Fair Credit Reporting Affiliate Marketing Regulations; Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003; Correction, 32410-32411 [E9-16030]

Download as PDF 32410 Federal Register / Vol. 74, No. 129 / Wednesday, July 8, 2009 / Rules and Regulations §§ 1730.67–1730.99 § 1730.100 [Reserved] OMB Control Number. The Information collection requirements in this part are approved by the Office of Management and Budget and assigned OMB control number 0572–0141. Dated: June 25, 2009. James R. Newby, Acting Administrator, Rural Utilities Service. [FR Doc. E9–15888 Filed 7–7–09; 8:45 am] BILLING CODE 3410–15–P DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency 12 CFR Part 41 [Docket ID OCC–2009–0001] RIN 1557–AD14 FEDERAL RESERVE SYSTEM 12 CFR Part 222 [Regulation V; Docket No. R–1203, R–1255] FEDERAL DEPOSIT INSURANCE CORPORATION 12 CFR Part 334 RIN 3064–AC83; 3064–AD00 DEPARTMENT OF THE TREASURY Office of Thrift Supervision 12 CFR Part 571 [Docket ID OTS–2009–0012] RIN 1550–AC30 NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 717 RIN 3133–AC90 and RIN 3133–AD00 FEDERAL TRADE COMMISSION 16 CFR Parts 641, 680, 681, and 698 sroberts on DSKD5P82C1PROD with RULES RIN 3084–AA94 Fair Credit Reporting Affiliate Marketing Regulations; Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003; Correction AGENCY: Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC); Office of VerDate Nov<24>2008 16:30 Jul 07, 2009 Jkt 217001 Thrift Supervision, Treasury (OTS); National Credit Union Administration (NCUA); and Federal Trade Commission (Commission). ACTION: Final rule; correction. SUMMARY: The OCC, Board, FDIC, OTS, NCUA, and Commission published in the Federal Register on May 14, 2009 a technical correction to final rules to implement the affiliate marketing provisions and identity theft red flags and address discrepancy provisions of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The correction included in this Federal Register document corrects an error in the DATES section which caused the effective date to an amendment to the Commission’s rules to be incorrect. This correction does not affect the OCC’s, Board’s, FDIC’s, OTS’s, or NCUA’s rules. DATES: Effective Date: This correction is effective July 8, 2009. FOR FURTHER INFORMATION CONTACT: OCC: Jon Mitchell, Attorney, Legislative and Regulatory Activities Division, (202) 874–5090, Office of the Comptroller of the Currency, 250 E Street, SW., Washington, DC 20219. Board: Amy E. Burke, Senior Attorney, or Jelena McWilliams, Attorney, Division of Consumer and Community Affairs, (202) 452–3667 or (202) 452–2412; or Kara Handzlik, Attorney, Legal Division, (202) 452– 3852, Board of Governors of the Federal Reserve System, 20th and C Streets, NW., Washington, DC 20551. For users of a Telecommunications Device for the Deaf (TDD) only, contact (202) 263– 4869. FDIC: Richard M. Schwartz, Counsel, Legal Division, (202) 898–7424; Jeffrey M. Kopchik, Senior Policy Analyst, (202) 898–3872, or Samuel Frumkin, Senior Policy Analyst, (202) 898–6602, Division of Supervision and Consumer Protection, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429. OTS: Suzanne McQueen, Consumer Regulations Analyst, Compliance and Consumer Protection Division, (202) 906–6459; April Breslaw, Director, Consumer Regulations, (202) 906–6989; or Richard Bennett, Senior Compliance Counsel, Regulations and Legislation Division, (202) 906–7409, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552. NCUA: Linda Dent, Attorney, or Regina Metz, Attorney, Office of General Counsel, 703–518–6540, National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314–3428. PO 00000 Frm 00022 Fmt 4700 Sfmt 4700 Commission: Anthony Rodriguez (Affiliate Marketing Rule) or Cora Han (Identity Theft Red Flags Rules), Attorneys, Division of Privacy and Identity Protection, Bureau of Consumer Protection, (202) 326–2252, Federal Trade Commission, 600 Pennsylvania Avenue, NW., Washington, DC 20580. The OCC, Board, FDIC, OTS, NCUA, and Commission published a document in the Federal Register on May 14, 2009 (74 FR 22639). The document (OCC– 2009–0001; FR–R–1203 and R–1255; FDIC 3064–AD00; OTS–2008–0024; NCUA RIN 3133–AC90 and RIN 3133– AD00; and FTC RIN 3084–AA94) made technical corrections to the final rules implementing the affiliate marketing provisions and identity theft red flags and address discrepancy provisions of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The document also provided effective dates for these corrections. This document corrects an error in the DATES section, where renumbered amendatory instructions caused the effective date to an amendment to the Commission’s rules to be incorrect. In the technical corrections amendment to the final rule, FR Doc. No. 2009–10009 published on May 14, 2009 (74 FR 22639), make the following correction: ‘‘On page 22639, in the center column, in the DATES section, the number ‘‘34’’ in the fourth line is corrected to read ‘‘35’’. SUPPLEMENTARY INFORMATION: By the Office of the Comptroller of the Currency. Julie L. Williams, First Senior Deputy Comptroller and Chief Counsel. By order of the Secretary of the Board acting under delegated authority, July 1, 2009. Jennifer J. Johnson, Secretary of the Board. Dated at Washington, DC, this 22nd day of June 2009. By order of the Board of Directors. Federal Deposit Insurance Corporation. Robert E. Feldman, Executive Secretary. Dated: June 17, 2009. E:\FR\FM\08JYR1.SGM 08JYR1 Federal Register / Vol. 74, No. 129 / Wednesday, July 8, 2009 / Rules and Regulations By the Office of Thrift Supervision, Deborah Dakin, Acting Chief Counsel. By order of the National Credit Union Administration Board, June 18, 2009. Mary F. Rupp, Secretary of the Board. By Direction of the Commission. Donald S. Clark, Secretary. [FR Doc. E9–16030 Filed 7–7–09; 8:45 am] BILLING CODE 4810–33–P; 6210–01–P; 6714–01–P; 6720–01–P; 7535–01–P; 3084–88–P DEPARTMENT OF TRANSPORTATION Federal Aviation Administration 14 CFR Part 39 [Docket No. FAA–2009–0044; Directorate Identifier 2008–NM–132–AD; Amendment 39–15953; AD 2009–14–03] RIN 2120–AA64 Airworthiness Directives; Bombardier Model CL–600–1A11 (CL–600), CL– 600–2A12 (CL–601), CL–600–2B16 (CL– 601–3A, CL–601–3R, and CL–604) Airplanes AGENCY: Federal Aviation Administration (FAA), Department of Transportation (DOT). ACTION: Final rule. SUMMARY: We are adopting a new airworthiness directive (AD) for the products listed above. This AD results from mandatory continuing airworthiness information (MCAI) originated by an aviation authority of another country to identify and correct an unsafe condition on an aviation product. The MCAI describes the unsafe condition as: sroberts on DSKD5P82C1PROD with RULES There have been several Stick Pusher Capstan Shaft failures causing the dormant loss or severe degradation of the stick pusher function. * * * Dormant loss or severe degradation of the stick pusher function could result in reduced controllability of the airplane. We are issuing this AD to require actions to correct the unsafe condition on these products. DATES: This AD becomes effective August 12, 2009. The Director of the Federal Register approved the incorporation by reference of certain publications listed in this AD as of August 12, 2009. ADDRESSES: You may examine the AD docket on the Internet at http:// www.regulations.gov or in person at the U.S. Department of Transportation, Docket Operations, M–30, West VerDate Nov<24>2008 16:30 Jul 07, 2009 Jkt 217001 Building Ground Floor, Room W12–140, 1200 New Jersey Avenue, SE., Washington, DC. FOR FURTHER INFORMATION CONTACT: Bruce Valentine, Aerospace Engineer, Systems and Flight Test Branch, ANE– 172, FAA, New York Aircraft Certification Office, 1600 Stewart Avenue, Suite 410, Westbury, New York 11590; telephone (516) 228–7328; fax (516) 794–5531. SUPPLEMENTARY INFORMATION: Discussion We issued a notice of proposed rulemaking (NPRM) to amend 14 CFR part 39 to include an AD that would apply to the specified products. That NPRM was published in the Federal Register on February 23, 2009 (74 FR 8039). That NPRM proposed to correct an unsafe condition for the specified products. The MCAI states: There have been several Stick Pusher Capstan Shaft failures causing the dormant loss or severe degradation of the stick pusher function. This directive is issued to revise the first flight of the day check [in the Airplane Flight Manual] of the stall protection system to detect a degradation of the stick pusher function. It also introduces a new periodic maintenance task [in the Airworthiness Limitations Section of the Instructions for Continuing Airworthiness] to check the structural integrity of the stick pusher capstan shaft. Dormant loss or severe degradation of the stick pusher function could result in reduced controllability of the airplane. You may obtain further information by examining the MCAI in the AD docket. Comments We gave the public the opportunity to participate in developing this AD. We received no comments on the NPRM or on the determination of the cost to the public. Conclusion We reviewed the available data and determined that air safety and the public interest require adopting the AD as proposed. Differences Between This AD and the MCAI or Service Information We have reviewed the MCAI and related service information and, in general, agree with their substance. But we might have found it necessary to use different words from those in the MCAI to ensure the AD is clear for U.S. operators and is enforceable. In making these changes, we do not intend to differ substantively from the information provided in the MCAI and related service information. We might also have required different actions in this AD from those in the PO 00000 Frm 00023 Fmt 4700 Sfmt 4700 32411 MCAI in order to follow our FAA policies. Any such differences are highlighted in a Note within the AD. Costs of Compliance We estimate that this AD will affect 707 products of U.S. registry. We also estimate that it will take about 1 workhour per product to comply with the basic requirements of this AD. The average labor rate is $80 per work-hour. Based on these figures, we estimate the cost of this AD to the U.S. operators to be $56,560, or $80 per product. Authority for This Rulemaking Title 49 of the United States Code specifies the FAA’s authority to issue rules on aviation safety. Subtitle I, section 106, describes the authority of the FAA Administrator. ‘‘Subtitle VII: Aviation Programs,’’ describes in more detail the scope of the Agency’s authority. We are issuing this rulemaking under the authority described in ‘‘Subtitle VII, Part A, Subpart III, Section 44701: General requirements.’’ Under that section, Congress charges the FAA with promoting safe flight of civil aircraft in air commerce by prescribing regulations for practices, methods, and procedures the Administrator finds necessary for safety in air commerce. This regulation is within the scope of that authority because it addresses an unsafe condition that is likely to exist or develop on products identified in this rulemaking action. Regulatory Findings We determined that this AD will not have federalism implications under Executive Order 13132. This AD will not have a substantial direct effect on the States, on the relationship between the national government and the States, or on the distribution of power and responsibilities among the various levels of government. For the reasons discussed above, I certify this AD: 1. Is not a ‘‘significant regulatory action’’ under Executive Order 12866; 2. Is not a ‘‘significant rule’’ under the DOT Regulatory Policies and Procedures (44 FR 11034, February 26, 1979); and 3. Will not have a significant economic impact, positive or negative, on a substantial number of small entities under the criteria of the Regulatory Flexibility Act. We prepared a regulatory evaluation of the estimated costs to comply with this AD and placed it in the AD docket. Examining the AD Docket You may examine the AD docket on the Internet at http:// E:\FR\FM\08JYR1.SGM 08JYR1

Agencies

[Federal Register Volume 74, Number 129 (Wednesday, July 8, 2009)]
[Rules and Regulations]
[Pages 32410-32411]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E9-16030]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency

12 CFR Part 41

[Docket ID OCC-2009-0001]
RIN 1557-AD14

FEDERAL RESERVE SYSTEM

12 CFR Part 222

[Regulation V; Docket No. R-1203, R-1255]

FEDERAL DEPOSIT INSURANCE CORPORATION

12 CFR Part 334

RIN 3064-AC83; 3064-AD00

DEPARTMENT OF THE TREASURY

Office of Thrift Supervision

12 CFR Part 571

[Docket ID OTS-2009-0012]
RIN 1550-AC30

NATIONAL CREDIT UNION ADMINISTRATION

12 CFR Part 717

RIN 3133-AC90 and RIN 3133-AD00

FEDERAL TRADE COMMISSION

16 CFR Parts 641, 680, 681, and 698

RIN 3084-AA94


 Fair Credit Reporting Affiliate Marketing Regulations; Identity 
Theft Red Flags and Address Discrepancies Under the Fair and Accurate 
Credit Transactions Act of 2003; Correction

AGENCY: Office of the Comptroller of the Currency, Treasury (OCC); 
Board of Governors of the Federal Reserve System (Board); Federal 
Deposit Insurance Corporation (FDIC); Office of Thrift Supervision, 
Treasury (OTS); National Credit Union Administration (NCUA); and 
Federal Trade Commission (Commission).

ACTION: Final rule; correction.

-----------------------------------------------------------------------

SUMMARY: The OCC, Board, FDIC, OTS, NCUA, and Commission published in 
the Federal Register on May 14, 2009 a technical correction to final 
rules to implement the affiliate marketing provisions and identity 
theft red flags and address discrepancy provisions of the Fair and 
Accurate Credit Transactions Act of 2003 (FACT Act). The correction 
included in this Federal Register document corrects an error in the 
DATES section which caused the effective date to an amendment to the 
Commission's rules to be incorrect. This correction does not affect the 
OCC's, Board's, FDIC's, OTS's, or NCUA's rules.

DATES: Effective Date: This correction is effective July 8, 2009.

FOR FURTHER INFORMATION CONTACT: OCC: Jon Mitchell, Attorney, 
Legislative and Regulatory Activities Division, (202) 874-5090, Office 
of the Comptroller of the Currency, 250 E Street, SW., Washington, DC 
20219.
    Board: Amy E. Burke, Senior Attorney, or Jelena McWilliams, 
Attorney, Division of Consumer and Community Affairs, (202) 452-3667 or 
(202) 452-2412; or Kara Handzlik, Attorney, Legal Division, (202) 452-
3852, Board of Governors of the Federal Reserve System, 20th and C 
Streets, NW., Washington, DC 20551. For users of a Telecommunications 
Device for the Deaf (TDD) only, contact (202) 263-4869.
    FDIC: Richard M. Schwartz, Counsel, Legal Division, (202) 898-7424; 
Jeffrey M. Kopchik, Senior Policy Analyst, (202) 898-3872, or Samuel 
Frumkin, Senior Policy Analyst, (202) 898-6602, Division of Supervision 
and Consumer Protection, Federal Deposit Insurance Corporation, 550 
17th Street, NW., Washington, DC 20429.
    OTS: Suzanne McQueen, Consumer Regulations Analyst, Compliance and 
Consumer Protection Division, (202) 906-6459; April Breslaw, Director, 
Consumer Regulations, (202) 906-6989; or Richard Bennett, Senior 
Compliance Counsel, Regulations and Legislation Division, (202) 906-
7409, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 
20552.
    NCUA: Linda Dent, Attorney, or Regina Metz, Attorney, Office of 
General Counsel, 703-518-6540, National Credit Union Administration, 
1775 Duke Street, Alexandria, VA 22314-3428.
    Commission: Anthony Rodriguez (Affiliate Marketing Rule) or Cora 
Han (Identity Theft Red Flags Rules), Attorneys, Division of Privacy 
and Identity Protection, Bureau of Consumer Protection, (202) 326-2252, 
Federal Trade Commission, 600 Pennsylvania Avenue, NW., Washington, DC 
20580.

SUPPLEMENTARY INFORMATION: The OCC, Board, FDIC, OTS, NCUA, and 
Commission published a document in the Federal Register on May 14, 2009 
(74 FR 22639). The document (OCC-2009-0001; FR-R-1203 and R-1255; FDIC 
3064-AD00; OTS-2008-0024; NCUA RIN 3133-AC90 and RIN 3133-AD00; and FTC 
RIN 3084-AA94) made technical corrections to the final rules 
implementing the affiliate marketing provisions and identity theft red 
flags and address discrepancy provisions of the Fair and Accurate 
Credit Transactions Act of 2003 (FACT Act). The document also provided 
effective dates for these corrections. This document corrects an error 
in the DATES section, where renumbered amendatory instructions caused 
the effective date to an amendment to the Commission's rules to be 
incorrect.
    In the technical corrections amendment to the final rule, FR Doc. 
No. 2009-10009 published on May 14, 2009 (74 FR 22639), make the 
following correction: ``On page 22639, in the center column, in the 
DATES section, the number ``34'' in the fourth line is corrected to 
read ``35''.

    By the Office of the Comptroller of the Currency.
Julie L. Williams,
First Senior Deputy Comptroller and Chief Counsel.

    By order of the Secretary of the Board acting under delegated 
authority, July 1, 2009.
Jennifer J. Johnson,
Secretary of the Board.
    Dated at Washington, DC, this 22nd day of June 2009.

    By order of the Board of Directors.

Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.

    Dated: June 17, 2009.


[[Page 32411]]


    By the Office of Thrift Supervision,
Deborah Dakin,
Acting Chief Counsel.

    By order of the National Credit Union Administration Board, June 
18, 2009.
Mary F. Rupp,
Secretary of the Board.

    By Direction of the Commission.
Donald S. Clark,
Secretary.
[FR Doc. E9-16030 Filed 7-7-09; 8:45 am]
BILLING CODE 4810-33-P; 6210-01-P; 6714-01-P; 6720-01-P; 7535-01-P; 
3084-88-P