Consumer Advisory Council; Notice of Meeting, 32469-32470 [2010-13650]

Download as PDF emcdonald on DSK2BSOYB1PROD with NOTICES Federal Register / Vol. 75, No. 109 / Tuesday, June 8, 2010 / Notices Estimated average hours per response: 20 minutes. Number of respondents: 4,000. General description of report: This information collection is voluntary. The statutory basis for collecting this information includes: The Truth in Lending Act, 15 U.S.C. 1604(a), The Truth in Savings Act, 12 U.S.C. 4308(a), the Equal Credit Opportunity Act, 15 U.S.C. 1691b, and the Fair Credit Reporting Act, 15 U.S.C. 1681m(h)(6), 1681s(e)(1). Further, under the Truth in Lending Act, the Board is required to report annually to Congress and make recommendations concerning the Act, 15 U.S.C. 1613. Respondent participation in the survey is voluntary. No issue of confidentiality normally arises because names and any other characteristics that would permit personal identification of respondents are not reported to the Board. Abstract: This survey, which was implemented in 2004, gathers data from two groups of military personnel: (1) Those completing a financial education course as part of their advanced individualized training and (2) those not completing a financial education course. These two groups are surveyed on their financial management behaviors and changes in their financial situations over time. Data from the survey help to determine the effectiveness of financial education for young adults in the military and the durability of the effects as measured by financial status of those receiving financial education early in their military careers. Current Actions: On March 25, 2010, the Federal Reserve published a notice in the Federal Register (75 FR 14440) seeking public comment for 60 days on the discontinuance of the Survey of Financial Management Behaviors of Military Personnel. The comment period for this notice expired on May 24, 2010. The Federal Reserve did not receive any comments. Final approval under OMB delegated authority of the extension for three years, without revision, of the following report: Report title: Notification of Nonfinancial Data Processing Activities. Agency form number: FR 4021. OMB control number: 7100–0306. Frequency: On occasion. Reporters: Bank holding companies. Estimated annual reporting hours: 4 hours. Estimated average hours per response: 2 hours. Number of respondents: 2. General description of report: This information collection is required to obtain a benefit. (12 U.S.C. 1843(c)(8), (j) and (k)) and may be given confidential VerDate Mar<15>2010 16:31 Jun 07, 2010 Jkt 220001 treatment upon request (5 U.S.C. 552(b)(4)). Abstract: Bank holding companies submit this notification to request permission to administer the 49-percent revenue limit on nonfinancial data processing activities on a business-line or multiple-entity basis. A request may be filed in a letter form; there is no reporting form for this information collection. Current Actions: On March 25, 2010, the Federal Reserve published a notice in the Federal Register (75 FR 14440) seeking public comment for 60 days on the proposal to extend, without revision, the Notification of Nonfinancial Data Processing Activities. The comment period for this notice expired on May 24, 2010. The Federal Reserve did not receive any comments. Board of Governors of the Federal Reserve System, June 3, 2010. Jennifer J. Johnson, Secretary of the Board. [FR Doc. 2010–13760 Filed 6–7–10; 8:45 am] BILLING CODE 6210–01–P FEDERAL RESERVE SYSTEM Consumer Advisory Council; Notice of Meeting of the Consumer Advisory Council The Consumer Advisory Council will meet on Thursday, June 17, 2010. The meeting, which will be open to public observation, will take place at the Federal Reserve Board’s offices in Washington, DC, in Dining Room E on the Terrace Level of the Martin Building. For security purposes, anyone planning to attend the meeting should register no later than Tuesday, June 15, by completing the form found online at: https://www.federalreserve.gov/secure/ forms/cacregistration.cfm. Attendees must present photo identification to enter the building and should allow sufficient time for security processing. The meeting will begin at 9 a.m. and is expected to conclude at 12:30 p.m. The Martin Building is located on C Street, NW., between 20th and 21st Streets. The Council’s function is to advise the Board on the exercise of the Board’s responsibilities under various consumer financial services laws and on other matters on which the Board seeks its advice. Time permitting, the Council will discuss the following topics: • Home Mortgage Disclosure Act (HMDA) In the context of the Board’s review of Regulation C, which implements HMDA, members will discuss whether PO 00000 Frm 00115 Fmt 4703 Sfmt 4703 32469 the 2002 revisions to Regulation C, which required lenders to report mortgage pricing data, helped provide useful and accurate information about the mortgage market; the need for additional data and other improvements; and what emerging issues in the mortgage market may warrant additional research. • Community Reinvestment Act (CRA) Members will discuss the future of the Community Reinvestment Act, including possible changes in light of developments in the financial services industry and issues associated with the foreclosure crisis. • Foreclosure issues Members will discuss loss-mitigation efforts, including the Administration’s Making Home Affordable program, neighborhood stabilization initiatives and challenges, and other issues related to foreclosures. Reports by committees and other matters initiated by Council members also may be discussed. Persons wishing to submit views to the Council on any of the above topics may do so by sending written statements to Jennifer Kerslake, Secretary of the Consumer Advisory Council, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System, Washington, DC 20551. Information about this meeting may be obtained from Ms. Kerslake at 202–452–6470. Board of Governors of the Federal Reserve System, June 3, 2010. Jennifer J. Johnson, Secretary of the Board. [FR Doc. 2010–13670 Filed 6–7–10; 8:45 am] BILLING CODE 6210–01–P FEDERAL RESERVE SYSTEM Consumer Advisory Council; Notice of Meeting The Consumer Advisory Council will meet on Thursday, June 17, 2010. The meeting, which will be open to public observation, will take place at the Federal Reserve Board’s offices in Washington, DC, in Dining Room E on the Terrace Level of the Martin Building. For security purposes, anyone planning to attend the meeting should register no later than Tuesday, June 15, by completing the form found online at: https://www.federalreserve.gov/secure/ forms/cacregistration.cfm. Attendees must present photo identification to enter the building and should allow sufficient time for security processing. E:\FR\FM\08JNN1.SGM 08JNN1 32470 Federal Register / Vol. 75, No. 109 / Tuesday, June 8, 2010 / Notices emcdonald on DSK2BSOYB1PROD with NOTICES The meeting will begin at 9 a.m. and is expected to conclude at 12:30 p.m. The Martin Building is located on C Street, NW., between 20th and 21st Streets. The Council’s function is to advise the Board on the exercise of the Board’s responsibilities under various consumer financial services laws and on other matters on which the Board seeks its advice. Time permitting, the Council will discuss the following topics: • Home Mortgage Disclosure Act (HMDA) In the context of the Board’s review of Regulation C, which implements HMDA, members will discuss whether the 2002 revisions to Regulation C, which required lenders to report mortgage pricing data, helped provide useful and accurate information about the mortgage market; the need for additional data and other improvements; and what emerging issues in the mortgage market may warrant additional research. • Community Reinvestment Act (CRA) Members will discuss the future of the Community Reinvestment Act, including possible changes in light of developments in the financial services industry and issues associated with the foreclosure crisis. • Foreclosure Issues Members will discuss loss-mitigation efforts, including the Administration’s Making Home Affordable program, neighborhood stabilization initiatives and challenges, and other issues related to foreclosures. Reports by committees and other matters initiated by Council members also may be discussed. Persons wishing to submit views to the Council on any of the above topics may do so by sending written statements to Jennifer Kerslake, Secretary of the Consumer Advisory Council, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System, Washington, DC 20551. Information about this meeting may be obtained from Ms. Kerslake at 202–452–6470. Board of Governors of the Federal Reserve System, June 3, 2010. Jennifer J. Johnson, Secretary of the Board. [FR Doc. 2010–13650 Filed 6–7–10; 8:45 am] BILLING CODE P VerDate Mar<15>2010 16:31 Jun 07, 2010 Jkt 220001 FEDERAL TRADE COMMISSION Agency Information Collection Activities; Submission for OMB Review; Comment Request AGENCY: Federal Trade Commission (‘‘FTC’’ or ‘‘Commission’’). ACTION: Notice. SUMMARY: The FTC intends to conduct an exploratory study on consumer susceptibility to fraudulent and deceptive marketing. This research will be conducted to further the FTC’s mission of protecting consumers from unfair and deceptive marketing. Before gathering this information, the FTC is seeking public comments on its proposed research. The information collection requirements described below are being submitted to the Office of Management and Budget (‘‘OMB’’) for review, as required by the Paperwork Reduction Act (‘‘PRA’’). DATES: Comments must be submitted on or before July 8, 2010. ADDRESSES: Interested parties are invited to submit written comments electronically or in paper form by following the instructions in the Request for Comments part of the SUPPLEMENTARY INFORMATION section below. Comments in electronic form should be submitted by using the following weblink: (https:// public.commentworks.com/ftc/ fraudexperiment2) and following the instructions on the web-based form). Comments filed in paper form should refer to ‘‘Fraud Susceptibility Experiment, FTC File No. P095501,’’ both in the text and on the envelope, and should be mailed or delivered to the following address: Federal Trade Commission, Office of the Secretary, Room H-135 (Annex J), 600 Pennsylvania Avenue, N.W., Washington, DC 20580, in the manner detailed in the SUPPLEMENTARY INFORMATION section below. All comments should additionally be submitted to: Office of Information and Regulatory Affairs, Office of Management and Budget, Attention: Desk Officer for the Federal Trade Commission. Comments should be submitted via facsimile to (202) 3955167 because U.S. postal mail at the OMB is subject to delays due to heightened security precautions. FOR FURTHER INFORMATION CONTACT: Requests for additional information should be addressed to Patrick McAlvanah, Economist, Bureau of Economics, Federal Trade Commission, 600 Pennsylvania Avenue NW, Mail Stop NJ-4136, Washington, DC 20580. PO 00000 Frm 00116 Fmt 4703 Sfmt 4703 Telephone: (202) 326-2974; e-mail: (fraudexperiment@ftc.gov). SUPPLEMENTARY INFORMATION: Request for Comments: Interested parties are invited to submit written comments electronically or in paper form. Comments should refer to ‘‘Fraud Susceptibility Experiment, FTC File No. P095501’’ to facilitate the organization of comments. Please note that your comment — including your name and your state — will be placed on the public record of this proceeding, including on the publicly accessible FTC Website, at (https://www.ftc.gov/os/ publiccomments.shtm). Because comments will be made public, they should not include any sensitive personal information, such as an individual’s Social Security Number; date of birth; driver’s license number or other state identification number, or foreign country equivalent; passport number; financial account number; or credit or debit card number. Comments also should not include any sensitive health information, such as medical records or other individually identifiable health information. In addition, comments should not include any ‘‘[t]rade secret or any commercial or financial information which is obtained from any person and which is privileged or confidential’’ as provided in Section 6(f) of the Federal Trade Commission Act (‘‘FTC Act’’), 15 U.S.C. 46(f), and FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2). Comments containing material for which confidential treatment is requested must be filed in paper form, must be clearly labeled ‘‘Confidential,’’ and must comply with FTC Rule 4.9(c), 16 CFR 4.9(c).1 Because paper mail addressed to the FTC is subject to delay due to heightened security screening, please consider submitting your comments in electronic form. Comments filed in electronic form should be submitted by using the following weblink: (https:// public.commentworks.com/ftc/ fraudexperiment2) (and following the instructions on the web-based form). To ensure that the Commission considers an electronic comment, you must file it on the web-based form at the weblink: (https://public.commentworks.com/ftc/ fraudexperiment2). If this Notice 1 The comment must be accompanied by an explicit request for confidential treatment, including the factual and legal basis for the request, and must identify the specific portions of the comment to be withheld from the public record. The request will be granted or denied by the Commission’s General Counsel, consistent with applicable law and the public interest. See FTC Rule 4.9(c), 16 CFR 4.9(c). E:\FR\FM\08JNN1.SGM 08JNN1

Agencies

[Federal Register Volume 75, Number 109 (Tuesday, June 8, 2010)]
[Notices]
[Pages 32469-32470]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2010-13650]



-----------------------------------------------------------------------



FEDERAL RESERVE SYSTEM




Consumer Advisory Council; Notice of Meeting



    The Consumer Advisory Council will meet on Thursday, June 17, 2010. 

The meeting, which will be open to public observation, will take place 

at the Federal Reserve Board's offices in Washington, DC, in Dining 

Room E on the Terrace Level of the Martin Building. For security 

purposes, anyone planning to attend the meeting should register no 

later than Tuesday, June 15, by completing the form found online at: 

https://www.federalreserve.gov/secure/forms/cacregistration.cfm.

    Attendees must present photo identification to enter the building 

and should allow sufficient time for security processing.



[[Page 32470]]



    The meeting will begin at 9 a.m. and is expected to conclude at 

12:30 p.m. The Martin Building is located on C Street, NW., between 

20th and 21st Streets.

    The Council's function is to advise the Board on the exercise of 

the Board's responsibilities under various consumer financial services 

laws and on other matters on which the Board seeks its advice. Time 

permitting, the Council will discuss the following topics:

     Home Mortgage Disclosure Act (HMDA)

    In the context of the Board's review of Regulation C, which 

implements HMDA, members will discuss whether the 2002 revisions to 

Regulation C, which required lenders to report mortgage pricing data, 

helped provide useful and accurate information about the mortgage 

market; the need for additional data and other improvements; and what 

emerging issues in the mortgage market may warrant additional research.

     Community Reinvestment Act (CRA)

    Members will discuss the future of the Community Reinvestment Act, 

including possible changes in light of developments in the financial 

services industry and issues associated with the foreclosure crisis.

     Foreclosure Issues

    Members will discuss loss-mitigation efforts, including the 

Administration's Making Home Affordable program, neighborhood 

stabilization initiatives and challenges, and other issues related to 

foreclosures.

    Reports by committees and other matters initiated by Council 

members also may be discussed.

    Persons wishing to submit views to the Council on any of the above 

topics may do so by sending written statements to Jennifer Kerslake, 

Secretary of the Consumer Advisory Council, Division of Consumer and 

Community Affairs, Board of Governors of the Federal Reserve System, 

Washington, DC 20551. Information about this meeting may be obtained 

from Ms. Kerslake at 202-452-6470.



    Board of Governors of the Federal Reserve System, June 3, 2010.

Jennifer J. Johnson,

Secretary of the Board.

[FR Doc. 2010-13650 Filed 6-7-10; 8:45 am]

BILLING CODE P
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.