Equal Credit Opportunity, 53685 [E8-21629]

Download as PDF 53685 Rules and Regulations Federal Register Vol. 73, No. 181 Wednesday, September 17, 2008 The Code of Federal Regulations is sold by the Superintendent of Documents. Prices of new books are listed in the first FEDERAL REGISTER issue of each week. FEDERAL RESERVE SYSTEM 12 CFR Part 202 [Regulation B; Docket No. R–1327] Equal Credit Opportunity Board of Governors of the Federal Reserve System. ACTION: Final rule; technical amendment. AGENCY: The Board is publishing amendments to Regulation B (Equal Credit Opportunity Act) to update the address where questions should be directed concerning creditors for which the Office of Thrift Supervision administers compliance with the regulation. SUMMARY: Effective Date: October 17, 2008. Compliance is optional until September 17, 2009. FOR FURTHER INFORMATION CONTACT: Jamie Z. Goodson, Attorney, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System, at (202) 452–3667. For the users of Telecommunications Device for the Deaf (‘‘TDD’’) only, contact (202) 263–4869. SUPPLEMENTARY INFORMATION: The Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691–1691f, makes it unlawful for a creditor to discriminate against an applicant in any aspect of a credit transaction on the basis of the applicant’s national origin, marital status, religion, sex, color, race, age (provided the applicant has the capacity to contract), receipt of public assistance benefits, or the good faith exercise of a right under the Consumer Credit Protection Act, 15 U.S.C. 1601 et seq. The ECOA is implemented by the Board’s Regulation B. In addition to the general prohibition against discrimination, Regulation B contains specific rules concerning the taking and evaluation of credit mstockstill on PROD1PC66 with RULES DATES: VerDate Aug<31>2005 16:59 Sep 16, 2008 Jkt 214001 applications, including procedures and notices for credit denials and other adverse actions. Under section 202.9 of Regulation B, notification given to an applicant when adverse action is taken must contain the name and address of the federal agency that administers compliance with respect to the creditor. Appendix A of Regulation B contains the names and addresses of the enforcement agencies where questions concerning a particular creditor shall be directed. This amendment updates the address for the Office of Thrift Supervision. Creditors for which the Office of Thrift Supervision administers compliance with Regulation B must include this new address on their adverse action notices starting September 17, 2009. Secretary of the Board under delegated authority, September 11, 2008. Robert deV. Frierson, Deputy Secretary of the Board. [FR Doc. E8–21629 Filed 9–16–08; 8:45 am] List of Subjects in 12 CFR Part 202 This section of the FEDERAL REGISTER contains regulatory documents having general applicability and legal effect, most of which are keyed to and codified in the Code of Federal Regulations, which is published under 50 titles pursuant to 44 U.S.C. 1510. AGENCY: Aged, Banks, Banking, Civil rights, Consumer protections, Credit, Discrimination, Federal Reserve System, Marital status discrimination, Penalties, Religious discrimination, Sex discrimination. Authority and Issuance For the reasons set forth in the preamble, the Board amends 12 CFR part 202 to read as follows: ■ PART 202—EQUAL CREDIT OPPORTUNITY ACT (REGULATION B) 1. The authority citation for part 202 continues to read as follows: ■ Authority: Section 15 U.S.C. 1691–1691f. 2. Appendix A is amended by removing the fifth and sixth paragraphs and adding a new paragraph in their place to read as follows: ■ APPENDIX A TO PART 202—FEDERAL ENFORCEMENT AGENCIES * * * * * Savings institutions under the Savings Association Insurance Fund of the FDIC and federally chartered savings banks insured under the Bank Insurance Fund of the FDIC (but not including state-chartered savings banks insured under the Bank Insurance Fund): Office of Thrift Supervision, Consumer Response Unit, 1700 G Street, NW., Washington, DC 20552. * * * * * By order of the Board of Governors of the Federal Reserve System, acting through the PO 00000 Frm 00001 Fmt 4700 Sfmt 4700 BILLING CODE 6210–01–P DEPARTMENT OF HEALTH AND HUMAN SERVICES Food and Drug Administration 21 CFR Part 520 [Docket No. FDA–2008–N–0039] Oral Dosage Form New Animal Drugs; Sulfadiazine/Pyrimethamine Suspension Food and Drug Administration, HHS. ACTION: Final rule. SUMMARY: The Food and Drug Administration (FDA) is amending the animal drug regulations to reflect approval of a supplemental new animal drug application (NADA) filed by Animal Health Pharmaceuticals, LLC. The supplemental NADA provides for a revised human food safety warning on labeling for an oral suspension of sulfadiazine and pyrimethamine used for the treatment of equine protozoal myeloencephalitis (EPM). DATES: This rule is effective September 17, 2008. FOR FURTHER INFORMATION CONTACT: Melanie R. Berson, Center for Veterinary Medicine (HFV–110), Food and Drug Administration, 7500 Standish Pl., Rockville, MD 20855, 240–276–8337, email: melanie.berson@fda.hhs.gov. SUPPLEMENTARY INFORMATION: Animal Health Pharmaceuticals, LLC, 1805 Oak Ridge Circle, suite 101, St. Joseph, MO 64506, filed a supplement to NADA 141–240 for use of REBALANCE (sulfadiazine/pyrimethamine) Antiprotozoal Oral Suspension for the treatment of EPM caused by Sarcocystis neurona. The supplement provides for a revised human food safety warning on labeling. The supplemental NADA is approved as of August 27, 2008, and 21 CFR 520.2215 is amended to reflect the approval. Approval of this supplemental NADA did not require review of additional safety or effectiveness data or E:\FR\FM\17SER1.SGM 17SER1

Agencies

[Federal Register Volume 73, Number 181 (Wednesday, September 17, 2008)]
[Rules and Regulations]
[Page 53685]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E8-21629]



========================================================================
Rules and Regulations
                                                Federal Register
________________________________________________________________________

This section of the FEDERAL REGISTER contains regulatory documents 
having general applicability and legal effect, most of which are keyed 
to and codified in the Code of Federal Regulations, which is published 
under 50 titles pursuant to 44 U.S.C. 1510.

The Code of Federal Regulations is sold by the Superintendent of Documents. 
Prices of new books are listed in the first FEDERAL REGISTER issue of each 
week.

========================================================================


Federal Register / Vol. 73, No. 181 / Wednesday, September 17, 2008 / 
Rules and Regulations

[[Page 53685]]



FEDERAL RESERVE SYSTEM

12 CFR Part 202

[Regulation B; Docket No. R-1327]


Equal Credit Opportunity

AGENCY: Board of Governors of the Federal Reserve System.

ACTION: Final rule; technical amendment.

-----------------------------------------------------------------------

SUMMARY: The Board is publishing amendments to Regulation B (Equal 
Credit Opportunity Act) to update the address where questions should be 
directed concerning creditors for which the Office of Thrift 
Supervision administers compliance with the regulation.

DATES: Effective Date: October 17, 2008. Compliance is optional until 
September 17, 2009.

FOR FURTHER INFORMATION CONTACT: Jamie Z. Goodson, Attorney, Division 
of Consumer and Community Affairs, Board of Governors of the Federal 
Reserve System, at (202) 452-3667. For the users of Telecommunications 
Device for the Deaf (``TDD'') only, contact (202) 263-4869.

SUPPLEMENTARY INFORMATION: The Equal Credit Opportunity Act (ECOA), 15 
U.S.C. 1691-1691f, makes it unlawful for a creditor to discriminate 
against an applicant in any aspect of a credit transaction on the basis 
of the applicant's national origin, marital status, religion, sex, 
color, race, age (provided the applicant has the capacity to contract), 
receipt of public assistance benefits, or the good faith exercise of a 
right under the Consumer Credit Protection Act, 15 U.S.C. 1601 et seq. 
The ECOA is implemented by the Board's Regulation B.
    In addition to the general prohibition against discrimination, 
Regulation B contains specific rules concerning the taking and 
evaluation of credit applications, including procedures and notices for 
credit denials and other adverse actions. Under section 202.9 of 
Regulation B, notification given to an applicant when adverse action is 
taken must contain the name and address of the federal agency that 
administers compliance with respect to the creditor. Appendix A of 
Regulation B contains the names and addresses of the enforcement 
agencies where questions concerning a particular creditor shall be 
directed. This amendment updates the address for the Office of Thrift 
Supervision. Creditors for which the Office of Thrift Supervision 
administers compliance with Regulation B must include this new address 
on their adverse action notices starting September 17, 2009.

List of Subjects in 12 CFR Part 202

    Aged, Banks, Banking, Civil rights, Consumer protections, Credit, 
Discrimination, Federal Reserve System, Marital status discrimination, 
Penalties, Religious discrimination, Sex discrimination.

Authority and Issuance

0
For the reasons set forth in the preamble, the Board amends 12 CFR part 
202 to read as follows:

PART 202--EQUAL CREDIT OPPORTUNITY ACT (REGULATION B)

0
1. The authority citation for part 202 continues to read as follows:

    Authority: Section 15 U.S.C. 1691-1691f.


0
2. Appendix A is amended by removing the fifth and sixth paragraphs and 
adding a new paragraph in their place to read as follows:

APPENDIX A TO PART 202--FEDERAL ENFORCEMENT AGENCIES

* * * * *
    Savings institutions under the Savings Association Insurance 
Fund of the FDIC and federally chartered savings banks insured under 
the Bank Insurance Fund of the FDIC (but not including state-
chartered savings banks insured under the Bank Insurance Fund): 
Office of Thrift Supervision, Consumer Response Unit, 1700 G Street, 
NW., Washington, DC 20552.
* * * * *


    By order of the Board of Governors of the Federal Reserve 
System, acting through the Secretary of the Board under delegated 
authority, September 11, 2008.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. E8-21629 Filed 9-16-08; 8:45 am]
BILLING CODE 6210-01-P
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