Notice of Availability: HUD Real Estate Settlement Procedures Act (RESPA) Handbook, 423 [E9-31304]

Download as PDF Federal Register / Vol. 75, No. 2 / Tuesday, January 5, 2010 / Notices source of illumination that is composed of a wick surrounded by wax. CBP concluded that the wax objects, on their own, were unable to provide illumination. CBP’s historical position is that the essential character of a candle is imparted by both the wick and the wax components. None of the wax objects have a wick and are unable to provide its user with light. Therefore, CBP held that the wax objects do not have the essential character of a candle. In addition, CBP also held that the wax forms are not unassembled candles because unassembled goods must be imported with the requisite number of parts. None of the rulings indicate that the wax objects were being imported with an equal number of wicks. Therefore, CBP has concluded that classification by application of GRI 2(a) in heading 3406, HTSUS is inappropriate. Finally, CBP’s prior decisions held that classification by application of GRI 3(a) is inappropriate because the wax objects are not prima facie classifiable in two or more headings of the HTSUS. In order for classification by application of GRI 3(a) to be appropriate the goods cannot be classifiable by application of GRIs 1 or 2 and the good must be prima facie classifiable in two or more headings. As indicated above, CBP has held that heading 3406, HTSUS, does not describe the imported products. As a result, the wax articles are not prima facie classifiable in any other heading, except heading 9602, HTSUS. Comments srobinson on DSKHWCL6B1PROD with PROPOSALS Pursuant to section 175.21(a), CBP regulations (19 CFR 175.21(a)), before making a determination on this matter, CBP invites written comments on the petition from interested parties. The domestic interested party petition concerning the tariff classification of wax objects, as well as all comments received in response to this notice, will be available for public inspection on the docket at http://www.regulations.gov. Please note that any submitted comments that CBP receives by mail will be posted on the above-referenced docket for the public’s convenience. Authority: This notice is published in accordance with section 175.21(a), CBP Regulations (19 CFR 175.21(a)) and 19 U.S.C. 1516. Dated: December 29, 2009. Jayson P. Ahern, Acting Commissioner, U.S. Customs and Border Protection. [FR Doc. E9–31352 Filed 1–4–10; 8:45 am] BILLING CODE 9111–14–P VerDate Nov<24>2008 16:41 Jan 04, 2010 Jkt 220001 DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR–5369–N–01] Notice of Availability: HUD Real Estate Settlement Procedures Act (RESPA) Handbook AGENCY: Office of the Assistant Secretary for Housing—Federal Housing Commissioner, HUD. ACTION: Notice. Through today’s Federal Register notice, HUD announces the availability on its Web site of the revised special information booklet (Booklet) pursuant to the Real Estate Settlement Procedures Act (RESPA) requirement in 12 U.S.C. § 2604. The Real Estate Settlement Procedures Act of 1974 (RESPA) (12 U.S.C. 2601–2617), establishes the process for disclosing settlement costs in the financing or refinancing of a home, and helps protect consumers from unethical practices by settlement service providers during the home-buying and loan process. Under RESPA, lenders and mortgage brokers are required to give borrowers this Booklet within three days of the borrower’s applying for a mortgage loan. The Booklet provides information designed to assist individuals seeking to buy a home to become familiar with the home-buying process. As a result, the Booklet provides information regarding the purchase contract, how to use a Good Faith Estimate to shop for the best loan, required settlement services to close the loan, and the HUD–1 Settlement Statement. It also provides information regarding interest rates, points, balloon payments, prepayment penalties and how they can affect mortgage payments. The Booklet also discusses how to resolve loan servicing problems that will help avoid actions that could lead to foreclosure. The Booklet is currently available on the HUD Web site at: http://www.hud. gov/utilities/intercept.cfm?http:// portal.hud.gov/portal/page/portal/HUD/ documents/Settlement%20Booklet %20December%2015%20REVISED.pdf. It is also currently the top link at http:// www.hud.gov/respa. FOR FURTHER INFORMATION CONTACT: The Office of RESPA and Interstate Land Sales, U.S. Department of Housing and Urban Development, 451 Seventh Street, SW., Room 9158, Washington, DC 20410; telephone number 202–708–0502 (this is not a toll-free number). Persons with hearing or speech impairments may access this number via TTY by calling the toll-free Federal Information Relay Service at 800–877–8339. SUMMARY: PO 00000 Frm 00088 Fmt 4703 Sfmt 4703 423 Dated: December 29, 2009. David H. Stevens, Assistant Secretary for Housing—Federal Housing Commissioner. [FR Doc. E9–31304 Filed 1–4–10; 8:45 am] BILLING CODE 4210–67–P DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR–5275–N–04] Native American Housing Assistance and Self-Determination Reauthorization Act of 2008: Notice of Final List of Negotiated Rulemaking Committee Members AGENCY: Office of the Assistant Secretary for Public and Indian Housing, HUD. ACTION: Notice. SUMMARY: On September 23, 2009, HUD published a Federal Register notice establishing the negotiated rulemaking committee that will work with HUD to develop regulatory changes to programs authorized under the Native American Housing Assistance and SelfDetermination Act of 1996. Changes to these programs were made by the Native American Housing Assistance and SelfDetermination Reauthorization Act of 2008, which also directs that HUD undertake negotiated rulemaking to implement the statutory revisions. The September 23, 2009, notice also announced the names and affiliations of the committee’s proposed members and requested public comment on the committee and its proposed membership. Today’s notice announces the final list of committee members. FOR FURTHER INFORMATION CONTACT: Rodger Boyd, Deputy Assistant Secretary for Native American Programs, Office of Public and Indian Housing, Department of Housing and Urban Development, 451 Seventh Street, SW., Room 4126, Washington, DC 20410, telephone number 202–401–7914 (this is not a toll-free number). Hearingor speech-impaired individuals may access this number via TTY by calling the toll-free Federal Information Relay Service at 1–800–877–8339. SUPPLEMENTARY INFORMATION: I. Background The Native American Housing Assistance and Self-Determination Act of 1996 (25 U.S.C. 4101 et seq.) (NAHASDA) changed the way that housing assistance is provided to Native Americans. NAHASDA eliminated several separate assistance programs and replaced them with a single block E:\FR\FM\05JAN1.SGM 05JAN1

Agencies

[Federal Register Volume 75, Number 2 (Tuesday, January 5, 2010)]
[Notices]
[Page 423]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E9-31304]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5369-N-01]


Notice of Availability: HUD Real Estate Settlement Procedures Act 
(RESPA) Handbook

AGENCY: Office of the Assistant Secretary for Housing--Federal Housing 
Commissioner, HUD.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: Through today's Federal Register notice, HUD announces the 
availability on its Web site of the revised special information booklet 
(Booklet) pursuant to the Real Estate Settlement Procedures Act (RESPA) 
requirement in 12 U.S.C. Sec.  2604. The Real Estate Settlement 
Procedures Act of 1974 (RESPA) (12 U.S.C. 2601-2617), establishes the 
process for disclosing settlement costs in the financing or refinancing 
of a home, and helps protect consumers from unethical practices by 
settlement service providers during the home-buying and loan process. 
Under RESPA, lenders and mortgage brokers are required to give 
borrowers this Booklet within three days of the borrower's applying for 
a mortgage loan. The Booklet provides information designed to assist 
individuals seeking to buy a home to become familiar with the home-
buying process. As a result, the Booklet provides information regarding 
the purchase contract, how to use a Good Faith Estimate to shop for the 
best loan, required settlement services to close the loan, and the HUD-
1 Settlement Statement. It also provides information regarding interest 
rates, points, balloon payments, prepayment penalties and how they can 
affect mortgage payments. The Booklet also discusses how to resolve 
loan servicing problems that will help avoid actions that could lead to 
foreclosure.
    The Booklet is currently available on the HUD Web site at: http://www.hud.gov/utilities/intercept.cfm?http://portal.hud.gov/portal/page/portal/HUD/documents/Settlement%20Booklet%20December%2015%20REVISED.pdf. It is also 
currently the top link at http://www.hud.gov/respa.

FOR FURTHER INFORMATION CONTACT: The Office of RESPA and Interstate 
Land Sales, U.S. Department of Housing and Urban Development, 451 
Seventh Street, SW., Room 9158, Washington, DC 20410; telephone number 
202-708-0502 (this is not a toll-free number). Persons with hearing or 
speech impairments may access this number via TTY by calling the toll-
free Federal Information Relay Service at 800-877-8339.

    Dated: December 29, 2009.
David H. Stevens,
Assistant Secretary for Housing--Federal Housing Commissioner.
[FR Doc. E9-31304 Filed 1-4-10; 8:45 am]
BILLING CODE 4210-67-P