Formations of, Acquisitions by, and Mergers of Bank Holding Companies, 28250 [2010-12025]
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Federal Register / Vol. 75, No. 97 / Thursday, May 20, 2010 / Notices
after the consumer has exceeded some
threshold level of charges or minutes.
Finally, the Commission sought
comment on the level of cost detail
typically included in usage alert
messages.
In June 2009, the EU adopted
regulations governing the transparency
of retail roaming charges incurred by
European wireless customers for voice
calls, text messaging, and data services
when traveling to other EU markets.
Certain of these provisions, commonly
referred to as the ‘‘bill shock’’ provisions,
are designed to ensure that a consumer
is fully aware of the roaming charges he
or she is incurring so that the consumer
does not receive a higher than expected
bill for these services. A number of EU
mobile service providers had already
implemented procedures to combat the
problem of ‘‘bill shock’’ prior to the
adoption of the June 2009 regulations.
Under the new EU regulations, when a
wireless consumer places a voice call or
text message in an EU market other than
the consumer’s home market, the
consumer’s home market provider must
send to the consumer, free of charge, a
text message detailing roaming prices
for sending and receiving voice calls
and text messages. The consumer may
elect not to receive this automatic
notification service, but the service must
be provided again, free of charge, upon
request by the consumer. The new EU
regulations also require that wireless
providers notify a consumer using a
data roaming service when the
consumer has reached 80 percent of an
agreed upon limit (either a default limit
or a customer-designated limit). When a
consumer exceeds the established
monetary or volume roaming limit, the
provider must send another notification
explaining the applicable costs and
procedures if the consumer wishes to
continue using the data roaming service.
At that point, the provider must cease
providing the service pending further
instruction from the consumer.
In this document, the Commission
seeks to gather information on the
feasibility of instituting usage alerts and
cut-off mechanisms similar to those
required under the EU regulations that
would provide wireless voice, text, and
data consumers in the United States a
way to monitor, on a real-time basis,
their usage of a wireless
communications service, as well as the
various charges they may incur in
connection with such usage (e.g.,
roaming services, voice service ‘‘minute
plans,’’ text message plans). Specifically,
the Commission seeks comment on
whether technological or other
differences exist that would prevent
wireless providers in this country from
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15:45 May 19, 2010
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employing similar usage controls as
those now required by the EU.
The Commission also seeks comment
on the extent to which consumers
currently have the means at their
disposal to monitor their wireless usage
and are fully aware of the consequences
of exceeding their predetermined
allocations of voice minutes, text
message limits, or data usage. To what
extent are U.S. providers already
offering such features, and at what cost
to the consumer and/or to the provider?
Do certain usage controls lend
themselves more to one type of service
(such as voice) than to another (such as
data)? To what extent is such
information currently accessible via
wireless devices by people with
disabilities, and in particular by people
who are blind or low vision who need
on-screen text and other visual
indicators to be accompanied by audio
output? Would a requirement for certain
types of usage controls prevent or help
consumers with hearing, visual,
cognitive or other disabilities in
receiving the information they need to
effectively monitor their usage? The
Commission seeks comment on these
and other issues relevant to whether it
should adopt usage control measures
that will help consumers to avoid
receiving higher than expected bills for
their wireless communications services.
All comments should refer to CG
Docket No. 09–158. Further, the
Commission strongly encourages parties
to develop responses that adhere to the
organization and structure of the
questions in the Public Notice DA
10–803.
Colleen Heitkamp,
Division Chief, Consumer and Governmental
Affairs Bureau, Federal Communications
Commission.
[FR Doc. 2010–12140 Filed 5–19–10; 8:45 am]
BILLING CODE 6712–01–P
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR Part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
PO 00000
Frm 00021
Fmt 4703
Sfmt 4703
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The applications also will be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Additional information on all bank
holding companies may be obtained
from the National Information Center
website at www.ffiec.gov/nic/.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than June 12, 2010.
A. Federal Reserve Bank of
Richmond (A. Linwood Gill, III, Vice
President) 701 East Byrd Street,
Richmond, Virginia 23261-4528:
1. Cordia Bancorp Inc., Washington,
DC; to become a bank holding company
through the acqusition of up to 52.3
percent of the voting shares of Bank of
Virginia, Midlothian, Virginia.
Board of Governors of the Federal Reserve
System, May 14, 2010.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 2010–12025 Filed 5–19–10; 8:45 am]
BILLING CODE 6210–01–S
FEDERAL MARITIME COMMISSION
Ocean Transportation Intermediary
License Applicants
Notice is hereby given that the
following applicants have filed with the
Federal Maritime Commission an
application for a license as a NonVessel-Operating Common Carrier
(NVO) and/or Ocean Freight Forwarder
(OFF)—Ocean Transportation
Intermediary (OTI) pursuant to section
19 of the Shipping Act of 1984 as
amended (46 U.S.C. Chapter 409 and 46
CFR part 515). Notice is also hereby
given of the filing of applications to
amend an existing OTI license or the
Qualifying Individual (QI) for a license.
Interested persons may contact the
Office of Transportation Intermediaries,
Federal Maritime Commission,
Washington, DC 20573.
Allround Logistics Inc. (OFF & NVO),
1809 Fashion Court, Suite 101, Joppa,
E:\FR\FM\20MYN1.SGM
20MYN1
Agencies
[Federal Register Volume 75, Number 97 (Thursday, May 20, 2010)]
[Notices]
[Page 28250]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2010-12025]
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FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and Mergers of Bank Holding
Companies
The companies listed in this notice have applied to the Board for
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C.
1841 et seq.) (BHC Act), Regulation Y (12 CFR Part 225), and all other
applicable statutes and regulations to become a bank holding company
and/or to acquire the assets or the ownership of, control of, or the
power to vote shares of a bank or bank holding company and all of the
banks and nonbanking companies owned by the bank holding company,
including the companies listed below.
The applications listed below, as well as other related filings
required by the Board, are available for immediate inspection at the
Federal Reserve Bank indicated. The applications also will be available
for inspection at the offices of the Board of Governors. Interested
persons may express their views in writing on the standards enumerated
in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the
acquisition of a nonbanking company, the review also includes whether
the acquisition of the nonbanking company complies with the standards
in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise noted,
nonbanking activities will be conducted throughout the United States.
Additional information on all bank holding companies may be obtained
from the National Information Center website at www.ffiec.gov/nic/.
Unless otherwise noted, comments regarding each of these
applications must be received at the Reserve Bank indicated or the
offices of the Board of Governors not later than June 12, 2010.
A. Federal Reserve Bank of Richmond (A. Linwood Gill, III, Vice
President) 701 East Byrd Street, Richmond, Virginia 23261-4528:
1. Cordia Bancorp Inc., Washington, DC; to become a bank holding
company through the acqusition of up to 52.3 percent of the voting
shares of Bank of Virginia, Midlothian, Virginia.
Board of Governors of the Federal Reserve System, May 14, 2010.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 2010-12025 Filed 5-19-10; 8:45 am]
BILLING CODE 6210-01-S