Agency Information Collection Activities: Submission for OMB Review; Comment Request (3064-0046, 0090, 0093, 0138, & 0145), 47586-47587 [E9-22238]

Download as PDF 47586 Federal Register / Vol. 74, No. 178 / Wednesday, September 16, 2009 / Notices • E-mail: Comments@FDIC.gov. Include the name of the collection in the subject line of the message. • Mail: Gary A. Kuiper, Counsel, 202.898.3877, Legal Division, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 550 17th Street Building (located on F Street), on business days between 7 a.m. and 5 p.m. • Public Inspection: All comments received will be posted without change to https://www.fdic.gov/regulations/laws/ federal/propose.html including any personal information provided. Comments may be inspected at the FDIC Public Information Center, Room E– 1002, 3501 Fairfax Drive, Arlington, VA 22226, between 9 a.m. and 5 p.m. on business days. Comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Room 10235, 727 17th Street, NW., Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Gary A. Kuiper at the address identified above. srobinson on DSKHWCL6B1PROD with NOTICES SUPPLEMENTARY INFORMATION: Proposal to renew the following currently approved collection of information: Title: Identity Theft Red Flags and Address Discrepancies under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). OMB Number: 3064–0152. Affected Public: Individuals; Businesses or other for-profit. Estimated Number of Respondents: 5260. Estimated Time per Response: 16 hours. Estimated Total Annual Burden: 84,160 hours. General Description of the Collection: 12 CFR 334.82, 334.90, 334.91 and Appendix J to Part 334 implement sections 114 and 315 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), Public Law 108–159 (2003). Section 114 amended section 615 of the Fair Credit Reporting Act (FCRA) to require the OCC, FRB, FDIC, OTS, NCUA, and FTC (Agencies) to issue jointly (i) Guidelines for financial institutions and creditors regarding identity theft with respect to their account holders and customers; (ii) regulations requiring each financial institution and creditor to establish reasonable policies and procedures for implementing the guidelines to identify possible risks to account holders or VerDate Nov<24>2008 17:40 Sep 15, 2009 Jkt 217001 customers or to the safety and soundness of the institution or creditor; and (iii) regulations generally requiring credit and debit card issuers to assess the validity of change of address requests under certain circumstances. Section 315 amended section 605 of the FCRA to require the Agencies to issue regulations providing guidance regarding reasonable policies and procedures that a user of consumer reports must employ when a user receives a notice of address discrepancy from a consumer reporting agency (CRA). The information collections in Sec. 334.90 require each financial institution and creditor that offers or maintains one or more covered accounts to develop and implement a written Identity Theft Prevention Program (Program). In developing the Program, financial institutions and creditors are required to consider the guidelines in Appendix J to Part 334 and include those that are appropriate. The initial Program must be approved by the board of directors or an appropriate committee thereof and the board, an appropriate committee thereof or a designated employee at the level of senior management must be involved in the oversight of the Program. In addition, staff must be trained to carry out the Program. Pursuant to Sec. 334.91, each credit and debit card issuer is required to establish and implement policies and procedures to assess the validity of a change of address request under certain circumstances. Before issuing an additional or replacement card, the card issuer must notify the cardholder or use another means to assess the validity of the change of address. The information collections in Sec. 41.82 require each user of consumer reports to develop and implement reasonable policies and procedures designed to enable the user to form a reasonable belief that a consumer report relates to the consumer about whom it requested the report when the user receives a notice of address discrepancy from a CRA. A user of consumer reports must also develop and implement reasonable policies and procedures for furnishing an address for the consumer that the user has reasonably confirmed to be accurate to the CRA from which it receives a notice of address discrepancy when (1) The user can form a reasonable belief that the consumer report relates to the consumer about whom the user has requested the report; (2) the user establishes a continuing relationship with the consumer; and (3) the user regularly and in the ordinary course of business furnishes information to the PO 00000 Frm 00037 Fmt 4703 Sfmt 4703 CRA from which it received the notice of address discrepancy. Request for Comment Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collections, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the information collection on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Dated at Washington, DC, this 10th day of September, 2009. Federal Deposit Insurance Corporation. Robert E. Feldman, Executive Secretary. [FR Doc. E9–22237 Filed 9–15–09; 8:45 am] BILLING CODE 6714–01–P FEDERAL DEPOSIT INSURANCE CORPORATION Agency Information Collection Activities: Submission for OMB Review; Comment Request (3064– 0046, 0090, 0093, 0138, & 0145) AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of information collections to be submitted to OMB for review and approval under the Paperwork Reduction Act of 1995. SUMMARY: In accordance with requirements of the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35), the FDIC hereby gives notice that it plans to submit to the Office of Management and Budget (OMB) a request for OMB review and renewal of the collections of information described below: DATES: Comments must be submitted on or before October 16, 2009. ADDRESSES: Interested parties are invited to submit written comments to FDIC by any of the following methods. All comments should refer to the name of the collection as well as the OMB control number(s): • Web site: https://www.FDIC.gov/ regulations/laws/federal/notices.html. • E-mail: Comments@FDIC.gov. Include the name of the collection in the subject line of the message. E:\FR\FM\16SEN1.SGM 16SEN1 Federal Register / Vol. 74, No. 178 / Wednesday, September 16, 2009 / Notices • Mail: Gary A. Kuiper, Counsel, 202.898.3877, Legal Division, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 550 17th Street Building (located on F Street), on business days between 7 a.m. and 5 p.m. • Public Inspection: All comments received will be posted without change to https://www.fdic.gov/regulations/laws/ federal/propose.html including any personal information provided. Comments may be inspected at the FDIC Public Information Center, Room E– 1002, 3501 Fairfax Drive, Arlington, VA 22226, between 9 a.m. and 5 p.m. on business days. Comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Room 10235, 727 17th Street, NW., Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Gary A. Kuiper at the address identified above. Proposal to renew the following currently approved collections of information: 1. Title: Home Mortgage Disclosure Act (HMDA). OMB Number: 3064–0046. Form Number: None. Frequency of Response: On occasion. Affected Public: Insured State nonmember banks. Estimated Number of Responses: 1,890,384 Estimated Time per Response: 5 minutes. Total Annual Burden: 157,532 hours. General Description of Collection: To permit the FDIC to detect discrimination in residential mortgage lending, certain insured State nonmember banks are required by FDIC regulation 12 CFR 338 to maintain various data on home loan applicants. 2. Title: Public Disclosure by Banks. OMB Number: 3064–0090. Form Number: None. Frequency of Response: On occasion. Affected Public: Insured State nonmember banks. Estimated Number of Respondents: 5,050. Estimated Time per Response: 0.5 hours. Total Annual Burden: 2,525 hours. General Description of Collection: 12 CFR 350 requires a bank to notify the general public, and in some instances shareholders, that financial disclosure statements are available on request. Required disclosures consist of financial srobinson on DSKHWCL6B1PROD with NOTICES SUPPLEMENTARY INFORMATION: VerDate Nov<24>2008 19:04 Sep 15, 2009 Jkt 217001 reports for the current and preceding year, which can be photocopied directly from the year-end call reports. Also, on a case-by-case basis, the FDIC may require that descriptions of enforcement actions be included in disclosure statements. The regulation allows, but does not require, the inclusion of management discussions and analysis. 3. Title: Notices Required of Government Securities Dealers or Brokers (Insured State Nonmember Banks). OMB Number: 3064–0093. Form Number: G–FIN; G–FINW; G– FIN4; & G–FIN5. Frequency of Response: On occasion. Affected Public: Insured State nonmember banks acting as government securities brokers and dealers. Estimated Number of Respondents: 49. Estimated Time per Response: 1 hour. Total Annual Burden: 49 hours. General Description of Collection: The Government Securities Act of 1986 requires all financial institutions acting as government securities brokers and dealers to notify their Federal regulatory agencies of their broker-dealer activities, unless exempted from the notice requirement by Treasury Department regulation. 4. Title: Applicant Background Questionnaire. OMB Number: 3064–0138. Form Number: FDIC 2100/14. Frequency of Response: On occasion. Affected Public: FDIC job applicants who are not current FDIC employees. Estimated Number of Respondents: 30,000. Estimated Time per Response: 3 minutes. Total Annual Burden: 1500 hours. General Description of Collection: The FDIC Applicant Background Questionnaire is completed voluntarily by FDIC job applicants who are not current FDIC employees. Responses to questions on the survey provide information on gender, age, disability, race/national origin, and to the applicant’s source of vacancy announcement information. Data is used by the Office of Diversity and Economic Opportunity and the Personnel Services Branch to evaluate the effectiveness of various recruitment methods used by the FDIC to ensure that the agency meets workforce diversity objectives. 5. Title: Notice Regarding Unauthorized Access to Customer Information. OMB Number: 3064–0145. Form Number: None. Frequency of Response: On occasion. Affected Public: Insured State nonmember banks. PO 00000 Frm 00038 Fmt 4703 Sfmt 4703 47587 Number of FDIC Regulated Banks that will notify customers: 93 Estimated Time per Response: 29 hrs. Annual Burden: 2,697 hours. General Description of Collection: This collection reflects the FDIC’s expectations regarding a response program that financial institutions should develop to address unauthorized access to or use of customer information that could result in substantial harm or inconvenience to a customer. The information collections require financial institutions to: (1) Develop notices to customers; and (2) in certain circumstances, determine which customers should receive the notices and send the notices to customers. Request for Comment Comments are invited on: (a) Whether the collections of information are necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collections, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the information collection on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Dated at Washington, DC, this 10th day of September, 2009. Robert E. Feldman, Executive Secretary, Federal Deposit Insurance Corporation. [FR Doc. E9–22238 Filed 9–15–09; 8:45 am] BILLING CODE 6714–01–P FEDERAL ELECTION COMMISSION [Notice 2009–20] Filing Dates for the Massachusetts Senate Special Election Federal Election Commission. Notice of filing dates for special election. AGENCY: ACTION: SUMMARY: Massachusetts has scheduled elections on December 8, 2009, and January 19, 2010, to fill the vacant U.S. Senate seat held by the late Senator Edward M. Kennedy. Committees required to file reports in connection with the Special Primary Election on December 8, 2009, shall file a 12-day Pre-Primary Report. Committees required to file reports in connection with both the Special Primary and Special General Election on E:\FR\FM\16SEN1.SGM 16SEN1

Agencies

[Federal Register Volume 74, Number 178 (Wednesday, September 16, 2009)]
[Notices]
[Pages 47586-47587]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E9-22238]


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FEDERAL DEPOSIT INSURANCE CORPORATION


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request (3064-0046, 0090, 0093, 0138, & 0145)

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice of information collections to be submitted to OMB for 
review and approval under the Paperwork Reduction Act of 1995.

-----------------------------------------------------------------------

SUMMARY: In accordance with requirements of the Paperwork Reduction Act 
of 1995 (44 U.S.C. chapter 35), the FDIC hereby gives notice that it 
plans to submit to the Office of Management and Budget (OMB) a request 
for OMB review and renewal of the collections of information described 
below:

DATES: Comments must be submitted on or before October 16, 2009.

ADDRESSES:  Interested parties are invited to submit written comments 
to FDIC by any of the following methods. All comments should refer to 
the name of the collection as well as the OMB control number(s):
     Web site: https://www.FDIC.gov/regulations/laws/federal/notices.html.
     E-mail: Comments@FDIC.gov. Include the name of the 
collection in the subject line of the message.

[[Page 47587]]

     Mail: Gary A. Kuiper, Counsel, 202.898.3877, Legal 
Division, Federal Deposit Insurance Corporation, 550 17th Street, NW., 
Washington, DC 20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 550 17th Street Building (located on F 
Street), on business days between 7 a.m. and 5 p.m.
     Public Inspection: All comments received will be posted 
without change to https://www.fdic.gov/regulations/laws/federal/propose.html including any personal information provided. Comments may 
be inspected at the FDIC Public Information Center, Room E-1002, 3501 
Fairfax Drive, Arlington, VA 22226, between 9 a.m. and 5 p.m. on 
business days.
    Comments may also be submitted to the OMB desk officer for the 
FDIC: Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Room 10235, 727 
17th Street, NW., Washington, DC 20503.

FOR FURTHER INFORMATION CONTACT: Gary A. Kuiper at the address 
identified above.

SUPPLEMENTARY INFORMATION: Proposal to renew the following currently 
approved collections of information:
    1. Title: Home Mortgage Disclosure Act (HMDA).
    OMB Number: 3064-0046.
    Form Number: None.
    Frequency of Response: On occasion.
    Affected Public: Insured State nonmember banks.
    Estimated Number of Responses: 1,890,384
    Estimated Time per Response: 5 minutes.
    Total Annual Burden: 157,532 hours.
    General Description of Collection: To permit the FDIC to detect 
discrimination in residential mortgage lending, certain insured State 
nonmember banks are required by FDIC regulation 12 CFR 338 to maintain 
various data on home loan applicants.
    2. Title: Public Disclosure by Banks.
    OMB Number: 3064-0090.
    Form Number: None.
    Frequency of Response: On occasion.
    Affected Public: Insured State nonmember banks.
    Estimated Number of Respondents: 5,050.
    Estimated Time per Response: 0.5 hours.
    Total Annual Burden: 2,525 hours.
    General Description of Collection: 12 CFR 350 requires a bank to 
notify the general public, and in some instances shareholders, that 
financial disclosure statements are available on request. Required 
disclosures consist of financial reports for the current and preceding 
year, which can be photocopied directly from the year-end call reports. 
Also, on a case-by-case basis, the FDIC may require that descriptions 
of enforcement actions be included in disclosure statements. The 
regulation allows, but does not require, the inclusion of management 
discussions and analysis.
    3. Title: Notices Required of Government Securities Dealers or 
Brokers (Insured State Nonmember Banks).
    OMB Number: 3064-0093.
    Form Number: G-FIN; G-FINW; G-FIN4; & G-FIN5.
    Frequency of Response: On occasion.
    Affected Public: Insured State nonmember banks acting as government 
securities brokers and dealers.
    Estimated Number of Respondents: 49.
    Estimated Time per Response: 1 hour.
    Total Annual Burden: 49 hours.
    General Description of Collection: The Government Securities Act of 
1986 requires all financial institutions acting as government 
securities brokers and dealers to notify their Federal regulatory 
agencies of their broker-dealer activities, unless exempted from the 
notice requirement by Treasury Department regulation.
    4. Title: Applicant Background Questionnaire.
    OMB Number: 3064-0138.
    Form Number: FDIC 2100/14.
    Frequency of Response: On occasion.
    Affected Public: FDIC job applicants who are not current FDIC 
employees.
    Estimated Number of Respondents: 30,000.
    Estimated Time per Response: 3 minutes.
    Total Annual Burden: 1500 hours.
    General Description of Collection: The FDIC Applicant Background 
Questionnaire is completed voluntarily by FDIC job applicants who are 
not current FDIC employees. Responses to questions on the survey 
provide information on gender, age, disability, race/national origin, 
and to the applicant's source of vacancy announcement information. Data 
is used by the Office of Diversity and Economic Opportunity and the 
Personnel Services Branch to evaluate the effectiveness of various 
recruitment methods used by the FDIC to ensure that the agency meets 
workforce diversity objectives.
    5. Title: Notice Regarding Unauthorized Access to Customer 
Information.
    OMB Number: 3064-0145.
    Form Number: None.
    Frequency of Response: On occasion.
    Affected Public: Insured State nonmember banks.
    Number of FDIC Regulated Banks that will notify customers: 93
    Estimated Time per Response: 29 hrs. Annual Burden: 2,697 hours.
    General Description of Collection: This collection reflects the 
FDIC's expectations regarding a response program that financial 
institutions should develop to address unauthorized access to or use of 
customer information that could result in substantial harm or 
inconvenience to a customer. The information collections require 
financial institutions to: (1) Develop notices to customers; and (2) in 
certain circumstances, determine which customers should receive the 
notices and send the notices to customers.

Request for Comment

    Comments are invited on: (a) Whether the collections of information 
are necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collections, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the information 
collection on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.

    Dated at Washington, DC, this 10th day of September, 2009.
Robert E. Feldman,
Executive Secretary, Federal Deposit Insurance Corporation.
[FR Doc. E9-22238 Filed 9-15-09; 8:45 am]
BILLING CODE 6714-01-P
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