Agency Information Collection Activities: Submission for OMB Review; Comment Request (3064-0046, 0090, 0093, 0138, & 0145), 47586-47587 [E9-22238]
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Federal Register / Vol. 74, No. 178 / Wednesday, September 16, 2009 / Notices
• E-mail: Comments@FDIC.gov.
Include the name of the collection in the
subject line of the message.
• Mail: Gary A. Kuiper, Counsel,
202.898.3877, Legal Division, Federal
Deposit Insurance Corporation, 550 17th
Street, NW., Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 550 17th Street Building
(located on F Street), on business days
between 7 a.m. and 5 p.m.
• Public Inspection: All comments
received will be posted without change
to https://www.fdic.gov/regulations/laws/
federal/propose.html including any
personal information provided.
Comments may be inspected at the FDIC
Public Information Center, Room E–
1002, 3501 Fairfax Drive, Arlington, VA
22226, between 9 a.m. and 5 p.m. on
business days.
Comments may also be submitted to
the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Room 10235, 727 17th Street, NW.,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT: Gary
A. Kuiper at the address identified
above.
srobinson on DSKHWCL6B1PROD with NOTICES
SUPPLEMENTARY INFORMATION:
Proposal to renew the following
currently approved collection of
information:
Title: Identity Theft Red Flags and
Address Discrepancies under the Fair
and Accurate Credit Transactions Act of
2003 (FACT Act).
OMB Number: 3064–0152.
Affected Public: Individuals;
Businesses or other for-profit.
Estimated Number of Respondents:
5260.
Estimated Time per Response: 16
hours.
Estimated Total Annual Burden:
84,160 hours.
General Description of the Collection:
12 CFR 334.82, 334.90, 334.91 and
Appendix J to Part 334 implement
sections 114 and 315 of the Fair and
Accurate Credit Transactions Act of
2003 (FACT Act), Public Law 108–159
(2003). Section 114 amended section
615 of the Fair Credit Reporting Act
(FCRA) to require the OCC, FRB, FDIC,
OTS, NCUA, and FTC (Agencies) to
issue jointly (i) Guidelines for financial
institutions and creditors regarding
identity theft with respect to their
account holders and customers; (ii)
regulations requiring each financial
institution and creditor to establish
reasonable policies and procedures for
implementing the guidelines to identify
possible risks to account holders or
VerDate Nov<24>2008
17:40 Sep 15, 2009
Jkt 217001
customers or to the safety and
soundness of the institution or creditor;
and (iii) regulations generally requiring
credit and debit card issuers to assess
the validity of change of address
requests under certain circumstances.
Section 315 amended section 605 of the
FCRA to require the Agencies to issue
regulations providing guidance
regarding reasonable policies and
procedures that a user of consumer
reports must employ when a user
receives a notice of address discrepancy
from a consumer reporting agency
(CRA). The information collections in
Sec. 334.90 require each financial
institution and creditor that offers or
maintains one or more covered accounts
to develop and implement a written
Identity Theft Prevention Program
(Program). In developing the Program,
financial institutions and creditors are
required to consider the guidelines in
Appendix J to Part 334 and include
those that are appropriate. The initial
Program must be approved by the board
of directors or an appropriate committee
thereof and the board, an appropriate
committee thereof or a designated
employee at the level of senior
management must be involved in the
oversight of the Program. In addition,
staff must be trained to carry out the
Program. Pursuant to Sec. 334.91, each
credit and debit card issuer is required
to establish and implement policies and
procedures to assess the validity of a
change of address request under certain
circumstances. Before issuing an
additional or replacement card, the card
issuer must notify the cardholder or use
another means to assess the validity of
the change of address. The information
collections in Sec. 41.82 require each
user of consumer reports to develop and
implement reasonable policies and
procedures designed to enable the user
to form a reasonable belief that a
consumer report relates to the consumer
about whom it requested the report
when the user receives a notice of
address discrepancy from a CRA. A user
of consumer reports must also develop
and implement reasonable policies and
procedures for furnishing an address for
the consumer that the user has
reasonably confirmed to be accurate to
the CRA from which it receives a notice
of address discrepancy when (1) The
user can form a reasonable belief that
the consumer report relates to the
consumer about whom the user has
requested the report; (2) the user
establishes a continuing relationship
with the consumer; and (3) the user
regularly and in the ordinary course of
business furnishes information to the
PO 00000
Frm 00037
Fmt 4703
Sfmt 4703
CRA from which it received the notice
of address discrepancy.
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collections,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
All comments will become a matter of
public record.
Dated at Washington, DC, this 10th day of
September, 2009.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. E9–22237 Filed 9–15–09; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request (3064–
0046, 0090, 0093, 0138, & 0145)
AGENCY: Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice of information
collections to be submitted to OMB for
review and approval under the
Paperwork Reduction Act of 1995.
SUMMARY: In accordance with
requirements of the Paperwork
Reduction Act of 1995 (44 U.S.C.
chapter 35), the FDIC hereby gives
notice that it plans to submit to the
Office of Management and Budget
(OMB) a request for OMB review and
renewal of the collections of
information described below:
DATES: Comments must be submitted on
or before October 16, 2009.
ADDRESSES: Interested parties are
invited to submit written comments to
FDIC by any of the following methods.
All comments should refer to the name
of the collection as well as the OMB
control number(s):
• Web site: https://www.FDIC.gov/
regulations/laws/federal/notices.html.
• E-mail: Comments@FDIC.gov.
Include the name of the collection in the
subject line of the message.
E:\FR\FM\16SEN1.SGM
16SEN1
Federal Register / Vol. 74, No. 178 / Wednesday, September 16, 2009 / Notices
• Mail: Gary A. Kuiper, Counsel,
202.898.3877, Legal Division, Federal
Deposit Insurance Corporation, 550 17th
Street, NW., Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 550 17th Street Building
(located on F Street), on business days
between 7 a.m. and 5 p.m.
• Public Inspection: All comments
received will be posted without change
to https://www.fdic.gov/regulations/laws/
federal/propose.html including any
personal information provided.
Comments may be inspected at the FDIC
Public Information Center, Room E–
1002, 3501 Fairfax Drive, Arlington, VA
22226, between 9 a.m. and 5 p.m. on
business days.
Comments may also be submitted to
the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Room 10235, 727 17th Street, NW.,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT: Gary
A. Kuiper at the address identified
above.
Proposal
to renew the following currently
approved collections of information:
1. Title: Home Mortgage Disclosure
Act (HMDA).
OMB Number: 3064–0046.
Form Number: None.
Frequency of Response: On occasion.
Affected Public: Insured State
nonmember banks.
Estimated Number of Responses:
1,890,384
Estimated Time per Response: 5
minutes.
Total Annual Burden: 157,532 hours.
General Description of Collection: To
permit the FDIC to detect discrimination
in residential mortgage lending, certain
insured State nonmember banks are
required by FDIC regulation 12 CFR 338
to maintain various data on home loan
applicants.
2. Title: Public Disclosure by Banks.
OMB Number: 3064–0090.
Form Number: None.
Frequency of Response: On occasion.
Affected Public: Insured State
nonmember banks.
Estimated Number of Respondents:
5,050.
Estimated Time per Response: 0.5
hours.
Total Annual Burden: 2,525 hours.
General Description of Collection: 12
CFR 350 requires a bank to notify the
general public, and in some instances
shareholders, that financial disclosure
statements are available on request.
Required disclosures consist of financial
srobinson on DSKHWCL6B1PROD with NOTICES
SUPPLEMENTARY INFORMATION:
VerDate Nov<24>2008
19:04 Sep 15, 2009
Jkt 217001
reports for the current and preceding
year, which can be photocopied directly
from the year-end call reports. Also, on
a case-by-case basis, the FDIC may
require that descriptions of enforcement
actions be included in disclosure
statements. The regulation allows, but
does not require, the inclusion of
management discussions and analysis.
3. Title: Notices Required of
Government Securities Dealers or
Brokers (Insured State Nonmember
Banks).
OMB Number: 3064–0093.
Form Number: G–FIN; G–FINW; G–
FIN4; & G–FIN5.
Frequency of Response: On occasion.
Affected Public: Insured State
nonmember banks acting as government
securities brokers and dealers.
Estimated Number of Respondents:
49.
Estimated Time per Response: 1 hour.
Total Annual Burden: 49 hours.
General Description of Collection: The
Government Securities Act of 1986
requires all financial institutions acting
as government securities brokers and
dealers to notify their Federal regulatory
agencies of their broker-dealer activities,
unless exempted from the notice
requirement by Treasury Department
regulation.
4. Title: Applicant Background
Questionnaire.
OMB Number: 3064–0138.
Form Number: FDIC 2100/14.
Frequency of Response: On occasion.
Affected Public: FDIC job applicants
who are not current FDIC employees.
Estimated Number of Respondents:
30,000.
Estimated Time per Response: 3
minutes.
Total Annual Burden: 1500 hours.
General Description of Collection: The
FDIC Applicant Background
Questionnaire is completed voluntarily
by FDIC job applicants who are not
current FDIC employees. Responses to
questions on the survey provide
information on gender, age, disability,
race/national origin, and to the
applicant’s source of vacancy
announcement information. Data is used
by the Office of Diversity and Economic
Opportunity and the Personnel Services
Branch to evaluate the effectiveness of
various recruitment methods used by
the FDIC to ensure that the agency
meets workforce diversity objectives.
5. Title: Notice Regarding
Unauthorized Access to Customer
Information.
OMB Number: 3064–0145.
Form Number: None.
Frequency of Response: On occasion.
Affected Public: Insured State
nonmember banks.
PO 00000
Frm 00038
Fmt 4703
Sfmt 4703
47587
Number of FDIC Regulated Banks that
will notify customers: 93
Estimated Time per Response: 29 hrs.
Annual Burden: 2,697 hours.
General Description of Collection:
This collection reflects the FDIC’s
expectations regarding a response
program that financial institutions
should develop to address unauthorized
access to or use of customer information
that could result in substantial harm or
inconvenience to a customer. The
information collections require financial
institutions to: (1) Develop notices to
customers; and (2) in certain
circumstances, determine which
customers should receive the notices
and send the notices to customers.
Request for Comment
Comments are invited on: (a) Whether
the collections of information are
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collections,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
All comments will become a matter of
public record.
Dated at Washington, DC, this 10th day of
September, 2009.
Robert E. Feldman,
Executive Secretary, Federal Deposit
Insurance Corporation.
[FR Doc. E9–22238 Filed 9–15–09; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL ELECTION COMMISSION
[Notice 2009–20]
Filing Dates for the Massachusetts
Senate Special Election
Federal Election Commission.
Notice of filing dates for special
election.
AGENCY:
ACTION:
SUMMARY: Massachusetts has scheduled
elections on December 8, 2009, and
January 19, 2010, to fill the vacant U.S.
Senate seat held by the late Senator
Edward M. Kennedy.
Committees required to file reports in
connection with the Special Primary
Election on December 8, 2009, shall file
a 12-day Pre-Primary Report.
Committees required to file reports in
connection with both the Special
Primary and Special General Election on
E:\FR\FM\16SEN1.SGM
16SEN1
Agencies
[Federal Register Volume 74, Number 178 (Wednesday, September 16, 2009)]
[Notices]
[Pages 47586-47587]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E9-22238]
-----------------------------------------------------------------------
FEDERAL DEPOSIT INSURANCE CORPORATION
Agency Information Collection Activities: Submission for OMB
Review; Comment Request (3064-0046, 0090, 0093, 0138, & 0145)
AGENCY: Federal Deposit Insurance Corporation (FDIC).
ACTION: Notice of information collections to be submitted to OMB for
review and approval under the Paperwork Reduction Act of 1995.
-----------------------------------------------------------------------
SUMMARY: In accordance with requirements of the Paperwork Reduction Act
of 1995 (44 U.S.C. chapter 35), the FDIC hereby gives notice that it
plans to submit to the Office of Management and Budget (OMB) a request
for OMB review and renewal of the collections of information described
below:
DATES: Comments must be submitted on or before October 16, 2009.
ADDRESSES: Interested parties are invited to submit written comments
to FDIC by any of the following methods. All comments should refer to
the name of the collection as well as the OMB control number(s):
Web site: https://www.FDIC.gov/regulations/laws/federal/notices.html.
E-mail: Comments@FDIC.gov. Include the name of the
collection in the subject line of the message.
[[Page 47587]]
Mail: Gary A. Kuiper, Counsel, 202.898.3877, Legal
Division, Federal Deposit Insurance Corporation, 550 17th Street, NW.,
Washington, DC 20429.
Hand Delivery: Comments may be hand-delivered to the guard
station at the rear of the 550 17th Street Building (located on F
Street), on business days between 7 a.m. and 5 p.m.
Public Inspection: All comments received will be posted
without change to https://www.fdic.gov/regulations/laws/federal/propose.html including any personal information provided. Comments may
be inspected at the FDIC Public Information Center, Room E-1002, 3501
Fairfax Drive, Arlington, VA 22226, between 9 a.m. and 5 p.m. on
business days.
Comments may also be submitted to the OMB desk officer for the
FDIC: Office of Information and Regulatory Affairs, Office of
Management and Budget, New Executive Office Building, Room 10235, 727
17th Street, NW., Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT: Gary A. Kuiper at the address
identified above.
SUPPLEMENTARY INFORMATION: Proposal to renew the following currently
approved collections of information:
1. Title: Home Mortgage Disclosure Act (HMDA).
OMB Number: 3064-0046.
Form Number: None.
Frequency of Response: On occasion.
Affected Public: Insured State nonmember banks.
Estimated Number of Responses: 1,890,384
Estimated Time per Response: 5 minutes.
Total Annual Burden: 157,532 hours.
General Description of Collection: To permit the FDIC to detect
discrimination in residential mortgage lending, certain insured State
nonmember banks are required by FDIC regulation 12 CFR 338 to maintain
various data on home loan applicants.
2. Title: Public Disclosure by Banks.
OMB Number: 3064-0090.
Form Number: None.
Frequency of Response: On occasion.
Affected Public: Insured State nonmember banks.
Estimated Number of Respondents: 5,050.
Estimated Time per Response: 0.5 hours.
Total Annual Burden: 2,525 hours.
General Description of Collection: 12 CFR 350 requires a bank to
notify the general public, and in some instances shareholders, that
financial disclosure statements are available on request. Required
disclosures consist of financial reports for the current and preceding
year, which can be photocopied directly from the year-end call reports.
Also, on a case-by-case basis, the FDIC may require that descriptions
of enforcement actions be included in disclosure statements. The
regulation allows, but does not require, the inclusion of management
discussions and analysis.
3. Title: Notices Required of Government Securities Dealers or
Brokers (Insured State Nonmember Banks).
OMB Number: 3064-0093.
Form Number: G-FIN; G-FINW; G-FIN4; & G-FIN5.
Frequency of Response: On occasion.
Affected Public: Insured State nonmember banks acting as government
securities brokers and dealers.
Estimated Number of Respondents: 49.
Estimated Time per Response: 1 hour.
Total Annual Burden: 49 hours.
General Description of Collection: The Government Securities Act of
1986 requires all financial institutions acting as government
securities brokers and dealers to notify their Federal regulatory
agencies of their broker-dealer activities, unless exempted from the
notice requirement by Treasury Department regulation.
4. Title: Applicant Background Questionnaire.
OMB Number: 3064-0138.
Form Number: FDIC 2100/14.
Frequency of Response: On occasion.
Affected Public: FDIC job applicants who are not current FDIC
employees.
Estimated Number of Respondents: 30,000.
Estimated Time per Response: 3 minutes.
Total Annual Burden: 1500 hours.
General Description of Collection: The FDIC Applicant Background
Questionnaire is completed voluntarily by FDIC job applicants who are
not current FDIC employees. Responses to questions on the survey
provide information on gender, age, disability, race/national origin,
and to the applicant's source of vacancy announcement information. Data
is used by the Office of Diversity and Economic Opportunity and the
Personnel Services Branch to evaluate the effectiveness of various
recruitment methods used by the FDIC to ensure that the agency meets
workforce diversity objectives.
5. Title: Notice Regarding Unauthorized Access to Customer
Information.
OMB Number: 3064-0145.
Form Number: None.
Frequency of Response: On occasion.
Affected Public: Insured State nonmember banks.
Number of FDIC Regulated Banks that will notify customers: 93
Estimated Time per Response: 29 hrs. Annual Burden: 2,697 hours.
General Description of Collection: This collection reflects the
FDIC's expectations regarding a response program that financial
institutions should develop to address unauthorized access to or use of
customer information that could result in substantial harm or
inconvenience to a customer. The information collections require
financial institutions to: (1) Develop notices to customers; and (2) in
certain circumstances, determine which customers should receive the
notices and send the notices to customers.
Request for Comment
Comments are invited on: (a) Whether the collections of information
are necessary for the proper performance of the FDIC's functions,
including whether the information has practical utility; (b) the
accuracy of the estimates of the burden of the information collections,
including the validity of the methodology and assumptions used; (c)
ways to enhance the quality, utility, and clarity of the information to
be collected; and (d) ways to minimize the burden of the information
collection on respondents, including through the use of automated
collection techniques or other forms of information technology. All
comments will become a matter of public record.
Dated at Washington, DC, this 10th day of September, 2009.
Robert E. Feldman,
Executive Secretary, Federal Deposit Insurance Corporation.
[FR Doc. E9-22238 Filed 9-15-09; 8:45 am]
BILLING CODE 6714-01-P