You may also visit the FTC website at (https://www.ftc.gov/) to read
the Notice and the news release describing it.
A comment filed in paper form should include the ``Rite Aid, File
No. 072 3121'' reference both in the text and on the envelope, and
should be mailed or delivered to the following address: Federal Trade
Commission, Office of the Secretary, Room H-135 (Annex D), 600
Pennsylvania Avenue, NW, Washington, DC 20580. The FTC is requesting
that any comment filed in paper form be sent by courier or overnight
service, if possible, because U.S. postal mail in the Washington area
and at the Commission is subject to delay due to heightened security
precautions.
The Federal Trade Commission Act (``FTC Act'') and other laws the
Commission administers permit the collection of public comments to
consider and use in this proceeding as appropriate. The Commission will
consider all timely and responsive public comments that it receives,
whether filed in paper or electronic form. Comments received will be
available to the public on the FTC website, to the extent practicable,
at (https://www.ftc.gov/os/publiccomments.shtm). As a matter of
discretion, the Commission makes every effort to remove home contact
information for individuals from the public comments it receives before
placing those comments on the FTC website. More information, including
routine uses permitted by the Privacy Act, may be found in the FTC's
privacy policy, at (https://www.ftc.gov/ftc/privacy.shtm).
FOR FURTHER INFORMATION CONTACT: Loretta Garrison (202-326-3043) or
Alain Sheer (202-326-3321), Bureau of Consumer Protection, 600
Pennsylvania Avenue, NW, Washington, D.C. 20580.
SUPPLEMENTARY INFORMATION: Pursuant to section 6(f) of the Federal
Trade Commission Act, 38 Stat. 721, 15 U.S.C. 46(f), and Sec. 2.34 the
Commission Rules of Practice, 16 CFR 2.34, notice is hereby given that
the above-captioned consent agreement containing a consent order to
cease and desist, having been filed with and accepted, subject to final
approval, by the Commission, has been placed on the public record for a
period of thirty (30) days. The following Analysis to Aid Public
Comment describes the terms of the consent agreement, and the
allegations in the complaint. An electronic copy of the full text of
the consent agreement package can be obtained from the FTC Home Page
(for July 27, 2010), on the World Wide Web, at (https://www.ftc.gov/os/actions.shtm). A paper copy can be obtained from the FTC Public
Reference Room, Room 130-H, 600 Pennsylvania Avenue, NW, Washington,
D.C. 20580, either in person or by calling (202) 326-2222.
Public comments are invited, and may be filed with the Commission
in either paper or electronic form. All comments should be filed as
prescribed in the ADDRESSES section above, and must be received on or
before the date specified in the DATES section.
Analysis of Agreement Containing Consent Order to Aid Public Comment
The Federal Trade Commission has accepted, subject to final
approval, a consent agreement from Rite Aid Corporation (``Rite Aid'').
The proposed consent order has been placed on the public record for
thirty (30) days for receipt of comments by interested persons.
Comments received during this period will become part of the public
record. After thirty (30) days, the Commission will again review the
agreement and the comments received, and will decide whether it should
withdraw from the agreement and take appropriate action or make final
the agreement's proposed order.
The Commission's proposed complaint alleges that Rite Aid is in the
business of selling prescription and non-prescription medicines and
supplies, as well as other products. It operates, among other things,
approximately 4,900 retail pharmacy stores in the United States
(collectively, ``Rite Aid pharmacies'') and an online pharmacy
business. The company allows consumers buying products in Rite Aid
pharmacies to pay for their purchases with credit, debit and electronic
benefit transfer cards; insurance cards; personal checks; or cash.
The complaint alleges that in conducting its business, Rite Aid
routinely obtains information from or about its customers, including,
but not limited to, name; telephone number; address; date of birth;
bank account number; payment card account number and expiration date;
prescription information, such as medication and dosage, prescribing
physician name, address, and telephone number, health insurer name, and
insurance account
[[Page 45116]]
number and policy number; and Social Security number. The company also
collects and maintains sensitive information from or about its
employees and job applicants, which includes, among other things,
Social Security numbers.
The complaint further alleges that Rite Aid engaged in a number of
practices that, taken together, failed to provide reasonable and
appropriate security for sensitive information from consumers,
employees, and job applicants. In particular, Rite Aid failed to: (1)
implement policies and procedures to dispose securely of such
information, including, but not limited to, policies and procedures to
render the information unreadable in the course of disposal; (2)
adequately train employees to dispose securely of such information; (3)
use reasonable measures to assess compliance with its established
policies and procedures for the disposal of such information; or (4)
employ a reasonable process for discovering and remedying risks to such
information.
The complaint alleges that as a result of these failures, Rite Aid
pharmacies discarded materials containing sensitive information in
clear readable text (such as pharmacy labels and job applications) in
unsecured, publicly-accessible trash dumpsters on numerous occasions.
For example, in July 2006 and continuing into 2007 and 2008, television
stations and other media outlets reported finding such information in
unsecured dumpsters used by Rite Aid pharmacies in at least 7 cities
throughout the United States. When discarded in publicly-accessible
dumpsters, such information can be obtained by individuals for purposes
of identity theft or the theft of prescription medicines.
The proposed order applies to sensitive information about
consumers, employees, and job applicants obtained by Rite Aid. It
contains provisions designed to prevent Rite Aid from engaging in the
future in practices similar to those alleged in the complaint.
Part I of the proposed order prohibits misrepresentations about the
security, confidentiality, and integrity of sensitive information. Part
II of the order requires Rite Aid to establish and maintain a
comprehensive information security program that is reasonably designed
to protect the security, confidentiality, and integrity of such
information (whether in paper or electronic format) about consumers,
employees, and those seeking to become employees. The order covers
health and other sensitive information obtained by all Rite Aid
entities, including, but not limited to, retail pharmacies. The
security program must contain administrative, technical, and physical
safeguards appropriate to Rite Aid's size and complexity, the nature
and scope of its activities, and the sensitivity of the information
collected from or about consumers and employees. Specifically, the
order requires Rite Aid to:
Designate an employee or employees to coordinate and be
accountable for the information security program.
Identify material internal and external risks to the
security, confidentiality, and integrity of sensitive information that
could result in the unauthorized disclosure, misuse, loss, alteration,
destruction, or other compromise of such information, and assess the
sufficiency of any safeguards in place to control these risks.
Design and implement reasonable safeguards to control the
risks identified through risk assessment, and regularly test or monitor
the effectiveness of the safeguards' key controls, systems, and
procedures.
Develop and use reasonable steps to select and retain
service providers capable of appropriately safeguarding sensitive
information they receive from Rite Aid, and require service providers
by contract to implement and maintain appropriate safeguards.
Evaluate and adjust its information security programs in
light of the results of testing and monitoring, any material changes to
operations or business arrangements, or any other circumstances that it
knows or has reason to know may have a material impact on its
information security program.
Part III of the proposed order requires Rite Aid to obtain within
one year, and on a biennial basis thereafter for a period of twenty
(20) years, an assessment and report from a qualified, objective,
independent third-party professional, certifying, among other things,
that: (1) it has in place a security program that provides protections
that meet or exceed the protections required by Part II of the proposed
order; and (2) its security program is operating with sufficient
effectiveness to provide reasonable assurance that the security,
confidentiality, and integrity of sensitive consumer, employee, and job
applicant information has been protected.
Parts IV through VIII of the proposed order are reporting and
compliance provisions. Part IV requires Rite Aid to retain documents
relating to its compliance with the order. For most records, the order
requires that the documents be retained for a five-year period. For the
third-party assessments and supporting documents, Rite Aid must retain
the documents for a period of three years after the date that each
assessment is prepared. Part V requires dissemination of the order now
and in the future to persons with responsibilities relating to the
subject matter of the order. Part VI ensures notification to the FTC of
changes in corporate status. Part VII mandates that Rite Aid submit a
compliance report to the FTC within 60 days, and periodically
thereafter as requested. Part VIII is a provision ``sunsetting'' the
order after twenty (20) years, with certain exceptions.
The Commission conducted its investigation jointly with the Office
for Civil Rights in the Department of Health and Human Services (``OCR-
HHS''). Working together, the Commission and OCR-HHS each entered into
separate but coordinated agreements with Rite Aid to resolve all the
issues of both agencies.
This is the Commission's twenty-ninth case to challenge the failure
by a company to implement reasonable information security practices,
and the second case: (1) involving a health provider, (2) proceeding
jointly with OCR-HHS, and (3) challenging the security of employee
data.
The purpose of this analysis is to facilitate public comment on the
proposed order. It is not intended to constitute an official
interpretation of the proposed order or to modify its terms in any way.
By direction of the Commission.
Donald S. Clark
Secretary.
[FR Doc. 2010-18941 Filed 7-30-10; 8:45 am]
BILLING CODE 6750-01-S