Advertising of Books: Enforcement Policy, 8542-8543 [E9-3940]
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Federal Register / Vol. 74, No. 36 / Wednesday, February 25, 2009 / Notices
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Additional information on all bank
holding companies may be obtained
from the National Information Center
website at www.ffiec.gov/nic/.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than March 20,
2009.
A. Federal Reserve Bank of Kansas
City (Todd Offerbacker, Assistant Vice
President) 925 Grand Avenue, Kansas
City, Missouri 64198-0001:
1. CrossFirst Holdings, LLC; to become
a bank holding company by acquiring
100 percent of the voting shares of
CrossPoint Bank, both in Overland Park,
Kansas.
In connection with this application,
Applicant also has applied to acquire
CrossFirst Advisors, LLC Overland Park,
Kansas, and thereby engage in financial
and investment advisory activities,
management consulting, and counseling
activities, pursuant to sections
225.25(b)(6) and (b)(9) of Regulation Y.
Board of Governors of the Federal Reserve
System, February 20, 2009.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. E9–3983 Filed 2–24–09; 8:45 am]
either directly or through a subsidiary or
other company, in a nonbanking activity
that is listed in § 225.28 of Regulation Y
(12 CFR 225.28) or that the Board has
determined by Order to be closely
related to banking and permissible for
bank holding companies. Unless
otherwise noted, these activities will be
conducted throughout the United States.
Each notice is available for inspection
at the Federal Reserve Bank indicated.
The notice also will be available for
inspection at the offices of the Board of
Governors. Interested persons may
express their views in writing on the
question whether the proposal complies
with the standards of section 4 of the
BHC Act. Additional information on all
bank holding companies may be
obtained from the National Information
Center website at www.ffiec.gov/nic/.
Unless otherwise noted, comments
regarding the applications must be
received at the Reserve Bank indicated
or the offices of the Board of Governors
not later than March 10, 2009.
A. Federal Reserve Bank of Cleveland
(Nadine Wallman, Vice President) 1455
East Sixth Street, Cleveland, Ohio
44101–2566:
1. Farmers National Banc Corp.,
Canfield, Ohio; to acquire 100 percent of
the voting shares of Butler Wick Trust
Company, Youngstown, Ohio, and
thereby engage in general trust activities
pursuant to section 225.28(b)(5) of
Regulation Y.
Board of Governors of the Federal Reserve
System, February 20, 2009.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. E9–3984 Filed 2–24–09; 8:45 am]
BILLING CODE 6210–01–S
BILLING CODE 6210–01–S
FEDERAL TRADE COMMISSION
Advertising of Books: Enforcement
Policy
Notice of Proposals to Engage in
Permissible Nonbanking Activities or
to Acquire Companies that are
Engaged in Permissible Nonbanking
Activities
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FEDERAL RESERVE SYSTEM
(FTC).
The companies listed in this notice
have given notice under section 4 of the
Bank Holding Company Act (12 U.S.C.
1843) (BHC Act) and Regulation Y (12
CFR Part 225) to engage de novo, or to
acquire or control voting securities or
assets of a company, including the
companies listed below, that engages
VerDate Nov<24>2008
19:10 Feb 24, 2009
Jkt 217001
AGENCY:
ACTION:
Federal Trade Commission
Statement of policy.
SUMMARY: The Federal Trade
Commission rescinds its stated policy
that it will not ordinarily challenge
claims in advertising that promote the
sale of books and other publications
when the advertising purports only to
express the opinion of the author or to
quote—i.e., mirror—the contents of the
book or publication.
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FOR FURTHER INFORMATION CONTACT:
Keith R. Fentonmiller, (202) 326-2775,
kfentonmiller@ftc.gov, or Edward
Glennon, (202) 326-3126,
eglennon@ftc.gov, Attorneys, Division
of Advertising Practices, Bureau of
Consumer Protection, Federal Trade
Commission, 600 Pennsylvania Ave.,
N.W., Washington, DC 20580.
On July
21, 1971, the Commission published its
‘‘Advertising in Books’’ enforcement
policy, also known as the Mirror Image
Doctrine (hereafter ‘‘MID’’). The MID
enforcement policy provides:
SUPPLEMENTARY INFORMATION:
The Commission, as a matter of
policy, ordinarily will not proceed
against advertising claims which
promote the sale of books and other
publications: Provided, The
advertising only purports to express
the opinion of the author or to quote
the contents of the publication; the
advertising discloses the source of
statements quoted or derived from the
contents of the publication; and the
advertising discloses the author to be
the source of opinions expressed
about the publication. Whether the
advice being offered by the
publication will achieve, in fact, the
results claimed for it in the
advertising will not be controlling if
appropriate disclosures have been
made. This policy does not apply,
however, if the publication, or its
advertising, is used to promote the
sale of some other product as part of
a commercial scheme.
Advertising in Books: Enforcement
Policy, 36 FR 13,414 (July 21, 1971). By
its terms, the MID does not circumscribe
the Commission’s inherent authority to
proceed against deceptive advertising
for books and other publications.
Rather, it is a guide for how
Commission staff ‘‘ordinarily’’ should
approach such advertising.
Five years after the FTC promulgated
the MID, the Supreme Court decided
that the First Amendment to the U.S.
Constitution protects commercial
advertising from undue government
regulation, albeit not to the same degree
as non-commercial speech. In Virginia
State Bd. of Pharmacy v. Virginia
Citizens Consumer Council, Inc., 425
U.S. 748 (1976), the Court held that
‘‘speech which does ‘no more than
propose a commercial transaction’’’ is
commercial speech entitled to some
form of First Amendment
E:\FR\FM\25FEN1.SGM
25FEN1
Federal Register / Vol. 74, No. 36 / Wednesday, February 25, 2009 / Notices
although it recognized that the
government still may prohibit
untruthful or misleading advertising or
impose other measures to ensure that
ads are not deceptive.2 In subsequent
cases, courts, including the Supreme
Court, have held that a commercial
advertisement does not necessarily
enjoy full First Amendment protection
just because it promotes a fully
protected product or activity or
incorporates statements that, outside the
advertising context, are fully protected.
See, e.g., Zauderer v. Office of
Disciplinary Counsel of the Supreme
Court of Ohio, 471 U.S. 626, 637 & n.7
(1985) (holding that statements
contained in an advertisement for legal
services regarding the legal rights of
persons injured by the Dalkon shield
normally would be fully protected
speech, but not when presented in the
context of an advertisement that
proposed a commercial transaction—the
offer of legal representation).3
The Commission has determined that
the MID is unnecessary in light of the
Supreme Court’s commercial speech
jurisprudence developed since the
MID’s adoption. The Court’s commercial
speech cases, not the MID, delimit the
constitutional constraints on challenges
to deceptive advertising claims for
books and other publications that are
commercially marketed. For the reasons
described, the Commission hereby
rescinds its ‘‘Advertising in Books’’
enforcement policy.
List of Subjects:
Advertising, Consumer protection,
Trade practices.
Authority: 15 U.S.C. 41-58
By direction of the Commission.
Donald S. Clark,
Secretary.
[FR Doc. E9–3940 Filed 2–24–09: 8:45 am]
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BILLING CODE 6750–01–S
although meriting some protection, is of less
constitutional moment than other forms of
speech.’’).
2 425 U.S. at 771-72 & n.24. Accord Bates v. State
Bar of Arizona, 433 U.S. 350, 382 (1977) (holding
that advertising for legal services is commercial
speech and noting that false, deceptive, or
misleading advertising of legal services can be
prohibited).
3 Cf. Rushman v. City of Milwaukee, 959 F. Supp.
1040, 1043-44 (E.D. Wis. 1997) (holding that the
city could not regulate speech of an astrologer,
because the targeted speech did not involve the
proposal of a commercial transaction: ‘‘[A]n
astrologer’s advice neither proposes nor encourages
an additional transaction. In contrast, if [the
astrologer] told her clients that they had curses and
she could remove them, that would be commercial
speech because she would be using astrology to sell
her curse-lifting services.’’).
VerDate Nov<24>2008
18:09 Feb 24, 2009
Jkt 217001
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Meeting of the National Vaccine
Advisory Committee Vaccine Safety
Working Group
AGENCY: Department of Health and
Human Services, Office of the Secretary,
Office of Public Health and Science.
ACTION: Notice of meeting.
SUMMARY: The Department of Health and
Human Services (HHS) is hereby giving
notice that the National Vaccine
Advisory Committee (NVAC) Vaccine
Safety Working Group will hold a
meeting. The meeting is open to the
public. Pre-registration is required for
both public attendance and comment.
The event will be webcast live and
audio conferencing will be available.
DATES: The meeting will be held on
March 16, 2009, from 9 a.m. to 5 p.m.
ADDRESSES: Department of Health and
Human Services; Hubert H. Humphrey
Building, Room 800; 200 Independence
Avenue, SW., Washington, DC 20201.
FOR FURTHER INFORMATION CONTACT: Ms.
Kirsten Vannice, National Vaccine
Program Office, Department of Health
and Human Services, Room 443–H,
Hubert H. Humphrey Building, 200
Independence Avenue, SW.,
Washington, DC 20201. Phone: (202)
690–5566; Fax: (202) 260–1165; e-mail:
kirsten.vannice@hhs.gov.
SUPPLEMENTARY INFORMATION: Pursuant
to Section 2101 of the Public Health
Service Act (42 U.S.C. Section 300aa–1),
the Secretary of Health and Human
Services was mandated to establish the
National Vaccine Program to achieve
optimal prevention of human infectious
diseases through immunization and to
achieve optimal prevention against
adverse reactions to vaccines. The
National Vaccine Advisory Committee
was established to provide advice and
make recommendations to the Director
of the National Vaccine Program, on
matters related to the Program’s
responsibilities. The Assistant Secretary
for Health serves as Director of the
National Vaccine Program.
The NVAC Vaccine Safety Working
Group was initially established to (1)
undertake and coordinate a scientific
review of the draft Centers for Disease
Control and Prevention (CDC)
Immunization Safety Office (ISO)
Scientific Agenda, and (2) review the
current vaccine safety system.
On March 16, 2009, the NVAC
Vaccine Safety Working Group will
meet to hear comments from
stakeholders on the ISO Scientific
Agenda. Stakeholder participants will
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8543
be asked to comment broadly on two
areas: (1) The content of the draft ISO
research agenda and (2) approaches for
developing priorities for the draft ISO
research agenda. Organizations and
individuals with a strong interest in
vaccine safety are encouraged to attend.
Additional guidance and materials will
be provided in advance to registered
participants. The information collected
during this meeting will inform the
Working Group on issues and concerns
that should be taken into consideration
in developing recommendations to be
made to NVAC on the ISO scientific
agenda.
Public attendance at the meeting is
limited to space available and interested
individuals are encouraged to register
early to secure a space. Individuals who
plan to attend and need special
assistance, such as sign language
interpretation or other reasonable
accommodations, should notify the
contact person above at least one week
prior to the meeting. Members of the
public will have the opportunity to
provide comments at the meeting.
Public comment will be limited to five
minutes per speaker. Pre-registration is
required for both public attendance and
comment. Any members of the public
who wish to have printed material
distributed to NVAC Vaccine Safety
Working Group members should submit
materials to the Executive Secretary,
NVAC, through the contact person listed
above prior to close of business March
9, 2009. Audio-conferencing will be
available. Call in numbers, a draft
agenda, a link to the webcast, and
additional materials will be posted on
the NVAC Vaccine Safety Working
Group Web site (https://www.hhs.gov/
nvpo/nvac/vaccinesafety.html) prior to
the meeting.
Dated: February 19, 2009.
Raymond A. Strikas,
Medical Officer, National Vaccine Program
Office, U.S. Department of Health and Human
Services.
[FR Doc. E9–3977 Filed 2–24–09; 8:45 am]
BILLING CODE 4150–44–P
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Agency for Healthcare Research and
Quality
Statement of Delegation of Authority
Notice is hereby given that I have
delegated to the Director, Agency for
Healthcare Research and Quality
(AHRQ), the authorities vested in the
Secretary of the Department of Health
and Human Services under Section 204,
E:\FR\FM\25FEN1.SGM
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Agencies
[Federal Register Volume 74, Number 36 (Wednesday, February 25, 2009)]
[Notices]
[Pages 8542-8543]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E9-3940]
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FEDERAL TRADE COMMISSION
Advertising of Books: Enforcement Policy
AGENCY: Federal Trade Commission (FTC).
ACTION: Statement of policy.
-----------------------------------------------------------------------
SUMMARY: The Federal Trade Commission rescinds its stated policy that
it will not ordinarily challenge claims in advertising that promote the
sale of books and other publications when the advertising purports only
to express the opinion of the author or to quote--i.e., mirror--the
contents of the book or publication.
FOR FURTHER INFORMATION CONTACT: Keith R. Fentonmiller, (202) 326-2775,
kfentonmiller@ftc.gov, or Edward Glennon, (202) 326-3126,
eglennon@ftc.gov, Attorneys, Division of Advertising Practices, Bureau
of Consumer Protection, Federal Trade Commission, 600 Pennsylvania
Ave., N.W., Washington, DC 20580.
SUPPLEMENTARY INFORMATION: On July 21, 1971, the Commission published
its ``Advertising in Books'' enforcement policy, also known as the
Mirror Image Doctrine (hereafter ``MID''). The MID enforcement policy
provides:
The Commission, as a matter of policy, ordinarily will not proceed
against advertising claims which promote the sale of books and other
publications: Provided, The advertising only purports to express the
opinion of the author or to quote the contents of the publication; the
advertising discloses the source of statements quoted or derived from
the contents of the publication; and the advertising discloses the
author to be the source of opinions expressed about the publication.
Whether the advice being offered by the publication will achieve, in
fact, the results claimed for it in the advertising will not be
controlling if appropriate disclosures have been made. This policy does
not apply, however, if the publication, or its advertising, is used to
promote the sale of some other product as part of a commercial scheme.
Advertising in Books: Enforcement Policy, 36 FR 13,414 (July 21,
1971). By its terms, the MID does not circumscribe the Commission's
inherent authority to proceed against deceptive advertising for books
and other publications. Rather, it is a guide for how Commission staff
``ordinarily'' should approach such advertising.
Five years after the FTC promulgated the MID, the Supreme Court
decided that the First Amendment to the U.S. Constitution protects
commercial advertising from undue government regulation, albeit not to
the same degree as non-commercial speech. In Virginia State Bd. of
Pharmacy v. Virginia Citizens Consumer Council, Inc., 425 U.S. 748
(1976), the Court held that ``speech which does `no more than propose a
commercial transaction''' is commercial speech entitled to some form of
First Amendment protection,\1\
[[Page 8543]]
although it recognized that the government still may prohibit
untruthful or misleading advertising or impose other measures to ensure
that ads are not deceptive.\2\ In subsequent cases, courts, including
the Supreme Court, have held that a commercial advertisement does not
necessarily enjoy full First Amendment protection just because it
promotes a fully protected product or activity or incorporates
statements that, outside the advertising context, are fully protected.
See, e.g., Zauderer v. Office of Disciplinary Counsel of the Supreme
Court of Ohio, 471 U.S. 626, 637 & n.7 (1985) (holding that statements
contained in an advertisement for legal services regarding the legal
rights of persons injured by the Dalkon shield normally would be fully
protected speech, but not when presented in the context of an
advertisement that proposed a commercial transaction--the offer of
legal representation).\3\
---------------------------------------------------------------------------
\1\ 425 U.S. at 762 (quoting Pittsburgh Press Co. v. Human
Relations Comm'n, 413 U.S. 376, 385 (1973), which held that sex-
designated help wanted ads were ``classic examples of commercial
speech'' and could be outlawed without running afoul of the First
Amendment). See also Bd. of Trustees of State Univ. of N.Y. v. Fox,
492 U.S. 469, 473-74 (1989) (holding that speech that proposes a
commercial transaction is ``the test for identifying commercial
speech,'' citing Posadas de Puerto Rico Assocs. v. Tourism Co. of
Puerto Rico, 478 U.S. 328, 340 (1986)); accord City of Cincinnati v.
Discovery Network, Inc., 507 U.S. 410, 423 (1993). Compare Cent.
Hudson Gas & Elec. Corp. v. Pub. Serv. Comm'n of N.Y., 447 U.S. 557,
563 n.5 (1980) (``This Court's decisions on commercial expression
have rested on the premise that such speech, although meriting some
protection, is of less constitutional moment than other forms of
speech.'').
\2\ \\425 U.S. at 771-72 & n.24. Accord Bates v. State Bar of
Arizona, 433 U.S. 350, 382 (1977) (holding that advertising for
legal services is commercial speech and noting that false,
deceptive, or misleading advertising of legal services can be
prohibited).
\3\ Cf. Rushman v. City of Milwaukee, 959 F. Supp. 1040, 1043-44
(E.D. Wis. 1997) (holding that the city could not regulate speech of
an astrologer, because the targeted speech did not involve the
proposal of a commercial transaction: ``[A]n astrologer's advice
neither proposes nor encourages an additional transaction. In
contrast, if [the astrologer] told her clients that they had curses
and she could remove them, that would be commercial speech because
she would be using astrology to sell her curse-lifting services.'').
---------------------------------------------------------------------------
The Commission has determined that the MID is unnecessary in light
of the Supreme Court's commercial speech jurisprudence developed since
the MID's adoption. The Court's commercial speech cases, not the MID,
delimit the constitutional constraints on challenges to deceptive
advertising claims for books and other publications that are
commercially marketed. For the reasons described, the Commission hereby
rescinds its ``Advertising in Books'' enforcement policy.
List of Subjects:
Advertising, Consumer protection, Trade practices.
Authority: 15 U.S.C. 41-58
By direction of the Commission.
Donald S. Clark,
Secretary.
[FR Doc. E9-3940 Filed 2-24-09: 8:45 am]
BILLING CODE 6750-01-S