Loan Application Register (HMDA), 55087-55088 [E9-25634]

Download as PDF Federal Register / Vol. 74, No. 205 / Monday, October 26, 2009 / Notices determination of railroad revenue adequacy. A railroad is considered revenue adequate under 49 U.S.C. 10704(a) if it achieves a rate of return on net investment (ROI) equal to at least the current cost of capital for the railroad industry. For 2008, the railroad industry’s cost of capital was determined to be 11.75%. See Railroad Cost of Capital—2008, STB Ex Parte No. 558 (Sub-No. 12) (STB served Sept. 25, 2009). This revenue adequacy figure was compared with ROI data from each Class I railroad, and one carrier was found to be revenue adequate for 2008. The Board’s decision in this proceeding is posted on the Board’s Web site at https://www.stb.dot.gov under ‘‘E-Library,’’ and ‘‘Decisions & Notices.’’ This action will not significantly affect either the quality of the human environment or the conservation of energy resources. Pursuant to 5 U.S.C. 605(b), we conclude that our action in this proceeding will not have a significant economic impact on a substantial number of small entities. The purpose and effect of the action is merely to update the annual railroad industry revenue adequacy finding. No new reporting or other regulatory requirements are imposed, directly or indirectly, on small entities. Decided: October 16, 2009. Jeffrey Herzig, Clearance Clerk. [FR Doc. E9–25478 Filed 10–23–09; 8:45 am] BILLING CODE 4915–01–P DEPARTMENT OF THE TREASURY Office of Thrift Supervision Fiduciary Powers of Savings Associations mstockstill on DSKH9S0YB1PROD with NOTICES AGENCY: Office of Thrift Supervision (OTS), Treasury. ACTION: Notice and request for comment. SUMMARY: The proposed information collection request (ICR) described below has been submitted to the Office of Management and Budget (OMB) for review and approval, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal. DATES: Submit written comments on or before November 25, 2009. A copy of this ICR, with applicable supporting documentation, can be obtained from RegInfo.gov at https://www.reginfo.gov/ public/do/PRAMain. VerDate Nov<24>2008 15:19 Oct 23, 2009 Jkt 220001 Send comments, referring to the collection by title of the proposal or by OMB approval number, to OMB and OTS at these addresses: Office of Information and Regulatory Affairs, Attention: Desk Officer for OTS, U.S. Office of Management and Budget, 725—17th Street, NW., Room 10235, Washington, DC 20503, or by fax to (202) 395–6974; and Information Collection Comments, Chief Counsel’s Office, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552, by fax to (202) 906–6518, or by e-mail to infocollection.comments@ots.treas.gov. OTS will post comments and the related index on the OTS Internet Site at https:// www.ots.treas.gov. In addition, interested persons may inspect comments at the Public Reading Room, 1700 G Street, NW., by appointment. To make an appointment, call (202) 906– 5922, send an e-mail to public.info@ots.treas.gov, or send a facsimile transmission to (202) 906– 7755. ADDRESSES: For further information or to obtain a copy of the submission to OMB, please contact Ira L. Mills at ira.mills@ots.treas.gov, (202) 906–6531, or facsimile number (202) 906–6518, Regulations and Legislation Division, Chief Counsel’s Office, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552. SUPPLEMENTARY INFORMATION: OTS may not conduct or sponsor an information collection, and respondents are not required to respond to an information collection, unless the information collection displays a currently valid OMB control number. As part of the approval process, we invite comments on the following information collection. Title of Proposal: Fiduciary Powers of Savings Associations. OMB Number: 1550–0037. Form Number: 1240. Description: Under 12 U.S.C. 1464(n), the OTS regulates the fiduciary activities of federal savings associations. Part 550 of 12 CFR contains the regulations that savings associations must follow when conducting fiduciary activities. OTS will use the information in order to ensure that the proposed activities conform to applicable statutes and regulations and are properly organized and conducted. Type of Review: Extension of a currently approved collection. Affected Public: Business or other forprofit. Estimated Number of Respondents: 113. FOR FURTHER INFORMATION CONTACT: PO 00000 Frm 00138 Fmt 4703 Sfmt 4703 55087 Estimated Number of Responses: 113. Estimated Burden Hours per Response: 3,051 hours. Estimated Frequency of Response: On occasion. Estimated Total Burden: 3,051 hours. Clearance Officer: Ira L. Mills, (202) 906–6531, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552. Dated: October 20, 2009. Deborah Dakin, Acting Chief Counsel, Office of Thrift Supervision. [FR Doc. E9–25633 Filed 10–23–09; 8:45 am] BILLING CODE 6720–01–P DEPARTMENT OF THE TREASURY Office of Thrift Supervision Loan Application Register (HMDA) AGENCY: Office of Thrift Supervision (OTS), Treasury. ACTION: Notice and request for comment. SUMMARY: The proposed information collection request (ICR) described below has been submitted to the Office of Management and Budget (OMB) for review and approval, as required by the Paperwork Reduction Act of 1995. OTS is soliciting public comments on the proposal. DATES: Submit written comments on or before November 25, 2009. A copy of this ICR, with applicable supporting documentation, can be obtained from RegInfo.gov at https://www.reginfo.gov/ public/do/PRAMain. ADDRESSES: Send comments, referring to the collection by title of the proposal or by OMB approval number, to OMB and OTS at these addresses: Office of Information and Regulatory Affairs, Attention: Desk Officer for OTS, U.S. Office of Management and Budget, 725 17th Street, NW., Room 10235, Washington, DC 20503, or by fax to (202) 395–6974; and Information Collection Comments, Chief Counsel’s Office, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552, by fax to (202) 906–6518, or by e-mail to infocollection.comments@ots.treas.gov. OTS will post comments and the related index on the OTS Internet Site at https://www.ots.treas.gov. In addition, interested persons may inspect comments at the Public Reading Room, 1700 G Street, NW., by appointment. To make an appointment, call (202) 906– 5922, send an e-mail to public.info@ots.treas.gov, or send a facsimile transmission to (202) 906– 7755. E:\FR\FM\26OCN1.SGM 26OCN1 55088 Federal Register / Vol. 74, No. 205 / Monday, October 26, 2009 / Notices mstockstill on DSKH9S0YB1PROD with NOTICES FOR FURTHER INFORMATION CONTACT: For further information or to obtain a copy of the submission to OMB, please contact Ira L. Mills at ira.mills@ots.treas.gov, (202) 906–6531, or facsimile number (202) 906–6518, Regulations and Legislation Division, Chief Counsel’s Office, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552. SUPPLEMENTARY INFORMATION: OTS may not conduct or sponsor an information collection, and respondents are not required to respond to an information collection, unless the information collection displays a currently valid OMB control number. As part of the approval process, we invite comments on the following information collection. Title of Proposal: Loan Application Register (HMDA). OMB Number: 1550–0021. Form Number: N/A. Regulation requirement: 12 CFR Part 203. Description: The Home Mortgage Disclosure Act (HMDA), 12 U.S.C. 2801, requires this collection of information. In accordance with the HMDA, the Board of Governors of the Federal Reserve System (FRB) promulgates and administers HMDA regulations, which are prescribed as part of the FRB’s Regulation C (12 CFR 203), implementing the HMDA (12 U.S.C. 2801–2810). HMDA forms as well as collection and recordkeeping requirements are approved under OMB Control No. 7100–0247. The FRB supporting statement forms the decisional basis for the OMB action. This submission discusses the burden imposed by Regulation C on the institutions OTS regulates. The data on loan applications collected under HMDA assist OTS in analyzing lending patterns for possible discrimination. OTS examiners use the data to scope for compliance with the fair lending laws (Equal Credit Opportunity Act, Fair Housing Act, and OTS’s Non-discrimination regulation), as well as for compliance with HMDA itself. Examiners also use HMDA data to determine whether associations are helping to meet the credit needs of their communities as required by the Community Reinvestment Act. Type of Review: Extension of a currently approved collection. VerDate Nov<24>2008 15:19 Oct 23, 2009 Jkt 220001 Affected Public: Business or other forprofit. Estimated Number of Respondents: 588. Estimated Response Time: 0.03 hours per application (approximately 8,361 applications per LAR). Estimated Burden Hours per Response: 147,488 hours. Estimated Frequency of Response: Annually. Estimated Total Burden: 147,488 hours. Clearance Officer: Ira L. Mills, (202) 906–6531, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552. Dated: October 20, 2009. Ira L. Mills, Paperwork Clearance Officer, Office of Thrift Supervision. [FR Doc. E9–25634 Filed 10–23–09; 8:45 am] BILLING CODE 6720–01–P DEPARTMENT OF THE TREASURY Bureau of the Public Debt Proposed Collection: Comment Request ACTION: Notice and request for comments. SUMMARY: The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on proposed and/or continuing information collections, as required by the Paperwork Reduction Act of 1995, Public Law 104–13 (44 U.S.C. 3506(c)(2)(A)). Currently the Bureau of the Public Debt within the Department of the Treasury is soliciting comments concerning the Payments by banks and other financial institutions of United States Savings Bonds/Notes. DATES: Written comments should be received on or before December 14, 2009, to be assured of consideration. ADDRESSES: Direct all written comments to Bureau of the Public Debt, Judi Owens, 200 Third Street, A4–A, Parkersburg, WV 26106–1328, or Judi.Owens@bpd.treas.gov. PO 00000 Frm 00139 Fmt 4703 Sfmt 4703 FOR FURTHER INFORMATION CONTACT: Requests for additional information or copies of the form and instructions should be directed to Judi Owens, Bureau of the Public Debt, 200 Third Street, A4–A, Parkersburg, WV 26106– 1328, (304) 480–8150. SUPPLEMENTARY INFORMATION: Title: Payments by Banks and Other Financial Institutions of United States Savings Bonds and Notes (Freedom Shares) OMB Number: 1535–0087. Abstract: Qualified financial institutions are authorized to redeem eligible savings bonds and notes, and receive settlement through the Federal Reserve system. Current Actions: None. Type of Review: Extension. Affected Public: Businesses or other for-profit. Estimated Number of Respondents: 7,300. Estimated Time per Respondent: 4 seconds. Estimated Total Annual Burden Hours: 45,896. Request for Comments: Comments submitted in response to this notice will be summarized and/or included in the request for OMB approval. All comments will become a matter of public record. Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the agency, including whether the information shall have practical utility; (b) the accuracy of the agency’s estimate of the burden of the collection of information; (c) ways to enhance the quality, utility, and clarity of the information to be collected; (d) ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information. Dated: October 19, 2009. Judi Owens, Manager, Information Management. [FR Doc. E9–25655 Filed 10–23–09; 8:45 am] BILLING CODE 4810–39–P E:\FR\FM\26OCN1.SGM 26OCN1

Agencies

[Federal Register Volume 74, Number 205 (Monday, October 26, 2009)]
[Notices]
[Pages 55087-55088]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E9-25634]

-----------------------------------------------------------------------

DEPARTMENT OF THE TREASURY

Office of Thrift Supervision

Loan Application Register (HMDA)

AGENCY: Office of Thrift Supervision (OTS), Treasury.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The proposed information collection request (ICR) described
below has been submitted to the Office of Management and Budget (OMB)
for review and approval, as required by the Paperwork Reduction Act of
1995. OTS is soliciting public comments on the proposal.

DATES: Submit written comments on or before November 25, 2009. A copy
of this ICR, with applicable supporting documentation, can be obtained
from RegInfo.gov at https://www.reginfo.gov/public/do/PRAMain.

ADDRESSES: Send comments, referring to the collection by title of the
proposal or by OMB approval number, to OMB and OTS at these addresses:
Office of Information and Regulatory Affairs, Attention: Desk Officer
for OTS, U.S. Office of Management and Budget, 725 17th Street, NW.,
Room 10235, Washington, DC 20503, or by fax to (202) 395-6974; and
Information Collection Comments, Chief Counsel's Office, Office of
Thrift Supervision, 1700 G Street, NW., Washington, DC 20552, by fax to
(202) 906-6518, or by e-mail to infocollection.comments@ots.treas.gov.
OTS will post comments and the related index on the OTS Internet Site
at https://www.ots.treas.gov. In addition, interested persons may
inspect comments at the Public Reading Room, 1700 G Street, NW., by
appointment. To make an appointment, call (202) 906-5922, send an e-
mail to public.info@ots.treas.gov">public.info@ots.treas.gov, or send a facsimile transmission to
(202) 906-7755.

[[Page 55088]]

FOR FURTHER INFORMATION CONTACT: For further information or to obtain a
copy of the submission to OMB, please contact Ira L. Mills at
ira.mills@ots.treas.gov, (202) 906-6531, or facsimile number (202) 906-
6518, Regulations and Legislation Division, Chief Counsel's Office,
Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552.

SUPPLEMENTARY INFORMATION: OTS may not conduct or sponsor an
information collection, and respondents are not required to respond to
an information collection, unless the information collection displays a
currently valid OMB control number. As part of the approval process, we
invite comments on the following information collection.
Title of Proposal: Loan Application Register (HMDA).
OMB Number: 1550-0021.
Form Number: N/A.
Regulation requirement: 12 CFR Part 203.
Description: The Home Mortgage Disclosure Act (HMDA), 12 U.S.C.
2801, requires this collection of information. In accordance with the
HMDA, the Board of Governors of the Federal Reserve System (FRB)
promulgates and administers HMDA regulations, which are prescribed as
part of the FRB's Regulation C (12 CFR 203), implementing the HMDA (12
U.S.C. 2801-2810). HMDA forms as well as collection and recordkeeping
requirements are approved under OMB Control No. 7100-0247. The FRB
supporting statement forms the decisional basis for the OMB action.
This submission discusses the burden imposed by Regulation C on the
institutions OTS regulates.
The data on loan applications collected under HMDA assist OTS in
analyzing lending patterns for possible discrimination. OTS examiners
use the data to scope for compliance with the fair lending laws (Equal
Credit Opportunity Act, Fair Housing Act, and OTS's Non-discrimination
regulation), as well as for compliance with HMDA itself. Examiners also
use HMDA data to determine whether associations are helping to meet the
credit needs of their communities as required by the Community
Reinvestment Act.
Type of Review: Extension of a currently approved collection.
Affected Public: Business or other for-profit.
Estimated Number of Respondents: 588.
Estimated Response Time: 0.03 hours per application (approximately
8,361 applications per LAR).
Estimated Burden Hours per Response: 147,488 hours.
Estimated Frequency of Response: Annually.
Estimated Total Burden: 147,488 hours.
Clearance Officer: Ira L. Mills, (202) 906-6531, Office of Thrift
Supervision, 1700 G Street, NW., Washington, DC 20552.

Dated: October 20, 2009.
Ira L. Mills,
Paperwork Clearance Officer, Office of Thrift Supervision.
[FR Doc. E9-25634 Filed 10-23-09; 8:45 am]
BILLING CODE 6720-01-P

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